💳 Looking for a new credit card, learn more here: www.cardonomics.com/i/itsmecj 💳 Check out the Bilt Mastercard here: bilt-rewards.sjv.io/cj See terms: www.wellsfargo.com/credit-cards/bilt/terms/ Ekster Wallet: partner.ekster.com/itsmecj - Use Discount Code: CJ
Wells Fargo is certainly diving in head-first into the CC World and really making a name for itself as an innovative & competitive option. This should be good for all of us and hopefully it makes Chase decide to make changes to the Sapphire Cards. Great video CJ!
Not me, watching this video while about to get my hair done 😅 Looks like I need to take a closer look if this card makes sense for my long term setup! Great video CJ
I have the autograph and autograph journey. I am very happy with them. I wish they would make their bonus earnings tab a bit easier to understand. It is confusing for normal people.
There is a lot of overlap. I use my Walgreens Mastercard for the gym and 'self care' because It gets 5%. Wells is doing a better job with their cards then they have in the past but who outside of the space knows about these cards?
@@SledgeIncTeam you have a Walgreens credit card 😮😮😮. Probably only Wells Fargo’s customers know about their credit cards 🤣🤣🤣. Granted, I’ve seen ads for the Active Cash credit card on TV when I’m in the gym, so they have some sort of ad campaign going.
@ItsMeCJ if you have a walgreens nearby, check out that card. 10% off Walgreens branded items and generic meds and 3-5% cashback on alot of stuff including groceries and anything that's considered health or wellness outside of walgreens. I may have seem an Active Cash commercial. I'm not really sure
I am excited to see what they do for their premium card. I only have the BILT from Wells but depending on their premium card I could enter their ecosystem.
@@Xavier_ID. let’s keep hope alive that the premium card won’t be a disappointment. It’ll be pretty awesome if their premium card offers a grocery store multiplier. I can’t see it going the Venture X route with 2x on everything since we already have that with the Active Cash and Signify Business Cash.
@@KCBOSS-j9s the autograph and autograph journey both compete with the sapphire preferred and Amex gold cards. They are missing a premium level travel card that competes with the sapphire reserve and Amex platinum though.
@@MattClausen I just don’t think they need to hold back on the rewards. They don’t have a lounge network so if they think adding some higher multipliers and priority pass will do it, it won’t. They need to get creative like the Attune and they need to go big just like when the CSR released. I think a 100k welcome bonus is only the first step.
@@L-Man-Gaming a 100k welcome offer would be great, but they didn’t even come in with 75k for the Autograph Journey, so hopefully they do introduce an important card like the Autograph Beyond with a really high offer.
I like their new ecosystem, and already got Autograph Journey. I'm planning to add Attune and probably Signify Cash. This also depends what they'll offer with Beyond. I think this will be their lounges card with PP access, not sure which categories they'll offer with it. Not holding my breath. I like Attune categories a lot. This seems linke a partial replacement of now discontinued Citi Forward, which was one of the greatest cards ever.
@@ladybull_1111 I am not sure. I live in Florida and I believe they pulled from Experian for me. I don’t pay close attention to this since all of my credit scores are north of 770.
To you points this lineup can use three things and would be a direct threat to Amex, Chase and C1 1) Premium travel card 2) Grocery multiplier 3) Improved transfer partners
Thank you for explaining what “Attune” means! lol. It makes sense. I am also changing my mind about this card. It is more of a niche card, but it can be super solid for a person whose life and daily spend aligns with it . Thanks CJ
@@Thecreditcardconnection no problem Joe. Always gotta educate the community in ways they don’t expect 🤣.This is definitely a useful “niche” product tho.
I really don't get this card, it seems to exist only to help their PR image. The categories listed, with the one exception of transportation which you can already get 5% on, Are categories that most people waste too much money in and end with themselves getting in more and more debt. They're not the categories that people actually use responsibly. It's easy to say the viewers of this channel obviously will use it responsibly, but we're not their target customer.
I love that the Wells Fargo attune has travel partners without an annual fee. I am a frugal spender, and don't travel often, but I'm planning on making Wells Fargo a larger part of my existing credit card portfolio. The fact that Wells hasn't launched a no annual fee 5% card suggests to me that Wells is going to go the BofA preferred rewards route, an revalue the points cards up with a with an assets under management type relationship in the future - just speculation.
💳 Looking for a new credit card, learn more here: www.cardonomics.com/i/itsmecj
💳 Check out the Bilt Mastercard here: bilt-rewards.sjv.io/cj
See terms: www.wellsfargo.com/credit-cards/bilt/terms/
Ekster Wallet: partner.ekster.com/itsmecj - Use Discount Code: CJ
Wells Fargo is certainly diving in head-first into the CC World and really making a name for itself as an innovative & competitive option. This should be good for all of us and hopefully it makes Chase decide to make changes to the Sapphire Cards. Great video CJ!
@@MattWelterOfficial I only need Chase to be serious about their grocery store category and I’ll be good 🙂. We’ll see if that ever happens.
@@ItsMeCJ anyone know what card with 200 bonus offer has instant use when approved while physical card arrives?
Yes Sir! Have a safe and blessed week CJ! 👍
@@caribdude8151 thanks man! 🙌🏾
Not me, watching this video while about to get my hair done 😅
Looks like I need to take a closer look if this card makes sense for my long term setup!
Great video CJ
@@keyKEYAdventures 🤣🤣🤣🤣, it’s a no annual fee card. You have nothing to lose right?
I think the biggest question is:
Will WF move the CC hierarchy and rise above amex, chase, Citi or Cap1?
@@W0ngwaytravels it definitely can if they throw enough money at it
WF has some pretty solid cards. I'm interested to see how their ecosystem continues to develop They might start really upping the pressure.
I have the autograph and autograph journey. I am very happy with them. I wish they would make their bonus earnings tab a bit easier to understand. It is confusing for normal people.
Nice video CJ. This definitely gives me something to think about when it comes to Wells Fargo.
@@JPBuffet it comes with a small bonus, so it can stay on the back burner for now 😆
Thanks for the info + video!
@@jimmyjames6492 no problem! Thanks for watching 🙌🏾 🙌🏾
Hey CJ 👋. Thanks for sharing. I agree, they should have had a grocery category.
@@baringitallwithcandice hey Candice!!! They really should have. How do you care for yourself without buying food to cook? 🤦🏾♂️
One every card, I want dining.
Dining & gas is a good combo.
@@fogrunr5075 the no annual fee autograph card will be great for you 👍🏾
I love the autograph
@@YumDex the autograph card is a really good credit card indeed.
CJ,.. your room looks a Night Club 🎶🥂
HAHAHA!! I never thought of that! Hopefully it makes me seem a little bit "cool" 😎. By the way, you're third today🥉🙌🏾
@@ItsMeCJ 😂,… the earlier time you post videos the higher chance I have to be First 🥇,… I wake up at 4am everyday 😆
@@Leoprieto74 ha, I see! Early riser. I typically wake up early myself.
There is a lot of overlap. I use my Walgreens Mastercard for the gym and 'self care' because It gets 5%. Wells is doing a better job with their cards then they have in the past but who outside of the space knows about these cards?
@@SledgeIncTeam you have a Walgreens credit card 😮😮😮.
Probably only Wells Fargo’s customers know about their credit cards 🤣🤣🤣. Granted, I’ve seen ads for the Active Cash credit card on TV when I’m in the gym, so they have some sort of ad campaign going.
@ItsMeCJ if you have a walgreens nearby, check out that card. 10% off Walgreens branded items and generic meds and 3-5% cashback on alot of stuff including groceries and anything that's considered health or wellness outside of walgreens.
I may have seem an Active Cash commercial. I'm not really sure
@@ItsMeCJ it's a regular world elite mastercard. That has more benefits than a lot of other cards hahaha
I think I did see an Active Cash commercial 🤔
I am excited to see what they do for their premium card. I only have the BILT from Wells but depending on their premium card I could enter their ecosystem.
@@Xavier_ID. let’s keep hope alive that the premium card won’t be a disappointment. It’ll be pretty awesome if their premium card offers a grocery store multiplier. I can’t see it going the Venture X route with 2x on everything since we already have that with the Active Cash and Signify Business Cash.
@@ItsMeCJ yeah. We will see man! 🤞🏼
Fargo needs a card that competes with Sapphire and AMEX
@@KCBOSS-j9s the autograph and autograph journey both compete with the sapphire preferred and Amex gold cards. They are missing a premium level travel card that competes with the sapphire reserve and Amex platinum though.
They have to come out swinging with the Beyond. I’m not impressed with the overall ecosystem itself, but the Autograph is kind of crazy.
Define swinging…there’s only a few categories they aren’t hitting right now…
@@MattClausen I just don’t think they need to hold back on the rewards. They don’t have a lounge network so if they think adding some higher multipliers and priority pass will do it, it won’t.
They need to get creative like the Attune and they need to go big just like when the CSR released. I think a 100k welcome bonus is only the first step.
@@L-Man-Gaming a 100k welcome offer would be great, but they didn’t even come in with 75k for the Autograph Journey, so hopefully they do introduce an important card like the Autograph Beyond with a really high offer.
Im just getting into taking credit cards seriously and this was interesting
I like their new ecosystem, and already got Autograph Journey. I'm planning to add Attune and probably Signify Cash. This also depends what they'll offer with Beyond. I think this will be their lounges card with PP access, not sure which categories they'll offer with it. Not holding my breath. I like Attune categories a lot. This seems linke a partial replacement of now discontinued Citi Forward, which was one of the greatest cards ever.
@@yurig2530 wait, I’ve never heard of the Citi Forward. I need to take a look at that to see what it offered.
@@ItsMeCJ 5x bookstores (Amazon), 5x movies, 5x restaurants
@@yurig2530 ahh interesting. 5x on restaurants is actually really good!
@@ItsMeCJ and it was unlimited
I wonder if the attune card covers horse feed and how would I contact to verify
There's also the one key line up they just came out with
Yeah, I noticed that when researching to script this video.
What credit bureau does Wells Fargo pull from being a (MO and CA) resident? Thank you 😊
@@ladybull_1111 I am not sure. I live in Florida and I believe they pulled from Experian for me. I don’t pay close attention to this since all of my credit scores are north of 770.
I got just 1 card and it's the Active Casg card and I love it
CJ it's time to get the Hyatt card 2x Hyatt points at the gym, haha
@@CalbyNg ummm….hard pass. That’s only 40 points per month if I did that 🤣🤣
To you points this lineup can use three things and would be a direct threat to Amex, Chase and C1 1) Premium travel card 2) Grocery multiplier 3) Improved transfer partners
💯💯💯
@@ryanccc777 exactly right. Once Wells Fargo hits those three items, then they’ll become a strong competitor in the space.
does the Biz Gold count towards Chase 5/24? thanks
@@MSaylorBTC1M it does not because Amex doesn’t report business credit card accounts to your personal credit for the most part.
They just got Virgin as a transfer partner! 🎉🎉🎉
@@flubberghosted2472 nice!!!
Wells has got some good cards now but, I just don't see myself getting into that ecosystem. Same for US Bank. Never say never but...
I'd say the same, however, if Wells gets Hyatt....then i'll eat my words and be one of the first to burn a 5/24 slot 🤣
@@ItsMeCJI don't think that they'll get Hyatt or UA
@@yurig2530 you never know, Bilt has Hyatt….but then again, Bilt doesn’t have Choice Privileges 😅
Thank you for explaining what “Attune” means! lol. It makes sense. I am also changing my mind about this card. It is more of a niche card, but it can be super solid for a person whose life and daily spend aligns with it . Thanks CJ
@@Thecreditcardconnection no problem Joe. Always gotta educate the community in ways they don’t expect 🤣.This is definitely a useful “niche” product tho.
I think Wells Fargo would be better if we are able to transfer to BILT
They are so close
@@MattClausen they really are tho. The big dogs better not be sleeping on Wells Fargo.
I really don't get this card, it seems to exist only to help their PR image. The categories listed, with the one exception of transportation which you can already get 5% on, Are categories that most people waste too much money in and end with themselves getting in more and more debt. They're not the categories that people actually use responsibly. It's easy to say the viewers of this channel obviously will use it responsibly, but we're not their target customer.
👍🏻
Thank you so much for your continued support Sox! 🥈
I love that the Wells Fargo attune has travel partners without an annual fee. I am a frugal spender, and don't travel often, but I'm planning on making Wells Fargo a larger part of my existing credit card portfolio. The fact that Wells hasn't launched a no annual fee 5% card suggests to me that Wells is going to go the BofA preferred rewards route, an revalue the points cards up with a with an assets under management type relationship in the future - just speculation.
@@dougn7319 Wells Fargo definitely fits well for that person who doesn’t spend too much or travel often. We’ll see what their next product brings.
Damn, turn the bass down dude. Sounds like your talking through an empty toilet paper roll.
These cards need a few things to get more traction 1) A grocery multiplier 2) Better transfer partners 3) A premium travel card with lounge access.
First
You are indeed first! Thanks for being here so quickly Charles 🥇
Wells Fargo is sussy