Lesson: don’t look for handouts and always depend on welfare. Have legal documents in your name, your assets, your money. Don’t trust others - not even family because in a court of law, you have nothing because your name was never on there.
Wow!!! Lawv yeej tsis ntshai npam li os lawv...Tabsis tsis tau txog sibhawm xwb os tus vivncaus yeej yuav tsis dim lub txim kws noj luag tug mog... Muaj tswv ntuj pom nawb vim yus tau siv luag li lawm mog.
When you trust in someone and you let them take control of your financial. You must think twice. Remember going cheap in the USA is not the right way. So do the right way so you won’t feel any regret.
Cov kwv tij hmb qhov tsua Lub neej mus rau me ka teb tus zoo siab los zoo g txawj tag tus chim siab txom nyem los chim 2 siab txom nyem g txawj tag cov g tau tuaj los txhob tu 2 siab cov mus txog me ka Lo zoo 1 qhov nyiaj siab 1 qho thiab yog Lub neej nej paub yuav txom nyem nyuaj siab npaum no cas ho g ua 1 siab txhob tuaj me ka ua siab tawm mus ua neeg thaib ua hmoob thaib ntshe ho twb g nyuaj npaum no thiab os cov kwv tij hmb
Kuv los kuj nyob nrog ib tug neeg uas tsis muaj kev hlub li thiab Yog tsis nyob ces yuav tsis muaj lub chaw nyob lam nyob hnub dhau hnub xwb ces kuv thiaj tiav txim siab nrhiav tus hlub dua nyob Tim nplog teb es hnub muaj tus hlub lawm los nyob dev heev li es lam nrog tus uas tsis hlub yus nyob xwb
Txhob tu siab os tus vivncaus kev npam yeej yuav los txog os. Txoj kev npam ces zoo li daim credit card xwb. Them ib hli zuj zus los ua ib teg them kom tag xwb os. Ua siab ntev2 kev npam yeej yuav raws cuag xwb os. Tamsim no nws tseem nrov2 ces lub ntuj yuav cia nws txoj kev npam so me2 xwb os. Ntsia mus os es tuav yus txoj kev zoo xwb os.
Lub neej tiam tshiab no tsis yog lub neej yuav kwv yuav tij lawm nws yog lub neej ua neej nrog cai lawm xwb so don’t trust anyone even your own siblings
Txawm noj nyiaj xiam los lub tsev qub qub li koj hais xwb yeej yuav tau kawg ruam li neb ces kav tsij sib nrauj tsuag kom neb tus kwv nkawv zoo zoo siab tshaj
Tus me niam tais txhob ua teeb meem rau koj tus txiv li no Vim tsis yog tus txiv ua tus txhaum no yog yusm kev raug dag xwb Koj yuav tau zam txim rau koj tus txiv kev khaum yuav tsis khaum tam sim no tab sis lwm hnub nws txog ib nrab neej lawm mam tshwm kev txhaum tawm tuaj nawj Koj yuav tau tig mus koom siab nrog koj tus txiv es neb lub neej thiab yuav ntsib kev kaj siab yog neb us li no ces tab tom ua rau neb tus kwv nkawv zoo siab xwb mog
Yog tias tom ntej no mus tus kwv no raug npam lawm no mas thiaj li ntseeg tias muaj lub ntuj thiab muaj kev npam tiag. Yog tias tsis muaj kev npam ces kav tsij ua neeg phem xwb zoo dua
You took advantage of them too. It is not entirely their fault. This is also your karma for being greedy and wanting welfare. You know that welfare is for people who need it. It is tax money from working people. You should be ashamed. Your brother will get his karma too.
hais txog koj zaj dab neeg kwv txij los phooj ywg sib ntxeev siab ib leeg khwv noj ib leeg mas tuaj lub teb chaw no yeej muaj yuav luag txhua tab sis tsis xav hais xwb mog ib tsoom hmoob vim cov neeg zoo22 koj ntseeg siab yog cov tua koj xwb ces yus hlub222 lawv yus tua tsis tau lawv es yus ua tus swb es tsis tham xwb . kuv tus kheej mas kuv hlub2 tus twg ces mag tus ntaw noj koj thiab ntxub koj tshaj niaj hnub no yeej tseem raug cov no tsim kuv los kuv tseem niaj hnub pab tsis tau tag lis os me ntshais
Qhov teeb meem no neb tsis txhob muab los rhuav neb lub neej vim tias neb tseem muaj txoj sia nyob es neb sib hlub tsis txhob neb sib cais neb tseem yuav khwv tau nyiaj yav tom ntej.
Txij no mus nej yuav qiv txais nyiaj rau nej tus txheeb ze los yuav tau ua ntawv tseg kom meej. Kuv twb raug lawm, thaum kawg luag tias puas muaj ntawv pov thawj xwb luag yeej tsis ntshai kev tu siab li.
Tus niam tais tu siab rau koj thiab koj tus txiv neb txhob muab liam tag nrho rau koj tus txiv ris yuav muab nws nrauj nawb nej cov nyiaj no puas leej yog tag nrog nej tsev neeg pom zoo thiaj ua tau sav. Txhob muab cov nyiaj tag lawm los ua teeb meem rau yus 2 niam txiv nawb tsim nyog neb yuav sib hlub zog kawm tiav ib qib kev khaws nyiaj txhiag no maj lod…
I'm sorry this happened but why do ppl keep insisting on living on welfare and putting everything onto 1 family member to keep all the finances and everything. It's also hard for them bc they have to be responsible for everyone. N then married to a greedy spouse, what did ya expect?
Kuv xav mas txawm neb tus kwv thiab tus niam txawm ua tau li no rau neb lawm los tsis txhob los ua teeb meem rau neb lub neeg mog. Neb tseem hluas es mas li khwv li neb khwv tau es mas li pib dua nawb. Ua tiag ces lub neeg tuav puav tiag mog.
Viv ncaus aw tsuas nrog yustxoj kev ntseeg Luag cas puam chawj os kav tsij sib hlub xwb vim Laus Lawm os txawm Luag noj yus los yeej kav tsis ntev es kav tsij sib hlub twb muaj tub nyab ntxhais vauv tag lawm ne
Tsis yog tus kws thiab niam Ntxawm tsis ncaj, tag nrho nej tsev neeg puavleej txhaum tibsi. Nej yog ib tse neeg dag noj dag haus. Sujsum, txoj niag kev dag noj dag haus ces yeej xaus rau kev puamtsuaj xwb.
Tabtom ntxim li ko ntag, vim cov hmoob qhov tsua mas tuaj txog miv Kas mas, muaj lag luam muab ua lwm tus npe ho mus thov nyiaj xoomqhaub thiab nyiaj xiam ooh qhab noj ces mus ua haujlwm qab rooj xwb os.
Peb Hmoob niaj hnub no tseem tsis tau ris siab txog qhov muab lwm tus ris yus teej tug. Thaum zoo li no mam paub xwb tiag. Qhia rau nej tias neeg lub siab phem tob li cas.
Never trust anyone with your money. Money makes people evil. What's been done cannot be undone. Move on. Don't live in misery with your husband just because of money. Your husband's brother may live happily but the sky and the ground is your witness. Karma will kick their butts someday.
Lawv aw!!! Xabmaim no ces kawg tus phem noj tus zoo xwb os...peb txawm koom niam koom txiv los nyias yug nyias ib plab ces tus siab phem lim hiam li cas los muaj li os!!!
Txhob muaj tej nyiaj txiag los ua teeb meem rau ntawm yus khub niam txiv. Yog yus muaj tsis txawj siv ces txawm lwm tus pab yus siv lawm los kav liam. Just a lesson for you sister.
Lawv tsis npam vim thaum pib nkawv txom nyem es kom hloov ua neb npe neb twb tsis khes neb tseem kom nkawv txhob ua ntawv sib yuav. Neb los yeej phem yeej tsis khes nkawv thiab. Sib phim xwb.
Yog ua li cas cov hmoob tuaj tim vaj loog tsua tuaj mas muaj muaj teeb meem kawg li cov poj niam deev deev qau thiab cov txiv neej txawj txawj dag noj dag haus kawg li twb tsis tau ntse thiab kawm ntawv tsis siab ne?
Pab tsis tau lau! Txoj kev ruam es pheej cia siab rau tej kwv tej tij os. Twb tim neb tus kwv xwb es neb los sij ceg sib cais txog qhov yuav sib nrauj ua dab tsi na. Neb yuav tsum sib hlub ob leeg tau siab mus khwv es txhob quaj ntsej yxoj neb niag kwv ntawv lawm xwb na.
Tus sister aw Nrog koj mob siab os. Ua tsis tau li cas lawm es cia lub ntuj mam txiav txim xwb os mog. Ua zoo ces tau txais kev zoo, ua phem ces yeej tsis tau zoo. Txawm Hnub no tsis tau npam los kev npam nyob ze ze lawm os. Tiam 21 no neeg ntshaw nyiaj lawm xwb tsis ntshaw kwv tij lawm thiaj muaj tej teeb meem no ua ntu zus.
Lesson: don’t look for handouts and always depend on welfare. Have legal documents in your name, your assets, your money. Don’t trust others - not even family because in a court of law, you have nothing because your name was never on there.
ชชชชชชชชชชชชชชชชช
May, you are very talented in story telling and I admire you for that!! It appears to be a natural thing for you. Keep up the good work!
Don't worry ...karma....but u should never trust anyone except yourself.
Wow!!! Lawv yeej tsis ntshai npam li os lawv...Tabsis tsis tau txog sibhawm xwb os tus vivncaus yeej yuav tsis dim lub txim kws noj luag tug mog... Muaj tswv ntuj pom nawb vim yus tau siv luag li lawm mog.
When you trust in someone and you let them take control of your financial. You must think twice. Remember going cheap in the USA is not the right way. So do the right way so you won’t feel any regret.
Qhov tseeb lwm tug tsi hlub meb los yuav tsum meb es melub neej txhaj yuav zoo.
Tus iam hluas aws koj tus txiv hlub nws tsev neeg tshaj hlub koj thiab koj cov mes nyuam. Sib nrauj los yeej zoo thiab vim tsg kev cias siab rau tus neeg koj hlub tab si nws tsis hlub koj.
Ntsib kawg os ntiaj teb no ces tsuas muaj yus xwb thiaj tsis noj luag luag yeej tsis siab zoo li yus li os
Txhob ntseeg2 ib tug neeg txheeb ze yus kiag.
Never depend on anyone but yourself, always be independent 💯 👌 don't rely on others because it's a advantage for them on you.
Cov kwv tij hmb qhov tsua Lub neej mus rau me ka teb tus zoo siab los zoo g txawj tag tus chim siab txom nyem los chim 2 siab txom nyem g txawj tag cov g tau tuaj los txhob tu 2 siab cov mus txog me ka Lo zoo 1 qhov nyiaj siab 1 qho thiab yog Lub neej nej paub yuav txom nyem nyuaj siab npaum no cas ho g ua 1 siab txhob tuaj me ka ua siab tawm mus ua neeg thaib ua hmoob thaib ntshe ho twb g nyuaj npaum no thiab os cov kwv tij hmb
Nyob zoo sawv ntxov rau koj os niam ntsuab teev hmoob Australia
You are very clear, and a great story teller
Nyob zoo os niam ntsuab teev tus suab qab ziab nyiam mloog koj cov neej neeg heev
We as parent need to teach and raise our kids especially daughter better!
Don’t take what is not yours and work for your own money!
Kuv los kuj nyob nrog ib tug neeg uas tsis muaj kev hlub li thiab Yog tsis nyob ces yuav tsis muaj lub chaw nyob lam nyob hnub dhau hnub xwb ces kuv thiaj tiav txim siab nrhiav tus hlub dua nyob Tim nplog teb es hnub muaj tus hlub lawm los nyob dev heev li es lam nrog tus uas tsis hlub yus nyob xwb
Txhob tu siab os tus vivncaus kev npam yeej yuav los txog os. Txoj kev npam ces zoo li daim credit card xwb. Them ib hli zuj zus los ua ib teg them kom tag xwb os. Ua siab ntev2 kev npam yeej yuav raws cuag xwb os. Tamsim no nws tseem nrov2 ces lub ntuj yuav cia nws txoj kev npam so me2 xwb os. Ntsia mus os es tuav yus txoj kev zoo xwb os.
Koj hais tàu zoo heev os
Mloog tu siab heev
Mj ib hnub nw yeej yuav npam os mog
Please live our life independently, don’t depends on someone else!! Why?!
Love the way you talk
That is why you should not trust no one!
Lub neej tiam tshiab no tsis yog lub neej yuav kwv yuav tij lawm nws yog lub neej ua neej nrog cai lawm xwb so don’t trust anyone even your own siblings
Cov txiv tsev uas tsis ntseeg yus tus poj niam li nws tsuas ntseeg nws cov muam cov kwv xwb yus yog nws tus poj niam kiag los yeej tsis ntseeg li niam qhuav ntxim xwb . Cia nws ua nws thiaj paub tab os .
Neb twb ua yuam kev lawm, ces kav liam. Neb rov qab ua zoo xav thiab sib sib hlub. Yog neb sib nrauj los yeej tsua tag li xwb. Tsis txhob sib nrauj
Txawm noj nyiaj xiam los lub tsev qub qub li koj hais xwb yeej yuav tau kawg ruam li neb ces kav tsij sib nrauj tsuag kom neb tus kwv nkawv zoo zoo siab tshaj
Love your laugh, may.
Lesson learned. Nvr trust ur own $ with any1
Kev npam raws tsis tau txog neb tus kwv xwb os. Saib mus mas, yeej yuav npam xwb.
Nyob zoo os niam ntsuab teev
Good to see you live again sister May.
Oh lawv…hais txog nyiaj ces thaum pom nyiaj ntau lawm, kwv tij, viv ncaus yeej tsis sib hlub li nawb..
nyob zoo os sister may kuv nyiam koj dab neeg heev li os
Tus me niam tais txhob ua teeb meem rau koj tus txiv li no
Vim tsis yog tus txiv ua tus txhaum no yog yusm kev raug dag xwb
Koj yuav tau zam txim rau koj tus txiv kev khaum yuav tsis khaum tam sim no tab sis lwm hnub nws txog ib nrab neej lawm mam tshwm kev txhaum tawm tuaj nawj
Koj yuav tau tig mus koom siab nrog koj tus txiv es neb lub neej thiab yuav ntsib kev kaj siab yog neb us li no ces tab tom ua rau neb tus kwv nkawv zoo siab xwb mog
Yog vim licas neb tus kwv noj neb, neb ho yuav sib nrauj ma? Ua twb zoo xav thiaj tsis muaj leej twg rhuav tau lub neej. Txawm raug leej twg tsim txom thiab txom nyem ti hauv av los sibhlub thiaj tiv taus txoj kev txom nyem ntawv
Yog lawm
Yog kawg os me viv ncaus aw
Yu tim ruam xwb os
Yog tias tom ntej no mus tus kwv no raug npam lawm no mas thiaj li ntseeg tias muaj lub ntuj thiab muaj kev npam tiag. Yog tias tsis muaj kev npam ces kav tsij ua neeg phem xwb zoo dua
You took advantage of them too. It is not entirely their fault. This is also your karma for being greedy and wanting welfare. You know that welfare is for people who need it. It is tax money from working people. You should be ashamed. Your brother will get his karma too.
hais txog koj zaj dab neeg kwv txij los phooj ywg sib ntxeev siab ib leeg khwv noj ib leeg mas tuaj lub teb chaw no yeej muaj yuav luag txhua tab sis tsis xav hais xwb mog ib tsoom hmoob vim cov neeg zoo22 koj ntseeg siab yog cov tua koj xwb ces yus hlub222 lawv yus tua tsis tau lawv es yus ua tus swb es tsis tham xwb . kuv tus kheej mas kuv hlub2 tus twg ces mag tus ntaw noj koj thiab ntxub koj tshaj niaj hnub no yeej tseem raug cov no tsim kuv los kuv tseem niaj hnub pab tsis tau tag lis os me ntshais
Qhov teeb meem no neb tsis txhob muab los rhuav neb lub neej vim tias neb tseem muaj txoj sia nyob es neb sib hlub tsis txhob neb sib cais neb tseem yuav khwv tau nyiaj yav tom ntej.
Nyob zoo os
Ruam li neb 2 niam txiv ces yaim neb tus kwv thiab niam ntxawm nkawv qhov quav xwb
Yog nej tseem muab nej tus kwv ua tus coj nej pab nej pawg ces QHIA TAU PEB HAIS TIAS NEJ RUAM RUAM IB YAM THIAB LEM LEM SIB PHIM.
Nej tsib mus nyob aujkhaushaum mam lawm los .
Nyob zoo os, I'm a big fan of you.
Yeej muaj kev npam os txhob tso tso siab os!! Tau ib niag txiv zoo li ko nrauj los zoo mas!!
Tsis ntev xwb os mi niam laus aw Yeej yuav npam xwb2 mas ntseeg ma mog
Txij no mus nej yuav qiv txais nyiaj rau nej tus txheeb ze los yuav tau ua ntawv tseg kom meej. Kuv twb raug lawm, thaum kawg luag tias puas muaj ntawv pov thawj xwb luag yeej tsis ntshai kev tu siab li.
Nyob zoo os, niam tsuab teev zoo os rov qab pom koj nyob saib lozem nawb
Tus niam tais tu siab rau koj thiab koj tus txiv neb txhob muab liam tag nrho rau koj tus txiv ris yuav muab nws nrauj nawb nej cov nyiaj no puas leej yog tag nrog nej tsev neeg pom zoo thiaj ua tau sav. Txhob muab cov nyiaj tag lawm los ua teeb meem rau yus 2 niam txiv nawb tsim nyog neb yuav sib hlub zog kawm tiav ib qib kev khaws nyiaj txhiag no maj lod…
Niam hlua aw kuv lnoo. Koj cov dab neeg tag li og
Nyob zoo os may , ntsuab teev
I'm sorry this happened but why do ppl keep insisting on living on welfare and putting everything onto 1 family member to keep all the finances and everything. It's also hard for them bc they have to be responsible for everyone. N then married to a greedy spouse, what did ya expect?
If you only good comments you won’t learn anything. Some people needs to be told the truth right into their face so they could see the light
Rất ý nghĩa
Kuv xav mas txawm neb tus kwv thiab tus niam txawm ua tau li no rau neb lawm los tsis txhob los ua teeb meem rau neb lub neeg mog.
Neb tseem hluas es mas li khwv li neb khwv tau es mas li pib dua nawb. Ua tiag ces lub neeg tuav puav tiag mog.
Koj ma txawj phim lu thiab hai dab neeg heev
Cov txiv ruam2 ces tsis xav puag lawm puag tsis sov tiag2 cov txiv coj li koj tus txiv txaus ntxub2 tiag2
Nyob zoo os nyab awd.
Tsis txhob chim vim yog yus txojkev ruam nkaus xwb, cia kom muaj li no ua kev qhia kev kawm kom yav tom ntej yus ntse me ntsis tuaj xwb.
Don’t worry karma will catch up to them. Just wait and watch how it happens
Hais tàu zoo kawg
Yog lawm lo ma niam laus aw kv ma nyiam2 mloog koj hais dab neeg li os mloog ta li xwb
Koj Tus kwv Tsis Npam Hnub no Tabsis yuav npam tag kis. Zaum twj ywm zaum tos saib
Viv ncaus aw tsuas nrog yustxoj kev ntseeg Luag cas puam chawj os kav tsij sib hlub xwb vim Laus Lawm os txawm Luag noj yus los yeej kav tsis ntev es kav tsij sib hlub twb muaj tub nyab ntxhais vauv tag lawm ne
Hlawv xyab hlawv ntawv kom tuag xwb mas siab phem npaum no na
Good job sister.keep it up.
Tsis yog tus kws thiab niam Ntxawm tsis ncaj, tag nrho nej tsev neeg puavleej txhaum tibsi. Nej yog ib tse neeg dag noj dag haus. Sujsum, txoj niag kev dag noj dag haus ces yeej xaus rau kev puamtsuaj xwb.
Tabtom ntxim li ko ntag, vim cov hmoob qhov tsua mas tuaj txog miv Kas mas, muaj lag luam muab ua lwm tus npe ho mus thov nyiaj xoomqhaub thiab nyiaj xiam ooh qhab noj ces mus ua haujlwm qab rooj xwb os.
Don’t let others handle your mobey
Kuv ces yog kiag li koj hais ntag.
Don't worry karma will get him and his wife when the time comes..if that's true!
sad story in family sister.
Very sad story.
Peb Hmoob niaj hnub no tseem tsis tau ris siab txog qhov muab lwm tus ris yus teej tug. Thaum zoo li no mam paub xwb tiag. Qhia rau nej tias neeg lub siab phem tob li cas.
Never trust anyone with your money. Money makes people evil. What's been done cannot be undone. Move on. Don't live in misery with your husband just because of money. Your husband's brother may live happily but the sky and the ground is your witness. Karma will kick their butts someday.
Npaj kawg tab nej tsi pom tsi laj
Cov kwvtij ruam2 thiaj muab 2 niag ntsej muag ua thawj coj noj xwb. Nkawd kev npam dhia tsis dhau, txhob rawm zoo siab. Vim nej hu ntuj tsis npav sijhawm rau nkawd npam.
Lawv aw!!! Xabmaim no ces kawg tus phem noj tus zoo xwb os...peb txawm koom niam koom txiv los nyias yug nyias ib plab ces tus siab phem lim hiam li cas los muaj li os!!!
aaq Q&A pa
Nyob zoo os niam laus aw yuav ua cas thiab muab tau kuv zaj neej neeg rau koj tham os
pab kj lawm pab kv thiab os
Muaj ntuj nyob sauv nawb. Yeej yuav npam xwb Los mas
Txhob muaj tej nyiaj txiag los ua teeb meem rau ntawm yus khub niam txiv. Yog yus muaj tsis txawj siv ces txawm lwm tus pab yus siv lawm los kav liam. Just a lesson for you sister.
Lam ua cav lwj sib ib. Hnub twg lwj vau lawm los tseev hnub ntawv
Lawv tsis npam vim thaum pib nkawv txom nyem es kom hloov ua neb npe neb twb tsis khes neb tseem kom nkawv txhob ua ntawv sib yuav. Neb los yeej phem yeej tsis khes nkawv thiab. Sib phim xwb.
Yog ua li cas cov hmoob tuaj tim vaj loog tsua tuaj mas muaj muaj teeb meem kawg li cov poj niam deev deev qau thiab cov txiv neej txawj txawj dag noj dag haus kawg li twb tsis tau ntse thiab kawm ntawv tsis siab ne?
Because lawv nyiam dag noj dag haus li hmoob plog.
Zaj no yog neej neeg qub koj twb tham ib zaug lawm sub
Tsis yog kwv ntxeev siab os. Kwv pab hlub niam tij tsam niam tij nqhis dej xwb os.
Thaum neeg khwv tswv yim noj lwm tus tsis hais neeg los sis program. Nej khwv noj qhov tov tiam sis yeej muaj tus uas khwv rawv noj nej tib yam, zoo nkaus cov no.
Txhob hais tias tus twg tus phem tus twg tus zoo. Yeej sib xws thiaj yog tib pab.
Yog nej tsis khwv yuav noj xoom qhaub, nej niag kwv yeej tsis khwv noj nej. Tib tse neeg ces tib tug cag ncau ceg.
Txhob ntseeg, txhob muab nyiaj rau lwm tus cia, xaub box (safe deposit box) hauv bank.
Maybe lawv noj welfare or nyiaj xiam ces xom save box los yeej tsis muaj peev xwm xom li qhov zoo ces khawb qhov faus pem back yards faus xwb tiag…Lol
Pab tsis tau lau! Txoj kev ruam es pheej cia siab rau tej kwv tej tij os. Twb tim neb tus kwv xwb es neb los sij ceg sib cais txog qhov yuav sib nrauj ua dab tsi na. Neb yuav tsum sib hlub ob leeg tau siab mus khwv es txhob quaj ntsej yxoj neb niag kwv ntawv lawm xwb na.
Don’t worry about it. Karma will come soon..
Goodness this is evil at it’s best.
Embarassing! I hope their younger bro/ wife come and read all of these comments. You know deep down inside you did wrong. Thick face!!
Tus sister aw Nrog koj mob siab os. Ua tsis tau li cas lawm es cia lub ntuj mam txiav txim xwb os mog. Ua zoo ces tau txais kev zoo, ua phem ces yeej tsis tau zoo. Txawm Hnub no tsis tau npam los kev npam nyob ze ze lawm os. Tiam 21 no neeg ntshaw nyiaj lawm xwb tsis ntshaw kwv tij lawm thiaj muaj tej teeb meem no ua ntu zus.
You need to take notes, so you won’t forget.
May, Thov muab zaj nag mo mus tso rau Tom Hmong story thiab yom, vim tias zoo kawm thiab tsim nyob paub heev li os.
Peb cov Miami Tsev ncokl