"இத பண்ணா.. மாச கடைசியில் பண மழை கொட்டும்..!" - Finance Expert Eye Opening பேட்டி

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  • Опубліковано 1 жов 2024
  • சேமிப்பு ரகசியங்கள் குறித்து நம்மோடு பகிர்ந்துகொள்ளும் Finance Expert Sathish பேட்டி
    #finance #financetips #behindwoodso2
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КОМЕНТАРІ • 180

  • @BehindwoodsO2
    @BehindwoodsO2  7 місяців тому +13

    Subscribe - bwsurl.com/bo2s We will work harder to generate better content. Thank you for your support.

  • @Vijistakies83
    @Vijistakies83 5 місяців тому +270

    No back round support 3000 salary 2004 ல கஷ்டப்பட்டுதான் வாழ்ந்தோம் சேமிச்சோம் இப்போ 2400sq land la 4bedroom house with carbarking,second hand car,ponnu marriage kku 50savaran jewel ippo yengaloda salary 45000 but 15yrs big struggle for my life....இது கூடவே 2 குழந்தைகள் 1குழந்தை CBSE படிப்பு இன்னொரு குழந்தை கல்லூரி முடித்து உயர்கல்வி செல்லும் நிலையில் இப்போ இரண்டு வருடமாக தான் நல்ல மனநிறைவான சாப்பாடு சாப்பிடுகிறோம் ஆடம்பரம் நம்மையும் நம் சந்ததியினரையும் சேர்த்தே அழித்து விடும் பல இடங்களில் நான் பார்த்தவை...

    • @jagans357
      @jagans357 5 місяців тому +7

      How to build in this 15 years challenge tell about

    • @Valarmathi269
      @Valarmathi269 5 місяців тому +1

      Nice...

    • @Vijistakies83
      @Vijistakies83 5 місяців тому

      @@jagans357 நிறைய இழக்கனும் மனசுல இருக்கும் ஆசைகளை கட்டுப்படுத்தனும்.ஓவ்வொரு ரூபாய் செலவையும் அத்தியாவசியத்திற்கு மட்டுமே செலவு செய்யணும்...உறவுகளின் பல அவமானங்களை மனதில் நிலை நிறுத்தி வைத்து கொண்டு உழைக்கணும்...

    • @joyfullifestyle3731
      @joyfullifestyle3731 5 місяців тому

      Good sir

    • @bashyamsathyanarayanan4015
      @bashyamsathyanarayanan4015 5 місяців тому +1

      மிகவும் அருமை

  • @ABK_TRZ
    @ABK_TRZ 7 місяців тому +177

    கடன் வாங்குவதை தவிர்த்துக் கொள்ளுங்கள், அது இரவில் கவலை உண்டாகும், பகலில் தலை குனிவை உண்டாக்கும். பணம் சேர்த்து வைத்து தேவையை நிறைவேற்றுங்கள்.

    • @abthurrahman8108
      @abthurrahman8108 6 місяців тому +4

      நபி ஸல்லல்லாஹு அலைஹி வஸல்லம் அவர்கள் கூறினது பொய்யாகுமா.... Al hamdhulillah.

    • @sreemediasalem5744
      @sreemediasalem5744 3 місяці тому +1

      Super

    • @uniquefashion5424
      @uniquefashion5424 3 місяці тому

      Yes true

    • @Natures784
      @Natures784 Місяць тому +1

      கடன் வாங்குறது தவறில்லை அது நமது லாபத்திற்காக இருக்க வேண்டும்

  • @koorishvlogs6811
    @koorishvlogs6811 7 місяців тому +107

    Rent 1500-2000 super ... Tent la Dan a
    Valanum

  • @ABK_TRZ
    @ABK_TRZ 7 місяців тому +51

    Don't buy anything in EMI, buy one by one, this month one thing another month one thing like this, high value means save money 2 or 3 months then buy. This is am following.

  • @SuperSARBUDEEN
    @SuperSARBUDEEN 4 місяці тому +6

    ஏற்கனவே வருமானத்திற்கு மேலே கடன் இருந்தால் இது எந்தளவிற்கு எனக்கு உதவும்?!😢

    • @baranidharan792
      @baranidharan792 2 місяці тому

      2 part time job.அந்த பணம் வீட்டுக்கு.மீதி கடனுக்கு

  • @kitchencuriosity72
    @kitchencuriosity72 7 місяців тому +16

    After Anant sir's rise as financial expert, Nattula punnakku vikraen, kundoosi vikravan lan financial expert nu vanthuranunga

    • @shri2947
      @shri2947 6 місяців тому +1

      Yes. Anand Sir told to keep gold as emergency since we are emotionally will not sell gold. Money on other hand doesn't have that emotional hold. 3*monthly expenses we can hold in gold.

    • @kumarchinnusamy9271
      @kumarchinnusamy9271 5 місяців тому

      I'm sorry. Anand Srinivasan is not a financial professional. He is basically an Engineer. This Satish is a real financial expert. என்ன செய்ய? இந்த உலகம் உண்மையை எப்போதும் லேட்டாகத்தான் உணரும்.

    • @Valarmathi269
      @Valarmathi269 5 місяців тому

      Sathish is a financial expert...

    • @rekhamadhankumar2966
      @rekhamadhankumar2966 3 місяці тому

      ​@@kumarchinnusamy9271super..original piece doesn't hv value .

  • @raksabb
    @raksabb 5 місяців тому +4

    Appadi enna Anchor vizhyandu ponaarnu paakuraen.. Araicha maavae araika poreenga.. Aana thumbnail la ennavo pudusa saadicha madiri poduveenga..

  • @SpreadPositivity..
    @SpreadPositivity.. 7 місяців тому +6

    Velaiku pona, maasa kadaisila sambalam poduvanga Apdi matum than panam kottum 😂 vera epdiyum kottaathu 😂

  • @keerthiholic3809
    @keerthiholic3809 3 місяці тому +2

    Yellaam okay... Aana namba yevlo thaan plan pottaalum hike in prices is killing us😢

  • @muthumari9294
    @muthumari9294 6 місяців тому +19

    சிறு துளி பெரு வெள்ளம். Concept

  • @ownown775
    @ownown775 3 місяці тому +10

    சுருக்கமாக சொல்ல வேண்டும் என்றால் ஆசை தான் காரணம்.

  • @AGM_Traveller
    @AGM_Traveller 6 місяців тому +11

    enaku 15k than salary 😢

    • @kawinrajsundar8807
      @kawinrajsundar8807 3 місяці тому

      Save 1500 (10%)

    • @VaRawHee
      @VaRawHee 3 місяці тому

      ஆனா செலவு இருபதாயிரத்துக்கு இருக்குமே? என் இனமடா நீ. 😅

    • @AGM_Traveller
      @AGM_Traveller 3 місяці тому

      @@VaRawHee Ada amapa🤣🤣

  • @brahmasmind
    @brahmasmind 5 місяців тому +2

    Pick just one EMI or SAVING and FOCUS. Let me tell you the TRUTH. EMI is a TOOL for WEALTH creation if you using it CORRECTLY.

  • @RJ....44
    @RJ....44 Місяць тому

    Ennoda salary he 10000 than monthly than da 😂
    15000/ 20000/ 25000 /50000 vagurava Ellam Raja vaalka vaalalam

  • @brahmasmind
    @brahmasmind 5 місяців тому +2

    First of all, don't worry to much about the DEBT, look at the BIG organization they are on the debts but still generating income...HOW?

    • @mindrelaxation6333
      @mindrelaxation6333 5 місяців тому

      Bro they can easily write off their loan with the help of ruling party both Bjp and Dmk

  • @hannahreizl2019
    @hannahreizl2019 3 місяці тому

    Loosu mathiri pesatha..50 varusham munnadi gold enna rate ..eppo enna rate..paithiyam

  • @benedictjoseph3832
    @benedictjoseph3832 7 місяців тому +2

    India's population is the problem here..no one talks about it..its becoming bigger and bigger..and now we overtook china also.. so i pity 2k generation because jobs are becoming lesser and lesser.. but expenses going higher and higher.

  • @narashimmakumar2930
    @narashimmakumar2930 6 місяців тому +8

    Please understand value the every state(country) money, this guys are diverting force of people, All must know the denomination value, and dont spend money use money more than you earn money, budget your expenditure not you salary...

  • @srinivasan-om5kk
    @srinivasan-om5kk 7 місяців тому +6

    50% சேவிங்ஸ்

  • @Sakthi_vel_143
    @Sakthi_vel_143 3 місяці тому +1

    Sir 15500 Rupes month ene panuradu😔

    • @SkillsDeveloper9088
      @SkillsDeveloper9088 Місяць тому

      Post office rd scheme la join pannuga..5yrs aprm amount interest serthu kidaikum.

  • @rakeshpipada
    @rakeshpipada 5 місяців тому +2

    Average is 25k va
    Mine is 1.1L p a approx average with engineering
    Have been pushed to change jobs every 2-3 years😢

  • @Soman.m
    @Soman.m 7 місяців тому +17

    ஜயா Extra expenses. எதிர்பாக்காத செலவு 15-20% வந்திடுது...

    • @shri2947
      @shri2947 6 місяців тому

      Hotel
      Movie
      Tasmac
      Cigarette
      Online game
      Ithula 20% waste panrom

    • @VaRawHee
      @VaRawHee 3 місяці тому

      ​@@shri2947பங்கம் 😅😅

    • @baranidharan792
      @baranidharan792 2 місяці тому

      Marrage
      Dead
      Medical
      Police fone😂
      It's also extra expenses sir

  • @frenchbeard5940
    @frenchbeard5940 2 місяці тому

    Sovereign gold bonds we cant withdraw within predefined time wherein ETF any day we can withdraw

  • @ramganesh6671
    @ramganesh6671 5 місяців тому +2

    For those who are interested, you can learn and try tailoring...

  • @lithinnerfking215
    @lithinnerfking215 7 місяців тому +3

    Gold is the least investment plan..these ppl investment in the best thing, but they always suggest gold investment to ppl..hmmm

  • @vishnuvarthan7373
    @vishnuvarthan7373 6 місяців тому +2

    Om, cream, ice, cream antha 4 mantras இது தான் 😅

  • @madhanmadhan4370
    @madhanmadhan4370 4 місяці тому

    Sambalam karaiyamal iruka nalu manthiram….-thumbnail
    Oru maiyuru manthiramum illa selavu pana ma iruntha ve karaiyaama irukum

  • @Madhavi-c8o
    @Madhavi-c8o 5 місяців тому +2

    How about buying a second hand car sir

  • @syedali6117
    @syedali6117 3 місяці тому

    Yov kiruku thanama pesathaya.

  • @AnandMechanic-if2pz
    @AnandMechanic-if2pz 3 місяці тому

    Its a media business they just need this video to reach high views...it can be done by projecting the overall mindset of the people...my takeaway from this video is how majority people are living their lives...its intersting to steal the business strategy and converting it into a general knowledge

  • @kumaranbarathi5190
    @kumaranbarathi5190 4 місяці тому

    Naan sikkanamagathan vaalkiren..en salary 10 thethikulla 0 balance aakiduthu...mukiya kaaranam loan

  • @SridharBabu12
    @SridharBabu12 5 місяців тому +4

    Monthku 20 daysa mathanum

    • @Arimakarnan
      @Arimakarnan 4 місяці тому +1

      😂😂😂❤

    • @VaRawHee
      @VaRawHee 3 місяці тому +1

      அடேய் 😅😅

    • @Muraliarm
      @Muraliarm 2 місяці тому +1

      😂ஆமா

  • @kalaraphy1292
    @kalaraphy1292 3 місяці тому

    Ea kadavulay...unna paaka mudiuma

  • @vigneshtube1936
    @vigneshtube1936 3 місяці тому

    Irukura salary la vazhntha pothum

  • @ngktamilchannel1547
    @ngktamilchannel1547 6 місяців тому +5

    Good thank you sir,,

  • @sasulifestyle
    @sasulifestyle 6 місяців тому +2

    Sir my salary 9000 thousand how to save sir

    • @kumarchinnusamy9271
      @kumarchinnusamy9271 5 місяців тому

      முதலில் உங்கள் சம்பளத்தில் 10% (Rs.900) RD அல்லது Mutual Fundல் மாதந்தோறும் சேமிக்க ஆரம்பிக்கவும்.

  • @yora2520
    @yora2520 6 місяців тому +9

    Yes still never bought new model mobile only bought after 6 month only also never grossed 15k budget this is simple way like we can fix our spend
    Use wisely credit card if you had it
    I can affordable to buy i phone without EMI but i never did holding currently 11k mobile

  • @azharudeen1989
    @azharudeen1989 4 місяці тому

    Neenga vechirukura thumbnail kum avaru sonnathukum enna sammantham iruku

  • @yathubites107
    @yathubites107 7 місяців тому +8

    Chennai la home investment is not good now. Because of poor infrastructure like drainage

    • @karthickraju6683
      @karthickraju6683 7 місяців тому +2

      எந்த இடத்துல drainage வந்தாலும் 10 வருசம் அப்பறம் அந்த area நாரிடும் ப்ரோ😂

    • @commonmank
      @commonmank 6 місяців тому +1

      Iam going to invest in home town.podhum da sami😂

  • @Freedomcitizen123
    @Freedomcitizen123 7 місяців тому +4

    Salary 10k tha

    • @ramganesh6671
      @ramganesh6671 5 місяців тому

      Try to learn tailoring and earn extra money...
      Try to take tution and teach the Nearby students..

  • @r.roshinisheetyr.roshinish9056
    @r.roshinisheetyr.roshinish9056 5 місяців тому +1

    Nice and very useful information sir❤❤❤🎉🎉🎉

  • @sivasinstruction
    @sivasinstruction 7 місяців тому +1

    He is wrong about gold price. He don't know what he is talking about.

    • @Viji_nkl
      @Viji_nkl 7 місяців тому

      no check the rate in google fro last 10 year and compare with inflation rate

  • @ShanmugavalliMeenachisundaram
    @ShanmugavalliMeenachisundaram Місяць тому

    Thank you sago 🎉🎉🎉

  • @Spareways
    @Spareways 6 місяців тому

    Na like panra ore visayam neenga kudukra vilipunarvu than

  • @NishanthaSubramaniam
    @NishanthaSubramaniam 6 місяців тому

    So you guys didn't tell me the 4- c story / how you will go to that much with 10 percent, certainly it will take more years.

  • @shri2947
    @shri2947 6 місяців тому

    In future SGB will be taxed. Dont worry😂😂😂

  • @savithrykumar3837
    @savithrykumar3837 7 місяців тому +4

    Arumaiyana viedeo padhivu Nantri Sir & Thanks 🙏👍

  • @saranyasaran1414
    @saranyasaran1414 5 місяців тому

    SGP puthusa irukku...😢

  • @easykolamtamil7021
    @easykolamtamil7021 4 місяці тому

    Irrelivent headlines

  • @manigandandhananjayalu6528
    @manigandandhananjayalu6528 5 місяців тому

    Boss 4 kodiya 😮😅 ponga boss

  • @soundarrajanrajan477
    @soundarrajanrajan477 7 місяців тому +4

    💐

  • @Bose24
    @Bose24 6 місяців тому +2

    Post Office Account ஐ வைத்து Demat Account Open செய்யலாமா sir.....

  • @tcs2020
    @tcs2020 5 місяців тому +1

    Nice content

  • @vasumathichidambaram4374
    @vasumathichidambaram4374 6 місяців тому +1

    Can we avail home loan. Is that beneficial as per inflation, land appreciation, low interest, tax benefit??

    • @shri2947
      @shri2947 6 місяців тому

      No bro. Better invest for 10 years using emi you proposed to pay and buy the property with cash.
      Example 25000 emi means 25000*120 months
      30 lakhs investment will fetch 75Lakhs.

    • @dhoninichu9851
      @dhoninichu9851 3 місяці тому

      ​@@shri2947 things don't workout that straight forward dude... Will need to pay the home rent and can only invest the balance amount...
      The right way to decide is to see how much is the Home loan EMI vs the rent you have to pay....
      In my case rent was 12k but my EMI is 18k for buying the same apartment..so buying home was the best choice

  • @brahmasmind
    @brahmasmind 5 місяців тому

    Gold raising when currency and share market starts losing thier trust in main media.

  • @KadersultanKamalbatcha
    @KadersultanKamalbatcha 7 місяців тому +7

    Useful sir...Thanks sir

  • @SMRMOHANRAJ
    @SMRMOHANRAJ 7 місяців тому +44

    கடன் இருந்தா எப்படி சமாலிப்பது இதிலிருந்து எப்படி வர்ரது

    • @sureshkrishna2208
      @sureshkrishna2208 7 місяців тому +8

      Kadan adaikamal vazha mudiyadhu padu pattu kadanai mudingha. Aprm dhan edhuva irrundhalum plan panna mudiyum

    • @Kattumaram339
      @Kattumaram339 7 місяців тому +23

      மேலும் கடன் வாங்காம இருப்பது தான் ஒரே வழி செலவை குறைக்கணும்

    • @benedictjoseph3832
      @benedictjoseph3832 7 місяців тому +9

      To be honest in india main reason is conservative culture and social demands....which puts men and women into debt..such as forced arrange marriages.. expensive weddings...too many guests for wedding...parents dependent on kids..no social security... peer pressure to make children after marriage.. peer pressure by relative and parents to buy house.. this is the main problem I see in Indian society...it was relevant long back but not anymore.. marriage should be a choice and should not be forced by parents..in western countries this is why they achieve financial independence so fast...on top of that companies in India are not governed by labor laws.. that is why they misuse employees for lower wages etc.. another big problem in india...is population..

    • @eelamtamil7621
      @eelamtamil7621 7 місяців тому +1

      If you have gold sell and pay your loan

    • @selvaganapathi4560
      @selvaganapathi4560 7 місяців тому

      Vattiku konjam timing vangi asala pay pannirunga

  • @MeenaMeena-bg9og
    @MeenaMeena-bg9og 6 місяців тому

    Appa thangam vilai kuraiuma

  • @bagyalakshmi3531
    @bagyalakshmi3531 7 місяців тому +4

    Entha savings la podalam nu vidio podunga sis

    • @sivakkumarnamasivayan1696
      @sivakkumarnamasivayan1696 7 місяців тому +4

      Use this mam
      Must needed
      1. Have a term insurance to cover the life of all earning member in the family
      2. Have a health insurance for 3 lakhs
      After these premiums, follow these
      1. Have at least 6 months of salary in fixed deposit, till you reach this money, save it in RD to start with
      2. After this emergency fund, you can start saving for goal based.... It could be for
      a, kids education
      b, kids marriage
      c, house
      d, car
      For any goals that you have date beyond 5 years, save in equity mutual funds
      For less than 5 years goal, save it in liquid and debt funds.
      Mutual fund investments is preferred on monthly investments thru SIP (systematic investment plan) method.
      Have some in FD also.
      Disclosure, I learnt thru my experience, I'm not a certified or authorized advisor

    • @bagyalakshmi3531
      @bagyalakshmi3531 7 місяців тому +1

      Monthly savings bank la sis entha maari potta safe and intrest kidaikum sis sip maari

    • @bagyalakshmi3531
      @bagyalakshmi3531 7 місяців тому +1

      30 years ku potta evulonu irukila sis atha solrengala my son it la so..... savings la potta payem illa irukanum athn sis

    • @kumarchinnusamy9271
      @kumarchinnusamy9271 7 місяців тому

      ​@@bagyalakshmi3531Invest in mutual funds madam.

    • @GokulP-f2u
      @GokulP-f2u 7 місяців тому

      People keep money in bank, can be a savings, fd, Rd. But bank use that money in share market and easy make 9% return in long term and gives 7% return to us in fd, why can't we invest in mutual funds directly ? Over than 5 years we will get 12% return for sure.

  • @prasanthps4180
    @prasanthps4180 2 місяці тому

    Good information 👍

  • @bagyalakshmi3531
    @bagyalakshmi3531 7 місяців тому +2

    Entha savings la benifit

  • @madavisaji1338
    @madavisaji1338 6 місяців тому +1

    How to buy etf and sovereign bond

    • @kayalvizhi1840
      @kayalvizhi1840 6 місяців тому

      Soverign bond is waste investment idha pathi parunga

  • @srjr2230
    @srjr2230 7 місяців тому +2

    1 cr investment ethula pannalam

    • @kumarxtreme1986
      @kumarxtreme1986 7 місяців тому +5

      En kitta pannunga 😂😂😂

    • @kumarchinnusamy9271
      @kumarchinnusamy9271 7 місяців тому +1

      75% Stocks & Equity Mutual Funds
      25% Fixed Income (FD & Debt Mutual Funds)

    • @balamurali874
      @balamurali874 6 місяців тому

      Nanum ready 😂😂😂

    • @ramganesh6671
      @ramganesh6671 5 місяців тому

      Put it in FD, atleast you can use interest as salary

    • @relaxtime1584
      @relaxtime1584 3 місяці тому

      P

  • @Raja-tt4ll
    @Raja-tt4ll 7 місяців тому +1

    Super

  • @EsakkiMuthu-yr4xtyr4xt
    @EsakkiMuthu-yr4xtyr4xt 6 місяців тому

    20000

  • @ilk881
    @ilk881 7 місяців тому +1

    How and where to invest.please suggest

  • @indiradeviparthiban9018
    @indiradeviparthiban9018 7 місяців тому +3

    Very good speech

  • @gowthamkumar7488
    @gowthamkumar7488 7 місяців тому +2

    SGB comes with lock in period of 5 years, so it may not work well if investing from short or medium term.

    • @mp-nz6io
      @mp-nz6io 7 місяців тому

      No lockin for sgb. It can be sold even next day.iys listed in NSE and BSE

  • @Rishvanth_176
    @Rishvanth_176 5 місяців тому +1

    Motivated ! ❤❤❤❤

  • @nethajiamarnath6900
    @nethajiamarnath6900 6 місяців тому

    Salary 18000 per month

    • @SkillsDeveloper9088
      @SkillsDeveloper9088 Місяць тому

      Post office la rd scheme join pannuga or gold scheme la jont pannuga

  • @How-e8c
    @How-e8c 6 місяців тому +1

    Thambi sotta Manda sambalam yepadi karayum .... Selavutha agum

  • @Justchill-dv1jz
    @Justchill-dv1jz 7 місяців тому +40

    Yennoda salary 30000
    Yennoda saving 15000
    Idha correct.... Neenga sollra maari panna kaila 10 paisa nikkaadhu..... Yae salary ivlodha nu manasula fix panna konjo amount dhaana yeduthutu thirumba pottudalaanu oru nenappu varum.... Yeduppom aanaa poda mudiyaadhu...... Adhe salary la sari pasdhi odhukitomnaa andha amount romba perusaa theriyum next month idhe amount potaaa innum namma kitta neraya serndhrumenu oru aasa manasula varum..... Adhudha nejamana saving..... Selava kattu paduthuradhu saving illa sir..... Saving aasaya thoondanum..... Yenna control konja naal dha apro ada pongapaa nu manasu vittudum aanaa aasa yedhirka nikkira yellaathiyum mulungidum....... Adhunaaladha sollre saving aasaya irukanum.....
    15000 quotation
    Rent 1500to 2000
    Rice,oil,paruppu ,Ration item
    Government school
    Tuition parent solli kudunga
    Extra curriculum activity ku UA-cam is the best platform.... Highly recommended.... . Market ku vaara sandhai.... Ore kadaila 3 maasam vaangunga adutha maasam unga kadaila dhaane vaangure rate korachu podunganu bargain pesunga..... Idhukku mela idha padikkiravanga saamarthiyam...........

    • @sangeethadevi322
      @sangeethadevi322 7 місяців тому +1

      Superb

    • @Justchill-dv1jz
      @Justchill-dv1jz 7 місяців тому +1

      @@sangeethadevi322 thank you

    • @sujathakarthik007
      @sujathakarthik007 6 місяців тому +1

      💯💯

    • @ramganesh6671
      @ramganesh6671 5 місяців тому +1

      For those who are thinking about salary is less, my suggestion is to teach tution to the near by kids Or students

    • @NaNa-cq8ck
      @NaNa-cq8ck 5 місяців тому

      correct'u.. 50% illenalum atleast 20-30% starting'laye eduthu vachutu michatha vachu thaan samalika kathukanum..

  • @privatenumber8410
    @privatenumber8410 5 місяців тому

    Sorry I don't agree with most of his suggestions