Thank you so much for watching: Passing the NMLS Exam - Understanding the Math for the NMLS Exam Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)
@@koidragontattoos postponed it Need a few more days. Doing compucram and xl prep like crazy. Getting mid80s but want to break 100. Also studying notes. Want to be 100 percent confident not 70!
I passed with an 82 on first try. Def recommend Affinity with her. I like her voice and you won't fall asleep! Can't wait to take continuing education class with you next year!
Took my test today and passed first try!!! Her videos are awesome. If you’re taking it in current years, be sure to double check some info since some small details aren’t up to date. May she rest in peace ❤ ty affinity!!
I agree! I didn’t pass mine by one point but most of what I learned was thru her videos. I wish I had found her sooner! I took a class that taught me nothing! Taking Articia’s cram class soon before I retake the test.
Hello everyone, I took my test Aug 9th, and passed. So freaking excited- after my 3rd attempt taking the class wirh other companies this was the BEST YET- was worth the videos and paying for the actual class through affinity . I saw others mentioned having a lot of POA questions , same happened to me. And I feel she doesn’t cover much of that even on her purchased program- perhaps needs to be updated. I asked someone as why so many POA questions , they say after COVID POA became a huge deal in the mortgage industry. Just FYI. But again, going over her videos was major help. More than the other classes I took- good luck everyone !
I discovered your videos the morning of my test. I quickly realized I didn't know enough. I kept listening to your videos during the hour drive to the test center and until I was asked to put my phone away for the test. Your videos helped me pass this test! I can't thank you enough! Thank you!
Thanks for these videos! I just passed my test on the first try today! Your videos and explanations helped tremendously! When taking the exam I could hear your voice in my head saying watch out for this question or that question! I must have watched them 3x each over the last week.
I credit your videos as being the number one reason why I passed the exam today on the first try. Thank you so much! You are a phenomenal teacher, which is definitely appreciated when studying for a difficult test like the NMLS exam.
The way she explains everything has helped me tremendously! Definitely gone way too soon RIP gem. I hope I pass my test tomorrow. Thank you Queen for all your help. Because of u I will never forget my regs! TILA the Godzilla!!!
I am watching the videos now. Do you know with her passing will there be new and updated videos? I am still going to take one of my course through them.
I took and passed the MLO Exam (on the first attempt) on the 29th of Dec, 2018. Your videos were a tremendous help. Your explanation of TRID/TILA/RESPA were awesome. Thank you for sharing these with us.
Hi there,did you just recently take the test? Was information you may share that may be critical or has changed recently on any of the material or videos she has if you watched any besides this one? I know each test is different. I take mine Wednesday and just curious about it. Thank you
Artricia Woods - thank you for your awesome video series. I passed on the second try with an 82, aftering watching all of your videos several times and reviewing what I learned in my self-paced class.
I took and passed the MLO Exam on August 15, 2020. Your videos were a tremendous help. And Your explanations were awesome! Thank you for sharing these with us!!!
WOW stumbled over this lady, related to MLO education/ testing, She is spot on as an educator, telling you straight on how to approach this subject and test approach. Clear, and matter of fact with example driven questions .
This was the BEST video ever. I was struggling with the problems, reading the formulas and hearing them are totally different. I appreciate that you have us a couple of problems per calculation. I scored way higher in my math section on my compucram after this video. 💚
I am so thankful for you, I honestly felt like I was not getting it, I passed the classes and the final and still felt like I could not remember anything , until I found your videos , now I feel like I’m preparing for the test properly, thank you
I took the 20 hours class from my local school, and I've learn so much just by watching two of your videos, I knew the material but I did not understand it the way you explain everything make it so easy for taking the federal exam even your practice question are similar to the ones I saw in the exam and did not know how to answer them even though I knew the material. thank you so much, you have no idea of how helpful your videos are. thank you a million. God bless.
Hailing from Atlanta Georgia! You are such a Genius! I've only been watching you for 3 days...The light Bulb came on immediately. I am definitely gonna pass my test this Saturday. I will keep you posted. Thank You!!!!
I'm taking my NMLS Safe exam for the first time in a few short hours. When I pass, it's going to be because of all of your videos I've had on repeat for weeks!
Unfortunately I took another prelicensing class because I did not know of this one. I have been studying from your videos and you have already helped me so much more. You have a great way of explaining and breaking it down - thank you! I will send everyone in the future to you as well as take my CEU through Affinity, if you offer it.
i can NOT thank you enough for helping me prep for me Exam. I was feeling lost until i found your videos. YOU are a precious Gem for helping those in need.
I've been procrastinating so much. I need to hurry up and take it, I've been looking at your videos and I definitely feel like I've learned more here than I did on the courses that I took. Thanks!
@@mona-checkoutmychannel7656 Thanks! Nice!! Good luck!! Well, I’ve been a real estate agent for several years now. I decided to get my MLO license because I had many clients who needed a Spanish speaking agent and I couldn’t find someone to help. 2 years ago I jumped into this and loved it, but this year I’ve decided to take it easy and pursue other ventures. I’ve slowed down on both real estate and LO for now, but it is very rewarding, you can basically work from anywhere so it’s very convenient.
@@ivan199120 oh that's cool that you did both. And thank you! Did you work for any of the big companies? And yessss that's what I've heard about it being rewarding
I paid to do training pro also and didn't realize i only had two weeks to use my study materiel which I didn't start using till week two , now it's gone and I'm left to find my own study info. This was very helpful
Nicole, I take my exam tomorrow. I also used another course that was not worth the $260 I paid. I then found Affinity Training Academy the last week before my exam and I purchased their basic on course and it was WELL worth the money. I just wished I had known about them a month ago. If I don't pass my exam tomorrow I will continue studying under their program and buy the flash cards. They are amazing. Have you taken your exam yet?
THIS IS THE BEST!!! Thank you. ** ON my calculator - I get the answer WITHOUT pressing the =equal button. example 90,000 * .62 then press the percent%button and then press the /divide by button by the #12....THE ANSWER IS THERE ON THE CALCULATOR SCREEN FOR MONTHLY PMI. - - Do not press the equal button -not on my calculator bcz it then calculates it again further giving a completely different number.
I already have my real estate license in Georgia, but I needed to understand the math portion to better serve my clients and myself, my confidence has moved me to a higher level. You are a great teacher, thank you so much.
I wish my instructor would have taught me these math questions. Her ego was too high for her during the webinar. She was like " I don't need to be walking you guys over 4 grade math" the acronyms to the questions are what get me. I have to get these math questions down to pass the test its my last thing I working on before I go in to take the test.
IN THE BEGINING YOU SAID DIVIDE IT BY 6 BUT YOU MEANT TO SAY 2 (INTEREST PAYMENTS FOR THE HALF YEAR) AND IT CONFUSED THE LIFE OUT OF ME. BUT, I MUST SAY, PHENOMENAL VIDEOS. I HAVE MY TEST ON MONDAY AND THESE HAVE MADE ME FEEL MORE PREPARED!
Thank you so much for breaking down the math problems for us. You guys have the best videos ever. I will definitely be sharing your page. Thanks again!
It should be illegal for them to purposely use other words to confuse you. This country is not out to help people but to watch them fail. It's like you study something so how are they allowed to test you on something that is different. It makes no sense.
at 30:55 you stated conventional loan rather than FHA. I'm sure it was an error but it sort of threw me off verbally. I Just went with what the problem said. All in all your videos have really been helpful. thank you so much. send me some well wishes!
Thank you so much for all of these video's! Your such a great teacher and you present things that I can understand them and remember them so much better. I'm feeling much better about this test now.
The question at the 30 minute mark needs more info. It states that he intends to take out a loan from his 401k for the down payment, therefore the loan payment needs to be included in the TOR to determine maximum payment amount. Also, the last question is asking for just the HER and is not asking for the maximum payment the borrower can qualify for, which is what she answered. The answer just so happened to be the HER amount by coincidence.
Wow, I want to pay you!!! Thank you!!! On the last example the wife only worked two months, prior to that she was being trained in the military so I thought it was a trick b/c she didn't have two years work experience but thankfully they do count military service as work experience. Glad to know!!!
Thank you so very much for your videos. I kept listening to all of them and it helped me pass my exams last week. I am very much in debt to you and Clay Smils for all the videos explaining everything in details. Those pop quiz were a life saver for me. Stay blessed and continue to help others. I would love one day to return the favor by teaching this course.
Thanks so much for all your videos. I'd love to take the course with you. I am prepping on my own and when I do not understand something I try to find your explanations. THANKS
Thanks for all your videos. Wonderful teacher. I have a question for the very last example. At the end of the problem, It says base on House expense ratio. Why we have to calculate the debt to Income as well? I understand the formula says we choose the lesser but in this specific question they are saying only base on House Expense Ratio. Thanks for your observations.
The only issue I had was being told to press equal when it should have been press the percentage sign. It took me a few times to determine what I was doing wrong, I got B at first for my answer and after I heard press the percentage sign, I got the right answer.
Thank you so much for watching: Passing the NMLS Exam - Understanding the Math for the NMLS Exam
Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)
I like you. You are very thorough and simple. Wish I took your 20 MLO SAFE CLASS! Taking exam dec 10th wish me luck!
@@kidfromqueens25 hey did you pass?
@@koidragontattoos postponed it
Need a few more days. Doing compucram and xl prep like crazy. Getting mid80s but want to break 100. Also studying notes. Want to be 100 percent confident not 70!
I passed with an 82 on first try. Def recommend Affinity with her. I like her voice and you won't fall asleep! Can't wait to take continuing education class with you next year!
I really can’t thank you enough 👍🙏😇
this is the best video on this stuff ever.. bless this woman up in heaven..
Up in heaven…. Omg did she die
@@cheyshantell480 yes, unfortunately last year to Covid
Oh no.😟😟😟
Omg 🙏🏽🙏🏽🙏🏽
Damn I was going to try to register for her class😮
Took my test today and passed first try!!! Her videos are awesome. If you’re taking it in current years, be sure to double check some info since some small details aren’t up to date. May she rest in peace ❤ ty affinity!!
do you get to use a calculator? ?
I didn’t know she’d passed. So sweet of you 🙏🏽
Just passed with an 86! Artricias videos were key. Thank you and RIP!
I agree! I didn’t pass mine by one point but most of what I learned was thru her videos. I wish I had found her sooner! I took a class that taught me nothing! Taking Articia’s cram class soon before I retake the test.
Hello everyone, I took my test Aug 9th, and passed. So freaking excited- after my 3rd attempt taking the class wirh other companies this was the BEST YET- was worth the videos and paying for the actual class through affinity . I saw others mentioned having a lot of POA questions , same happened to me. And I feel she doesn’t cover much of that even on her purchased program- perhaps needs to be updated. I asked someone as why so many POA questions , they say after COVID POA became a huge deal in the mortgage industry. Just FYI. But again, going over her videos was major help. More than the other classes I took- good luck everyone !
I was so sorry to hear about your passing. You are the reason I passed my test today. Thank you for everything
I discovered your videos the morning of my test. I quickly realized I didn't know enough. I kept listening to your videos during the hour drive to the test center and until I was asked to put my phone away for the test. Your videos helped me pass this test! I can't thank you enough! Thank you!
This is THE BEST MATH EXPLANATION for MLO and trust me I'm bad with math! 😅
Thanks for these videos! I just passed my test on the first try today! Your videos and explanations helped tremendously! When taking the exam I could hear your voice in my head saying watch out for this question or that question! I must have watched them 3x each over the last week.
Congratulations!
Took this course from affinity, passed today. Thank you!
I credit your videos as being the number one reason why I passed the exam today on the first try. Thank you so much! You are a phenomenal teacher, which is definitely appreciated when studying for a difficult test like the NMLS exam.
Thank you for watching and congratulations on passing your exam!!!
The way she explains everything has helped me tremendously! Definitely gone way too soon RIP gem. I hope I pass my test tomorrow. Thank you Queen for all your help. Because of u I will never forget my regs! TILA the Godzilla!!!
Oh, no! I didn’t know she passed away 💔
Hi, is the MLO and NMLS are just the same? Thanks if you will answer
Omg she passed? How do you know? So sad.
@@mavizlaviz yes she did. So unfortunate. You can see the post her company made of her on FB
I PASSED my exam back in October with an 88%
I only passed because of the crash course and all these videos. Thanks so much Affinity 🙏🏾 💓 🙌🏾
I am watching the videos now. Do you know with her passing will there be new and updated videos? I am still going to take one of my course through them.
I took and passed the MLO Exam (on the first attempt) on the 29th of Dec, 2018. Your videos were a tremendous help. Your explanation of TRID/TILA/RESPA were awesome. Thank you for sharing these with us.
There are no words for how thankful I am to you for this video!!
Hi there,did you just recently take the test? Was information you may share that may be critical or has changed recently on any of the material or videos she has if you watched any besides this one? I know each test is different. I take mine Wednesday and just curious about it. Thank you
@@gigibonifacio8246 I'm just curious, did you pass? :)
@@JaclynHolyfield hi there, I did 😀
@@gigibonifacio8246 Congratulations!! I just passed mine yesterday. :)
I have purchased 20 hours course and pre exam courses from another Compnay but I watched your UA-cam video and pass my test. Thanks a lot.
Very highly recommend this company for the MLO online class. Nobody out there is better!!
Artricia Woods - thank you for your awesome video series. I passed on the second try with an 82, aftering watching all of your videos several times and reviewing what I learned in my self-paced class.
I took and passed the MLO Exam on August 15, 2020. Your videos were a tremendous help. And Your explanations were awesome! Thank you for sharing these with us!!!
Thanks for watching Julie and congratulations on passing!!!
Hello Julie, I been following the videos I have my exam in a week. What else do you recommend? Does quizlet helps?
WOW stumbled over this lady, related to MLO education/ testing, She is spot on as an educator, telling you straight on how to approach this subject and test approach. Clear, and matter of fact with example driven questions
.
You have done more for me than any of my family members you sweet angel
This was the BEST video ever. I was struggling with the problems, reading the formulas and hearing them are totally different. I appreciate that you have us a couple of problems per calculation. I scored way higher in my math section on my compucram after this video. 💚
I am so thankful for you, I honestly felt like I was not getting it, I passed the classes and the final and still felt like I could not remember anything , until I found your videos , now I feel like I’m preparing for the test properly, thank you
I took the 20 hours class from my local school, and I've learn so much just by watching two of your videos, I knew the material but I did not understand it the way you explain everything make it so easy for taking the federal exam even your practice question are similar to the ones I saw in the exam and did not know how to answer them even though I knew the material. thank you so much, you have no idea of how helpful your videos are. thank you a million. God bless.
I love your voice you make learning fun you're such a great teacher thank you bunches!!!!
Areli De La Rosa thank you so much!
Prepping for the SAFE exam on my own and your videos have helped tremendously!!! Thank you!!!
Yay!
Fit Phillips how did you do on you test?
Fit Phillips f
Hope he passed. I'm studying on my own as well.
Hailing from Atlanta Georgia! You are such a Genius! I've only been watching you for 3 days...The light Bulb came on immediately. I am definitely gonna pass my test this Saturday. I will keep you posted. Thank You!!!!
Thank you Tara and good luck!!
Did you end up passing?
Mike Klingensmith I passed and I am a Realtor for Virtual Properties Realty😊
@@MrsTaraDawn Nice! Congrats! :)
I'm taking my NMLS Safe exam for the first time in a few short hours. When I pass, it's going to be because of all of your videos I've had on repeat for weeks!
Unfortunately I took another prelicensing class because I did not know of this one. I have been studying from your videos and you have already helped me so much more. You have a great way of explaining and breaking it down - thank you! I will send everyone in the future to you as well as take my CEU through Affinity, if you offer it.
i can NOT thank you enough for helping me prep for me Exam.
I was feeling lost until i found your videos. YOU are a precious Gem for helping those in need.
THANK YOU VERY MUCH MS. WOODS. I TOOK MY MLO EXAM TODAY AND I PASSED WITH A 90% . EVERYTHING THAT YOU MENTIONED ON THE VIDEOS WAS ON THE EXAM.
+sadtosh you are welcome
I love her teaching style. Thanks for this video. I feel confident on my math thanks to this lady.
If this is all the math I have to do, I am excited! Thank you for your videos! I’m planning to take my exam within the next 2 weeks!
Your channel is a Godsend. Thank you for posting this.
Thanks for your videos! My exam is on Thursday, and this part was freaking me out. Now, not so much. You're awesome!!!
Amanda Flory thank you!
I second this. I was on a full fledge path to a break down after I completed my practice exam 😂
I test at the end of next month and the entire time I've been looking for something like this. This saved me!
Clear and simple! I appreciate your videos very much! Have test this Friday. Wish me luck :)
I've been procrastinating so much. I need to hurry up and take it, I've been looking at your videos and I
definitely feel like I've learned more here than I did on the courses that I took. Thanks!
Did you ever take it?
@@mona-checkoutmychannel7656 I did! All I did was watch these videos and take practice quizzes online. Passed the first time with a 98%!!
@@ivan199120 wow that's really good, congrats!! So how are you enjoying the career? My exam is tomorrow morning
@@mona-checkoutmychannel7656 Thanks! Nice!! Good luck!! Well, I’ve been a real estate agent for several years now. I decided to get my MLO license because I had many clients who needed a Spanish speaking agent and I couldn’t find someone to help. 2 years ago I jumped into this and loved it, but this year I’ve decided to take it easy and pursue other ventures. I’ve slowed down on both real estate and LO for now, but it is very rewarding, you can basically work from anywhere so it’s very convenient.
@@ivan199120 oh that's cool that you did both. And thank you! Did you work for any of the big companies? And yessss that's what I've heard about it being rewarding
I paid to do training pro also and didn't realize i only had two weeks to use my study materiel which I didn't start using till week two , now it's gone and I'm left to find my own study info.
This was very helpful
Nicole, I take my exam tomorrow. I also used another course that was not worth the $260 I paid. I then found Affinity Training Academy the last week before my exam and I purchased their basic on course and it was WELL worth the money. I just wished I had known about them a month ago. If I don't pass my exam tomorrow I will continue studying under their program and buy the flash cards. They are amazing. Have you taken your exam yet?
Thank you! I have so much confidence with understanding the material with your videos. Your straight to the point. I'm watching them all!
i love this lady i understand this stuff now. I will watch all of your videos this weekend. God BLESS YOU
THIS IS THE BEST!!! Thank you. ** ON my calculator - I get the answer WITHOUT pressing the =equal button. example 90,000 * .62 then press the percent%button and then press the /divide by button by the #12....THE ANSWER IS THERE ON THE CALCULATOR SCREEN FOR MONTHLY PMI. - - Do not press the equal button -not on my calculator bcz it then calculates it again further giving a completely different number.
Take It tomorrow wish me luck
I take mine tomorrow wishme luck lol
U pass?
+Prison to Paradise how did it go? Anything I can help you further understand?
+Areli De La Rosa how did it go?
This was extremely helpful. Thank you so much for making this video!
I already have my real estate license in Georgia, but I needed to understand the math portion to better serve my clients and myself, my confidence has moved me to a higher level. You are a great teacher, thank you so much.
I wish my instructor would have taught me these math questions. Her ego was too high for her during the webinar. She was like " I don't need to be walking you guys over 4 grade math" the acronyms to the questions are what get me. I have to get these math questions down to pass the test its my last thing I working on before I go in to take the test.
IN THE BEGINING YOU SAID DIVIDE IT BY 6 BUT YOU MEANT TO SAY 2 (INTEREST PAYMENTS FOR THE HALF YEAR) AND IT CONFUSED THE LIFE OUT OF ME. BUT, I MUST SAY, PHENOMENAL VIDEOS. I HAVE MY TEST ON MONDAY AND THESE HAVE MADE ME FEEL MORE PREPARED!
This has helped so much . Studying now for my upcoming exam.
I really appreciate your time and effort with all these mortgage presentations. Stay blessed!
Great training video save me so much study time. I love it.
all your videos are really great! Your a great instructor.
Thank you Paloma
WOW I love you!! Thank God for you and thank God I found you. I feel so much more confident about my test tomorrow
AWESOME AWESOME TEACHER YOU ARE
Did you pass?
Thank you I just started and I motivated
You been a truly blessing to me. thanks
FHA -- F is 6th letter in alphabet. 6/2 = 3 (31%). H is 8th letter in alphabet. 8/2 - 4 (43%). Yes, it's goofy .. but works for me.
+JED Davidson whatever works!! Right!? Lol
+JED Davidson whatever works!
+JED Davidson lol
Loved your video! Very helpful! Thank you for being patient and explaining thoroughly!
I wish I would have know about your courses before I paid for my other 20 hr safe classes online
Thank you so much for breaking down the math problems for us. You guys have the best videos ever.
I will definitely be sharing your page. Thanks again!
This information is priceless! Really great test prep. Thank you so much
You are an Angel.
It should be illegal for them to purposely use other words to confuse you. This country is not out to help people but to watch them fail. It's like you study something so how are they allowed to test you on something that is different. It makes no sense.
I love this explanantion, its crystal clear than just reading the material
You are awesome!!!
Thank you for this video, I was struggling with all of this math problems, you’re the best
Thank you so much for this video! I study it all the time. You’re awesome!
Taking my test tomorrow! Your videos have been so helpful! Thank you!
+Karina Flores happy to help!
How did you do?
The best instructor you can find is here! Thank you so much for helping everyone!
Awesome explaining skills!! Loved this video!
This youtube channel was exactly what I needed. Thank you!
+CJ McFarlane thanks CJ! Did you take the exam already? What was the most difficult section for you? federal?
+CJ McFarlane thank you!
Thank you so much for making this video! This was needed
R.i.P. and thank you for all your help
Great video, keep uploading, you are outstanding.
Thank you for doing these videos!
Wow !!! Thank u so much so happy I stumbled across ur channel. New subscriber here !!
Thanks for watching
at 30:55 you stated conventional loan rather than FHA. I'm sure it was an error but it sort of threw me off verbally. I Just went with what the problem said. All in all your videos have really been helpful. thank you so much. send me some well wishes!
Thank you ! Finally I got it 🌸
This video is golden. Thank you!
Awesome teacher! GOT IT! :)
Teacher you are the best
Thank you
You are a good teacher. Thank you.
Thanks so much for this video. It more than prepared me for the math on the exam!
Thank you so much for all of these video's! Your such a great teacher and you present things that I can understand them and remember them so much better. I'm feeling much better about this test now.
Thank you Shaun, good luck!!
Wow! I’m enrolling to your classes soon... I need to be familiar first with few terms then I’ll be ready!
Call and ask about discounts!
Thank you this is extremely helpful! 🙏🏼
Your videos are so helpful.Thank you!!!
The question at the 30 minute mark needs more info. It states that he intends to take out a loan from his 401k for the down payment, therefore the loan payment needs to be included in the TOR to determine maximum payment amount. Also, the last question is asking for just the HER and is not asking for the maximum payment the borrower can qualify for, which is what she answered. The answer just so happened to be the HER amount by coincidence.
Wow, I want to pay you!!! Thank you!!! On the last example the wife only worked two months, prior to that she was being trained in the military so I thought it was a trick b/c she didn't have two years work experience but thankfully they do count military service as work experience. Glad to know!!!
Thank you so much, best explanation EVER.
Thank you so very much for your videos. I kept listening to all of them and it helped me pass my exams last week. I am very much in debt to you and Clay Smils for all the videos explaining everything in details. Those pop quiz were a life saver for me. Stay blessed and continue to help others. I would love one day to return the favor by teaching this course.
THANK YOU SO SO MUCH FOR ALL OF YOUR NMLS TEST VIDEOS!!!!!!
Thank you this video helped me tremendously.
Watching your videos in 2020. Your tutorials are very thorough and interactive. I love them a lot. Thank you for sharing.
This lady is the GOAT, god bless her up in heaven
Great video and very easy to understand !!!
Thanks so much for all your videos. I'd love to take the course with you. I am prepping on my own and when I do not understand something I try to find your explanations.
THANKS
Thanks so much! Wonderful video.
Thanks for the class
Thanks for all your videos. Wonderful teacher. I have a question for the very last example. At the end of the problem, It says base on House expense ratio. Why we have to calculate the debt to Income as well? I understand the formula says we choose the lesser but in this specific question they are saying only base on House Expense Ratio. Thanks for your observations.
The only issue I had was being told to press equal when it should have been press the percentage sign. It took me a few times to determine what I was doing wrong, I got B at first for my answer and after I heard press the percentage sign, I got the right answer.
Good job teaching
Gracias
Excellent video!!!! Thank you, it helped me A LOT!!!