Credit Repair Hacks | Disputing Errors on Credit Reports: How to Remove Personal Information

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  • Опубліковано 23 жов 2024

КОМЕНТАРІ • 80

  • @privatejustice4704
    @privatejustice4704 2 роки тому +3

    Man you opened my eyes a little wiser to the commercial world. Been studying law the U.C.C. for awhile. I am not really interested in becoming a credit repair specialist, I am already deeply involved with several projects now. Would love to watch more of your videos.

  • @adrianwells-lucas8899
    @adrianwells-lucas8899 2 роки тому +5

    You Rock! You explain everything better than ANYONE on UA-cam. Keep up the excellent work 🤩👍

  • @hefzibaespino3508
    @hefzibaespino3508 3 роки тому +4

    Wow 😮 I did not know that by applying for credit when the loan officers enter my information to check my credit history it affected me in any way. I will definitely be careful now, as always thank you Daniel for sharing this amazing information 🔥🙌🏼🙏🏼😊

    • @hefzibaespino3508
      @hefzibaespino3508 3 роки тому

      More people need to know this, it will definetly help alot. 💪🏼

  • @jacobq83
    @jacobq83 3 роки тому +2

    Thanks so much for this program, Ian apart of you Aug challenge now, not only is it helpful learning the right information, but I really do feel like I can be successful at this, so a Thank you!

  • @sarag1158
    @sarag1158 2 роки тому +3

    They get those outdated dates and addresses from every time you send in a change of address at the US postal service. The US postal service sells your information to the credit reporting bureaus.

  • @johnrhardy8156
    @johnrhardy8156 Рік тому +2

    Love it. Simple and straight to the point. 🌟😇

  • @SinDramaMama
    @SinDramaMama 2 роки тому +1

    Great well explained video! Could we request clean personal information online thru their websites?

  • @mariamortega2549
    @mariamortega2549 4 місяці тому

    Hi and thanks! I need advice on what agency do I pick to get help with repairing my credit?

  • @Lackawanna_NewYork_
    @Lackawanna_NewYork_ 2 роки тому +3

    Would a miss spelled name, such as a missing suffix by not adding Jr and also with this give me more Momentum to delete derogatory accounts off my credit report. Also would this delete positive accounts as well?

  • @123sly1
    @123sly1 2 роки тому +1

    Gravy all of the information he explained it perfectly I need to start a credit repair service, I'm very passionate about credit, I think I need to join your challenge, thanks for the video

  • @LovingAtlanta
    @LovingAtlanta 2 роки тому +3

    👍@10:10 *FTC* - *Federal Trade Commission* protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy & education.
    *CFPB* - *Consumer Financial Protection Bureau* is a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.

  • @vivolavida11
    @vivolavida11 2 роки тому +2

    Hi Daniel, I am taking your master class and I must say you over deliver. Thank you!
    Quick question. You say you always want to have one name, one address ect. reported.
    Would disputing personal information delete positive accounts that are attached to the wrong personal info I am trying to remove? Or would positive accounts stay on the report and only the items I dispute be affected by the personal info I dispute? I am seeing conflicting answers in the facebook group. Thank you!

    • @lishmansupport715
      @lishmansupport715 2 роки тому

      ☝️☝️contact the above account he can help you get tha off that debt he did mine so just relax message the above account for getting this done

    • @socaldude9441
      @socaldude9441 2 роки тому +1

      If an account is positive & open you would want to make sure the address is reflecting your “current address” before removing previous addresses. So check all accounts to confirm address has been updated.

  • @centralwashingtonwirelessc9019
    @centralwashingtonwirelessc9019 3 роки тому +6

    Thank you for the information! I love the videos! I have one question though, do I send the removal of incorrect personal information with the first round disputes or should I send the letter to correct personal information, then once corrected send first round letters with the disputes once the personal information comes back as corrected? Thanks for the information!

    • @kanetraylor3655
      @kanetraylor3655 3 роки тому

      i have same question

    • @es7379
      @es7379 3 роки тому +4

      Have the personal information corrected first then send first round letters

  • @getfitcredit
    @getfitcredit 2 роки тому +2

    I love crc and I love the videos!! Daniel, there is one huge question that there is much debate about….sending certified or not. What’ are your thoughts?

  • @oasisdei
    @oasisdei Рік тому +1

    Sadly Experian is inaccurately reporting my information, DOB shows just a year not a month or day and address shows an old address as current. Yet I filed disputes with CFPB for negative accounts and Experian has since verified those accounts. What's my next steps? As they clearly couldn't have verified those accounts if they are reporting inaccurate personal info on my report to begin with.

  • @SippingandSwinging
    @SippingandSwinging 2 роки тому +9

    I tried removing an old address on experian. the dispute center told me over the phone that all old addresses cannot be removed. My secondary agencies are frozen. I am attempting to repair my own credit once i can update my personal information. I am stuck . Any ideas?

    • @carltonlear1123
      @carltonlear1123 2 роки тому +6

      Yea experian is rough. Because it's tied to accounts. You need to use the cfpb to delete it with your ftc letter and proof of address and utility bill. It will be gone In 15 days. Also dispute with lexis nexis, that's where experian gets theor info from.

    • @carltonlear1123
      @carltonlear1123 2 роки тому

      Or.lexis nexis freeze which u did

    • @carltonlear1123
      @carltonlear1123 2 роки тому +4

      You also can call lexis nexis. And request your consumer report, so.you know exactly 💯 what's on it. You will be shocked they have stuff on it that cresit bureaus don't have.
      Auto insurance far back.as 15 years
      Cell.phones
      Traffic tickets
      Home owners insurance
      Life insurance
      Work insurance
      And soo much more

    • @universalchic383
      @universalchic383 Рік тому

      @@carltonlear1123 what’s a ftc letter??

    • @t0kigh02t7
      @t0kigh02t7 16 днів тому

      What is the ftc letter?

  • @SinDramaMama
    @SinDramaMama 2 роки тому

    Just watched the masterclass, I love everything. However, I cant see how clients will pay me MONTHLY for information they can find for free and fix their credit for free? how do you actually add the value to get these clients? Thanks for the great info.

    • @tangothadon
      @tangothadon 2 роки тому +4

      You have to be first positive about it and secondly all of these things are very simple to do but a lot of people don't want to do the work so that's how you simply get clients to pay you in this world there's a lot of things people could do themselves but they rather pay somebody else to do it just like if you go to take your car to get washed at the car wash yeah you could wash it yourself but you rather just take it to the car wash instead cuz it's quicker and less time consuming so the key is time that's how you'll get clients to pay keep a cool head keep a positive mindset take a stab at it much love and success

  • @benmarkli6663
    @benmarkli6663 5 місяців тому

    Very helpful , thank you

  • @MrBlacksmith123
    @MrBlacksmith123 Рік тому

    Should I unfreeze ARS, Lexisnexis, CoreLogic, etc while in process of getting hired?

  • @nubiancutie5972
    @nubiancutie5972 Рік тому

    Can I include phone numbers and employers along with addresses or just ask them to remove addresses?

  • @adrianwells-lucas8899
    @adrianwells-lucas8899 2 роки тому

    You are EXCELLENT! Break it all down. Bravo!

  • @johnwaterman9381
    @johnwaterman9381 3 місяці тому

    Correct me if Im wrong, but soneone told me once Do Not Dispute Inaccurate Information electronically, send a letter by USPS return receipt requested.

  • @tonyblack5645
    @tonyblack5645 2 роки тому +1

    Thank you

  • @nubiancutie5972
    @nubiancutie5972 Рік тому

    What about also a plethora of employers and phone numbers listed on report? And attaching proof? Or is that too much?

  • @endtimesnowwithjohnnybargo3028
    @endtimesnowwithjohnnybargo3028 2 роки тому

    Do we clean 5 personal information separate from inquiries and negatives?

  • @WigVitalitythewighero
    @WigVitalitythewighero 3 роки тому +1

    This is right on time

  • @ShaiquaniaMiller
    @ShaiquaniaMiller 6 місяців тому

    I have 3 middle names which makes 5 names in total. None of the names on my report are my full name. Can i dispute these ? And what about if my 1st middle name is the only one listed?

  • @alessicapryor5202
    @alessicapryor5202 2 роки тому +1

    What if your ID is still under an old address?

  • @aliciab4tyMze
    @aliciab4tyMze 3 роки тому

    Thank you..loving theses videos!!!☺

  • @johnwaterman9381
    @johnwaterman9381 3 місяці тому

    What if the credit bearu just updates the credit accounts to match your current address, and current information?

  • @deemontgomery2734
    @deemontgomery2734 Рік тому

    want to start a credit repair business and take the challenge🙂 but before I do, I am learning by working on my own credit. Can you help me out here before updating my addresses and other personal information with the bureaus, should I contact all creditor (good standing) to update my addresses with them first?

  • @stevenburiek3014
    @stevenburiek3014 Рік тому

    Can I just send a letter to all credit companies rather than use the software? And is that script only a piece of what should be said?

  • @kingleonidasonline
    @kingleonidasonline 2 роки тому +1

    let's get the party started i'd love to see this working for me as it's been advertised. let's hope this works after I put in this work let's see how I do

  • @jonathangrunfeld9140
    @jonathangrunfeld9140 3 роки тому +1

    😳 holy cow! Thank Daniel!!!!

  • @thebattlefamily4784
    @thebattlefamily4784 3 роки тому +3

    I called one of the bureaus and they wouldn’t remove an old address because it was attached to an old account. Can anyone give some advise?

    • @ms.nblank2537
      @ms.nblank2537 2 роки тому +1

      File a report with the CFPB.
      Go to submit a complaint.
      The same happened to me 3 times and I reported them each and every time.
      Not just the creditors, the Credit agencies as well.
      Make an account before you file the report.

    • @pacs0508
      @pacs0508 2 роки тому

      @@ms.nblank2537 Any results?

    • @LanaMaeWicks
      @LanaMaeWicks 2 роки тому +1

      What if you changed your first or last name and my old name is still on there but I updated my name with SSI

  • @yermiasaleem
    @yermiasaleem 3 роки тому

    Very Insightful

  • @astarandre1576
    @astarandre1576 Рік тому

    Got a question

  • @BrandonLee9011
    @BrandonLee9011 2 роки тому

    what about if your identity was stolen. the person was caught and is in jail, and I have the police report. what is the best route to clean the damage off?

  • @anthonyrose6686
    @anthonyrose6686 3 роки тому +4

    At the end of the day, disputing your credit report is not an easy process.
    "In reality, it is really, really, really hard to fix your credit report," said Ira Rheingold, executive director of the National Association of Consumer Advocates.
    That's because the credit reporting system wasn't built for the benefit of consumers. It was built for the companies that use it, he explained.
    "There is nothing about our credit reporting system that makes it easy for consumers, friendly to consumers or helpful to consumers," Rheingold said.

    • @divinefem8793
      @divinefem8793 9 місяців тому

      I agree with you 100%! Also It takes you damn near a lifetime to fix your credit only for you to make one missed payment and the entire thing has drastically gone down!That’s a professional scam to me!!

    • @anthonyrose6686
      @anthonyrose6686 9 місяців тому

      @@divinefem8793 I truly think it’s so unfair how all this credit stuff impacts regular normal people our economy is in so much debt but the people suffer so much to get loans to payoff our debt. We can give Ukraine and Israel almost 900 billion while we have so much homeless and debt. We do not help our own whatever but when these politicians want your vote vote for a homeless person instead voting for these lawyers enriching themselves and forgetting about the little people

  • @CarrieleeMcvay-nk7we
    @CarrieleeMcvay-nk7we 2 місяці тому

    Hello and my name is Carrie and I want to get my credit better at this time

  • @4UNotUs
    @4UNotUs 2 роки тому

    How can I reach you I’m really interested in starting my own credit company

  • @lidijaconstructionllc4164
    @lidijaconstructionllc4164 4 місяці тому

    But they will not remove addresses due to accounts reporting with those addresses

  • @MzMoney_
    @MzMoney_ 6 місяців тому

    I need a one on one with you plz

  • @jahbluartstore952
    @jahbluartstore952 2 роки тому

    Love it

  • @lmcreditsolutions24
    @lmcreditsolutions24 2 роки тому

    Many of these letters for personal info does not work

  • @adanespino2313
    @adanespino2313 3 роки тому

    Amazing :D

  • @anthonyrose6686
    @anthonyrose6686 3 роки тому

    Proof of evidence

  • @lungilematomela2464
    @lungilematomela2464 2 роки тому

    Hello ,

  • @anthonyrose6686
    @anthonyrose6686 3 роки тому

    A third of Americans found errors on their credit reports. Here's how to fix those mistakes

  • @anthonyrose6686
    @anthonyrose6686 9 місяців тому

    Just do payment plan and wait for 7 yrs it will fall off. The national debt is 34 Trillion dollars does FICO give the USA a credit score or rating Lolo why the little people suffer in their credit not the country itself

  • @eatablelibra9644
    @eatablelibra9644 2 роки тому

    Love u

  • @markmorina7236
    @markmorina7236 2 роки тому

    Daniel… I got wind of this video way later on down the road.!! Since it’s. May 15,22. .. Can you please send me a email message reply to let me know when the next. Credit Hero Challenge is coming up..
    The sooner the Breyer for me good buddy … thanks Mark M.

    • @CreditRepairCloudDanielRosen
      @CreditRepairCloudDanielRosen  2 роки тому

      The next Credit Hero Challenge starts on May 23! You can learn more and register here 👇 my team can help you out at support@creditrepaircloud.com too 😃 creditherochallenge.com/live

  • @TNTN1977
    @TNTN1977 2 роки тому

    Thank you