Mo(Reserve Money or HPM) = Currency in Circulation+Banker's Deposits and other Deposits with RBI M1 (NM) = Currency+DD M3 (BM) = M1 + TD M2 = M1 + Savings in Post Office M4 = M3 + Total Post office
sir your work is of immense importance sir ...particularly for a candidate like me who is unable to reach an institution , because of various circumstances, so for us a noble man like you and serving for a noble cause is like a messiah !! please do post and upload videos as like now and so on. we find it difficult when a lecture is not uploaded not in your case but others,,,..so please don't be like those who do so...and i am not pointing you sir because we all know that you were the initiator for online preparation for candidates like us...and as a whole a ton to the power of ton times thanks sir.......!!!!!
Qualitative/Direct/Selective Tool(useful for effective transmission in a Particular Sector): 1. Loan to Value Ratio Margin Requirements : Banks offering Money against shares/bonds (Akshay Kumar) 2. Consumer Credit Control (Down payment) {NANO} 3. Credit Rationing(PSL) , Mostly in Socialist Economies PSL : >40%(Desi+Videsi>20Branches),RIDF(managed by NABARD) 32%
Your lectures r the super Gem.. For new aspirants and learners.. Hats off to ur efforts, explanation, presentation slides.. Overall Incredible.. . Such a simplified way of educating new comers like me, a pharmacy graduate..Thanks a lot Sir..
preparing for CSE 2019 , I know some of these lectures are not relevant now . And apki services bhe free nahi hai. par sir unacademy rich logon k liye hai jo classroom me na baith k apne ghar me baith kar lecture lena chahte hai . but thank you sir apka margdarshan he kafi hai . Yahi padh k clear karuge :)
Mai 2021 mei apna first attemp de rahi hu sir ki vedios bahut jyada achi hai maine pehle nahi dhekhi aisa lgra ki books padhne ki neend nahi thi sch mei
RBI is Banker's bank, if that's true , then ANS D is correct. ---- Banks do give its customers 'advice' on their personal monetary matters but it should also be noted that customers are more in liberty whether to follow them or not. By the way, Thank you for lucid explanation Mr. Patel, It helped me a lot.
Bank rate-long term loan by rbi to bank Msf-available only to schedule commercial bank Policy rate-repo rate Measures of money supply Mo-reserve money or high power money M1-narrow money(money with public+CASA) M3-( General tools Indirect tools-time lag is there Qualitative tools-to work on a specific sector Loan to value ratio- If A kumar takes gold worth 1 lakh rupees will he get loan in cash of 1 lakh rupees If recession is there then ltv will increase and people will get more money for the same mortgage Similarly company also mortgage there is ltv in that also This is a direct tool as result felt immediately
Upsc economics ke liye mujib khan sir(youtube par available hai)ka pura video hai.bahut hi zabardast tarike se sab kuch samjhaya hai aur sab kuch simply samajh me aa jata hai,in ke padhane ka tarika gazab hai
Mrunal Sir I wish ki ap apne channel pe hi video upload karey. Magar I understand har cheez free me nahi milta,especially apka prestigious service. Thank u sir. Magar Roman sir jyada kuch hi charge karne lag gaye abtoh. 😓
but sir, I am convinced option 3 is true but my doubt is is statement 3 really imply RBI is banker's bank ? .. i mean even though I am IAS aspirant it doesnt imply i would get that particular service
Sir I have 2 questions on Open Market Operations : 1. The RBI sells government securities to control the _______: a. Flow of Finance in banks b. Flow of Credit c. Flow of Governmental Securities d. None of These 2. If RBI wants to increase the credit flow it buys ______: a. Government Securities b. Shares and Debentures c. Other Local and Short term securities d. None of These As per my understanding answers can be : 1. (a or b) 2. d Please confirm and answers.
I’m not able to get conceptual clarity through your videos, it just feels like the purpose of this video is to solve MCQs . This approach is limited to prelims only.
sir in the last question first option is also not clear coz banks reserve ONLY SOME amount of deposit not all it seems he is asking about all the deposits plz gv clarity
@@pravinsinhchauhan4750 Study 91.. waha par history modern , Ancient , Medival sabh upsc level ka Complete karaya hai with notes.. Aur Study 91 pe Geography bhe UPSC k hisabh se complete karayi ja rahi hai jo alok sir se best hai mere hisabh se.. Economic Aap Ncert complete kar lijiye 11th aur 12th ki kisi channel se aur sath me study iq me Ankit Aggarwal ka video dekhte rahaye current se update rehne k liye this is more than enough. 👍
They are not giving any concession in interest rate in psl.. they are just making sure that min. % of particular sector gets the financial assistance.. so it doesn't matter to customer whether he visit before meeting of psl target or not (he has to pay the same interest rate).. its application is for banks only.. I hope I am being logical to you.
The problem with long term loan is that they are highly vulnerable to inflation. In RIDF the intrest charged by banks iss 8% but in the span of that 20 years the inflation may rise to 20% so there is no real profit to banks on the other hand they suffer loss only
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
Watched in 2015, Watching this in Oct 2017. May as well watch whenever i feel i forgot my basics! Best ever Mrunal...
Mam do u hv ppt of all lectures?
Please reply
Notes bna
@@moonworld6243 uuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuUUUuuUUUUUUUUUU
@@savi6048 😂
Mo(Reserve Money or HPM) = Currency in Circulation+Banker's Deposits and other Deposits with RBI
M1 (NM) = Currency+DD
M3 (BM) = M1 + TD
M2 = M1 + Savings in Post Office
M4 = M3 + Total Post office
In M4 ,it excludes national life certificates
Sir yhi se question aaya tha cds II 2022😂
sir your work is of immense importance sir ...particularly for a candidate like me who is unable to reach an institution , because of various circumstances, so for us a noble man like you and serving for a noble cause is like a messiah !! please do post and upload videos as like now and so on. we find it difficult when a lecture is not uploaded not in your case but others,,,..so please don't be like those who do so...and i am not pointing you sir because we all know that you were the initiator for online preparation for candidates like us...and as a whole a ton to the power of ton times thanks sir.......!!!!!
Ye kesa nam hai
Qualitative/Direct/Selective Tool(useful for effective transmission in a Particular Sector):
1. Loan to Value Ratio
Margin Requirements : Banks offering Money against shares/bonds (Akshay Kumar)
2. Consumer Credit Control (Down payment) {NANO}
3. Credit Rationing(PSL) , Mostly in Socialist Economies
PSL : >40%(Desi+Videsi>20Branches),RIDF(managed by NABARD)
32%
The influence of a good teacher can never be erased.....You are making a difference in a students life every day.......Thank you so much sir.
U made economics so easy...and lovable ....hats off to u
Update 2021 : Now Urban Cooperative Banks, Regional Rural Bank have to allocate 75% of its Net Credit for lending as Priority Sector Lending
@Sita..Ramam...💖 Previous it was?
@Sita..Ramam...💖 Oh acha thanks bro ❤️
Thanks
Your lectures r the super Gem.. For new aspirants and learners.. Hats off to ur efforts, explanation, presentation slides.. Overall Incredible.. . Such a simplified way of educating new comers like me, a pharmacy graduate..Thanks a lot Sir..
Its 2023..but still ur lectures are awsm..inke alawa sirf Inko update krna h win series se
These lectures are addictive like a web series.
What a simplification of such complex topics.
Hats off🙏🙏🙏
Sahi kaha Dhoni Bhai
@@sekhar018 😁
preparing for CSE 2019 , I know some of these lectures are not relevant now . And apki services bhe free nahi hai. par sir unacademy rich logon k liye hai jo classroom me na baith k apne ghar me baith kar lecture lena chahte hai . but thank you sir apka margdarshan he kafi hai . Yahi padh k clear karuge :)
Definition kabhi change nahi hota hai. Data old hai par explanation abhi bhi kaam ka hai.
@@NeerajKumar-kj8ib right
He disha tumra nikal kya 2019 ka mujhe batana ok🤗
I'm a technical and history graduate person but the way you teach made me feel like I should also enroll in commerce. ❤❤
Mai 2021 mei apna first attemp de rahi hu sir ki vedios bahut jyada achi hai maine pehle nahi dhekhi aisa lgra ki books padhne ki neend nahi thi sch mei
👍
Sir aapaka bahut bahut aabhar aapne mera economics se dar kam kar diya hai 🙏🙏🙏
awesome sir you truly serving the nation thanks would be a very small word ...
my investment on prestigious lecture.......thanks for MRUNAL SIR
*All lecture is unique. And awesome* ....... *no any other teacher in economics as u* .
RBI is Banker's bank, if that's true , then ANS D is correct. ---- Banks do give its customers 'advice' on their personal monetary matters but it should also be noted that customers are more in liberty whether to follow them or not. By the way, Thank you for lucid explanation Mr. Patel, It helped me a lot.
Mrunal sir is guru of lakhs of IAS aspirants
You are one stop destination for economis❣️
Bank rate-long term loan by rbi to bank
Msf-available only to schedule commercial bank
Policy rate-repo rate
Measures of money supply
Mo-reserve money or high power money
M1-narrow money(money with public+CASA)
M3-(
General tools
Indirect tools-time lag is there
Qualitative tools-to work on a specific sector
Loan to value ratio-
If A kumar takes gold worth 1 lakh rupees will he get loan in cash of 1 lakh rupees
If recession is there then ltv will increase and people will get more money for the same mortgage
Similarly company also mortgage there is ltv in that also
This is a direct tool as result felt immediately
@Chhaya part 5
Sir ur understanding level is very good.
I watched it in 2015, again coming back to revise my basics in 2020.
Mrunal Sir is the guy you're looking for. 🙏🙏🙏🙏🙏🙏
hii...ye classes ias 2021 ke liye effective h....ya nhi....kyki esko apload liye huye kaaphi time ho hya hai...pls ans
@@anchipositivevibes7434 hame sirf basic knowledge of economy keliye accha hai.............we need to focus on only basic economy terms
@@Abc20002 Thanks
4 sal se pad rahi ho kya
@@Tejassgade2003 yep precisely
aap unacademy per course mat start Kariye aap Apne channel per kariye,unhone her course Ko paid Bana diya he
😢😢😢😢ha
Bhai sabko money chaiye ,tumko b tabhi tum exam ki preparation kar rahe ho
@@manavjain9648 kuch bhi matlb
@@chikugodara2910 bhai aap free mei kaam krne ke liye padh rhe hai kya
@@manavjain9648 chup chodu lund
I am watching these lecture in 2020 for conceptual clarity
Same here 😁
Best videos for lockdown to get prepped
Me too😁
These are evergreen.
What is the rate of interest for the long term loans for infra and agri development forwarded to state governments by NABARD?
Thank you. The difference between the tools is now far more clearer to me.
Hey thanks man! I dont know abt others but these videos especially on economy are very helpful to me.I appreciate your effort.
We have no m4 now,
m1,m2,m3 exclusion of post office deposits
धन्यवाद सर आपकी वीडियो दो बार देख कर के समझ में आती है लेकिन 10 वीडियो देखने से अच्छा है
Marvellous Sir this will give full clarity about economy but i am poor in hindi please kindly use English also sir
These videos posted 4 yrs ago. Are these useful for now also?
Upsc economics ke liye mujib khan sir(youtube par available hai)ka pura video hai.bahut hi zabardast tarike se sab kuch samjhaya hai aur sab kuch simply samajh me aa jata hai,in ke padhane ka tarika
gazab hai
To aap vahi padh lete , har economics ke teacher ke video me comment section me aake , apna feedback kyu bta rahe ho?
Mrunal Sir I wish ki ap apne channel pe hi video upload karey. Magar I understand har cheez free me nahi milta,especially apka prestigious service. Thank u sir. Magar Roman sir jyada kuch hi charge karne lag gaye abtoh. 😓
SIR truely intersesting. Thanks for this this excellence.
Good effort sir please explain in English might be help for non Hindi speaking people
Yesa teacher hona chahiye upsc ke liye
but sir, I am convinced option 3 is true but my doubt is is statement 3 really imply RBI is banker's bank ? .. i mean even though I am IAS aspirant it doesnt imply i would get that particular service
Sir I have 2 questions on Open Market Operations :
1. The RBI sells government securities to control the _______:
a. Flow of Finance in banks
b. Flow of Credit
c. Flow of Governmental Securities
d. None of These
2. If RBI wants to increase the credit flow it buys ______:
a. Government Securities
b. Shares and Debentures
c. Other Local and Short term securities
d. None of These
As per my understanding answers can be : 1. (a or b) 2. d
Please confirm and answers.
2 a? if it buys g-sec it credit flow happens ryt?
*Jai Hind Sir!*
*(**12:05:20**19)* ☀️ *(**11:05**)am*
I’m not able to get conceptual clarity through your videos, it just feels like the purpose of this video is to solve MCQs . This approach is limited to prelims only.
where can i get the recently updated numbers as i am not getting a reliable resource
Where can we find the notes? It's not available on website
*Jai Hind Sir!*
(28/08/2018)🎯(05:53 am)
You haven't updated any new topics in this year?
for any bank exams
Very very helpful session sir thanks a lot from bottom of my ❤️❤️🙏🙏🙏
Kya ye 2024 ke lea b value rkhta this lecture s
@@NehaSharma-rj6kp bilkul is video ke jitne bhi static part hai sare useful hai
AAP b Abhi se start kr rhe ho upsc preparation
@@NehaSharma-rj6kp ji
Thank you sir.. Your video is very helpful and well prepared..
Hii bhai
Thank You very much sir.
Hello Sir, Is it reliable to watch these old videos for UPSC 2021 ? Please Reply
Great work sir,T ANGEL of economics...tysm...
Provide classes in English .thats good for all
In 2022 also realable for economy concept thanks sir
sir in the last question first option is also not clear
coz banks reserve ONLY SOME amount of deposit not all
it seems he is asking about all the deposits
plz gv clarity
brilliant teaching
I love to watch your videos as it has lots of knowledge but still some topics are confusing as in books it is given different from whatever you teach
Mrunal Sir makes economy so easy. Even novice can understand his lectures.
Thanks
Awesome....
Super explanation sir this video we get English or not
Thanks sir !!!!
wow it's too good lecture
sir how moral suasion is direct and selective
Is it still relevant today: concepts?
Yes +current affairs
😍😍😍 thanks sir 🔥
Last question...But ...hamare bank humko iss baare m advice nhi dete.
Aam janta k liye bank...paise jama karwana aur loan Lena hi to hai
Great Mrunal sir
Thank you... So much sir
Waise bhi Rajan bhai jaise bolte the,lagta tha advice hi de rahe hai
You are The best teacher sir
iti bali i am also best teacher
MRUNAL sir is d rock
Awesome videos by u sir :)
When will 2018 videos be uploaded by u sir
Thank you so much sir 🇮🇳🇮🇳
*Jai hind sir!*
*(**17:05:20**19)* *(**11:18**)am*
Target with alok pe bhi apki is type ki comment hoti hai
@@pravinsinhchauhan4750 Yes dear 😊
@@KuKstudypoint alok sir ke geography aur mrunal sir ke economy ke alava history,culture me aise best lecture kaha milenge apko koi idea?
@@pravinsinhchauhan4750 Study 91.. waha par history modern , Ancient , Medival sabh upsc level ka Complete karaya hai with notes..
Aur Study 91 pe Geography bhe UPSC k hisabh se complete karayi ja rahi hai jo alok sir se best hai mere hisabh se..
Economic Aap Ncert complete kar lijiye 11th aur 12th ki kisi channel se aur sath me study iq me Ankit Aggarwal ka video dekhte rahaye current se update rehne k liye this is more than enough. 👍
@@pravinsinhchauhan4750 But study 91sir teach in Hindi.. But Quality of matter is appreciable.. 👌👍
Just wow ... Amazing skills
if anyone available..plz tell is this video series beneficial for 2019 -2020 upsc preparation economy preparation
yes these videos are evergreen but dont watch 85 lectures,be specific
Watching in September 2020❣️
October me
Who is watching in 2021. 👍👍👍👍👍👍👍
Y lecture important h kya 2021 k leye?????
@@rajnir1234 imp nhi hai agr eci ache sa padhi hai tb
@@Ashish-2874 kse??? Plz btao
@@rajnir1234 hi
Aap ncert kro 11 ki nd 12 ki eco ki..or budget nd survey kr lo
Can anyone help please. To download lecture notes
I have a doubt. Rbi increases Marginal rate to contract liquidity in particular sector and vise-versa..how it is opposite as explained by u.
If marginal rate increased,money supply will increase,so the liquidity. Right?It doesn't contract liquidity. Does it?
Thanks Mrunal
Roman ne aapko bhi fasa Liya
Usne start kiya free bolke abb dekho paid pe aagya
Bhai aap kro phr free
Roman ki wo video h jisme unhone free bola h
Jump to 4.00 if you watched previous videos
Thanks sir......
thnk u so much sir
dipali singh vu vu vu
Hi dipali singh,what are you preparing for?
Sir plz add English subtitles
your vedios are just awesome
Sneha Sali hello dost aap kese ho
Found always helpful
2:14
thanku sir
You grate sr
magnificent
Wait for your latest lecture sir...
how to download slides?
Priority sector lending applicable over Cooperative banks but here it is mentioned that it is not applicable over cooperative bank..
Because this is old vedio
Thanks 😊
Agar man lo ki psl target achieve ho jata hai aur iske bad koi psl sector se loan lene k liye bank me jata hai to kya use loan milegi ya nahi?
They are not giving any concession in interest rate in psl.. they are just making sure that min. % of particular sector gets the financial assistance.. so it doesn't matter to customer whether he visit before meeting of psl target or not (he has to pay the same interest rate).. its application is for banks only.. I hope I am being logical to you.
Dt. 07/10/18, 09:35Hrs
DEPOSITING IN RIDF IS MORE BENEFICIAL FROM BANK'S POINT OF VIEW AS THE PROBLEM OF NPAS IS NOT HERE.
The problem with long term loan is that they are highly vulnerable to inflation. In RIDF the intrest charged by banks iss 8% but in the span of that 20 years the inflation may rise to 20% so there is no real profit to banks on the other hand they suffer loss only
Great sir
Did u guys watch these video laptop or mobile...bcz visibility is not clear
PC
@@paranormalresearcher6727 thanks for replying
Video Quality increase kr lijiye.... video clr ho jayegi...👍🏼👍🏼🙏
Thanks sir