Hi Richard, thank you for all your support. We wanted to say thank you to everyone and to remind ourselves not to take the channel so serious despite all the challenges. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Hi Mike, I hope you are well. Please keep in contact and you have my mobile and I would love to see you in the UK or Ibiza in the not too distant future. Good luck with everything and love to the family. 🙏😀
Hi Mark, thank you for yor support and poor Victoria indeed. What a year it has been but we are real people with a real channel and I hope we can add value during 2025. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Many congratulations on your 1st year. I have really enjoyed your informative videos. Perhaps you could do a video on methods, tips and tricks where you could retire earlier. Although they say life expectancy has increased, but all I've seen lately people either getting ill earlier in life or sadly passing away, with thousands not having been spent. A great book I read recently was die with zero. Keep up the good work
Hi Mangal, Fantastic book and I have recommended that to a previous viewer in the comments. Overall lie expectancy has increased, but people are not in perfect health until they die and that's the concern. One of my best friends had a heart attack aged 63 this weekend so I understand your viewpoint. I have made a note and we will get a video together. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Congratulations on the first year. Looking forward to seeing your upcoming videos. I have a topic suggestion. Now that i have retired the realization has hit that saving up was the easy bit to some extent. It required some thought but more importantly consistency of saving/investing but time/compounding did the heavy lifting. The much hard part i'm finding is moving from a saving to a spending mind set. I have a budget, i know how much i have and what my investments return typically. I'd say i'm on top of things but i'm finding really hard to actually shift to a mindset where i can see my investments go down as i spend (i know that was the whole point of saving/investing in the first place). Not really sure how to get over this mindset issue.
Hi Thomas, thank you for your kind words and for supporting the channel. It is in our DNA to save save save and it is really hard to change the mentality spend. Research shows that most f pensioners only spend 20% of their fund in 20 years! This measn that they are not living their best rtirement and getting a return on LIFE instead a return on their money. Spending patterns are higher in the early years when you have health and are more active. It's Ok to spend more in the first 10 years and so you should. There is a great book "Die With Nothing" Bill Perkins which you should read. I have oted the topic and will put a video together. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Hi James, 50 videos for $1K but the video editing costs £6K and the studio cost £8K. A long way to break even and we will be working hard in 2025 to get to break even. Our income works out to be about $1 an hour 😀😂 . It's not about money at my stage in life, mroe about trying to help people make more informed decisions for their retirement. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Thank-you for a VERY informative last 12 months!🍻
Hi Richard, thank you for all your support. We wanted to say thank you to everyone and to remind ourselves not to take the channel so serious despite all the challenges. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Well done Simon 👍
Hi Mike, I hope you are well. Please keep in contact and you have my mobile and I would love to see you in the UK or Ibiza in the not too distant future. Good luck with everything and love to the family. 🙏😀
Poor Victoria…😂. Keep up the great content!
Hi Mark, thank you for yor support and poor Victoria indeed. What a year it has been but we are real people with a real channel and I hope we can add value during 2025. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
@ Already a subscriber 👍
Ah, it’s not that bad 😊
Many congratulations on your 1st year. I have really enjoyed your informative videos. Perhaps you could do a video on methods, tips and tricks where you could retire earlier. Although they say life expectancy has increased, but all I've seen lately people either getting ill earlier in life or sadly passing away, with thousands not having been spent. A great book I read recently was die with zero.
Keep up the good work
Hi Mangal, Fantastic book and I have recommended that to a previous viewer in the comments. Overall lie expectancy has increased, but people are not in perfect health until they die and that's the concern. One of my best friends had a heart attack aged 63 this weekend so I understand your viewpoint. I have made a note and we will get a video together. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Congratulations on the first year. Looking forward to seeing your upcoming videos. I have a topic suggestion. Now that i have retired the realization has hit that saving up was the easy bit to some extent. It required some thought but more importantly consistency of saving/investing but time/compounding did the heavy lifting. The much hard part i'm finding is moving from a saving to a spending mind set. I have a budget, i know how much i have and what my investments return typically. I'd say i'm on top of things but i'm finding really hard to actually shift to a mindset where i can see my investments go down as i spend (i know that was the whole point of saving/investing in the first place). Not really sure how to get over this mindset issue.
Hi Thomas, thank you for your kind words and for supporting the channel. It is in our DNA to save save save and it is really hard to change the mentality spend. Research shows that most f pensioners only spend 20% of their fund in 20 years! This measn that they are not living their best rtirement and getting a return on LIFE instead a return on their money. Spending patterns are higher in the early years when you have health and are more active. It's Ok to spend more in the first 10 years and so you should. There is a great book "Die With Nothing" Bill Perkins which you should read. I have oted the topic and will put a video together. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏
Thank you for all your videos, it’s fun to see an insight, and the dedication. 50 videos for $1000? Thank you even more, the videos really do help.
Hi James, 50 videos for $1K but the video editing costs £6K and the studio cost £8K. A long way to break even and we will be working hard in 2025 to get to break even. Our income works out to be about $1 an hour 😀😂 . It's not about money at my stage in life, mroe about trying to help people make more informed decisions for their retirement. Onwards for 2025 and the next video is about what retail investor performance is lower and they come last. Please keep watching and subscribe 😀🙏