5 Questions To Ask While Taking Personal Loan - Things to consider

[@SanjayKumar-rw2gj]

Very informative video
Points:-
1. Which interest rate to choose, Reducing interest rate or flat interest rate. Go for reducing interest rate.
2. Check for foreclosure charges, it should be minimum and also check if there is any lock in period.
3. Enquire for penal charges, it is additional charges need to pay in case you missed emi due date.
4. File or processing charges. It should be minimum
5. Negotiate for minimum interest rate.

[@Dineshponamvlog]

Reducing

[@pawankalra5238]

Thanks bro 🎉

[@TejpalSingh-db1db]

Good information

[@alkasuman8977]

Bahut useful video hai.mai loan lene se pahle nhi dekh saki

[@pradeepmeena3596]

Best one & very helpful video on UA-cam 🤗

[@mohanchouhan2230]

बहुत ही महत्वपूर्ण जानकारी है 🙏🙏🙏🙏

[@financejagat]

Thanks for the comment, sir.

[@sugyanideogam9109]

Aaj Jake mujhe samajh aaya thank you brother so much

[@alkasuman8977]

Sir mai 1193800 rs loan li hu Sbi sailry account se .pahli bar li hu.jankari nhi tha OOO khud 7 years EMI par-21459 Rs kar diya...jisme mujhe bahut interest lag rha hai. Prepayment charge bhi 3% bola hai.sajh nhi aata ki kya karu ki interest kam ho please reply mi

[@Mutants-33]

Really a satisfying way in which you explained 🎉

[@MosimAli-l8y]

Bahut accha se btaya apne sr

[@financejagat]

Thank you sir!!

[@FitwithSwapnil]

Thank you brother...bhot sahi vdo bnaya h...😊😊

[@dhillonMob]

Very impressive
Valuable information for every type of loan

[@sushmaparte2720]

Thankyou so much etni jankari dene k liye

[@Amarkumar-jd7gt]

Sir mujhe to bahut achcha laga.

[@financejagat]

Thanks

[@Happypeace108]

Great knowledge sir Thank you

[@financejagat]

Most welcome

[@mostghan2053]

Kya personal loan par floting ya redcuning le sakte h

[@dnyaneshwarborse1501]

Super best information sir ji I am proud off salute sir ji

[@financejagat]

Thank you sir!!

[@saalimkhan2609]

Maza agya bhai bhot badia

[@chandragupt6476]

जबरदस्त भाई।❤❤❤

[@namamiias3287]

Thank you, very informative video with very well explanation

[@nileshdongare3088]

Nice information... Thank you Sir...

[@farmanfarman7170]

Bank in baato pr customer ke saath agree rhe loan hone tk,ya after loan in baato se mna krta hai to,loan se pahle bank ke saath agreement hona jaroori hai kya

[@financejagat]

Sir loan agreement me sara detail hota hai.

[@ashishdas-o4c]

Thank you so much Sir for explaining this concept so clearly.

[@dattabhabal421]

Any more points to ask?

[@surajitdas3301]

I am going to apply for a personal loan from ICICI Bank and I must follow your advice.thank you very much for this kind of information.🎉.

[@Pranitapawr]

Sir BT Karana chahte ho to muje mg kr sakte hai

[@RajeevKumar-l5t3i]

Very good 👍

[@conceptisall7114]

Bargaining hoti hn kya? Interest rate bank pr depend korti hn?

[@RAHULROY-sb9nt]

Yes.. Obviously

[@PkK-z7p]

Lon dene se phle bola phle 5099 lgega or mane de diya fir wah bad me 22800 maga fir bola ki aapke acount me hogaya or fir bad me bola 6000 apko itna jama kigy to aapko acount me 2 lakh chala jayga 6000 bad me mil jayga to mane nahi diya

[@PkK-z7p]

Rilince Faiemnace kampni hi

[@surenderkumar-hy3if]

Very good sir for good information about flat or reducing loan

[@dhansinghninama6544]

Thanks for your time today

[@rijumandal5191]

Kya floating rate pe personal loan milta hai?

[@LOTUSARTSTUDIO-gx8yf]

Bahut bahut Dhanyawad 🙏

[@negihsganki]

Super knowledge

[@parmarmilan152]

Mera question tha ye processing fees lete hai aor agar loan nahi milta to kya ye processing ke naam pai jo paiisa liya wo wapas dege ya nahiaor agar na de to kya kar sakte hai?

[@yogirajswami1837]

Thank you 👍

[@kuldeep89maurya]

बहुत सुन्दर सर

[@manishhela4936]

Thanks you bro❤

[@ViralDose122]

Very informative video... thanks sirji

[@financejagat]

Most welcome

[@VikasKumar-md9bn]

Kya baat hai sir ji, swaad aa gya.
Itni जबरदस्त batein maine kisi se nahi suni.
I applied 10 lac PL from ICICI bank, Axis bank, Kotak and Yes bank also for comparison buy I didn't know abouy these hodden 2-3 points.
Main to in sabhi baker se ye sare questions puchane wala hai.
Aap ne kamal ki video banai hai, I am going to share this on my whatsapp profile now for better financial panning.

[@financejagat]

Sir ji, thanks for the appreciation...

[@sharathnamin1267]

Thank you❤️🙏

[@bhavyalodaya6464]

Can we negotiate processing fees or not?

[@urstube8051]

Thankyou so much sir🙏

[@financejagat]

Most welcome

[@vinod.karle.9132]

धन्यवाद सर .

[@financejagat]

Welcome sir...

[@NagendraKumar-ee2ho]

Thanks good knowlege

[@sukhshankar3652]

Thnaks sir very informative and explain well
I am former banker , i know many people don't know these things

[@financejagat]

So nice of you

[@indrajeetyadav3912]

Dhanyawad 👍🏻

[@pramodmanohar5557]

Very nice sir thanks

[@Geography_Suman]

Very informative sir

[@brajeshkushwaha6781]

VERY GOOD

[@financejagat]

Thanks

[@amarpatil1454]

Very nice

[@ANILYADAV-ow3ku]

Very nice information

[@Nitinchitale]

Superb sir

[@govardhanpawar5013]

Best video

[@financejagat]

Thanks

[@Hitubhai9]

Dhanyawad sir

[@hazariwalapoota]

Sbhi bnk flat interest lete h ,,

[@AmitChauhan-fv5mf]

1 query:
ye sab questions verbally hi clarify krega bank ya written mein kuch reply krega?
I applied for personal loan and that got approved by bank. Before applying, i had talk to executive face to face and he shared the rate of interest and informed me that I will get all the details over email by bank.
But there is no detail shared by bank so far and they did the video KYC and approved the loan.
Now i am asking for details over email like tenure, Interest rate, EMI amount, date and how does that EMI will be deducted. But executive is denies to share anything in written over email.
Now i am concerned whether i should take this loan or simply reject the disbursal request.

[@Duke.023]

Hi what happened with your case. can you please tell. am also planning to take personal loan

[@AmitChauhan-fv5mf]

@Duke.023 all these details were mentioned within loan bond which bank ask to fill up before disbursing the loan amount. Everything like interest rate, EMI amount, date, tenure etc.
As per executive, I might also receive the same documents on my address through courier. I am not sure about courier as it's been 10 days and I haven't heard anything about courier booking, id but there is an app of bank where I can check my loan profile.

[@Duke.023]

@@AmitChauhan-fv5mf Thank you so much for your response

[@spatelnr2000]

Excellent !

[@financejagat]

Glad you like it!

[@PkK-z7p]

Sir hmko bhi ms aya ki 2 lakh aapka pass hogaya aapka acount me jayga to usne phle 6000 rupya msga or bola pam

[@PkK-z7p]

2 lakh aapka acount me chala jayga or bad me bola aapko acount me2 lakh9000jayga

[@daulatgusain2597]

Nice information

[@mahendranewandentertainmen1657]

Good job sir

[@TechnicalAddapraveen]

Best information

[@narayanlohar7623]

Very nice sir

[@financejagat]

Thanks and welcome

[@rampradhan7515]

Thank you sir

[@TejPrakash-yt]

Thank you

[@husain_islamic10k]

Good 👍

[@FranKhan-k4u]

5000*4/100*2 = 400 na ki 800 sir

[@khanbhaijaan2901]

Main Mumbai mein rahata hun Koi Bank ka naam bataiye na

[@arshimirza1840]

Loan cahiye apko

[@ChiragVerma-zx1xn]

Mst❤

[@rakeshsirawata255]

👍👍

[@shoebshah8261]

Useful

[@RajuKumar-tp1tx]

Must bro

[@khanbhaijaan2901]

Personal loan Lena Ho sar Koi jankari hai jo

[@KashishSingh-mn5ke]

Haa sir

[@niketanchavan020]

Thanks

[@bajrangirajbhar5252]

Bank annual charge leti hai ya manthali

[@mokshgaming8962]

Monthly katti hai

[@AMITSINGH-rm4tg]

After 2 month 10800/-rupya honge

[@VinayKumar-py5vp]

Gd❤❤

[@Prashant_singh11]

For any type of loan send rply

[@KuldeepSharma-zr2zf]

Ha

[@mogli.000]

SBI kesa h

[@financejagat]

Accha hai sir, lekin compare jaroor karna.

[@ArvindKumar-gu7it]

Sir full information about SBI sahi hai Kiya

[@pareshurit1192]

🙏🙏

[@naveedpala1056]

Nahi pta video kyun bnaya

[@anandkumarsahu8043]

Very nice information.... thankyou sir

[@harshadwalawalkar9855]

Thanks 👍

[@दीपकधाकड़-श6फ]

Thanks 👍

[@priyanshukatta5054]

Thank you sir.

[@abhinavtiwari4248]

Thank you sir

[@jadavrameshbhaib.5139]

Very good.

[@bineetsingh9820]

Thank you

[@financejagat]

You're welcome

[@shobhameena7787]

👍👍

[@selimmiah5015]

Very nice

[@Sub-Inspector-Bhim]

Thank you

[@ChandanKumar-oz5ui]

Thanks So Much