5 Mutual fund Mistakes that are Stopping you From Creating Wealth.
Вставка
- Опубліковано 1 чер 2024
- Let's talk about something really important - your money!
In this video, we delve deep into the world of mutual funds, exposing common misconceptions and shedding light on crucial mistakes that might damage your financial goals.
You might have heard that "Large Cap" funds are safe and "Small Cap" funds are risky. But guess what? That's not the whole story! We will clear up these fund category myths and show you that size doesn't always mean safety.
Ready for some real talk? Following the crowd and jumping on the latest money trend can be a bad idea.
Finology Reserve - reserve.finology.in/
00:00 - Introduction
01:13 - Alert! You Large Cap funds might be at risk
04:11 - Why you shouldn't look at past returns
06:21 - Investment Strategy for Mutual Funds
08:08 - Qualities of a Good Fund Manager
09:27 - How to balance between Stocks and Mutual Funds
10:48 - The reason behind fewer returns in Mutual Funds
11:56 - Wealth Management by Finology
➡️Open your Demat Account - forms.gle/1Hah4kvH5TJtCxSm7
➡️Become ONE member - www.finology.in/one
➡️Find the Best Credit card & stockbroker - select.finology.in/
➡️ Get courses on Quest - quest.finology.in/
➡️Your Equity Research Assistant (Ticker) - ticker.finology.in/
➡️ Deep Dark Business Secrets - insider.finology.in/
➡️ Get Stocks & Mutual Fund Reports - recipe.finology.in/stock-and-...
.....................................................................................................................................................................
1️⃣ Mint your Money by Pranjal Kamra - amzn.to/3tsMB8P
2️⃣ Investonomy by Pranjal Kamra - amzn.to/3BLeviA
.....................................................................................................................................................................
Get in Touch:
⏩Twitter - / myfinology
⏩Facebook - / myfinology
⏩Instagram - @myfinology
⏩Telegram - @myfinology
⏩Email Us: support@finology.in
🌐Website - www.finology.in/
Millionaires are made in crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 2months, and it would really help if you could make a video covering these strategies.
Before the pandemic got real serious, I used to handle all my investment and I was pretty good at it, fast forward to post-pandemic and my-portfolio is steady in the red with profit rate down to the lowest, that's when I touched-base with a coach I saw featured on businessweek, who restructured my portfolio and over the last couple years, I've made over $850k from initially $210K
@@africanboi4542 There's a decline in my portfolio. lost over 12 thousand this week alone. Can you link me up with your handler?
@@kaylawood9053 The Investment-adviser I use is actually quite known, ELEANOR ANNETTE ECKHAUS. I found her through a Newsweek report and I looked her up, she has a wide presence on the web, you can just search for her.
@@africanboi4542 Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call
When we invest in some mutual fund, we don't actually bet on direct stocks but we actually bet on fund manager's technique of stock selection. So it's highly possible that the same fund manager can outperform its category in future also.
Sir mai aapki Book liya hu bahut kuch sikhne ko milta hai apki Book se thenk you sir ❤
Pranjal Sir, you are amazing and I admire you for the reason that you make and give suggestions without any bias. Please continue doing such noble work. Thank you!
Watching your videos since 2018, I gain lots of finance knowledge. Thank you very much. Good going on.
जानकारी से भरपूर वीडियो है। बहुत सी बातें जानने को मिलीं।
Happy Teacher's Day @pranjalkamra. 💐 You are truely guide for millions of common peoples who are trying to secure their future by following your thoughts. Your each and every video inspiring us and help us to learn in many aspects. Thanks for sharing your valuable knowledge🙏 Remembering you in this teacher's day as a guide, teacher of my life who taught me the real lessons. ❤
Hello sir, can you please make video on what is better for investment mutual fund or index fund??? & more clarification on both instruments.
Thanks for sharing the valuable information 😊
A suggestion, to start "Reserve" product for less fund management as well.Reason, you are new in market(as fund management), anyone with that much amount first will be hesitant to invest lumpsum in market, second will be hesitant to opt your service(no offense please, I myself being admirer of you but i will feel this way with this amount). If you allow at least some small investors, people will gain trust and these small investors when they will become a descent investors, they know whom to reach out 😉
That's why I am investing in
KOTAK SMALL CAP
EDELWEISS MID CAP
MIRAE TAX SAVER
SBI LARGE & MID CAP ....THESE FUND GENERATED DECENT PERFORMANCE SILENTLY....
Your thought process is almost like me but I am not like u.. You have vast knowledge about financial.. I am also trying to learn daily from ur video.. Thanks for sharing such nice informative video 🙏🙏
Hearty congratulations on getting into wealth management. Sir. Great work.
Thank you so much
Sir i have parag parikh flexi cap and icici bluechip direct growth in my portfolio. Should i invest in nifty50 index fund also? Please guide me
Simple analysis is always good🎉🎉🎉🎉
Worst small cap fund gave you 16% CAGR in every 10 and 20 years so it was just a promotion video by PK for his new platform Reserve......
Sir what is external mutual fund?Please make a video over it.
Sir,In consolidated financial statements of a bank why car ratio is always 0
Please guide sir
custodian role is important in mutual fund or not sir ?
If important than quant mutual fund no custodian then quant is safe or not for investment?
Bhai main baat yh btao? Sab khte ha ke fund me long term investment rkhe. To aap har saal aake nye fund recommend krte ho. To purane funds ka kya? Unko bech deya jaye. Ya unke sath hi long term continue rkha jaye?
Khud research karo and find out risk for yourselves if old funds is safe.
He is just here for guidance and not personal advisor and just a youtuber.
Lite lo yaar... Eak low expensive index fund choose kro aur continue kro
If you think there was risk or anything else then un shares ko bech do if you think it can work then invest Karo usme
New investor ke liye hota hai.....agar aap ka fund average return de raha hai to hold Karo ..... atleast 3yr do koi bhi fund ko ... research karke achhe fund ko buy Kiya hai to 1saal baad exit ka idea kyu aa raha hai ........
@@silent7152 Hello sir, I am student who wanna invest in index mutual fund....can you recommend some like Parag parekh flexi cap like that
How could we find that manger is good or not for large cap mutual fund
प्रांजल भाई आपके वीडियो से बहुत अच्छी जानकारी मिली पर कोई ticker finologe मीयुचयल फंड search option hai kya यदि हो तो एक डीटेल वीडियो जरूर बनाएं
Hi sir
I heard somewhere about "One nation one tax", which means only 1% tax on digital transaction of rupees 5000+ and only digital transaction is allowed on rupees 5000+ purchase, no cash will be permitted 5000+ transaction other taxes will be nullified, is possible?
Hi Pranjal, I contacted last time as well to manage my wealth but didn't get a response from your team. Could you please let me know how can I enter in finology reserve. Thanks
Simple portfolio-index fund,pf,ppf,fd
Is ther any app which facility to filter for exit load and expense ratio ??
Dear. Sir I had open finology one account and asking OTP while login but I am not receiving OTP in mail nor in my number, I had create account from this Gmail and Nepali number.
What is the problem, could you please help me.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment*
Very impressive!!! I'm going through an early stage of divorce right now and it saddens me. Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated. It's hard to find someone that's reliable. When I see how what you've achieved by investing, I could really use your investment advisor., if you don't mind sharing his information.
No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.
Thank you for your advice. It's challenging to find a reliable investment advisor, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.
I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.
Personally, I feel fortunate to be one of the many people who have had the opportunity to work with Claire Martha Magalhaes. Thanks to her advice and expertise, I have been able to provide for myself and lead a fulfilling life. Claire is a highly competent and trustworthy advisor, and I am truly grateful to have her on my side. It is not easy to find someone who is not only knowledgeable but also has the necessary skills to manage investments effectively. I feel indebted to her and will continue to offer my support and prayers.
Very Good nd useful information & suggestions. Thanks.
Hi Pranjal sir you r a beacon of hope for common folks like me thank u. I have started investing 15k in mutual funds(4k index 6k flexicap 5k small cap) for a period of 20 years for my child’s education. Please guide and share your thoughts. Thanks once again.
In a long run and assuming you have opted for direct schemes, returns we get from these funds are (On an average)
Index Fund- 13% CAGR
Flexi Cap Fund- 15% CAGR
Small Cap Fund- 20% CAGR
According to these returns and your SIP investments you be having around Rs 28899719.
If that seems enough to you then you are good to go. If not then I think you can allocate more to small caps for better returns.
Which small cap?
Best financial advisor ❤❤
Ek upi id se 2 different demat account me ipo ka payment kar sakte hai ky...?
Great learning 👍
From where we can get information about fund house and fund manager philosophy
5:20 - Index Funds smiled from the corner
Great Video
Waiting for mutual fund for 2024 🙏
Best solution is Nifty 50 index fund where margin of error of fund managers is very minimum except tracking error which has very low impact on funds.
Sensex index funds
You can't beat market. Yes in starting, it is good strategy
Same bro
Uti nifty 50 index fund
Hdfc balanced advantage fund 5000 per month since 1 year
Mirae large cap 5000 per month
Icici bluechip fund 5000
Parag parikh fexicap 5000
Axis mid cap5000
Nippon india small cap 2500
Pl give me advise about it
Want to invest for 7 years for retirement
Sir aap ka app show ni ho rha hy play store me
Kuch naya sikha aj sir...love from West Bengal ❤❤❤
Sir i am invested in axis bluechuip from 3 years returns are not satisfying should i switch
Sir nice work but
app options trading tranning pe video kyu nhi banate hay?
Great knowledge
Pranjal sir maine aapke saare vedio dekhe h aajkal aapke new vedio revision kra rhe .. ♥️
I am just 18 years old...
My portfolio->
parag parikh flexi cap fund 500
Nippon india small cap fund 500
icici prudential bluechip fund 500
hdfc mid cap opportunities direct plan growth 500
Anyone please give review of what to do? I have only 2000 monthly to invest❤️🙏
I want to step up my investment in SBI small cap. But it's restricting me to do so.
Suggest if it is possible...
I watch you regularly and videos are generally very informative. This however was not one of those. Generalized talk, no specific inputs.
Pranjal sir agar mai 3000000 lakh index fand me 50 year ke invest kar du to 15 parsent ke return se 324 CR ho sakta hai ?? Please reply sir
Bhai aapka bahut bahut dhanyawad
Sir nifty bees mai sip kre to kesa hai plese reply kre
Sir msnea 2020 may 300000rupee 15/ compond may 5 year's key liya invest kiya growth sistem may loumsum kiya riturn kitna hoga Assam may please reply me.
Finology reserve mein sirf mutual funds and stocks investments guide hai ya it includes more verstality?
Can u suggest about fund switching
Very useful content as usual
Sir mutual fund sip mai bich m kaise add kr skte please help
The best person In the field ❤️
Good information.
The most genuine trusted person i never met❤
Sir, whether it is save to invest in Titan Capital Market. Please make a video on Titan Capital Market.
Am surprised i watched a 14min long advertisement when usually i search for the skip button just after 5 sec.
🤣🤣🤣🤣
Anyway All The Best 👍
Sir mutual fund bank ya broker app se karna thik hai
I already know that! But love u ♥️♥️♥️
You should have to make a short video for this information only.
All the points are already covered in your past videos.
Nicely explained
Sir mutual fund sahi hai ya LIC jeevan umang dono me kya sahi hai ??
Are bhai ab kya hum log funds find out krte rahe… tho unhe fees kyu de rahe hai .?
From kerala ❤. Thank you g💞🤝
Thanks bro
Great sir 🙏🙏
Agar aum badne se find manager ko issue hoga tih he might restrcict the inflows na ..
Classic example mirae asset emerging bluechip being and large and midcap fund restricted sip now to only 2500 for new investors....
Sbi small cap , Tata small cap are recent examples,
Just simply invest in index funds and index etf, do sip in index fund. And add etf at every 0.5% fall of market
Sir mujhe advance fundamental analysis sikhna hai..hindi me.
Aapka ki course hai kya, paid ya free wala..
Sirji I'm feeling little confusing with some pages of your book "Investonomy"......on page no 87,88,89.....same thing u said differently.....I'm confused........🥴🥴🥴🥴🧐🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯
Fund house aur Fund manager ki strategy kaise pata chalega .
Aur kaise pata kare ??
Good information
Hi Pranjal sir,
I'm a teenager who dreams of earning money securely and fast by taking risk. I've been watching your videos for a while now and I really appreciate your insights into the stock market. I would love to see a video from you on penny stocks.
Penny stocks are often seen as risky investments, but there are also some great opportunities to make money with them. I think a video from you on how to identify and invest in penny stocks safely would be really helpful for young investors like me.
Thanks for your time!
@@pranjalkamraAdmin Thanks for replying to my comment! I really appreciate your feedback and engagement. I'm glad you found my comment interesting .
I'm always open to hearing your perspectives, so please feel free to leave a comment if you have anything to add. I'm always learning and growing, and I appreciate your help in that process.
Thanks again for taking the time to reply! And please make videos in this topic.
Hi sir mai small cap me paise lagana chata hu kya sahi hai or Kitana riks hai
Hello Pranjal recently i got introduced to one of the Largest Mutual Fund distributior and planing to start a journey as MF Advisor..do you think this is a good journey ?
Which is better Index or mutual fund?
Please sir Weekly stock v dijiye long term and short term ke liye
Please suggest me redeeming or profit booking strategy. Whether I should book profit from high return funds or from a fund which is not going so good, sip stopped and currently giving fair returns.
Continue both
@pranjal Your view on Quant funds?
Really sir ur great 👍
Nippon and quant small cap fund pe video banaye
Please add English captions..🙏
Guruji hum to usme hi lagate h jisme aap bolte ho.... or aapko tabse follow kr rahe h jubse aapko or parag parikh ko koi nahi janta tha😂❤🎉
Guys we all are wasting time watching all videos about stocks n mutual funds... just invest 20% in mutual fund, 20% in real estate, 20% in fixed deposit, 20% in gold, 20% in retirement benefits like ppf etc....
Focus on ur career... follow this simple investment plan n dont complicate much
Where is the Finology reserve link?
Sir
Plz make video about Guarantied return as show in policy bazar app.
Good one
Just a few confusion.
Why is it tough to choose "gem stocks" for large amounts and easy to choose "gem stocks " for lesser amounts for fund houses?
2nd point that confused me:
You said the Mutual fund manager sometimes can do risky investments to get awards or to be popular, later on you said that the Fund managers play very safely.
These contrary statements are very confusing
1. Lets say a small cap fund has 50,000 cr AUM ( taking an extreme example ). If the fund wants to allocate 1% capital (500cr) to a stock of lets say 2500cr market cap. It will alone buy 20% of the company.
This much free float might not even be available. Then taking a postion or exiting a position would be so expensive because they will affect the price heavily.
So the fund gets restricted in terms of their opportunities. This was an extereme example but i hope u get the point.
2. In a bull cycle, majority stocks go up, even if the stocks aren’t fundamentally sound. Stocks in Riskier industries and cyclical stocks give the best return. But these are also the same stocks which fall the most when the cycle turns. Now a fund manager can deteriorate the quality of the PF and run after these kind of stocks to enhance the returns, this would make short term gains but for long term the quality has reduce and eventually there will be big drawdown.
On the other side, in a bear phase lets say, you are invested in a small cap fund, the manager is sitting on cash to avoid big draw down. This might be extra safe for you, you might be capable of taking more risk but the manager is playing extra safe to potray better returns.
Thats is why its important to study fund manager and fund house on how they handle bull and bear cycles and make sure you are comfortable with their strategy
@@priyanshudhupar8920 Very well explained....crisp and clear ....many thanks 🙏
@@priyanshudhupar8920 THANKYOU FOR CLEARING MY CONFUSION SIR.
@@priyanshudhupar8920very good explanation
Sir, parag Parikh flexi cap fund pe ek dedicated video please..💙
Pahele bhi video banaya hai. Achcha fund hai Invest kar sakte ho
Ye fund ab achha nahi raha
....😢
Please Review my portfolio:
Axis Small cap(Switched form acis bluechip-1Y ftom switch) - 2k
Canara robeco bluechip equity fund(Since 2Y)-2k
Mirae Asset Emerging bluechip fund(Since 2.6Y)-1k
Uti nifty 50 index fund(Since 8 Months) -2k
Pgim india flexi cap fund (Since 1Y)-2k
Pgim midcap opportunities(Since 1Y) fund -1k
Axis small cap and Canara robeco blue chip is good. You can choose one midcap and Prag Parikh flexi
Make video about best LIC plan
Full confussd kar diya bhai ne😮
Sir make video on pre apply for ipo
Low high retorn kon dega koi bhi amc ya fand 25 30 sal saman retorn nahi dega mafar long trem me compounding best
@pranjal sir.
You always say "we pick which mutual fund is best and invest in that fund"
But can you suggest what should be the criteria to choose mutual funds and what are the key factors we need to check other if not the returns of past
He will never respond to that.
Are aap to dhooti khol rahe ho😹
2 funds would work magic, a large cap and a midcap fund for atleast 15 years with a good AMC
mutual fund is the easiest to invest, SIP every month...these influencers make money on YT by confusing people
plz make a video about undervalued stocks now. when market is on all time high.
according to me
1- page industries
2- zydus welness
3- Infosys
4- City union bank
5- Amara raja batteries
these stocks is in good buying zone.
Infosys is not undervalued, it came back to 20 pe not less than that
How can I found good funds manager