The TRUTH about Retiring Early on MSTY and MSTR

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  • Опубліковано 1 лют 2025

КОМЕНТАРІ • 156

  • @citizenoftheyearCC
    @citizenoftheyearCC  Місяць тому +3

    What do you think MSTY and MSTR for retirement?
    Talk with other Dividend Investors: discord.gg/AasPBy3Kky

    • @Normancito860
      @Normancito860 Місяць тому +1

      Since you asked, I think you clearly don't understand how MicroStrategy works. And it is front page news on CNBC, and other companies are doing it. SMLR, HUT, MARA and others are starting to duplicate the strategy

    • @gezin82
      @gezin82 Місяць тому

      It's called security play for retires. I think it's would be wise. Why go everything long when you can rebalanced and pay your bills with MSTY?

  • @thebes118
    @thebes118 Місяць тому +15

    Every stocks past performance is no guarantee. So whats new? Even if they go down they will still give something. All you have to do is hold.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +4

      Exactly, but a company like Coca-Cola you can make a better educated guess on what it will do tomorrow based on it's business and fundamentals. You cannot do that with Bitcoin.

    • @KingPriyom
      @KingPriyom Місяць тому +4

      @@citizenoftheyearCC tell me you don't know anything about bitcoin without telling me

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      @@KingPriyom Do you just leave the same comments on all my videos?

    • @KingPriyom
      @KingPriyom Місяць тому +2

      @@citizenoftheyearCC lol cause i keep hearing the same msg and understand what you are about now. i bet if i quized you on some basics of bitcoin you won't be able to answer. but i understand the troll vibe you gotta continue.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      @@KingPriyom Does Bitcoin produce a product or announce earnings every quarter like Coca Cola?

  • @AKinCanada
    @AKinCanada Місяць тому +11

    There are two ways to profit from high yield dividend funds. One is to DRIP, so you bring the average share price below the market price and increase the share count as time passes. Another way is to buy and just collect the dividends until it surpasses your initial invested amount. After that point, every dividend payout is basically free money. In both scenarios, the key is not to spend your dividend payouts. Don't go spend all the dividend payouts and whine about nav erosion.

    • @Frugal_J
      @Frugal_J Місяць тому +2

      There's a third way!
      Swing trade the high-yield dividend ETF between distributions, use only swing trading gains to accumulate shares (i.e., always take out the money used for swing trading, thus protecting capital), and then let shares accumulated from trading gains DRIP to buy more shares.
      Frugal J

  • @nicolaskesington449
    @nicolaskesington449 Місяць тому +6

    this funds are not growth funds , they are income funds, therefore if you get some growth that is a bonus, as you should know it is about the option that the fund manager write in order to generate income and that is what they pay out, so if you get your ROI back within a year or two then it is house money no matter what the share price is

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Again you are assuming you will. There is no guarantee you will. There is always a risk you won't. That is what I am trying to highlight.

  • @faitaccompli5878
    @faitaccompli5878 Місяць тому +13

    You can't retire off of MSTY, because eventually the volatility will go down, as MSTR moves up the ranks, but you'll be able to make money for a while until that happens.

  • @PIIforever
    @PIIforever Місяць тому +16

    You must be getting all your views talking about YieldMax because it’s your go to!! 😂 We already know you aren’t a fan!!! You’re either very jealous or desperate for content.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +3

      Fellow warriora please tell me what exactly I am supposed to be jealous about?

    • @PIIforever
      @PIIforever Місяць тому +3

      @ you seem to be in a dispute with some of your fellow UA-camrs. Forget about them and make a video about a stock your viewers might be interested in buying in order to match your gains, as you claim your beating the S&P 500. We want to know what you’re investing in.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      @@PIIforever There is no dispute. Just education. I have posted proof of my returns (check my most recent dividends video last month). If you want my stock picks, check out my paetron. I don't give away my valuable info like that for free anymore.

    • @BlkInc1
      @BlkInc1 Місяць тому +1

      @@PIIforever his stockpicks are AMC and GME....saved you the trouble 🤭

    • @PIIforever
      @PIIforever Місяць тому

      @ Bahahahahaha 🤣🤣🤣

  • @Jay-xb6nc
    @Jay-xb6nc Місяць тому +8

    Okay so I just got a 3000 dollar dividend from MSTY but I LOST 10,000 on the share price. That is the problem with all theses high dividend ETFs. In the longer run you will end up losing money. I'm done with MSTY and the other covered call funds. What I am now doing is swing trading MSTX. I made 8000 on it today. I'll probably sell it next week.

    • @indio1320021
      @indio1320021 Місяць тому +1

      The whole dow jones dropped, and if you had TSLA, you would've lost 2 to 3x more

    • @garyyone8226
      @garyyone8226 Місяць тому +4

      You need to listen to Warren Buffet, you don't lose or gain money until you sell, that is when you realize a profit or loss. So with your dividend payment of 3000 you made a profit as long as you didn't sell your shares.

    • @Jay-xb6nc
      @Jay-xb6nc Місяць тому

      @@indio1320021 Yes, I realize that. My problem was I wanted the dividend so badly I refused to sell in time to avoid the big loss. The dividend payment clouded my better judgement.

    • @Jay-xb6nc
      @Jay-xb6nc Місяць тому

      @@garyyone8226 Yes I understand about unrealized gains and losses. Normally I would have sold all my shares to avoid the big drop but I was greedy for the dividend.

    • @terraslayer6042
      @terraslayer6042 Місяць тому +3

      You are absolutely wrong. Your problem is that you got in at the top. Had you gotten in months ago, you've had made back ALL your initial investment and then some. Don't say something is bad just because you start investing at the wrong time. Hold, or average down, and then come back after a few months.
      You must be new to investing. You only lose money if you're impatient or don't know what you're doing.
      And then your second sentence. You say you are down with MSTY, but start trading a 2x leverage of MSTR. LOL You definitely don't know what you're doing, and I hope you don't lose all your money. If MSTR drops again while you're holding MSTX.... I feel sorry for you.

  • @robertsmith6408
    @robertsmith6408 Місяць тому +7

    Nice 6500 div on MSTY today. I invested back into SCHD.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +1

      Awesome, while crypto is still very hot it can do well, but can be very risky

    • @JUANGARCIA-bs6ev
      @JUANGARCIA-bs6ev Місяць тому

      I prefer NLY this stock doesn’t have nav erosion pretty much stays at 20 bucks and pays .65 cents quarterly 👍🏽

  • @wolfe5047
    @wolfe5047 Місяць тому +1

    I have MSTY and CONY plus about 6 other high dividend etfs. I think they have done well just not perfect for income if you are taking distributions. However, they do grow your account as long as they don't lose too much Nav. And part of the yieldmax plan is to get you to keep reinvesting back into the funds. There is no guarantee in "stocks" either some companies have better earnings than others but that doesn't always mean the stock will go up. Think Nvidia they beat earnings and revenue, but the stock still went down because it wasn't enough.

  • @livegood3
    @livegood3 Місяць тому +4

    Watching this is one of the worst waste of times Ive done in a long time...clueless on all the catalysts driving Bitcoin, which drive MSTR, which drives MSTY. MSTY rocks because of volatility of MSTR. Options make money in up or down markets. I've much more than doubled my money, and just got paid over $20K AGAIN this Friday....Yieldmax is amazing.

    • @KingPriyom
      @KingPriyom Місяць тому +2

      right?! this guy is a dud, things he says is a dead give away of his ignorance on bitcoin

    • @ophirmayer1
      @ophirmayer1 16 днів тому

      How do you know this is going to continue and not crash?

  • @international_dividend
    @international_dividend Місяць тому +4

    The facts don't lie - msty is doing well. Looks great, even. But if you would have invested in MSTR or bitcoin you'd be up even more. So, is it great?

  • @Ciborium
    @Ciborium Місяць тому

    I have a small holding of MSTY. A week or so ago, I was up by double digits. Now I am deeeeep in the red. Thanks, Yieldmax!

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Haha yup that’s why I don’t like these funds. I can’t handle big swings like that.

  • @international_dividend
    @international_dividend Місяць тому +5

    You crack me up, bro... FOR LIFE. 🎉❤ You mean you can't make $84k a month on a portfolio of $100k all on margin?!

  • @entertainmentinternational1087
    @entertainmentinternational1087 Місяць тому +1

    Most people will use premiums to buy these dividend stocks ... if u sell options u buy shares of monthly dividend stocks then u sell covered calls on tbise shares also... u keep collecting and adding dca all with part of the premiums u collect. So ull end up with monthly dividend + covered calls premiums on the same shares + ull still have all ur initial investments + all the extra premiums u dont buy shares with... it can work but under those circumstances

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      I don’t like investments that require me to constantly reinvest

    • @entertainmentinternational1087
      @entertainmentinternational1087 Місяць тому +1

      @citizenoftheyearCC me neither.. im only buying to do covered calls or makwle more to do cash secure pute....

    • @guyhickson7332
      @guyhickson7332 28 днів тому

      I was thinking about trying this as well! Buying a cash secured put to get shares cheaper or just collecting the income! How is it working for you?

    • @entertainmentinternational1087
      @entertainmentinternational1087 27 днів тому +1

      @guyhickson7332 very good.. its all I do now.. i kinda stopped buying calls and puts and just swing shares when over sold and sell cash secure puts on pull back.. if im close to getting assigned ill roll them out and down collect more money unless I think its a good price to get assigned

    • @guyhickson7332
      @guyhickson7332 27 днів тому

      @@entertainmentinternational1087 is Msty going to be different than Mstr since it has the dividends?

  • @ArmyLatinoUSA
    @ArmyLatinoUSA 12 днів тому

    I love this video 🤣🤣🤣

    • @citizenoftheyearCC
      @citizenoftheyearCC  12 днів тому

      I got another MSTY diss video coming out tomorrow - I think you will like it :)

  • @futuresrock
    @futuresrock Місяць тому +2

    How is MSTR shareholders' pie getting smaller when Saylor is stacking BTCs with all that money!!! If anything the pie is getting bigger & warmer!! And with per share increasing BTC value, that same pie will look humongous when BTC is hovering around $220k & then $400k in next 4yrs. MSTY is a different matter altogether especially when the price has gone to 40, 3 separate times & have seen 50%, 30% & 26% pullbacks.

    • @international_dividend
      @international_dividend Місяць тому

      @@futuresrock MSTR keeps issuing shares, which dilutes shareholders. That's how your individual slice of the pie gets smaller even if the pie is getting bigger.

    • @futuresrock
      @futuresrock Місяць тому

      @international_dividend BTC value per MSTR share is on the rise, especially when FASB kicks in & MSTR will be valued on P/E basis rather than mNAV. Not only is the pie getting bigger, each slice is getting bigger & Saylor is baking bigger & bigger pies with all the blueberries, flour, butter, eggs & sugar at 0 cost!!! Normies will be buying B series shares by the time they realize the ""scam""!!!

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +1

      This only works when there is a premium on BTC. That won’t always be the case.

    • @futuresrock
      @futuresrock Місяць тому

      @citizenoftheyearCC With the difference between peak & trough getting smaller with each halving cycle, the "premium" on BTC is gonna be everlasting. This cycle with more & more countries, central banks, hedge funds & investment banks adopting BTC in one shape or other; the BTC premiums are here to stay forever. Do you really think MSTR would be the only company buying BTC??

  • @KingPriyom
    @KingPriyom Місяць тому +7

    did you know that bitcoin is designed to go up FOREVER? volatility is short term. but it's a mathematical certainty. you just haven't done your hw.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +1

      The fact you would think anything can just go up forever is very concerning. Just because people have faith BTC doesn’t mean they always will or some new tech might come out in the future to disrupt that

    • @KingPriyom
      @KingPriyom Місяць тому +1

      @@citizenoftheyearCC yep you haven't studied bitcoin and i'm pretty sure you are a no coiner. Why don't you study bitcoin about a minimum of 100 hours first?

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      @@KingPriyom I am not anti-crypto. I understand the benefits. You just pretend there is no risks and that is foolish.

    • @KingPriyom
      @KingPriyom Місяць тому +1

      @@citizenoftheyearCC looks like the other comment in detail i made is gone. did you delete me calling your lack of bitcoin education? first of all it's bitcoin not crypto, if you know the difference. there is NO risk in bitcoin over a 4+ yr time frame, holding doing nothing alone performs all of wall street. and why? i explained this in my last reply which appears to be gone. it has to do with mathematics and engineering of btc

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      @@KingPriyom Unless you are being verbally abusive, I do not delete comments. I suspect since Crypto is often associated with scams, UA-cam has their own checks and your comment got flagged automatically.

  • @fanxia3100
    @fanxia3100 7 днів тому

    MSTY have not gone through a bitcoin bear cycle yet, hard to say what it will do in a 4 year cycle. I suspect their strategy would not generate as much premium during a bear cycle, that may cause people to sell out of their positions which drops the share price. However, bitcoin cycle comes back and the share price will eventually go up again and the cycle starts over. Question is does the fund have a strategy to wither the bear cycle? If so, a 5-10 year investment time horizon might pay off big. Say you manage to accumulate 50k shares over 5 years. When the next bull cycle comes around, that could be something. Now whether or not the fund will operate that long yet to be proven.

    • @citizenoftheyearCC
      @citizenoftheyearCC  7 днів тому

      All good points - just too young of a fund to really know what will happen.

  • @hippygunster
    @hippygunster Місяць тому

    What are your thoughts on bitcoin forever?

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Forever? Nothing will last forever. In the next 10 years I see it going more up.

  • @ophirmayer1
    @ophirmayer1 16 днів тому

    Past performance, through up and down markets - both, is a relatively good indicator of future performance. Of course, just relying on data from bull markets is foolish. Speaking of past performance, Donnie will absolutely not do what he said. 4 years of terrible track record.

  • @henrim9348
    @henrim9348 Місяць тому +1

    You are very funny.
    1. High Volatility = high premiums = High distributions
    2. With high distributions, Return of capital is complete within a few months. The rest is free money.
    3. Bitcoin is the perfect asset for volatility income

  • @rmat007
    @rmat007 Місяць тому +2

    Lot of sound bites ZERO technical analysis or rebuttal of MSTR strategy.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Do I really need to do a technical analysis of a pyramid scheme for you?

  • @MartinD9999
    @MartinD9999 4 дні тому

    8:20 Wait…is that how MicroStrategy is creating the capital to buy BTC? By issuing new MSTR shares? Holy crap….talk about a house built of cards!

  • @hippygunster
    @hippygunster Місяць тому

    Your thoughts on MSTX?

  • @NecessaryJerry
    @NecessaryJerry Місяць тому +2

    Who's claiming you get 84K a month from a 100K investment? Look you make some valid points and I know you are trying to entertain at the same time, but your message might get lost in the hyperbole.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +2

      I appreciate you understanding the mixing of humor and fact, but I am not kidding when I am saying there is a UA-camr who is honestly claiming that. I swear I am not making this up lol.

    • @terraslayer6042
      @terraslayer6042 Місяць тому

      @@citizenoftheyearCC I mean it's not hard at all to believe. If you have a 100k port, and you max all on margin you get a 400k on MSTY. I don't know what they're average share price is, but for simple math let's just say it's $30 flat. So that would give them 13.3k shares! And based on the last div of $3.08 per share their incum this month would be $41k.
      I mean, not $84k by far but if we lower the average share price to $20, that gives 20k shares, and then based on last div, their incum rises to $61k.
      Now to be clear, I'm not saying it's a smart thing to do. I wouldn't do it at al. But the math can get you there if you are a big degenerate. lol
      Their math was probably based on last month's div, where it was at $4.

  • @rigo.garcia
    @rigo.garcia Місяць тому

    I like QDVO out of the option based etfs. Seems risky but more reasonable than MSTY. I just don't like QDVO doesn't have much volume yet.

  • @normansimonsen1203
    @normansimonsen1203 Місяць тому +1

    In the future. Books will be written about this.

  • @sirfriendzone1228
    @sirfriendzone1228 Місяць тому +5

    I'm mostly out of #MSTY for next year. I'll keep a little until it collapses. I'm putting that money into #SCHG, #SPMO, and #JEPQ.

  • @JohnDAlmonte
    @JohnDAlmonte Місяць тому

    Is this your opinion on all covered call ETFs, or just MSTY? Any thoughts on FEPI and SPYT?

  • @raymondcarson7355
    @raymondcarson7355 Місяць тому

    Preach!!!!

  • @icegame4541
    @icegame4541 12 днів тому

    I made 2200 on msty in dividends just this past friday

  • @pkmkid84
    @pkmkid84 Місяць тому

    MSTY and other high-yielding ETFs are very volatile and unsustainable. Once MSTR or the underlying asset crashes, it's all over.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Yup this is what I keep trying to preach to them but they don’t listen.

  • @terraslayer6042
    @terraslayer6042 Місяць тому

    It's the greatest ETF is the world, as long as bitcoin doesn't crash! LOL When the crypto winter hits, watch out! 😂
    And to be fair, MSTY has made me the most money out of all the others. But i'm not buying any more. I'm looking to start cutting it at some point in 2025.

  • @sshumkaer
    @sshumkaer Місяць тому

    Dan Seals: Everything That Glitters Is Not Gold.❤❤

  • @tennishill177
    @tennishill177 Місяць тому

    If Politicians don't reverse the rising US National debt, then bitcoin is viable and if that is the case then MSTY is viable.

  • @sshumkaer
    @sshumkaer Місяць тому +4

    Keep trolling

  • @Vinny1USA
    @Vinny1USA Місяць тому

    What is your view about AIPI ?

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +1

      Still pretty new but has performed well so far. It's holdings are big tech players, but these could get hit hard during the next market down turn.

    • @Vinny1USA
      @Vinny1USA Місяць тому

      Thank you.

  • @hulbdoggmusic
    @hulbdoggmusic Місяць тому

    I roll with a couple grand in this....but I know it's a good chance it won't last...I figure if bitcoin keeps going up...this may stay stable enough to keep rolling for a while.....who knows...we'll see how the cookie crumbles lol. I do some small amounts in some other cryptos but I swear every time I put a bit in it'll go down lol...maybe I'll just put the MSTY dividaaands in bitcoin lol.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Of course, I don't see anything wrong with setting some aside as a pure spec play. It's the ones who have this as an anchor in their portfolio that I am concerned with.

  • @dangquesadilluhs
    @dangquesadilluhs Місяць тому +4

    This is a viable investment for the next 6-12 months but when the bitcoin bull market is over, then so is this play. Better off running the wheel on MSTR.

    • @michaelgraceffa7197
      @michaelgraceffa7197 Місяць тому +3

      I think it will last through out trumps presidency

    • @DanielPena-nq3bc
      @DanielPena-nq3bc Місяць тому

      @@michaelgraceffa7197 Same, especially since its being adopted by big institutions and in addition we might get a bitcoin reserve which will then give bitcoin a more stable drop than years before after a bull run

  • @Spudz89
    @Spudz89 Місяць тому

    Reminds me of the song “flavor of the week”

  • @lavonyaspencer2098
    @lavonyaspencer2098 Місяць тому

    You sound so bitter . If you’re going to talk shit at least get your info correct. I’m new to the market and I enjoy watching high yield dividend warriors. He talked about wanting to get his account to 83k a month at 169k he making like 30 something not 83 and it’s not just msty in his portfolio . He talked about tsly dropping also. He puts it out there. And talks about still having his regular job.

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      No he def said $84k. I can tell your new cause you have no clue what your talking about and are being led by someone else who has no idea what their talking about. Learn about investing from people who are actually credible, otherwise money will be lost.

  • @Blackjesussp
    @Blackjesussp Місяць тому

    What is the LEADER ❓❓

  • @_Oilspill_
    @_Oilspill_ Місяць тому +2

    dibadend warriorz!! lol great vid as always.

  • @benjaminghiglione9876
    @benjaminghiglione9876 Місяць тому

    Now how did I miss this notification?

  • @Novaknet
    @Novaknet Місяць тому

    It’s not dilutive it’s accretive.

  • @DanielPena-nq3bc
    @DanielPena-nq3bc Місяць тому

    God i fucking love $MSTY

  • @hippygunster
    @hippygunster Місяць тому

    Crypto is not Bitcoin. You’re losing me a little.

  • @Watch_vidss
    @Watch_vidss Місяць тому

    You saying it’s a gamble is hilarious every single stock or company or real state is a gamble

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      lol this man comes and comments on every one of my videos at this point. Investing is about managing risks. You will and have been learning this as MSTY continues to go down.

  • @sirfriendzone1228
    @sirfriendzone1228 Місяць тому

    Damn... "...word, nav erosion!" Math isn't my best subject, but... 🤷

  • @tanaka.shinji1
    @tanaka.shinji1 Місяць тому +1

    This guy wants novice investors into trouble. He does not understand what he is saying😂

  • @sshumkaer
    @sshumkaer Місяць тому

    That's what is funny losing your hard eRned money

  • @JulioMoscoso39
    @JulioMoscoso39 Місяць тому

    Wrong. You always get 180%
    Yield 😅

  • @benjaminghiglione9876
    @benjaminghiglione9876 Місяць тому

    Hello

  • @Watch_vidss
    @Watch_vidss Місяць тому

    This dude talking bad about bitcoin probly since
    It was under 10k lol

  • @atraderch
    @atraderch Місяць тому

    Has to be the most annoying video and channel.

  • @boy123838
    @boy123838 Місяць тому

    you dont know how crypto works, so stop talking about it.
    wow the more I listen to it, the more Iam aware you are one of those.

  • @gezin82
    @gezin82 Місяць тому

    Talk about spreading FUD 😂

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому

      Guard always has to be up

    • @gezin82
      @gezin82 Місяць тому

      ​@citizenoftheyearCC While MSTR is best performing stock in market. Clearly, there are smarter people out there than you. People that have balls and take risks and understand those risks. In your obnoxious FUD video you act like you are smarter than everyone else and discovered the concept of risk. No sh!+ Sherlock there is risk in Bitcoin

    • @citizenoftheyearCC
      @citizenoftheyearCC  Місяць тому +2

      @@gezin82 Lol ok I want you to show this same level of energy when it does poorly.

    • @gezin82
      @gezin82 Місяць тому

      @citizenoftheyearCC I see it as a bigger risk not to buy in. While you're sitting on sidelines sucking your thumb, sitting cross leg, other thumb up arse, you'll be drooling stareing in to space on the floor as BTC goes to the moon.

    • @gezin82
      @gezin82 Місяць тому

      @citizenoftheyearCC You'll come to your senses when BTC hits 500k and come crawling back to say please sir may I buy a scrap of BTC worth 500k