COMMERCIAL INSURANCE - Tips for New Authorities

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  • Опубліковано 28 лип 2024
  • My experience on commercial insurance, some things to think about, and what you may and may not need.
    #HotShotTrucking #HotShotAdventures #CommercialInsurance

КОМЕНТАРІ • 133

  • @fritzduval
    @fritzduval 4 роки тому +20

    If you have Progressive Insurance' you can go online and do it yourself 24/7

  • @bryanshafer9524
    @bryanshafer9524 4 роки тому +2

    Great video with a lot of really useful information. This is very helpful! Thank you for taking the time to share your wisdom.

  • @jasonscales2522
    @jasonscales2522 4 роки тому +3

    Very helpful information! Thanks!

  • @EMROcutz
    @EMROcutz 4 роки тому +1

    Great great great info! Keep it Comin!

  • @mikeshotshot3778
    @mikeshotshot3778 3 роки тому +2

    Great info. Straight shooter. Keep it up 👍. ✌️

  • @squirtmph
    @squirtmph 2 роки тому

    I'm in love with you not because you had curly corn long hair! But cause how thoughtful you aré... It's second post I watched from you....
    I would love to pick up as a independent freelance knowledge.... WoW.. thanks for exellente content and speaking fluid lenguaje, with out high speach...

  • @dustinward7947
    @dustinward7947 4 роки тому +3

    Love the content so far! Keep em coming! Where are you from, where are are you hauling?

  • @GrassMonkeyLLC
    @GrassMonkeyLLC 3 роки тому

    awesome info , thanks so much , i am gettin in now and this is very usefull

  • @chriskahlson
    @chriskahlson 4 роки тому

    Extremely helpful info thank you

  • @ijo58transportllc51
    @ijo58transportllc51 2 роки тому

    Thank you very much for sharing this information, really appreciate it.

  • @roninr7656
    @roninr7656 3 роки тому

    Thanks for the information it is greatly appreciated

  • @dvincente8633
    @dvincente8633 3 роки тому

    Thank you for this video I am in CA too. Just started hotspot still shopping around for insurance

  • @anamargaretlowery2046
    @anamargaretlowery2046 Рік тому

    So much great information!!!

  • @heidishirey7823
    @heidishirey7823 4 роки тому

    Thank you ! Very helpful.

  • @EMROcutz
    @EMROcutz 3 роки тому +5

    I watched this video when you first dropped it. Wasn’t fully ready to start. Now I came back to watch it again because I just filed for my authority a couple days ago. Got my dot # / mc # yesterday. So it’s time for me to start shopping for insurance as well. Also I’m in southern Cali as well 😬😅.

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому +3

      Good luck! You have my info if you need help reach out my dear.

    • @EMROcutz
      @EMROcutz 3 роки тому +1

      @@HotshotAdventures I can’t remember if I have your info to reach out but I do want to run
      Something by you if you don’t mind??
      Best way to contact you ?

    • @gregorydonaldson4878
      @gregorydonaldson4878 3 роки тому +1

      How did you get your authority before having your insurance?

  • @AngelRivera-gp2io
    @AngelRivera-gp2io 4 роки тому +3

    Great video learned alot

  • @mitchellsweeten1665
    @mitchellsweeten1665 3 роки тому +1

    Great info Natalie

  • @mutasimmuzamil9076
    @mutasimmuzamil9076 4 роки тому

    Thank you very much for the info
    Great video A+++👍🏽

  • @danielsanchez4880
    @danielsanchez4880 4 роки тому +1

    Thank you for the video!!!

  • @kenarmstead88
    @kenarmstead88 4 роки тому +1

    Thanks for the tips.

  • @geriatricginger
    @geriatricginger 3 роки тому +2

    Good info. thank you.

  • @blueleafevirosvc.inc.2796
    @blueleafevirosvc.inc.2796 3 роки тому

    Great information.

  • @JuanAmadorfamily1974
    @JuanAmadorfamily1974 2 роки тому

    Great info. Thanks.

  • @EdwardSaeteurn
    @EdwardSaeteurn Рік тому

    Great info

  • @SuperNorcalkid
    @SuperNorcalkid 4 роки тому

    Great vid.

  • @stephenbrandon8117
    @stephenbrandon8117 4 роки тому +1

    Thanks for the info

  • @billykirk6849
    @billykirk6849 4 роки тому

    Subscribed. Good video!

  • @timothykeith1367
    @timothykeith1367 4 роки тому

    is down for long-term maintenance, beginning April 9, 2020. Purchases are unavailable at this time.

  • @JTMichaels614
    @JTMichaels614 3 роки тому +6

    Great info! It is too bad the music was on 10 and your mic was on 1, though. 🥺

  • @nickalvillar5640
    @nickalvillar5640 2 роки тому

    Thanks for the info 👍

  • @Mike-ie9ei
    @Mike-ie9ei 4 роки тому +5

    What insurance company did you go with?

  • @jehoiakimsmith3152
    @jehoiakimsmith3152 4 роки тому +9

    Looking at a 40ft big Tex w mega ramps thought just about car hauling but it’s better to be versatile

    • @dualstacks7178
      @dualstacks7178 4 роки тому +2

      Be careful about the 40 w/ mega ramps for cars. Reason being is I started with a PJ trailet with mega ramps and cars werent easy to drive onto. If you look at her trailer, its lower to the ground than a regular flatbed gooseneck. So just be careful. You may need to add additional ramps.

    • @truckingwithcliff
      @truckingwithcliff 3 роки тому

      Car hauling rates are insane

  • @shaba223
    @shaba223 4 роки тому

    Hey I just applied for my own authority for the last 4 months I have been driving under someone’s authority thank you for the tips on the insurance Is the insurance that expensive?

  • @IwishamuthaWOULD2
    @IwishamuthaWOULD2 4 роки тому +1

    Great video content! I'm subscribed. I've been driving commercially for 20 years. Have been an owner operator for about 12 years in Class 8 big rigs. Just got my authority about 10 months ago. I wanna jump into hotshot biz because I'm tired of the 18 wheelers. How much of a difference was their as far as your operations and booking loads after your first 90 days?

  • @prodigals6862
    @prodigals6862 3 роки тому +1

    Hi, What was the name of the website to see what they rate and check legitimacy?

  • @tylerdunn6578
    @tylerdunn6578 4 роки тому

    Damn girl looking good ,oh yeah thanks for the info

  • @MrSteve1015
    @MrSteve1015 4 роки тому +2

    I so love your info.

  • @sapprdaddy
    @sapprdaddy 4 роки тому

    Thank you

  • @yasminwiirzler397
    @yasminwiirzler397 4 роки тому +1

    With all the respect...You look gorgeous on this video!!!

  • @dexterlaboratory5056
    @dexterlaboratory5056 2 роки тому +1

    Do You remember the website name that you mentioned?

  • @maxwellperry3652
    @maxwellperry3652 4 роки тому

    How do you get in contact with a freight broker?

  • @hotshothaulers
    @hotshothaulers 4 роки тому +5

    Sub’d keep up the good work

  • @jamesmacdonald7983
    @jamesmacdonald7983 4 роки тому

    Just found your channel and subscribed .where do you find the insurance company scoring ? Awesome info . Going to go watch your videos from the beginning .how are you doing your carrier packet? Thanks again

    • @HotshotAdventures
      @HotshotAdventures  4 роки тому +4

      James, I can do a video on carrier packet, that's a good idea bud, I'll try and knock that out this week for you k

  • @AskOneMarketer-llc
    @AskOneMarketer-llc 4 роки тому

    How do I get in to Hot Shot Trucking?

  • @og6340
    @og6340 3 роки тому +3

    Hi and thanks for the advice . I’m in Memphis and I’m about to start driving for my self . Will they give quotes without any money down ? I want to get quotes before I start buying equipment.

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому +1

      Quotes are free.
      Any policy will require a down payment.
      I hope i answered your question

  • @lewisbarker282
    @lewisbarker282 4 роки тому +3

    Appreciate all the info! Currently a CDL student in CA looking to get into hotshot already have authority under a family member but what insurance co. do you use for no experience new CDL holder for your hotshot setup. Thinking about doing enterprise as well, continuing to do research. Thank you for the content !!

    • @chrisking740
      @chrisking740 2 роки тому +1

      I used Progressive. Non-CDL hotshot in north dakota is 8k cdl hotshot is almost 13k. It will be higher in california.

  • @tonyg5644
    @tonyg5644 3 роки тому

    Thank You 🙏

  • @laylavalitova4449
    @laylavalitova4449 3 роки тому

    i will be greatly appreciated if you recommend an insurance broker. Thanks a lot

  • @steveduckett2999
    @steveduckett2999 4 роки тому

    Thank you for your great videos! I am looking to get into hot shot driving. I have my CDL since 2004, and want to start my own business. Is it hard to find work? How much money do you need to operate? Thank you for videos!

    • @HotshotAdventures
      @HotshotAdventures  4 роки тому

      Hey Steve, thanks for reaching out and I'll be in touch soon!

  • @mujtabakhan7380
    @mujtabakhan7380 4 роки тому

    What kind of Ford truck you drive? And why you prefer on Dodge? Thanks 🙏🏽

    • @HotshotAdventures
      @HotshotAdventures  4 роки тому

      its a 2020 F350, check out the video:
      ua-cam.com/video/LFPQefVvqEU/v-deo.html

  • @LIGRA68
    @LIGRA68 2 роки тому

    Who do u have for ur insurance broker..

  • @NONEOFYOURBIZ69
    @NONEOFYOURBIZ69 2 роки тому

    If you are in CA, have a DOT # that is 1 year old, I can quote 48 states

  • @kingpharaoh6981
    @kingpharaoh6981 2 роки тому

    Very helpful thanks sis

  • @yogeshdiyali369
    @yogeshdiyali369 3 роки тому

    Hello! Its there any way i can activate my mc number before do insurance or maybe close around 21 days??

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому

      Your number won't activate until you have insurance on file with feds. There's no way around it.

  • @lorenbernard7404
    @lorenbernard7404 2 роки тому

    Is who's your insurance Carrier

  • @j.alejandro1625
    @j.alejandro1625 2 роки тому

    Love your videos they are very informative and helpful. I have a quick question about hotshot insurance . Is it true that if you run local with in your state , you will pay a lot less for your premium insurance? .thank you very much for all your info

  • @OscarGarcia-hy9ry
    @OscarGarcia-hy9ry 2 роки тому

    I’m from California n I’m having a trouble finding insurance can anybody send me a number or somewhere to call insurance if the only thing I need to start the business

  • @morganhemingway5262
    @morganhemingway5262 4 роки тому +3

    My granddaughter and I had a question cuz we're both looking at getting into this. When you mentioned that you have to send in your insurance compliance or whatever it is you call that that you have to do that for every single load that you accept or do you have to just send that to the carrier or the hell I don't know what the hell I'm talking about

  • @juanvela3390
    @juanvela3390 3 роки тому +1

    Whats the best load board for bumperpull loads you think?
    I have a 2500 ram

    • @juanvela3390
      @juanvela3390 3 роки тому

      Just got my authority

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому

      I dont think there is a special board for bumper full loads. If you want to haul freight, I would use truckstop or Dat, depending on your area in the we country. If you haul cars, use central dispatch.
      Congrats!

  • @martyg1342
    @martyg1342 4 роки тому

    Hi ! Great video, I just happened to come across your chanel and it's very informative, there's a frase that you use during the video and also I've seen it on the comments, and it's "new authority" can you explain how the term it's being use or what does it mean in the industry ? Thank you so much !

  • @rgrhrm1959
    @rgrhrm1959 4 роки тому

    Volume up please!

  • @ibrahimsalih5783
    @ibrahimsalih5783 3 роки тому

    & also does brokers charge fees for filing with FMCSA or DMV ?

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому

      If they are going to charge you a fee, it should be wrapped up into the quote, not a surprise fee you have to pay extra for later, after you've already put your down-payment.

  • @missmoshan6794
    @missmoshan6794 3 роки тому

    Do I have to go thru a broker for insurance.
    Also once I obtain my DOT & MP # do I have to get insurance right away?

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому +3

      You do not need to go through a broker. For example, if you went with progressive, there are many brokers that will set you up with progressive, but you can call progressive directly and get insurance through them, and save yourself the broker fees :) but shop around, because brokers may have a better rate for you. Never know til you shop around

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому +5

      And you can get your dot #, but it will not go active until you have commercial insurance. So my advice is to not apply for a dot # until you are prepared to purchase insurance. Dot # will be "pending" until you show them you have insurance. They give you approx. 4 weeks to get your insurance, then they cancel your pending dot number and you have to pay another $300 to get a dot # and then you have another 4 weeks to upload your insurance docs. Hope this helps, let me know how things go!

  • @marciac6752
    @marciac6752 4 роки тому

    How much is the weekly spend for your business?

  • @chrispoellnitz1047
    @chrispoellnitz1047 2 роки тому

    Good morning, so what I'm getting from the video is that, I have to have my insurance before I get my DOT, and MC number? Or vise versa? Can I email you personally?

    • @HotshotAdventures
      @HotshotAdventures  2 роки тому

      You can reach me directly through www.patreon.com/hotshotadventures

  • @ComptonDonnell
    @ComptonDonnell 3 роки тому

    Hey I have a new authority for hotshot trucking and is based out in California. Im having trouble with finding a insurance company. Do you have nay suggestions?

  • @dustinward7947
    @dustinward7947 4 роки тому +4

    Why don’t you keep a copy of the certificate of insurance on file or in your email?

    • @fritzduval
      @fritzduval 4 роки тому +4

      It has to have the Brokers name as the Certificate Holder. It changes from broker to broker.

  • @tylerdunn6578
    @tylerdunn6578 2 роки тому

    Merry Christmas beautiful

  • @ibrahimsalih5783
    @ibrahimsalih5783 3 роки тому

    Is there any percentage the broker supposed to take from the premium as a fee ?

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому

      Broker fees are usually flat rate

    • @danjones7046
      @danjones7046 2 роки тому

      Yeah right my broker fee is ALWAYS AS MUCH I CAN GET. Sorry if you are a horrible negotiator I will take that for my financial advantage.

  • @zayrich6947
    @zayrich6947 2 роки тому

    Grand evenings how would I be able to contact you for questions?

  • @franksalazar3699
    @franksalazar3699 3 роки тому +1

    I can listen to your voice all day 🤗

  • @richardbridgeman5968
    @richardbridgeman5968 2 роки тому

    I was really researching this and was okay with all the expenses until I saw how expensive insurance is

  • @AfricanBushmechanic
    @AfricanBushmechanic 4 роки тому +1

    it costs me 10$ for extra insurance for 150000 each day

  • @nathanl6450
    @nathanl6450 3 роки тому

    How can i find an A rated company that will insure me?..Progressive said they can't, I'm new authority and new CDL. Help please

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому

      Google commercial insurance brokers in your area

    • @nathanl6450
      @nathanl6450 3 роки тому

      @@HotshotAdventures will do, progressive did gave me the contact to an agent in my area but unfortunately they told me the same thing that because I'm new authority and new Cdl.....but thanks any, appreciate the video and the response.

    • @ryanumar5413
      @ryanumar5413 3 роки тому +1

      @@nathanl6450 You can use Progressive but their quotes are very high. I had mine done by an agent who went Into the marketplace and got me the coverage I needed. And he had very good quotes. If you need a referral message me on Whatsapp at +1-872-400-2600 or email me at Ryanmarceloumar@gmail.com

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому

      I wouldn't suggest progressive. Also, if they are the only company you've called, I strongly suggest spending hours, days if needed on looking for the best insurance at the best price. It's all going to be expensive, your new driver, and your company is new..the point is to keep your nose clean and it will get better.
      I dont know if this guy has good insurance, but I approved his comment to give you another avenue to look into. Hope it helps.

    • @nathanl6450
      @nathanl6450 3 роки тому

      @@ryanumar5413 thank you Ryan....sending you and email and text right now

  • @joshbrown7986
    @joshbrown7986 4 роки тому +1

    Do you have social media?

  • @aldee152
    @aldee152 3 роки тому

    I was told only progressive will insure beginners? Is this true?

    • @HotshotAdventures
      @HotshotAdventures  3 роки тому +1

      Not true, there are many companies who will insure start up. Depends on the state, you should call them and get a quote.

    • @jordandebrosse2863
      @jordandebrosse2863 2 роки тому

      @@HotshotAdventures who would you recommend for insurance in the state of Florida? I’m getting into car hauling

    • @juanolazabal7559
      @juanolazabal7559 2 роки тому

      Hi,what insurance company do you use?

  • @julianni619
    @julianni619 3 роки тому

    Who is your broker?

  • @ricksworlddereaux2397
    @ricksworlddereaux2397 3 роки тому

    Good Info,i hear Progressive is the cheapest Insurance in the USA.🇺🇸🤔if pay in cash up for a year.

    • @ryanumar5413
      @ryanumar5413 3 роки тому +3

      Progressive quotes are very high.

  • @jamespacker1974
    @jamespacker1974 4 роки тому +1

    U have to speak up or turn up the volume. Thanks...

    • @malibumaniaks
      @malibumaniaks 3 роки тому

      Can find a decent quote at all $3200 Is the latest quote smh CA hwy robery

  • @johnflannery4815
    @johnflannery4815 3 роки тому +1

    Good info, thanks