Can I invest 50% in index funds and 50% in active funds?
Вставка
- Опубліковано 4 жов 2024
- Watch the "Basics of portfolio construction: A guide for beginners"
freefincal.com...
---------------------------------------------------------------------------------------------
Watch my corporate presentation: freefincal.com...
Get six free e-books: goo.gl/KS75MF
Download robo advisory template: goo.gl/6g8z2M
Select from my handpicked mutual funds goo.gl/X32C7p
Free stock analysis tools: goo.gl/vJNx8n
---------------------------------------------------------------------------------------------
Follow me on Twitter: / freefincal
#freefincal
3 possibilities :
The active fund doesn't beat index frequently -> The investor starts thinking why he's even holding that fund.
The active fund ends up beating the index frequently -> The investor starts thinking why he should even have index funds.
There are alternate cycles where each outperform (rare) -> Best case, but investor would start thinking of inter-equity rebalance.
In all 3 it would have been better to hold only one of the two categories.
True as you said need conviction . Index fund really made my life easy no need of RM advice . Just invest towards your Goal .
Thanks for making us think in right away .. really appreciate it .. I have a question ..do the nifty index MF factor in the dividend they get from the tracking shares ..how much it have impact in NAV ??
understood, this changes all my plans. I will go only with Index funds. Thanks.
Nifty 50 index fund
Next 50 index fund
Parag parikh
All three in equal proportions. Is it good sir?
Also going with the same strategy but my only reason is fund I have chosen is consistently lower draw down then index and very low volatility and comparison its better risky adjusted return
I invest 50 % nifty and 50% next nifty for equity allocation. Correct sir?
Yes if you appreciate the risks
Back to back videos from Pattu Sir :)
I invest in both N50 and NN50. Given current valuations, and considering the high volatility I also invest in low volatility, value oriented active fund with some amount of downside protection.
There is also another problem. I don't want any one fund to have more than 20% of my entire net worth.
You could buy an iphone (since you are using a mac) or other phone with great camera for recording your video as it will be more pleasing than seeing a computer screen. It's just a suggestion.
How about below approach ?
For core portfolio, choose LC Index fund as the AUM is large and constituents same in LC active funds. Benefit on Expense ratio.
For satellite portfolio, chose good active fund from identified category.
Everybody loves Raymond was a fun show....should rewatch it
I have done 25% of 4 funds for retirement portfolio. N50, NN50, BAF ,HybEq. Last 2 are for downside protection. Aft 10 years of performance analysis will be cut down to 2. Hows this idea?
Poor
You only had suggested in a model portfolio to have one index and one active fund..as a combination ..so how come your opinion changed????
Please talk about term insurance claim ratios are changed now in policy bazaar. Is there any new data uploaded by IRDA
Go to IRDA and find out!
@@pattufreefincal ok thala 👍
Last 20 years index returns
Nifty50,& Absl flexicap fund sir
For short term goals can I put ultra short duration debt funds instead of reccuring deposits?
Liquid Fund or overnight fund or money market fund is better than RD
@@shahrukhm5934 how? While selling we need pay fee right?
I am a novice invester. I am having exact same doubt! now it is cleared i will concentrate one Nifty and next Nifty.
Pattu sir , I have invested 33% in nifty 50, 33% next 50 and 33% in nasdaq 100. Observing the Nav’s and its movement resembles Parag Parikh flexicap fund. Have you done any analysis?
i have almost same as your portfolio... but 80% nifty 100 index fund
@@shakthis_view but don't nasdaq funds in india have high tracking error?
@@LoneWolfff07 yes, but we have no other option
Hello sir, I get your point that you don't want to alter your active find portfolio at this stage. But what I didn't understand is why you don't want to start a new index fund now. How is that going to create any problem? Can you pls explain?
I will when I have to; not before and from the looks of it, I will soon enough
Uti nifty50 vs Absl flexicap sir
Sir,
Watched your video about Quantum long term equity fund which was uploaded 1 year ago..
Do you still have it..?
really confused in selecting a fund for my retirement( which is almost 3 decades)
yes
Hi Sir, I would love to here your views about the principle of Coffee Can Investing. Does the concept resonate with low risk high return investment strategy? Would really appreciate your analysis on the same. Thank you.
coffee can investing is not practical IMO. The stock picking strategy is fine but not the idea of buying and holding.
@@pattufreefincal thank you for the answer Sir. IMO, CCI is optimization of nifty index fund, in the sense, the 10/12 large cap businesses stocks picked (part of nifty 50) are fundamentally better than the rest of nifty 50(ignoring the mid and small cap companies in the coffee can portfolio). With my very limited knowledge, I tried to calculate the last 10 year returns on those 12 shares vs index returns, I find that they significantly outperform index to the tune of 4/5%. I believe it would be an interesting analysis, and there is no one better that you that I know who can mathematically analysis this. Please do consider analysing this when time permits Sir. A humble fan. Thank you.
Sir thats why i asked this question in one of your previous video. can i have 50:50 of nifty50&next50 index funds of 50% and remaing 50% of ELSS.. ELSS is not active fund right... Its somewhere inbetween right?
ELSS are active funds
Floater debt fund video pls
What is so special about them that you keep asking? I cannot anything besides a fancy name
@@pattufreefincal உங்கள் பதிலுக்கு நன்றி. பலரும் இந்த ஃபண்ட் குறித்து நல்ல விதமாக சொல்கிறார்கள். நீங்க சொன்னால் இன்னும் அதில் தெளிவும் உண்மையும் இருக்கும். மாறும் வட்டி விகிதம் வளரும் பொருளாதாரத்தில் உண்மையிலேயே பயன்தறுமா? உங்கள் விடியோ வழியே அறிந்துகொள்ள விரும்பினேன். மகிழ்ச்சி.. வணக்கம்..
Hi Sir, Can you please suggest, if any alternate fund for PPFAS flexi cap fund for retirement goal >10years away ? Already heavily invested in this fund. Hence looking to diversify.
33% nifty , 33% nifty next 50 and nasdaq 33%. Simple choice which does not need to be tracked could beat Parag Parikh flexicap fund. Rebalance yearly.