Max Life Smart Secure Plus Term Insurance In-Depth Review | Pros & Cons Explained

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  • Опубліковано 19 бер 2024
  • To know more or find the best term life insurance plan for yourself & loved ones, talk to our advisors at Ditto Insurance: bit.ly/3TDK0po
    In this video, Shrehith & Sushant will be discussing MAX LIFE INSURANCE company in detail- we will be discussing the pros & cons of Max Life along with customer experience at Ditto.
    Top 5 Best Term Insurance Plans: • Top 5 Term Life Insura...
    Stay tuned. Like, share & subscribe.
    Happy Insurance Hunting!

КОМЕНТАРІ • 77

  • @tusharsavaliya9202
    @tusharsavaliya9202 23 дні тому +1

    It was one of the best video regarding Tern Insurance Plan thank you Shushant...

  • @chetansp912
    @chetansp912 3 місяці тому +3

    I and my friend bought the same policy couple of years ago and we were suggested this policy by Sushant himself. It was such a pleasure discussing with him back then, he knows various insurance policies in and out.! Lovely to see him on screen and talk about the same policy now.

    • @dittoinsurance
      @dittoinsurance  3 місяці тому +1

      Agreed. He's an excellent advisor. Glad you had a good experience :) And thanks for watching the video

    • @archilpandey
      @archilpandey 3 місяці тому

      Max life insurance is just fraud......

  • @amarsingh-ie2oh
    @amarsingh-ie2oh 3 місяці тому +3

    This type of interview style knowledge sharing is more effective and helps in retaining the matter more.

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Thank you so much. Will do more videos in this format

  • @sunilagrawal1844
    @sunilagrawal1844 3 місяці тому +4

    This young guy sushant type of staff will certainly augment the brand value of ditto...He communication skills are worth appretiating

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Thank you so much for the kind words. We will pass on this comment to sushant!

  • @MayankKumar-uz6lt
    @MayankKumar-uz6lt 3 місяці тому +2

    Could you please give your reviews on Star Health Insurance as a company? I saw earlier few comments that you guys are planning to release a video however, it's still pending. Thanks

  • @venkidbpur
    @venkidbpur 3 місяці тому +1

    MWP Act not explained

  • @sidhantsrivastava7831
    @sidhantsrivastava7831 3 місяці тому +1

    I had a Max Life Term plan earlier. Can I port to the new smart secure plan with new features ?

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Unfortunately in Term Insurance porting isn't an option
      There is another roundabout way you could get the new plan. You could surrender your existing plan and purchase the new variant but we wouldn't recommend that since you'd lose out on the lower premiums you locked in earlier.
      Alternately you can purchase this one, over and above your existing plan, in case you're not sufficiently insured yet. Please connect with one of our advisors for better guidance on this.

  • @awesom3here
    @awesom3here 3 місяці тому +1

    Just bought this and I'll be paying the amount over 10 years,!

    • @suprabhatchoudhary6402
      @suprabhatchoudhary6402 3 місяці тому

      How much monthly premium you have to pay ..and your age??

    • @awesom3here
      @awesom3here 3 місяці тому

      @@suprabhatchoudhary6402 i am 23 and i have to pay around 4k per month

  • @debjitdutta9355
    @debjitdutta9355 3 місяці тому

    Can you make a video about Canara HSBC Term Insurance . Like how they are as a company, their ratios , thier plans etc.

    • @dittoinsurance
      @dittoinsurance  3 місяці тому +1

      Adding it to the pipeline. Thanks for watching !

  • @rahulsinghal8048
    @rahulsinghal8048 Місяць тому +1

    Can you compare both max secure with max elite
    More or less they are the same, but we might be missing some key outlooks which you might help with

    • @dittoinsurance
      @dittoinsurance  Місяць тому

      Surely. Until then, if you have any further queries please don't hesitate to book a free call with us. Link in the description.

  • @shaswatsrivastava1564
    @shaswatsrivastava1564 3 місяці тому +1

    Kindly review HdfcLife and Tata aia also. Thank you.

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Will do. Adding it to the pipeline right now !

  • @DineshRavichandiran
    @DineshRavichandiran 2 місяці тому +1

    I bought it paying monthly emi of 2809 which I am paying for 15 years to finish this insurance plan and my age which i bought is 23 age and premium is one crore and it will be double after 40 years
    So what is your suggestion or let me know on this ?

    • @dittoinsurance
      @dittoinsurance  2 місяці тому

      Hey Dinesh, kindly schedule a call with our advisory team so we can understand your requirements and make a suitable recommendation - bit.ly/3TDK0po

  • @praveenreddy8939
    @praveenreddy8939 3 місяці тому +2

    Sir is it mandatory to wear helmet for pillion rider to claim health insurance. Does health insurance reject claim if not?

    • @dittoinsurance
      @dittoinsurance  3 місяці тому +1

      It is advisable to do this because health insurance companies can reject your claim basis the fact that you were breaking the law. Its a different matter that some insurance companies still pay out claims. But there are legal grounds for them to deny a claim if you were breaking the law.

  • @Volovo
    @Volovo 3 місяці тому +1

    If possible could you please review Tata AIA Life Insurance sampoorana raksha plan

  • @kannansingaravelu
    @kannansingaravelu 3 місяці тому

    How do I speak to senior advisors? Whenever I reached out to ditto including the call today, only junior advisors are assigned. Nothing to take away from them, but how do I get to speak to your senior advisors purely from the comfort & experience point of view?

    • @dittoinsurance
      @dittoinsurance  3 місяці тому +2

      You can request our advisors to connect to a senior advisor and we will facilitate the request based on their availability. Just drop a text to the current advisor you're in touch with.

  • @manjunathams4517
    @manjunathams4517 3 місяці тому

    I have a question.. ! Let's say I buy the policy from Max when I'm residing in the city where Max is operational. What if after few years I shift to my native where Max is not operational. How about my claim or policy. Is it still valid ?

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Hey! Great question- don't worry. Your geographical location will likely not affect your claim settlement process after the policy has been issued to you. However, it's a good practice to keep your insurer informed.

  • @biswajitrout8228
    @biswajitrout8228 3 місяці тому

    Kindly review bajaj allianz smart protection goal

  • @mounikab8117
    @mounikab8117 3 місяці тому +2

    Hi term insurance application rejected because of high RBC from max life. Can you tell what is the solution next.

    • @abhisheknaikal4697
      @abhisheknaikal4697 2 місяці тому

      Stand in the main Market and call to every media
      This is the only way

  • @rayapuashokkumarreddy9197
    @rayapuashokkumarreddy9197 3 місяці тому +1

    Dear Team, Kindly make a video about 1 day death claim settlement that is promised by Insurance companies

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      This only happens after the moratorium period of 3 years. Before 3 years there's usually a thorough investigation that can span a few months too.

  • @rishibajpai2976
    @rishibajpai2976 3 місяці тому +7

    In USA its very difficult to sell insurance policies and is very easy to get claims. In India, its just the opposite, its very easy to sell insurance policies and very difficult to get claims. In India, generally all the insurance companies have deceptive terms and conditions in their policies.

    • @dittoinsurance
      @dittoinsurance  3 місяці тому +2

      True. Sometimes the terms and conditions can be onerous. This is why we built Ditto - to make sure that customer know what they're buying and when they have to make a claim there's somebody to help them.

    • @santhoshthadishetty
      @santhoshthadishetty 3 місяці тому

      It applies to health insurance also unfortunately 😞

  • @thinkagain8055
    @thinkagain8055 18 днів тому

    Why policies not in regional languages

  • @BapunParida
    @BapunParida Місяць тому +1

    Is the medical test happening now . Only tele verification done in my case and the policy delivered to me

    • @pgrinfoservice5890
      @pgrinfoservice5890 Місяць тому

      Am planning to take in a week,, do u have any issues in this insurance

  • @abhayrachanaikar413
    @abhayrachanaikar413 3 місяці тому +1

    Bought this plan through ditto yesterday was advised by your advisor Nikhil Ramesh, really loved how honest ditto is. I was initially buying for 60 age(38 yrs from today for me) , but this Zero Cost feature required me to buy minimum for 40yrs, so I asked him whether it made sense to increase cover duration to 65 age, he said from extra safety for ur family for 5 more years it does make sense, but surrendering ur policy at 47 age when u may need it more doesn't make sense, really honest

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      This means the world to us. We will pass on this compliment immediately

  • @sampadamanwatkar2100
    @sampadamanwatkar2100 3 місяці тому +1

    Can u personally advice us before buying policy

    • @dittoinsurance
      @dittoinsurance  2 місяці тому

      Hey, yes of course! Simply head over to this link to schedule a free call with our advisory team members - bit.ly/3TDK0po

  • @Digdigital123
    @Digdigital123 Місяць тому +1

    If anyone need max life insurance comments below

  • @satyajitmandal369
    @satyajitmandal369 3 місяці тому +1

    Which one is best in between Max & HDFC?

    • @dittoinsurance
      @dittoinsurance  3 місяці тому +1

      Depends on what your preferences are. But we will soon make a video comparing the two. Hopefully that gives you a better idea. Or better even you can simply talk to one of our advisors. They'll help you out !

    • @abhisheknaikal4697
      @abhisheknaikal4697 2 місяці тому

      I m working in HDFC Max is best

  • @againstgravity2923
    @againstgravity2923 3 місяці тому +1

    Can you suggest term insurance for NRI s. Once i contacted once and they told they cant add riders for nris.. can you discuss these topics

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      That is true. Most companies do not extend riders and those that do, are often a lot more expensive. Maybe we will make a video explaining why this is the case soon.

    • @againstgravity2923
      @againstgravity2923 3 місяці тому

      ​@@dittoinsurancethanks for hearing out. I have some feedback about which makes me less opt to take insurance from ditto and go for others, would like to address few suggestions..

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Please do share them here

    • @againstgravity2923
      @againstgravity2923 3 місяці тому

      @@dittoinsurance it's personal for me. I am looking for health insurance and term insurance for my family. So first name that comes to me is polizybazzar. For me there website designing and UI is easily understandable and open. While when I was logging to ditto it's first asking for booking call for various options..

    • @againstgravity2923
      @againstgravity2923 3 місяці тому

      I think my first comment got deleted

  • @vinothkumara832
    @vinothkumara832 18 днів тому

    Is this policy recommended for 33 Year man?

    • @dittoinsurance
      @dittoinsurance  18 днів тому

      We would love to help you :)
      Please book a free-of-cost consultation call with our advisors at bit.ly/3TDK0po

  • @devikumar4601
    @devikumar4601 3 місяці тому +1

    Do you have Telugu explainers for ditto insurance team

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      We have Telugu advisors. When you book a call you can simply write in the description that you prefer a Telugu advisor

  • @lilianblack3953
    @lilianblack3953 Місяць тому +1

    "Promo sm"

  • @prasujsns5652
    @prasujsns5652 3 місяці тому

    All insurance co. increasing there premium rate constantly very high which can't afford a common man.

    • @dittoinsurance
      @dittoinsurance  3 місяці тому

      Agreed partially. Since Covid there has been a steady increase in term insurance premiums. But still if you are buying a term plan when you're young, it's still one of the best investments you can make

    • @9618297377
      @9618297377 3 місяці тому

      Which way is better to take policy either directly from company website or through 3rd party

  • @Patelprakash85
    @Patelprakash85 2 місяці тому +1

    Company ko money collection me hi interest he...
    Froud company

  • @Patelprakash85
    @Patelprakash85 2 місяці тому

    1 number ki froud company

  • @9618297377
    @9618297377 3 місяці тому +4

    Which way is better to take policy either directly from company website or through 3rd party

    • @ajhomegarden583
      @ajhomegarden583 Місяць тому

      Direct agent contact

    • @ajhomegarden583
      @ajhomegarden583 Місяць тому

      Direct agent contact..... Are you interested pls contact

    • @dittoinsurance
      @dittoinsurance  21 день тому +1

      You are free to purchase your policy from any trusted advisory platform, but when you buy any insurance with Ditto, we not only help you Purchase a Policy but also stand with you during the whole process of Claim Settlement, if it comes to it.