Hi Pattu sir, Where can I get the definition of death for the term insurance plan. Can you please cover this topic. Because nobody is talking about this. It will be so helpful for the society
After one 1Y, death by any means, including suicide, except due to drugs and adventure sports, will be covered. For some insurers, this is 2Y. Read policy t and c
@@pattufreefincal Thanks for the quick reply sir, but I have read somewhere , term insurance got rejected for death caused by bike accident and bike cc is more than 150.will it come under adventure sports?what if my bike is a royal Enfield 350cc?. Similarly there will be other rejection cases also. If possible could you please cover those scenarios. Because we are paying insurance company and if term insurance gets rejected then people will be disappointed and face a huge financial burden
Sir ,can you please suggest a health insurance for me.Iam 40 years old,iam confused which one to choose among many. I read their policy rules,but didn't get much idea. Can you please suggest sir.
oru insurance last 4 years ah LIC la podareen. job join panna pudhusula, thariyama potuteen.. yearly 1.3L i am paying. it will pay me all the money back with 7% intrest. not sure i need to stop it or continue? i already invest in MF and stocks separately. so confused on can i stop it with 1L loss ans start term insurance or can i continue this LIC considering i am investing in FD
நன்றி sir
Hi Pattu sir, Where can I get the definition of death for the term insurance plan. Can you please cover this topic. Because nobody is talking about this. It will be so helpful for the society
After one 1Y, death by any means, including suicide, except due to drugs and adventure sports, will be covered. For some insurers, this is 2Y. Read policy t and c
@@pattufreefincal Thanks for the quick reply sir, but I have read somewhere , term insurance got rejected for death caused by bike accident and bike cc is more than 150.will it come under adventure sports?what if my bike is a royal Enfield 350cc?.
Similarly there will be other rejection cases also. If possible could you please cover those scenarios. Because we are paying insurance company and if term insurance gets rejected then people will be disappointed and face a huge financial burden
@@HackeyTube Unless there is intentional danger there is nothing to worry. There is nothing more to be said.
Thanks sir, it makes sense. Keep up your good work in educating finance to all kinds of people 🎉🥳❤️. I learnt risk management from your videos.
Pls create a new playlist which covers this season 2
useful message
Pattu sir One doubt..
Whether PMS and AIF are required for personal finance after a certain point.
And what is the taxation on PMS and AIF?
no
Sir ,can you please suggest a health insurance for me.Iam 40 years old,iam confused which one to choose among many.
I read their policy rules,but didn't get much idea.
Can you please suggest sir.
Pls post video abt life insurance also..thanks in advance
Why? This is the only life insurance needed.
@@pattufreefincal sorry sir typo..I am asking about health insurance..points to consider while purchasing it
Hi sir, kindly let me know if I need to buy critical illness and accidental disability riders and for how much
You can if you want to the extent you can afford
oru insurance last 4 years ah LIC la podareen. job join panna pudhusula, thariyama potuteen.. yearly 1.3L i am paying. it will pay me all the money back with 7% intrest.
not sure i need to stop it or continue?
i already invest in MF and stocks separately.
so confused on can i stop it with 1L loss ans start term insurance or can i continue this LIC considering i am investing in FD
Surrender the policy. There will be a loss but paying premiums is a bigger loss. So make a choice.
Monthly payment or yearly ? Which is cost saving
The cost saved is trivial. Pay yearly it is easier.
@@pattufreefincal thank you
Sir can we buy from policy bazar? Kindly advise
You can but read policy T&C fully
@@pattufreefincal thank u sir 😊Sorry to ask this.Wil u recommend something from Policy bazar?
@@rnn6457 no
Np sir.
😂Kalyanam pannipingana😂😂😂