Those kinds of trips just to gamble and drink and spend a fortune on entertainment is HOW people get into debt! It's disrespectful to pressure other people to do something like that!
Yet you’re one of those people who go into debt and put everything on a CC instead of cash flowing it then you call Dave complaining you’re in debt !!! 🙄🙄
It's a good call from someone in step two, he realizes he has to spend up his emergency fund to do this trip. Dave's advice was good, he can also let his parents know that taking this trip is causing a month squeeze on him and accept it as a gift.
No one regrets not saving $900 on something on their deathbed, but they definitely will regret not spending time and creating memories with loved ones.
If you on your deathbed, it won't make a difference either way, you can't take money or memories with you. We all know when you go to Vegas, you going to be spending much more than $900, so can you really control yourself and not be influenced by family, I highly doubt it. As someone else said rather do something else or you going to be miserable even if you do go when you got no money. I don't disagree with you, but I am mixed whether they should go.
@WheresPaul#1981 I know, been to Vegas countless times and never gambled much, went to clubs or binge drank. But the whole premise of a 21st B day blowout in Vegas doesn't really speak family friendly activities.
Don’t go but have a nice dinner at home with her and the family celebrating her birthday with a nice cake, family pictures etc. My wife and I are debt free for years. We do not go out to restaurants, lousy service, no value to investment etc. instead we cook a theme meal every Wednesday night. If we are having Mediterranean night the background music is same. NO cell phones! It’s been great and our adult children and their families love it! I’m just encouraging people to spend real time together because in these busy times we really only get about 40- 65 nights per year or about 80-120 hours together. That is what I think about. Not much time really….also, all are debt free.
As an adult, there is really nothing interesting about a 21 year old's birthday party. Send her a birthday check. I guarantee she won't miss you as much as you think she will.
I agree, however, other family members might miss them. I lost my mom at 28 and would give anything to have spent more time with her and my dad. I know the 21 year old is there to party, lol!
Bad idea. She's 21 and likely moving towards a life away from the family. This is likely the end of the birthdays together. There's nothing more iNSULTING than a gift of cash which says, "Hey, listen, I think you're poor, and I don't know what to get you anyway, so I'll just throw a few hundred bucks in an envelope for you." With that money, he could have made the trip to Vegas and made a family memory.
So much overthinking for a birthday trip. Even more reasons to get out of debt so you don't miss out on life and have to overthink so much for only $900. Also, best idea for him is to send the sister a really nice cash gift and be done with it.
This guy is the worst kind of SIMP. Only wimps,simps and pro doormats jump thru hoops waste THIER hard earned money on something like a destination birthday party. This pansy should MAN UP and say HELL NO, THIS IS CRAP. Deloney is so beta boy on this. This sister isn't paying for anything so screw her feelings.
Dude, the best memory I have of my big brother is he took me to a movie theatre as a kid (dollar days) and then bought me popcorn. Girl doesn’t need a special trip for her 21st birthday. (I don’t even remember what I did on my 21st birthday…and guess what? I don’t care!) I did not go on a trip…and I don’t care one iota. Your answer to the statement is simple. Maybe one day when you are out of debt and she is married and out of debt, you can take a family vacation together (like I am about to do. And even then, we are driving a big vehicle, not flying bcs of cost)
If you genuinely wanted to go, just go, it’s not that much money. It’s only a month. But he clearly doesn’t really want to go, and not for monetary reasons. $900 to schlep out there for one night is not great, and I love Vegas. Just use the debt as an excuse and don’t go. Blame Dave Ramsey!
We downsized, moved to Florida from MN where I can work from home, no state income taxes, and paid cash for a small house so that we could travel anywhere anytime. And we have.
Don’t go. You’re just going to end up being a “knot on the log” in your family’s view because of your values. Tell them you don’t drink, dance, etc. and they can get over it.
What makes her 21st birthday such a milestone? Used to be cuz that's legal drinking age and presuming it's gonna be her first alcoholic drink ever with family. If she has not waited then it is no longer a milestone. If she has waited then go celebrate with her!
Yup I bet it is more than $900, that's an under estimate not an over estimate, food, gas, hotels, and who knows what else. I guess if they stick to a stick budget.
I am like this guy, I have no bad debt but I struggle to spend money on a vacation, I feel I can use that money towards my mortgage. It's hard to spend money on things when you think you can better use it for something more. I am spending $2K on a trip in July but in the back of my mind, I say to myself I can use this for my mortgage but I also have to remind myself I should live and enjoy life. When you in save save save mode, it's hard to spend. Things are expensive, $900 doesn't seem unreasonable for hotels, gas, I bet it will cost more than $900
I should note me and my family have been on three trips this year. Key West, Disney Cruise, Hawaii and another Disney cruise in November. I’m kinda of tired of trips… there are times where I think we should have spreed these trips out over the past years and extended paying off our home by a year or two. At the end of the day you’re thinking about this. MOST people do not. You’re doing great, but enjoy the journey. More importantly take care of your relationship! The rest is noise. Hope this helps, these thoughts are normal while paying off your home.
He just doesn’t want to go. He could just go, spend time with his sister and, celebrate her. I wonder what the dynamic is with wife and the rest of his family… more to this story.
Just don’t go. If you say she and her boyfriend are serious and will get married soon, just get out of debt so you can go to her wedding and see all your family then. Make a whole week of it for the wedding festivities.
Not going on vacation when you don’t have the money is a rule i learned at a young age and on judge judy. But there are exceptions i just went to Tennessee and I didn’t pay for the plane ticket or food also going on a fishing trip where I won’t pay the gas. Family vacations should probably be treated differently.
Just go! There's plenty to do in Vegas. You don't have to go to clubs or drink. Your sister is only 21 once and it's not going to set you back that much. Your sister will also remember the trip with you being there for her.
@@fauxbro1983 Not true. I went at 20 and they wouldn't even let us sit at the bar for water. My friend and I still had fun. We ended up trying different restaurants, exploring downtown vegas, people watch, went to some shows, etc... If we wanted to venture out more we could have went hiking or did another activity...
Looking at car rentals in San Antonio - you could rent a 4 cylinder that's going to almost get 2x the gas mileage of your Tacoma for $100. That would save you a couple hundred as well.
If your family wants you to go that bad they should pay because you are dedicated to paying off debt, have a nice family dinner for your sister after she parties in Vegas
If you have to think about it money wise, then you can't afford it. Don't go. And make it clear that you are on a journey and this will be detrimental to that journey. You can celebrate a number of other ways that she will remember and be thankful for later.
Are you kidding me?? Take a trip while you're in debt?? I wouldn't even take one right now even if well-off financially; not with these outrageous gas prices.
Driving is not economical right now, Dave. However the dude needs to get an Allegiant ticket up in Austin and fly out to Vegas from there. Might save him some money.
John is not right! He does this "mediumship" dressed up as psychoanalysis, making predictions whilst not really listening to what the person is actually saying and then warping the person's words to fit his prediction. He called for Dave's Blessing on the trip that he REALLY wants to go on to celebrate a Sister that he dearly loves. His family will be upset if they don't go, regardless of the reason x
Its a waste of money. Even if he had a 100k in the bank. All of that money for a dinner in Vegas with family?? I've booked an all-inclusive 4day trip to Mexico for 900 bucks.
If they agreed to it before starting their plan then why? Did they values somehow change recently. If it's the money then let it be the money. Or likewise with the values. Seems a little wishy-washy my friend
Flying out for one night is a terrible idea, even if you don’t want to do the club scene there’s a nice national park nearby, Hoover dam, Area 51 is cool. Especially if the entire family is going, just make the trip.
Dude…. I go to Vegas frequently. It’s gunna be more than 900 bucks haha. It’s cheap to fly there but everything like food, beverages, service, taxi, Uber etc everything is waaaay more expensive.
It sounded like he did not want to go, and was phoning in on the hope that Dave said "no way dude!". Bottom line, as much as he would like to be there at his sister's birthday, the trip is not his scene. I would not go to something like that anyway. So shout her to an extremely nice dinner either before or after the event and stay home.
Lol. My 21 st bd. Friend took me to a bar. They didn’t even give me a drink. We left later. No bid deal. I’m not a drinker ever. Vegas is EXPENSIVE! Go after your debt is paid off
Something that wasn’t mentioned was the potential cost associated with blaming finances for not going. This isn’t an expensive trip and this type of thing really turns people off to financial responsibility. The truth is this isn’t just a financial choice so honor the family with the full truth, don’t just blame money.
$900 for a party sounds REAL expensive to me! There's plenty of ways to honor family without everyone wasting money on such a trip. That's how people get into debt in the first place!!!! Why are you watching Dave if you believe it's okay to waste more money when you're already in debt?
I didn't celebrate my 21st with my family. Was in college. We'd never go to Vegas either. Save your $. Your family sounds like a bunch of partiers. Celebrate at her wedding.
Don't go - what a waste of time and money and contrary to your values. Do something really special and personal and meaningful for her at home BEFORE her birthday. And if you're saving $900 on the trip you can spend more on her gift.
40k in debt, and you tell him to go to Vegas ? I was waiting for you to ask if he can control his gambling, since he has a demonstrated difficulty controlling his spending.
$900 to go to Las Vegas…. Yeah right. Dude you’re in debt, you know you do not have the funds, you are not that interested in going, and frankly you don’t want to act like a 21 year old and party. Just stay home, your sister will be fine. Take her to a brother sister brunch when she gets back, and explain why you and your wife decided not to go. 21 really isn’t that big of a deal once it comes and goes
There are plenty of things to do in Vegas other than what you're just thinking there's to do and you really don't want to miss your little sister's 21st birthday because truthfully how you going to explain why you can't go because of a thousand bucks because you don't like to drink I mean there's other ways that you can celebrate her birthday during the day that won't involve that there's plenty of activities but each to their own of course
This is the kind of world 🌎 we've made for ourselves and our children, better have no enemies when the light goes out , due to the economic criss, wars and rate of unemployment I think now is the best time to invest and make more money for the future💯.
As an adult, if you need to phone another adult to get " permission" to go to your OWN SISTERS birthday then you need to have a good hard look at yourself. 900 ain't cheap granted but come on man 😂😂😂
Ultimately it IS. If you do something on debt you have to pay eventually AND you pay much more. If you pay cash your money goes much further. Of course you need debt to buy a house or maybe for certain business ventures. However going into debt is generally NOT a good idea.
@@thandasibisi7534 lol you’re proving my point… it ISNT the goal. Even using the baby steps the ultimate goal is to build wealth and change your family tree.
This guy should just go. The experiences that life has to offer are worth taking another month or so. He's letting that guilt of crushing debt stop him from enjoying life.
Just go on the TRIP! People are weird calling Dave to ask permission. You know the baby steps. . . Make a decision you're an adult.
It is very odd.
Exactly!!!
Those kinds of trips just to gamble and drink and spend a fortune on entertainment is HOW people get into debt! It's disrespectful to pressure other people to do something like that!
Yet you’re one of those people who go into debt and put everything on a CC instead of cash flowing it then you call Dave complaining you’re in debt !!! 🙄🙄
It's a good call from someone in step two, he realizes he has to spend up his emergency fund to do this trip. Dave's advice was good, he can also let his parents know that taking this trip is causing a month squeeze on him and accept it as a gift.
No one regrets not saving $900 on something on their deathbed, but they definitely will regret not spending time and creating memories with loved ones.
After years of being overseas, I regret not making it to weddings and celebrations with Siblings, especially for
Yup.
@@jimmay1988 wedding are different . Also, she's getting married soon, i think
If you on your deathbed, it won't make a difference either way, you can't take money or memories with you. We all know when you go to Vegas, you going to be spending much more than $900, so can you really control yourself and not be influenced by family, I highly doubt it. As someone else said rather do something else or you going to be miserable even if you do go when you got no money. I don't disagree with you, but I am mixed whether they should go.
No, they won't. Wasting money on a stupid 1-night trip is stupid. A wedding is much more important than a 1-night birthday party.
I feel like a 21st B day blowout in Vegas is not really a "family" event. I probably wouldn't feel comfortable going.
1000000% what I was thinking too!!!
You’d be surprised. Vegas has the hats for all to wear. Some families… are in the club lol
@WheresPaul#1981 I know, been to Vegas countless times and never gambled much, went to clubs or binge drank. But the whole premise of a 21st B day blowout in Vegas doesn't really speak family friendly activities.
“Sell the car” - then you can’t even make the drive 😄
🤣🤣🤣
And deliver pizzas and eat beans and rice as well
It just appears it's no longer his scene.
Sometimes we just have to celebrate the life that we take for granted.
Don’t go but have a nice dinner at home with her and the family celebrating her birthday with a nice cake, family pictures etc.
My wife and I are debt free for years. We do not go out to restaurants, lousy service, no value to investment etc. instead we cook a theme meal every Wednesday night. If we are having Mediterranean night the background music is same. NO cell phones! It’s been great and our adult children and their families love it! I’m just encouraging people to spend real time together because in these busy times we really only get about 40- 65 nights per year or about 80-120 hours together. That is what I think about. Not much time really….also, all are debt free.
Sounds like she's going regardless.
I don't wanna celebrate her birthday or go on the trip. So there's that.
As an adult, there is really nothing interesting about a 21 year old's birthday party. Send her a birthday check. I guarantee she won't miss you as much as you think she will.
I'm glad someone else said something. I honestly didn't understand what the point was.
Absolutely true!
I agree, however, other family members might miss them. I lost my mom at 28 and would give anything to have spent more time with her and my dad. I know the 21 year old is there to party, lol!
Bad idea. She's 21 and likely moving towards a life away from the family. This is likely the end of the birthdays together. There's nothing more iNSULTING than a gift of cash which says, "Hey, listen, I think you're poor, and I don't know what to get you anyway, so I'll just throw a few hundred bucks in an envelope for you." With that money, he could have made the trip to Vegas and made a family memory.
as an adult, you should know that you don't get time back with your family.
Oh please, just go and have fun.🙄
And then get back to business.
That mentality is how he got into debt in the first place
So much overthinking for a birthday trip. Even more reasons to get out of debt so you don't miss out on life and have to overthink so much for only $900. Also, best idea for him is to send the sister a really nice cash gift and be done with it.
Take her out and bond with her when she gets back. Don’t force yourself to go
I’ve been here a hundred times. I always go and mostly regret it. It’s usually a friends thing, not family. Family, I go.
Don’t do anything you don’t want to do. To be fair, buy her a present and make her feel special before she leaves. Take her to dinner
This guy is the worst kind of SIMP. Only wimps,simps and pro doormats jump thru hoops waste THIER hard earned money on something like a destination birthday party. This pansy should MAN UP and say HELL NO, THIS IS CRAP. Deloney is so beta boy on this. This sister isn't paying for anything so screw her feelings.
Little sister doesn't want her big brother with her in Vegas for her 21st 🤣
Why are you people so dense? It's a family trip
I would never fly anywhere for only one night just to celebrate anyone's birthday, including my own.
😂😂😂😂😂
Enjoy your miserable life then
I’ve never heard someone give more reasons not to do something than this call.
Send her a card with $100 bucks. Stay at home
With $21 dollars
@@joyaustin6581 inflation $121
No one
Absolutely no one
Dr. Delaney: “there’s something else going on”
I feel like this happens way too often lol that’s his step in the convo 🤣
@@tinyloc5596 hahahahhaa for sure 🤣 it’s like you know it’s going to happen
This sounds like a terrible trip ….
Dude, the best memory I have of my big brother is he took me to a movie theatre as a kid (dollar days) and then bought me popcorn. Girl doesn’t need a special trip for her 21st birthday. (I don’t even remember what I did on my 21st birthday…and guess what? I don’t care!) I did not go on a trip…and I don’t care one iota.
Your answer to the statement is simple.
Maybe one day when you are out of debt and she is married and out of debt, you can take a family vacation together (like I am about to do. And even then, we are driving a big vehicle, not flying bcs of cost)
21st birthday does not even register on the importance scale
If you genuinely wanted to go, just go, it’s not that much money. It’s only a month.
But he clearly doesn’t really want to go, and not for monetary reasons. $900 to schlep out there for one night is not great, and I love Vegas. Just use the debt as an excuse and don’t go. Blame Dave Ramsey!
Lol blame Dave Ramsey
Send her $100 and take her out to dinner when she gets back.
Perfect
Make her beans and rice
We downsized, moved to Florida from MN where I can work from home, no state income taxes, and paid cash for a small house so that we could travel anywhere anytime. And we have.
Don’t go. You’re just going to end up being a “knot on the log” in your family’s view because of your values. Tell them you don’t drink, dance, etc. and they can get over it.
It sounds like he just doesn't want to partake in the same nightlife. There are plenty of things to do during the day.
Guarantee he would pout the entire time.
@WheresPaul#1981 why would someone go to Vegas if they didn't have money to spend? Pretty sure the only thing there that is free is the heat.
What makes her 21st birthday such a milestone? Used to be cuz that's legal drinking age and presuming it's gonna be her first alcoholic drink ever with family. If she has not waited then it is no longer a milestone. If she has waited then go celebrate with her!
Did the legal age drinking age change?
Dave is severely disconnected as to how much things actually cost. Lotta free stuff when you’re rich ironically.
"No new cars for thee. Big shinny Ford Raptor for me."😂
You're seriously disconnected to any form of an intelligent or coherent statement.
Yup I bet it is more than $900, that's an under estimate not an over estimate, food, gas, hotels, and who knows what else. I guess if they stick to a stick budget.
@Tankkizzle what’s lame about what I said?
Dave say invest! Says it all S&P down nearly 20% and he doesn't look at his 401k statement
I am like this guy, I have no bad debt but I struggle to spend money on a vacation, I feel I can use that money towards my mortgage. It's hard to spend money on things when you think you can better use it for something more. I am spending $2K on a trip in July but in the back of my mind, I say to myself I can use this for my mortgage but I also have to remind myself I should live and enjoy life. When you in save save save mode, it's hard to spend. Things are expensive, $900 doesn't seem unreasonable for hotels, gas, I bet it will cost more than $900
If you have a mortgage then you have debt.
@@teeduck mortgage is good debt. You own a house 🏡
I should note me and my family have been on three trips this year. Key West, Disney Cruise, Hawaii and another Disney cruise in November.
I’m kinda of tired of trips… there are times where I think we should have spreed these trips out over the past years and extended paying off our home by a year or two.
At the end of the day you’re thinking about this. MOST people do not.
You’re doing great, but enjoy the journey. More importantly take care of your relationship! The rest is noise.
Hope this helps, these thoughts are normal while paying off your home.
Bro, just go. Another month or two is not gonna change your world.
He doesn’t actually want to go. I love Vegas so I don’t get it, but to each their own.
Doesn’t sound like he wants to do the trip
I wouldn’t want to either
He just doesn’t want to go. He could just go, spend time with his sister and, celebrate her. I wonder what the dynamic is with wife and the rest of his family… more to this story.
Just don’t go. If you say she and her boyfriend are serious and will get married soon, just get out of debt so you can go to her wedding and see all your family then. Make a whole week of it for the wedding festivities.
Dude go for your sister, you're over thinking it. Go hang out, eat, chill and go home 🙄
Not going on vacation when you don’t have the money is a rule i learned at a young age and on judge judy. But there are exceptions i just went to Tennessee and I didn’t pay for the plane ticket or food also going on a fishing trip where I won’t pay the gas. Family vacations should probably be treated differently.
Just go! There's plenty to do in Vegas. You don't have to go to clubs or drink. Your sister is only 21 once and it's not going to set you back that much. Your sister will also remember the trip with you being there for her.
Lol. Unless you're gambling, drinking or going to clubs there is no reason to go to vegas
Went years ago and spent time walking around town, people watching. It was fascinating.
@@fauxbro1983 Not true. I went at 20 and they wouldn't even let us sit at the bar for water. My friend and I still had fun. We ended up trying different restaurants, exploring downtown vegas, people watch, went to some shows, etc... If we wanted to venture out more we could have went hiking or did another activity...
Nah. Dave's plan
@@fauxbro1983 my wife and I went with a baby and had a blast, not sure what Vegas you’re taking about.
Looking at car rentals in San Antonio - you could rent a 4 cylinder that's going to almost get 2x the gas mileage of your Tacoma for $100. That would save you a couple hundred as well.
900? Seriously? Just go man
There is great hiking around Vegas, sightseeing and non-casino activities.
Go!!! Family is important money can be replaced
Drives a $40k truck and complaining about a $900 family get-together that was planned for years.
If your family wants you to go that bad they should pay because you are dedicated to paying off debt, have a nice family dinner for your sister after she parties in Vegas
They’re probably is worse financial condition yet “vamp” off them?
Better than I deserve.
I’d buy that for a Dollar!
If you have to think about it money wise, then you can't afford it. Don't go. And make it clear that you are on a journey and this will be detrimental to that journey. You can celebrate a number of other ways that she will remember and be thankful for later.
Are you kidding me?? Take a trip while you're in debt?? I wouldn't even take one right now even if well-off financially; not with these outrageous gas prices.
fly you don't need to drive
He would feel way worse if he didn't go, plus couldn't look his sister in the eye afterwards
That’s what I do also, I don’t want to really go to Denver, so I tell myself it will be too expensive.
Plane tickets to Vegas are often subsidized, I believe that the gas price to go is similar.
Just bring the rice and beans with you bam 💥 save a lot of money
He feels bad admitting he really doesn't want to go. Lol.
Just have a cook out a week later with good food and cake for $150
Just go. It’s $900!
Driving is not economical right now, Dave. However the dude needs to get an Allegiant ticket up in Austin and fly out to Vegas from there. Might save him some money.
Celebrate with her when she comes back. Why spend the money for one night to have experiences you don't really care about.
John is not right! He does this "mediumship" dressed up as psychoanalysis, making predictions whilst not really listening to what the person is actually saying and then warping the person's words to fit his prediction. He called for Dave's Blessing on the trip that he REALLY wants to go on to celebrate a Sister that he dearly loves. His family will be upset if they don't go, regardless of the reason x
Idk if he really want it to go he would phase it differently
@@bobberry1463 Hi Bob, perhaps I just heard him differently- to my hearing he said "I REALLY do want to go" several times x
The caller literally said he doesn’t really want to go
@@adamseidel9780 After some coercing, sure! He's on a radio show heard by thousands of people - who is he to argue with "the Expert" - right?! xx
Geez I know this guys feeling it's tuff one
Bday parties at 21? Doesn't it sound a little high maintenance? If it's a wedding, that's something you should go.
Going to Las Vegas even for one night is not cheap including travel, food , etc. $800/$900 is not unrealistic especially if you have kids.
Its a waste of money. Even if he had a 100k in the bank. All of that money for a dinner in Vegas with family??
I've booked an all-inclusive 4day trip to Mexico for 900 bucks.
I'd go.
Don’t go . Send a nice gift. They don’t want to fall into peer pressure .
If they agreed to it before starting their plan then why? Did they values somehow change recently. If it's the money then let it be the money. Or likewise with the values. Seems a little wishy-washy my friend
Meals, lodging and travel for two to Las Vegas would cost well over $900. The one night in the hotel would be $400 plus
Short answer NO
You need to get away and just clear your mind. A family trip is a great idea.
I wouldn't spend two days driving for one day in Vegas, or anywhere else for that matter.
Flying out for one night is a terrible idea, even if you don’t want to do the club scene there’s a nice national park nearby, Hoover dam, Area 51 is cool.
Especially if the entire family is going, just make the trip.
Why can't you celebrate your sister's birthday in another way? Fly her down to San Antonio and show her around. Or take her out to Austin for the day.
If he doesn’t gamble, go!
DAVE WITH THE MUSIC!!
Go on the trip!
Dude…. I go to Vegas frequently. It’s gunna be more than 900 bucks haha. It’s cheap to fly there but everything like food, beverages, service, taxi, Uber etc everything is waaaay more expensive.
This reminds me of a kid asking his dad for permission to go to out with his friends
NOOOOO! Don't know what to do? It will cost more then $900.00 unless he sleeps in his car!
It sounded like he did not want to go, and was phoning in on the hope that Dave said "no way dude!". Bottom line, as much as he would like to be there at his sister's birthday, the trip is not his scene. I would not go to something like that anyway. So shout her to an extremely nice dinner either before or after the event and stay home.
Lol. My 21 st bd. Friend took me to a bar. They didn’t even give me a drink. We left later. No bid deal. I’m not a drinker ever. Vegas is EXPENSIVE! Go after your debt is paid off
Something that wasn’t mentioned was the potential cost associated with blaming finances for not going. This isn’t an expensive trip and this type of thing really turns people off to financial responsibility. The truth is this isn’t just a financial choice so honor the family with the full truth, don’t just blame money.
$900 for a party sounds REAL expensive to me! There's plenty of ways to honor family without everyone wasting money on such a trip. That's how people get into debt in the first place!!!! Why are you watching Dave if you believe it's okay to waste more money when you're already in debt?
@@curiouscat3384 interesting. Have a good day lol
I didn't celebrate my 21st with my family. Was in college. We'd never go to Vegas either. Save your $. Your family sounds like a bunch of partiers. Celebrate at her wedding.
Don't go - what a waste of time and money and contrary to your values. Do something really special and personal and meaningful for her at home BEFORE her birthday. And if you're saving $900 on the trip you can spend more on her gift.
40k in debt, and you tell him to go to Vegas ? I was waiting for you to ask if he can control his gambling, since he has a demonstrated difficulty controlling his spending.
Spending and gambling are different
@@sidew8ys I agree. They can also sometimes both be similar manifestations of a lack of self control.
$900 to go to Las Vegas…. Yeah right.
Dude you’re in debt, you know you do not have the funds, you are not that interested in going, and frankly you don’t want to act like a 21 year old and party.
Just stay home, your sister will be fine. Take her to a brother sister brunch when she gets back, and explain why you and your wife decided not to go.
21 really isn’t that big of a deal once it comes and goes
love the idea of drawing names 😍 🤔 💭
Don’t go to Vegas. Save your money for the wedding you will be attending.
Don’t go. He doesn’t have the money and he doesn’t want to. Easy decision.
It's crazy how people can't make simple decisions. Like FFS!
Meh.. dont go. It's a birthday, not a wedding.
Sure, I'm going to Disney. Hey, you got to live every now and then. Life is about experiences. Just don't add debt to do it.
We didn't do anything to celebrate my 21st birthday and I turned out OK. LOL
You can take a trip to the city park. That's it!
There are plenty of things to do in Vegas other than what you're just thinking there's to do and you really don't want to miss your little sister's 21st birthday because truthfully how you going to explain why you can't go because of a thousand bucks because you don't like to drink I mean there's other ways that you can celebrate her birthday during the day that won't involve that there's plenty of activities but each to their own of course
This is the kind of world 🌎 we've made for ourselves and our children, better have no enemies when the light goes out , due to the economic criss, wars and rate of unemployment I think now is the best time to invest and make more money for the future💯.
🇺🇦I'm from Ukraine investing now will be a very wise choice ☺️ to secure a better future for my family God help us.
I stumbled upon one of he's clients testimonies and decided to try him out, Im expecting my 3rd cash out in 9days
This sounds good, how do I reach out to him?
This sounds good, how do I reach out to him?🙏
Thank you very much 🙏 I'll start trading with him
A 25 day setback isn’t going to kill anybody. If you want to go then go.
As an adult, if you need to phone another adult to get " permission" to go to your OWN SISTERS birthday then you need to have a good hard look at yourself. 900 ain't cheap granted but come on man 😂😂😂
Too many people who listen to Dave think getting out of debt is the ultimate goal.
Ultimately it IS. If you do something on debt you have to pay eventually AND you pay much more. If you pay cash your money goes much further. Of course you need debt to buy a house or maybe for certain business ventures. However going into debt is generally NOT a good idea.
@@thandasibisi7534 lol you’re proving my point… it ISNT the goal. Even using the baby steps the ultimate goal is to build wealth and change your family tree.
I would go.. Family first.. I'd check deals for hotels and shows.. I would go and enjoy.
Vegas is not my idea of fun.
I hate Vegas.
This guy should just go. The experiences that life has to offer are worth taking another month or so. He's letting that guilt of crushing debt stop him from enjoying life.
TAKE THE TRIP. Even if it's not your scene, it's about your little sister, not you. You won't regret being there for her.
Umm NO.
$900???? I would have been in vegas already
This guy would honestly be a nuisance on the trip. Guy is a mark, and would probably pout the entire time.