Unlocking the Secret Behind Rate Locks: A Hidden Way to Save Money! 💸🔐

Fire up your real estate knowledge engine because we're diving deep into the mystery of rate locks with Van the Mortgage Man on Real Talk with Samer Kuraishi (Ep. 2 out now on Spotify & anywhere you consume podcasts)! 🎧🕵️‍♂️
Did you know you can benefit from a lower rate even after you've locked in a rate?🔒💡 Sam & Van reveal the secret: a float down option! 🚀⬇️
Sounds fancy, huh? It's actually quite simple. If this option is built into your rate lock, you can float down to lower rates. 🎈📉 But here's the trick, you have to ask for it. 🗣️👂
If you're thinking, "Why would lenders tell me this?" Here's why - it's typically a cost that the buyer pays for, so the lender should be indifferent! 💁‍♂️💰
The golden rule: Always ask your loan officer about the float down option during the rate lock process. 🛎️👨‍💼
Sam & Van just shared a secret money-saving tip that many buyers miss out on! So, when it's time you lock in a rate, remember to float down! 🏄‍♂️💵
Stay tuned to Real Talk with Samer Kuraishi and keep your real estate knowledge sleek and sharp! View the new Real Talk w/ Samer Kuraishi ep. 2 on our UA-cam (link in bio)! 🎙️🔪
Have questions? Get in touch via link in bio or visit us at vist.ly/r7bn.
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