Thank you, am going to be posting a video on how to look for land with gas rights on my new house channel ANSELLVANIA:) ua-cam.com/channels/AKdQVLn4zJ8wvzmxIntL0Q.html
All I heard was pool house, 86 acres of land and elevator...and appraised for 500k less than what it was worth...I’m like daaaaamn sis is building a palace!!!!!
This is great information. It will save 10s of thousands of dollars. Build at cost. Not retail. Find a contractor to over see the job. Not a retail builder.
@@OliviazVentures I havea mortgage on a house with about 250k in equity, how can I get a loan to tear it down and turn it into a multifamily. Its in one of the hottest markets here in boston ma. Please help me im a newbie and am lost beyond belief.
Dear lord THANK YOU! I may be broke but I hope to build my home. Every other video talked nothing but about the land and how important it is to like the location. Nothing about loans, what are the first steps, and what to expect!
Oh my! You are amazing! Pure information. No huffing and puffing like those guys selling their books and online courses. THANK YOU! You are a huge help in this research process! Subscribed.
Great video! I got approved not long ago for a construction to permanent loan. Interest rate at 3.115% Just waiting on my builder to get builders risk insurance so the bank can give me a closing date! 🙏🏼
We are in the process of building a home! And I was googling new construction home must knows, and that’s how I found you! Listening to you talk explain the construction loans I wondered if you were from Uganda (I am)! So I visited your channel and now I have binge watched 5 videos. I love your big beautiful home! Your children are beautiful Congratulations to your hard work
Also wanted to add, not sure if you’re aware how often blacks in America get under-appraised for houses, but your experience is a prime example of the problem. I’m so glad you appealed and won the appeal. The fact the appraiser “forgot” to mention those items and comped using older houses is a common tactic that is done to black people. It’s sick that we even have to be so diligent when people should do their job regardless of race.
I own my land debt free. The new home I plan on building will definitely be the most valued on the block. Nothing crazy just a single family home with an in law in the back of it
Thank you for a thorough transparent understanding of building a home. I found you through Erin on Demand. Best wishes for a happy, healthy, prosperous life!
This is the perfect amount of information and very detailed explanation! Just what I was looking for, thank you! P.S. congrats on securing all that land and what seems like a very nice house! Wow, an elevator and pool, sounds lovely!
Thank you for the video! We bought 8 acres and close on our construction loan next week! We should break ground in about 3 months. It has definitely been a journey buying land during covid times for sure! Many blessings to you along your journey!
Awesome video! Very informative. We just bought our first 2 acre lot in CA & you taught me so much. I had to subscribe. I hope many blessings for you, your family & your dream house. Thank you for sharing.
Hello how are you doing you are awesome and full of knowledge I just discovered you on episode 18 on how to get a construction loan I am going to watch all your videos and contact you for more advice thank you so much keep up the awesome work.
I watched you when you talking about finding land. I am so appreciative that you are so open in discussing these information. I am 5 years from retirement but I want to build a dream home/retreat center. I love this. I am at the beginning stage. I did not find land as yet. Is there a disadvantage in getting your land together with the construction loan application.
Great video, thank you! I would like to learn about how/when to approach the township, the blue prints approval, how to obtain the permits to build, what does the township look for before approving the constructio etc. I know every township is different but some general information will be extremely helpful. .
My wife and I are in full research mode. We are looking to buy land to build a single-family home in either Oregon, California, Washington or Nevada, in the next year or two with a USDA construction loan. Our current plan is to find a piece of land that works for us, get a conventional loan based on our current debt to income ratio to buy it, and start making payments. Once we have gotten our debt-to-income ratio back to where it needs to be, we want to find a lender and builder for the area. The DTI ratio is our biggest challenge. We are on a guaranteed fixed income of 20,000 and we have student loan debt we are paying down. Our Credit is 700+ and we think we can raise 4,000 before we get started. Any and all advice is welcome Thank you Michelle and Christy Wear
You are amazing. Breath between your lines. I can understand perfectly but factor in your accent. I have one just pointing out something. Good job I'll hit the subscribe and like your videos. Hugs and Gods love.
Yes sister! My wife and I are trying to build our forever homes and we are quickly realizing that it is much cheaper to buy a preexisting home...but when u don’t plan on ever selling it, it’s well worth the extra costs to get exactly what you want.
Very good and useful info and thanks for listing bulleted items in video. Good that you asked viewers to actually login and hit the LIKE button, or I'd have just gone to next video. Since you made the effort to bring this video to us, I can at least honor your request. Subscribed!
Can you discuss the average monthly or average income generated from your home health, tourism safaris, and dress shop? Were these large income generators? Did you sell them when you were done and moved on? What entrepreneurial work you pursued finally allowed you to enter the 100’s of thousands of dollars revenue? What eventually was the work that made you wealthy? Was it the jump to real estate? Where did the money to get into your first property and each property after that come from?
Great information, regarding locking the rate , you need to lock the rate one for the construction side and another lock for the mortgage if you are going for construction to permanant? also, do you lock them at the same time?
Hello Olivia! So glad I found this video today. My next home will be custom built and I'd like about 4-5 bdr, 3-4 ba, 3-5 thousand sq ft., 3 car garage, 5-7 acres, cul-de-sac, etc. I just looked at your home on Facebook. WOW!!! We've got to talk! This was a very informative video. I've subscribed. Thanks for sharing!
WOW!! Just stumbled across your video for the 1st time. Great information you've shared with us. I need to go bk and start from EP 1: How to Buy Land, and then work my way up to the current episode in your series. My husband and I hope to start building here in US next yr. Currently, we are in the building process overseas in Nigeria right now. Which is TOTALLY different than building here in the states. Your videos will help us in the building process in US. Thank you again for all the useful info!!
Thank you suga!! This really helped. Broke it down so effortlessly and answered so many of my questions, concerns worries everything. New subbie here. Love the content and details within thank you ❤
Very good info. We have some land that we are getting ready to build on soon. So excited! I was a little overwhelmed when googling info about construction loans. But you have made it a hell of a lot easier to understand. Thanks for the video.
What about discussing buying some acres of land, sub dividing it into some plots to build individual homes? Put simply to build a private gated estate for 5 families? Can we get construction loan and can we achieve this? Thanks
Thank you for such valuable information! I am in the brainstorming stage of looking to buy land and build a indoor basketball court on the land as well as live on the land. This would count as land where I’m building or investment purposes correct? I’m sure your extremely busy but some information on buy land and building a structure on it for business purposes would be awesome! Thank you again you have no idea how much it helps when great people like you help to educate people!
Thank you Brittany, can you send me a private message on my instagram or facebook, I would like to help but need alittle more information. I invest in both commercial and residential so I want to make sure am giving you the right information depending on your circumstances:)
I'm interested in seeing videos of creating the floor plan. Sitting down with the architect and what the discussion was like.
All I heard was 86 acres of land. 👏
Lee-Han Hart:
Right. Same here. 😄
Thank you, am going to be posting a video on how to look for land with gas rights on my new house channel ANSELLVANIA:)
ua-cam.com/channels/AKdQVLn4zJ8wvzmxIntL0Q.html
@@OliviazVentures
Looking forward to it. 🙂
Me too! So happy to see this! Congratulations Olivia Ansell!
All I heard was pool house, 86 acres of land and elevator...and appraised for 500k less than what it was worth...I’m like daaaaamn sis is building a palace!!!!!
Very good info. Ive had youtube for about 10+yrs and i never leave a comment. Thank you for this.
best simple and straight forward explanation ive seen
Thank you:)
This is great information. It will save 10s of thousands of dollars. Build at cost. Not retail. Find a contractor to over see the job. Not a retail builder.
Thank you:)
You have made this journey easier for anyone else hoping to own a home... Thank you❤
Thank you:)
@@OliviazVentures I havea mortgage on a house with about 250k in equity, how can I get a loan to tear it down and turn it into a multifamily. Its in one of the hottest markets here in boston ma. Please help me im a newbie and am lost beyond belief.
Dear lord THANK YOU! I may be broke but I hope to build my home. Every other video talked nothing but about the land and how important it is to like the location. Nothing about loans, what are the first steps, and what to expect!
They didn't miss..they did it on purpose..mad because your winning 🏅
Oh my! You are amazing! Pure information. No huffing and puffing like those guys selling their books and online courses. THANK YOU! You are a huge help in this research process! Subscribed.
Wow the appraiser really tried to get you, that takes me back to redlining and I wonder if that was done intentinally or was it really an error.
You're great at speaking with the camera. Thanks for putting this together!!
The appraiser was trying to short you. Thanks for the info.
Great video! I got approved not long ago for a construction to permanent loan. Interest rate at 3.115% Just waiting on my builder to get builders risk insurance so the bank can give me a closing date! 🙏🏼
@kingpl8 Who is the lender on that one? Thanks!
Who is lender please?
@@ToddTramonte hello, Trustco Bank!
@@ebervazquez9098 Trustco Bank!
Soooo how is things😍?
Thank you so much for this video- I sure learned a lot from you. I feel more confident in moving forward with my dream home.
I love this educated woman 💓 we need more women taking charge of things like this
We are in the process of building a home! And I was googling new construction home must knows, and that’s how I found you!
Listening to you talk explain the construction loans I wondered if you were from Uganda (I am)! So I visited your channel and now I have binge watched 5 videos. I love your big beautiful home! Your children are beautiful
Congratulations to your hard work
Excellent video and more to the point
Amazing job with details 👏
U inspire me may God contuine to bless u
Also wanted to add, not sure if you’re aware how often blacks in America get under-appraised for houses, but your experience is a prime example of the problem. I’m so glad you appealed and won the appeal. The fact the appraiser “forgot” to mention those items and comped using older houses is a common tactic that is done to black people. It’s sick that we even have to be so diligent when people should do their job regardless of race.
I own my land debt free. The new home I plan on building will definitely be the most valued on the block. Nothing crazy just a single family home with an in law in the back of it
Thank you for a thorough transparent understanding of building a home. I found you through Erin on Demand. Best wishes for a happy, healthy, prosperous life!
Thank you so much ♥️
This is the perfect amount of information and very detailed explanation! Just what I was looking for, thank you!
P.S. congrats on securing all that land and what seems like a very nice house! Wow, an elevator and pool, sounds lovely!
I have my first borrower coming into my office this week for this kind of loan product. Thanks for the content, much appreciated!
Like the slides
Excellent explanation...so simple to understand. Thank you!
Thank you 😊
Thank You so much. This was easy to follow and all questions answered.
I wish I understood this all😢 that would be great if you filmed all the process. Thank you
Thank you for your content!!
Thank you for the video! We bought 8 acres and close on our construction loan next week! We should break ground in about 3 months. It has definitely been a journey buying land during covid times for sure! Many blessings to you along your journey!
I bought 2 acres close yesterday
What are your interest rates looking like currently?
I love plain talk, you explained it so well. Thank you, you have a new subscriber.
I want to have a container home, this is highly important and informative
Thank you:)
I thought and looked into containers but in CA might not work so I'm now thinking about modular homes.
Interesting video I learnt alot
Awesome video! Very informative. We just bought our first 2 acre lot in CA & you taught me so much. I had to subscribe. I hope many blessings for you, your family & your dream house. Thank you for sharing.
Congratulations and good luck on your new build:)
This is awesome.
Lovely how simple u explained
Do you have videos for builds of multi unit properties
Very good video
my wife and I want to buy land and build in Georgia. thank you for your help
Can't wait to see your dream come along.
Thank you:)
Thank you.
Thank you so much, GOD bless you abundantly more 🙏 ❤
Thanks for the info it really helps me learn 😅😅
Hello how are you doing you are awesome and full of knowledge I just discovered you on episode 18 on how to get a construction loan I am going to watch all your videos and contact you for more advice thank you so much keep up the awesome work.
Welcome aboard:)
I watched you when you talking about finding land. I am so appreciative that you are so open in discussing these information. I am 5 years from retirement but I want to build a dream home/retreat center. I love this. I am at the beginning stage. I did not find land as yet. Is there a disadvantage in getting your land together with the construction loan application.
Absolutely not, we just focused on getting land fast, if I were to do it again, I may have started on the plans while I was looking for land:)
Great video, thank you!
I would
like to learn about how/when to approach the township, the blue prints approval, how to obtain the permits to build, what does the township look for before approving the constructio etc. I know every township is different but some general information will be extremely helpful.
.
Great information 👍🏻
Very informative!!
My wife and I are in full research mode. We are looking to buy land to build a single-family home in either Oregon, California, Washington or Nevada, in the next year or two with a USDA construction loan.
Our current plan is to find a piece of land that works for us, get a conventional loan based on our current debt to income ratio to buy it, and start making payments. Once we have gotten our debt-to-income ratio back to where it needs to be, we want to find a lender and builder for the area. The DTI ratio is our biggest challenge. We are on a guaranteed fixed income of 20,000 and we have student loan debt we are paying down. Our Credit is 700+ and we think we can raise 4,000 before we get started.
Any and all advice is welcome
Thank you
Michelle and Christy Wear
You answered all my questions thank you. 😊
Best video I’ve seen on this subject!!! Great job, very thorough
Glad it was helpful!
Thank you so much ❤
Nice video.
You are amazing. Breath between your lines. I can understand perfectly but factor in your accent. I have one just pointing out something. Good job I'll hit the subscribe and like your videos. Hugs and Gods love.
Thank you for this, I'm hoping to get land later this year or early next year to build on eventually. Finding info about the process is stupid hard.
Thanks 🙏 so so so much
This was very helpful
Thanks!!!
This Video was so informative. I love the accent, you have a new subscriber.
Do you have a video of best banks that approves construction permanent loan?
This helps me so much! Thank you for posting!
Yes sister! My wife and I are trying to build our forever homes and we are quickly realizing that it is much cheaper to buy a preexisting home...but when u don’t plan on ever selling it, it’s well worth the extra costs to get exactly what you want.
Not exactly just time the market right
Very good and useful info and thanks for listing bulleted items in video.
Good that you asked viewers to actually login and hit the LIKE button, or I'd have just gone to next video. Since you made the effort to bring this video to us, I can at least honor your request. Subscribed!
Do you have a video discussing finding and owning land with gas rights? How lucrative it is?
Will be posting a video about this soon!
Can you discuss the average monthly or average income generated from your home health, tourism safaris, and dress shop? Were these large income generators? Did you sell them when you were done and moved on? What entrepreneurial work you pursued finally allowed you to enter the 100’s of thousands of dollars revenue? What eventually was the work that made you wealthy? Was it the jump to real estate? Where did the money to get into your first property and each property after that come from?
This was very valuable and helpful! Thank you 🙏🏾
Thanks for this video
You are my role model 🤩What state or country are you guys in?
Great video! Really helpful. Thank you!
can you explain a little more about using the equity to pay for the mortgage of a construction to permanent loan.
Great information, regarding locking the rate , you need to lock the rate one for the construction side and another lock for the mortgage if you are going for construction to permanant? also, do you lock them at the same time?
Hello Olivia! So glad I found this video today. My next home will be custom built and I'd like about 4-5 bdr, 3-4 ba, 3-5 thousand sq ft., 3 car garage, 5-7 acres, cul-de-sac, etc. I just looked at your home on Facebook. WOW!!! We've got to talk! This was a very informative video. I've subscribed. Thanks for sharing!
Awesome, am so glad you found value in it:) Good luck on your future custom build ♥️
Thank you Olivia very informative information!! Very detailed keep it coming liked and subscribed
Awesome tips and financial advice!
What a great video! completely useful information! Keep them coming! subscribed!
Thanks so much for this information !! I’m in the process of coming up with a budget and plan so I can build my house in the next 2 years . 🙂🙂
I’d love to see the process of going from the raw land to construction ready. Also info on what that cost for that type of acreage.
8acres and $500k
@@OliviazVentures What state is this in, may I ask?
Thank you for this information
WOW!! Just stumbled across your video for the 1st time. Great information you've shared with us. I need to go bk and start from EP 1: How to Buy Land, and then work my way up to the current episode in your series. My husband and I hope to start building here in US next yr. Currently, we are in the building process overseas in Nigeria right now. Which is TOTALLY different than building here in the states. Your videos will help us in the building process in US. Thank you again for all the useful info!!
Thats awesome, congratulations on your build in Nigeria and good luck on your future US build:)
appraisers are shaddy and often undervalue homes, especially for minority home owners
Yes. This is true. Unfortunately racial bias is robbing ppl of color.
Great Content. Thank you.
Glad you enjoyed it!
Thank you for sharing this... Very informative.. 🙏🏽🙏🏽💙💙💙
Congratulations, great information, I'm starting to look for builders myself.
Thank you suga!! This really helped. Broke it down so effortlessly and answered so many of my questions, concerns worries everything. New subbie here. Love the content and details within thank you ❤
Glad it was helpful!
This is great content I appreciate u. I learned alot about building contracts
Thank you so much for this video.
Really concise and useful! Are you building a stadium? 😉
I bought 20 acres 2 years ago. It will be paid off in 2 years. Then we will build retirement home.
Thank you!!! Keep them coming!!!
Will do!
You give such great info. You have been very helpful in informing me of what we should be aware of in our custom homebuilding process. Thank you!
Glad it was helpful!
Big THINGS!!!🙏🏾🙏🏾💪🏾💪🏾💯💯
😍😚
THANK YOU!
Good info and educational thank you
Glad it was helpful!
Very good info. We have some land that we are getting ready to build on soon. So excited! I was a little overwhelmed when googling info about construction loans. But you have made it a hell of a lot easier to understand. Thanks for the video.
Glad it was helpful!
Great video your awesome!!
What about discussing buying some acres of land, sub dividing it into some plots to build individual homes? Put simply to build a private gated estate for 5 families? Can we get construction loan and can we achieve this?
Thanks
This is my thought and goal for my immediate family.
I really enjoy your content. Very well done.
Thank you for the info...I love the videos....keep them coming
Thanks, will do!
Very helpful. Also excited to see things come together
Thank you:)
Thank you for such valuable information! I am in the brainstorming stage of looking to buy land and build a indoor basketball court on the land as well as live on the land. This would count as land where I’m building or investment purposes correct? I’m sure your extremely busy but some information on buy land and building a structure on it for business purposes would be awesome! Thank you again you have no idea how much it helps when great people like you help to educate people!
Thank you Brittany, can you send me a private message on my instagram or facebook, I would like to help but need alittle more information. I invest in both commercial and residential so I want to make sure am giving you the right information depending on your circumstances:)
you are awesome!...thank you
New subscriber ! Good content 👏