▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
I had to go back and watch this video again after I lost $700 on SLVO when they cut their divvy this month! So now I will invest in these four etf's for better stability. I still will keep $$ in my high divvy monthly's but will only increase those with steady divvy's. Tks for sharing all your knowledge. I appreciate it! 71yr old investor (that only got started one year ago)//but doing pretty good.
Been following you all since Jan of 2020- Great content as expected. So refreshing to see a minority young family oriented and finance literate teaching the masses. Thanks again for all you do.
I’m 28 and just started my journey and I even opened my 2 yr old a account. Growing up in the hood the adults didn’t talk like this so Thanks for the help. Y’all make a great team.
I used to yield chase but hit a couple dividend cuts. Now I look into the dividend payout ratio before I buy shares. I want the company to be able to safely cover the dividends.
Look into “Dividend Aristocrat” stocks. I’m convinced it’s the way to go. Find the top companies in each industry group, that are Dividend Aristocrats. Investor in those and don’t look back. There are some ETFs that do this, also, like the one they mentioned here.
Honestly every Sunday with you both is like going to higher learning for my best future. Can’t thank you both enough 🤓. Food for thought every time. Take care and see you both next Sunday ☀️
Bonita - You are just the sweetest!!! Thank you so much for checking in with us every Sunday AND for also commenting every Sunday!!! :) See you next week!
This couple respects each other and makes a great team. Their kids are lucky to learn from them. They will very likely be even bigger successes than the parents.
Another great video! I've picked these exact ETFs for my FIRE journey before this video. It's great to get confirmation they weren't bad decisions. Let's get those dividends!
First off I love you guys. I'm going on 60 and looking for some investments that will stand the test of time and payoff for me and my wife in 5 years. Thank you for your research and time spent helping people like me.
I´m holding SCHD and VYM, and my newest additions are JEPI, RYLD, QYLD and NUSI. The latter 4 are covered call ETFs with very high yield, particularly QYLD and RYLD. Not much price appreciation to expect there, but the yield is awesome. My goal is to bring the overall portfolio dividend yield to 5-6%.
Nice. I have a similar strategy, though I'm closer to 4%. I have QYLD as well, along with PCEF, PSEC and AMLP. PSEC and AMLP have been great with both high yields and growth.
I looked into every dividend ETF which above $1 billion asset. I decided SCHD, DGRO and NOBL are the best ones among them. VYM has a good yield but not a good performance. (DGRO has a poor yield but has a rule that dividend payment ratio should be below %75. That means your dividend payments definitely will rise over time)
Hi friends 👋🏽 I love this video! I’m just learning about dividends, and how amazing they are. Thank you so so much for this. You both are so giving of your time to us! THANK YOU 🤗. I appreciate you both! Have an amazing week & see you both next Sunday!
Thank you so much guys. Stay blessed for openning my eyes. I am now confident enough to start my investing journey by next Tuesday! Can't thank you enough. Bless you!
Ditto to not just investing by looking at the yield. Let me point out one specific example that, even though I knew about it, I decided to chance anyway: QYLD, which has a dividend yield at this time of over 11% _and_ pays _monthly_ dividends. While it's a fund that's not "too good to be true," since it tracks the S&P500 just like VOO or SPY, its _major_ drawback is that, after a market pullback or correction, it can take _forever_ to recover the overall value it lost because it sells covered calls on its securities, thus limiting gains in return for its dividends.
Hello, I have some doubts about investing in shares. I am very new to the stock market. So I plan to invest in ETFs and shares with a small amount (500 €). I have chosen "scalable capital". Is this good? Which platform can I choose? Can you please help me? Thank you in advance .
Thanks for this video!! Perfect timing since I started really building my dividend portfolio recently. I like the idea of using ETFs & REITs with some stocks sprinkled here and there. I plan on putting a majority of my capital into dividend ETFs.
What percentage of your total investment do you hold in each of these funds? I too have 5 Canadian funds and I am curious how you split up yours. Thanks!
Good picks, all giving you Div and growth. I am 60 so at this point growth is not that important. I took a lot of time and researched several ETF with high div and came out with this mixture. SCHD at 35 percent, QYLD at 25 percent, NUSI at 20 percent and JEPI at 20 percent. This formula give me a decent growth rate with SCHD, NUSI for protection and 7.9 Div rate, JEPI for protection and also a 7.9 Div rate, and both have about a 10 percent growth rate. QYLD at 12 percent Div rate but maybe 2-3 percent growth. This should make as much as my police pension gives me each month and still some growth to leave my kids when i depart from this earth. Thanks for the videos they are very helpful!
Great content guys thank you. Just a little reminder to anyone reading comments that the year to date figures are massive because of how much everything fell because of covid and recovered pretty quickly, so probably not the most accurate year to date but its been amazing if you bought in that dip. Thanks again 😊
It really depends on your plan! If you want a simple plan, with a little more diversification (bonds and international index funds), you should check out The Bogleheads' Guide to the Three-Fund Portfolio. It's a super simple, straightforward investing book. At the same time, it has a ton of useful information!
Hey guys. Would love to hear your take on very high yield funds such as JEPI and QYLD that pay close to 10% yield. Would you ever invest in one of these?
I have QYLD, it pays around 11% yearly, I have gotten some decent price appreciation also by buying shares during dips. Also I like the monthly dividends.
@@saulza2 very low price appreciation during bull markets. It sells covered calls to generate yield. So when stocks go up substantially the index doesn’t get those gains, it just gets cash for the calls it sells. It beats QQQ in flat or down markets, but substantially underperforms in bull markets on a total return basis.
I do have a question, so while working invest in index funds, then when you retire, move it all over to etf dividends? Trying to to figure out the overall plan of attack at each point. Any help would be greatly appreciated, thanks
That's what they did back in the day invest for growth when young then roll it all over into dividends. Some people do both in the end it's up to you .
It really depends on your plan. If you move all of your investment over to ETF dividends, you will likely have a very high tax payment as a result. We focus on both dividends and appreciation with our investments. :)
@@OurRichJourney question please please: is it better to reinvest cap gains on indexes and ETFs? Or take out cash on cap gains? My plan is to roll the fund over to my non-retirement account in 5-10 years. Thank you for your help.
thank you for the financial educational advice. These are ideas I can implement immediately after reviewing my financial goals. Yah bless the two of you. APTTMHY
I was looking into your course. But I didnt see any topic about dividend investing. I am really interested and let me if there is topic about dividend in your course. Thanks
Amon my main man & Christina. Excellent video as usual. We’re loving your weekly videos. Sorry we haven’t commented on your post in awhile but we watch you guys faithfully EVERY Sunday. Can you guys do a video about using business credit versus your own? I’m curious about you and Christina thoughts concerning using business credit.
Thanks for this very useful video. Very well articulated with practical ETFs provided for us to look into. Say I have a ETF focused on Capital Gains that returned 35% in 2020-2021 and a High Yield Dividend ETF that returned 17% in Capital Gains + 2.5% in Dividend Yield every Quarter making it a total return of 27% for 2020-2021. 1) Wouldn’t it be better for me to purchase the ETF Focussed on Capital Gains ? 2) Also I assume you purchase high yield ETF because you are in a phase of your rich journey where you need regular income in early retirement ? Looking for your inputs to get greater clarity on my understanding of the topic.
Y'all are the best. Thanks for the info. I love my SCHD. can't wait until I roll a large portion of my supplemental annuity pension into it a produce a great quarterly dividend payment.
Thank you for breaking down these dividend paying ETF options! Always so helpful Christina and Amon! Are you targeting a certain percentage of your portfolio to be in high yielding dividend investments?
Thank you! Glad you liked the video! Yes, we're not just focused on dividend income. We also allocate our portfolio so that we are also including investments focused on capital gains! :)
Some great information, I do have already a few of these funds.I was hoping you could have defined what is a “high” yield to you. A actual number. Based on the etf’s mentioned I’m guessing it’s around 3 - 3.5%
May GOD bless you both. The wisdom and knowledge that GOD has given the both of you is not only amazing when it comes to helping others understand like me a beginner on how to invest but it is a blessing to many. Keep using your gift for the glory of GOD as your gift will make room for you as well as open many more doors for you all as well. Thanks so much for what you do!!!
Are these dividends the result of investing in index funds or from a strategy focused specifically on investing in particular stocks that pay dividends?
I really want to join the journey with my wife and my whole family. I little to no financial education but I got older am becoming more and more interested in money and wealth. I have started following your videos and that is becoming an eye-opener for me. I work in the IT field and I really want to same more and be able to buy houses and flip them as you both did. I need your help on this journey.
Does the dividend payout schedule matter that much to you in your decision making? Seems like they are all quarterly. Do you also look for different schedules now you are retired? If a fund offered monthly payouts, is that more attractive to you?
I have a question I watched your video, I did not come across any bank account or details where to park the emergency or house down payment funds? You guys are so awesome & inspirational💕 I am new to investing and very scared to venture out from savings account. Any advice is much appreciated.
You two seem to be overly concentrated in big-cap stocks, which have done quite well in price, but do you think you should diversify into other asset classes? Example: real estate, high-yield bonds, master limited partnership, muni-bonds, bank loans, emerging market bonds.
Hi Amon & Christina, that was another great video! Do you guys have any experience with the rule of 72(t)? Can you continue to buy stocks, etc in your account after initiating this rule? Thx!
If I wanted to buy 4 shares of vti at 240 and have 1000 to invest - how can I fully invest through vanguard that 1000 in a brokerage account? I don’t want it sitting in my settlement account
Thank you all so much for this video! I am fairly new to investing in the stock market----I subscribed today to your channel so that I can become a pro investor. One question: which type of bank account should I use to receive my dividend payments? Currently, I do not use a brick and mortar bank to save my money in. Please help.
My question is that I have seen a lot of the investments you have talked about on your videos you started investing low and have made high returns. When I look at a lot of these investments now they are at the top of the curve and I am nervous to invest at the height of the market value curve. Do you suggest to invest in these even though they are valued already very high as of June 2021?
I would be very surprised if the stock returns over the last 11 years continue much longer. In addition to the possibility of the bubble bursting and a sudden 20% drop, I expect the rate of return for the next 5 years be under 5%. But within 10 years it probably gets back into the high return groove (rich people need to put their money somewhere).
That’s the 64 million dollar question. EVERYTHING is at the top or near their all time highs. Real estate is ready to decline also. I suggest nothing. Be cautious is all I can say. 13 years ago the market hit 6500. It wasn’t that long ago. Lots of people made tremendous money during this historic astronomical rise in the market but it remains to be seen where they’ll be if it crashes. Lots of political ineptness to deal with and there won’t be solutions coming from them.
Another great video! I have learned so much from your channel and now have the confidence in my investing knowledge. Thank you so much for these empowering videos. Ive taken my financial independence into my own hands.
Another fund to consider would be DLN by WisdomTree. It has a little more Tech exposure for some growth, but a steadily growing dividend too. Plus it pays out monthly dividends which could be a plus while you're in retirement. My only negative comment about it is the higher expense ratio. But just something I have in my own dividend portfolio to compliment some of the other funds you mentioned!
Thank you for sending me this! I've seen it before as I Smacked the like 👍 but watching it again! You guys are an inspiration and I love seeing a family like yours grow ..*Been a fan since March 2020.. Best of luck
Might I add a couple of points? 1) paying dividends incentives honest accounting. This simple observation can't be overstated? 2) companies with track records of growing dividends = significant cash flow! And that often accompanies stock buy backs. A double whammy payback for stock holders. And a good problem-taxes to pay...
What do you guys think about VYMI or some of the international high dividend ETF's and funds? I would like to see a video about your international investments.
i LOVE YOUR CHANNEL, and tracking your progress.I referred my daughter and friends. Much success. Are you worried about gas and oil performance in your ETF? It appears gas and oil are headed south and going down because of Renewable Energy and EVs / batteries?
I’m 28 and just started my journey and I even opened my 2 yr old a account. Growing up in the hood the adults didn’t talk like this so Thanks for the help. Y’all make a great team.
▸▸▸ www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
◼ And more!
To learn more and enroll NOW, go to: www.365daystofire.com/
I had to go back and watch this video again after I lost $700 on SLVO when they cut their divvy this month! So now I will invest in these four etf's for better stability. I still will keep $$ in my high divvy monthly's but will only increase those with steady divvy's. Tks for sharing all your knowledge. I appreciate it! 71yr old investor (that only got started one year ago)//but doing pretty good.
I'm 47 and started last year...great job
Inspiration
@@TheGatlinburgHussey kudos to you for starting!🙂
@Christy, what brokerage do you use?
Better late than never.
I took my proceeds from Tesla and put it into dividend paying stocks. Nothing better than a bit of growth AND income
We like growth and income!!! :)
Definitely!
How could 43 people put a thumbs down to someone retiring young, after sacrificing their time and energies? Here are 43 thumbs up 👍🏽 x 43!!
They are probably just haters.
Jealous people everywhere
Misery loves company.
@@csanders6218 Absolutely. Those are jealous and/or envious thumbs.
Too much time on their hands
The smile on his face when she says retired before 40 says it all! Congratulations to you both.
Aww, thank you so much! ❤️
Been following you all since Jan of 2020- Great content as expected. So refreshing to see a minority young family oriented and finance literate teaching the masses. Thanks again for all you do.
727 Saint Pete 😎
I’m 28 and just started my journey and I even opened my 2 yr old a account. Growing up in the hood the adults didn’t talk like this so Thanks for the help. Y’all make a great team.
I used to yield chase but hit a couple dividend cuts. Now I look into the dividend payout ratio before I buy shares. I want the company to be able to safely cover the dividends.
Thanks for this tip. I'm building a portfolio now. Got some research ahead of me.
Look for dividend growth as well. There are many that focus on that (and quality) rather than high payouts today.
Thanks for sharing Judge!!!
@@Paul__108__ how do I find out about dividend growth ?
Look into “Dividend Aristocrat” stocks. I’m convinced it’s the way to go. Find the top companies in each industry group, that are Dividend Aristocrats. Investor in those and don’t look back. There are some ETFs that do this, also, like the one they mentioned here.
Honestly every Sunday with you both is like going to higher learning for my best future. Can’t thank you both enough 🤓. Food for thought every time. Take care and see you both next Sunday ☀️
It's awesome you are taking the time to educate yourself for your future!
Bonita - You are just the sweetest!!! Thank you so much for checking in with us every Sunday AND for also commenting every Sunday!!! :) See you next week!
This couple respects each other and makes a great team. Their kids are lucky to learn from them. They will very likely be even bigger successes than the parents.
Great video 👍 95% SCHD and 5% SCHY is my dividend portfolio. Simple but effective. Stay safe and healthy everyone.
Another great video! I've picked these exact ETFs for my FIRE journey before this video. It's great to get confirmation they weren't bad decisions. Let's get those dividends!
Wow! That is very cool! We must think alike!!!
Are you saying we can pick both etfs?
Aren't they mostly in similar sector?
Thanks to your previous video suggestion I brought two fidelity etf (Fzrox and Fzilx). Both are up over 35%.
Another Gem Will take AMC proceeds and put into Dividend Index and ETF Funds. As Always Thank You for the 99 Knowledge ✌🏽❤️ So Cal
Thanks for the love from So Cal Damon!!!
That’s my plan to after Amc.
You two I have embraced as my investment Godparents.
First off I love you guys. I'm going on 60 and looking for some investments that will stand the test of time and payoff for me and my wife in 5 years. Thank you for your research and time spent helping people like me.
Aww, thank you so much!!!! Sending love back to you and your wife!!! :)
I´m holding SCHD and VYM, and my newest additions are JEPI, RYLD, QYLD and NUSI. The latter 4 are covered call ETFs with very high yield, particularly QYLD and RYLD. Not much price appreciation to expect there, but the yield is awesome. My goal is to bring the overall portfolio dividend yield to 5-6%.
Nice. I have a similar strategy, though I'm closer to 4%. I have QYLD as well, along with PCEF, PSEC and AMLP. PSEC and AMLP have been great with both high yields and growth.
WOW! Acronym city here. I have one. RE Real Estate. I get cash flow and appreciation every month and pay virtually zero in taxes.
Thanks for sharing Christopher!
Haha! Yes - acronym city! LOL!
@@gandr.e.5136 What is RE Real Estate?
I looked into every dividend ETF which above $1 billion asset. I decided SCHD, DGRO and NOBL are the best ones among them. VYM has a good yield but not a good performance. (DGRO has a poor yield but has a rule that dividend payment ratio should be below %75. That means your dividend payments definitely will rise over time)
Thanks for sharing!
Curious, do you live off your dividends (have some or all paid out) or reinvest them and draw down only what you need for expenses?
I love your family! I'm learning so much from you! Thank you for your videos! You both truly have a gift in teaching! 🥰
So sweet of you to say! Thank you so much!!!
Hi friends 👋🏽
I love this video! I’m just learning about dividends, and how amazing they are. Thank you so so much for this. You both are so giving of your time to us! THANK YOU 🤗. I appreciate you both! Have an amazing week & see you both next Sunday!
Hi there Judith! So good to see you every Sunday!!! Thank you for your kind words - we're so happy you're enjoying our videos!
Thank you so much for making this video. It was easy to understand. I'm also glad you guys were able to retire early
What percent of your overall taxable accounts is on high dividend ETFs vs straight regular Index funds? 25/75? 50/50? Great video. Thanks.
Thank you so much guys. Stay blessed for openning my eyes. I am now confident enough to start my investing journey by next Tuesday! Can't thank you enough. Bless you!
Can you please do another video on REITS? Trying to learn more about how to best take advantage of those!
Yes please! Which REITs please ??
Ditto to not just investing by looking at the yield. Let me point out one specific example that, even though I knew about it, I decided to chance anyway: QYLD, which has a dividend yield at this time of over 11% _and_ pays _monthly_ dividends. While it's a fund that's not "too good to be true," since it tracks the S&P500 just like VOO or SPY, its _major_ drawback is that, after a market pullback or correction, it can take _forever_ to recover the overall value it lost because it sells covered calls on its securities, thus limiting gains in return for its dividends.
Thank you for being straight forward and giving of your investment advice. BTW: you two look very happy together!
Thanks for always steering us in the ri(ch)ght direction!!!!
Hehe! Thank you Ronnie!!!
Any updated video on this subject for 2022?
If I knew then (finances) what I know now!
Things would be so (financially) different!
Hello, I have some doubts about investing in shares. I am very new to the stock market. So I plan to invest in ETFs and shares with a small amount (500 €). I have chosen "scalable capital". Is this good? Which platform can I choose? Can you please help me? Thank you in advance .
Great video! I think I could retire by throwing all my assets into these etfs and index funds. It would require being sort of a minimalist though.
Vym is the goat 🐐 with capital gains and div
For me the yield is too low. You can find higher yields with capital gains as well and also a long track record of paying
Elijah James can you please provide a few examples?
Just checked and don't think the vanguard high dividend yield fund is available in the UK.
Thanks for this video!! Perfect timing since I started really building my dividend portfolio recently. I like the idea of using ETFs & REITs with some stocks sprinkled here and there. I plan on putting a majority of my capital into dividend ETFs.
Why???
Thanks for sharing! We like ETFs and REITs as well - and also index funds!!! :)
do you have those holdings in a roth or taxable account
What percentage of your total investment do you hold in each of these funds? I too have 5 Canadian funds and I am curious how you split up yours. Thanks!
Good picks, all giving you Div and growth. I am 60 so at this point growth is not that important. I took a lot of time and researched several ETF with high div and came out with this mixture. SCHD at 35 percent, QYLD at 25 percent, NUSI at 20 percent and JEPI at 20 percent. This formula give me a decent growth rate with SCHD, NUSI for protection and 7.9 Div rate, JEPI for protection and also a 7.9 Div rate, and both have about a 10 percent growth rate. QYLD at 12 percent Div rate but maybe 2-3 percent growth. This should make as much as my police pension gives me each month and still some growth to leave my kids when i depart from this earth. Thanks for the videos they are very helpful!
Great content guys thank you. Just a little reminder to anyone reading comments that the year to date figures are massive because of how much everything fell because of covid and recovered pretty quickly, so probably not the most accurate year to date but its been amazing if you bought in that dip. Thanks again 😊
Whats the benefit of investing in vym over the s&p 500 total market 🤔 that does better over a 5yr period?
What do you think about going with 100 percent in vtsax like what JL Collins recommends in the book Simple Path To Wealth
It really depends on your plan! If you want a simple plan, with a little more diversification (bonds and international index funds), you should check out The Bogleheads' Guide to the Three-Fund Portfolio. It's a super simple, straightforward investing book. At the same time, it has a ton of useful information!
@@OurRichJourney I'll check it out. Thank you 🤩
VTSAX has been a great fund to invest in. I've seen a good return in the last couple years.
Dividend's seem such a better option than holding it in a checking account with no interest. TY for the education.
Hey guys. Would love to hear your take on very high yield funds such as JEPI and QYLD that pay close to 10% yield. Would you ever invest in one of these?
I have QYLD, it pays around 11% yearly, I have gotten some decent price appreciation also by buying shares during dips. Also I like the monthly dividends.
We would have to research them! :)
@@mrjsanchez1 Is the yield consistent? I'm just wondering what's the catch.
@@saulza2 very low price appreciation during bull markets. It sells covered calls to generate yield. So when stocks go up substantially the index doesn’t get those gains, it just gets cash for the calls it sells. It beats QQQ in flat or down markets, but substantially underperforms in bull markets on a total return basis.
I do have a question, so while working invest in index funds, then when you retire, move it all over to etf dividends? Trying to to figure out the overall plan of attack at each point. Any help would be greatly appreciated, thanks
That's what they did back in the day invest for growth when young then roll it all over into dividends. Some people do both in the end it's up to you .
It really depends on your plan. If you move all of your investment over to ETF dividends, you will likely have a very high tax payment as a result. We focus on both dividends and appreciation with our investments. :)
@@OurRichJourney question please please: is it better to reinvest cap gains on indexes and ETFs? Or take out cash on cap gains? My plan is to roll the fund over to my non-retirement account in 5-10 years. Thank you for your help.
Great information- New here. Do you have any videos on REITS? Thank you for the education!
thank you for the financial educational advice. These are ideas I can implement immediately after reviewing my financial goals. Yah bless the two of you. APTTMHY
I was looking into your course. But I didnt see any topic about dividend investing. I am really interested and let me if there is topic about dividend in your course. Thanks
Wow! Been on a marathon of your vids! What do you do with your dividends? Reinvest?
wow...handpicked ETFs with amazing performance 🥰 Thanks guys!
Glad you enjoyed it!
Amon my main man & Christina. Excellent video as usual. We’re loving your weekly videos. Sorry we haven’t commented on your post in awhile but we watch you guys faithfully EVERY Sunday.
Can you guys do a video about using business credit versus your own? I’m curious about you and Christina thoughts concerning using business credit.
So good to see you again!!! :) And thanks for the video suggestion! Hope you're both doing well!!!
You're welcome!! And yes we're doing great. I think we need more videos from you guys. This once a week is killing me. Lol
Thanks for this very useful video. Very well articulated with practical ETFs provided for us to look into.
Say I have a ETF focused on Capital Gains that returned 35% in 2020-2021 and a High Yield Dividend ETF that returned 17% in Capital Gains + 2.5% in Dividend Yield every Quarter making it a total return of 27% for 2020-2021.
1) Wouldn’t it be better for me to purchase the ETF Focussed on Capital Gains ?
2) Also I assume you purchase high yield ETF because you are in a phase of your rich journey where you need regular income in early retirement ?
Looking for your inputs to get greater clarity on my understanding of the topic.
I have most of my investments in stock. Now that inflation is here, should I stay in stocks or move them in bonds?
Y'all are the best. Thanks for the info. I love my SCHD. can't wait until I roll a large portion of my supplemental annuity pension into it a produce a great quarterly dividend payment.
Thanks Kevin! Quarterly dividend payments are always fun to collect! :)
Another great video full of clear, actionable advice! You two are the best. Thank you for all that you do!
Thank you for breaking down these dividend paying ETF options! Always so helpful Christina and Amon! Are you targeting a certain percentage of your portfolio to be in high yielding dividend investments?
Thank you! Glad you liked the video! Yes, we're not just focused on dividend income. We also allocate our portfolio so that we are also including investments focused on capital gains! :)
Some great information, I do have already a few of these funds.I was hoping you could have defined what is a “high” yield to you. A actual number. Based on the etf’s mentioned I’m guessing it’s around 3 - 3.5%
im from brazil and im starting to invest in USA stocks and reits. your video is great
Do you prefer the VYM etf over the high yield index fund with vanguard?
I always enjoy your videos. Thank you for the FIRE! All the best to you both.
do you invest high dividend index/etfs for IRA Roth? Or regular account?
These all seem the same except maybe the SPDR. Do you need all of these or can you just pick one?
May GOD bless you both. The wisdom and knowledge that GOD has given the both of you is not only amazing when it comes to helping others understand like me a beginner on how to invest but it is a blessing to many. Keep using your gift for the glory of GOD as your gift will make room for you as well as open many more doors for you all as well. Thanks so much for what you do!!!
Thank you so much Triple D!!!
Very nice job presenting this topic. Thanks for putting this video together. Congrats on your early retirement. BRAVO!
Are these dividends the result of investing in index funds or from a strategy focused specifically on investing in particular stocks that pay dividends?
*How much money should one invest into ETFS/ Index funds monthly?*
I love Dividend income, it's the best when it's passive 😁
We love that passive income!!! :)
Love your videos educational motivational and straight to the point keep them coming.
I'd like some advice. If I'm able to invest $500 weekly, I'm better off choosing SCHD only or maybe I split the $500 in all 4 ETFs?
I have a Vanguard account. Would it benefit to invest in VYM if I’m already investing in VTI, VXUS, BND, and BNDX?
I really want to join the journey with my wife and my whole family. I little to no financial education but I got older am becoming more and more interested in money and wealth. I have started following your videos and that is becoming an eye-opener for me. I work in the IT field and I really want to same more and be able to buy houses and flip them as you both did. I need your help on this journey.
Great content as usual. Question: Do y'all like Fidelity's FDVV High Dividend ETF? Thank you for everything you do!
I loved this video. I hope you guys do more of these dividend videos! Thank you!!
Thank you! We plan on doing more!!! :)
Yeessss! Thanks for this. It was a topic I needed to hear!
So glad we could share it with you!!! Thanks for watching!
Does the dividend payout schedule matter that much to you in your decision making? Seems like they are all quarterly. Do you also look for different schedules now you are retired? If a fund offered monthly payouts, is that more attractive to you?
I have a question I watched your video, I did not come across any bank account or details where to park the emergency or house down payment funds? You guys are so awesome & inspirational💕 I am new to investing and very scared to venture out from savings account. Any advice is much appreciated.
Awesome video! May I ask what kind of account your etfs are in? What you recommend? I would like to invest in etfs. Thanks!
You guys rock. I wish we could’ve shared a meia de leite when I was in Portugal
You two seem to be overly concentrated in big-cap stocks, which have done quite well in price, but do you think you should diversify into other asset classes? Example: real estate, high-yield bonds, master limited partnership, muni-bonds, bank loans, emerging market bonds.
Could you please explain market, limit, and stop orders?
Wow these ETFs had amazing growth
Yes! :) Thanks for watching!
If I have limited of cash which one should I invest in, total stock market VTI-FZROX or VYM for income and growth ?
Curious why you pick ETFs over mutual funds? Pros and cons? Also, which account (Roth/IRA) is you high yield account? Which makes the most sense?
Just wow lol. I’ll need to watch this one again. Thank you.
Hi there D Walker!!! :) Feel free to watch again, and again, and again, and . . . :) See you next Sunday!!!
@@OurRichJourney will do
Great video. When you invest in ETFs and Index Funds do you usually set up a DRIP which is dividend reinvestment
Hi Amon & Christina, that was another great video! Do you guys have any experience with the rule of 72(t)? Can you continue to buy stocks, etc in your account after initiating this rule? Thx!
If I wanted to buy 4 shares of vti at 240 and have 1000 to invest - how can I fully invest through vanguard that 1000 in a brokerage account? I don’t want it sitting in my settlement account
Thank you all so much for this video! I am fairly new to investing in the stock market----I subscribed today to your channel so that I can become a pro investor.
One question: which type of bank account should I use to receive my dividend payments? Currently, I do not use a brick and mortar bank to save my money in. Please help.
My question is that I have seen a lot of the investments you have talked about on your videos you started investing low and have made high returns. When I look at a lot of these investments now they are at the top of the curve and I am nervous to invest at the height of the market value curve. Do you suggest to invest in these even though they are valued already very high as of June 2021?
Pretty much everyone agrees that the market has been overvalued for a while and a correction is coming. It's hard to say when though.
I would be very surprised if the stock returns over the last 11 years continue much longer. In addition to the possibility of the bubble bursting and a sudden 20% drop, I expect the rate of return for the next 5 years be under 5%. But within 10 years it probably gets back into the high return groove (rich people need to put their money somewhere).
That’s the 64 million dollar question. EVERYTHING is at the top or near their all time highs. Real estate is ready to decline also. I suggest nothing. Be cautious is all I can say. 13 years ago the market hit 6500. It wasn’t that long ago. Lots of people made tremendous money during this historic astronomical rise in the market but it remains to be seen where they’ll be if it crashes. Lots of political ineptness to deal with and there won’t be solutions coming from them.
Another great video! I have learned so much from your channel and now have the confidence in my investing knowledge. Thank you so much for these empowering videos. Ive taken my financial independence into my own hands.
Thank you Kate! I'm so happy to hear that you're gaining confidence with investing!!!
👍🏾Thanks for your diligent work and informing and educating us. How do I begin my research? If you could give me some pointers I’d appreciate it❤️
Thanks for the video! Would you recommend holding VYM in tax advantaged accounts or taxable accounts?
I hold in both! No big deal with taxable accounts !
Another fund to consider would be DLN by WisdomTree. It has a little more Tech exposure for some growth, but a steadily growing dividend too. Plus it pays out monthly dividends which could be a plus while you're in retirement. My only negative comment about it is the higher expense ratio. But just something I have in my own dividend portfolio to compliment some of the other funds you mentioned!
Thank you for sending me this! I've seen it before as I Smacked the like 👍 but watching it again! You guys are an inspiration and I love seeing a family like yours grow ..*Been a fan since March 2020.. Best of luck
You're the best! You went straight over and watched the video AND commented!!! :) Thanks for joining us on our journey since March 2020!!!
@@OurRichJourney absolutely! Keep them going kiddos 😜 I'm 47..😉
@@OurRichJourney omg...I'm watching your CNBC tv .. wow
Which platform are you using for investment?
Great video. What do you consider a high expense ratio? My guess was to stay under .5%. What do you think?
I'm with Vanguard. Got to watch it.
Might I add a couple of points? 1) paying dividends incentives honest accounting. This simple observation can't be overstated? 2) companies with track records of growing dividends = significant cash flow! And that often accompanies stock buy backs. A double whammy payback for stock holders. And a good problem-taxes to pay...
How do we calculate taxes for some etfs?
What do you guys think about VYMI or some of the international high dividend ETF's and funds? I would like to see a video about your international investments.
Great video just subscribed 👍🏼
i LOVE YOUR CHANNEL, and tracking your progress.I referred my daughter and friends. Much success. Are you worried about gas and oil performance in your ETF? It appears gas and oil are headed south and going down because of Renewable Energy and EVs / batteries?
I’m 28 and just started my journey and I even opened my 2 yr old a account. Growing up in the hood the adults didn’t talk like this so Thanks for the help. Y’all make a great team.
Well done! Keep going....😉
❤
nice post.