What is a Mutual Fund? A beginner's guide

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  • Опубліковано 6 сер 2024
  • #mutualfunds #sarmaayaexplain #investing
    If you’re failing at investing in the stock market, don’t fret! We bring you a surefire way on how to pick the best mutual funds for maximum profits in our Sarmaaya Explain video. Laeeq Ahmad narrows down the simplest ways to use multiple tools available on Sarmaaya.pk to analyze and select the best mutual funds in Pakistan.
    Be equipped to answer the question “What is a mutual fund” by learning about Sharia compliance, performance, affordability, regulatory measures, and other financial knowledge. Start your journey today by picking the top-performing funds from low, medium, and high-risk categories based on your risk appetite, economic conditions, Sharia compliance, and more!
    0:00 Introduction
    0:53 What is a mutual fund?
    2:53 Benefits of investing in mutual funds
    5:42 Asset Management Companies at Sarmaaya.pk
    7:50 Role of Asset Management Companies
    9:29 Understanding how mutual funds work and what is NAV and AUM
    11:28 What are the different types of mutual funds
    13:29 How to analyse low-risk mutual funds on Sarmaaya.pk with Fund Categories tool
    16:30 Understanding high-risk mutual funds
    21:56 Payout in mutual funds
    22:26 Mutual fund holdings for FHISH from Sarmaaya,pk
    24:45 Access Fund Managers Report (FMR) on Sarmaaya.pk
    26:18 What are Medium Risk mutual funds i.e. Income Funds
    28:22 Medium Risk profile funds on Sarmaaya.pk
    30:55 Cost of investing in mutual funds
    35:20 How to pick the right mutual fund with Sarmaaya.pk's Funds Performance tool
    41:41 Mutual fund ROI tool on Sarmaaya.pk
    46:55 Outro
    List of all the tools mentioned in the video:
    Asset Management Companies: sarmaaya.pk/mutual-funds/amcs
    Top Asset Management Companies: sarmaaya.pk/mutual-funds/top-amc
    List of All Funds: sarmaaya.pk/mutual-funds/
    Fund Categories: sarmaaya.pk/mutual-funds/mf-c...
    Top-performing funds in multiple categories: sarmaaya.pk/mutual-funds/perf...
    Mutual Fund Screener: sarmaaya.pk/mutual-funds/mutu...
    Mutual Fund Comparison tool: sarmaaya.pk/mutual-funds/fund...
    Mutual Fund Payouts: sarmaaya.pk/mutual-funds/fund...
    Return on Investment (ROI) tool for mutual funds: sarmaaya.pk/mutual-funds/mf-r...
    Mutual Fund Beating Index tool: sarmaaya.pk/mutual-funds/beat...
    AL Habib Islamic Stock Fund (FHISF): sarmaaya.pk/mutual-funds/fund...

КОМЕНТАРІ • 270

  • @Sarmaayapk
    @Sarmaayapk  Місяць тому +3

    How to open a Mutual Fund Account within 10 minutes
    ua-cam.com/video/EoL2lCinzBY/v-deo.html

    • @adma7298
      @adma7298 Місяць тому

      Detail video about pension funds

    • @Words_of_Wisdom-
      @Words_of_Wisdom- Місяць тому

      Sir State Life Insurance k hawaly si koi video bna dyn..

  • @Sarmaayapk
    @Sarmaayapk  Місяць тому +19

    Do subscribe to Sarmaaya UA-cam channel so that in next video we guide you how to open Mutual Funds account on same day

    • @Musafir253
      @Musafir253 Місяць тому

      Eagerly waiting

    • @kamranjavaid3759
      @kamranjavaid3759 Місяць тому

      waiting

    • @umairwarsi5923
      @umairwarsi5923 Місяць тому

      Faisal islamic cash fund

    • @hardsoul00
      @hardsoul00 Місяць тому

      Sir Filer and non filer ko b cover krdein if a graduated student want to invest in mutual fund what will be the terms and conditions for a student regarding filer and Non filer case.

  • @munsifsattar751
    @munsifsattar751 Місяць тому +18

    Zbrdst. When policy rate goes down invest in income fund rather than money market. This is the best point for me and sarmaya tools also

    • @Pleeezings
      @Pleeezings Місяць тому +2

      at the risk of sounding stupid, I want to understand this phenomenon, any one?

    • @aleem789
      @aleem789 17 днів тому

      ​@@Pleeezings 26:28

    • @abdulwasay9
      @abdulwasay9 15 днів тому

      @@Pleeezings No need to be ashamed, we all start somewhere!

    • @ChHamzaAbbas123
      @ChHamzaAbbas123 14 днів тому

      Policy rates means

  • @azf322
    @azf322 18 днів тому +2

    شکریہ۔ بیک گراونڈ میں میوزک ڈسٹرب کرتی ہے۔ آپ صرف اپنی آواز رکھیں تو اچھا ہوگا اور فوکس بھی بہتر ہوگا۔

  • @MuhammadFaisal-yj1mf
    @MuhammadFaisal-yj1mf Місяць тому +2

    Valuable information and remarkable platform for free. Thanks to Sarmaaya team

  • @SMG-v8v
    @SMG-v8v 20 днів тому

    After following this channel, me my wife my father my brothers my cousin all invested in mutual funds.

  • @RashidMehmood-ue5ef
    @RashidMehmood-ue5ef 2 дні тому

    PTV sounds are best.
    Old is gold 🪙
    But your video is very informative 👍

  • @adeelirshad228
    @adeelirshad228 Місяць тому +1

    Unbelievable amount of information for free. Everyone should use that platform, in my opinion. Thanks.

  • @shahrukhahmed1163
    @shahrukhahmed1163 Місяць тому +2

    Optimum level of Financial Litracy Provide in this video, Thanks alot

  • @aamiralishahzad
    @aamiralishahzad Місяць тому

    Sir ap ka bht shukria

  • @pirzadarizwan7583
    @pirzadarizwan7583 Місяць тому

    a wonderful video. full of wisdom

  • @ohmydiscount
    @ohmydiscount Місяць тому +1

    Superb.... brilliant... اعلیٰ

  • @Hnj244
    @Hnj244 Місяць тому

    Best زبردست on mutual funds

  • @user-ur6ls7wi4v
    @user-ur6ls7wi4v Місяць тому +1

    Its great job done. I understand now mutual fund . Thanks

  • @muhammadadil3465
    @muhammadadil3465 14 днів тому

    Very lucrative regarding Mutual funds.

  • @Awaiz01
    @Awaiz01 Місяць тому

    The content you’re providing for free is incredibly valuable, worth hundreds of dollars. I wish more people could recognize its true worth.

  • @user-vz9ni1yj8e
    @user-vz9ni1yj8e Місяць тому

    Thank you so much Laeeq bahi.
    It's very helpful simple and understanding.

  • @karachiprinters8374
    @karachiprinters8374 Місяць тому +1

    I didn't saw such educated and knowledged person on youtube about Finance. I first watched you on Mansoor Ali Khan's podcast and then subscribe your channel but now I am happy to have such good subscription

  • @syedpirwilayatasad835
    @syedpirwilayatasad835 Місяць тому

    Such a great information about investment for new customers b

  • @muhhammadali6290
    @muhhammadali6290 Місяць тому

    Sarmaya is the Blessing for us.
    JzakAllah

  • @umairwarsi5923
    @umairwarsi5923 Місяць тому +2

    Great video 👍

  • @picturetube.official
    @picturetube.official 24 дні тому

    Mashallah sir bundle of information you carry as usual in all videos

  • @4444jawad
    @4444jawad Місяць тому +6

    آپکی تفصیلی وڈیو ایک گائیڈنس روڈ میپ رہی۔ بہت اعلیٰ ورکنگ ہے۔ میں تو فین ہو گیا لئیق بھائی آپکا ۔ آپکی اگلی وڈیو کا شدت سے انتظار ہے تا کہ میں بھی ویلے بیٹھنے کے بجائے کچھ سیکھ سکوں

  • @akshaykumar-lc4db
    @akshaykumar-lc4db Місяць тому

    Very interesting and progressive video about investment and money management
    Apki video sy boht kuch seekhny ko milta
    Thanku sarmaya team and Specially Laeeq Ahmed Bhaiii

  • @shahinabonnard9634
    @shahinabonnard9634 17 днів тому

    Precise and concise ...thank you for this video!

  • @naeemahmed6805
    @naeemahmed6805 Місяць тому

    Sir thank you very much for telling us so much information no one has ever given us in mutual fund so very good video sir please keep it up

  • @aiqbal3258
    @aiqbal3258 24 дні тому

    Thankyou Sir for the valueable info

  • @usamafarooq8242
    @usamafarooq8242 Місяць тому

    Excellent video lots of information

  • @UmairAlamOfficial
    @UmairAlamOfficial Місяць тому +2

    excellent video....apka interview mansoor ali khan ka dekh kr hi m interested hua stock market or investment ki tarf...great thanx for motivation....waiting next video

  • @MuhammadBilal-jq4wi
    @MuhammadBilal-jq4wi Місяць тому

    Excelent i love the way you explained the mutual funds ❤

  • @haiderhaider2396
    @haiderhaider2396 Місяць тому +1

    Front load se bachney k liye ap aesai fund may invest karain jis may front load wagara zero ho and then ap after one week switch to your desire fund by conversion. Is se ap py front load nahi lagaey ga.

  • @ibrahimbharda1853
    @ibrahimbharda1853 Місяць тому

    zaberdast sir g

  • @naveedtahir1044
    @naveedtahir1044 24 дні тому

    You are great guide to us

  • @muhammadshayanhaider3953
    @muhammadshayanhaider3953 Місяць тому

    Amazing work, really appreciated.

  • @Altafbhaimemeswale
    @Altafbhaimemeswale Місяць тому

    I mean no words. Thank you so much for making such great content for Pakistan. Please continue making videos like these. 🙏🙏🙏🙏🙏🙏
    Jazak'Allah

  • @MrRj-hi8po
    @MrRj-hi8po Місяць тому

    Thanks for this detailed video! Got cleared all my queries. Nice way to teach. May! Allah bless you more!

  • @Skillovators
    @Skillovators Місяць тому

    Very informative! Helpful.

  • @muhammadnaseem8330
    @muhammadnaseem8330 Місяць тому

    Very informative valuable information

  • @howto_officials
    @howto_officials Місяць тому +1

    Excellent information

  • @Europak-qu9fw
    @Europak-qu9fw Місяць тому

    Really great info sir

  • @ranafaizan8782
    @ranafaizan8782 Місяць тому

    Mr. Laeeq Ahmad has explicitly explained the nitty-gritty of the mutual funds. I'm absolutely naive to the financial management but i got the basic concept of mutual funds through this video. Looking forward for the next video.

  • @mubasharahmed626
    @mubasharahmed626 Місяць тому

    This is very informative video, and platform for analysis. Really appreciate your efforts. Stay Blessed.

  • @sultan3990
    @sultan3990 Місяць тому

    Great platform, very much informative

  • @siraatsoft1241
    @siraatsoft1241 Місяць тому

    Laeeq Bhai Mujhay to aj maloom howa Mutual Fund kiya ha. magar ek sath bhot ziada knowledge da di ha. confustion ho gai ha. abhi three times video dekhni hogi. Very Knowledgeable Video. Thanks JazakAllah

  • @ansarfarid9661
    @ansarfarid9661 Місяць тому

    Zabardast ❤

  • @rizwanwaheed3073
    @rizwanwaheed3073 Місяць тому

    maine abi thori dare pehle try ke hai filters nai chal rahe. lakin thnx for guide us with honesty

  • @sheikhasim1927
    @sheikhasim1927 Місяць тому +1

    Very good information video,make more videos long and more in detail. What is better to invest in direct stock market or through mutual funds.keep it up you doing a great 👍 job.

  • @user-jl9hj8vs3b
    @user-jl9hj8vs3b Місяць тому

    Zabdast Laeeq bhai very informative
    Right time to invest in income funds

  • @fgprince4561
    @fgprince4561 Місяць тому

    Sir, Amazing Data and analysis. Totally satisfied the way it is explained although i am finance qualified professional but it is equally good for non financial people as well. Very well service to the community and appreciated for such unique idea of educating people.

  • @DaniyalKhan7
    @DaniyalKhan7 Місяць тому

    Fabulous content 👍

  • @stylishone1
    @stylishone1 Місяць тому

    Though I have already invested in mutual funds of al-Meezan but I have had no knowledge of the investment knowledge of investing in mutual fund. This video guided me how to choose any mutual fund. Very good video.

  • @tanveerabbass
    @tanveerabbass Місяць тому

    ❤ nice معلومات ❤

  • @atufamin2002
    @atufamin2002 23 дні тому

    Excellent, I have been using Mutual funds for over 10 years and was not aware of these details. Well done!

    • @zuhaibtahir2944
      @zuhaibtahir2944 20 днів тому

      @atufamin2002 hows the response as an aspiring investor .

  • @muhammadshabbirshabbir3710
    @muhammadshabbirshabbir3710 Місяць тому +2

    I was invested in low risk now after watching this video i am shifting to medium risk because interest rates are decreasing. Very informative video specially those who don't know how to invest in market and keep their money in current accounts. Excellent laeq bhai..

    • @bilaltwo79-zg3zx
      @bilaltwo79-zg3zx Місяць тому

      Brother Kya mein low risk or high risk dono mein invest kr skta hn?aik waqt mein

  • @zahidpeshawar
    @zahidpeshawar Місяць тому

    very informative, very impactful video. keep up the good work sir.

  • @MuhammadRafiSheikh
    @MuhammadRafiSheikh 5 днів тому +1

    مالک آپکو خوش رکھے برادر

  • @Multivideo141
    @Multivideo141 15 днів тому

    Very good information and advice

  • @IrshadAliBrohi-p5b
    @IrshadAliBrohi-p5b 14 днів тому

    Thank you sir❤❤❤

  • @gulraizshahzad8281
    @gulraizshahzad8281 Місяць тому

    Well Done , Very Well Explained 👍🏻

  • @muhammadali-mg1dn
    @muhammadali-mg1dn Місяць тому

    Excellent ❤

  • @ayadjahangir
    @ayadjahangir 6 днів тому

    I invested in Al Habib Islamic Income fund and i think it has given me some profits but after seeing this video, i need to take a look on other funds as well to maximize my profits.
    Thanks for sharing valuable information.

  • @muhammadshahid-yu2jy
    @muhammadshahid-yu2jy Місяць тому +1

    Good Job Sir

  • @srtrader1714
    @srtrader1714 Місяць тому

    waitng for your next video

  • @unknownghost9528
    @unknownghost9528 Місяць тому

    Excellent 👌

  • @osamasharif975
    @osamasharif975 22 дні тому

    Great Video

  • @muhammadjahangir7910
    @muhammadjahangir7910 Місяць тому

    Informative

  • @tourofeurope9560
    @tourofeurope9560 Місяць тому

    Thanks from Belgium for such an information

  • @safwanhamza4540
    @safwanhamza4540 24 дні тому

    Very informative video 👏🏼

  • @muhammedsohail2536
    @muhammedsohail2536 Місяць тому

    Sir,you have covered a big subject plz elaborate more

  • @AbdulHaseeb-001
    @AbdulHaseeb-001 22 дні тому

    Thanks alot sir outstanding information I want to open my mutual fund account

  • @brainchem
    @brainchem Місяць тому

    Lique bahi ab proper form main chuky hai.Great content and delivery. Now i shall also invest in MF

  • @rafaqatali4293
    @rafaqatali4293 Місяць тому

    Masha Allah.

  • @digitalmoiz1
    @digitalmoiz1 Місяць тому

    Nice sir keep it up

  • @zaidi62
    @zaidi62 Місяць тому +1

    Started since jan'24, with almezan sovereign fund gradually increase investment, then invest another Meezan cash fund as per investment advisor, invested Meezan sovereign fund =8.5L and Meezan cash fund =5L till dated. Not yet understand system.

  • @nasir4701
    @nasir4701 Місяць тому

    Best video ever

  • @bismillahkhan8301
    @bismillahkhan8301 Місяць тому

    Love you sir

  • @smartprintingchakwal884
    @smartprintingchakwal884 Місяць тому

    Many UBL K Al Ameen Stock Funds man abhe Recently he invest keya hy Retuns achy and But mugy In k Front Load ka Idea ni ta but this video Really Help me a lot is k sat sat many Low risk man be invest karrakha hy almeezan and Fasal bank and js Bank man Cash Income Funds man be invest kar rakha hy UBL ka Energy funds jo High Risk wala hy wo kuch acha porfom ni kar raha but ya Video hafi Helpfull hy ab man apny investment ko thora chge kar sakta hon after this video

  • @ayeshanasirayesha3616
    @ayeshanasirayesha3616 5 днів тому

    Very informative

  • @ejazahmed9355
    @ejazahmed9355 7 днів тому

    Jeety rahiey

  • @ArsalanAnwer
    @ArsalanAnwer Місяць тому

    Great work Laeeq bhai
    Excellent content
    I invested 80% in Money market and 20% in income funds during last fiscal.
    But I converted 20% of my funds in equity and converted back to money market after substantial gains. That's another way to earn good and increasing your number of unit by using conversion option from one fund to another based on KMI 30 or KSE 100 performance.

  • @ChHamzaAbbas123
    @ChHamzaAbbas123 14 днів тому

    I was invested in meezan daily income fund

  • @kashifiqbal4588
    @kashifiqbal4588 Місяць тому

    U r doing great job sir... Almighty Allah will rewards
    Please sir interviews fund managers

  • @ejazhumayon6986
    @ejazhumayon6986 24 дні тому

    Outstanding

  • @mrAamin4
    @mrAamin4 Місяць тому

    Best platform of Pakistan

  • @manypeoplefun8605
    @manypeoplefun8605 Місяць тому

    Really bro good information..
    From Saudi Arabia

  • @musicandsong7460
    @musicandsong7460 22 дні тому

    Just a wow good website

  • @faisalejaz3326
    @faisalejaz3326 Місяць тому +1

    Sir, kia ubl profit account save ha,?

  • @hassnainrazaraza9816
    @hassnainrazaraza9816 Місяць тому

    Respect from Qatar

  • @adilsardar9365
    @adilsardar9365 21 день тому

    Very valuable info. Please add field of Capital Gain Tax against each fund as well. Thanks

  • @AlamComputer-ht8df
    @AlamComputer-ht8df Місяць тому

    ماشاءالله..

  • @mohsinsohail4930
    @mohsinsohail4930 Місяць тому

    MashAllah good work,,,
    I recently applied in ubl liquidity plus mutual fund at low risk catagory,,,please more guide about this mutual fund.thanks

  • @ShredWithElijah
    @ShredWithElijah Місяць тому

    Laiq bhai kindly videos frequently banaya krain ma wait krta hon apki video ka.

    • @iamlaeeqahmad
      @iamlaeeqahmad Місяць тому

      each video take time in scripting and production. don't want to compromise on quality

  • @AllaboutMoneyMarket
    @AllaboutMoneyMarket Місяць тому

    Indeed

  • @pixelpro314
    @pixelpro314 7 днів тому

    Meezan banks offers 17% annually with 7.5% tax cutting for filer and 15% for non filer

  • @qqamarskanwalshahbaz5786
    @qqamarskanwalshahbaz5786 Місяць тому

    Nice

  • @balochanidewan4181
    @balochanidewan4181 Місяць тому

    Baz wash❤

  • @librastar2003
    @librastar2003 Місяць тому

    I invested half my invesment in HBL Financial Sector Income fund and half in HBL Islamic Assest Allocation Fund, before budget anouncment Assest Allocation fund gaive a desaster return and i switched all my invesment back to Income fund, now i understand the risk factor and started little invesment in Balanced Fund, and i think ill keep investing in it due to my medium risk appetite.

  • @ZarghamAhsan7
    @ZarghamAhsan7 Місяць тому

    Good

  • @Skills_Geek
    @Skills_Geek Місяць тому

    In next video, please let us know how can we ask AMCs to not to cut Front end load. I invested through their apps and emailed them not to cut front end load but they cut it ultimately. How to talk to them and convince them if we are investing through apps.

  • @informativechannel5039
    @informativechannel5039 Місяць тому

    laeeq bahi arif habib ki sath podcast kro we are waiting for that.....and asal him about all funds issue by mcb and its ap i save...