The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
She goes by ‘Carol Vivian Constable’’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did
This time last year I considered getting into index funds without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year down the road, I truly cannot stress enough how helpful experts in this field are!
It’s not rocket science. I got into index funds, and ETFs, myself but wasn't getting the results I wanted the first couple of months. Got tired of taking losses and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments and has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my investment decisions align with market dynamics for optimal profit.
@@Vikturneer That's your view. In my experience, there is no such thing as a mentor or formula, it is nearly impossible to achieve success with investing. It’s all just gambling.
I don't usually leave comments on socials but I feel compelled to. I just wanted to let you know that you’re doing a great job, Jonas. You have made a real difference in my investing journey.
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead by 2025
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till 2025.
Thanks for sharing. i searched her full name and found her web instantly. After reviewing her credentials and conducting due diligence, i reached out to her.
I was confused with these funds before but it’s SO much clearer now. Thank you for the straightforward explanation! I love your channel and I will share w my family and friends 😊
This video was super informative! Seeing you on TikTok and following other financial/business professional accounts, I am beginning to build my way to “financial freedom”. Thank you for clarifying the Index fund and mutual fund. I almost considered putting my money into a mutual fund, but after learning how high fees could be, I’m just going to opt for an index fund.
I'm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
For newbies and busy investors who have little or no time to monitor trade employing a professional financial analyst or advisor can certainly add value. Their expertise can potentially speed up wealth creation and navigate market complexities, but it's important to choose someone reputable and consider their fees, as they can impact your overall returns.
Build a diverse portfolio that keeps you motivated. Speed up the process where possible. I'm all for dividends and I reinvest them into ETFs (ARKW, VOO, VXUS, IVV) and company stocks. After reaching my first million, I realized that when a stock starts booming, by the time you hear about it, you’re often late to the party. That’s why I ensure my CFA, Evelyn Burchett, handles that for me. I'm ever grateful to her-it's like turning on notifications to earn.
You're absolutely right about the power of compound interest and the long-term potential of investing in index funds like the S&P 500. For many, passive investing in broadly diversified funds can be a reliable strategy over time.
I recently sold some of my NVDA stock to secure profits, but I'm retaining a portion for the long term. Nvidia's growth potential remains robust. I'm considering diversifying my 6-figure portfolio, but I'm uncertain about managing risks in my next move.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
While balancing your portfolio allocations, de-risk your investments, support your core holdings, and take some gains. Even managed portfolios don't always perform as well as I would advise, so it's essential to get the advice of a qualified fiduciary; my spouse and I find that this works for us. Net of dividends, we have had over 80% capital growth.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
‘Dianne Sarah Olson’ is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Omg. I’ve been doing all wrong. Please talk about more about stocks for dummies! How to choose stock, etc. Please also talk about investing per ages 30s, 40s, 50s.
I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.
A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.
Investors should be cautious of their exposure and should be extra careful of their buys, especially during inflation. Such high yield in recession is only possible with the guide of an financial expert who has proven and knowledge on investment strategies.
I totally agree. That is the main reason I employed the service of financial advisor, seeing that their skill set is centered on going long and short at the same time, with the ability to identify and mitigate potential risk on and threat on my assets, employing risk for the asymmetrical upside and laying off risk as a hedge for the inevitable downward turns. I have netted a whooping 2.2million in 2years of working with my advisor, and I am not even doing much.
I have also be looking for a reliable financial advisor. And after seeing the credentials of Jason Herman Pierce, I think he is good for me. I have sent an email to him. I anticipate his response. Thanks.
ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. ETFs, like broad market index, sector-specific, and bond ETFs, are favored for long-term investments because of their diversification, reducing risk while offering growth and income potential.
Many promising stocks across industries are worth tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
Many people are considering bitcoin as the "ETF of the year." However, I'm curious about which etfs could potentially outperform in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance
I think the next big thing will be A.I. For enduring growth, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of asset managers until being burnt by their own emotions. I remember 5 years back, after my lengthy divorce, I needed a good boost to help me stay afloat so I researched for licensed fiduciaries and came across someone who met my expectations. She's helped grow my reserve regardless of inflation, from $275k to $850k.
Sonya Lee Mitchell is the vetted fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Nothing wrong with mutual funds. A portfolio of index funds and mutual funds will keep the costs low and give you the benefit of both. There are some mutual funds, for example some of the ones managed by Baillie Gifford that are not much more expensive than index funds and provide a much greater return. I dont agree that all mutual funds are bad maybe you just havent done the research into the best performing ones. Here in the UK its not just picking the right funds but also choosing the necessary accounts to hold them in. For example whether that be in a pension, ISA, Investment Account etc…
I've been purchasing stocks since the beginning of the year, but nothing has changed. However, I've been reading articles about people who are still in the same market who have made over $350,000 in just a few months. What am I doing incorrectly?
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
Great video, fantastic job explaining the similarities and differences between these investment options, and I found it very informative. I noticed one crucial aspect missing, and that is tax liabilities associated with these investment vehicles. I believe including information about tax implications would greatly benefit your viewers. If I remember correctly, one of the key attractions to ETFs, is the tax advantage they offer. Investors in ETFs typically do not have to pay taxes on capital gains until they sell their shares, allowing for tax deferral and potential tax savings. On the other hand, investors in mutual funds may be required to pay taxes annually on capital gains, which can impact their overall returns. Let me know if I got it wrong.
Despite my best attempts to save money, contribute to early retirement, and become financially independent, the economy has sucked out a large portion of my assets since the epidemic. I want to know if I should continue to diversify my investments or if I should look into other industries during these erratic times.
You should look at stocks , they look to be the biggest beneficiaries of AI and Data centers , also DCAing into a good ETF too ...Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
Omg, I finally have a clear understanding of what these funds are and how they work! Thank you so much for simplifying the information. You're awesome!
Appreciate Video! Excuse me for butting in, I would love your opinion. Have you ever tried - Rozardner Flying Bird Reality (Sure I saw it on Google)? It is an awesome one off product for learning a simple option trading secret to win big minus the headache. Ive heard some awesome things about it and my best friend Jordan finally got great success with it.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@humphrey I’m new to investing, I have 30k in my Questrade TFSA account looking to invest in 100% VEQT. So all I have to do is buy as many shares I can with my 30k and that’s it? Besides logging in to buy more shares every month for 30+ years, I don’t need to do anything else on my Questrade account? Can I set it and forget it?
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist. Apple, Merck, General Dynamics, Cheniere Energy and Marriott International are prime candidates.
Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell .
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
I'm thinking to put some cash in stocks, I was at Salt Shack and i overheard some friends saying it’s ripe enough, but Is this a good time to buy st0cks? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Of course, but Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $295k to $850k.
There are a lot of independent advisors you might look into. But i work with ELISSE LAPARCHE EWING and she is excellent. You could just google her name
I work with Elisse Laparche Ewing as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@EmilyEvelyn-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
Why would you favor a index fund over etf when they are basically very similar but from what I read ETF is like an upgraded version of index funds. Now I'm really confuse.
Great channel! In my late 20's and STARTING to understand the value and importance of early savings. While I may have missed the boat to some degree, it's still incredibly beneficial to start whenever!
still I just don't understand what is the point in dumping 3 grand into a single index fund when I can dump the same amount into the equivalent etf or even diversify it? what is the advantage of an index fund over an etf? or is there one?
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Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
This is very educational, Humphrey. You are doing a great service. A small criticism about accuracy. Index funds are not a separate category unto themselves. There are mutual funds that are index funds and there are ETFs that are index funds. Textbook definition: An index fund is an investment fund - either a mutual fund or an exchange-traded fund (ETF) - that is based on a preset basket of stocks, or index.
Index Funds and buying individual stocks for that risk/reward factor is the way to go. I prefer that passive approach for sure while also loving the ability to get myself some shares in Apple, etc 🤣. You cleared up a ton for me man! Subbed
I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover in 2024.
There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts
“Julianne Iwersen Niemann” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
In a taxable account: mutual funds that have capital gains would result in taxes owed. ETFs don't generate capital gains until sold, so no taxes owed until the year ETF is sold. Did I get this correct?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Christina-Gisela Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
so.. if buying a share of the second type of fund (the index fund) .. what are you actually buying? if it simply 'aims to track an index' .. it seems like you're not really buying stocks. is this correct? this is the one that is confusing me. i understand mutual funds. and i pretty much understand etf
I've read that ETFs are more tax efficient than index funds. I believe in long-term investing, and I don't plan on selling anytime soon, so would I save more on taxes with an ETF or index fund in the long haul in a taxable brokerage account?
I still really don't understand how index funds work in the first place. Like what it means to track a market. How does that lead to having shares from particular companies in it? Sorry total noob here
Great video. I'm a late arrival to investing for retirement. I've only had a Roth IRA for about a year now and have about 3k in it. The majority of my assets are mutual funds. Luckily all my expense ratio's are pretty small ranging from 0.04 to 0.65. With that being said, I think I'm gonna pivot to ETF's just to be safe. If things go according to plan, I still have between 20 - 25 years left before retirement so hopefully I can build up a nice nest egg. Anyways, thanks for all the valuable tips!
Chris Glazener, 20 years x 6000 dollars a year is 120,000 not counting the interest and your funds increasing over the years, consider putting at least 10% of what you earn into a 401 at work or similar fund that brokerage can set up for you. You need at least $300,000 to retire, $500,000 is a lot better. Don't mean to scare you, but that is your goal. Last year I was treading stocks, and made $6000 into my Roth without putting any money into the account. Keep doing what you are doing and you should do well. Oh something else multiply 3000 dollars x 6% you get $180 a year, you could get 8% some years or more, so compounding works well. Oh a $100,000 x 6% the lowest you should expect is $6000 and you can keep adding the $6000 a year on top of that, and of course no taxes. That's the beauty of the Roth, you can only pull out what you deposited with nor penalty, before 59 1/2.
@@brucerowe2895great advise. To summarize: the first $7000 goes to max your ROTH, next max your 401k, and finally set aside some funds for your brokerage account.
Thank you for this! I would love if you could include hedge fund. This is the only one I'm still confused about. Also, how can we find out what time an index fund is traded in the day?
I do have a question regarding dividend ETFs. I have a few and I don't seem to be getting the dividends from them and historical returns doesnt seem to be dividend adjusted. Do divi ETFs pay out the dividends or only track the share perf or high dividend stocks...im a bit puzzled
Hi been following your video's, very good video's but i have a question, can i treat ETF the same as Index funds concept, meaning set it and forget it? And will the ETF have the same benefit as Index to which the dividends be reinvested?
Hi Humphrey, Great videos. It will be great if you could little bit slow down when you speak so folks like us can digest. Keep making great videos. Thank you so much.
It seems like you believe that index funds and mutual funds are 2 different things. These 2 are not mutually exclusive. All index funds are mutual funds, so saying "mutual fund sucks" is not true. However, not all mutual funds are index funds.
I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?
After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%
She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I have a bunch of "funds" across my pension and ISA. I am after a website or an app which allows me to plot them on a line chart so I can see their performance over time. They all have an ISIN Code. I want it to remember the funds that I am tracking. Any suggestions?
what do you mean by "index funds can only bought one time in the day"? Does this mean every index fund has a given time like 9 to 10 am that u can buy it and sell it?
Buy and sell orders for mutual/index funds are completed at the end of the day. ETFs and stocks can be bought/sold throughout the day so you can easily make dozens of buy/sell orders in one day.
If Index Funds and ETFs are still by definition mutual funds, why do people keep calling actively managed funds "mutual funds"? When saying index fund vs mutual fund what are you actually comparing? Isn't that like saying car vs vehicle ?
Im so glad ive been watching your videos. i had an interview with a new bank just now trying to sell me on mutual funds, BUT I KNEW THAT WAS RUBISH! Putting it all in Index Funds going forward!!!
What do you mean by paying commission fees to a brokerage? Cant you purchase direct on vanguard, fidelity etc? I don’t see how Robinhood saves any money please let me know. Thanks!
until recently, brokerages used to charge you fees for just making trades, that has since become non-existent since Robinhood introduced that concept back a few years ago, the rest of the industry has conformed to that.
Appreciate the detailed breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
@@humphrey Hey Humphrey, I really like your content and you clearly have some great ideas and experience, so I only say this because I want to keep watching your content. I feel like the last disjointed bit at the video made the video feel a little "cheap" overall. I can appreciate the goal of hitting that mark for the algorithm, but it kinda made it feel like you care more about discovery than retention. Making sure that you have 10min videos I think is a fine goal, I just don't think that should be achieved with "extras" that don't relate thrown in.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
She goes by ‘Carol Vivian Constable’’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did
This time last year I considered getting into index funds without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year down the road, I truly cannot stress enough how helpful experts in this field are!
To be honest, I've had a hard time grasping the basics. What insights did you gain, and how are you doing it?
It’s not rocket science. I got into index funds, and ETFs, myself but wasn't getting the results I wanted the first couple of months. Got tired of taking losses and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments and has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my investment decisions align with market dynamics for optimal profit.
@@Vikturneer That's your view. In my experience, there is no such thing as a mentor or formula, it is nearly impossible to achieve success with investing. It’s all just gambling.
I don't usually leave comments on socials but I feel compelled to. I just wanted to let you know that you’re doing a great job, Jonas. You have made a real difference in my investing journey.
I'm 44, I hope it's not too late for me. Is there a way to learn more about his service?
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
World economy depends!!!! Get out there in November vote TRUMP 2024 so this madness ends! 👍🏻✌🏻💙🇺🇸🦅
51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead by 2025
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till 2025.
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?
Her name is “Diana Casteel Lynch” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thanks for sharing. i searched her full name and found her web instantly. After reviewing her credentials and conducting due diligence, i reached out to her.
I was confused with these funds before but it’s SO much clearer now. Thank you for the straightforward explanation! I love your channel and I will share w my family and friends 😊
awesome ! I am happy that it was easy to understand.
This video was super informative! Seeing you on TikTok and following other financial/business professional accounts, I am beginning to build my way to “financial freedom”. Thank you for clarifying the Index fund and mutual fund. I almost considered putting my money into a mutual fund, but after learning how high fees could be, I’m just going to opt for an index fund.
Sounds great Justin, yeah good call lol! Thanks for following me on Tik Tok and here :)
I'm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
For newbies and busy investors who have little or no time to monitor trade employing a professional financial analyst or advisor can certainly add value. Their expertise can potentially speed up wealth creation and navigate market complexities, but it's important to choose someone reputable and consider their fees, as they can impact your overall returns.
Build a diverse portfolio that keeps you motivated. Speed up the process where possible. I'm all for dividends and I reinvest them into ETFs (ARKW, VOO, VXUS, IVV) and company stocks. After reaching my first million, I realized that when a stock starts booming, by the time you hear about it, you’re often late to the party. That’s why I ensure my CFA, Evelyn Burchett, handles that for me. I'm ever grateful to her-it's like turning on notifications to earn.
You're absolutely right about the power of compound interest and the long-term potential of investing in index funds like the S&P 500. For many, passive investing in broadly diversified funds can be a reliable strategy over time.
@@OliviaSmith-bq2nfNicely done. I love diversity
Out of curiosity I did read about Evelyn Burchett on the web, she has a great resume
I recently sold some of my NVDA stock to secure profits, but I'm retaining a portion for the long term. Nvidia's growth potential remains robust. I'm considering diversifying my 6-figure portfolio, but I'm uncertain about managing risks in my next move.
Everyone needs a Margin of Safety in their portfolios and just remember, It's time in the market versus timing the market.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
While balancing your portfolio allocations, de-risk your investments, support your core holdings, and take some gains. Even managed portfolios don't always perform as well as I would advise, so it's essential to get the advice of a qualified fiduciary; my spouse and I find that this works for us. Net of dividends, we have had over 80% capital growth.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
‘Dianne Sarah Olson’ is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Omg. I’ve been doing all wrong. Please talk about more about stocks for dummies! How to choose stock, etc. Please also talk about investing per ages 30s, 40s, 50s.
thanks for the suggestions, for sure :) I appreciate you watching
I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.
A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.
Investors should be cautious of their exposure and should be extra careful of their buys, especially during inflation. Such high yield in recession is only possible with the guide of an financial expert who has proven and knowledge on investment strategies.
I totally agree. That is the main reason I employed the service of financial advisor, seeing that their skill set is centered on going long and short at the same time, with the ability to identify and mitigate potential risk on and threat on my assets, employing risk for the asymmetrical upside and laying off risk as a hedge for the inevitable downward turns. I have netted a whooping 2.2million in 2years of working with my advisor, and I am not even doing much.
Jason Herman Pierce is the expert fiduciary i use. You can google him to get more information about him.
I have also be looking for a reliable financial advisor. And after seeing the credentials of Jason Herman Pierce, I think he is good for me. I have sent an email to him. I anticipate his response. Thanks.
ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. ETFs, like broad market index, sector-specific, and bond ETFs, are favored for long-term investments because of their diversification, reducing risk while offering growth and income potential.
Many promising stocks across industries are worth tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
@@ThomasChai05who is your advisor please, if you don't mind me asking?
Her name is ' Izella Annette Anderson ' Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Nicely illustrated! Perhaps make a video on the different ways you can buy an index fund (i.e. VFV, ZSP, VSP, SPY, VOO) etc
will def consider, thank you!!
Damn. All these years I thought ETFs and Index funds were interchangeable terms. I appreciate this educational video!
Many people are considering bitcoin as the "ETF of the year." However, I'm curious about which etfs could potentially outperform in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance
I think the next big thing will be A.I. For enduring growth, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of asset managers until being burnt by their own emotions. I remember 5 years back, after my lengthy divorce, I needed a good boost to help me stay afloat so I researched for licensed fiduciaries and came across someone who met my expectations. She's helped grow my reserve regardless of inflation, from $275k to $850k.
I'm happy i found this conversation. Please can you leave the info of your investment advisor here? I'm in dire need for one.
Sonya Lee Mitchell is the vetted fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for the lead. I found her page, and sent her an emaiil. I hope she gets back to me soon.
Moving from single stocks to ETFs, tired of the circus. What are best strategies to divesify my $550K investment portfolio?
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
pls how can I reach this expert, I need someone to help me manage my portfolio
*Victoria Louisa Saylor* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Omg, I'm about to invest to mutual funds. I'm so glad that I watch this video. Thanks man! 💯🔥
You are welcome!
Nothing wrong with mutual funds. A portfolio of index funds and mutual funds will keep the costs low and give you the benefit of both. There are some mutual funds, for example some of the ones managed by Baillie Gifford that are not much more expensive than index funds and provide a much greater return. I dont agree that all mutual funds are bad maybe you just havent done the research into the best performing ones. Here in the UK its not just picking the right funds but also choosing the necessary accounts to hold them in. For example whether that be in a pension, ISA, Investment Account etc…
I've been purchasing stocks since the beginning of the year, but nothing has changed. However, I've been reading articles about people who are still in the same market who have made over $350,000 in just a few months. What am I doing incorrectly?
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
CAREFUL, This is a bot thread trying to scam you
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
Her name is “Rebecca Nassar Dunne’” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Semiconductors , Vaneck semiconductor index found
Great video, fantastic job explaining the similarities and differences between these investment options, and I found it very informative.
I noticed one crucial aspect missing, and that is tax liabilities associated with these investment vehicles. I believe including information about tax implications would greatly benefit your viewers.
If I remember correctly, one of the key attractions to ETFs, is the tax advantage they offer. Investors in ETFs typically do not have to pay taxes on capital gains until they sell their shares, allowing for tax deferral and potential tax savings. On the other hand, investors in mutual funds may be required to pay taxes annually on capital gains, which can impact their overall returns.
Let me know if I got it wrong.
The point of this video starts a 2:54...... just saying. My take away, go with an Index Fund if you can afford the minimum investment.
Despite my best attempts to save money, contribute to early retirement, and become financially independent, the economy has sucked out a large portion of my assets since the epidemic. I want to know if I should continue to diversify my investments or if I should look into other industries during these erratic times.
You should look at stocks , they look to be the biggest beneficiaries of AI and Data centers , also DCAing into a good ETF too ...Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
You appear to know the market better than we do, so that makes great sense. Who is the coach?
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Nice video mate. By the way, if you were adopting a monthly dollar cost averaging plan, would you do it via an index fund or an ETF?
So much complexities. 🤦♂️I think FX-Trading is just the simplest yet you make a very good passive income weekly.
Not a Pro. LoL. I work with "Sandra Yvonne Webster" in all honesty she is an Angel. Do your own research!
Sandra was here in Utah for a seminar. She spoke about Nft bubble Great speaker, full of humor and rhetorics too. Lol!
These bots are getting scary good
Fake ass convo Smfh
Omg, I finally have a clear understanding of what these funds are and how they work! Thank you so much for simplifying the information. You're awesome!
You're so welcome!
THIS is the info and the channel I've been hunting for! Thanks fam! 🙏🏼
you're welcome brotha!!
This perfectly answers some questions a friend was asking me the other day. Now I can just share this video. Thanks, Humphrey!
Kelly!! Im happy to see you in my comment section :)
Appreciate Video! Excuse me for butting in, I would love your opinion. Have you ever tried - Rozardner Flying Bird Reality (Sure I saw it on Google)? It is an awesome one off product for learning a simple option trading secret to win big minus the headache. Ive heard some awesome things about it and my best friend Jordan finally got great success with it.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@MathewOliver486 Oh please I’d love that. Thanks!.
@@lennoxmutterick6434 Clementina Abate Russo is her name.
Lookup with her name on the webpage.
I see that the S&P 500 has a bunch of different index funds that track it. How would you pick which fund to invest in?
I like going with the lowest expense ratio (fee) fund.
@@humphrey I’m new to investing, I have 30k in my Questrade TFSA account looking to invest in 100% VEQT. So all I have to do is buy as many shares I can with my 30k and that’s it? Besides logging in to buy more shares every month for 30+ years, I don’t need to do anything else on my Questrade account? Can I set it and forget it?
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist. Apple, Merck, General Dynamics, Cheniere Energy and Marriott International are prime candidates.
Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell .
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
The way you explained this made it so easy to understand. 🧠
Very well explained! Very clear, easier to understand! Great video! Thank you !
I'm thinking to put some cash in stocks, I was at Salt Shack and i overheard some friends saying it’s ripe enough, but Is this a good time to buy st0cks? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Of course, but Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $295k to $850k.
Impressive gains! how can I get your advisor please, if you don't mind me asking? I could really use this heads up as of now
There are a lot of independent advisors you might look into. But i work with ELISSE LAPARCHE EWING and she is excellent. You could just google her name
I work with Elisse Laparche Ewing as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@EmilyEvelyn-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
@@MeirPamela Oh please I’d love that. Thanks!
@@EmilyEvelyn-90 *MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
Great video; clear and concise information. Thank you, Humphrey.
I really don't know how to thank you man... you've cleared all my doubts.
You’re welcome bro
Was searching for a short and easy explanation, the thumbnail immediately caught my attention. Great job
Boom! Thank you.
Why would you favor a index fund over etf when they are basically very similar but from what I read ETF is like an upgraded version of index funds. Now I'm really confuse.
Great channel! In my late 20's and STARTING to understand the value and importance of early savings. While I may have missed the boat to some degree, it's still incredibly beneficial to start whenever!
still I just don't understand what is the point in dumping 3 grand into a single index fund when I can dump the same amount into the equivalent etf or even diversify it? what is the advantage of an index fund over an etf? or is there one?
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Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
Thank you so much! I am so glad that I found your channel. Your presentation style is very simple and easy to understand🙏
This is very educational, Humphrey. You are doing a great service.
A small criticism about accuracy. Index funds are not a separate category unto themselves. There are mutual funds that are index funds and there are ETFs that are index funds.
Textbook definition:
An index fund is an investment fund - either a mutual fund or an exchange-traded fund (ETF) - that is based on a preset basket of stocks, or index.
Thank you for adding this comment. I was wondering why he spoke as if it was a separate category…
Index Funds and buying individual stocks for that risk/reward factor is the way to go. I prefer that passive approach for sure while also loving the ability to get myself some shares in Apple, etc 🤣. You cleared up a ton for me man! Subbed
Just subscribed. Thanks for educating & being so genuine about it!
I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover in 2024.
There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts
This is all new to me, where do I find a fiduciary, can you recommend any??
“Julianne Iwersen Niemann” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Smh...These damn bots tryna lure people left right and center
In a taxable account: mutual funds that have capital gains would result in taxes owed. ETFs don't generate capital gains until sold, so no taxes owed until the year ETF is sold. Did I get this correct?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Christina-Gisela Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@Christina-Gisela Alice Marie Coraggio
Lookup with her name on the webpage
Fake thread. Don't trust this kind of financial advisor that pays people to post fake comments.
@@anonyar she almost had me with the story until someone else chimed in with the same name and the 5 figures in profit in 7 months. whew.
Great explanation on Mutual funds, Index funds & ETF
It would be great if you can explain the different tax implications for ETF and Index fund, especially relating to capital gain distribution
so.. if buying a share of the second type of fund (the index fund) .. what are you actually buying? if it simply 'aims to track an index' .. it seems like you're not really buying stocks. is this correct? this is the one that is confusing me. i understand mutual funds. and i pretty much understand etf
etf is very similar to index fund, just index fund trades once/twice a day and usually has higher minimums
Thanks for a very clear explanation of the differences
You are welcome!
With an index fund, do you have to reinvest the dividends?
Great video, but I was even more impressed with the completely unrelated bonus content :D I don't think I've seen other people do it that way
Hahahaha you are welcome :)
I've read that ETFs are more tax efficient than index funds. I believe in long-term investing, and I don't plan on selling anytime soon, so would I save more on taxes with an ETF or index fund in the long haul in a taxable brokerage account?
I think it depends, but this article sums it up well: www.etf.com/etf-education-center/etf-basics/why-are-etfs-so-tax-efficient
I've read that ETFs are more tax efficient than index funds.
Why?
LOVE THE VIDEOS! Thanks for making them 10mins and not 20mins like others lol
I still really don't understand how index funds work in the first place. Like what it means to track a market. How does that lead to having shares from particular companies in it? Sorry total noob here
Im going to do the etf index fund. Long term etc.
How do you buy the dips?
Great video. I'm a late arrival to investing for retirement. I've only had a Roth IRA for about a year now and have about 3k in it. The majority of my assets are mutual funds. Luckily all my expense ratio's are pretty small ranging from 0.04 to 0.65. With that being said, I think I'm gonna pivot to ETF's just to be safe. If things go according to plan, I still have between 20 - 25 years left before retirement so hopefully I can build up a nice nest egg. Anyways, thanks for all the valuable tips!
Chris Glazener, 20 years x 6000 dollars a year is 120,000 not counting the interest and your funds increasing over the years, consider putting at least 10% of what you earn into a 401 at work or similar fund that brokerage can set up for you. You need at least $300,000 to retire, $500,000 is a lot better. Don't mean to scare you, but that is your goal. Last year I was treading stocks, and made $6000 into my Roth without putting any money into the account. Keep doing what you are doing and you should do well. Oh something else multiply 3000 dollars x 6% you get $180 a year, you could get 8% some years or more, so compounding works well. Oh a $100,000 x 6% the lowest you should expect is $6000 and you can keep adding the $6000 a year on top of that, and of course no taxes. That's the beauty of the Roth, you can only pull out what you deposited with nor penalty, before 59 1/2.
@@brucerowe2895great advise. To summarize: the first $7000 goes to max your ROTH, next max your 401k, and finally set aside some funds for your brokerage account.
Thank you for this! I would love if you could include hedge fund. This is the only one I'm still confused about.
Also, how can we find out what time an index fund is traded in the day?
This video was awesome, glad I subscribed because your strategy for teaching is simple and more than helpful!!!
Informative but mutual funds don't necessarily suck, plenty of overperforming ones with .7 -.8 % expense ratios that have outperformed the market.
I do have a question regarding dividend ETFs. I have a few and I don't seem to be getting the dividends from them and historical returns doesnt seem to be dividend adjusted. Do divi ETFs pay out the dividends or only track the share perf or high dividend stocks...im a bit puzzled
Hey there. New investor and new subscriber. Love your channel. Thanks!
Thank you for breaking each down. Much appreciated.
Hi been following your video's, very good video's but i have a question, can i treat ETF the same as Index funds concept, meaning set it and forget it? And will the ETF have the same benefit as Index to which the dividends be reinvested?
Thanks Humphrey ! Great video
Hey there, im looking at starting an index fund for my kids- where would you suggest i start? I have zero experience in this arena.
Hi Humphrey, Great videos. It will be great if you could little bit slow down when you speak so folks like us can digest. Keep making great videos. Thank you so much.
It seems like you believe that index funds and mutual funds are 2 different things. These 2 are not mutually exclusive. All index funds are mutual funds, so saying "mutual fund sucks" is not true. However, not all mutual funds are index funds.
I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?
Avoid tax complications; consult a financial advisor to restructure your portfolio instead of selling off assets.
After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%
Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Thanks for the clarity. It all gets a little crazy after a while!
Can you get any of these funds from fidelity?
Hi Humphrey can you please make a video on how to make a portfolio in google sheet, if you can. Please
I can consider that for a future video, yes, thank you for commenting.!
I have a bunch of "funds" across my pension and ISA. I am after a website or an app which allows me to plot them on a line chart so I can see their performance over time. They all have an ISIN Code. I want it to remember the funds that I am tracking. Any suggestions?
what do you mean by "index funds can only bought one time in the day"? Does this mean every index fund has a given time like 9 to 10 am that u can buy it and sell it?
Buy and sell orders for mutual/index funds are completed at the end of the day. ETFs and stocks can be bought/sold throughout the day so you can easily make dozens of buy/sell orders in one day.
what's the name of those books on the table
If Index Funds and ETFs are still by definition mutual funds, why do people keep calling actively managed funds "mutual funds"? When saying index fund vs mutual fund what are you actually comparing? Isn't that like saying car vs vehicle ?
good question, they should really be reclassified... lol
Great video! Very informative and easy to understand.
Thank you 😊. You are super awesome and brilliant!!!!
This was really helpful man thanks
Not investing related but omg @ the reputation Taylor box in the back!
2:27 okay graham stephan...
Thanks! Very clear! 👏
Glad it was helpful!
Makes perfect sense but you didn't cover any tax advantages/disadvantages between the three. Are dividends and capital gains the same?
Thank you, the simplest explanation ever! I really enjoyed your video in fact I have subscribed as well.
Which investment, excluding mutual fund better success rate for income and which one has a better chance for growth?
Im so glad ive been watching your videos. i had an interview with a new bank just now trying to sell me on mutual funds, BUT I KNEW THAT WAS RUBISH! Putting it all in Index Funds going forward!!!
What do you mean by paying commission fees to a brokerage? Cant you purchase direct on vanguard, fidelity etc? I don’t see how Robinhood saves any money please let me know. Thanks!
until recently, brokerages used to charge you fees for just making trades, that has since become non-existent since Robinhood introduced that concept back a few years ago, the rest of the industry has conformed to that.
@@humphrey Makes sense, thank you for the reply.
Appreciate the detailed breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
This is a great video. Very clear. Now I know the difference between these three and which one is the best for me! :)
Graham Stephan analogies. (Destroy that’s like button) Love it!
Haha trying to be like him one day, we'll get there! Appreciate the comment too.
Humphrey Yang awesome. Can’t wait on the next video!!
I’ve been looking to this kinda straightforward explanation , thanks man!
Great info, can you provide info on Target Date Funds?
Nice video, I appreciate the clear description!
thank you for watching!
@@humphrey Hey Humphrey, I really like your content and you clearly have some great ideas and experience, so I only say this because I want to keep watching your content. I feel like the last disjointed bit at the video made the video feel a little "cheap" overall. I can appreciate the goal of hitting that mark for the algorithm, but it kinda made it feel like you care more about discovery than retention. Making sure that you have 10min videos I think is a fine goal, I just don't think that should be achieved with "extras" that don't relate thrown in.
@@complexmadesimple4631 appreciate the comment. I definitely care about retention and sorry if it came off as "cheap".
@@humphrey It's really OK! Keep up the hard work!
At 7:48, what is your definition of “a long period of time”
Over 25 years
Great video man! Loved it!
Glad you enjoyed it! appreciate you being in the comments
@@humphrey I can't believe i actually got a reply from the legend himself 😁!!
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
she's mostly on Instagrams, using the user name
Hey Humphrey! So can I buy into an EFT and trade into (not sure if that's the right vocabulary) an index fund?
I love yoy Humphrey!! You are a blessing!!
Thank you for the informative video. When is a good time to buy an index fund?