What Is NPA In Banking? Non Performing Assets In Indian Banks Explained By CA Rachana Ranade

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  • Опубліковано 28 січ 2025

КОМЕНТАРІ • 274

  • @CARachanaRanade
    @CARachanaRanade  2 роки тому

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  • @battapotulasrinivasulu2865
    @battapotulasrinivasulu2865 5 років тому +12

    Hi Mam, I follow all your videos from day 1, Purchased ur *Basics of stock market*, it helped me a lot .. Regarding this vedeo, u explained very well about NPA's (I am a Banker -Public sector), Conclusion part of this video is highly appreciable,, Ur message reaches many people.... Being a Indian/Banker, we owe you....
    Regards
    An unpaid ambassador to Rachana Ranade mam..

  • @jsumit647
    @jsumit647 5 років тому +22

    WaW..... Again knowlegde booommm.....Thnx for sharing.....I'm Science student but understand properly very well....

  • @tejasmane5061
    @tejasmane5061 5 років тому +1

    That was really resourceful knowledge who doesn't know anything about npa... This was my first video, I m quite satisfied and gained good financial knowledge.
    I m looking forward to watch every part of your UA-cam channel
    Thank s

  • @sahilvgandhi
    @sahilvgandhi 4 роки тому +1

    Rachana Ma'am, I happened to watch for the first time a video that was presented by you. I understood almost 70% being a non-economics student. Overall, it was very creative and also funny but very simple and informative the way you have explained. Thank you

  • @venkat_kuppala
    @venkat_kuppala 4 роки тому

    I don't have words to described how good you are in explaining the topic .. I am from science background. I am able to understanding each and every point. It's tells that the way you are explaining point to point. Thanks a ton for giving knowledge people like me that don't have any idea of finance sector.

  • @Ash2travel
    @Ash2travel 5 років тому

    Explained in very simple terms..thank you Rachana

  • @dr.sriramreddy3381
    @dr.sriramreddy3381 5 років тому +42

    Please do a video on how to invest in international stocks like Xiaomi or apple etc

    • @ybharatkumarece
      @ybharatkumarece 5 років тому +2

      Dr.sriram Reddy same question

    • @simerpreet6703
      @simerpreet6703 5 років тому +3

      HDFC securities provides the services of investing in international individual companies' shares

    • @RaviRajShow
      @RaviRajShow 5 років тому +2

      Only through mutual fund

    • @mahektailor4542
      @mahektailor4542 5 років тому +2

      Brother Xiaomi and apple are saturated stocked you don't get enough profit from it ...

    • @jayntdhhond4176
      @jayntdhhond4176 5 років тому +1

      Now hdfc securities offer that facility

  • @sankum11
    @sankum11 5 років тому +5

    Thank you, explained in a simple manner!!

  • @tapasbiswas3545
    @tapasbiswas3545 5 років тому +4

    Always I like ur videos......got a chance to improve my knowledge....good learning video....thnx

  • @starjeno1214
    @starjeno1214 5 років тому +7

    ECGC - Export credit guarantee corporation of india. I attended export program they taught me this one. They used to cover our loss in case if we get cheated by the buyer.

  • @Vinodbukka
    @Vinodbukka 5 років тому +2

    Very nice video!!
    Great that you are sharing knowledge about banking sector Rachana madam!!
    And insurance on loans is a new and good part of the video

  • @rashmir3944
    @rashmir3944 5 років тому +1

    Thank you Rachna , you raised our bar. Bravo! keep up the good work.

  • @subramaniamiyer2432
    @subramaniamiyer2432 4 роки тому +1

    Thanks for this Ma'am. Coming from an engg background had inhibitions about these topics. This really helped.

  • @hareeshsomineni9804
    @hareeshsomineni9804 5 років тому +1

    Thank-you very much ma'am.. Very good session

  • @joshi_diwakar
    @joshi_diwakar 5 років тому

    Wow👌 what a teaching👏 this video must have got more than a M views.👍

  • @lazarkumaar9935
    @lazarkumaar9935 5 років тому

    U r doing very good speech..with confident and smile...and information...super

  • @nagendirans8599
    @nagendirans8599 4 роки тому

    Madam, you are really a gifted one by God to make us understand everything in simple manner. My hearty gratitude to your devoted service.

  • @mahendrasuchak4211
    @mahendrasuchak4211 5 років тому +2

    Nicely explained, thank you mam

  • @adityahukkeri6708
    @adityahukkeri6708 4 роки тому

    Lai bhari explaination ✌️👌👌

  • @gouthamnanda5171
    @gouthamnanda5171 4 роки тому

    A great lecture by you Mam.. I learned about the npa but also I have a doubt on the concept.. By watching ur videos it was clear.. And u explained it very clearly

  • @ankitjat5312
    @ankitjat5312 5 років тому

    Mam your teaching is very good please upload your more videos on basis of fundamental analysis

  • @amulyaammu8818
    @amulyaammu8818 4 роки тому

    I enjoyed learning... That's the only thing i can say..

  • @jeewanthagunawardena2742
    @jeewanthagunawardena2742 4 роки тому +1

    Supeerrb Explanation. Thank you very much

  • @spandanaklspandanakl1403
    @spandanaklspandanakl1403 3 роки тому +1

    Tq so much 🙏

  • @k.kabraham9882
    @k.kabraham9882 3 роки тому

    the way you try to retain my attention towards the video is phenomenal. making small jokes and live cases definitely got my attention.

  • @mohanku15
    @mohanku15 5 років тому +2

    Dear Rachana,
    Thanks for being our finance expert, I have question is it worthy to invest in 0%promoter holding company, for instance ITC which the company performs well but promoter holding is null.

    • @hireshvs173
      @hireshvs173 5 років тому

      What I learnt so far in this stock investment field is you invest till the stock n the company perform. You can't just invest n sleep over it. At least review weekly or monthly. Review Qtrly results of companies you have an investment.

  • @tanmoy337
    @tanmoy337 5 років тому +1

    Thank You, madam, for your great efforts.... My request to you to make a video based on your opinion or suggestion for the improvement of the economic growth of our country ..... All the best .... your explanation is understandable for a Science student like .. Thanks again.

  • @sidayassin2487
    @sidayassin2487 3 роки тому

    Wooow am a banking and finance student am so grateful teach me more

  • @SujeetKumar-od2bh
    @SujeetKumar-od2bh 5 років тому

    Hi mam you explain every topic in very easy way Thank you for that

  • @sajanpatel7162
    @sajanpatel7162 5 років тому +1

    Mam, I m lot up learn from your videos and plz upload daily basis videos for new and new of Stoke Market.

  • @iamrskhatri
    @iamrskhatri 5 років тому

    Mam you are doing good job for making these types of videos keep it up💯💯💯

  • @hireshvs173
    @hireshvs173 5 років тому +2

    Nice video had clarity on NPA time line.
    Do you think the one flew away was willful defaulter? It was a political sabotage I understood.

  • @shambhavi2804
    @shambhavi2804 10 місяців тому

    Beautifully explained, can you please make a video on how Securitization helps in NPA.

  • @subhashdeshpande5889
    @subhashdeshpande5889 4 роки тому

    Great great doing Rachana !!

  • @user-em1ru1yx5f
    @user-em1ru1yx5f 5 років тому

    A Dedicated thumbs up 👍 for your English

  • @sujathareddygari2079
    @sujathareddygari2079 2 роки тому

    Thanks a lot for explaining the concept mam

  • @investoracademy1452
    @investoracademy1452 3 роки тому

    Thank a lot mam for explaining these concepts so wonderfully to a common man. ❤❤

  • @dilipd1415
    @dilipd1415 5 років тому

    A very good, informative & well explained video. I shall see it again. Thanks mam.

  • @darshanjawandhiya
    @darshanjawandhiya 5 років тому +2

    Ma'am can you pls make a video on how to make career in finance or in stock market! Much needed in today's era.. #Request

  • @judithmark7547
    @judithmark7547 5 років тому +20

    Good, all thanks to Mr Andrew Feldstein, he has made wining a constant word in my speech...

    • @mackenziemiguel562
      @mackenziemiguel562 5 років тому

      same here, I was able to pay my Mortgage balance the moment I started trading in his platform. its amazing

    • @bankikabir2571
      @bankikabir2571 5 років тому

      @Ananda Reyansh I had to change plans and I moved into Market full time. I was losing money, so I decided to get myself education from Andrew Feldtsein the plan, work the plan. It’s not easy money, you have to work hard for it. I have so happy I choose the right manager and guide for my trade.

    • @hassanhamid1268
      @hassanhamid1268 5 років тому

      @@bankikabir2571 Yeah the real time broker

    • @proctorjames5329
      @proctorjames5329 4 роки тому

      +43 688 64896886

    • @zainaali4399
      @zainaali4399 4 роки тому

      whats(apppp) Andrew Feldstein for further information

  • @vitanicacommerce381
    @vitanicacommerce381 5 років тому

    Superb explanations ma'am.🙂

  • @chinmaytakale
    @chinmaytakale 5 років тому +1

    Nice video and you are explaining things which even layman can understand. 👍
    Could you please make video/video series for NRIs about investment options, which shares, mutual funds for long term, for self and childs. Also pension plans like NPS, PPF, MF, stock, LIC...

  • @paulj625
    @paulj625 5 років тому +1

    Awesome... Much needed video especially the GNPA Vs NNPA.. Can you also make a video on credit costs and how provisions/NPA is related to it??

    • @paulj625
      @paulj625 5 років тому +1

      Can you also include the impact of slippages and stressed assets as well pls?.. they use these terms in banking sector so it will help me in understanding it better....

  • @harshchovatia9349
    @harshchovatia9349 4 роки тому

    Wonderful explanation ma'am

  • @SteveElijah
    @SteveElijah 5 років тому

    Very Informative Video Rachana! Keep Rocking !!!

  • @jatinsahni3969
    @jatinsahni3969 4 роки тому

    I don't know if somebody has told but you are quite funny and have an engaging way of conveying the concepts.Great work :)

  • @sanjuktasarkar9918
    @sanjuktasarkar9918 3 роки тому

    Ma'am you are great 😊!!!

  • @yashj1072
    @yashj1072 5 років тому

    Always a pleasure listening to you dear.

  • @JaswantSingh-hh2zf
    @JaswantSingh-hh2zf 4 роки тому

    Always worth watching...

  • @gaurishgupta4983
    @gaurishgupta4983 5 років тому +2

    DICGC - Deposit insurance and credit guarantee corporation..and is owned by RBI

  • @shamsheer7689
    @shamsheer7689 5 років тому +7

    Madam ji you are doing a great job, kindly get some research done on defaulters categorization based on home, education, bussiness, personal loan, loan taken by political affiliation, corporates, etc.
    I am sure that the common man would not be the major defaulter.
    This gives indication that it's the influential people who wilfully default.
    This kind of corruption only happen if you have political backing.
    We see instances where poor child is beaten by the public for robbing to fill his stomach. But these white collar robbers roam freely killing the innocent investors.

  • @rajuenghi7655
    @rajuenghi7655 4 роки тому

    Good explanation miss,thank you so much

  • @sankalpagnihotri7956
    @sankalpagnihotri7956 5 років тому

    Good friday Bana diya mam ne to .

  • @aartipawar7410
    @aartipawar7410 4 роки тому +2

    I m a non medical student. Now I feel why I have not taken commerce🤦‍♀️😅😜
    I understand everything clearly.😇

  • @mathewjohnable
    @mathewjohnable 5 років тому

    Thank you mam for sparing your precious time

  • @Miss_mystic04
    @Miss_mystic04 2 роки тому

    DICGC (Deposit Insurance and Credit Guarantee Corporation of India) & ECGC(Export Credit Guarantee Corporation)
    These are credit guarantee institutions .DICGC provide insurance cover to depositors of bank and provide guarantee to banks to cover loans granted to small borrowers .ECGC provide export credit insurance support to Indian exporters also provide guarantee cover to banks for loans granted for foreign trade.

  • @Pokecreed
    @Pokecreed 2 роки тому

    Very good, nicely expressed mam

  • @sakthivelperumal5556
    @sakthivelperumal5556 5 років тому

    Hello Madam, this is an excellent vedio..looking for much more vedios in the area of Personal Finance.

  • @anishafrancis3757
    @anishafrancis3757 2 роки тому

    Congrats mam .go ahead.
    My god bless you.

  • @sonuhichu5822
    @sonuhichu5822 5 років тому

    Good videos mam,I'm a South Indian🤗 there is a lot of North India n UA-camrs full of Hindi videos 😣

  • @ArifKhan-sm6hx
    @ArifKhan-sm6hx 4 роки тому

    Super vedio mam. I love you much the way you present. Please speak all in english , not hindi between. I don't know hindi.

  • @shrushtichavan7405
    @shrushtichavan7405 3 роки тому

    Very well explained

  • @johnpeterkommukuri3829
    @johnpeterkommukuri3829 5 років тому

    Thank you very much Rachana mam...

  • @jineshyv8601
    @jineshyv8601 5 років тому

    Mam...Superb class mam..

  • @nagr5898
    @nagr5898 5 років тому

    Thank you madam, Your videos are very helpful

  • @Ketanrathod0593
    @Ketanrathod0593 5 років тому

    Maharashtrachi Shaan Rachna mam!!!

  • @vaikunthabhogte9665
    @vaikunthabhogte9665 4 роки тому

    Nice vedio didi, keep it up👍👍

  • @bookoflife1205
    @bookoflife1205 4 роки тому

    good knowledge imparted , gr8 video

  • @PS1439
    @PS1439 4 роки тому

    Subscribed to your channel. Economy is my fav subject!

  • @manishkr05
    @manishkr05 5 років тому +1

    You have giving us great info

  • @prakashs4931
    @prakashs4931 5 років тому

    Excellent video mam.. thank you.. !!!

  • @circleoffifth9048
    @circleoffifth9048 2 роки тому +1

    ART:NPA
    ARTIST:Vijay maliya

  • @anuragchandnani8037
    @anuragchandnani8037 5 років тому

    Thanks for this invaluable knowledge

  • @kishorethakur2244
    @kishorethakur2244 5 років тому

    Hi rachana ...I m a student of CCRA. Request to make video on ration analysis analyzis and bond market

  • @WORLDTOURISMINTAMIL
    @WORLDTOURISMINTAMIL 5 років тому +1

    mam please explain what does it man bank drop ? how it happened

  • @vaibhavmatere18
    @vaibhavmatere18 5 років тому +4

    14:55 FUL N FULACHI PAKLI ....lol ekkkk number

  • @sougataghosh4726
    @sougataghosh4726 5 років тому

    Hi rachna... Could you please make a video on the following terms as well:
    1. Credit cost
    2. Slippage
    I feel they are important concepts if one has to understand banks from the point of view of investing.
    And i am very interested to understand why loan rates do not reduce when there is a repo rate cut. Could you please tell us about that also? May be it has got something to do with how loans are priced.

  • @logeshwarin3601
    @logeshwarin3601 4 роки тому

    Thankyou mam It's sounds good

  • @harshitsingh527
    @harshitsingh527 5 років тому +1

    Brilliant

  • @nishitmitra3550
    @nishitmitra3550 5 років тому +1

    Amazing Video Mam!! Is Stressed Asset anything different? If yes then how it differs from NPA? Please make a video on this as well and also the Basel Norms with Minute terms in Basel Norms
    Thank You

  • @mohitrathi3821
    @mohitrathi3821 4 роки тому

    Nice,I am a 11 class student,but I got most out out of this

  • @saipavan4485
    @saipavan4485 5 років тому +1

    We again recently witnessed a scam in PMC bank. I think it still require strict regulations in Indian Banking System

  • @ShivaniSharma-qw6dj
    @ShivaniSharma-qw6dj 2 роки тому

    That's really helpful video on NPAs. can you please share this material with me?

  • @amaansalmani1857
    @amaansalmani1857 3 роки тому

    DICGC- Deposit Insurance and Credit Guarantee Corporation.
    They insured upto 5 lakh rupees earlier it was only 1 lakh.

  • @umasawant3015
    @umasawant3015 4 роки тому

    Very informative

  • @sagarraut7711
    @sagarraut7711 5 років тому

    NIce Info.What is Pre-market hours ? Please explain.

  • @Theop_ganesh
    @Theop_ganesh 5 років тому +1

    madam -- what about the interest which was not paid during first 3 months after due date-is it considered in PL & L account as bad debts?

  • @MrAjitPrasad
    @MrAjitPrasad 4 роки тому

    I will learn this book soon 😁

  • @jugnudhall9010
    @jugnudhall9010 3 роки тому

    Very uncountable thanks Mam

  • @vijaypradeep6928
    @vijaypradeep6928 4 роки тому

    Mam after demonitisation, banks are holding huge cash, especially Public sector banks which didn't lend money to borrowers. Instead it had deposited the money in the RBI.

  • @123453847
    @123453847 3 роки тому

    You are too Cooool
    Thanks
    - CA student😁kudos

  • @santoshkumarkar39
    @santoshkumarkar39 5 років тому

    Thank you madam... Great...

  • @animeshpatra1263
    @animeshpatra1263 4 роки тому

    Ma'am please make a video on all types of insurance and which are the insurances that one should definitely opt for 🙏

  • @nbborude
    @nbborude 5 років тому

    Thanks mam for one more knowledge adding video. Can you please share on commodity trading

  • @bipingore6658
    @bipingore6658 3 роки тому

    Nice, If possible upload a video on top 5 nationalised banks with nil npa.

  • @jtsivaseshu9516
    @jtsivaseshu9516 5 років тому +2

    Madam i request you to study Pioneer distillaries company as it was taken over by diageo India an MNC .was it a next (Multi bagger stock!)

  • @vaibhavgoel46
    @vaibhavgoel46 4 роки тому

    A very important question mam - How do you develop so much fluency in English ??Plzzzz reply....

  • @sreejithkumar5412
    @sreejithkumar5412 5 років тому

    DICGC is written on RBI Net NPA meaning, may be they have some scheme to protect bank from default of customer, normally credit guarantee against customer default is done by cgtsme under sidbi, GOI.

  • @chakravarthybatna1589
    @chakravarthybatna1589 5 років тому

    Nice video ma'am