Living on Passive Income of 1.2 Lakhs?

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  • Опубліковано 30 жов 2024

КОМЕНТАРІ • 292

  • @WintWealthYT
    @WintWealthYT  20 годин тому +11

    In this video, Manoj Arora shares his wisdom on Financial Independence and why he took retirement.
    If you want to be featured on Wint Wealth too, fill out this form: forms.gle/iuUgM7fyGTfUUiVE9

  • @Zorba70
    @Zorba70 19 годин тому +86

    The finest so far. He explained his philosophy without any complications.

  • @VincentMason-y8r
    @VincentMason-y8r 5 годин тому +84

    Did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG, 20% VOO, and 40% bonds, or 4%+ money market, match the growth of SP500 in up years but reduce the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio to boost performance. Here for ideas.

    • @FrankHernandez-f8o
      @FrankHernandez-f8o 5 годин тому +2

      I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.

    • @RozaliaWelczak
      @RozaliaWelczak 5 годин тому +1

      Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?

    • @FrankHernandez-f8o
      @FrankHernandez-f8o 5 годин тому +3

      Caroline Suzan Olson is the adviser I use, and I'm just putting this out here because you asked. You can just search the name. You'd find necessary details to work with to set up an appointment.

    • @SergioMartinez-i4n
      @SergioMartinez-i4n 5 годин тому +2

      I invest the same way. You are considered an "Income Investor". We make money two ways. Through monthly/quarter dividend payments; instant passive income. Readily available to reinvest and/or personal use. And the profitable sell of most of our DCA securities. Are we on the same page here?

    • @RozaliaWelczak
      @RozaliaWelczak 5 годин тому +1

      Very much appreciated. I just searched Caroline Suzan Olson on the internet, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.

  • @Milkyway248-p4h
    @Milkyway248-p4h 19 годин тому +115

    Wint wealth ..please take my requests below;
    1. Get a guest who was well off, lost most of it or all of it and bounced back
    2. Get a guest who managed much passive income with little money.. not especially corporates but others like teachers, accountants, small farmers etc
    3 Get on board a guest who manages multiple small sources of income and managing it efficiently.

    • @GetRichSteadily
      @GetRichSteadily 18 годин тому +5

      I believe I will be that guest after 15 years from now

    • @Milkyway248-p4h
      @Milkyway248-p4h 16 годин тому

      4. Also best financial or investment decisions done by random people that worked for them due to right time/place/type

    • @guharup
      @guharup 16 годин тому

      small farmers have wealth?

    • @ashishchaudharicool
      @ashishchaudharicool 7 годин тому

      Excellent suggestions 🎉

    • @ashishchaudharicool
      @ashishchaudharicool 7 годин тому

      Excellent suggestions 🎉

  • @rohitssharma9552
    @rohitssharma9552 14 годин тому +34

    Guys, Do not leave your job just because u have enough corpus. Find something which u will do after your Job and then leave it. If you dont work after ur Job, ur fitness, mental health and relationship may get spoil.

    • @aarutheuiqueboy
      @aarutheuiqueboy 3 години тому

      Agree with your words 👍🏼

    • @umeshthaker7677
      @umeshthaker7677 2 години тому

      Yes I agree

    • @dipankarsaikia4435
      @dipankarsaikia4435 2 години тому

      if we feel we may get better life without job then might quit,but question is that without job our day to day life with discipline somehow it may not be possible

  • @harishsd5632
    @harishsd5632 18 годин тому +44

    I am 38, in US(for almost 15 yrs now) moved right after my B. Tech degree, been investing in US market all these days.. planning to come home after 2 years and become FI by investing in Indian Market, Hoping for the best.

    • @ShivamGupta-wf5ni
      @ShivamGupta-wf5ni 18 годин тому +18

      Do not come back. Quality of life is very bad in India and it will get worse.

    • @KunalMagar23
      @KunalMagar23 16 годин тому +1

      😆😆😆 do you thinl living life after 40 with money is the dream lol enjoy when you are young money is useless after 40

    • @harishsd5632
      @harishsd5632 15 годин тому +3

      @@KunalMagar23 that's the reason i want to retire right? because i don't need a corporate job after 40. you did not get the point, i didn't say i did not enjoy in US .. just want to come back home and not work on regular 9-5. i love travelling.. already covered north and south America.

    • @harishsd5632
      @harishsd5632 15 годин тому +8

      @@ShivamGupta-wf5ni agreed to an extent but life has no meaning if you live in a foreign country after certain point and age. Janma Bhoomi for a reason.

    • @yuvrajguptaofficial888
      @yuvrajguptaofficial888 15 годин тому

      Yes bro come back and contribute to our nation & make it a better place 😊​@@harishsd5632

  • @KapilKataria-gd6kh
    @KapilKataria-gd6kh 19 годин тому +48

    Am I the only one who thinks he will be a good tabla player 😊 great episode as always

    • @pratap153
      @pratap153 19 годин тому

      lol

    • @rgaja22
      @rgaja22 19 годин тому +3

      No disrespect meant but I lol at your comment. 😅

    • @p.k.5332
      @p.k.5332 18 годин тому +5

      Him after reading this comment: Abey saaley!!
      🤣🤣🤣🤣

    • @EcoMoney.
      @EcoMoney. 15 годин тому +1

      He is quite a toxic person full of hateful and biased views going by his comments on X ( twitter) and his ‘freedom’ has resulted in posting 50 such comments every day !😅

    • @siddharth0401
      @siddharth0401 11 годин тому

      Jagmag jagmag dia jalao ❤

  • @Milkyway248-p4h
    @Milkyway248-p4h 19 годин тому +13

    This is best episode. Every one has push factor he explained but no courage to take decision he took. I am in same position. But dont have any passive income. Just assets that yield no monthly income😮.

  • @ashwiniyer7814
    @ashwiniyer7814 16 годин тому +4

    A very sweet person. Humble, wise, and very calming personality. A great inspirational for me to look upto. Thanks wint wealth.

  • @nesarag9546
    @nesarag9546 13 годин тому +8

    Manoj Arora is gem 💎. He is selflessly working on environment protection

  • @ramesh.ngowda1808
    @ramesh.ngowda1808 Годину тому +3

    I liked his calm ness🎉

  • @kunalroy09
    @kunalroy09 3 години тому +1

    Really appreciate this man's financial intelligence, need more such people on this channel.

  • @lorenzorocco82
    @lorenzorocco82 16 годин тому +29

    Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.

    • @vilasaojose6703
      @vilasaojose6703 15 годин тому +1

      Waking up every 14th of each month to $30,000 it's a blessing to I and my family... Big gratitude to Jeff Clark 🙌

    • @codecreateurroku6764
      @codecreateurroku6764 15 годин тому

      Hello, I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

    • @josemanuelmacias7968
      @josemanuelmacias7968 15 годин тому

      Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Jeff Clark, has been an amazing experience.

    • @ruadasflores7559
      @ruadasflores7559 15 годин тому

      Hello how do you make such monthly?? sometimes I feel so down🤦🏽of myself because of low finance but I still believe in God

    • @tulapradhan6882
      @tulapradhan6882 15 годин тому +1

      I'm favoured, $4,000 every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Jeff Clark

  • @xanoster
    @xanoster 15 годин тому +23

    My grandfather has more than 15Cr , but he is still working instead of enjoying, but his happiness in earning money so I don't force him to leave the business.

    • @oindrilaniogi7568
      @oindrilaniogi7568 3 години тому

      Isi liye to desh ka yeh haal hain...itna hone ke bawazood paise ka lobh khatam nahi hota....

    • @xanoster
      @xanoster 3 години тому

      @oindrilaniogi7568 nhi jb apne us jagah hote h to pta lgta h , unhone jawani se ise apne bche ki tarah pala h to unka man nhi krta ise chhodne ka..
      M koshish krta hu unko ghumane lekr jau...
      Lekin free baith ke bhi kuch din acha lgta h fir nhi ..

    • @tapeshm643
      @tapeshm643 Годину тому

      Bussiness is a different thing. u have that feeling of ownership, but in the job, u lack satisfaction that's the difference

  • @Guha10
    @Guha10 17 годин тому +9

    That comparison of Real Estate vs Debt Fund is the best takeaway of the video according to me. Thanks Wint Wealth team for

    • @WintWealthYT
      @WintWealthYT  16 годин тому

      Glad it was helpful!

    • @sn-op8oi
      @sn-op8oi 11 годин тому +1

      Also how he explained push pull factor

    • @Guha10
      @Guha10 6 годин тому

      He has found his ikagai. That satisfaction drives him to be a disciplined spender . Great for him.

  • @asdfshah-hb1pm
    @asdfshah-hb1pm 15 годин тому +2

    Excellent life ! Spent time with kids when they were young and now with nature planting trees ..

  • @ashwinchandar4262
    @ashwinchandar4262 6 годин тому +1

    One of the best interviews in wint wealth series ❤

  • @rohitdas6515
    @rohitdas6515 20 годин тому +7

    Wholesome financial and life advice

  • @Ankitjaiswal-hd7pv
    @Ankitjaiswal-hd7pv 19 годин тому +75

    My grandfather have 10 cr networth and he is 79 but today also he is working. He has a business but he never enjoyed his life he only runs after money.

    • @shashanksingh5434
      @shashanksingh5434 19 годин тому +23

      But he built wealth for you

    • @JaywN0t37XGQQbwFjN
      @JaywN0t37XGQQbwFjN 19 годин тому +35

      Earning money is also enjoyment.

    • @kishorev-fi1to
      @kishorev-fi1to 18 годин тому +36

      May be his enjoyment in making money, let’s appreciate him what he is doing 🎉

    • @Ankitjaiswal-hd7pv
      @Ankitjaiswal-hd7pv 18 годин тому

      @@shashanksingh5434 kitna hi ayega I have 2 chacha to 3 cr hi bas milega ek Jan ko

    • @GetRichSteadily
      @GetRichSteadily 18 годин тому +11

      Exactly....Earning money and seeing your money growing is ultimate enjoyment

  • @Boney.M.
    @Boney.M. 19 годин тому +4

    This channel is so helpful.

  • @track0123456789
    @track0123456789 18 годин тому +9

    2.5cr grown to 3.5X in 10years.. unreal growth, what is the CAGR?

    • @gnayak18
      @gnayak18 18 годин тому +2

      at swp of 1.5 L and 18% cagr last 9 Yr 8 5 crs is easy.

    • @HumYahanTumKahan
      @HumYahanTumKahan 18 годин тому +3

      Same question.. When I don't get the details in depth, I tend to the conclusion that most of these videos are fake or manipulated

    • @devalsavla4966
      @devalsavla4966 18 годин тому

      13-14% returns
      If you take into account the withdrawals of 3-4%, 16-18% required return which in this long bull run is believable

    • @rakeshrrr1
      @rakeshrrr1 15 годин тому

      13.3%

    • @vetiarvind
      @vetiarvind 7 годин тому +1

      like 20% crazy 🤣

  • @guharup
    @guharup 16 годин тому +3

    Good interview, very relevant one. But if you withdraw 4% from debt investment that yields 8% per year, your corpus is infact going down after considering inflation.

  • @DigishPandya
    @DigishPandya 20 годин тому +63

    I am in same place right now at 42 and daily thinking about if I am ready to FI and ok to bye bye my job lot of anxiety in mind

    • @makneogiworld8997
      @makneogiworld8997 20 годин тому +5

      I pray to God to help you to achieve financial freedom

    • @mehak72000
      @mehak72000 20 годин тому +2

      Can you share your portfolio allocation. I'm in 30's looking forward to retire at 40

    • @sachinthakur7494
      @sachinthakur7494 19 годин тому +1

      Go for retirement, don't overthink. Time won't come back.

    • @shubhamgupta5366
      @shubhamgupta5366 19 годин тому +1

      I am 24 can you share also me

    • @ramakrishna1008
      @ramakrishna1008 19 годин тому +1

      Don't forget to live your life

  • @sanglida4574
    @sanglida4574 20 годин тому +11

    The power of SWP. 9th wonder of the financing world.

  • @harisubramanian3793
    @harisubramanian3793 6 годин тому +4

    Man I am TIRED of Tech guys / US returns telling us how easy it is for everyone.

  • @LNJP13579
    @LNJP13579 17 годин тому +2

    His clarity of thought is very good. I resonate with almost all of what he said.

  • @rlpai5833
    @rlpai5833 5 годин тому +1

    He looks like he is at peace with himself which is the most important takeaway.

  • @GOVINDKUMAR-mb1ic
    @GOVINDKUMAR-mb1ic 4 години тому

    He explained so lightly

  • @SD_003
    @SD_003 16 годин тому +5

    At 40, I think about this almost every other day. Unfortunately started investigating journey very late(37), so a long way to go before I get to FI

    • @NoMoneyNoHoney222
      @NoMoneyNoHoney222 11 годин тому +1

      Even the guest in the video started investing at 37 right. You are on the right path. Starting is more important. Good luck :)

    • @sunilparida5623
      @sunilparida5623 4 години тому

      Even I started investing at 38 under the same Guest's guidance. I am progressing very well now!

    • @ManojArora
      @ManojArora 4 години тому +1

      I also started at 37. Everything happens to us in life when we are ready for it. HIS timing is spotless. Go for it.

    • @SD_003
      @SD_003 3 години тому

      @@ManojArora thanks. Yeah the new found discipline towards investments is great and watching the numbers do give a dopamine rush of sorts 😁
      Targeting 2028 to achieve FI & RE by 2029/2030 when I turn 45/46

  • @bimansharma481
    @bimansharma481 19 годин тому +5

    Just loved it..

  • @ShadabKhan-j5w
    @ShadabKhan-j5w 18 годин тому +8

    For god's sake, start putting time stamps in your videos! Your retention will increase.

  • @ipankajp
    @ipankajp 6 годин тому

    I've been following Manoj for a while and totally resonate with his thoughts here.

  • @pandyafamily-sz3oq
    @pandyafamily-sz3oq 20 годин тому +2

    Well-balanced approach to FIRE

  • @mariappan7kumar
    @mariappan7kumar 16 годин тому +6

    1000th day of wondering why these videos are free!
    Well put, straight to the point. So many insights for myself and to share in my network.
    Thanks again Wint!

    • @KushalMestri
      @KushalMestri 6 годин тому

      Not everything should be monetized (& great job Wint Wealth for keeping these free). Its videos like these that help and give perspective to common people about FI/RE

  • @jeetendra67
    @jeetendra67 18 годин тому +1

    Superb quality discussion. Value in every point

  • @shivajijadhav3091
    @shivajijadhav3091 20 годин тому +3

    Excellent explanation ❤

  • @sunnymann5812
    @sunnymann5812 12 годин тому +4

    Was there any information on total NW? How much left for kids college etc and if he has his own house fully paid or rent etc?

  • @RD-ic3do
    @RD-ic3do 11 годин тому +1

    Very nicely explained..you should write An Indians Journey for freedom similar on lines of The Simple path to wealth creation

  • @bhuppi13
    @bhuppi13 6 годин тому +1

    I am 37, and really it's a struggle to spend each day in job 😢.. I want to do things I like more such as spending time with kids, playing cricket, travel more within India and a small business that will just be sufficient and there is no corporate kichkich and pushing around or the daily stress related to it.

  • @SwaggiIsCool
    @SwaggiIsCool 2 години тому

    Wonderful insight into the financial freedom journey which as emphasised is 'so easy' and is solely based on the strong foundation of being DISCIPLINED.
    Mr. Manoj has a PURPOSE in life and that fuels the journey of life.
    Feeling enlightened after watching this interaction.
    Thanks for sharing valuable information..

  • @jaikishansmspl39
    @jaikishansmspl39 Годину тому

    Good conversation Thanks

  • @shahid_palguni1
    @shahid_palguni1 20 годин тому +5

    Lot to learn

  • @nandishp9711
    @nandishp9711 15 годин тому

    Have been following Manoj Sir on twitter for a while. Great to see his story ❤️

  • @gomzify
    @gomzify 20 годин тому +1

    Yet another enriching episode… thanks guys ! 🎉

  • @anishc9648
    @anishc9648 Годину тому

    He has written a wonderful book called FOOPs.

  • @NiranjanBendre
    @NiranjanBendre 15 годин тому

    Great interview and motivation for people who are starting and people who are doubting to make that jump! Irrespective of goals one must start to work on their financial independence and reach retire early which only means that working for money is optional so one can work the same job, something else, or nothing at all! You get time!

  • @RashelYeva
    @RashelYeva 17 годин тому +1

    I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement..

    • @ElizabethHansick
      @ElizabethHansick 17 годин тому

      I don't really blame people who panic. Lack of
      information can be a big hurdle. I've been
      making more than $200k passively by just
      investing through an advisor, and I don't have
      to do much work. Inflation or no inflation, my
      finances remain secure. So I really don't blame
      people who panic.

    • @FederickLeo
      @FederickLeo 17 годин тому

      As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
      Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @SonyaYeva
      @SonyaYeva 17 годин тому

      I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

    • @SonyaYeva
      @SonyaYeva 17 годин тому

      Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

    • @RashelYeva
      @RashelYeva 17 годин тому

      how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?

  • @settingsun1
    @settingsun1 16 годин тому +1

    damn, great clarity in thoughts and strategy, learnt a lot

  • @MrSrinihr
    @MrSrinihr 18 годин тому +1

    Very calculated move 👌🙌

  • @shikhaacholia4820
    @shikhaacholia4820 14 годин тому +1

    As of today for a middle class family in tier 1 city, does your 5 cr number include property as well? Or this number is apart from property?

  • @bhromonindia
    @bhromonindia 19 годин тому +3

    His corpus is 8.5Cr + children fund. Still wearing 2-2.5K MI type band. But earning 50K/1L or may be a bit more expending 🍎 watch ⌚️ 😂

  • @EmmaLi-r5x
    @EmmaLi-r5x 2 години тому +6

    Fantastic video! Please I have incurred so much losses trading Forex on my own.... I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??

    • @CaseyBrown-sx2px
      @CaseyBrown-sx2px 2 години тому +3

      Same here, my portfolio has been going down the drain while I try trading,I just don't know what I do wrong..

    • @MeganRuiz-x2s
      @MeganRuiz-x2s 2 години тому

      Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience

    • @სოფიოსამხარაძე-ტ8ე
      @სოფიოსამხარაძე-ტ8ე 2 години тому

      think I'm blessed if not I wouldn't have met someone who is as spectacular as expert Mr Pierre.. Highly recommended

    • @ChristianWyss-gz1ty
      @ChristianWyss-gz1ty 2 години тому

      Wow, I'm surprised to see Pierre mentioned here as well. I didn't know he had been kind to so many people

    • @DylanDeSmedt
      @DylanDeSmedt 2 години тому

      Though I started with as low as $15,000 actually because it was my first time and it was successful, he's a great personality in the state

  • @alw507
    @alw507 15 годин тому +1

    2.5 cr today is also good, it all depends on your expenses..

  • @coquelicot-d6o
    @coquelicot-d6o 2 години тому +3

    Your videos are fantastic! I’m a regular viewer and have been really enjoying your content. I’m interested in investing but haven’t found the right opportunity yet. There’s been a lot of buzz about cryptocurrency lately, especially with discussions about a potential bull run, particularly if Donald Trump becomes the next U.S. president. I would greatly appreciate any guidance you could provide on this. Thank you!

    • @Kerena-u9s
      @Kerena-u9s 2 години тому

      Yes, there has been a lot of talk about investing lately but I am new and want to know where to start. Can someone explain to me how to invest and get started?

    • @PascalFouché-c9u
      @PascalFouché-c9u 2 години тому

      In my opinion, investing is not about getting rich but rather about achieving financial independence. To become a professional investor, you need a financial advisor. I have succeeded by following the instructions of my financial advisor. I have no regrets so far.

    • @coquelicot-d6o
      @coquelicot-d6o 2 години тому

      Awesome, you have such amazing information. Can you share more details on how to contact your financial advisor? As I said, I am very interested and if I can get help here, I will start immediately.

    • @PascalFouché-c9u
      @PascalFouché-c9u 2 години тому

      He is on Telegram and X, formerly known as Twitter

    • @PascalFouché-c9u
      @PascalFouché-c9u 2 години тому

      JosephSloan00

  • @joelbpatrick3349
    @joelbpatrick3349 Годину тому

    How do I get in touch with Manoj Arora. He said that he coached individuals.

  • @ArpitBatri93
    @ArpitBatri93 16 годин тому

    Insightful!

  • @siddheshsalkar5529
    @siddheshsalkar5529 14 годин тому

    Superb video. Inspiring

  • @PeaceLover8882
    @PeaceLover8882 18 годин тому +6

    I think financially independent and retirement are two different things.
    First to get financially independent you need to have goals and discipline which I don't have. Secondly, we need to have some sort of guidance (if not good with calculations) on fund allocations and how much do we need to invest to get financially independence which again I don't know.
    Wish me good luck guys! 😄

    • @WintWealthYT
      @WintWealthYT  16 годин тому

      Good luck on your FI journey (:

  • @newbiekhyber
    @newbiekhyber 15 годин тому +3

    If a person earns 3.5 L per month in India, what's the point of going to US to earn 4.5 L per month?

    • @arjunps6776
      @arjunps6776 5 годин тому

      That was many years back. It would have been a great opportunity back then even if the hike wasn't much.

    • @newbiekhyber
      @newbiekhyber 3 години тому

      @@arjunps6776 Hmmmmm......that's not even a hike. In real terms, it is a drop in income and savings.

  • @RaviMishraa
    @RaviMishraa 15 годин тому +1

    I have a passive income of 1.35 Lakh ₹ per month passively from Real estate.
    And still don’t have confidence to quit my current job. I am 34 years old.
    Any advice plz ?

    • @shikhaacholia4820
      @shikhaacholia4820 14 годин тому +1

      If not confident, then do not quit. Do you have kids/family to spend time with, or do you know who will time pass once you retire?

    • @deesiInGermany
      @deesiInGermany 10 годин тому

      Great bro. How did you manage?

  • @tanmayganguly7915
    @tanmayganguly7915 15 годин тому +1

    3.5L - 4 L... Monthly income in India... Is very very few people....
    Very very few of them able to FI...

  • @vivekwin
    @vivekwin 4 години тому +2

    Isnt there Anyone who achieved FI without going to US or UK??

    • @codedusting
      @codedusting 4 години тому

      Good one.

    • @arjunjain6430
      @arjunjain6430 2 години тому

      Yes politicians 😂

    • @vivekwin
      @vivekwin 2 години тому

      @@arjunjain6430 True that 😄

    • @WTWNRN
      @WTWNRN 9 хвилин тому

      Yes it is possible, depends on your gap between income and expenses... And how you invest it

  • @N27-p4m
    @N27-p4m 19 годин тому +3

    Hello
    Im 22 yr old and have a salary of 30k with debt of 4 lakhs
    Someone please tell me how to be financially free out of debts and provide some financial advice.
    Thank you

    • @mohammadfaraz4343
      @mohammadfaraz4343 18 годин тому +1

      Investment and Investment Use the power of compounding.

    • @freespirit4977
      @freespirit4977 17 годин тому

      May be you should read "The Richest Man in Babylon" book.

    • @arunprakash1173
      @arunprakash1173 16 годин тому

      Snowball your debt. Start with smallest debt. Make extra money to that debt. Once finished use that extra money to kill the next bigger debt. If you can maintain the discipline for next five years. You will be debt free. Make sure to build your savings atleast Rs 500 per month. You will surprised after 5 years.

    • @laksd3312
      @laksd3312 14 годин тому

      Start SIP 1000 rs ..

    • @naravarimanju
      @naravarimanju 14 годин тому

      Start saving money
      Even it's 1000 also
      Invest in SIP ,
      Since your age is low
      You choose small cap fund having more than 10 years old,
      Then you can create the mindset of savings followed by increasing the amount..
      This is the way you can create the wealth by 40 years

  • @vivekshivdasani9521
    @vivekshivdasani9521 15 годин тому +2

    Never waste your energy arguing with a real estate investor to start investing in liquid assets.

  • @akhileshrawat55
    @akhileshrawat55 18 годин тому +2

    One thing you forget to ask is what happened to equities in corona? When nifty halved obviously equities also halved so how he managed during those times? Debt I get is okay

  • @shikhaacholia4820
    @shikhaacholia4820 14 годин тому +1

    He looks so young

    • @ManojArora
      @ManojArora 4 години тому +1

      Will take it as a complement 😃 I am running 52.

  • @RohitEkchart
    @RohitEkchart 20 годин тому +2

    Woww nice❤

  • @Guiding100
    @Guiding100 4 години тому

    I haven't seen alot of videos where Dr and lawyer talks about FIRE... How is the earning of these professional compare to IT sector?

  • @uchil9118
    @uchil9118 17 годин тому +1

    Cool guy.. Nice video 👍

  • @drsukantdas
    @drsukantdas 18 годин тому +10

    What is this madness about retirement. Most people in 30s think that 40 or 50 is a ripe old age , ready to retire. If financial freedom had been the only reason people work for, then the ones like SRK, Dhoni, Messi , Would have long retired. The list goes on of course. So desire to be able to work at 70 or 80. Don’t hope for retirement. Be careful what you wish for. The great Big B is still working. 😮

    • @tomsjose4u
      @tomsjose4u 18 годин тому +11

      The persons you gave as examples are those NOT WORKING FOR OTHERS.
      There is a difference when you work on others terms and when you work on your own terms.
      I shall recommend you the podcasts of Morgan Housel who wrote the book psychology of money to better understand this.
      Well Warren Buffet is still working in his 90 s,
      He doesn't have a bose to work under ,he is the bose
      So is SRK , BigB, Messi
      Financial independence gives you that freedom.
      Hope you understood

    • @Change_makers_
      @Change_makers_ 17 годин тому +2

      they love what they do.. Most of the people hate working in corporate jobs and only do to porvide for family… people wanna be financially independent to do whatever they like and not essentially retire big difference

    • @gyogeshh
      @gyogeshh 17 годин тому +2

      Retirement and Achieving Financial Freedom are two different pursuits! Priority should be achieving Financial Freedom which opens up new opportunities.. quit that shit job or leave a toxic workplace or get motivated to work what you’re passionate about.. Stress and all is superficial!

    • @drsukantdas
      @drsukantdas 17 годин тому +1

      @Change_makers_ oh yes. Financial security should be the motto. If that allows one to be creative and pursue one's passion ,then there is nothing like it. But the word retirement is big misnomer in these situations. Work gives a certain sense of identity, recognition and sense of being. But it may not be possible to switch jobs entirely. In those situations some kind of hybrid arrangements can be done till one gets foothold for a total switch over to a field of passion

    • @kenhidam4878
      @kenhidam4878 17 годин тому +2

      The difference is that they work where their passion lies and we work for paycheck only. And so we obviously want to come out of this rat race and have some quality time spending with our dear ones, fulfilling our wish lists in life. And of course we need financial security or freedom.

  • @huntertrader5881
    @huntertrader5881 3 години тому

    12:14 : inflation of 16percent will devalue your 2cr anyway
    You should account for inflation

  • @sankarv3015
    @sankarv3015 16 годин тому +2

    Excellent interview.What a clarity in thoughts.Very useful.

  • @Amirealestateinvest
    @Amirealestateinvest 12 годин тому +1

    I've been living on passive income through my turnkey multifamily properties for the longest time now

  • @EVikasamapp
    @EVikasamapp 20 годин тому

    It’s wonderful

  • @notKhalid
    @notKhalid 15 годин тому +4

    wait a minute, is this the same guy that comments on every of Akshat's tweet😂

  • @adityathakur4357
    @adityathakur4357 16 годин тому +5

    We have family networth of 25 cr but I still do a job for 1.3 lakhs per month to keep myself occupied

  • @poojav4345
    @poojav4345 12 годин тому +1

    Can someone explain SWPs and tools to achieve that ?

    • @zetaforever4953
      @zetaforever4953 12 годин тому

      It's just systematic withdrawal plan. The opposite of SIP (systematic investment plan). In an SIP you put money into the market every month. Maybe you invest 20k every month. In SWP you take money out of the market every month. So maybe you withdraw 20k from your corpus every month.

    • @poojav4345
      @poojav4345 10 годин тому

      @ do all funds support swp?

    • @zetaforever4953
      @zetaforever4953 9 годин тому

      @@poojav4345 Who knows? you'll need to do your own research. Preferably consult a financial advisor.

  • @marriagevideos308
    @marriagevideos308 16 годин тому

    Seems like Acharya Manish Ji ...:)

  • @angadgupta8438
    @angadgupta8438 20 годин тому +1

    Insightful

  • @amberycl
    @amberycl 18 годин тому

    Good one

  • @rajivdixit-v5d
    @rajivdixit-v5d 2 години тому

    Sir aapko anupam tripathi finance guru ji ko interview karna chahiye . Woh Asli wale hain ❤

  • @digitaldeepak21
    @digitaldeepak21 2 години тому

    So surprising that there is no mention of Bitcoin.

  • @JMat-p9b
    @JMat-p9b 4 години тому

    Gold content

  • @templogical3095
    @templogical3095 20 годин тому +1

    This is the best episode I have seen till now, I am earning more than him. Right now not mentally prepared to come on your episode but soon will fill the form and apply 😊

    • @WintWealthYT
      @WintWealthYT  19 годин тому +1

      We hope to talk to you soon (:

    • @ramakrishna1008
      @ramakrishna1008 19 годин тому

      Come soon, we are waiting to hear your growth story

  • @aravindhegde6569
    @aravindhegde6569 6 годин тому

    How he was drawing 7 -8 lakhs in USA when the USD INR rate wws 45? 18 K per month in US 15 yrs ago for someone sent from India is bit suspicious unless he was GM /VP .

  • @SatishKumar-er2lq
    @SatishKumar-er2lq 15 годин тому

    work as long as you can, pump that money for different asset class, one day job market will kick you out, come out and start your own life.

  • @vetiarvind
    @vetiarvind 7 годин тому +1

    mostly debt mutual funds coming at 18-20% for 10 years 😅 is it believable? what's the missing information

  • @dr.deogamer
    @dr.deogamer 2 години тому

    🎉 stock market is like clouds don't bet on it big guy have rental properties n business

  • @pratapsalunkhe1310
    @pratapsalunkhe1310 7 годин тому

    People should also know the other side that Manoj Arora spreads propaganda day in day out on Twitter about Indian economy being in dire straits, while his own money has multiplied 350% in the last 10 years 😂

  • @rahul58
    @rahul58 4 години тому

    The host should at least have the courtsey to introduce the guest first rather then straight coming to person's finances. I still even didn't get the guest's name in whole podcast.The guest seems quite sorted in life . The corporates keep loosing good people and retains junk talent due to toxic work environment ..

  • @kenhidam4878
    @kenhidam4878 17 годин тому +3

    I am 32 now. I will take retirement at the age of 45. I have the same philosophy as this gentleman has on post-retirement life.
    One of the finest interviews ❤
    Keep on rocking WINT WEALTH 🤘

    • @WintWealthYT
      @WintWealthYT  2 години тому +1

      We’re glad to know you appreciated it :)

  • @JK-fp1ou
    @JK-fp1ou 15 годин тому +1

    People want to retire early due to their shitty job......if jobs were to be great,then there is no need to retire

  • @jpchennai
    @jpchennai 13 годин тому

    13:14 👍

  • @amanvikash3127
    @amanvikash3127 2 години тому

    ever heard of inflation

  • @plexanything3926
    @plexanything3926 16 годин тому +1

    14.:2

  • @SumanMishrathoughtsarefree
    @SumanMishrathoughtsarefree 5 годин тому

    All Roads lead to Richest Man in Babylon.. Influencers 😂

  • @MonuLal23
    @MonuLal23 20 годин тому +1

    Manoj ji...books baht mehgi h aapki....thoda discount dila do

  • @plexanything3926
    @plexanything3926 16 годин тому

    14:22

  • @vamshichakrasriram8000
    @vamshichakrasriram8000 8 годин тому

    @winthwealthYT please do a comprehensive financial planning of this sir right from goals and corpus for goals and at last FIRE. This guy is more relatable to many people in India. Please do a video regarding how did he calculate required corpus for children education, how much was it and how did he achieve. Also what is the required corpus for children marriage and its plan. And atlast you can do a FIRE interview.

  • @ameydandekar1413
    @ameydandekar1413 15 годин тому

    Peak guy