Public and private health insurance in Germany

Having a health insurance is mandatory when you reside in Germany. However, there are public and private options you can go for. Jana, our co-founder and expert in the field of HR, explains the difference between the two types of health insurance. Furthermore, in this video you get a little insight into the cost, availability and services of public and private health insurance.
Any questions or feedback? Leave us a comment!

[@HalloGermany]

Learn more about the difference between public and private health insurance in Germany:
hallogermany.com/blog/health-insurance-public-vs-private

[@minicarbono]

Hi! Does the price of the private insurance change with age? Say if I hire them and I'm 33 years old... Will it get much pricier when I'm 60, or they don't adjust premiums based on age?

[@khizerasghar7970]

Hi. Will public health insurance cover post kidney trasplant medicines?

[@carmenmelvyn]

We currently live in Liechtenstein which only has Privat Health BUT we are both Pensioners moving to Germany. Do we have any choice between Public & Private. We assume that whichever we would pay the 100% of the costs ave 15.5% for Public as we have no employer.

[@carmenmelvyn]

@@HalloGermany Hi, Thanks for the response. I believe as I over 55 years old, actually 65, I am not allowed to Register for the Public Health System. Can you confirm this. In this case I assume I must go Private. As my Wife is German, aged 67, when we move to Germany can she take out Public or Private?

[@mianshahmirali1607]

Hello, is Dental treatment also covered by public health insurance eg. AOK?

[@HalloGermany]

Hi, not all dental treatments are covered. You can read more about this here: en.zuwanderer.aok.de/home/my-insurance/medical-treatment/at-the-dentist/

[@mianshahmirali1607]

I'm a working professional and would like to choose a public health insurance. Could you please help me choose between TK and SBK health insurance?

[@HalloGermany]

Hi, I think the Feather health insurance tool could be of help for you. They have a free tool that allows you to compare different public health insurance providers in Germany and sign up with them right away. Take a look: feather-insurance.com/public-health-insurance?