NEW CREDIT CARD: 5X on Everything! (but...) 🚀 Rocket Mortgage Visa Review 2023 🚀

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  • Опубліковано 19 жов 2024

КОМЕНТАРІ • 61

  • @ProudMoney
    @ProudMoney  Рік тому +1

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  • @johnkim163
    @johnkim163 Рік тому +18

    Rocket Mortgage is not very competitive when it comes to interest rates so this credit card is a hard pass. This could’ve been a game changer but those redemption are paramount to false advertising. Five percent should be Five percent period.

  • @metalheadami123
    @metalheadami123 Рік тому +15

    If they made a card that allowed you to pay your morgage on it and gave cashback, even 1%, id apply instantly

  • @dc5duben96
    @dc5duben96 Рік тому +4

    thanks for keeping us updated

  • @joshualisciarelli6960
    @joshualisciarelli6960 Рік тому +2

    This review was very helpful, thank you!

  • @treyb2874
    @treyb2874 Рік тому +2

    I currently have a mortgage through Rocket, and plan to buy again in the not so distant future, and even I can’t justify this card. Now if Rocket allowed us to make transaction fee free mortgage payments using this card, I’d be all over it, but that’s not likely to ever happen.

    • @pkmachinegun
      @pkmachinegun Рік тому +1

      As someone who has rocket, I was hoping like a mf to get a card to let me pay my mortgage with it lol.

  • @cardojp
    @cardojp Рік тому +1

    Great content as always, thanks Adam!!!

  • @1pntmm
    @1pntmm Рік тому +6

    Had you heard about Walmart cancelling the contract with CapitalOne?

    • @NH18Firefighter
      @NH18Firefighter Рік тому

      came out on friday april 7, 2023

    • @Jesus-kt5dc
      @Jesus-kt5dc Рік тому

      So what do I do with my capital one Walmart card?😊

    • @1pntmm
      @1pntmm Рік тому

      Not sure, will see if any revelations happen today.

    • @iDigress77times
      @iDigress77times Рік тому

      Who cares.

  • @randyhernandez5469
    @randyhernandez5469 Рік тому +15

    This card is a hard scam 😂😂

  • @andrestorres4715
    @andrestorres4715 Рік тому +4

    This would be an awesome card if it was 5% for existing mortgages as well

    • @BlackJesus8463
      @BlackJesus8463 Рік тому

      That's how you know they're going to raise your rates just for being a cardholder.

  • @catbussin
    @catbussin Рік тому +3

    take a shot every time Adam says "rocket" or "mortgage"

  • @harkinsdavid
    @harkinsdavid Рік тому +1

    Hard no for me. 5x is a clever sales strategy for this one, but at the $95 annual fee, you're not really getting that back. Plus locking the user into going through Rocket Mortgage could easily cost you more than the rewards with the card depending on the APR of the loan. As for 2x back, there are a slew of 2x cards out there that are far more flexible with their rewards. 1.25% is simply laughable.

  • @bethanyg153
    @bethanyg153 9 місяців тому

    Rocket Mortgage was very competitive. Right before closing I found a better % with Ally and I asked Rocket to match and they sure did!

  • @Slaize
    @Slaize 6 місяців тому +1

    Can I save up 5 million points and use it as a down payment

  • @mitchell.9632
    @mitchell.9632 Рік тому +1

    >If I was in the market for a mortgage I would rather shop a rate around then lock all those points into a credit card.
    >Agree with your annual fee statement. Then you mentioned the apparent fact on the rate shopping latter on in the video to cover my first paragraph. Spot on. Your blasting off on another brands rocket.
    >Don't believe what companies like Google's self-described great AI says Madam Jessica from proudmade, your a favorite talking head Mr. Adam Jusko.

  • @hectordelagarzav.2264
    @hectordelagarzav.2264 Рік тому

    Can you pay the mortgage with the card ? If the mortgage is rocket mortgage ?

  • @zenster1097
    @zenster1097 Рік тому +2

    Always a catch with these hacks. I mean "banks."

  • @statrunner
    @statrunner Рік тому +2

    the cc subtitles say "Hey I'm Madam Jessica from..."

    • @ProudMoney
      @ProudMoney  Рік тому +4

      Actually I use Madam Jessica when I do palm readings and tarot cards, I wonder how UA-cam knew. 😉

    • @BlackJesus8463
      @BlackJesus8463 Рік тому

      Says subtitles unavailable.

  • @terrelmoss1444
    @terrelmoss1444 Рік тому +1

    Do you use an app or the website to pay your Triple A card?

  • @An-Engineered-Journey
    @An-Engineered-Journey Рік тому

    I closed on our current home with rocket mortgage and as soon as we got our first statement they sold our loan to a different bank so I would refrain from getting any credit card that you can use with your current mortgage if it’s rocket cause they can sell you at any time

  • @MsWitko
    @MsWitko Рік тому +2

    I have a Rocket Mortgage, but I'd never fall for this grift.

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial Рік тому +2

    Pretty genius marketing until you dive into it deeper lol. I guess it's somewhat solid for Rocket Mortgage customers, but you bring up a good point that it really restricts your mortgage shopping experience, so this may just be a card to avoid all around. Very interesting structure to it though!

  • @nikkireynolds9748
    @nikkireynolds9748 Рік тому

    Chases Starbucks Visa card is being discontinued. I got a letter saying the Chase Freedom Unlimited card is what I will be getting Cards replaced will be starting July 20, 2023

  • @theinternationalist1357
    @theinternationalist1357 Рік тому

    It's a catch card, not wise to be lock in, especially lock in for a mortgage... I prefer transfer to airlines partners cards much much better.

  • @trumpetboyclassical
    @trumpetboyclassical Рік тому +1

    US Bank altitude connect new review please 😪

    • @ProudMoney
      @ProudMoney  Рік тому

      the crying emoji is persuasive, but not sure when i will get back to that. 🙂

  • @TheNarhen
    @TheNarhen Рік тому

    Im intrigued about using a credit card on my monthly payment because it is such a large portion of yearly spending. But I dont see any methods to do this.

    • @abbyh5158
      @abbyh5158 Рік тому

      Almost no credit-asset for normal people allows you to pay directly with other credit assets, which is a shame.
      But credit cards charge the sellers a %, and no bank is going to eat a fee for you like that.

  • @MannyCovington
    @MannyCovington Рік тому

    Interesting!

  • @BlackJesus8463
    @BlackJesus8463 Рік тому +3

    yeah thats bad

  • @skiddysm
    @skiddysm Рік тому +1

    😂 this card sucks citi custom cash is still king 5% cash back on anything only con is the 500$ monthly limit and only on the top category used that month but you can get multiple of them for different categories. This card rocket mortgage card is a nogo

  • @iwearleatherjackets1
    @iwearleatherjackets1 Рік тому +6

    Bad deal all around lol.

  • @thedon1570
    @thedon1570 Рік тому +6

    This card is horrible smh

  • @Jesus-kt5dc
    @Jesus-kt5dc Рік тому +1

    *RIP to this card.*

  • @ExposeFlyersDotCom
    @ExposeFlyersDotCom Рік тому

    Not for everyone.

  • @fade7755
    @fade7755 Рік тому +1

    Who would want this .... awful premise

  • @alexrod550
    @alexrod550 Рік тому

    I would never get this card !

  • @adamsmith8689
    @adamsmith8689 Рік тому +4

    Sounds terrible

  • @Shaolin91z
    @Shaolin91z Рік тому +1

    Hmm..... it's only halfway worthwhile if u have a mortgage with them. If you do not have a mortgage with them...then it's really not worth it

  • @iqbalchaudhary218
    @iqbalchaudhary218 Рік тому

    Hard pass

  • @electroduval831
    @electroduval831 Рік тому +1

    Terrible!

  • @pineyforkpress
    @pineyforkpress Рік тому +1

    Adam, get the dark mole on your neck looked at.

  • @berryzedzero
    @berryzedzero Рік тому

    I’m out of the game.

    • @chrisbrown8748
      @chrisbrown8748 Рік тому +9

      Dude trolls every credit card UA-camr🤣

    • @ewhite1546
      @ewhite1546 Рік тому +8

      Out here saying he's out of the game every day all the time.

    • @mitchell.9632
      @mitchell.9632 Рік тому +1

      As of what date?

    • @berryzedzero
      @berryzedzero Рік тому

      @@mitchell.9632 always