LIC Jeevan Dhara 2 Returns Calculation | जीवन धारा 872 | New Pension Plan | Every Paisa Matters
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- Опубліковано 11 лип 2024
- This videos explains about the Returns calculation of LIC Jeevan Dhara 2 New LIC Pension Plan in Hindi | LIC जीवन धारा प्लान 872 | Guaranteed Deferred Annuity Plan
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Chapters:
00:00 Intro of Plan
01:19 Option 1 - Explained with Returns Calculation
04:37 Option 2 - Explained with Returns Calculation
06:22 Option 3 - Explained with Returns Calculation
08:01 Option 4 - Explained with Returns Calculation
09:08 Option 5 - Explained with Returns Calculation
10:22 Option 6 - Explained with Returns Calculation
11:06 Option 7 - Explained with Returns Calculation
12:52 Option 8 - Explained with Returns Calculation
14:08 Option 9 - Explained with Returns Calculation
Who Am I?
If we haven’t yet before - Hey 👋 An Engineer by education and a financial enthusiast by passion - I'm Amit, founder, managing editor and primary author of Every Paisa Matters. Through my videos here on this channel, I provide the financial knowledge in an easy-to-understand format make money matters simpler for you.
#lifeinsurance #Plan872 #jeevandhara #प्लान872
#pension #LifeInsurance #lic #insurance
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Based on the sales data and customer feedback, it seems that option 2 is the most popular and highly recommended choice among all the available options.
Best video. confusion tha is plan ke bareme lekin ye video dekhkar thoda kam ho gaya. Please make more videos on this plan.
इसी तरह का pension plan hona चाहिये जिससे 50%पेंशन फिक्स kar le baki ke penaion के लिए other इंस्ट्रूमेंट me invest kar सकते है। outstanding plan
Your explanation is better than other contemporary youtubers. Thank you
Very nice thank you
Good Jada explain Kiya jay
Nice Vedio Sir
Very knowledgeable
Very nice plan for investiing for pension from young age ।।
Brother NPS rebalancing video bnao please ...aapko right pr jab market me euphoria ho rebalancing ka video bnana chahiye....🙏🙏 As every paisa matters😊
❤ very nice information
Amit,I want to know about LIC SIIP Plan..I have already taken this plan 6 months ago..Is it a good plan or not?
Isme surrender karne se pura Purchase price nikal sakten hen kya ? In case of single premium
Weldone
Excellent 👍
Nice video
Explained very well. But I didn't like the returns. Same or less than bank interest. If you do FD of 10 years of the same amount and opt for interest payable annually, it will result in the same earnings. Plus no fuss by nominee to reach out lic for claiming death benefits. Renew your FD every 10 years till you survive .
Today SBI FD rate for Sr citizen is 7.5% for 10 years and for other 6.5%. one can book FD for 10 years and opt for monthly interest payment is much better option as on today
Is there any effect of age on premium or benefit
Gud pln
So option 2 looks better right. Can we do one time payment to this instead of every year.
Kon sa option lene se acha hoga bolo
Sir nicely explained..Thanx. 🙏🙏
.plz share link of ur U-tube 3 video of - (1) Jivan Umang (2) Jivan Utsav (3) Comparison of Umang & Utsav
You can search like this on UA-cam app - Jeevan Utsav Every Paisa Matters
Sir...not found...plz send links
Sir..Nicely explained..👌👌
Plz guide whether Umang is better or Dhara -2 for my son of 21 Yrs Age...
I think Umang is better becoz there is provision to get big lump sum cash value on surrender of policy as per our need in future after PPT & this cash value will be growing every year till surrender.
Secondly, amount coming to our A/C is yearly 8% of SA which is taxable, but amount yearly going to accumulate cash value will not come in our bank A/C which is so non-taxable every year but will recieve as big lump sum when we need ie as per our choice when to surrender.
These 2 feature not available in Dhara -2 OR Utsav as whole amount of SB will come in our Bank A/C, so its taxable & also will be easily expended & So big lump sum cash value will not be created as in Umsng..!
Right OR Not..?
Plz guide as I m in confusion whether to take Umang or Dhara -2 for my son of 21 Years..?
Eagerly waiting ur reply.
:- Rajput MS, Nasik
Umang is best
Sir. I am working in lic as a developer officer... To address your questions jeevan Umang is better plan for your son... And you mentioned that 8% S.A. is taxable but to aware you none of the yearly returns or the maturity benefits under jeevan umang is taxable....
@@07jaydeepakabari47 :- Thanx..🙏
I am also lic agent
Is return is taxable
Sir does on PPF have any charges like NPS?
Is it right to invest PPF through SBI and NPS through Post Office?
No charges on ppf and yes you can open nps anywhere
What about options 10 and 11
From 76 age to 79 age, the return amount should be 248640 as 5% of premium is also received. Please correct the sheet.
Agreed. Thanks for pointing out.
sir can you please share excel sheet shown in video
Jo returns milega, usme TAX katega ?if Any hidden deduction , please explain it !🙏
Plz refer 10 10 (d). Tax rules are changed with time.
option 4 is the best return
Sir isme to inflation bhi beat ni ho payegi kya value hogi pension ki us time videos ap samjate Acha ho pls sir ek details video swp pe bnaiye with excel sheet .❤
Sir ye pension plan hai, isme Guaranteed , fixed amount lifelong milti hai.Returns tax free hote hai.Mutual Funds, PPF, Gold ETF ke sath guarannteed pension plan main invest karna important hai.Covid jaise time main jab market crash kiya tha 7 mahine, tab lic ne customers ko fixed pension continue diya tha.
Inflation k hijab se to gov salary na de Parai sabse badhiya market me satta Lagao or inflation beat ho jayega 😊
@@nehakhanapurkar2231 mutual funds me kaise invest Krna hota hai? Ye kaise pata chlta hai konsa lic plan lena chahiye?
2 or 4
If the defferent is 15 yrs then how come the person gets pension from 61 age. It should be after 75 right. As the party deposited last regular premium on 59. And i guess the minimum defferment time is 5 years for regular premium options. I m confused if you have made some mistake or i m mistaking something
In this plan, accumulation phase is equal to deferment phase. Please see my prior video to understand how this plan works.
2
Bhaiyya, Insurance policy main IRR nikalna bad idea hai. Jyada IRR ke liye dusre investment vehicles chahiye. Never put all eggs In one basket.
Could not find this excel sheet on your website
It will be released on 2000 likes....i said that in video.
Plan not clear, kichri hai. Clear ho best hai
What do you expect from a plan which has 11 options?
I am 21 year old
Can i starts this plan
Please comment
Yess
Contact me for taking the plan
Yes
Yes you are eligible , contact us
if you are 21 year old you must investment in mutual funds , gold etf , atal pension Yojana and nps . Don't trap on this LIC return is very low.
Lic sabse bekr hai . Mujhe policy surrender krna tha me branch me submit kar diya per branch balo ne document kho dia . 1 year ho gya na branch help kr raha na coustomer care sab scam h
It's very unfortunate but I would like to bring your attention that many cases who has lost their documents at home some where also claimed and received the payment on time. Please contact to LIC worker ( Agent).
@@vikaschander7643 yes
You can contact Branch Head or
Division office for support
AAP galat Bata rahe agar 1st st case me admi 63 me mara to paisa dub jayega aap check karo
Isse badiya MF kr lo
Waste plan
100% useless
Bakwas hai 😂
100% useless
Bogus