Hope you guys enjoy the NEW VLOGGU 🥳 (back in 4K 😉) Oh and also, HUGE DISCLAIMER that I am not a financial advisor, I’m just sharing what I personally did as a college student to help me save money in University :) If i mentioned anything wrong or if you have valuable advice to share, please feel free to add to the comment section so that we can all benefit together as a community! CHEERS CYA SOON FOR THE NEXT SZN OF VLOGGUS 🐒🤩🚀
loved the sponsor for this video! have actually been looking into savings account that have a high interest n it was great that you introduced OCBC 360, would be greater if you can do a video of more savings accounts and bank credit cards etc
ahhhh this video is so important to me 🥺 i feel like not enough is being said about how we are expected to finance our uni education when it's such a relevant concern... (literally when i asked my JC teacher about it, she just said she had no idea how to help me 🥲) thank you sm for talking about this 😭🙏
hey Daniel, could you explain how it's calculated? If it's 4.75% per year calculated at the end of every year, how do they calculate everything given you are paying off a fixed amount every month? Asking this coz I'm prolly paying via installments :/
Back with vloggu😍! I was waiting after seeing your headsup abt new vloggu in insta on Friday!.. Finally the wa8 is over😆🥳 . . . . . Finance videos for international students 😅
Found tamago a week ago......fell in love with the content and the *vloggus* watched all of the videos and finally caught up with the posts...thinking of buying him a charger lol😂😂😂😂
Daniel/any knowledgeable viewer, why wouldn’t you invest 100% of your savings into stocks/50% as shown in his scenario wouldnt that have a higher yield of rewards?
I'd say it differs from person to person -- savings could be focused on paying off debt + saving for holidays, while putting 100% savings into stocks may yield higher rewards, there's a possibility of a bear market which could mean a loss to pull out your initial investments. (e.g. if person A put 100% of his savings into investments and had to draw some of it out during march 2020 to pay off debt, he might have lost out on his principle amount) Just my 2 cents
Great question! And yes it differs based on every individual’s risk profiles - for me personally as mentioned I like to have 6-12 months worth of expenses inside an “emergency fund” (because I’m in the gig economy), so if I have excess income on top of that, I can put it into investments :) Hope that makes sense!
Hey Daniel, I'm also a college student rn (ntu) haha, I'm curious what drives ur decision to take the leap of faith to really do what u do full time? Knowing that u're in a really good major aka finance to make good and more stable income and u got good grades to land urself in a comfy job.
Btw my uncle once joked (when my cousin graduated from SMU in 2017) that graduation ceremonies are now called commencement ceremonies because it’s commencement of suffering!! 😂
Hope you guys enjoy the NEW VLOGGU 🥳 (back in 4K 😉)
Oh and also, HUGE DISCLAIMER that I am not a financial advisor, I’m just sharing what I personally did as a college student to help me save money in University :) If i mentioned anything wrong or if you have valuable advice to share, please feel free to add to the comment section so that we can all benefit together as a community! CHEERS CYA SOON FOR THE NEXT SZN OF VLOGGUS 🐒🤩🚀
Daniel i can't stress how much you have benefited my life and preparation for uni this September thanks alot bro send it
Full send ahead 🚀🚀
i recently had a convo about this w a friend. im glad a singaporean is making a video on this. mostly been watching american ytbers...
🙏🙏🙏
OMG SO EARLY!!! and Congratulations on paying off your loans!!!
Much love and thank you for being such an inspiration
Keep sending it 💪
Thank you so much!! 😇🙏
I miss his “absolutely insanes” ☹️☹️
LETS SEND IT 🤙🤙
Me: Started thinking what to eat for tomorrow before the day ends.
Dan: Started saving money for his children.
try chicken rice or maybe ban mian?
LOVING THE FINANCE VIDS, would love to learn more of how ur business started
Parallax Podcast Perhaps? 🤓
loved the sponsor for this video! have actually been looking into savings account that have a high interest n it was great that you introduced OCBC 360, would be greater if you can do a video of more savings accounts and bank credit cards etc
WE LOVE THE FINANCE ADVICE VIDEOS !!
ahhhh this video is so important to me 🥺 i feel like not enough is being said about how we are expected to finance our uni education when it's such a relevant concern... (literally when i asked my JC teacher about it, she just said she had no idea how to help me 🥲)
thank you sm for talking about this 😭🙏
There's edusave, scholarships, bursaries, grants, financial aids, tuition loan, study loan, bank loans etc out there. All the best! Dont worry!
Congrats for paying off your loans!!
Thank you kelvin ~
i start uni today.
this video is a blessing for me .
thanks tamago 👍🏻
LETS GOOO! ~~~
finally... been waiting for a vlogu thanks daniel
I'm just here to appreciate your super neat handwriting 👍
Haha I give up being neat alr 😂 just sending it liao ~
hey Daniel, could you explain how it's calculated? If it's 4.75% per year calculated at the end of every year, how do they calculate everything given you are paying off a fixed amount every month? Asking this coz I'm prolly paying via installments :/
Back with vloggu😍! I was waiting after seeing your headsup abt new vloggu in insta on Friday!.. Finally the wa8 is over😆🥳
.
.
.
.
.
Finance videos for international students 😅
❤️❤️
Dan u can try a vloggu on WFH desk setups and accessories...? FT workers are interested on how to upgrade their setups.
ayeee another vlogggu! been loving it since day 1
Thanks bro 💪💪
@@DanielTamago no problem!!
Thanks for sharing your finance management tips!!! :) looking forward to your next vloggu on UA-cam as an income stream, Daniel :)
Coming right up!
vloggus are backkk !!1!1!1!!!!11!
aye, new video!! btw, congrats on being debt free!! 🥳
Thank you!!
Finally! another video - wondering where I can find another Spotify Playlist besides BRAIN FOOD???
Go to my Spotify in the video description!
Found tamago a week ago......fell in love with the content and the *vloggus* watched all of the videos and finally caught up with the posts...thinking of buying him a charger lol😂😂😂😂
Thank you!!!
@@DanielTamago haha no problem.....you did give me a heart attack with the hearts and replies.....love the videos keep em' coming!!!!
Hope to know more about your experiences with digital marketing and campaigns.
hey daniel i really love ur videos, i was wondering that are u gonna upload on the apple keynote event?
Yes! Probably in the next week :)
Alriteeee the legend is backkk sending it
NEW SEASONNN
It’s tamago time 🤩😎
Yessirrr
Daniel pls make a video on productivity and procrastination 🙏🏼
Yes got a few of those coming 🤓
hi! may i know where can I retrieve the excel file? thanks!
Daniel/any knowledgeable viewer, why wouldn’t you invest 100% of your savings into stocks/50% as shown in his scenario wouldnt that have a higher yield of rewards?
perhaps so you can have disposable income to purchase necessities e.g. food, water, rent etc.
I'd say it differs from person to person -- savings could be focused on paying off debt + saving for holidays, while putting 100% savings into stocks may yield higher rewards, there's a possibility of a bear market which could mean a loss to pull out your initial investments. (e.g. if person A put 100% of his savings into investments and had to draw some of it out during march 2020 to pay off debt, he might have lost out on his principle amount)
Just my 2 cents
Great question! And yes it differs based on every individual’s risk profiles - for me personally as mentioned I like to have 6-12 months worth of expenses inside an “emergency fund” (because I’m in the gig economy), so if I have excess income on top of that, I can put it into investments :) Hope that makes sense!
@@DanielTamago understood basically you are just saving for “rainy days”
@@bicksbricks understood, thanks for sharing 🙏
Congratulations tamagooo 🙌
Thank you!!!
NEW VLOGGU LETS GOOOO
Am I just influenced by Uni that when you say “Income - Expense” and i replied Equity!
I can't think you enough for this video! Always wanted to know how to save up money and make while doing it! Thanksssssss
All the best!!
Bro when we are goanna get your room your and desk set-up (2 separate video)
Haha very soon 😈 tho I’m thinking to put it into one whole video since my room is so sm0l LOL
please share more about finance and how to manage it well by yourself!
Senddd itttt tamagooo
Finally an Original Singaporean UA-camr
damn notification bell didn't notify me of your videos!! love the advice 😉
thanks bro
you’re our inspiration
FULL SEND BRO :-) graduating debt free!
Yessir!!!
Quality. Keep up the good work
New vloggu yayyy
may i just check on the brand of the hoody
Hey Daniel, I'm also a college student rn (ntu) haha, I'm curious what drives ur decision to take the leap of faith to really do what u do full time? Knowing that u're in a really good major aka finance to make good and more stable income and u got good grades to land urself in a comfy job.
It's normal in unis, ppl become freelancers or entrepreneurs when they dont expect to be that initially
Hi Tamago, I am an average secondary school student, how do I save up some money so that when I go to uni I get some cash in hand?
Where you find that laptop solar system wallpaper
Haha it’s from kurzgesagt
@@DanielTamago lmao im using kurzgesagt for my phone but they didnt include Jupiter's moons
Back to the vLLoGgU again ❤️
Yessir tamagooo
can you share the excel budget file u have in this video as a template?
Go check out the video in my playlist!
On timeeee
Congrats on graduation! I haven’t really checked out your channel in awhile but yeah hahahaha
Btw my uncle once joked (when my cousin graduated from SMU in 2017) that graduation ceremonies are now called commencement ceremonies because it’s commencement of suffering!! 😂
Send itttt 🙌🎉🎊
PLEASE TEACH US HOW TO INVEST!
Love the new room
Hehehe thank you! It’s not done yet 😉
16 mins video appreciate 🥺🦖
this is amazing!
You are amazing!
keep going !!!
Early ganggg😌💯🔥🤙
awesome video!
Thank you!!!!
Video on your investments? :)
best finance vid
❤️
consider sharing your editing methods to us! love from INDIA
For sure!! Very soon 😇
@@DanielTamago thanks man ❤
Need that wallpaper!!!🥺
What part time job did u do?
Video Producer 🙃
LETS GO LAAA
LETS GOOOOO 🚀🚀🚀
Great Content!!!!!!!
Thank you!!
u r pure greatness
Nooo but thanks for the kindness you!
Lesgoooooooo🔥
just go to harvard university it’s free
FULL SENDDDDD
SEND IT FULLY
Not everyone earns 1.8k tho😅
Ikr. I only take back $500 monthly from pt
Just wondering whether you watch JRNYcrypto cos of the soundtrack HAHAHA
Eh never leh haha I’ll check it out!
Invest obviously
😅
Didnt expect to see someone with the same surname as me
AYYYYY
woooo
nice
Let's gooo
Wow
Send it :D
SEND SEND SENDDD
360 acc is trash. ALL IN STOCK MARKET since 2020 gagaga
Rich man😅
🐔🐔🐔
Onlyf?ans
Korkor no scholarship meh haha
Can see u really is a grad😅