Pure term insurance is the lowest premium we have to pay, if we survive till age, no money return If we choose money back policy we have to pay 2x pure term premium, there is no free dinner Health insurance is only for medical expenses Term insurance is for sum assured return when insured person died Two extra raiders, one is critical care raider and other one is accident raider, these can be return based on the critical disease and accident Annual income * 10 times is minimum but company will decide based on the person income 80C option for life insurance 80D for health insurance Pure term insurance is sir suggested Thanks sir......!!!
@@தமிழச்சிநாங்க No. If both assessee and their parents fall under Senior Citizens category, then the overall max allowable limit under 80D will be upto 1 Lac.
Brother any idea like international term insurance policy company .Zurich insurance company and MetLife company is which one is best company to buy insurance plan from UAE Dubai .
MP Team, Can we use Policy Bazaar to create a Term life insurance.. Even in checking the details in their site they keep chasing us and no privacy at all. Please advise, thank you in advance
Sir oru doubt 20k vanguna 1cr ku policy eduka slringa bt insur cmpny 5L abov slry vanguna dhn 1cr policy eligible nu slranga k slry raise wait pani pathu age nd premium jasthi agidudhu wt to do. K
Health insurance and term insurance is for different purposes Health insurance is to cover hospital expense alone. Term insurance is to cover for the human life death for eg : Any other form of death except suicide(except first year alone). Better to take both for finanicial cover.
Rider will work only when we pay the premium. After premium rider will not support. So better avoid rider and increase the sum assured amount.. Also we can't take Term insurance for non working woman. IT return is mandatory for term insurance. These are the major points missed by them. Please provide complete information about term. This is very good for everyone. But only working people can take for their self and not their wife.
🙋Sir differents between return on term insurance and term insurance kum detail and compare panni video onnu podunga finally ethu best nu sollanga pls...
சார் வணக்கம்.நான் தஞ்சாவூர் மாவட்டம் 43 வயது.மலேசியாவில் பணியாற்றுகிறேன்.term இன்சூரன்ஸ் எந்த கம்பெனி யில் எடுக்கலாம்.வருடம் 10000 வரை கட்ட முடியும் உதயகுமார் மலேசியா.
I have paid 4 years premium for a term insurance. But i don't have a educational qualification for that term insurance. Can i climb that are at the end they will ask for educational documents
After ten years premium paid correctly husband died. All the forms and policy bond submitted by nominee wife on March 14th with the help of agent and acknowledgement for non early claim booked is given. But still date claim not settled telling that after year end over, and after April 15th only will be considered. The claim amount is 2 lakh only in lic of india in North Chennai branch. I was informed if new policy taken only, claim will be considered Please help.
Max Life Insurance - 20times giving as a Sum Assured for Term policy. Human Life value - salary per annum *20 times. Critical illness - you can't use that money for other reasons except that particular treatment. Always Premium Returns is best one (my opinion) - 20% will be higher than the normal premium for Term policy. Because if you survey after 75yrs also,you will get a HUGE amount of premium in Returns in your Old Age. For more details or clarrification plz CT or reply me here🙏
Ayya term insurance Dubai IL edukkalama athu adviceble ah beacz nan Dubai la work.panra enaku India la kidaikkala nan India la edukka.mudila athan Dubai la edukkara athu nallatha pls sollunga therinjavanga pls thanks
Hi sir, it is understood how important a insurance is, But please post a video on how the insurance claim will be paid and what are all the process to be done by a family member, in worst case if an insured person has died. It will be very helpful for all the middle class people like me.
Hello sir While taking insurance i was employed, after few years i lost my job but i am paying my premium regularly. whether settlement applicable for this scenario.
As per my knowledge, settlement of sum assured doesn't depend on whether the policy holder is employed or not . The policy holder's Nominee (family member) will get the sum assured amount upon the demise of policy holder within the policy term. Read the policy terms & conditions document completely. If any such rule related to 'claim settlement based on Income' is there, then it would be mentioned. Hope my opinion helps you to analyse !!!
It depends on your age, working company if comes under CAT A, CAT A+,Etc sir. But most of the company has medical Tests for more Sum Assured in Term policy
Unemployment Person can not take Term Insurance Salaried Person And Self Business Person can take Term Insurance Because Income proof is Must for take Term
I lost my Single Premium Rs.25,000 ULIP policy - Jeevan Plus within 5 years of buying the policy. When I discussed in detail, I came to know that because of my age (59 years) entire amount got adjusted towards Mortality and Administrative expenses. Luckily my wife (age 51) who also had bought the policy with me is enjoying the insurance till date. Based on the units available as on date,I expect that she will be able to enjoy the insurance upto 70 years of age or more
ULIPs are best provided two conditions, 1. It should be for your kid or age less than 30 2. If you are taking for child take with waiver of premium, that means if something happens to you insurer will pay rest of the premium. Also note once your fund value is above sum assured the mortality charges will not be there .. Few other advantages like free switching between funds at no capital gains One last thing to remember for ulips to give meaningful return wait for min of 10 years or more
My son's age is 7 my husband is having corporate insurance (IFFCO TOKYO) with coverage of 5l my son is having blood cancer now completed treatment whether I have to take any other secondary insurance or continue with the same for further medical expenses (if any in future) Suggest some investment plan for my son which is very useful for his future Also I have some savings in post office (PPF) for him from his 3yrs
my age is 52 i was insured in several companies like national insurance, icici, exide etc all are waste of money spent out of fear. pls lot your money from monthly savings and invest in bonds this will help you in future. (these insurance people come and beg for your money, when your admitted in hospital they tell all possibilities for not getting claim).
இந்த வீடியோவில் குறிப்பிட்டது முழுக்க முழுக்க pure term insurance பற்றி தான். இதில் நாம் கட்டிய தொகை Return வராது. 60 வயது முதல் 75 or 85 வயது வரை ஆண்டு வருமானத்தை 10 ஆல் பெருக்கி எடுக்கலாம். இதில் மாதம் சுமார் Rs.750 to Rs.1000 வரை கட்ட வேண்டும். Life insurance பொறுத்தவரை இரண்டும் கலந்ததாக இருக்கும். இதில் கட்டிய தொகை திரும்ப கிடைக்கும். ப்ரீமியம் தொகை அதிகமாக இருக்கும். குறைந்தது 15 ஆண்டுகள் முதல் 25 ஆண்டுகள் வரை எடுக்கலாம். உதாரணமாக LIC யின் Jeevan Lakshya policy பற்றி கூறலாம். இந்த பாலிஸி குறித்து youtube இல் search செய்யுங்கள். உங்களுக்கு விடை கிடைக்கும். தற்போது LIC தனியார் மயம் என்ற பேச்சு உள்ள நிலையில் விசாரித்து போடுங்கள். ஏனெனில் இருப்பதிலேயே மிகச்சிறந்த பாலிஸி இது தான்...
@@kadhara885 பாய் நிம்மி ஆன்டி எல்ஐசி யை விற்க்காமல் ஓயமாட்டேன் என்று சபதம் எடுத்துக் உள்ளார்.ஆகையால் பாமர மக்கள் பணத்தை பணயம் வைத்து சூதாட துடிப்பதால் தயவுசெய்து சிபாரிசு செய்ய வேண்டாம் எல்ஐசி என்ற எருமை 🐃 மாட்டிற்காக
@@தமிழச்சிநாங்க என் வயது 37. ஆண்டு வருமானத்தை 10 ஆல் பெருக்கினாலே போதுமானது. ப்ரீமியம் குறைவாக இருக்கும். குறைந்த பட்சம் 50 இலட்சம் இருந்தால் நன்றாக இருக்கும். ஆடம்பரம் இல்லாமல் ஓரளவு நன்றாக வாழ இந்த தொகையே போதுமானது...
Sir WhatsApp la one week ku munnadi iruthu msg pannittu irukka ana oru reply illa yennga ipadi panna yenna pannurathu sir naa daily msg pannura oru reply illa
Sir i am a normal entrepreneur but nan term insurance vangamudila (I contacted most of the insurance companiesbut they are not providing me an term insurance... Max,icici,sbi..) The reasons they are telling to deny it are 1.I am not a salaried person so i am not able to show my regular income proof 2.i am doing a small scale business so i am not filling any IT for my entire years(they are asking IT filling to know my income)so by this also I am not able to show my income proof..... So they are denying it.... How can my life be secured....
Pure term insurance is the lowest premium we have to pay, if we survive till age, no money return
If we choose money back policy we have to pay 2x pure term premium, there is no free dinner
Health insurance is only for medical expenses
Term insurance is for sum assured return when insured person died
Two extra raiders, one is critical care raider and other one is accident raider, these can be return based on the critical disease and accident
Annual income * 10 times is minimum but company will decide based on the person income
80C option for life insurance
80D for health insurance
Pure term insurance is sir suggested
Thanks sir......!!!
Nice summarization ❤
Thanks MoneyPechu team. Only Today, i purchased my term insurance and medical insurance.
Super and congratulations sir👍.. But always take the policy through an Agent. Don't go by Online sir
@@தமிழச்சிநாங்க why
பதில்கள் தெளிவாக இல்லை.
மிகவும் மேலோட்டமான பதில்கள்.
இப்படி பதில்களை யார் வேண்டுமானாலும் சொல்லலாம்....
neeyum pesu yaaru venamnu sonnanga. what is your channel name ?
Why Channel irundhaa thaan opinions solla mudiyumaa?
@@aravind1580Why Channel irundhaa thaan opinions solla mudiyumaa?
நல்ல தகவல் ஐயா வாழ்த்துக்கள்
நடமாடும் தெய்வம் 🙏🏻🙏🏻சார் நீங்க
The maximum overall allowable limit under Sec 80D is 1 Lac. 25k for General Citizens and 50k for Senior Citizens.
80D is 75k only sir for Health insurance.
@@தமிழச்சிநாங்க No. If both assessee and their parents fall under Senior Citizens category, then the overall max allowable limit under 80D will be upto 1 Lac.
Thank you sir.. Much awaited episode
அனைவருக்கும் வாழ்த்துக்கள்...🙏🙏🌹🎉👍
தகவலுக்கு நன்றி சகோ!!!
Nice and Informative. Kindly explain Postal Life Insurance and SBI Life Insurance Sir.
Thanks for these information.
மகிழ்ச்சி வாழ்த்துகள் 💐
Both doing good business
Great message for youngsters 👍
Sir, please talk about Reliance capital
Super helpful.
You are so great sir
Super super super 👌
Kindly talk about jeevan umang and other lic policies, it will be more useful
Thank you so much sir both you shared lot of information I learned little about insurance yer you do more videos about insurance sir.
Thank you Sir..
Nice Video
Thank you Sir
Superb superb
Very good sir. Please tell which company is good for turm. Insurance policy
Which pure term insurance we can take?. Can you suggest sir?
lic s jeevan kiran
Brother any idea like international term insurance policy company .Zurich insurance company and MetLife company is which one is best company to buy insurance plan from UAE Dubai .
MP Team,
Can we use Policy Bazaar to create a Term life insurance..
Even in checking the details in their site they keep chasing us and no privacy at all. Please advise, thank you in advance
Don't go Policy Bazaar
Buy directly from Insurance Company Agent
check and compare in policy bazaar if you want... but take insurance from the insurance company directly.
Sir oru doubt 20k vanguna 1cr ku policy eduka slringa bt insur cmpny 5L abov slry vanguna dhn 1cr policy eligible nu slranga k slry raise wait pani pathu age nd premium jasthi agidudhu wt to do. K
Please put video on postal life insurance..
Which is better health insurance vs term insurance?? Pls give detailed information sir.
Health insurance and term insurance is for different purposes
Health insurance is to cover hospital expense alone.
Term insurance is to cover for the human life death for eg : Any other form of death except suicide(except first year alone).
Better to take both for finanicial cover.
Sir again suryoday bank pathi sollunga it's downtrend is still continued
சார் டாடா இன்சூரன்ஸ் பற்றி விளக்கம் வேண்டும் சார்
Nice
Yesterday i registered in tech term plan i have only proposal no. But i didnt get policy no. Yet can i withdraw policy
வணக்கம் home loan insurance என்றால் என்பதை video பண்ணுங்க
Life insurance pathi explain panunga sir
Tq sir🤝
Rider will work only when we pay the premium. After premium rider will not support. So better avoid rider and increase the sum assured amount.. Also we can't take Term insurance for non working woman. IT return is mandatory for term insurance. These are the major points missed by them.
Please provide complete information about term. This is very good for everyone. But only working people can take for their self and not their wife.
Thank you for the Info. Kindly tell the who are providing good term insure?
Sir please tell few good term insurance please
No proper replay as I use what's app to know portability of health policy, they enquired about my existing policy, but no suggestion given
Super
It seems that the guest is not prepared well.His explanations /answers show
this. Under insurance in term insurance may not be a problem.
Sirruu 12000 povum.. wait panna sonnaru... Market just bounced 11% in March low .. sorry for those who missed this swing atleast
For term India first insurance asking deposit what should I do?
🙏 sir எனக்கு வயது 41 Team insurance சொல்லுங்க .
therinjavanga yarathu answer panunga hepatitis b infection vanthu death aita term insurance claim panamudiuma
What ever the disease or ilness when you have completed 3years of premium they should pay the amount. File a complaint if not providing
🙋Sir differents between return on term insurance and term insurance kum detail and compare panni video onnu podunga finally ethu best nu sollanga pls...
சார் வணக்கம்.நான் தஞ்சாவூர் மாவட்டம் 43 வயது.மலேசியாவில் பணியாற்றுகிறேன்.term இன்சூரன்ஸ் எந்த கம்பெனி யில் எடுக்கலாம்.வருடம் 10000 வரை கட்ட முடியும் உதயகுமார் மலேசியா.
Share your contact number
I m always waiting for your valuable videos sir........
I have paid 4 years premium for a term insurance. But i don't have a educational qualification for that term insurance. Can i climb that are at the end they will ask for educational documents
ICICI covered 99 years, how it's possible.
After ten years premium paid correctly husband died. All the forms and policy bond submitted by nominee wife on March 14th with the help of agent and acknowledgement for non early claim booked is given. But still date claim not settled telling that after year end over, and after April 15th only will be considered. The claim amount is 2 lakh only in lic of india in North Chennai branch. I was informed if new policy taken only, claim will be considered Please help.
Give a lawyer notice
Sir enaku Sambalamey Illa, na Term Insurance podalama?????
அட்சயதிருதியை நகைக்கடைக்காரர்களின் தில்லுமுள்ளுகள் அறிஉறைவழங்கவும்
நீங்க அட்சயதிருதியை அன்றைக்கு வாங்காதீங்க. நீங்க முட்டாளாக ஒரு நாள் இருப்பேன். ஆனா அப்பவும் அன்றைக்கு நான் ஏமாறாம இருக்கனும் அதுக்கு ஒரு ஐடியா சொல்லுங்க என்கிறீர்களே... ஜெகஜால கில்லாடியா நீர்..
அறி உரை அது மெடிக்கல் ஷாப்பில் கிடைக்கும் 😮😮😮
@@murugesanthirumalaisamy5613அது வேற உறை 😂😂
Sir pls explain why srilanka went down
Vanakkam sir tata mutual fund pathi sollunga sir
Max Life Insurance - 20times giving as a Sum Assured for Term policy. Human Life value - salary per annum *20 times.
Critical illness - you can't use that money for other reasons except that particular treatment.
Always Premium Returns is best one (my opinion) - 20% will be higher than the normal premium for Term policy. Because if you survey after 75yrs also,you will get a HUGE amount of premium in Returns in your Old Age.
For more details or clarrification plz CT or reply me here🙏
மிக்க நன்றி 🙏
Depending on age 20 times sa or less..
But
ICICI Gives annual salary*25times
Sir tamil la podunga sir pl
சார் எனக்கு டெர்ம் இன்சூரன்ஸ் எடுக்கனும்
Reliance capital pathi solluga sir
Ayya term insurance Dubai IL edukkalama athu adviceble ah beacz nan Dubai la work.panra enaku India la kidaikkala nan India la edukka.mudila athan Dubai la edukkara athu nallatha pls sollunga therinjavanga pls thanks
Kidney problem உள்ளவங்க terum insurance efukkga முடியும்மா
If u choose Return of premium means u will give 20% only not 40%
Vanakkam sir, latest sebi rules about mutual fund pathi solunga sir
Hii ❤️
Hi sir, it is understood how important a insurance is,
But please post a video on how the insurance claim will be paid and what are all the process to be done by a family member, in worst case if an insured person has died. It will be very helpful for all the middle class people like me.
Indian bank selling arokya raksha health insurance policy.. talk about it.. is that good policy?
இந்த ஜென்மத்தில் உங்களின் கேள்விக்கு பதில் வராது.
Hello sir
While taking insurance i was employed, after few years i lost my job but i am paying my premium regularly. whether settlement applicable for this scenario.
As per my knowledge, settlement of sum assured doesn't depend on whether the policy holder is employed or not . The policy holder's Nominee (family member) will get the sum assured amount upon the demise of policy holder within the policy term. Read the policy terms & conditions document completely. If any such rule related to 'claim settlement based on Income' is there, then it would be mentioned. Hope my opinion helps you to analyse !!!
Claim Available bro
Nan oru vivasaayi, nan term insurance edukka yenna seiyavaendum. Age 53
Income Tax Return Documents for 3 Years vendum
Sir,
Before to buy Term insurance, medical fitness test is mandatory or not?
Depends on insurance company
It depends on your age, working company if comes under CAT A, CAT A+,Etc sir. But most of the company has medical Tests for more Sum Assured in Term policy
If sum assured is 50 lakhs and above medical test is mandatory in most of the companies.
Depends on age and current health conditions
Medical test is must for Pure Term Insurance
Unemployment person
How will take pure term insurance.
Kindly update.
Unemployment Person can not take Term Insurance
Salaried Person And Self Business Person can take Term Insurance
Because Income proof is Must for take Term
I lost my Single Premium Rs.25,000 ULIP policy - Jeevan Plus within 5 years of buying the policy.
When I discussed in detail, I came to know that because of my age (59 years) entire amount got adjusted towards Mortality and Administrative expenses.
Luckily my wife (age 51) who also had bought the policy with me is enjoying the insurance till date. Based on the units available as on date,I expect that she will be able to enjoy the insurance upto 70 years of age or more
ULIP is always a risk factor sir .. But sometimes it gives decent income.. but it fully Risk based .
ULIPs are best provided two conditions, 1. It should be for your kid or age less than 30 2. If you are taking for child take with waiver of premium, that means if something happens to you insurer will pay rest of the premium.
Also note once your fund value is above sum assured the mortality charges will not be there ..
Few other advantages like free switching between funds at no capital gains
One last thing to remember for ulips to give meaningful return wait for min of 10 years or more
I am doing Agriculture how should I take term Insurance
You need to submit your ITR
👍👍👍👍👍👍👍
வீட்டில் இருக்கும் பெண்களுக்கு கிடைக்குமா
What if I am nri or businessman how to get term insurance
Share me your contact details or email id sir. I will explain you
Yes possible for nri as well as businessman
Super sir nan civil work for manthu 30000. Manthu
500000.for years .4.nobaras erukiraga
Hii
I am vijayan icici employee any doubt sir...
Sir why are not talking about tn budget and it's future value
Natural death aana claim panna mudiyum ah
உங்களை மாதிரி மகாயோக்கியர்கள், இருப்பத்தல், நாட்டில் ,பெருமழை பொழியும்
My son's age is 7 my husband is having corporate insurance (IFFCO TOKYO) with coverage of 5l my son is having blood cancer now completed treatment whether I have to take any other secondary insurance or continue with the same for further medical expenses (if any in future)
Suggest some investment plan for my son which is very useful for his future
Also I have some savings in post office (PPF) for him from his 3yrs
Star health also has a specific cancer product you can try mam if you wish
Whether you have corporate health insurance or not better to have one of your own for the family
Perhaps Anand should have invited better guest for this show...
Yes
For term insurance they asking IT return.
I'm not having IT return
Which insurance company?
Share me your contact details or email id sir. I will guide you.
Income Proof is mandatory for Term
Salary Bill or IT Return
General insurance
Life insurance
Life insurance thane health insurance provide pannanum en general insurance health insurance deal panranga
TNPFC INVESTMENT PATHE PASUGA SIR
சார் மாசம் பத்தாயிரம் வருமானம் வரும் அவங்களுக்கு சொல்லுங்க சார்
Bro monthly 860 than term plan cost
@@Legacylore07how many years bro, ipdi pay pananum, ?
And yearly premium price adigam aaguma?
my age is 52 i was insured in several companies like national insurance, icici, exide etc all are waste of money spent out of fear. pls lot your money from monthly savings and invest in bonds this will help you in future. (these insurance people come and beg for your money, when your admitted in hospital they tell all possibilities for not getting claim).
Not sure what type of insurance you are talking about .. term life plans are not hospital cover
ஐயா வணக்கம் நான் வெளிநாட்டில் வேலைபார்த்து வருகிறேன்.ஆன்லையனில் பார்த்தேன் ஆண்டுவருமானம் ஐந்து லட்சம் இருந்தால் சேரமுடியாது என்று வருகிறது
❤-iiii
Sir can you talk about New World Order .... Russia calls for new world order with china ... then what will be our long term
investment
எனக்கு வயது 38 health insurance and term insurance எடுக்க எவ்ளோ ஆகும்
Check ditto .. they are giving free advice on buying policy.. note i m not getting anything out of it on this recommendation
@@visasimbu ditto...?
Don't base on how much is the premium but base on your risk and life value.. e.g. if you are earning 10L min 1 or 2cr is required.
Sir I'm earning 15000 par month .
How mach I can cover my life insurance
இந்த வீடியோவில் குறிப்பிட்டது முழுக்க முழுக்க pure term insurance பற்றி தான். இதில் நாம் கட்டிய தொகை Return வராது. 60 வயது முதல் 75 or 85 வயது வரை ஆண்டு வருமானத்தை 10 ஆல் பெருக்கி எடுக்கலாம். இதில் மாதம் சுமார் Rs.750 to Rs.1000 வரை கட்ட வேண்டும்.
Life insurance பொறுத்தவரை இரண்டும் கலந்ததாக இருக்கும். இதில் கட்டிய தொகை திரும்ப கிடைக்கும். ப்ரீமியம் தொகை அதிகமாக இருக்கும். குறைந்தது 15 ஆண்டுகள் முதல் 25 ஆண்டுகள் வரை எடுக்கலாம். உதாரணமாக LIC யின்
Jeevan Lakshya policy பற்றி கூறலாம். இந்த பாலிஸி குறித்து youtube இல் search செய்யுங்கள். உங்களுக்கு விடை கிடைக்கும். தற்போது LIC தனியார் மயம் என்ற பேச்சு உள்ள நிலையில் விசாரித்து போடுங்கள். ஏனெனில் இருப்பதிலேயே மிகச்சிறந்த பாலிஸி இது தான்...
@@kadhara885 பாய் நிம்மி ஆன்டி எல்ஐசி யை விற்க்காமல் ஓயமாட்டேன் என்று சபதம் எடுத்துக் உள்ளார்.ஆகையால் பாமர மக்கள் பணத்தை பணயம் வைத்து சூதாட துடிப்பதால் தயவுசெய்து சிபாரிசு செய்ய வேண்டாம் எல்ஐசி என்ற எருமை 🐃 மாட்டிற்காக
What's your age sir? Maximum you can take of 15-20times if your age is less than 40years
@@தமிழச்சிநாங்க என் வயது 37. ஆண்டு வருமானத்தை 10 ஆல் பெருக்கினாலே போதுமானது. ப்ரீமியம் குறைவாக இருக்கும். குறைந்த பட்சம் 50 இலட்சம் இருந்தால் நன்றாக இருக்கும். ஆடம்பரம் இல்லாமல் ஓரளவு நன்றாக வாழ இந்த தொகையே போதுமானது...
@@kadhara885 Share your contact details sir to explain you more on taking Term Insurance policy for you
₹2000 சம்பாதிக்கிறது 1 சி கிடைக்குமா
Wrong information. Please give correct informatio. Salary per month 1lakhs can avail more than 1c avail. Please correct it
Sir WhatsApp la one week ku munnadi iruthu msg pannittu irukka ana oru reply illa yennga ipadi panna yenna pannurathu sir naa daily msg pannura oru reply illa
Can you ask me your doubts sir ,I will try to clarify it
@@தமிழச்சிநாங்க can we take pure term plan for 69 years old
@@c.suryakumar9397 no sir. Maximum age 60years with income proof required like IT , SALARY SLIP
@@தமிழச்சிநாங்க thanks for the information
@@c.suryakumar9397 most Welcome sir. You have a second income plan and family whole life plan also sir.
Play speed 1.5x
Sir na Auto Driver engitte 10k irukk diesel rate daily up na 10k Diesel vangi vacha bettara or it pharma ETF Vangarathe bettera
Sir i am a normal entrepreneur but nan term insurance vangamudila (I contacted most of the insurance companiesbut they are not providing me an term insurance... Max,icici,sbi..)
The reasons they are telling to deny it are
1.I am not a salaried person so i am not able to show my regular income proof
2.i am doing a small scale business so i am not filling any IT for my entire years(they are asking IT filling to know my income)so by this also I am not able to show my income proof.....
So they are denying it.... How can my life be secured....
Go with term insurance with return so you can eligible for 1cr also
Sir asking right question but he doesn’t know the ans properly,,
Sir all your videos are great informative.. but this is the wrong to explain I belive
I took a life cover for 1c when my salary was only 4.5L. this is such nonsense
So eallame pithalatamdhan
My age 35 and my monthly salary 15000 which pure term insurance suitable please tell
Please take PMSSBY and PMJBY.. it is very easy to subscribe from your mobile or internet banking from your existing sb account bank
தயவு செய்து உங்க நம்பர் கிடைக்குமா ஐயா.
Thank you for accusing Lic. Instead you could have clarified insurance company role.