Very informative video. Point 10 is very interesting. Today insurance companies are rejecting giving policy for many because of something not so significant - for example insurance is denied for those who have undergone angiogram, which is just an investigation procedure.
NICE INFROMATIVE VIDEO MA'AM PLEASE MADE VIDEOS ON SARVAH PARAM PLAN- MANIPAL CIGNA HEALTH INSURANCE THEY PROVIDING ZERO WAITING PERIOD IN THEIR POLICY
does the surrender value rule apply to existing policies? From the news, it reads that Life Insurance companies should refile existing policies to comply with new norms
I was informed by ICICI LOMBARD that they do not provide hard copy of the Health Insurance Policy anymore. Only soft copy of the policy will be available.
I also received this information from ICICI LOMBARD but I mailed to ICICI LOMBARD on 20 Sep 2024 then demand the hard copy and also I written according to irdai guidelines please provide hard copy and then they agreed . Dispatched my policy hard copy through courier on 23 Sep 2024
Mam please tell me i had canslled my policy of sud life insurance on24-oct2024in free look cansllation period but company didn't refund me after 30days what I can do? Canslled
Hi madam, thanks for the timely information. But i personally see that these guidelines issued by IRDAI are not taken seriously by insurance companies because my application for health picy was rejected by ICICI LOMBARD ELEVATE PLAN in August 2024 by the reason that I am blind person. This is a violation of the circular released by IRDAI In the month of MAY2024. Madam no matter how many circulars IRDAI brings out , there is no impact on our insurancevompanies. Anyhow thank you for the information and efforts from your side.
this rules are just for names, most of claims denied cashless insurance companies send reply within 3 hours that cashless denied, please go with reimbursement so there are many weapons which utilized by companies at time of claim. So dont rely on these traps. if you policy has not completed 3 years. insurance companies only questionable if they dont settle, dont assume settle means approved , if claim denied this is also called as settled.
Mam namaskar app ne jo 10 no bala point bole hain wo ta koi company man hi nahi rahi hai mujhe PED hai last 1 year before mujhe koi company policy nahi de rehi hai withh out reason cancel kar de rahi hai mera proposaal kya karna padega pz help kijiye irdai main bhi complain kiya unhone mana kar diyaa iss regards help ke liye
In era of digital transactions and digital documents. Insurance company still insist on hard copies of bonds and payment receipt needs to be changed. All information already with company and customer unnecessarily troubled.
#myquestion हाय मॅम क्या आप बता सकते हो की niva bupa मे प्रीमियम हाईक आ रहा है और उनका आयपीओ भी आ रहा है आयपीओ के वजह से प्रीमियम hike आ रहा है. और अगर ऐसी बात है तो जिंका लॉक द क्लॉक या बूस्टर प्लॅन है या 3x 5x क्या ऊन का भी प्रीमियम बढेगा क्योंकी लॉक द क्लॉक मे तो प्रीमियम बडता नही है जब तक आप क्लेम नही करोगे तब तक प्लीज इसके बारे मे जानकारी दीजिए या व्हिडिओ बनाये मतलब कंपनी एसे एडवर्टाइजमेंट करती है और बाद में प्रीमियम बढा देती है तो क्या इन कंपनी मे से हेल्थ इन्शुरन्स लेना सही होगा या कंपनी चेंज कर दे
Mam please make video on cashless anywhere My insurance company did not approve for cashless without any proper reason than what is the benefit of cashless anywhere . Please make a video for same for our knowledge.
I requested for hard copy of my policy from NIVA Bupa , care health and Bandhan life but company didn't send me hard copy. Is it must to send copy, if customer requested.
Mam my insurer says ki IRDAI Insurance products regulations 2024 are applicable from 01 October and since my policy was renewed in May 2024 so i will not get reduced moratorium and other benefits. Is this true?
Ma’am jaise maine kisi company se health insurance policy li hui hai .. 6 year se continue chal rhi h or usme me wife or 1 kid sath me dependent mother add hai ab me us policy me proposer hu ..or kya me mother ko proposer bna skta hu or me new policy le sktu portability??
✅ To buy insurance policies, click here - hareepatti.com/contact-us/ Or, reach out to us on WhatsApp - wa.me/message/VJCYEKX3EWHOE1 WhatsApp number - +91-9650706699
Good Information I am from South India.
Thanks , keep watching !
Very informative video. Point 10 is very interesting. Today insurance companies are rejecting giving policy for many because of something not so significant - for example insurance is denied for those who have undergone angiogram, which is just an investigation procedure.
Nice video ma'am..thank you for sharing the timely updates from insurance industry
Thanks a lot, keep watching !
Thank you so much for the information 🙏
Glad it was helpful!
NICE INFROMATIVE VIDEO MA'AM PLEASE MADE VIDEOS ON SARVAH PARAM PLAN- MANIPAL CIGNA HEALTH INSURANCE THEY PROVIDING ZERO WAITING PERIOD IN THEIR POLICY
Thank you, Also ManipalCigna Video is coming soon.
Moratorium Period पर पुरी जानकारी का व्हिडिओ बनाए Mam Please इसका मतलब और फायदा क्या होता है Mam
And also when porting what will happen to moratorium period
Video on Moratorium period - ua-cam.com/video/SUZHStIx_ow/v-deo.html
@@GurleenKaurTikkumadam moratorium period applicable hogaya naa hone wala haii
@@GurleenKaurTikkuplse add Surender value point
does the surrender value rule apply to existing policies? From the news, it reads that Life Insurance companies should refile existing policies to comply with new norms
Jee, Life insurance companies will come out with the revised update
You are nice and nice explain madam
Thanku mam for update.
Best Information
Thanks a lot, keep watching !
Very i formative video
Thanks a lot, keep watching !
Thank you for the information madam
Thanks a lot, keep watching !
Thank you very much Mam 🎉
Keep Watching !
Ma'am aggar may apna health insurance policy every year port karta hun from x company to y company,can it affects my calm in current company...
I was informed by ICICI LOMBARD that they do not provide hard copy of the Health Insurance Policy anymore. Only soft copy of the policy will be available.
I also received this information from ICICI LOMBARD but I mailed to ICICI LOMBARD on 20 Sep 2024 then demand the hard copy and also I written according to irdai guidelines please provide hard copy and then they agreed . Dispatched my policy hard copy through courier on 23 Sep 2024
Good. Aapne IRDA Master Circular no IRDAI/ACTL/MSTCIR/MISC/89/6/2024 dated 12/06/2024 ke bare me bhi video Kiya to kaafi achcha honge.
Thank you jee, keep watching !
Nyc Information 😊
Than you, keep watching !
Can u prepare a video on Surrogacy and Oocyte coverage in Health Policy
ji, noted !
We will bring up a video soon !
Thanks
Keep Watching !
Mam please tell me i had canslled my policy of sud life insurance on24-oct2024in free look cansllation period but company didn't refund me after 30days what I can do?
Canslled
If IRDAI works for customer then why no one picking phone, I have tried to call on number mention in website... Please guide...
Hi madam, thanks for the timely information.
But i personally see that these guidelines issued by IRDAI are not taken seriously by insurance companies because my application for health picy was rejected by ICICI LOMBARD ELEVATE PLAN in August 2024 by the reason that I am blind person. This is a violation of the circular released by IRDAI In the month of MAY2024.
Madam no matter how many circulars IRDAI brings out , there is no impact on our insurancevompanies.
Anyhow thank you for the information and efforts from your side.
File a complaint with IRDAI.
@@sasikanthmynampati158 how?
How are you typing if you’re blind ?
@@Iamniyas17 with technology
@@santoshkumar-bp6qn RBI OMBUDSMAN me jao uncle
this rules are just for names, most of claims denied cashless insurance companies send reply within 3 hours that cashless denied, please go with reimbursement so there are many weapons which utilized by companies at time of claim.
So dont rely on these traps. if you policy has not completed 3 years. insurance companies only questionable if they dont settle, dont assume settle means approved , if claim denied this is also called as settled.
Mam namaskar app ne jo 10 no bala point bole hain wo ta koi company man hi nahi rahi hai mujhe PED hai last 1 year before mujhe koi company policy nahi de rehi hai withh out reason cancel kar de rahi hai mera proposaal kya karna padega pz help kijiye irdai main bhi complain kiya unhone mana kar diyaa iss regards help ke liye
Ma'am moratorium period ke bare mein vistar jankari ke liye video banaooo
Video on Moratorium period - ua-cam.com/video/SUZHStIx_ow/v-deo.html
In era of digital transactions and digital documents. Insurance company still insist on hard copies of bonds and payment receipt needs to be changed. All information already with company and customer unnecessarily troubled.
95% of the claims are settled through scanned documents, in 5% of other cases, they ask for original as they feel the need to verify.
Nice 👍❤
Thanks a lot, keep watching !
Madam, in post hospitalization can we change doctor or hospital, can we get claim after changing doctor or hospital
Yes, it should be covered if related to the main hospitalisation
#myquestion
हाय मॅम क्या आप बता सकते हो की niva bupa मे प्रीमियम हाईक आ रहा है और उनका आयपीओ भी आ रहा है आयपीओ के वजह से प्रीमियम hike आ रहा है. और अगर ऐसी बात है तो जिंका लॉक द क्लॉक या बूस्टर प्लॅन है या 3x 5x क्या ऊन का भी प्रीमियम बढेगा क्योंकी लॉक द क्लॉक मे तो प्रीमियम बडता नही है जब तक आप क्लेम नही करोगे तब तक प्लीज इसके बारे मे जानकारी दीजिए या व्हिडिओ बनाये मतलब कंपनी एसे एडवर्टाइजमेंट करती है और बाद में प्रीमियम बढा देती है तो क्या इन कंपनी मे से हेल्थ इन्शुरन्स लेना सही होगा या कंपनी चेंज कर दे
Mam please make video on cashless anywhere My insurance company did not approve for cashless without any proper reason than what is the benefit of cashless anywhere .
Please make a video for same for our knowledge.
Jee, here is the video
ua-cam.com/video/RS8FEHBo-2M/v-deo.html
Can you review the super top up plan from sbi general insurance which was launched recently ?
Jee, will do
point no. 9
both health policy claim pr or clear kare
Exp. if policy A 3lac and policy B 10lac and claim amounts 2.5lac so can claim both company ?
No, Can claim from only one company.
You can not make benefit from multiple health insurance policies
I requested for hard copy of my policy from NIVA Bupa , care health and Bandhan life but company didn't send me hard copy. Is it must to send copy, if customer requested.
You can reach out again
Will ulcerative colitis be covered in any company? If yes please let me know,I will buy policy from you.
As far as we know, currently policy is not possible with Ulcerative Colitis
IRDAI master circular mein general insurance ke liye koi changes hai kya?
yes, there are few changes.
The circular is attached in the description box of this video, please refer
Mam my insurer says ki IRDAI Insurance products regulations 2024 are applicable from 01 October and since my policy was renewed in May 2024 so i will not get reduced moratorium and other benefits. Is this true?
What’s reduced moratorium ?
All benefits and changes mentioned in the circular will apply to existing and new policies as well.
Madam can a agent of a health insurance company buy policy for self, wife or family member. Is it legal and will the claim be settled.
Anyone can buy any policy.
Yes, can buy and claim will be settled. there is nothing illegal in this
Ma’am jaise maine kisi company se health insurance policy li hui hai .. 6 year se continue chal rhi h or usme me wife or 1 kid sath me dependent mother add hai ab me us policy me proposer hu ..or kya me mother ko proposer bna skta hu or me new policy le sktu portability??
Yes, kar sakte hain at renewal
Madam plz tell me all insurance companies will provide modern treatment as per IRDA rules??plz reply it's very much important to me.
Yes, Modern treatments are covered in almost all the policies
What about surender valu
You can check more details regarding the changes in the circular : irdai.gov.in/document-detail?documentId=5625747
Whatever these guidelines are will they apply only to new policies or to already existing policies too ??
Existing policies as well after the renewal of your policy & New polices also.
Moretorium Period ko lekar kuch ?
Detailed video on Moratorium period - ua-cam.com/video/SUZHStIx_ow/v-deo.html
Mam ye revise master circular kab se effective hai ?
1st October
Kya same company me migration karne ki bare me koi guideline he
Waiting periods and continuity benefit is given in Migration and portability
I want to Port my exist health policy kindly help
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
Or, reach out to us on WhatsApp - wa.me/message/VJCYEKX3EWHOE1
WhatsApp number - +91-9650706699