How to get a Credit Card without having a Credit Score?

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  • Опубліковано 23 лис 2024

КОМЕНТАРІ • 47

  • @Tanishkmalviya
    @Tanishkmalviya 9 місяців тому +20

    Not a promotion but I used Paytm postpaid and use it 1-2 time max a month and after 7-8 months my credit score stood at 790 and this is my first loan/bnpl card I got no loan or anything in past nor I do lot of bank transactions but still. What I think it grew because I was 18 that time and I used it by mistake and paid the bill just next day and till now my habit is to pay even before the due date that's what I think has helped me get this score

    • @Ind_arman7
      @Ind_arman7 9 місяців тому +1

      But brother vo to abhi band ho gaya 😢

    • @Tanishkmalviya
      @Tanishkmalviya 9 місяців тому

      @@Ind_arman7 wahi toh yaar 😭 I was aiming to reach 850 but ye logo n band hi kar Diya

  • @_x.d.u.d.e_
    @_x.d.u.d.e_ 9 місяців тому +5

    Mai student hu Mera credit 750+ plus hai but mera income proof nahi hai. Mujhe kese credit card milega ??

  • @chahatmehta1454
    @chahatmehta1454 9 місяців тому +3

    The banking relation point is totally true. I also received a Credit Card(25k)from HDFC Bank as I am a hostelite and my parents keep sending me money every month.

    • @chahatmehta1454
      @chahatmehta1454 9 місяців тому

      at the age of 18 who wont accept an offer for a life time free card with limit 25K. Although my Min Bal was also the same so the bank might given me the card for that reason also just like a fd as a collateral

  • @amitabhmaheshwari
    @amitabhmaheshwari 9 місяців тому +4

    Visa officers will not get duped by this kind of income tax return. They need to be sure that you have ties strong enough with your country that will enable you to return. And for that you need to show that you have a stable source of income, among other things.

  • @siddharthnair4169
    @siddharthnair4169 9 місяців тому +2

    Aditya bhai can you please make a video on all types of investment options one has ??? If yes please try to include everything from stocks to government schemes and make a detailed video about it.

  • @093kavachmehta4
    @093kavachmehta4 9 місяців тому +3

    Please do make a video on best starter credit cards for students in 2024

  • @Abhay81Shetty
    @Abhay81Shetty 9 місяців тому +4

    Please suggest best FD credit cards for a student.

  • @yoursubhajit8
    @yoursubhajit8 9 місяців тому

    bhaiya ITR proof deke CC kaise apply karein, please make a dedicated video on this

  • @aryansagar5790
    @aryansagar5790 9 місяців тому +2

    bhaiya after doing CFA what are the opportunities outside India and agar hame hamara career abroad banana hai after doing CFA so what are the options and how you can do that , Appa ko namaste bolna

    • @lordmoneyengar
      @lordmoneyengar  9 місяців тому

      I will make a separate video on this bro, Appa se aapko bhi namaste 🙏🏼

  • @pranayroy8060
    @pranayroy8060 2 місяці тому +2

    Last part.. Credit score without taking loan or credit card is too funny...

  • @anirbanmondal9283
    @anirbanmondal9283 9 місяців тому +1

    I am a scholarhip holder student & this is my primary source of income as of now. I am holding around 3.5 to 4 lakh money at any point of time for last 5 months in kotak mahindra bank. Still they rejected my credit card application with some fake reason. After how much time I can expect a credit card offered by them based on relationship??

  • @okok71121
    @okok71121 9 місяців тому +1

    Bhaiya please make a video on the best credit cards for a beginner.

  • @ericvariava3684
    @ericvariava3684 5 місяців тому +3

    Finally I got my all answer I was searching for this only bro ...
    Thank so much 😊

  • @sourabhspandirkar5186
    @sourabhspandirkar5186 9 місяців тому +1

    Is HDFC Moneyback + a good credit card?

  • @shuvojitchowdhury9519
    @shuvojitchowdhury9519 9 місяців тому +2

    Flipkart BNPL se mera ek scam hua hain thoda help karo na bhaiya

  • @himanggangwar2930
    @himanggangwar2930 9 місяців тому +1

    Banking relations is damm true , i got kotak credit card for lifetime free .

  • @Ind_arman7
    @Ind_arman7 9 місяців тому +1

    Please make video on starter credit card ❤

  • @chahatmehta1454
    @chahatmehta1454 9 місяців тому +2

    One card is no doubt the best starter credit card in India in terms of user experience and a justified credit limit with proportion to FD.
    I got my first CC the next month I turned 18 when my PAN card came. One card was giving too offers in many platform earlier. Now its bit low but doesn't mean its not worthy enough.
    Just go for it.

  • @P.J075
    @P.J075 9 місяців тому +2

    Bhai who is win
    MBA jo best colleges OR CFA ????

  • @AssociateHub_official
    @AssociateHub_official 9 місяців тому +2

    Can you give me your CFA notes all levels and reading materials. Please

  • @amitabhmaheshwari
    @amitabhmaheshwari 9 місяців тому +2

    It is LIEN and not LEAN

  • @shishupanda
    @shishupanda 20 днів тому

    Bhaiya agar koi Child apna income dikhay to wo income apne ghar ke earning member k upar club ho jayga

  • @Itzneerajchouhan
    @Itzneerajchouhan Місяць тому

    Bhai annual income 5lac hai fir v approved nhi ho rha kya kru btao

  • @samratworld
    @samratworld 2 місяці тому

    My credit score 738
    Is there any credit card to apply?

  • @INSOMNIA-1718
    @INSOMNIA-1718 3 місяці тому

    What an explanation bro....

  • @InvestWithGirish
    @InvestWithGirish 9 місяців тому +1

    Aaditya bhai, don't you think that credit score can't be built without having credit? I understand that relationships with bank is a different thing but building a Credit score just with your savings account history I think it's not practically possible

    • @lordmoneyengar
      @lordmoneyengar  9 місяців тому

      It is very much possible bro

    • @InvestWithGirish
      @InvestWithGirish 9 місяців тому

      @@lordmoneyengar Please make indetailed video, I would like to know more about this topic

  • @lalagop5872
    @lalagop5872 7 місяців тому +1

    Bhai mere papa to mahene ka 20k kharcha dete hai to yarr usme mai kya dalu kya income ka proof dalu

    • @Sam-maxi
      @Sam-maxi 5 місяців тому

      Self employed dikha do, monthly income 20k karke

  • @ashhclasher59
    @ashhclasher59 9 місяців тому +1

    Yes plzz make the video

  • @akshaymondal
    @akshaymondal 9 місяців тому +1

    Ha bhai banao pls😊

  • @yashbarar1021
    @yashbarar1021 9 місяців тому

    Tell us about good beginner credit cards to just know the options and if required then use it future.

  • @Vps.Reddy.s
    @Vps.Reddy.s 9 місяців тому +2

    Zero cost credit card withdrawal amount

    • @Vps.Reddy.s
      @Vps.Reddy.s 9 місяців тому

      Any app

    • @chahatmehta1454
      @chahatmehta1454 9 місяців тому

      @@Vps.Reddy.s Mobiquik charges 2.95 percentage as charge. Or just get a rupay cc