Keep that whiskey for an emergency! My grandfather used to give my brother and I a shot of whiskey when we were kids when we got a cold. I hated the taste but that shot always knocked the cold right out of us!!! To this day (I'm old), I have a bottle of whiskey in my cabinet for colds and it works every time...and yes, I still hate the taste. 🤣
I would get a lawyer to cover myself! You are right about being penalized for being Honest, but I highly respect you for being Honest! I love you videos, Kevin!
Hi Kevin, You are so nice that people write to you lots of comments. You are a nice soul. I'd recommend get help with it. Also, please look after yourself and relax. Thank you. Hi to Bridgette 😘😘 Have a nice weekend Sir 🌠🌠
I love hearing about what is going on with you. I never knew anything about how Utube worked until your last few videos. Very enlightening! So fun to hear your sense of humor too . . .
People should understand, as well, that when advertisements are in a video the viewers of that channel should watch the videos, at least for the algorithm, or the video producer doesn't get compensated for it. So despite most ads, which I could care less about, for the most part, I try to endure the brief advertisements for the sake of the uploader. I watch different channels and if there are videos that I'm not particularly interested in and I like the uploader I'll let the video play through while I'm either using the restroom or going to make a sandwich, etc. You have a good channel, Kevin, keep up the good work. ~ Just tell SS that you're a big UA-camr now, bigger than sliced bread, and UA-cam pays well for 4 hours of work. 😂👍 There is more involved in making these videos than people think. For example, a UA-camr is hiking/camping solo and wants a rear shot as they're walking down a trail, they have to have the camera setup on a tripod walk down the trail then go back to retrieve their camera, etc. Anyhow, enough rambling. One day at a time by the grace of God. Thank you for sharing. 🙏👍
For the SSA form. Don’t stress. Call your local SSA office. Schedule an appointment, go in and have the employee assist you completing the form. That whiskey looks good. I take that in my Irish Coffee ☕️. Stay well. Don’t stress.
I know what you're going through Kevin, My wife and I just applied for Disability down here in Australia and it was rejected because not enough evidence of further treatment so I've got to now find a new Doctor, explain the situation, possibly have to be referred to a specialist then do more Ex-rays, MRI and whatever so I can get a report on my current situation......that could cost me a motza.......MRI is about $600 alone with no rebates from my health insurance or my Government Medicare.......so it better be worth it. The amount of Paperwork and declarations I had to make was thicker than a College textbook.
I would look into the ticket to work program. They are approved by SS and will help you report plus help you if you need to jump back into social security
God’s got you! My husband and I are the caregivers for both our parents while he is dealing with cancer! Our retirement center says it will be 3-5 years til our admission! They both live 2 hours away! We are stressed to put it mildly! Thanks for the reminder that we don’t have to have the answers today! God bless you!🙏🏻🇺🇸💝
Yes - please find an attorney that specializes in Social Security & Disability Benefits while getting into this application. 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻 for you and your situations
Kevin, make an appointment at your local SSA office. Have a SSA representative help you fill out that paperwork. You will find out how you stand with your benefits . Everyone on SSA - SSDI has a different situation. I went on SSDI in 2015. I could work but only could earn $1,040 a month earn more than that I would lose my SSDI. I could get back onto SSDI again if I didn't have that job for some reason. Now I'm 67 and after 65 I was automatically placed on SS not SSDI anymore. I continue to have the health insurance/Medicare and my state's Medicaid that I got with the SSDI. Now on SS I can make as much as I want without reporting my monthly earnings to the SSA-SSDI. Because at 65 I'm now considered retired not on disability. I can now earn as much as I can.
Good grief, what a nightmare, it’s all happening at once. It’s happening to me also, I only have one year to social security at 62, but I have to sell the place.
I personally think you should, set up an LLC. That way you could keep you SSDI and make side money, and never go over the amount you can make on SSDI.. The minute you get married, you will lose your medical.. And if you're on SSDI , you will lose most of it, the minute you get married, because her money will count as part of your income.
Nice gift…. Glad you do not drink alcohol. The big C loves that stuff.. Governmental systems are all the same even here in the UK You do not need the stress at the moment. My husband and I are going through similar at the moment over a pension. It’s not fun or funny but that’s how the government want people to feel…. Suppressed. I’m sure you will be fine!! 😃😃 you will not be the only one claiming who has a UA-cam channel.
I'm working two jobs right now, extra holiday work (don't get me started). I have a van to repair, coolant thermostat problem, and I want to move and get a better lifestyle (odd people moved here since Katrina). For me, it's not the physical work of two jobs, the driving, or finding an honest mechanic. You what it's been, since about 2012, I'm a conservative Roman Catholic. I'm targeted in my neighborhood (an older 1950s neighborhood I've been here all my life) and at my major job. I'm always having to duck or hide or this or that because I have a family and old-fashioned values. It's been sickening. Hopefully, things will shift. And then again, there are other places to live. That's the solution.
It's sad that those who do things legal seem to be penalized , n the illegals nothing happens to . I lost my ssi when I got widows benefits. You would think they want u to get off disability. They should make it easy
It’s very simple; if you get paid it is work from the IRS’s view and you can bet their definition of work will be the same for SS. I can’t wait until my wife’s channel has that problem! At 622 subs it may be a few years. Lol! Your transparency is much appreciated.
Kevin, your state has something like a division or department of rehabilitation that may be part of a department of human services or the like. They should have a vocational rehabilitation counselor that might be able to help navigate your TTW and perhaps with the form. additionally, there are other organizations that can help withthat. If you are working with the div of rehab or whatever, you can get educated on these things but also help to become independent and work. Anyway another option is like others mention a tax accountant or better yet a disability attorney that office may also have tax attorneys that might help. I'm a retired vocational rehab counselor (retired 8+ years) so I am not aware of the new stuff. You should be able to keep insurance for at least three years to see if you are able to maintain employment. so.... check with the state of New York Rehabilitation services and see if someone can help you - let them know the time frame you have to help resolve it. Also - your work includes ALL the time it takes for a complete video and such - they can help set you up for recordkeeping as well. anyway - best to ya. I started iistening just after you put this out but had to back off because I get pulled back in to the "helper" mode - most times I need to keep my nose outta others' business, lol I attempted to email but had problems doing so.
Your only allowed to make a certain amount while collecting disability, going over that amount could jeopardize your ssdi. They will tell you how much you can make monthly and will not effect your ssdi.
Those forms are obviously based on the assumption that a person is working for an employer rather than being self-employed. Your situation is similar to an author who earns passive income on book sales. Their "labor" isn't tied directly to income because the book sales are based on the labor that was done in previous years, just as part of your income is based on videos you've done in prior years. For the amount of labor you do, you should estimate the the time you spend doing the videos, editing the videos, uploading the videos, reviewing comments, setting up product reviews, etc. For income, just take actuals for the most recent 4 months and then annualize it for 12 months. It's only an estimate since the income is variable based on unknown factors. You should be getting a 1099 from someone (UA-cam or Ad Sense) for tax purposes. They have to report payments to individuals to the IRS that exceed $600, so whoever you get the 1099s from is considered your "employer" for tax reporting. You should be treating this as a business and keeping track of any business-related expenses that you can deduct on your taxes, such as camera or audio equipment, editing software, internet expenses, computer equipment, etc. If you do a hiking video, keep track of vehicle mileage in a separate log, as that's an expense item as well. Also, if you're self employed, you'll need to pay FICA for Social Security and Medicare taxes. You'll have to pay both halves (the employer share + the employee share) but you get to deduct one half on your taxes as self-employed. You might be better served getting an accountant to help you will all this stuff rather than a lawyer. If you are currently being covered by Medicaid, your income limit in NY is $1,732 per month. If you're currently covered by Obamacare, you should go to Healthcare.gov and/or the NY State healthcare website to see what your increased income will do to your premiums (and how much you might need to pay) for your share. If you make below a certain amount, you have to pay little or nothing for Obamacare, but as your income goes up, you will have to pay more out of pocket for coverage. Both sites should have on-line calculators to estimate the impact of your income on premiums. If you're planning to get married, that will also impact your premiums and income thresholds. It's great you're making some good money now, but now you're going to have more tax-related issues to handle.
Maybe just write the approx answer and write details on the form to explain, just as you are on this video. Let them sort through the info you give them, they can contact you for more info if they are confused. 🙏
I'm 64 years old Kevin and I have to still work I have divers I have pancreatitis they just diagnosed me with COPD and I still smoke because I'm a dumbass it's a hard habit to break I work part-time cleaning a building and I gave up on the creditors was a criminal organization raising the interest rates I gave up they took my house back in the Obama days and everything I had I'm sick of it I'm just trying to live like everybody else
You have to tell them what you make varies and depends on multiple variables and different companies. You need to explain it just like you are doing in this video. Yes fill it out the best you can.You can write them a letter attached to the form explaining the fluctuating monthly /annual income and why. Lots of self-employed people. don't have a set income. You might want to keep doors open with them because you never know what the future is going to bring. Don't let it frustrate you. Back away from it and just tell them to the best of your ability. If a question on a form does not apply to you state that in the space and state why. Or make reference in the space in a referral to an addendum .Like see item # 1 in addendum for explanation. Lots of people are self employed that don't have a set income.u
Where I live in Michigan we have a Senior Center and reps that could explain all that. Maybe you could see if there is a place near you that helps seniors? Not sure of your age, but the one near me it's 55 and over yrs old. Hope that helps.
Kevin, I wouldn't sweat this. The government understands the volatile nature of self employment, so if your projected income is off, they'll either let it go, or at most, impose a modest penalty, which, if your UA-cam channel is doing really well, you will have no problem paying anyway. As for employer names and addresses, you work for yourself. UA-cam is just your business partner, not your employer, which is why they send you a 1099 every year, and not a W-2. So for the employer name, write "Self" and for your address, use your home address. For your income, I would just put $5,000 per month, because that's about what you're making on your channel right now. If that number ends up being higher, that's okay because you have no way of knowing that at this early stage in the game. All you can go by is what you're making right now. Things are really starting to take off for you now, which requires a shift in thinking. You're no longer an employee, but a successful business owner. When you view your life through that lens, that perspective will guide you through these little hurdles, whether it's filling out government forms or applying for a mortgage. It's such an inspiration to watch your success unfold. You've worked really hard to get to this point, and you deserve all the blessings that will come from this. 👍
A Social Security Disability Insurance Lawyer can help with Social Security related issues including UA-cam earnings. Kevin, I think a lawyer will point out to you that every hour counts when it pertains to your hobby which is also your job.😉Good luck and remember legal help is important to help us in this crazy world.😉
You're lucky that you succeeded on UA-cam. I've been on here for many years, and I don't get paid anything. I used to get one hundred dollars per year on here, for about 5? years, but then UA-cam changed the rules on who can make money, and I can't get that many views or subscribers. So I make nothing. I appreciate that I used to get 100 per year, but that is very small amount. It was only $8.30 per months then. Nothing now. We are so poor. We can't rise above.
You know our goverment paper work is what its all about its a process i think they need to up date the questions because they arnt used to this kind of work ❤❤❤
I heard another youtuber story about being on disability. She had a hard time getting off. Actually, I'm not sure she did get off. Just keep reporting your income every month. They keep you on it for your best interest. When your income goes down you will need the disability. They will not take you off disability for a long while. And no, you would not have to fight to get it back. Call a disability lawyer, they can explain it.
I had to go through a lot of paperwork for SSDI and had a block of paperwork that I had help with because of my job and ebay with questions I couldn't answer . I called a lawyer and they did all the work after that and I had a court date set up with my lawyer and social security and was ruled in my favor. I believe you automatically are approved for disability benefits because of your health issues and a lawyer can help you with it .I tried by myself and kept getting denied and a lawyer got it done in 6 months .You sound great and seem very healthy 👍
If your like me, I'm not at all surprised that they try to make things complicated😂, we know there's always a reason for that & it's not usually good, but I think that you're on the right track that you have to contact your Social Security office & see what they say. What a strange gift to receive but in this day & age I'm not surprised😅, normally it would be something like a little clock, their logo, a mug or something. If you're a big time prepper like many these days for good reason, people that don't even drink are buying alcohol bc they may need it as an anesthetic on a wound they my accidentally receive! I hope you two have a good evening! 🙌🎄☃️
Take care of your health as now they are spreading that there is a bird flu epidemic and sounds like another shutdown like they did in 2020. We get to go through the same BS again. You need to get a hold of a disability agent through the state and let them figure it out.
Careful i had to file bankruptcy A few years ago because of there ticket to work program. They said i owed them 30,000 because I made over the allowed amount !
What about all the other channels??? They have to deal with SSA also. Are you able to reach out to anyone( another you tube creator) to get some info on what they have been doing in reporting to SSA income earned and how they are paying into SS.
Here in the UK my husband is a retired self employed painter/decorator. He paid a tax advisor to sort out his fluctuating income at the end of the financial year. In your case to begin with can you get help from SS to help fill in these forms? In the UK we also have a bunch of forms for so many things, many of the questions are irrelevant.
You know its going to be a pain in the butt ,you are going to have to get in touch with someone who can understand your problem and thats going to be like pulling teeth dealing with them.❤❤❤
i know what you mean. i had been on SSDI and went to work. Yes you get penalized. Also a hobby can be considered work. Its 40 hours a month or by the amount you bring in. I was self employed too.Also if any time you fall under your amount that would had been getting from SSDI , Then they supplement it. Best thing is go down and talk with them. its the best!
But Kevin it IS Work.. EVERYTHING you do that is connected to your doing your videos IS part of your business.. you need to change you perception of Work.. Every Minute you use IS because of your job.. going through your files IS Time spent organizing your business, every minute of time you spend Doing Anything that is in Any Way connected to what is required for you to be able to maintain your ability to post video.. a percentage of your internet service, your devices you use are All Expenses for your business.. Get yourself a Good Tax accountant they can explain it to you.. I have been Self employed for 25 + years.. Hope this helps..
Make an appointment with Social Security to sit down and talk with them. If you are one Social Security disability they may not consider this as "working" and maybe you can continue to collect your SSD check while doing your tube.
Usually you are penalized after you make over the earnings limit and they will take back $1 for every $2 you make over that limit. After full retirement age the penalty goes away which seems backwards to me. It seems they penalize people who are trying to work more and save up for retirement. Good luck Kevin!
I do know a little bit about this. He would be considered an independent contractor and he would have to file an I9. You are the boss it would be your phone number all the information that would normally pertain to the business because that would be your employer as you. Maybe that can help you some.
Thats a mess! Yes, you need help with that, if its SSI you can't earn more than 900$ or so dollars. Once you turn that in they will deny you and keep that info until the next time and use it against you. You need to apply when you are no longer working.
So do they take out taxes ?? Or do u do that yourself . How does you tube pay so much. I see people make $10,000 + per month. This is how van lifers are able to travel. U make more depending on the content . U must keep the content fresh
I suggest making an appointment with a SSA Representative at your nearest SSA office. They will walk you through the process.
You guys have so much on your plate! Love your videos. Prayers sent 🙏❤️
They make EVERYTHING so difficult for actual American citizens! I am sorry for the stress you’re under!
It’s not just the US it’s the same in the UK. I agree Kevin doesn’t need the stress. Such a humble man!
Keep that whiskey for an emergency! My grandfather used to give my brother and I a shot of whiskey when we were kids when we got a cold. I hated the taste but that shot always knocked the cold right out of us!!! To this day (I'm old), I have a bottle of whiskey in my cabinet for colds and it works every time...and yes, I still hate the taste. 🤣
I hope everything will work out for you. 🌷
I would get a lawyer to cover myself! You are right about being penalized for being Honest, but I highly respect you for being Honest! I love you videos, Kevin!
Thanks! I appreciate your support.
They do everything they can do to make our lives as stressful as possible! Merica!
Hi Kevin,
You are so nice that people write to you lots of comments.
You are a nice soul.
I'd recommend get help with it. Also, please look after yourself and relax. Thank you.
Hi to Bridgette 😘😘
Have a nice weekend Sir 🌠🌠
I hope one day to see you smile.
I love hearing about what is going on with you. I never knew anything about how Utube worked until your last few videos. Very enlightening! So fun to hear your sense of humor too . . .
We appreciate who you are and what you put out.
God bless you and keep you and yours.
I had to make an appointment for my Father in Law to go to the local SS office. They were very helpful and helped him with his paperwork.
I love your honesty, God bless you Keith 🙏 ❤️
People should understand, as well, that when advertisements are in a video the viewers of that channel should watch the videos, at least for the algorithm, or the video producer doesn't get compensated for it. So despite most ads, which I could care less about, for the most part, I try to endure the brief advertisements for the sake of the uploader. I watch different channels and if there are videos that I'm not particularly interested in and I like the uploader I'll let the video play through while I'm either using the restroom or going to make a sandwich, etc. You have a good channel, Kevin, keep up the good work. ~ Just tell SS that you're a big UA-camr now, bigger than sliced bread, and UA-cam pays well for 4 hours of work. 😂👍 There is more involved in making these videos than people think. For example, a UA-camr is hiking/camping solo and wants a rear shot as they're walking down a trail, they have to have the camera setup on a tripod walk down the trail then go back to retrieve their camera, etc. Anyhow, enough rambling. One day at a time by the grace of God. Thank you for sharing. 🙏👍
That’s really good income Kevin, keep it up and congrats!
The joys of dealing with Gov’t agencies….good luck to you. Enjoy your videos.
For the SSA form. Don’t stress. Call your local SSA office. Schedule an appointment, go in and have the employee assist you completing the form. That whiskey looks good. I take that in my Irish Coffee ☕️. Stay well. Don’t stress.
I've heard they have cut many SSA employees so it is very difficult to get in or speak to anyone now.😢
Kevin God Bless You and Yours.😊😊
looking forward to more scary stories from the woods !!
Hey Kevin, just wanna say I been following you for probably 4 or 5 years. Love your channel.
Prayers
Stay open & honest with " SSA " Kevin ! It should work it's self out in due time brotherman ! For Now , only time will tell !! 🙏
I know what you're going through Kevin, My wife and I just applied for Disability down here in Australia and it was rejected because not enough evidence of further treatment so I've got to now find a new Doctor, explain the situation, possibly have to be referred to a specialist then do more Ex-rays, MRI and whatever so I can get a report on my current situation......that could cost me a motza.......MRI is about $600 alone with no rebates from my health insurance or my Government Medicare.......so it better be worth it. The amount of Paperwork and declarations I had to make was thicker than a College textbook.
I would look into the ticket to work program. They are approved by SS and will help you report plus help you if you need to jump back into social security
God’s got you! My husband and I are the caregivers for both our parents while he is dealing with cancer! Our retirement center says it will be 3-5 years til our admission! They both live 2 hours away! We are stressed to put it mildly! Thanks for the reminder that we don’t have to have the answers today! God bless you!🙏🏻🇺🇸💝
Yes - please find an attorney that specializes in Social Security & Disability Benefits while getting into this application. 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻 for you and your situations
I'm going thru the same thing. Self employed
Kevin, make an appointment at your local SSA office. Have a SSA representative help you fill out that paperwork. You will find out how you stand with your benefits . Everyone on SSA - SSDI has a different situation.
I went on SSDI in 2015. I could work but only could earn $1,040 a month earn more than that I would lose my SSDI. I could get back onto SSDI again if I didn't have that job for some reason.
Now I'm 67 and after 65 I was automatically placed on SS not SSDI anymore. I continue to have the health insurance/Medicare and
my state's Medicaid that I got with the SSDI.
Now on SS I can make as much as I want without reporting my monthly earnings to the SSA-SSDI. Because at 65 I'm now considered retired not on disability. I can now earn as much as I can.
Good grief, what a nightmare, it’s all happening at once. It’s happening to me also, I only have one year to social security at 62, but I have to sell the place.
I personally think you should, set up an LLC.
That way you could keep you SSDI and make side money, and never go over the amount you can make on SSDI..
The minute you get married, you will lose your medical..
And if you're on SSDI , you will lose most of it, the minute you get married, because her money will count as part of your income.
Filling out paperwork is very stressful when we don't understand.
And the paperwork time to fill it out can be considered “time of work related” hrs because you are self employed.
I would think SS understands fluctuations in income being self employed.
Don’t want to be rich but I’d like to be able to pay my bills with no worries of being short. Just live without robbing Peter to pay Paul ya know?
It will all work out, Kevin. I have faith. I know you have faith, too. I am sorry this is a stressful time for you, though.
Sending up special continued prayers for you 🙏 ❤️
This channel is great 👍
Nice gift…. Glad you do not drink alcohol. The big C loves that stuff.. Governmental systems are all the same even here in the UK You do not need the stress at the moment.
My husband and I are going through similar at the moment over a pension. It’s not fun or funny but that’s how the government want people to feel…. Suppressed. I’m sure you will be fine!! 😃😃 you will not be the only one claiming who has a UA-cam channel.
You can call a SS lawyer's office.
Ask them if you can get help with this, how much they charge, if they can help asap
Definitely the way to go.
My friends lawyer told her if she ever got off it would be almost impossible to get back. Be careful.
You such good man I hope you get everything straightened out . I enjoy your videos I would get some kind of legal assistance you’ll be ok ❤🙏
I'm working two jobs right now, extra holiday work (don't get me started). I have a van to repair, coolant thermostat problem, and I want to move and get a better lifestyle (odd people moved here since Katrina). For me, it's not the physical work of two jobs, the driving, or finding an honest mechanic. You what it's been, since about 2012, I'm a conservative Roman Catholic. I'm targeted in my neighborhood (an older 1950s neighborhood I've been here all my life) and at my major job. I'm always having to duck or hide or this or that because I have a family and old-fashioned values. It's been sickening. Hopefully, things will shift. And then again, there are other places to live. That's the solution.
Yeah it is uncertain because they sometimes demonetize videos so you can't count on the income from your channel
God bless ❤
It's sad that those who do things legal seem to be penalized , n the illegals nothing happens to . I lost my ssi when I got widows benefits. You would think they want u to get off disability. They should make it easy
Hello 👋 Sir GOD BLESS YOU 🙏.
It’s very simple; if you get paid it is work from the IRS’s view and you can bet their definition of work will be the same for SS.
I can’t wait until my wife’s channel has that problem! At 622 subs it may be a few years. Lol! Your transparency is much appreciated.
Tell us the name of her channel so we can sub! It's free for us.. so why not. Once she gets monetized then the fun begins
Kevin, your state has something like a division or department of rehabilitation that may be part of a department of human services or the like. They should have a vocational rehabilitation counselor that might be able to help navigate your TTW and perhaps with the form. additionally, there are other organizations that can help withthat. If you are working with the div of rehab or whatever, you can get educated on these things but also help to become independent and work. Anyway another option is like others mention a tax accountant or better yet a disability attorney that office may also have tax attorneys that might help. I'm a retired vocational rehab counselor (retired 8+ years) so I am not aware of the new stuff. You should be able to keep insurance for at least three years to see if you are able to maintain employment. so.... check with the state of New York Rehabilitation services and see if someone can help you - let them know the time frame you have to help resolve it.
Also - your work includes ALL the time it takes for a complete video and such - they can help set you up for recordkeeping as well. anyway - best to ya. I started iistening just after you put this out but had to back off because I get pulled back in to the "helper" mode - most times I need to keep my nose outta others' business, lol
I attempted to email but had problems doing so.
They consider "work" any income that is taxable. Just tell them exactly how it is.
Your only allowed to make a certain amount while collecting disability, going over that amount could jeopardize your ssdi. They will tell you how much you can make monthly and will not effect your ssdi.
Those forms are obviously based on the assumption that a person is working for an employer rather than being self-employed. Your situation is similar to an author who earns passive income on book sales. Their "labor" isn't tied directly to income because the book sales are based on the labor that was done in previous years, just as part of your income is based on videos you've done in prior years. For the amount of labor you do, you should estimate the the time you spend doing the videos, editing the videos, uploading the videos, reviewing comments, setting up product reviews, etc. For income, just take actuals for the most recent 4 months and then annualize it for 12 months. It's only an estimate since the income is variable based on unknown factors. You should be getting a 1099 from someone (UA-cam or Ad Sense) for tax purposes. They have to report payments to individuals to the IRS that exceed $600, so whoever you get the 1099s from is considered your "employer" for tax reporting. You should be treating this as a business and keeping track of any business-related expenses that you can deduct on your taxes, such as camera or audio equipment, editing software, internet expenses, computer equipment, etc. If you do a hiking video, keep track of vehicle mileage in a separate log, as that's an expense item as well. Also, if you're self employed, you'll need to pay FICA for Social Security and Medicare taxes. You'll have to pay both halves (the employer share + the employee share) but you get to deduct one half on your taxes as self-employed. You might be better served getting an accountant to help you will all this stuff rather than a lawyer.
If you are currently being covered by Medicaid, your income limit in NY is $1,732 per month. If you're currently covered by Obamacare, you should go to Healthcare.gov and/or the NY State healthcare website to see what your increased income will do to your premiums (and how much you might need to pay) for your share. If you make below a certain amount, you have to pay little or nothing for Obamacare, but as your income goes up, you will have to pay more out of pocket for coverage. Both sites should have on-line calculators to estimate the impact of your income on premiums. If you're planning to get married, that will also impact your premiums and income thresholds.
It's great you're making some good money now, but now you're going to have more tax-related issues to handle.
You got me thinking about getting a camera 🤔
I shot a video today for my channel. It took 2 takes cause I went longer than I wanted. It was work but not like my day job.
Social security lawyers are free in most states !
Call a few.
Or maybe make an appointment with social security ?
Maybe just write the approx answer and write details on the form to explain, just as you are on this video. Let them sort through the info you give them, they can contact you for more info if they are confused.
🙏
I'm 64 years old Kevin and I have to still work I have divers I have pancreatitis they just diagnosed me with COPD and I still smoke because I'm a dumbass it's a hard habit to break I work part-time cleaning a building and I gave up on the creditors was a criminal organization raising the interest rates I gave up they took my house back in the Obama days and everything I had I'm sick of it I'm just trying to live like everybody else
Try Zyn nicotine pouches. They helped me and a lot of others to quit smoking
You have to tell them what you make varies and depends on multiple variables and different companies. You need to explain it just like you are doing in this video. Yes fill it out the best you can.You can write them a letter attached to the form explaining the fluctuating monthly /annual income and why. Lots of self-employed people. don't have a set income. You might want to keep doors open with them because you never know what the future is going to bring. Don't let it frustrate you. Back away from it and just tell them to the best of your ability. If a question on a form does not apply to you state that in the space and state why. Or make reference in the space in a referral to an addendum .Like see item # 1 in addendum for explanation.
Lots of people are self employed that don't have a set income.u
You've got a lot in the air because you are RISING TO NEW HEIGHTS ✨️
Where I live in Michigan we have a Senior Center and reps that could explain all that. Maybe you could see if there is a place near you that helps seniors? Not sure of your age, but the one near me it's 55 and over yrs old. Hope that helps.
Maybe you could ask one or more larger UA-camrs how they prove their income to companies or whatever. 😊
Kevin, I wouldn't sweat this. The government understands the volatile nature of self employment, so if your projected income is off, they'll either let it go, or at most, impose a modest penalty, which, if your UA-cam channel is doing really well, you will have no problem paying anyway.
As for employer names and addresses, you work for yourself. UA-cam is just your business partner, not your employer, which is why they send you a 1099 every year, and not a W-2. So for the employer name, write "Self" and for your address, use your home address.
For your income, I would just put $5,000 per month, because that's about what you're making on your channel right now. If that number ends up being higher, that's okay because you have no way of knowing that at this early stage in the game. All you can go by is what you're making right now.
Things are really starting to take off for you now, which requires a shift in thinking. You're no longer an employee, but a successful business owner. When you view your life through that lens, that perspective will guide you through these little hurdles, whether it's filling out government forms or applying for a mortgage.
It's such an inspiration to watch your success unfold. You've worked really hard to get to this point, and you deserve all the blessings that will come from this. 👍
A Social Security Disability Insurance Lawyer can help with Social Security related issues including UA-cam earnings. Kevin, I think a lawyer will point out to you that every hour counts when it pertains to your hobby which is also your job.😉Good luck and remember legal help is important to help us in this crazy world.😉
You're lucky that you succeeded on UA-cam. I've been on here for many years, and I don't get paid anything. I used to get one hundred dollars per year on here, for about 5? years, but then UA-cam changed the rules on who can make money, and I can't get that many views or subscribers. So I make nothing. I appreciate that I used to get 100 per year, but that is very small amount. It was only $8.30 per months then. Nothing now. We are so poor. We can't rise above.
No way I would give up my disability for UA-cam. UA-cam can't be trusted as a steady income. IMO
You know our goverment paper work is what its all about its a process i think they need to up date the questions because they arnt used to this kind of work ❤❤❤
I heard another youtuber story about being on disability. She had a hard time getting off. Actually, I'm not sure she did get off. Just keep reporting your income every month. They keep you on it for your best interest. When your income goes down you will need the disability. They will not take you off disability for a long while.
And no, you would not have to fight to get it back. Call a disability lawyer, they can explain it.
I had to go through a lot of paperwork for SSDI and had a block of paperwork that I had help with because of my job and ebay with questions I couldn't answer . I called a lawyer and they did all the work after that and I had a court date set up with my lawyer and social security and was ruled in my favor. I believe you automatically are approved for disability benefits because of your health issues and a lawyer can help you with it .I tried by myself and kept getting denied and a lawyer got it done in 6 months .You sound great and seem very healthy 👍
Get a lawyer for sure.
Kevin,they are SO confused about their own rules,they dont even understand themselfs.they keep us in total confusion,to CAUSE depression.
If your like me, I'm not at all surprised that they try to make things complicated😂, we know there's always a reason for that & it's not usually good, but I think that you're on the right track that you have to contact your Social Security office & see what they say. What a strange gift to receive but in this day & age I'm not surprised😅, normally it would be something like a little clock, their logo, a mug or something. If you're a big time prepper like many these days for good reason, people that don't even drink are buying alcohol bc they may need it as an anesthetic on a wound they my accidentally receive! I hope you two have a good evening! 🙌🎄☃️
I think you’re about my age I’m 62 and Social Security wants me to make so little money on my part-time job even $15 an hour is too much that is crazy
Kevin said he's age 53.
Start a business using an LLC use that it will be better for you. EKE Acres entertainment... see a business lawyer, it's not that much to start up..
A whiskey thats "Military Edition"? Does that mean it has xtra FIREPOWER? LOL. Good video. 😊
Take care of your health as now they are spreading that there is a bird flu epidemic and sounds like another shutdown like they did in 2020. We get to go through the same BS again. You need to get a hold of a disability agent through the state and let them figure it out.
Careful i had to file bankruptcy
A few years ago because of there ticket to work program.
They said i owed them 30,000 because I made over the allowed amount !
kevin just go to iowa and enjoy your life
What about all the other channels??? They have to deal with SSA also. Are you able to reach out to anyone( another you tube creator) to get some info on what they have been doing in reporting to SSA income earned and how they are paying into SS.
Sounds like Freedom and peace of mind. not work.
Here in the UK my husband is a retired self employed painter/decorator. He paid a tax advisor to sort out his fluctuating income at the end of the financial year. In your case to begin with can you get help from SS to help fill in these forms? In the UK we also have a bunch of forms for so many things, many of the questions are irrelevant.
An accountant or tax preparer (independent of course) should be able to help you. Millions of people do UA-cam there is avway!❤
You know its going to be a pain in the butt ,you are going to have to get in touch with someone who can understand your problem and thats going to be like pulling teeth dealing with them.❤❤❤
i know what you mean. i had been on SSDI and went to work. Yes you get penalized. Also a hobby can be considered work. Its 40 hours a month or by the amount you bring in. I was self employed too.Also if any time you fall under your amount that would had been getting from SSDI , Then they supplement it. Best thing is go down and talk with them. its the best!
You will need to go to the SSA office and talk to them in person.
Since it's still active the lawyer should be paid by the system
But Kevin it IS Work.. EVERYTHING you do that is connected to your doing your videos IS part of your business.. you need to change you perception of Work.. Every Minute you use IS because of your job.. going through your files IS Time spent organizing your business, every minute of time you spend
Doing Anything that is in Any Way connected to what is required for you to be able to maintain your ability to post video.. a percentage of your internet service, your devices you use are All Expenses for your business..
Get yourself a Good Tax accountant they can explain it to you.. I have been Self employed for 25 + years.. Hope this helps..
Talk to someone who deals with earnings, income tax person?
Sounds like many NA (not applicable) spaces.
I would get a lawyer for this and recommend you do that. What kind of price does one put on peace of mind?
Make an appointment with Social Security to sit down and talk with them. If you are one Social Security disability they may not consider this as "working" and maybe you can continue to collect your SSD check while doing your tube.
Usually you are penalized after you make over the earnings limit and they will take back $1 for every $2 you make over that limit. After full retirement age the penalty goes away which seems backwards to me. It seems they penalize people who are trying to work more and save up for retirement. Good luck Kevin!
CPA here - how about set up an LLC and tell SS that you work for that LLC? Or is the difference getting a 1099 versus a W-2? I'm no SS expert.
I do know a little bit about this. He would be considered an independent contractor and he would have to file an I9. You are the boss it would be your phone number all the information that would normally pertain to the business because that would be your employer as you. Maybe that can help you some.
Kevin, Go to your Local Senior Center, they can probably advise you for free…
Usually SS sends a pamphlet
(With instructions & definitions)
along with their applications.
Did you get one?
Nope.
Thats a mess! Yes, you need help with that, if its SSI you can't earn more than 900$ or so dollars. Once you turn that in they will deny you and keep that info until the next time and use it against you. You need to apply when you are no longer working.
"Work" is your services. Thats it.
Please don't complicate it lol
Ssi needs to contact u tube there your imployer,tell give them what they need
You should go in person
no u dont have to fight if u loose your channel or what ever.. within 5 years time if you have to go back on it.
Try to relax . Things will get better
So do they take out taxes ?? Or do u do that yourself . How does you tube pay so much. I see people make $10,000 + per month. This is how van lifers are able to travel. U make more depending on the content . U must keep the content fresh
I pay my own taxes.