Based on the sales data and customer feedback, it seems that option 2 is the most popular and highly recommended choice among all the available options.
Sir..Nicely explained..👌👌 Plz guide whether Umang is better or Dhara -2 for my son of 21 Yrs Age... I think Umang is better becoz there is provision to get big lump sum cash value on surrender of policy as per our need in future after PPT & this cash value will be growing every year till surrender. Secondly, amount coming to our A/C is yearly 8% of SA which is taxable, but amount yearly going to accumulate cash value will not come in our bank A/C which is so non-taxable every year but will recieve as big lump sum when we need ie as per our choice when to surrender. These 2 feature not available in Dhara -2 OR Utsav as whole amount of SB will come in our Bank A/C, so its taxable & also will be easily expended & So big lump sum cash value will not be created as in Umsng..! Right OR Not..? Plz guide as I m in confusion whether to take Umang or Dhara -2 for my son of 21 Years..? Eagerly waiting ur reply. :- Rajput MS, Nasik
Sir. I am working in lic as a developer officer... To address your questions jeevan Umang is better plan for your son... And you mentioned that 8% S.A. is taxable but to aware you none of the yearly returns or the maturity benefits under jeevan umang is taxable....
Explained very well. But I didn't like the returns. Same or less than bank interest. If you do FD of 10 years of the same amount and opt for interest payable annually, it will result in the same earnings. Plus no fuss by nominee to reach out lic for claiming death benefits. Renew your FD every 10 years till you survive .
Today SBI FD rate for Sr citizen is 7.5% for 10 years and for other 6.5%. one can book FD for 10 years and opt for monthly interest payment is much better option as on today
Sir isme to inflation bhi beat ni ho payegi kya value hogi pension ki us time videos ap samjate Acha ho pls sir ek details video swp pe bnaiye with excel sheet .❤
Sir ye pension plan hai, isme Guaranteed , fixed amount lifelong milti hai.Returns tax free hote hai.Mutual Funds, PPF, Gold ETF ke sath guarannteed pension plan main invest karna important hai.Covid jaise time main jab market crash kiya tha 7 mahine, tab lic ne customers ko fixed pension continue diya tha.
If the defferent is 15 yrs then how come the person gets pension from 61 age. It should be after 75 right. As the party deposited last regular premium on 59. And i guess the minimum defferment time is 5 years for regular premium options. I m confused if you have made some mistake or i m mistaking something
Lic sabse bekr hai . Mujhe policy surrender krna tha me branch me submit kar diya per branch balo ne document kho dia . 1 year ho gya na branch help kr raha na coustomer care sab scam h
It's very unfortunate but I would like to bring your attention that many cases who has lost their documents at home some where also claimed and received the payment on time. Please contact to LIC worker ( Agent).
💌 Subscribe If you liked this video - bit.ly/EPMsub
इसी तरह का pension plan hona चाहिये जिससे 50%पेंशन फिक्स kar le baki ke penaion के लिए other इंस्ट्रूमेंट me invest kar सकते है। outstanding plan
Based on the sales data and customer feedback, it seems that option 2 is the most popular and highly recommended choice among all the available options.
Brother NPS rebalancing video bnao please ...aapko right pr jab market me euphoria ho rebalancing ka video bnana chahiye....🙏🙏 As every paisa matters😊
Best video. confusion tha is plan ke bareme lekin ye video dekhkar thoda kam ho gaya. Please make more videos on this plan.
Amit,I want to know about LIC SIIP Plan..I have already taken this plan 6 months ago..Is it a good plan or not?
Very nice plan for investiing for pension from young age ।।
Very good and simply explained
So option 2 looks better right. Can we do one time payment to this instead of every year.
Sir..Nicely explained..👌👌
Plz guide whether Umang is better or Dhara -2 for my son of 21 Yrs Age...
I think Umang is better becoz there is provision to get big lump sum cash value on surrender of policy as per our need in future after PPT & this cash value will be growing every year till surrender.
Secondly, amount coming to our A/C is yearly 8% of SA which is taxable, but amount yearly going to accumulate cash value will not come in our bank A/C which is so non-taxable every year but will recieve as big lump sum when we need ie as per our choice when to surrender.
These 2 feature not available in Dhara -2 OR Utsav as whole amount of SB will come in our Bank A/C, so its taxable & also will be easily expended & So big lump sum cash value will not be created as in Umsng..!
Right OR Not..?
Plz guide as I m in confusion whether to take Umang or Dhara -2 for my son of 21 Years..?
Eagerly waiting ur reply.
:- Rajput MS, Nasik
Umang is best
Sir. I am working in lic as a developer officer... To address your questions jeevan Umang is better plan for your son... And you mentioned that 8% S.A. is taxable but to aware you none of the yearly returns or the maturity benefits under jeevan umang is taxable....
@@07jaydeepakabari47 :- Thanx..🙏
Explained very well. But I didn't like the returns. Same or less than bank interest. If you do FD of 10 years of the same amount and opt for interest payable annually, it will result in the same earnings. Plus no fuss by nominee to reach out lic for claiming death benefits. Renew your FD every 10 years till you survive .
Today SBI FD rate for Sr citizen is 7.5% for 10 years and for other 6.5%. one can book FD for 10 years and opt for monthly interest payment is much better option as on today
From 76 age to 79 age, the return amount should be 248640 as 5% of premium is also received. Please correct the sheet.
Agreed. Thanks for pointing out.
Sir nicely explained..Thanx. 🙏🙏
.plz share link of ur U-tube 3 video of - (1) Jivan Umang (2) Jivan Utsav (3) Comparison of Umang & Utsav
You can search like this on UA-cam app - Jeevan Utsav Every Paisa Matters
Sir...not found...plz send links
Isme surrender karne se pura Purchase price nikal sakten hen kya ? In case of single premium
Sir does on PPF have any charges like NPS?
Is it right to invest PPF through SBI and NPS through Post Office?
No charges on ppf and yes you can open nps anywhere
Is there any effect of age on premium or benefit
Is return is taxable
Jo returns milega, usme TAX katega ?if Any hidden deduction , please explain it !🙏
Plz refer 10 10 (d). Tax rules are changed with time.
Good Jada explain Kiya jay
Kon sa option lene se acha hoga bolo
Excellent 👍
Nice Vedio Sir
Very knowledgeable
sir can you please share excel sheet shown in video
sir jeewan dhara 2 wapas aayega ki nhi
❤ very nice information
Very nice thank you
Nice video
Sir isme to inflation bhi beat ni ho payegi kya value hogi pension ki us time videos ap samjate Acha ho pls sir ek details video swp pe bnaiye with excel sheet .❤
Sir ye pension plan hai, isme Guaranteed , fixed amount lifelong milti hai.Returns tax free hote hai.Mutual Funds, PPF, Gold ETF ke sath guarannteed pension plan main invest karna important hai.Covid jaise time main jab market crash kiya tha 7 mahine, tab lic ne customers ko fixed pension continue diya tha.
Inflation k hijab se to gov salary na de Parai sabse badhiya market me satta Lagao or inflation beat ho jayega 😊
@@nehakhanapurkar2231 mutual funds me kaise invest Krna hota hai? Ye kaise pata chlta hai konsa lic plan lena chahiye?
Gud pln
I am also lic agent
What about options 10 and 11
Weldone
option 4 is the best return
Bhaiyya, Insurance policy main IRR nikalna bad idea hai. Jyada IRR ke liye dusre investment vehicles chahiye. Never put all eggs In one basket.
No inflation coverage?
Could not find this excel sheet on your website
It will be released on 2000 likes....i said that in video.
I am 21 year old
Can i starts this plan
Please comment
Yess
Contact me for taking the plan
Yes
Yes you are eligible , contact us
if you are 21 year old you must investment in mutual funds , gold etf , atal pension Yojana and nps . Don't trap on this LIC return is very low.
If the defferent is 15 yrs then how come the person gets pension from 61 age. It should be after 75 right. As the party deposited last regular premium on 59. And i guess the minimum defferment time is 5 years for regular premium options. I m confused if you have made some mistake or i m mistaking something
In this plan, accumulation phase is equal to deferment phase. Please see my prior video to understand how this plan works.
2 or 4
Policy has been withdrawn by lic
Plan not clear, kichri hai. Clear ho best hai
What do you expect from a plan which has 11 options?
2
AAP galat Bata rahe agar 1st st case me admi 63 me mara to paisa dub jayega aap check karo
Lic sabse bekr hai . Mujhe policy surrender krna tha me branch me submit kar diya per branch balo ne document kho dia . 1 year ho gya na branch help kr raha na coustomer care sab scam h
It's very unfortunate but I would like to bring your attention that many cases who has lost their documents at home some where also claimed and received the payment on time. Please contact to LIC worker ( Agent).
@@vikaschander7643 yes
You can contact Branch Head or
Division office for support
Isse badiya MF kr lo
Waste plan
100% useless
Bakwas hai 😂
100% useless
Bogus
2