Money Basics: Wants VS Needs

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Timestamps:
0:00 Introduction to Financial Friday
0:02 Identifying Unnecessary Spending
0:14 Importance of Tracking Spending
0:30 The Technology Trap
0:46 The Simple Practice
1:12 Free Excel Sheet for Tracking
1:30 How to Use the Excel Sheet
2:10 Categorizing Wants vs Needs
2:30 Emotional Impact of Tracking Spending
3:00 How to Enter Transactions
3:20 The Value of Awareness
4:00 Granular Tracking for Financial Control
4:30 Short-Term Pain for Long-Term Gain
5:10 Potential Benefits of Tracking
5:30 Conclusion
5:40 Questions? Call 707-478-0637 or Book the Calendar
Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2022 www.zerostressmortgage.com
NMLS 247743 Guaranteed Rate NMLS 2611
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AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

[@JenniferBeeston]

If you want our brutal wants vs needs sheet email [e-mail]

[@Ed_Okin]

Your videos are always so super helpful. They tell us what we need to know and you give us the tough love without the anger and the stress.

[@MakeWay4CJ]

This is awesome...and brutal! I remember you recommending this about 6 years back. I did it and have been side-eyeing and checking myself ever since. It made a major difference!

[@leatherneck225]

Great non-judgemental way to help people. I love this.

[@JenniferBeeston]

Thank you:)

[@stevepeppers560]

Food, water, shelter, footwear, clothing. All else is want.

[@MakeWay4CJ]

Steve...come on...footwear? 😃😂

[@linda27189]

Is there any free budget app you recommend?

[@MakeWay4CJ]

It's unclear why you're asking this question because she just said that apps are good but doing it by hand (without an app) or using an Excel spreadsheet is the way to open our eyes. So why would she then suggest an app?
No app. Just paper and pen or an excel spreadsheet.

[@linda27189]

@@MakeWay4CJ I do currently use the good old pen and paper. But I'm looking for something kind of like the "envelope" system. To keep track of my spending for each "pot." I tried EveryDollar but trying to get ideas if there is anything else.

[@aquaxd_fx_alt]

Can I be become your thumbnail UA-cam designer 😅
I'm glade to work with you Mam
Btw Content Really Nice 😼