Credit Score Explained for Beginners | Credit in South Africa

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  • Опубліковано 29 вер 2024

КОМЕНТАРІ • 109

  • @MM-ce2ns
    @MM-ce2ns 4 роки тому +18

    this is the type of information SA youth needs.thank you for the video and please make more financially related videos

  • @mrmudzingwa5743
    @mrmudzingwa5743 4 роки тому +63

    I think its sad how I have to come to UA-cam to learn about life after spending 14 years in school.
    But hey I know what a hypotenuse triangle is.

    • @trying2adult
      @trying2adult  4 роки тому +10

      😂 you gotta be able to triangulate your future neh

    • @sbonzama7013
      @sbonzama7013 3 роки тому +7

      I have learned more on the internet than at school!

  • @khosipenelope5731
    @khosipenelope5731 2 роки тому +2

    What a beautiful explanation. Thank you!

  • @HeinoHD007
    @HeinoHD007 3 роки тому +1

    Noti-gang stand up

  • @skhumbuzodladla1457
    @skhumbuzodladla1457 3 роки тому +1

    I have a Contract Sim card for DATA from MTN that I was not able to pay their monthly R250 installment . And they referred me to a company called *Saya recoveries* I don't know If this mean I'll be black listed or what

  • @fazlinpheiffer7344
    @fazlinpheiffer7344 3 роки тому

    Love the spirit!

  • @Yourchurchbestie
    @Yourchurchbestie 4 роки тому +20

    The shade on Edgars thou lol ...great video

    • @trying2adult
      @trying2adult  4 роки тому +3

      Haha they been barely floating for a while now. I wonder what’s gonna happen to them 😅

  • @aleekashorts8147
    @aleekashorts8147 7 місяців тому +2

    It’s how he hops in and out of that Zimbabwean accent for me 😂🙏

  • @hlumelamayedwa4887
    @hlumelamayedwa4887 3 роки тому +5

    I came to learn and stayed because of “Acting adult” 😂
    Thank you for this! Super informative

  • @kudziemkwakwami5549
    @kudziemkwakwami5549 4 роки тому +12

    Book of creditors 😂😂.. That's when you know it's late, mans wasn't gonna pay the back money🤑.. very informative video as always. I learnt a lot from this.

    • @trying2adult
      @trying2adult  4 роки тому +1

      😂 I can’t believe the dude had the audacity to say that. Thank you for watching!

    • @anthonymarshall4666
      @anthonymarshall4666 3 роки тому

      I deeply recommend @cashprice via telegram. than anyone else. U the best ever.

  • @Simplelifeofalli
    @Simplelifeofalli 4 роки тому +12

    Thank you for providing informative content. I'm from Jamaica thinking to migrating to Africa. You have really great tips and real life experiences.

    • @trying2adult
      @trying2adult  4 роки тому +1

      🕺🏾 Thank you Allison I'm glad you enjoy the content. I think you'll absolutely love it here.

    • @Simplelifeofalli
      @Simplelifeofalli 4 роки тому +2

      @@trying2adult Yeah!! I think so too 😊

    • @investmentportal5528
      @investmentportal5528 3 роки тому +1

      I am a true witness of the fanrayson creditors indemnization foundation they fixed my credit scores and i'm genuinely grateful i got this intel. Reachout to their patient customer service personnel on Email via "fanraysoncustomerservicess@gmail.com" They are lifesavers!. My credits score were fixed from 529 to 850 contact their team now! and thank me later💯

  • @plumpmagic
    @plumpmagic Рік тому

    Not sure if you're still on here. There's a lot on how to improve, what about repairing the credit score specifically after debt revue and most debt being cancelled, not paid.

  • @sleekheswa4111
    @sleekheswa4111 2 роки тому +1

    Book of creditors🤣💀
    Oh no!!!!

  • @pattypriority6187
    @pattypriority6187 4 місяці тому

    Does tradeline work in South Africa

  • @robbiejones9340
    @robbiejones9340 2 роки тому +1

    Yo man, I picked up my TFG card yesterday and am honestly so confused as to how it works, the way the Sportscene cashiers were explaining it made me even more confused, is there anyone that could explain in simple terms how it works in terms of my credit allocation (R612, I found this a little dissapointing..) vs credit allowance (just over R3000 + -) , installments etc.... It's definitely not as straight forward as It sounds...

  • @amogelangmooka
    @amogelangmooka Рік тому

    Do you need good credit score if you never gonna borrow money from the bank

  • @sadgunther
    @sadgunther 3 роки тому +1

    Ayy fam I need your I'm 19 and want build my credit score but I can't find a credit account that charges 0 or reasonable monthly payments can you advise me on the different options that I have ❤️

  • @NomaMPride
    @NomaMPride Рік тому

    Is it possible to pay someone to wipe away a bad credit score

  • @Abu_Saalih_Sfiso_Duma
    @Abu_Saalih_Sfiso_Duma 4 роки тому +4

    Your PAY BACK THE MONEY line is classic. LOOOLL

  • @KingsleeZW
    @KingsleeZW 4 роки тому +2

    I remember you posting about the Rabbit on facebook. Haaaa makambopinzwa ma1 mdara.. I now only lend with the knowing that it's not coming back. Great video bro!

    • @trying2adult
      @trying2adult  4 роки тому +1

      🤣 that’s smart. I just stopped altogether. Mari inoparadza ukama!

  • @enigmathearkitect4341
    @enigmathearkitect4341 4 роки тому +5

    Love the life in your explanation lol. really helped!!

    • @trying2adult
      @trying2adult  4 роки тому

      🙈 thank you! Glad you enjoyed it 😁

  • @syprielmalebo5707
    @syprielmalebo5707 3 місяці тому

    Can you remove me from debit review

  • @anorld80
    @anorld80 3 роки тому +2

    Thank u very much, I used to think buying everything in cash was a good plan. I hit the wall when I wanted a home loan.

    • @trying2adult
      @trying2adult  3 роки тому

      😂 that was my experience too (not a home loan though) I just wanted a Woolies store card next thing they telling me you have a poor credit score (in my head I was thinking but I am good with money and pay cash with everything). The system is rigged 😑😑

  • @panforex1198
    @panforex1198 3 роки тому +2

    This dude is hilarious

  • @JODECIFEENIN
    @JODECIFEENIN 3 роки тому +1

    i remember my first time trying to build credit they told me i can’t get an account cause i have a low score every store said the same thing and i was so confused 🤣

  • @ruthainmuteba865
    @ruthainmuteba865 3 роки тому +1

    Hi buddy, i am not citizen but i do have credit card and clothing account. Could you help me on how to get my credit report using a paasport? Cause everytime to try i get hit by the SA ID number step and i cant go futher please assist

    • @amandamayahle5347
      @amandamayahle5347 3 роки тому +1

      Hi did you get any help im in the same situation

    • @ruthainmuteba865
      @ruthainmuteba865 3 роки тому +1

      @@amandamayahle5347 Hi, Speak to your bank to get it for you and ask them to give you a copy. That's how I got mine.

    • @amandamayahle5347
      @amandamayahle5347 3 роки тому +1

      @@ruthainmuteba865 thank you

  • @obimakapane
    @obimakapane 4 роки тому +2

    lmao I died at book of creditors hahahahahahahahahaha

    • @trying2adult
      @trying2adult  4 роки тому

      🤣🤣 dude was so disrespectful! Why would you even mention that 😭

  • @carolmasingi8969
    @carolmasingi8969 4 роки тому +3

    I remember the post about the rabbit 💀 😂😂

    • @trying2adult
      @trying2adult  4 роки тому

      😂😂 He eventually paid it back on that same day. Imagine after 2 years...no interest even.

  • @enriquecoleman1383
    @enriquecoleman1383 2 роки тому

    BIG S/O😪

  • @thabanimaulets
    @thabanimaulets 4 роки тому +2

    Samanyika came through!!!!

    • @trying2adult
      @trying2adult  4 роки тому

      🕺🏿🕺🏿🕺🏿 tisu anhu acho!

  • @louielixx
    @louielixx 3 роки тому

    Awesome channel ! Great name too, you earned a sub.

  • @jael763
    @jael763 3 роки тому +1

    Hey, quick question... does a credit score also applies if you have a student account in a bank?
    By the way, great video

    • @trying2adult
      @trying2adult  3 роки тому +1

      Heey... not really. If you have been banking with a bank for a long time then yes it can definitely improve your credit in the eyes of that bank alone since you have sort of proven to be a loyal customer and you have a history with that bank... but it wont help with your credit score... remember it's all about borrowing money... saving money doesn't say much about your borrowing behaviour.

  • @yamjangubo
    @yamjangubo 3 роки тому +1

    I loved that "pay back the money" reference 😂😂😂

  • @sunnzactor
    @sunnzactor 3 роки тому +1

    Wakavharwa netsuro🐰. Great analogy to explain what credit scores are used for.

    • @trying2adult
      @trying2adult  3 роки тому +1

      😅 haa I learnt my lesson bruh. Can't be out here assuming everyone has good intentions. People must to earn trust.

  • @peterababy102
    @peterababy102 3 роки тому

    I live in the state of Ohio. Our apartment got flooded in November 2015, after I had a slip and fall on the apartment premises. We didn't have the right rental insurance, then the bill came up to $112000,they asked us to pay but we have

  • @Iownthemasters
    @Iownthemasters 3 роки тому

    How can I download my credit report on clearscore using my phone or PC?

  • @prayersoulstar
    @prayersoulstar 2 роки тому

    great info.. thanks for this!!! makaipa mdhara!!!

  • @sbonzama7013
    @sbonzama7013 3 роки тому

    I think an approriate term to use @ 5:44 would be "credit utilisation".

  • @2upfrontPod
    @2upfrontPod 2 роки тому

    Skip to 4:10 if you want to get straight to the point

  • @jmtruthful3273
    @jmtruthful3273 4 роки тому +2

    Thanks brother 👌

  • @mikaellegoai9117
    @mikaellegoai9117 2 роки тому

    Very informative content brother... I appreciate you

  • @siphokazisibahledlamini7937
    @siphokazisibahledlamini7937 2 роки тому

    Bra. Your channel. you are saving lives yazi lol

  • @marcusbirdman
    @marcusbirdman 4 роки тому +1

    Level two broke was always wild brah 😂😂😂

    • @trying2adult
      @trying2adult  4 роки тому +1

      Bruh it’s a place I wanna avoid at all costs 😂😂

  • @beypsboo5971
    @beypsboo5971 3 роки тому

    I'm out here trying to adult 😉 thanks.

  • @KamokgeloSello
    @KamokgeloSello 2 роки тому

    Just because of the intro I subscribed.

  • @amaliarachel6492
    @amaliarachel6492 Рік тому

    Thank you. This was made easier

  • @MissVanillaBliss
    @MissVanillaBliss 3 роки тому

    This needs more views! Thank you for helping us out Sir :)

  • @Clinton_Ganyo
    @Clinton_Ganyo 4 роки тому +1

    we learn everyday mmm

  • @angelicastella5018
    @angelicastella5018 3 роки тому

    He is reliable and competent

  • @desmondhakurekwi5872
    @desmondhakurekwi5872 2 роки тому

    Informative 👏🏾

  • @othnielkonan8472
    @othnielkonan8472 4 роки тому +1

    Very well explained

  • @muskiemasemola9669
    @muskiemasemola9669 2 роки тому

    Thank you

  • @HeinoHD007
    @HeinoHD007 3 роки тому

    Credit is paying back the money, oh my gosh I laughed so hard🤣

    • @HeinoHD007
      @HeinoHD007 3 роки тому

      You got yourswlf a new sub bro, good video

  • @TerryJulianLive
    @TerryJulianLive 4 роки тому +2

    You are on very early for your country. UA-cam hasnt really caught on in south africa because data is still an issue there. But its good that you're making your presence known early..

    • @trying2adult
      @trying2adult  4 роки тому

      Haha yeah mobile data is still very expensive this side so it's a huge barrier for access to streaming content. Hopefully I catch the wave!

  • @skhumbuzodladla1457
    @skhumbuzodladla1457 3 роки тому

    Very good

  • @angelicastella5018
    @angelicastella5018 3 роки тому

    This is a testimony ❤️