Avoid This Type Of Mutual Funds !
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- Опубліковано 8 сер 2022
- Avoid investing in actively managed large cap mutual funds.
Why?
83% of them were unable to beat the benchmark over a 5 year period.
You see - every actively managed fund is trying to beat the benchmark. For large cap funds the benchmark is NIFTY 100 index fund.
Now this index fund is just blindly investing in the top 100 companies of India in proportion of their size. Hence, there is no fund manager actively looking at the investments coz it's all automated.
Due to this, the expense ratio is ten times lesser compared to actively managed large cap funds.
So if a large cap fund is struggling to beat the index, why the hell are you investing in it and paying more in fees?
Large cap active mutual funds lose their advantage as the country becomes more developed.
Midcap and small cap mutual funds still have that edge. The US stock market has already seen these changes happen.
How to invest?
👉🏻 Sort large cap index funds in increasing order of expense ratio and tracking error
👉🏻 Filter out funds less than 250 Crore
👉🏻 Give 80% weightage to expense ratio and 20% weightage to tracking error for ranking (lower the better)
👉🏻Pick the top ones in their respective category
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#financewithsharan #mutualfunds #investingforbeginners #moneytips #savemoney #investingforbeginners
"I have graduated from IIMA"
"So what should I do ?"
Every IIMA alumni needs to hear this so bad
While going to bed
You're just jealous.
@@syntheticfiber7388 and u need to get mature if u think that is being jealous
@@jotarokujo2027 What else could it be? May I know? Cuz I don't find a reason other than being jealous.
@@syntheticfiber7388 its called being annoyed not jealous.
I don't know anything what they are talking about 💀 still i am listening
Same
Lol meh 2
Same here
Bina pese ke investment scheme sun raha hu
Ya me too
“So what should i do🤷♀️“🤣🤣 gets me all the time
And this is me 🤣🤣🤣
Lmao “ he’s telling for you guys”
😂😂😂
.
l
Fourth wall break!
Syyyyyk where's the caption bro
Description
Click the 3 dots at the right bottom corner and click the description... Like the person before me just said
Click on the description
@@aiyushbedi I've already told him bro😌
@@knmarda in description not available
IIM fellows keep reminding people about where they came from. Even if it was 20 yrs ago.
true true. so annoying... oh hey by the way guess who's going to iim next month 😈
@@ashishranjan8286 you had me in the first half
@@ashishranjan8286 someone for sure but i don't think you
True and inside they are crying looking at their education loan emi
@@raghavaggarwal7624 untrue, i am crying outside too 😠
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Syyyyk... Someone has stolen your caption.... 😭
that syyyyk is awesome dude
Click on the 3 dots and check the description of this video
Saying in sharan's words - " I didn't understand shata also "
Ok let me explain:
First what is an Index fund?
Index funds are mutual funds that follow an index(market trend) like sensex or nifty. So the portfolio fund manager sticks to stocks evaluated by the index, therefore there is absolutely no research, management working to figure which stocks to invest in allowing you to save expenses you incur on investment advisory fees, marketing fees etc on your regular mutual funds. The idea is if the fund mimics the portfolio of the index, its performance will be same as the index.
So he says invest in large cap INDEX funds rather than large cap mutual funds because market suggests that it allows for higher returns because of lower expense ratio. Hope this helps!
Awsome bro😊
well explained ✅👌🏼
Well said 🎉
Just to drink some alcohol you go to the bank and argue with the manager wow 😂
IIMA and Suits(Harvey) and you,,,My favourite and dream to achieve.
your reel popped up yesterday and I must admit, you keep it very entertaining...
I should have seen this earlier. Great tip and I agree. Keep this coming sir.
So what should I do???
His expression during that question is awesome
Hey Sharan, I am your FAN! Just fantastic videos and the best act I have ever seen! Good Luck!
" I've graduated from IIMA"
proceeds to attach his graduation photo from RV College for 1sec so that people think he has actually graduated from IIMA
Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..
Exactly😂
@sharan.. wht u mean by "filter out funds with less than 250 cr" as written in description ? U mean to filter out and invest in those or filter them out and invest in the other ones after meeting the third conditio . Also the second part of the third line i.e., regarding 20% thing. its not clearly ubderstood.
“Check the Captions below” - where exactly Dude !???
Phukna kum kar bro
They forgot to pin the comment.
Description dekh
Kripaya Phukna Kam kare aur description box dekhe
Dhanyavaad
If you are watching on mobile - you don’t see description for’Shorts’ , hence the question 😁 it’s a real concern.
Now - why is description referred to as caption 🥺
@@sanshirs click three dot button below share button , you will get the description
I really love your shorts and financial advices
Bro. Thank you for bringing these kind of contents for us Indians. Good bless you.
Sharan your videos are excellent are u providing financial solutions to individuals
Inflation, market risk, money value nothing like this exists.
Follow my man
Bro your videos improve my financial mindset.. where I learn all these financial things?
Let me know bro..
This guy is a superstar! Get him on TV!!
#financewithsharan where the caption at????
Lol the fact that my father is from IIMA and my brother works in McKinsey
AFAIK this is also true for Mid Cap funds - most of these also fail to beat the mid cap index. Only exception is small cap funds.
Harvey Spector 🔥🔥
Harriet spector
@@chiranjeevit488 Michelle ross
Harvey Reginald Spector 🔥
Goddamn Harvey
Dumb show
"Kya phook ke aaye hai bey"
Awesome sharan bro. 👊
Very informative bro.Thanks
Bro thanks for sharing these informations🎉
That's very knowledgeably interesting Infotainment haha
wow nice way to explain our doubts
And sharan believes that history repeats.
😂
Great financial knowledge sharan.
Harvey comes with his can opener
Someone teach this guy to pin his caption in the comment section!😂
From 10+ years onwards, it's Large Cap investment that dominates over Large index funds.
This guy earns more than IIM A graduate.
IIM Amritsar maybe
He broke the 4th wall
He is the creator and actor himself, he does this in every video by telling that he got to know this or that or following sharan
Earned a subscriber man❤❤
"I just graduated from IIM"
So when are you going to repay the student loan?
Ohh so even IIM A pass out management consultant need some finance tips.. i thought they knew everything to be able to make it up there
This is one of the topic in Sharan master class.
But, small cap funds provide better return in the short term, say (1-3 years)
The 83% vs 17% is what generates wealth... not just large cap , even in small cap and mid cap ..if you are able to find out the top performing fund.. it will bear the average return of the category by huge margin.
Nice video. Informative
😂😂😂 Love your Humor bhai, thank u for doing your skits in English as well, Educational and Entertaining
Reallly great, i am fam of ur videos
He just broke the 4th wall
Nice Economist Sharan.brother.
Caption: ETFs or Index mutual funds
@Sharan, if you ask to check the caption below, please help by pining your 1st comment as the caption on UA-cam shorts😅
Really he should I am trying to find caption.
Me also searching
Hey man Love your videos .I have seeing them for quite a while now.Can you pls make a video on how can i manage my finances if i want to do my undergraduation and masters from abroad...I was told that for undergraduation it takes almost 60 to 70 lakhs to study there....can you pls tell me more about this and should I do my graduation and then give the GRE EXAM for my masters or should i give the SAT EXAM after I finish my 12 th??
Pls Reply.
All this for a Blue Label and LIT Large
It's damn serious when Harvey Spector pops up..
Hey sharan, so the final verdict of this is to invest in small n middle cap funds where the risk factor is too high, being an influencer I would request you to mention age factor, cos your influence is public.
Graduated from IIM and don’t know this basic rule of investing must be IIM astonia
It would be great if you could start economics classes for edexcel IAL students.I will come 👍
Hey bro, I have watched most of your videos you always goes on crores or else 40lakhs.pls Explain briefly about mutual funds and investment tips for 6lpa communities
For those who have no idea what he is saying and For those looking forward to invest in mutual equity funds ,go for the large cap index funds thats what this guy is saying i have i researched on it and found out the thing he told is absolutely correct and is a golden advice.
Hello
Can you mention exactly which are the best place to invest and tha name of that index
Share video on how this can be done on various brokerage platforms
I read the caption but it's too complicated. you should set this on screener and post the link in captions.
Most of the large cap funds in india were able to beat the index nifty 50 in both 3 and 5 Y period.
Under performance is more in midcap right now
It is in USA where most active funds are unable to beat there index
5 crore net worth is not possible even in 10 years. 30% is tax itself.
Do we need to keep the funds lesser than 250 crores or remove them?
Tracking error and expense ratio should be minimum for choosing a fund?
Sorry to post some silly questions but I am looking forward to use your advice
Bro insulted IIM A graduates and McKinsey consultant in 50 seconds 😂😂
Harvey Specter reference from Suits
But over a 10 year period, the best ones give better returns than the indexes...however, it's still wise to get index funds than to gamble with various names...
Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..
All I could understand was “Blue Label” 🥃
This finance channel is for IIM/IIT people. Just look at the packages mentioned in most of his videos, minimum 20 lakhs
You should go for Acting Profession. Looks some director producer may contact you soon...
Thank you so much
I don’t know anything about finance i just watch his videos as they are funny
Sir please make video of basics
stock markets
Best part of the video "What should I do" ?
At last his moustache was vanished 😂🧐🤨
Bro Make one blog with all your ideas posted in youtube related to investment and banking. So that we can refer it whenever we need
This reply is from fake account. Stay away from such intrusion
Maccha tq but I can't invest addu long story aarammagi nan one day clearly explain nevu
He is telling for you guys 😂
Hi my man ❤
There is no caption
There is never a caption below or link in pin comments the irony is he keeps telling kya phuk key aya bey to everyone and fun part is he keep telling him actually and really that phukere keep forgetting about the description
People below 10 lakh in India tell them how to invest and grow
where is the caption or how to check it ?
Oh psyche!!
I didn’t know that!!!
Psyche!!
He mentioned to check the caption, but there is nothing there😂😂
Index funds also have high tracking error, poont to be noted
put video on SBI small cap fund bro
ME- Just know how to draw money from ATM from my savings account 💀💀
I just love that "5... 5 crores uh" 😂❤
What tool or website to use to sort index funds?
That 5 😂
Idek what a lahk is but I love these videos
Le nimoun, where is caption
dude started investing just for a drink ,inflation that bad
I follow u My Man 😀
Hey Sharan, 1. I think you meant description not caption 2. I know nothing, so when you say "Sort the index by fund size" where is the input ? Can you or someone give me a link
Not large cap index, thier own benchmark