Revealing My ENTIRE Investment Portfolio!
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- Опубліковано 25 сер 2024
- I list out ALL my investment holdings!
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Nice portfolio reveal video! Thanks for sharing!
Thank you for liking my boring portfolio!
Appreciate the transparency. 👍 I am confident your investment strategy will improve over time, and your investments reap good harvest! I also put some money into STI when I was younger. Have been slowly scaling down those into SG banks and SREITs (the few higher quality ones imo). Most of my portfolio still in US equities, some in China, SSB as spare cash.
Haha actually the annualised returns isn’t too great. But given it’s only 2 years I guess it’s quite unimportant until nearer to retirement. Thanks for the comment!
Could you make a video on those single-premium endowment plans and which are the best out there?
Or corporate bonds and how to buy them?
Thanks! 😊
My two cents about the on-screen text for info you're showing,
would be more informative to show stuff like % change, % change p.a. without compounding (or APR), held duration, lump or DCA, your personal goal/reason for buying that specific stock/fund/etc
I know most of it is mentioned verbally but it'll be clearer if its listed on screen and especially at the final summary page
Thanks for the feedback. One of the reasons why I’m restructuring is also to make such info easier to track
Great returns! Appreciate the transparent sharing. Just curious seth, how old are you this year?
For two years the annualised returns are actually not very good 😅 But given this is meant for my long-term goals the short-term returns are not so relevant. I’m 35 this year.
Thanks for your comment!
Thanks for the transparency Seth! Is your property not considered part of your investment portfolio? Hehe
Residential property not counted la… my cat and I need a roof over our heads 🥲
@@Sethisfy I think u should definitely consider property to be part of your investment even if it's the only property u are holding - the difference between current value minus off outstanding loan. Not everyone has invested in property and the unrealized net gain/loss should go into your investment. :)
Will be included if I do a net worth reveal haha 😂
@@Sethisfy Will look forward to a net worh reveal video post :)
Maybe in the next video can you share with me what robo advisor you are using and how do you buy stocks?
Yes great idea. Was thinking of zooming into each investment in separate videos
Hmmmm thank you for sharing. I have over $360K in sotkcs, $120K in cash, FRS in CPF-SA and own a condo near East Coast. Age 37
Your exposure at Providend must have inspired u to relook at your portfolio. I am also thinking of restructuring especially when rates on deposits, ssb, t bills started to fall.
Haha sometimes the hardest client to manage is yourself 🥲
Yah....too many considerations. It will help if one is clear of how much he is prepared to lose and how long he is willing to stay vested.
If your portfolio is boring.... mine is much worse off. 😂 im quite kiasi in a way and held about 80% bonds for some 8 yrs. Only in the last 3 years from 2021 did i diverdify & go into reits thinking it would provide a good source of passive income. Big mistake for the reits as im now sitting on like 200K of losses mainly from manulife, kepacoak, ARA hospitality & Ireit. (Some smaller losses in the local ones like mapletree stable of companies). So yah.... im building back my bond holdings and basically written off my losses in reits (hopefully can recover some over time). Whatever i earned from my bonds in 8 yrs (avg ~7% coupons per yr) practically wiped out. 😢 So do consider corporate bonds (not the pathetic SSBs) as they do give good passive income of above 6% if done correctly with leverage.
Nice video, especially about the ad-hoc investing. I started investing in stocks in the last two years, also ad-hoc. Since I have a day job, just like you, sometimes I also missed the buying opportunity or sometimes too scared to get it when the market dropped. I am still learning and quite happy that I made some profit this year.
Yeah I think it needs to be automatic. Otherwise we end up letting emotions/procrastination take over.
Steady investing with quite good returns leh. Except for the sti etf, your other investments are like recent 2 years or less right?
Yeah most are from after I bought my apartment. Had to rebuild my savings.
Short-term returns look good and nice, but not really important la haha. Would prefer the markets to come down a bit 😅
@@Sethisfy you still got a long runway, more important is stock up your gun powder first if not market comes down also no use..😆
hi, i've just read about a 30% withholding tax on the dividends if investing into the S&P 500
is this 30% negligible? even with the WH tax and the fx rates, do we still earn more?
rather than solely focusing on SG markets?
Dividend yield of S&P 500 is about 1.5-2%. So you are tax about 30% of that. Depending on the size of your portfolio it may be quite significant.
Even so S&P 500 growth in the recent decade has outpaced SG markets by a lot. Whether or not it’ll continue is a call you have to make since this is not personal financial advice.
If you’re concerned with the withholding tax there are also Ireland domiciled ETF for S&P 500. Roboadvisers should help manage such tax, but you are also paying them their fee.
Could you share which exact funds/portfolios are you investing in the roboadvisors? There are a wide range of portfolios offered among them so it would be nice to know exactly which one you’re invested in 🙂. Thanks!
I’ll probably have separate videos/posts to zoom in on those. But if you really want to know with Endowus I have their 100% Core Equities and for Syfe it’s Core Growth. Note that these are not recommendations and the roboadviser should help to recommend funds suited to your goals and risk appetite :)
Thank you
Which REITs r u looking to invest in?
Frankly don’t have a strong opinion on this yet so I’m open to recommendations 😅
Tks
Which trading platform is most reliable and ever-lasting to use ?
Don’t think any platform can guarantee being “ever-lasting”.
Also note that I get referral incentives for recommending trading platforms. But if you want to know I personally use most of the apps here: sethisfy.com/trading-apps (moomoo and Webull are the two with highest amount of my assets)
This youtube video confirm have many views one
haha not bad la 🥲
Hi let’s say I use brokerage like tiger,moo,webull to invest for long term . What happen if one of these brokerage gone bankrupt/close down? Will my investment just disappear?
This is why it’s important to use MAS approved apps. Generally such apps segregate client’s money from their operating funds, so if they collapse your funds are still safe. This is so for Webull, Tiger Brokers, and moomoo
So the funds will come back to my bank eventually?
are you considering precious metals and crypto?
Currently I prefer assets that generate revenue and business activity. So probably not.
Can teach me how to invest in S&P 500/ WEbull?
You can use Webull to buy S&P 500 ETFs.
ETFs are funds that are listed on the stock exchange that you can use apps like Webull to buy.
@@Sethisfy ? which one u got?
rich young boy
Thank you. But not really rich for my age because not really young also 🥲
OK lah. I think is quite normal. Maybe only slightly above average on people that managing their wealth.
@@ustradingdiary investment portfolio wise it’s probably below average because I have been very risk averse.
any CPF investments?
Right now nope!
are the amount in SGD or USD? Thx
Those in USD were converted to SGD
U didn't include cpf?
Nope I haven’t been investing my CPF. Used it mainly for property so not much in OA for investing and leaving SA to collect 4-5%.
I'm surprised you used robo advisors but still invested on your own. Why not just cut that middleman?
I wanted to try out robos in case I do reviews on them. Also, wanted an easy way to invest my SRS.
@@Sethisfy ah.. right makes sense for you since you need to review. Cos most ppl I know who use robo advisors they only use that - seems like selling point is for the simplicity. I'm not sure about SRS, but if you are interested in investing your OA, there are now S&P 500 and World index funds that can be purchased via CPFIS OA. For example Infinity Global Stock Index Fund Class C (world large and mid cap) and Infinity U.S 500 Stock Index Fund - can buy through FSMOne or Endowus. FSMOne charges lower - Endowus offers 0.12% rebate in expense ratio but charges 0.3% in platform fee. FSMone no platform fee. I think there's also a new Amundi one released recently.
@@Sethisfy Oh, btw do you not use OA for T-bills yourself?
Thanks for the suggestions but I don’t have a lot in my OA to invest or put into t-bills. Used for property 😅
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Your hand moving very disturbing. Can just speak without moving your hands 😂
Cannot, I like to do that hahaha sorry 🥲
@@Sethisfy consider reducing the movement of your hands as it can be a disturbance or record without showing your movement of your hand. Being open to feedback and making necessary changes can help improve the overall viewing experience for your audience. Unless ya not receptive to help urself.
I prefer him having hand movements or gestures like that. It's more captivating for me as the audience.
@@noby9693 - lots of westerners also have hand movements, moving and waving their hands around when in conversations or discussions. Even in big multinational corporations and banks executives all around the world do that in meetings or when giving speeches to broader audiences. It's a personal thing. I didn't even notice Seth hand movements that much. He's doing just fine!
@leenathayil2039 🙏🏼 thanks for your comment