Loan Against Property - Interest Rate, Eligibility & Documents [Hindi]
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- Опубліковано 6 вер 2024
- All you want to know about loan against property i.e. interest rate, eligibility, documents required, pros and cons. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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All major banks provide loan against property (LAP) - ICICI Bank, Axis Bank, SBi, PNB, HDFC etc. We will see all important features of a loan against property, when you should take it and when you should avoid it.
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आप संपत्ति के आधार पर लोन के बारे में जो भी जानना चाहते हैं यानी ब्याज दर, पात्रता, आवश्यक दस्तावेज और इसके फायदे और कमियां आदि के लिए ये पूरा वीडियो देखें। हम संपत्ति के आधार पर लोन की सभी महत्वपूर्ण विशेषताओं को देखेंगे, कब आपको ये लोन लेना चाहिए और कब आपको इसे से बचना चाहिए।
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In this video, we have explained:
What is loan against property?
What are the eligibility requirements for taking loan against property?
What are the required documents for loan against property?
When should you opt for loan against property and when you should avoid taking loan against property?
What are the advantages and disadvantages of loan against property?
How to get loan against property?
How to calculate loan eligibility for loan against property?
How much loan you can get with loan against property?
What is the application process for loan against property?
For which purposes you can take loan against property?
What is the minimum loan amount of loan against property?
What are the interest rates for loan against property?
संपत्ति के आधार पर लोन क्या होती है?
संपत्ति के आधार पर लोन लेने के लिए एलिजिबिलिटी रिक्वायरमेंट्स क्या हैं?
संपत्ति के आधार पर लोन के लिए आवश्यक दस्तावेज क्या हैं?
कब आपको संपत्ति के आधार पर लोन के लिए विकल्प चुनते हैं और कब आपको संपत्ति के आधार पर लोन लेने से बचना चाहिए?
संपत्ति के आधार पर लोन लेने के फायदे और नुकसान क्या हैं?
संपत्ति के आधार पर लोन कैसे प्राप्त करें?
संपत्ति के आधार पर लोन के लिए लोन एलिजिबिलिटी की गणना कैसे करें?
आप संपत्ति के आधार पर लोन के साथ कितना ऋण प्राप्त कर सकते हैं?
संपत्ति के आधार पर लोन के लिए आवेदन प्रक्रिया क्या है?
किन उद्देश्यों के लिए आप संपत्ति के आधार पर लोन ले सकते हैं?
संपत्ति के आधार पर लोन की न्यूनतम ऋण राशि क्या होती है?
संपत्ति के आधार पर लोन के लिए ब्याज दरें कितनी होती हैं?
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Hope you liked this video in Hindi on “Loan Against Property".
![Plot Loan for Land Purchase - Eligibility, Interest Rates & EMI [Hindi]](/img/n.gif)
I am a coordinator in loan against property team in kotak bank.
So this is 90% correct answer to explain.
Hi Mukul, can you please make videos on GST. Who needs to register on GST? Process for GST filling. How to get GST input tax credit and many other processes involved in GST.
Bank ....property ki canstruction value amount bhi ..add krta h property values amount m
Yes
Hi Mukul, I have taken loan from LIC HFL @ 10.50 and they increased it to 11.20 % . This is floating interest rate but they are not changing interest rate
Apke pass fully document nhi honge or bank sirf ek hi cheque dega vo bhi sellar k name par
Loan against property me original registry apne paas rakhta hai bank??
Pls describe features of loan given by bank to its landlord against monthly rental which goes as loan installment.
Thanks a Ton Sir
You are the best finance advisor
It is very helpful knowledge that you are providing.
very nice information .....which is usefull for normal person ...thanks alot sir
:)
Thank you Vaibhav
Sir, I want to take loan for my education of approx 30 lacs and my parents are non- working but the land is commercial....did I get this loan against my parents property..??
Sir, can you tell which loan will be fine if we have to buy a shop and how can we find out which bank will have the lowest rate of interest
who is decided the value of our property government or employ of bank...
Family pensioner loan kysy ly aur konsa ly
,,, widow and all
Es par video bnaiy plz
Mukulji I really appreciate u for spreading ur knowledge.....with each n every videos really respect ur concepts
Sir please make a video on drawing power Vs limit
Best information is given by you, it is useful for those who are interested to take loan agents property. Thank you very much.
Sir home Lene ke liye legal documents konse hote h by builder or wo flat legal h Hume kaise pata chalega pls suggest me a video
Excuse me sr ..kya gram sabha ki jamin pe home loah mil skta h?
bhut bhut sukrita sir
bhut kuch seekhne ko mila apki video dekhkar
Keep learning Aatif
THANKS A LOT SIR.......MAY YOU ALWAYS GET SUCCESS MORE AND MORE
Thanks for providing me the knowedge of LAP, Thanks Mukul i like your video
Thank you for appreciating Pankaj
Hello Sir, May you please make one video for available loan options for NRI.
Jiska monthly 10 k hai uske liye koi subidha hai ya nhi
Sir property mere nam pe hain.... Job mere husband karte hain... In that casé what should we do ?
Sudipa Pahari yes mill jaiga call me 8218825237
Sir good evening. Ap general insurance pr bhi video bnao pls like car, home , bike
Topic noted!
sir, is type ke loan me sayad intrest bas pay karna hota hai kya...?
ya amount ke sath intrest bhi katega har month....?
plzz guide
Konsa property ka documents bank me rahega... Jo kharid rahe hai yah jo mera residencial property hai
मैने 45 year old घर खरीदा है जिसके लिए बैंक से होम लोन लिया है। अब मुझे पूरा घर घिराके नया घर बनवाना है तो बैंक को inform या permission के लिए मुझे क्या procedure करनी पड़ेगी ।
Sir make video on diffrence bw bank overdraft and and loan aganist property
खुप उपयोगी माहिती दिलीत. धन्यवाद.
One doubt
Suppose I am buying a flat of 1 cr ,and I have paid 50 % initially
So can I get the remaining amount as home loan only on that that flat itself
Or other securities are also required ?
Somebody answer
What documents required for NRI also can I get Loan against plot to. Do construction on plot. Please provide info
Very thankful for this video Mukul!
Glad to hear that
If a person is not working in any fields(no jobs or not business) can he get the loan? And what happens if he fails to repay?
Nai dega loan bank sir because bank documents mangta hai jaise salary hoto min 40k se upar hona chahiye and business hoto toh 50lac se 5cr tk turnover hona chahiye agr apke reference m koi h aisa toh mai loan karwa dungi apka 7303930646 ye office ka no. Hai required h toh call uss 😄
@@simranminj2005 yes mam...jarurat h..plz contact me
hello sir ..i have started new home loan with my spous 2 months back (2 emi paid to bank). and in this situation i want to buy one more residential property which is in less price. so how to go for it or how to plan for it ?..... expecting your suggestion and advice.. thnks for nice videos. :)
For future Video - what is the difference between credit score and cibil score?
Cibil is company which provides credit score !
Cibil, hightmark , experien all provide credit score !
Sir for revenue land B Katha sites is SBI realty property loan possible.
Hello Sir, thanks for the video.for LAP, is it mandatory to take the insurance. (HDFC here)
Sir plz.. make video on how to trade in nifty and bank nifty....
Due to lack of knowledge small traders cannot able to
trade ......and big traders take away all the profit...plzzz...this is humble request!
Watch this video: ua-cam.com/video/cXjbB9TuQeo/v-deo.html
Home loan pai loan krna ho to konsa sahi rahega top up loan ya lap (now days )which bank or finace is best (now days please inform again )
Lone k liye bank property ki value kese nikalte h, plz is sub par bhi ek video bnaiye plz.
Please guide us, for a home loan when you do not have any formal evidence of income but can pay EMI
Sir N A 45 type का plot लेना है govt. bank ya private bank loan देती है क्या ?
sanjay patil yes mill jaiga 8218825237
Supeb explain sir I am big learning Knowledge from this video
Thanks Atin!
Valuable information thanks
So nice of you
Sir salary is 20,000 and property is of approx. 25 lacs...what is approx 15 lac loan is required.
Sir apko loan dilwa doonga mera whatsapp number 8368670736 h ping karo
@@yoyobaniyabro 9768823778
@@yoyobaniyabro mujje help kare
your this vedio is really very helpful for us . I suggested you to also make vedio on the topic- loan against security . and thanks a lot sir for such a amazing vedio .
Very, important, information thanks for sharing
Glad that you liked it.
Hi I am planing to buy a property valued at 40 lacs. I have checked that the current circle rate is 37lacs. So I want to get the registry done at circle rate. Also I will have to apply for home loan for the said amount. So is it possible that I apply for home loan based on property's market value i.e. 40lacs which will be mentioned in sale agreement and get the registry done at circle rate.
Sir please make a video how to buy a land or home frim from seller which is mortgage or defaulter in some bank or in financial institution..
Hy thats me vinay what you want sir i m a channel partner with icici hdfc idfc pnb bank if you wants really a loan on whatever so contact me sir
So thanks of my you sir.
Adorable work done. Very informative n useful for needy
Glad to hear that 😊
REalexpeditetools,com helped me with a transfer of $29,000 added to my account .They are awesome.
Lease deed, deed of assignment and deed of declaration kya hota hai
Watch this video: ua-cam.com/video/QOgJN5Um7IE/v-deo.html
Nice sir muj Llb krni h or loan insvestment sikhna h tq
3:00, 9:30, 15:00 , 19:00
Excellent job ....
nice information...!
Thank you very much sir
Keep learning 😊
Hello sir
Me ek ghar kharidna chahta hu
But wo ghar registry wala nhi he....notary wala he...
Kya is notary wale ghar ko lene me koi bank loan degi kya...agar ha to plz process explain kijiyega sir.plz
Thanks sir
Sir Jo income tax nhi bharta h unka kya
Hi Sir I have some Q 1 can I remortgage / take equity with same bank? And is it going to benift me.? With the amount I want to gv down payment for my 2nd property. What if I remortgage how much I need to pay every month? And can I pay weekly or every second week? There is one more way called HELOC how good it is? Which is best in these three mentioned above? PLS reply as soon as possible Thanks
Sir.. plot wife k name ho to husband ko construction k ly loan mil jay ga??? husband employ h bank me.
Khansa Sheraz yes mil jaiga 8218825237 call me
Good information sir really
Sir meri original property ke paper kho gaye hai . Maine certified copy nikalwayi hai kya LOAN AGAINST PROPERTY mil jayegi.
Plz help me
Zameen ka kaun sa paper lagega . original deed,photo copy,circle office se nikale ga? Ya mortgage paper se hi mil jayega. Please replied.
satiesh kumar call me regarding lap 8218825237
What if bank give loan on leasehold property ???
Plzzz reply
Hi...
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Thankyou So much For your help tips
Hope it helps Armaan 😊
App ka Information batana is tareke short and crisp g I love this way 😁
योगी जी एक विडिओ बनाये ।जो कि प्रधानमंत्री आवास योजना के अन्र्त़ंगत जो सबसिडी मिलती है।उसका kya Process है।और सबसिडी कितने किस्त मे आती है।ओर कितने समय मे आती है।एवं होम लोन का trune over कितना है
Thanks
Topic note kar liya hai.
My mother having a house in Bangalore. And she gets 80,000 of monthly rent from that property. She is 59 years old. Can she get loan against property that property.
aap kaha se ho
Yes mill jaiga 8218825237
How to chk old property details in IGR site for year 1990 thru 2020. Example: what number or details we have to searched.
Hello sir in present time ( feb 2023 ) which bank gave cheapest mortgage loan against property ??? Or how many intrest rates
Can two persons take loan by morgadge same property.
Sir tell me one thing
If someone doesn't get salary in bank account and gets salary in cash
But he/she has property paper to mortgage
Then can the same person get this loan for wedding expenditure
Please tell sir
Bank transactions
Sir, me mera land ke against pe bnk se loan leke new house construction kar paunga??
Very informative video. Thanks
Sir ji, thanks for very useful information...
Keep learning Pawan 😊
Thanks Lords your information SIR
Keep learning Prince
Sir property’s mere father ke naam par lukhnow me but vo former hai kya loan mil sakta hai plz help
Thank you sir u discribe everything so nicely keep it up
Thanks 😊
Very good sir so detailed information video
Thanks Manish
I don't have any business income.... But want to apply for mortgage loan on property.... So which business should I show in itr? Is there any person come for inspection of business from banks? & how much income should we show in itr for 10 lakhs loan?..... Can anyone help....
thanks for your valuable video.
Explained very well. thank you
Keep learning Maninder 😊
Thanks so much sir
Awesome learing from your videos sir
How much time does bank take to give loan
Max. 5days approx 3days
Hello. Sir could we get LAP on our lease property. Which is put on lease by owner.
Hello sir
Kindly tell can i get rebate on income tax in case of LAP
Sor LAP pe stamp duty lagta hai kya?
thanq you boss for good information
I want to take a loan against property but my father is an owner of the property and does not have any regular source of income. but I have a regular source of income. how can I get the loan against property?
SIR AAPKI INCOME SHOW KARKE AAPKO CO APPLICANT AND AAPKE FATHER KO APPLICANT SHOW KARENGE...FOR ANY ENQUIRY ABOUT HOME LOAN AND LOAN AGAINST PROPERTY THEN CALL ME 9599102203 DEV
in case of home loan, we need to have cash 10% of flat value available, but in case of mortgage loan, we depending on loan amount , we need to pay charges lesser for wg. for150,000 INR MORTGAGE LOAN, we need to pay approx INR 20,000.
Property agar Kisi company me customer ne 25% down payment Diya hi tu lone kitna huga.
Can two or more loans be taken on single title deed
Job LAP ME KARE YA INDIVIDUAL LOAN ME IN BEST
PLEASE SUGGEST SIR
Sirji agar registry do logo ke naam par ho to kya ek vyakti loan le sakta hai???
kaha se ho yadi indore se ho to 6267925304
Can I get loan against my plot which 50% amount is already under loan
Your video really helped me A lot
Thank you
Keep supporting :)
One doubt
Suppose I am buying a flat of 1 cr ,and I have paid 50 % initially
So can I get the remaining amount as home loan only on that that flat itself
Or other securities are also required ?
Sar chhote businessman ko GST number lene ka fayda kya hai detail mein video banana
Dalil agar Court me jama hay to Uss dalil ko haam kayse pa sakte hay? Sir please answer my problem it's really urgent..
I need a home loan but this property is in my father-in-law's name so please suggest me what the home loan process is.
Bahot badhiya sirji, LAP KI PROPERTY PURCHASE KAR SAKTE HAI KYA
Sir business loan lene ke liye govt me taxt diye hai ki nehi wo dekhte hai....lap loan me vi wo dekhega kya
Sir mai ek plot le raha hu lekin Kuch paise kam hai to kya home loan sahi rahega
Ha mile jaye ga
Sir mera ek question hai.. me ek business man hu.. mjhe loan chye thA mere business me additional capital ki jarurat hai.. to me konsa loan lu.. ar mere pass guarantee me bs ek property hai jo agriculture ki hai.. to kya bank loam pass krega kya.?