Secrets of the Personal Loan Industry, Credit Cards & More REVEALED with Founder of RING, Kissht

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  • Опубліковано 10 лип 2024
  • In this episode of the Barbershop, Shantanu talks with Ranvir Singh, CEO & Founder of RING & Kissht. They dive into the secrets of the personal loan industry, the intricacies of credit cards, and much more. Gain valuable insights from the founder of two successful financial platforms and learn about the evolving landscape of personal finance. Don't miss this episode!
    0:00:00 - 0:00:41 Sneak Peek : Coming Up
    0:00:42 - 0:06:26 Introducing our guest : Ranvir Singh (CEO & Founder : RING & Kissht)
    0:06:27 - 0:30:30 Launching RING & Kissht
    0:30:31 - 0:44:23 Understanding Credit and Customer Behavior
    0:44:24 - 1:04:35 Ranvir's Fears & Insights into the Lending Business
    1:04:36 - 1:06:56 Inspirations Behind Ranvir's Journey
    1:06:57 - 1:34:28 “My biggest learning is being a good Loser” : Ravnvir’s Entrepreneurial Journey
    1:34:29 - 1:41:10 Thoughts on Modern Parenting: Are Parents & Society Shielding Kids from Failure?
    1:41:11 - 1:47:07 Ranvir’s Future Vision for RING
    1:47:08 - 1:50:31 Ranvir’s Advice for Budding Entrepreneurs
    1:50:32 - 1:52:28 Thanking our guest!

КОМЕНТАРІ • 41

  • @roshanverghese5801
    @roshanverghese5801 22 дні тому +4

    Didn't know a company like this existed ,and Ranvir is so crystal clear about what he is talking and not even a pause , really good podcast

  • @123456misha
    @123456misha 23 дні тому +6

    Thanks, Shantanu for asking the question on the possibility of over leverage. This is a real challenge since there hasn't been a rise in real incomes in the last few years and the consumption to income ratio is increasing for the poorest quintiles of Indian households. Moreover, at a deep level it is giving rise to a new culture- debt fueled consumption which can be very dangerous!

  • @srikantasamanta801
    @srikantasamanta801 8 днів тому

    Moral of story is be brave and conqueror urself to that level that all of ur senior or junior who have insights will get close with u when u become successful. Utterly bitter but truth

  • @agnesh677
    @agnesh677 27 днів тому +4

    Amazing guests as always

  • @sudhindrakopalle7071
    @sudhindrakopalle7071 21 день тому

    There is something really fascinating about listening to sharp heads speak. Truly enjoyable and illuminating!

  • @gurubaran3571
    @gurubaran3571 24 дні тому +1

    Amazing ethics for the business, kudos to Ranvir. Shantanu great interview.

  • @maheshreddy5794
    @maheshreddy5794 25 днів тому +2

    Hi Shantanu, I like your podcasts very much. I see that you are facing issues with adding beneficiaries and sending only 50k for the first day. Please open standard chartered, the beneficiary gets added instantly and there is no limit to sending the amount on the first day.

  • @seekingpartner
    @seekingpartner 26 днів тому +1

    Thanks for amazing podcasts

  • @drpranaysindhu
    @drpranaysindhu 24 дні тому +1

    I will listen to it later. First, I need to like, comment, and share this content so that the channel continues to make such interviews.

  • @abualexmathew3887
    @abualexmathew3887 26 днів тому +6

    Great to see my former boss - exceptional guy to work with

  • @rajeshbuch7275
    @rajeshbuch7275 27 днів тому +1

    Small question in consumer durable segment - Its Buyers market or sellers market ? Think its still sellers market . your opinion , when we visit stores we find its sellers market.

  • @HimanshuSingh-ok8tx
    @HimanshuSingh-ok8tx 24 дні тому +2

    So much insights and learnings thank you Shantanu

  • @indiatransportcompany891
    @indiatransportcompany891 22 дні тому +1

    Missed question ,Why 2 Apps kissht and RING?

  • @Dinesh-jj3ln
    @Dinesh-jj3ln 26 днів тому +11

    Wow the first few minutes really tells you about the culture at these consulting firms lol
    You had hernia and the fact that you were concerned about your work??

  • @ameyab1
    @ameyab1 26 днів тому +1

    Great Convo!

  • @shindeshubhamm
    @shindeshubhamm 26 днів тому +1

    Knowledge loaded... as always.

  • @sharkupstories5046
    @sharkupstories5046 8 днів тому

    Shantanu thank you so much for such amazing informative content... Helping us to get ahead with building our own niche

  • @rajeshg3804
    @rajeshg3804 7 днів тому

    Awesome insights.

  • @rajeshbuch7275
    @rajeshbuch7275 27 днів тому +5

    American Express card is for rich and for retail dealer they take more commission , compare to visa/masters card

    • @ashish282
      @ashish282 19 днів тому

      What is your definition of rich? They handout the cards in malls like phamlets

  • @AVNEESHKUMARSINGH1
    @AVNEESHKUMARSINGH1 25 днів тому +2

    Great.

  • @vasumanchanda6979
    @vasumanchanda6979 25 днів тому +1

    Insightful

  • @rohitsorate3308
    @rohitsorate3308 15 днів тому

    Its Really Good Please Only Do This Dnt Expand And Make Podcast On Any Topic With Anyone Like Others
    Let Subscribers Be Less But We All Are Very Valuable As We All Are Only Here For Business..!!! Also If U Can Arrange Or Make Something Like By Paying Some Amount We Can Connect With This Enterprenuers So We Can Personely Take Guidance !! Its Very Much Needed

  • @prafuldinesh963
    @prafuldinesh963 26 днів тому +1

    episode 2 please

  • @user-ij9ec2lc7e
    @user-ij9ec2lc7e 26 днів тому +1

    awesome

  • @shubham-yj2iw
    @shubham-yj2iw 3 дні тому

    But how u get to knw whether person hv payback capacity or not?

  • @MrKailashray
    @MrKailashray 19 днів тому

    It will be great if you can do it in hindi too.

  • @AnkitSharma-el8hs
    @AnkitSharma-el8hs 13 днів тому +1

    although insightful conversation but would have been better if “we have” were used instead of “i have”

  • @gauthambpandey5947
    @gauthambpandey5947 16 днів тому +2

    @Shantanu I am a big fan of Business. And I follow all podcasts which talk business. One thing is very common in all of them ...they all want the young 23-24 years olds to start something on their own. Unfortunately being a 23-24 year old who wants to start something of his own lacks of capital always. And I think this will be the case of 90% of the young people. As funding is given only to premium institute (IIT, IIM's) people. That's the sad reality as lot of people don't have the capital. Funny how most of your guests are McKinsey alumni afterall McKinsey pays handsomely and hires only from the cream layer. How and who will fund the tier 2 college students...noone replies to their mails.

  • @dilipj6042
    @dilipj6042 20 днів тому

    Great work @Shantanu. Your curiosity and appetite for learning as a leader is inspirational

  • @exploringminds_podcast
    @exploringminds_podcast 26 днів тому +2

    da da da

  • @adityarajsingh8374
    @adityarajsingh8374 15 днів тому

    YOUR AD REGARDING THE TOPPER GIRL WAS REALLY DISAPPOINTING 😢

  • @IndianFirstAndThenMalayali
    @IndianFirstAndThenMalayali 17 днів тому

    Ok I got a kissth loan of 10k...but ,a big but ,they gave me 8200 rs and I have to pay back in 2 emi of 5k each..I paid 1 emi n said bye bye..
    I'm sorry but kisst n ring r looting people

  • @mandarrane
    @mandarrane 23 дні тому +9

    I don't like this seating opposite arrangement for a podcast. Some guests may not be comfortable. Like it's awkward to sit across a table with darkness around.

    • @HrishikeshAgarwal
      @HrishikeshAgarwal 14 днів тому

      Yeah seems like a dark room interrogation from a crime thriller 😂

    • @deepakprasad4027
      @deepakprasad4027 5 днів тому

      Lol that's for the guest to comment if he/ she is uncomfortable with the table or setup

  • @GreenImpactFuture
    @GreenImpactFuture 19 годин тому

    e kisst wale ,kitnaa loota re covid ke time

  • @haimantide1827
    @haimantide1827 25 днів тому +2

    Kitne din lend karoge
    Ek din to default karega
    Business gone