@@listerinr I said “Amen” because the prayer wasn’t ended. She doesn’t need cash she’s CHOOSING to live in her car. Why don’t YOU be the example and send her some cash. My kids and I are on our way to an homeless shelter to leave an abusive relationship. You don’t know what someone is going through. When you can be anything in this world BE KIND. Not being a SMART BUTT is also my recommendation!
She works remote and still decides to “eat, pray, love” in Arizona. And when asked about moving home she’s like “no because of ‘trauma’” There might be a chance that the ‘trauma’ is accountability. Sis, you’re 30 now and you need to stop acting like you’re a dreaming teen.
And she specifically said there wasn’t abuse, just a poor childhood, and called that PTSD. This is just a weak, social media addled person. Get SERIOUS and quit SCREWING AROUND.
I was thinking about becoming a Ramsey Financial Coach but calls like this is why I changed my mind. It hurts my heart too much when a person has put themselves into such a big hole. Good on the Ramsey team for helping people like this.
So the dog sits in the vehicle day and night? Nice to have a pet for company, but hey, dogs are expensive and she can't afford it. 100 degrees in the shade in the summer in Phoenix.
“Trauma” BS…. She’s just a free spirit who doesn’t want to go back home. She chose this life and now she wants to get out of it but still doesn’t want to go back home.
Agreed. My oldest thought she was being abused because I called her on her BS. She went to college with a full ride scholarship. She lied about how she was doing and lost the scholarship. Calling her out for lying is abuse. She lost 40k in college tuition to lie and do what she wanted to do.
@jimmymcgill6778 I understand that. I myself travel a lot. However, the only debt we have is our mortgage. Once she gets herself together, she can continue to travel. Right now, traveling is really not in the cards for her.
@jimmymcgill6778 I get that, but she's still in a big mess to be doing anything extra. She doesn't have money to burn any extra gas going state to state my opinion.
During my graduating class of undergrad, 'communications' had the largest graduating class with almost 400 people getting comm degrees. Probably the most useless undergrad degree and one of the easiest to complete.
@@retsuko6 It qualifies you for nothing. It's a degree for lazy rich people. People who don't need to work for a living, and who don't want to do the work for a useful degree.
Parents and chidren please do all your research before going to college and spending a bunch of money on a useless degree..its ok to work or stay at home and do community college or trade school until you figure some things out..nothing worse than going into debt for a useless degree
I'm in a small Indiana town an hour from Indianapolis, paying $400/month for an 800 SF 2 bed 1 bath house. That 44K after tax is ~2,200/month. That's $1800/month in margin here in good ol' rural Indiana. She needs to move somewhere cheaper, but it sounds like she likes this lifestyle. TikTok/Instagram kinda glorifies this trend right now.
I live close to Muncie and I paid 50k total for my house and it’s paid off. Indiana is probably one of the cheapest places to live in the entire United States.
Living in a car isn't as cheap as people think it is, between extra driving, buying prepared food and extras like showers, batteries, disposable goods it often ads up to at least as much as shared housing. Also she's making bad work choices because she doesn't have anywhere to leave her dog. The low paying remote job is necessary because she can keep her dog with her and Uber eats just turns car depreciation into temporary cash flow then you end up with a worn out car worth a fraction what you owe. Take advantage of the remote work situation and find someplace cheap where you can find extra W2 work and stop screwing around with driving gigs that pay under minimum wage after costs.
I'm in a small Indiana town an hour from Indianapolis, paying $400/month for an 800 SF 2 bed 1 bath house. That 44K after tax is ~2,200/month. That's $1800/month in margin here in good ol' rural Indiana.
Relocating to the Midwest could be a good option in order to get back on her feet. I recently visited my son and a friend in Emporia, Kansas and was surprised by how much cheaper housing is compared to Las Vegas where I live. They pay under $600 for a 1 bedroom apartment and gas is over a dollar cheaper there as opposed to Las Vegas. I pay $1,800 for my mortgage and HOA combined for a 2 bed, 2 bath townhome. I would live to move to Emporia but the wages for my field of work are much lower there and I would be taking quite a large pay cut so I don't think it would be beneficial for me at this time. I might think about moving there a few years down the road.
Of course here is Baloney asking if she feels safe. Do not go throw money on rent keep living in your car but just move somewhere that is safe. She is already working remotely she can go live anywhere. Go somewhere safe in the Midwest.
I have an idiot friend who is whining about where he lives and decided to get out of the lease early. Instead of really looking for something he like he chooses to work where he is moving out of and is deciding to live on the streets where he is unsafe. He is also giving up his dogs because he is broke. Everything about these people are just playing victim and have every tool to help them. I’m not gonna support this behavior. I’m not- he actually had this mentality where he thinks he is gonna be rich by living off of other people using their showers instead of renting his own place. Grow up
@@scottlaux6934 it’s smart to be homeless and pay pointless debt collectors. You make zero sense. Stop blindly taking Ramsey advice. It’s not one size fits all
We, as a country, are failing these kids going to college for nothing. We need to be vetting these kids before they go broke for a degree they don't need or use. So they go $85k into debt when they could have worked for 4 yrs and made $160k. AND be ahead in real world experience. Crazy.
Does George and John know that people are living in their cars full time? The cost of the road trip is about the same as her paying rent and staying put. Arkansas is cheaper then those states you named.
This was the most disturbing and hopeless situation - gut-= wrenching. I felt a huge sense of actual fear in my gut and the situation kept on getting worse. The car situation alone - OMG. At least she has the option to live with family. That's the only way she's going to get out of this.
@@champagne4bfastPeople who work in HR should generally be practical people with good people skills who generally have their stuff together. Not 30 year olds living in their car. Imagine you're at work and have a dispute with a coworker or a question about your HSA and the person who is supposed to assist you lives in their car.
You're pretty old at 30 to be "traveling" while having a ton of debt. That Instagram crap is usually for college graduates to bs around before starting their career.
People! Ask yourself the job you want and then get on the Internet and see what the requirements are from actual employers. Then go to school for that! Get those requirements. Don't start from the opposite direction collecting degrees that don't even comport to an actual job name. If your degree name does not pretty directly correspond to a job title, watch out
Young people: higher education has stolen your future. This poor girl was *allowed* (and likely encouraged) to borrow $85K for a degree that really isn't related to finding a solid job.
I understand she wasn’t taught how to manage money but she driving around the country living a fake social media life instead of finding a city she can afford to live in. This girl is living in her car now in AZ but mentioned she is planning to move to CA which is much more expensive to live. Our school systems failed this generation by telling them they need to go in debt for college whose ROI is not for 5-10 years. Also, if they post pictures driving around the country, that makes them cool.
From $7K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family
Stacey's understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her signals are top notch .
I hear stories like this and it makes me cry. Just want to hug that person and say it will be ok, but until that crippling debt is paid it's going to be a day to day nightmare. You can just here the desperation and shame in her voice. These are good people who put themselves in bad positions. There are many people who are content creators living in their converted cars or vans that actually are living great lives and live within their means and are happy. The reason many are happy is because they are in some regards debt free. When you live in a car due to serious debt, it's not the same sense of freedom and joy.
She's already given up. You can hear the desperation in her voice. She needs an attorney, a therapist, a financial counselor, and someone who checks on her regularly. None of the advice the show provided will work on someone like this.
when she said very under water in the car loan really means I haven't been making the payments and they are trying to repo it, but they can't because I'm living in it
A poor person begging on the street nobody bats an eye, everyone keeps walking. A poor person begging on the street with a dog by his side… OMG that poor dog!! How’s that dog going to eat!! These comments prove it.
I did this, I can relate worked an office job, uber at night sleep in my car 2 years to clear 90k of debt in happens. The heat wasnt that bad at night but winter sucked
The facts are that everything is going up except the pay. Many of us are living mobile, some by choice choice, some not so much. I've been living in my van for 4 years now. I live on less than half of what I make and have no debt. Car living does not have to be unsafe. It is a perfectly reasonable choice it does require specific skill development. It's not for everybody, but it is becoming more viable when to live traditionally, almost assures a paycheck to paycheck lifestyle. There is also a sense of freedom that comes from the Nomad lifestyle.
Living in a car ain't that bad. I did it for 2 years to save up a down payment for a house. I parked outside of work and worked 6 or 7 days a week. It's crazy how fast money piles up when there is no bills and expenses are basically just food and I put gas in my car like every other month.
Too many young women believing the cultural lies and finding themselves, broke, alone and confused spiritually and emotionally unstable. Lord have mercy.
As opposed to popping Valium and staying with abusive men because they have no other option? More men still live with their parents than women. Young men are mostly addicted to porn and well. I don't know any married women who are actually happy with their lives. They also tend to have very low standards in men, which is the only reason they are married. Meanwhile, men are self-exiting in higher numbers than women.
@@imakebank6524 It's multifaceted, not just one person or institution, how far can we go back, how far do you want to go back? One aspect is the point of the Ramsey program, believing debt is ok. Solution? Whether we agree or not his principles are mostly built on biblical ones that seem to work.
Don't live in your car. It makes you very vulnerable. You can get out of debt without such rash measures. I think this caller needs a trusted adult advisor. If you can work remote from your car you can relocate to a more affordable area and work from home. And keep the dog. It's probably your best friend.
Rents are getting ridiculously HIGH…and almost any low rent district is often way more dangerous than living in your car!! At least if you don’t feel safe one night you can move to another place. If you are renting you are most likely on a lease…hard to get out of that if things get messy!!!
Sounds like she needs to grow up. That whole “my life is travel” mentality needs to go away. Time to grow up and settle down somewhere. Travel once you aren’t broke.
This is a Jon Delony dream call because this lady really isn't safe. He didn't even have to dig to find one little crumb of trauma like he normally does
Are you safe? Delony is so crazy. Living in a car/tent is not the end of the world. People all over are doing it..Ive done it in Florida. Retired couples live out in f RVs all the time. Ive done it in Florida.
@@scottlaux6934 that’s not a home fool ! I lived in my car too. It’s not a home. She should save every dime forget student loan omg stop with the student loan crap
She should sign up for IDR. On 60k, she can live in an apartment. Maybe she likes living in her ca? She says she travels in it. Some people do like doing that. It's better for you to travel now, when you are young, then to do it 20 years later.
Íf to travel while living in your car is so great why she calling? Obviously there is a little $100k problem and disconnect between reality and fantasy.
@5:45 she said one or two thousand. That's a pretty big difference, sounds like she needs to actually do some budgeting. The first number sets a time frame but that second number cuts it in half. Which one is it.
@@reesercliffI'm 42. I still get approached by teenagers. I've actually had a couple guys in their 20s encourage me to do OF. It's crazy how out of touch with reality the manosphere is.
Living in Arizona in a car? She and her dog are gonna get cooked alive in that heat...
This is actually life threatening
lmfao literally
I've done it in Florida. You live out of your car you just sleep in it
Poor dog
Won't need a stove just toss your egg on the sidewalk and it's sunny side up in 2 min
Eat. Pray. Love. Homeless. George nailed it.
Frfr Delaney is not keeping it real
Social media and influencers have these people in a trance. They aren’t in reality.
Facts! That's what it comes down to.
I was just saying this 🤦🏾♂️
America is not in reality.
This is exactly what I thought too.
Rent and mortgage payments aren't in reality, nor are wages. That is why this woman is in her car. Boomers ruined everything.
HR? So she's actually firing you from her car
😂
😂😂😂
Most companies have remote HR. Even they know it's basically a pointless job
This should not be funny to me😭😭😭😭😭😭😭😭😭😭
Heavenly Father please protect Chelsea and guide her toward a prosperous path within her field of study in the name of Jesus.
Prayer is definitely needed for this situation
Amen!
You'd do better sending this lady some cash
@@listerinr I said “Amen” because the prayer wasn’t ended. She doesn’t need cash she’s CHOOSING to live in her car. Why don’t YOU be the example and send her some cash. My kids and I are on our way to an homeless shelter to leave an abusive relationship. You don’t know what someone is going through. When you can be anything in this world BE KIND. Not being a SMART BUTT is also my recommendation!
Yes….she definitely doesn’t need to live in her car!! 🙏🏾🙏🏾
Dave- Sell the car
Also Dave: "Live like no one else now, so you can live like no one else later" (although I like that saying of his).
Buy a mutual fund
☠️ ☠️ ☠️
😭😭😭😭😭😭😭
Sell the car. Don’t eat the safety unless you’re working there.
If “I was going to send you a free book, but you don’t have an address right now” doesn’t say rock bottom, then I don’t know what does.
PO Box
Put a mailbox next to her car.
Got to love it: $85,000 in student loans for a $44,000 job. 🤦
SL designed to keep us in debt
People don't just work for a year, if she worked 30 year at the same salary, that's over a million.
I make $60K and have no student loans debt. 😂
@@picadosinferno You don't need any student loans to get a$44,000 job. That's the point.
Hey, that’s only a 2y ROI great business to be in
She works remote and still decides to “eat, pray, love” in Arizona. And when asked about moving home she’s like “no because of ‘trauma’” There might be a chance that the ‘trauma’ is accountability. Sis, you’re 30 now and you need to stop acting like you’re a dreaming teen.
And she specifically said there wasn’t abuse, just a poor childhood, and called that PTSD. This is just a weak, social media addled person. Get SERIOUS and quit SCREWING AROUND.
“I just want to travel and road trip”
Typical female stuff
🤦🏻♀️
I do to. That's called "the cool stuff you get to do in retirement after you've worked your butt off for 40 years to arrive there."
Don't we all. BUT we have responsibilities!! Dang it.
I was thinking about becoming a Ramsey Financial Coach but calls like this is why I changed my mind.
It hurts my heart too much when a person has put themselves into such a big hole.
Good on the Ramsey team for helping people like this.
First world issues.
exactly 😑
Don't call Mr. Delony with an unsafe situation, his heart will not be able to take it.
Actually don’t call him at all. We need another “mental health expert” he’s a joke
@@HOLDXSTEEL He's a fake fantasy Ramsey personality. I highly doubt he is a doctor or has a Phd.
Literally said his “heart stops” thinking about this situation 😂
@@HOLDXSTEELBut you listen, lol
Also don't call him, if your wife is on Only F ans. He will ask for her handle. 😂
So the dog sits in the vehicle day and night? Nice to have a pet for company, but hey, dogs are expensive and she can't afford it. 100 degrees in the shade in the summer in Phoenix.
Obviously, there’s more to this than what she was saying
You be surprised by how many homeless people have pets.
“Trauma” BS…. She’s just a free spirit who doesn’t want to go back home. She chose this life and now she wants to get out of it but still doesn’t want to go back home.
Agreed. My oldest thought she was being abused because I called her on her BS. She went to college with a full ride scholarship. She lied about how she was doing and lost the scholarship. Calling her out for lying is abuse. She lost 40k in college tuition to lie and do what she wanted to do.
Exactly what I was thinking.
She spent $80k to live in her car. Don’t get a degree that has no jobs attached upon graduation. It’s a sin colleges give out made up degrees.
The college didn’t have a gun to her head.
Communication degrees yalllll.. but they say follow your dreams and dont worry about math.
I have a communication degree and make 130k so…. 🤷
I know someone with two bachelors degrees and two masters degrees who still ended up going into communications.
@@RepentImmediately I make 130k so…. 🤷
@@HOLDXSTEELYou’re the exception, not the standard for communications majors.
Well one of my sons has a communications degree and graduated with a job making 76k and now 4 years later with bonus he makes 190k and loves his job.
Traveling! This girl is still in La La Land. She's not ready to be serious yet.
SOme people enjoy traveling.
@jimmymcgill6778 I understand that. I myself travel a lot. However, the only debt we have is our mortgage. Once she gets herself together, she can continue to travel. Right now, traveling is really not in the cards for her.
Exactly!
@@TheTruth-lx7et You can travel and pay debt. She say's her job is remote. So she can work from anywhere.
@jimmymcgill6778 I get that, but she's still in a big mess to be doing anything extra. She doesn't have money to burn any extra gas going state to state my opinion.
I saw prices around the downtown area for $850 a month. She still wants to have fun.
I live in Phoenix and she can stay in a guest house for $750/mth.
Either way, she’s in a terrible situation because it’s hot af here now.
120 heat in a car with a dog
That was my first thought - needs to rehome the dog!
A hot dog 🌭
Imagine getting your food delivered by someone that's living in that car with a dog 🤢🤢
She's probably burned a lot of bridges.
Yeah unfortunately that's what the situation seems like
Move to South Dakota. Hidden gem of cost of living and some decent little towns. However you have to be able to deal with the harsh winters
My sister took communication. She became a realtor.
What’s communication anyway? Like what job are they preparing you for? Sorry I’m not from the US
During my graduating class of undergrad, 'communications' had the largest graduating class with almost 400 people getting comm degrees. Probably the most useless undergrad degree and one of the easiest to complete.
@@retsuko6 It qualifies you for nothing. It's a degree for lazy rich people. People who don't need to work for a living, and who don't want to do the work for a useful degree.
John is going to ask if the car is safe
😂😂😂😂
Lmao
Actually.......is it safe? Living in a car as a woman seems very unsafe.
😂😂😂
@lcam9241 men and women are the same. So living in your car as a man is unsafe?
John: Are you safe
Dave: Sell the car
Jade: Guuuuuurl
George: Where do you poop?
🤣
That’s pretty accurate
They should be made into muppets 😂
George is the only normal one of the bunch
Parents and chidren please do all your research before going to college and spending a bunch of money on a useless degree..its ok to work or stay at home and do community college or trade school until you figure some things out..nothing worse than going into debt for a useless degree
I'm in a small Indiana town an hour from Indianapolis, paying $400/month for an 800 SF 2 bed 1 bath house. That 44K after tax is ~2,200/month.
That's $1800/month in margin here in good ol' rural Indiana.
She needs to move somewhere cheaper, but it sounds like she likes this lifestyle. TikTok/Instagram kinda glorifies this trend right now.
That rent has to be far below regular market rate.
@@scottlaux6934 not really, just a rural/low income area
I used to live in Kokomo but hated it , Indy is better but more expensive obviously
@@kamerondunnuck6759 yea, I like to joke that in Indiana you get what you don’t pay for
I live close to Muncie and I paid 50k total for my house and it’s paid off. Indiana is probably one of the cheapest places to live in the entire United States.
She wants to travel and have no real responsibilities. 😮
Yeah exactly
Who doesn’t
"I'm a person who can figure it out on my own." 30 year old woman living in a car and forcing a dog to live with her.
And calling national radio to get help
Living in a car isn't as cheap as people think it is, between extra driving, buying prepared food and extras like showers, batteries, disposable goods it often ads up to at least as much as shared housing.
Also she's making bad work choices because she doesn't have anywhere to leave her dog. The low paying remote job is necessary because she can keep her dog with her and Uber eats just turns car depreciation into temporary cash flow then you end up with a worn out car worth a fraction what you owe.
Take advantage of the remote work situation and find someplace cheap where you can find extra W2 work and stop screwing around with driving gigs that pay under minimum wage after costs.
plus the mental strain of figuring out where to park every single night
Her car will get broken into if she goes to Coastal California! Go to Indiana or Nebraska and buy a home.
I'm in a small Indiana town an hour from Indianapolis, paying $400/month for an 800 SF 2 bed 1 bath house. That 44K after tax is ~2,200/month.
That's $1800/month in margin here in good ol' rural Indiana.
She's traveling, living her best life, she doesn't really care about her debt. Gypsy lifestyle. Judge her by her actions not her words.
Why she calling then?
@@stevenporter863Didn't understand also why she called... Maybe to feel better victimizing herself.
This is a perfect story for John😂😂
Are you safe dear? Is the car “safe” honey??? 😂😂
Can you breathe?
He’s pretty creepy
Relocating to the Midwest could be a good option in order to get back on her feet. I recently visited my son and a friend in Emporia, Kansas and was surprised by how much cheaper housing is compared to Las Vegas where I live. They pay under $600 for a 1 bedroom apartment and gas is over a dollar cheaper there as opposed to Las Vegas. I pay $1,800 for my mortgage and HOA combined for a 2 bed, 2 bath townhome. I would live to move to Emporia but the wages for my field of work are much lower there and I would be taking quite a large pay cut so I don't think it would be beneficial for me at this time. I might think about moving there a few years down the road.
Rents and home purchase prices are so low in Kansas, I noticed this on a recent road trip.
@@alladreamwedreamed even with probably losing the Uber eats income, 44k for a remote job can go a long way in Emporia KS
Homeless in a car in AZ, but wants to go to even more expensive CA. Make it make sense.
Of course here is Baloney asking if she feels safe. Do not go throw money on rent keep living in your car but just move somewhere that is safe. She is already working remotely she can go live anywhere. Go somewhere safe in the Midwest.
He’s dramatizing what safe is.
It's Deloney by the way. You might want to proofread your comments before posting them. 😂
@@BREEZYM6015 I doubt he’s reading any of these lol
The guy has a diseased heart from years of dealing with unsafe and scared patients, yet this caller has to add to the tally.
@@Primitive_Code he signed up for it and makes a lot of money so…
I have an idiot friend who is whining about where he lives and decided to get out of the lease early. Instead of really looking for something he like he chooses to work where he is moving out of and is deciding to live on the streets where he is unsafe. He is also giving up his dogs because he is broke. Everything about these people are just playing victim and have every tool to help them. I’m not gonna support this behavior. I’m not- he actually had this mentality where he thinks he is gonna be rich by living off of other people using their showers instead of renting his own place. Grow up
This is Jewel's fault.
🛑🛑🛑🛑😂😂😂😂
😭😭🤣😂😅😆💀⚰️
Pause video at :56 after "organize" and have group discussion
I can’t believe this girl said instead of getting a HOME she’s paying off debt. How dumb is that ???!!
Not that bad if you’re single and no children. She definitely needs to be much more grounded.
It's smart
@@scottlaux6934 it’s smart to be homeless and pay pointless debt collectors. You make zero sense. Stop blindly taking Ramsey advice. It’s not one size fits all
Dave Ramsey social media guy is trolling Dr phony balony delony with the I’m unsafe thumbnail 😂😂
We, as a country, are failing these kids going to college for nothing. We need to be vetting these kids before they go broke for a degree they don't need or use. So they go $85k into debt when they could have worked for 4 yrs and made $160k. AND be ahead in real world experience. Crazy.
Does George and John know that people are living in their cars full time? The cost of the road trip is about the same as her paying rent and staying put.
Arkansas is cheaper then those states you named.
"I'm the type of person to figure it out on my own"
Then why is she phoning the Dave Ramsey show?
When you've hit rock bottom that when you run to a pay phone and call Ramsey...oh wait all pay phones are gone now. 1 800 DIAL A PRAYER
This was the most disturbing and hopeless situation - gut-= wrenching. I felt a huge sense of actual fear in my gut and the situation kept on getting worse. The car situation alone - OMG.
At least she has the option to live with family. That's the only way she's going to get out of this.
Trauma and ptsd I doubt it , these young people insult our veterans when they say normal things give them ptsd
Y'all, she lives in a car at age 30 with 100k in debt and she works in...HUMAN RESOURCES. LOL. Unbelievable.
What’s funny?
@@champagne4bfastPeople who work in HR should generally be practical people with good people skills who generally have their stuff together. Not 30 year olds living in their car. Imagine you're at work and have a dispute with a coworker or a question about your HSA and the person who is supposed to assist you lives in their car.
You're pretty old at 30 to be "traveling" while having a ton of debt. That Instagram crap is usually for college graduates to bs around before starting their career.
People! Ask yourself the job you want and then get on the Internet and see what the requirements are from actual employers. Then go to school for that! Get those requirements. Don't start from the opposite direction collecting degrees that don't even comport to an actual job name. If your degree name does not pretty directly correspond to a job title, watch out
Shelters don’t take pets
They don't take people. They send the women and kids to extended stays and the men back on the streets.
Goodby pet. Hello to renting a room somewhere.
Young people: higher education has stolen your future. This poor girl was *allowed* (and likely encouraged) to borrow $85K for a degree that really isn't related to finding a solid job.
I understand she wasn’t taught how to manage money but she driving around the country living a fake social media life instead of finding a city she can afford to live in. This girl is living in her car now in AZ but mentioned she is planning to move to CA which is much more expensive to live. Our school systems failed this generation by telling them they need to go in debt for college whose ROI is not for 5-10 years. Also, if they post pictures driving around the country, that makes them cool.
The person who titled this clip knew exactly what they were doing 😂😂😂 Baloney
She chose not to renew her lease. And she says she is "traveling"?
She is saving her rent every month.
From $7K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family
I agree just reached my goal of $100k monthly trade earnings. Setting realistic goals is an essential part of trading
How does this trading stuff work? I'm really interested but I just don't know how it go about it. I heard people really make it huge trading.
Get yourself someone like Stacey Macken who understands the market very well and is also a professional in placing trades. That's the key
I made a lot from last week, a vision of the effective signals alone assured me of the turnovers. all thanks to Stacey Macken .
Stacey's understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her signals are top notch .
This woman needs to move. Living in your car sounds rough, but living in your car in scorching phoenix heat is on another level
A lot of these kids lack guidance and that’s why they make these decisions
I hear stories like this and it makes me cry. Just want to hug that person and say it will be ok, but until that crippling debt is paid it's going to be a day to day nightmare. You can just here the desperation and shame in her voice. These are good people who put themselves in bad positions. There are many people who are content creators living in their converted cars or vans that actually are living great lives and live within their means and are happy. The reason many are happy is because they are in some regards debt free. When you live in a car due to serious debt, it's not the same sense of freedom and joy.
She's already given up. You can hear the desperation in her voice. She needs an attorney, a therapist, a financial counselor, and someone who checks on her regularly. None of the advice the show provided will work on someone like this.
No matter what you do you can't fix stupid!
She’s not right! Dangerous!!!! Not thinking at all!
Cars go vrooom.
when she said very under water in the car loan really means I haven't been making the payments and they are trying to repo it, but they can't because I'm living in it
You got it right
That Kia soul is gonna be posted up in a parking lot in Pismo or Santa Cruz by the end of the month.
A poor person begging on the street nobody bats an eye, everyone keeps walking. A poor person begging on the street with a dog by his side… OMG that poor dog!! How’s that dog going to eat!! These comments prove it.
So much better to take out loans, major in communications, and ride the CC rather than finding a good guy and being mom.
She's a trooper , working living in car and paying off debt . Me I would be damned if I would live in car and pay off creditors . Ridiculous.
Why do homeless people need to have a dog. Learn to be by yourself.
exactly, why the dog gotta suffer 😮
I did this, I can relate worked an office job, uber at night sleep in my car 2 years to clear 90k of debt in happens. The heat wasnt that bad at night but winter sucked
I am in the same situation living in my truck. But luckily I am not far in debt. Just $45,000 in debt
Respect!
That is "far in debt".
The facts are that everything is going up except the pay.
Many of us are living mobile, some by choice choice, some not so much.
I've been living in my van for 4 years now.
I live on less than half of what I make and have no debt.
Car living does not have to be unsafe. It is a perfectly reasonable choice it does require specific skill development.
It's not for everybody, but it is becoming more viable when to live traditionally, almost assures a paycheck to paycheck lifestyle.
There is also a sense of freedom that comes from the Nomad lifestyle.
Living in a car ain't that bad. I did it for 2 years to save up a down payment for a house. I parked outside of work and worked 6 or 7 days a week. It's crazy how fast money piles up when there is no bills and expenses are basically just food and I put gas in my car like every other month.
Love George.
join the Army.
Air Force
Too many young women believing the cultural lies and finding themselves, broke, alone and confused spiritually and emotionally unstable. Lord have mercy.
As opposed to popping Valium and staying with abusive men because they have no other option? More men still live with their parents than women. Young men are mostly addicted to porn and well. I don't know any married women who are actually happy with their lives. They also tend to have very low standards in men, which is the only reason they are married. Meanwhile, men are self-exiting in higher numbers than women.
Who is pushing these lies?
@@imakebank6524 It's multifaceted, not just one person or institution, how far can we go back, how far do you want to go back? One aspect is the point of the Ramsey program, believing debt is ok. Solution?
Whether we agree or not his principles are mostly built on biblical ones that seem to work.
They just don’t understand logic until it eventually hit them! Sad 🤦
@@imakebank6524 Democrats
Go north to Flagstaff for the summer if staying in the car👌🏼.
Don't live in your car. It makes you very vulnerable. You can get out of debt without such rash measures. I think this caller needs a trusted adult advisor. If you can work remote from your car you can relocate to a more affordable area and work from home. And keep the dog. It's probably your best friend.
This is something that is going to proliferate. People who have jobs don't have enough to pay for life's basic expenses.
Expensive rent prices are driving people to be homeless .
So true
Yep
very true
I saw prices under $900 around the downtown area.
Rents are getting ridiculously HIGH…and almost any low rent district is often way more dangerous than living in your car!! At least if you don’t feel safe one night you can move to another place. If you are renting you are most likely on a lease…hard to get out of that if things get messy!!!
Sounds like she needs to grow up. That whole “my life is travel” mentality needs to go away. Time to grow up and settle down somewhere. Travel once you aren’t broke.
Stop with the comments making fun of Dr. Delony! I can't like them all.
Dr. Baloney?
This is a Jon Delony dream call because this lady really isn't safe. He didn't even have to dig to find one little crumb of trauma like he normally does
Are you safe? Delony is so crazy.
Living in a car/tent is not the end of the world. People all over are doing it..Ive done it in Florida. Retired couples live out in f RVs all the time.
Ive done it in Florida.
It's not at all safe for a woman to do that long term. Not even safe for a man really.
You cannot live in Arizona during the summer in a car. I lived there 35 years. Also, how do you live in a car and work in HR?
sounds like she watched too many tiktoks about van life.
Remember that girl who lied about being homeless?
She is not homeless...she's out doing what she wants
John are you safe deloney😅
She can live in a car for 4-5 years. She will be okay. Pay that debt and then save a lot
That is not a common sense decision
@@blackbutterfly233ifywhy not? She's doing it now
"If you're going to live a nomadic life...get an apartment."
Wait what?
100% certain she is a Biden voter.
What a idiotic comment
me, too
Yes she's the type of person that would be dumb enough to vote.
Why are yall talking to her about debt !!!! She needs a home.
She has a home, her car. I did it for a year to get ahead of things.
@@scottlaux6934 that’s not a home fool ! I lived in my car too. It’s not a home. She should save every dime forget student loan omg stop with the student loan crap
She should use her degree to join military as an officer
No.
John needs to write love stories.
Someone making $44K can barely eat, much less pay $2-3K/mo in extra payments.
She should sign up for IDR.
On 60k, she can live in an apartment.
Maybe she likes living in her ca? She says she travels in it. Some people do like doing that. It's better for you to travel now, when you are young, then to do it 20 years later.
Íf to travel while living in your car is so great why she calling? Obviously there is a little $100k problem and disconnect between reality and fantasy.
Only an idiot lives in apartments. At least her car probably doesn't have rats, cockroaches and bedbugs. Apartments do.
Girlfriend is ALL mixed up.
@5:45 she said one or two thousand. That's a pretty big difference, sounds like she needs to actually do some budgeting. The first number sets a time frame but that second number cuts it in half. Which one is it.
Why does she have a dog when she can't even take care of herself?
Here before someone suggests OF
She's in her 30s it's too late unfortunately
@@reesercliffI'm 42. I still get approached by teenagers. I've actually had a couple guys in their 20s encourage me to do OF. It's crazy how out of touch with reality the manosphere is.
Sorry to be that guy, but we don't know what she looks like. OF only work for attractive people.
lol, your not every guy. Milf porn is real, stop being delusional.
@@RepentImmediatelygross. You want to brag about that??
“PTSD” is thrown around too much. What actually is back home?