Paid artistic content, reality is Worst platform, poor support please please stay away from wint stay safe. Earlier I recommend this company but after seeing the support when we got issue, I'm saying this. Support ticket 29540. My wife amount blocked more than 4 lakh since 3months, no solution. Ever believe this company directly use RBI Retail App for buying bonds directly from government for safer future.
Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.
This video indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least 3m for long term care?
We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioral bias especially if they engage professional help.
@@greekbarrios It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
1. Lady's father had government job, likely pension. so parental support needed. 2. Man did Engineering in the 1990s this itself put him in top 1% percentile. How many did engineering before IT boom in India? 3. Man inherited House in Delhi. So, no cost for housing. 4. They both were in IT. just before & during the Boom. So, they got lucky. 5. Lady got multiple onsite job options. Japan, US, Europe. They earned in foreign currency. 6. They dont have kids. Never mentioned about kids. 7. They have real estate in europe. in Major cities in EU RE became 3x in Euro terms in last 20 years. 8. This couple has foreign passport, as they would not be buying house on a PR in europe. 9. They intend to travel 195 countries not on Indian passport for sure. 10. They retired at 50, with foreign income, foreign passport, inherited house, most importantly not having 2 kids like middle class indian.
Having a house is so much under-rated. Currently, in major Indian cities, for my FIRE calculations , housing itself is 20X my annual expenses, even with 2bhk. Also, salaries in Europe have moved 20-30% in past decade but India has become relatively expensive. But Kudos to the couple. We still need people like them to inspire others.
Fire for average Indian is possible only through equities and only if he or she get in early. Should start investing from first employment and incrementally increase every pay rise.
Perfectly said , this can't be achived with these examples from the high paying jobs. SOme one with normal salary should be shown as example to retire by 50
Yes that is correct. We don't have children and that definitely does bring the travel flexibility and accelerates the financial independence journey. However we are funding / funded the education of the nephews and nieces. Also most people by 50 become 'empty nesters' so hopefully that brings in the flexibility to travel too.
There's no winning, when a couple being childfree is mentioned audience takes it as personal attack on their own choice of having or wanting kids even though its completely related when we talk about money. People will start making unnecessary comments like how they will be lonely, they have no purpose, fire is not worth it without kids and so on. On the otherhand when it's not mentioned they suddenly realize, how important it is to share that.
And let's not forget the ever-changing market conditions and economic uncertainties. It's enough to make anyone nervous about their retirement savings.
That's where a knowledgeable financial advisor like DESIREE RUTH HOFFMAN can make a big difference. She can help navigate the complexities of retirement planning and recommend tailored strategies based on individual goals and risk tolerance.
is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?
Don't be in a hurry to get in. The market needs several days of strong performance to signal that the downturn might be over; i think It's a time to be largely, if not entirely, in cash
The economy and stocks are two different things these days, but i agree, I think it's brilliant to have a portfolio advisor for investing! The market's instability makes DIY risky. I've turned 480k into $32k in quarterly dividends using one, a major milestone.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Amber Kay Wright” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Judith Layton focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
Hallelujah!!!!!!!!!!! The daily Jesus devotion has been a huge part of my transformation. God is Good 🙌🙌🙌🙌🙌🙌🙌🙌🙌was owing a loan of £47k to the bank for my son's brain surgery(Samuel). Now I am no longer owning after I invested £6500 and got my payout of £290k every month, God bless Sandrina Edmondson 🇺🇸🇺🇸🇺🇸
Hello how do you make such monthly, I am a born again Christian and sometimes I feel so down 🙁of myself because of low finance but I still believe in God.
I get that this couple has no kids and I respect their choice. Looking at the comments it seems everyone who has kids feel cheated..who asked you to have kids..
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..
@@sainan4544 Why no? If you take a huge education loan and go abroad then it maybe little more difficult but directly going there for a job for 10 years is easy 1 crore savings
@@Heisenberg-02 taxes are extremely low in Singapore. those who moved there 10y ago easily got pr and even citizenship. So, they saved a lot unlike in India where taxes are close to 33-40%.
”Anyone who is not investing now is missing a tremendous opportunity." As a single mother living in Spain, I purchased my second house in September last year, and I am on track to retire next year. I owe a huge thanks to Maya Payson for her invaluable help in making this possible.
This lady called Maya Payson must be very good for people to talk about her this much. she also manages the investments of one of my colleagues. I'm impressed that you are aware of her as well.
Yes Angel she's very good, she is straightforward and one of the best so far. People who don't know her or those that haven't invested with her. would say otherwise but the honest truth is that she has helped more people than i can count and that has to stand for something.
I must say, she is definitely one of the best out there. Her expertise as a registered investment advisor is unparalleled and she is well-versed in the financial market. I had the pleasure of meeting her once during a trading conference in Oklahoma, and it was clear that she knows her stuff.
Amazing conversation and inspiring !! Very humble .. they have not mentioned that they do lot of social and charity too !! Very grounded and contended !!!
Indians earning in inr cannot take their example and benchmark , coz earning in foreign currency and comming back to india and spending in inr .. your sorted. plus a couple without any kids !! that would be even more money in the bank
Not sure why lot of people are hating on this couple. Try to learn from them instead. I am also 50 and achieved FI in my 40s with kids! In order to achieve FI, you obviously need a decent income… You cannot expect to make 2 lac/annum and retire in Europe! And you would be surprised at the number of high income people who are no where close to FI. And that’s the learning here. The strategy to get there.
Thanks. You got essence of the video. There are many components to building wealth and high income is just one of them - and you also have to plan and work towards that by investing in your skills and accelerating your career
Lets say i don't have kids and i dont like to travel and all, i just like to sit at home and enjoy which is not bad actually You know how many millions of people already achieved FIRE. In fact many millions are born FIRED, what should they do? Some people are so rich that all the next coming generations are FIRED. I think next 20-30 years at least 25 percent of the population will not work. Work is a choice and not a necessity anymore, this is a slowly unwinding human story.
True, I also like to be at home, and enjoy my own company. Many marvadi and gujarati family have enough money, to have the next 10 generation fully satisfied by earning avg wage by their members. But we would like to grow more and more
Great that they achieved , key takes for me are they were hyper focused on achieving this assuming no kids based on quick google search, and inherited family properties to accelerate FIRE. Can not be replicated by 99% of the viewership
they never mentionedd their networth - it was said 35x+ annual expenses. given their life, I think their annual expenses could be ~75-100 lacs. so they have accumulated 25-35 Cr! but then with 70% income coming from passive sources, ~30 Cr can yield about 90 lacs annually (assuming 2-3% yield from real estate/dividends/ etc.) .. Conclusion: If the above is true - the fact is one needs to cross 25 Cr networth to be really free and live a near-luxurious life.
Whats really good to see on this channel is the breadth of the coverage. We've seen a young couple enjoying life and wanting to retire at 40, a financial media veteran & successful author recently & now its a homecoming of sorts with an actually successful & grounded couple. Please keep it going ❤
The financial planning and adventurous spirit of this couple are truly inspiring! Their method of balancing savings with enjoyable life experiences offers a great blueprint for those looking to achieve financial independence and a fulfilling retirement. 🌍
Yes. That can be a drawback indeed. Difficult to find that right balance between enjoying life while also saving enough. Was the toughest part for us too.
The lady - lived in a govt accommodation, did schooling from a local govt school. The gentleman - son of a farmer, mom housewife. Both went to the US and Singapore from their jobs. They were born middle class, they worked their way up.
This episode is ok ok…other episodes of wint wealth are better…they’re HNIs …more your earn more you save ..simple math hai yeah…starts with someone who has 1L income and then make episode…then you can say that’s an episode…that can’t be made cause No on from 90s is yet a Fire 🔥 guy or girl
Its all myth to set target to retire at 50 or 55... in actual. And even such cases only happen when she said... we decided in 2016... so that phase is like you got financial accumulation in your bank account then only one gets those thoughts popped up...especially when you are well roamed NRI then well its anyways possible..... its like Khone ke liye kuch bhi nahi hai... else other things are same for others like grown up form poor to well set etc... and so on.. yaar sometimes, one need to identify his own being and his design and duty towards life. Only glorifying it and making fuss can be todays podcast content, BUT broader message or learning is very important.
Two factors that have definitely helped them achieve their goals faster was working abroad and having no children. Having said that I would still give them full credit for planning andinvesting wisely in order to live their best life. 👌
Beautiful and valuable video ever i have seen on retirement planning, inspired couple and very nice financial planning they have done. Thank You Very Much to Sir and Mam to share wonderful experience, this really helps me to make better life. Thank You to Wint Channel for beautiful content.
Exploring international trips and visiting international tourism is good. But as an Indian look at tourism places within india and explore them. There by good support for increasing indian economy...😊😊
The problem with these videos without numbers is you cant relate to it. Unless there is some.openness on proper numbers, this 30x expenses have no meaning and conversation is very generic in nature. I dont track my expenses at all as I dont want to retire anytime but I want to.learn to improve investment earnings
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
Amazing and inspiring journey, Yogesh and Sheema! What is the ballpark annual expense that you have factored in? Considering globetrotting in the agenda, the planned expenses, I would imagine, would be quite chunky.
The fact that salespeople still try and woo men assuming they decide on purchase decisions is so old school. I and my husband had the same experience when buying a car even though it was for me.😅
I think leaving the issue if children aside we can focus on the other aspects of their journey. Agreed that raising your own children will substantially change every aspect of this journey and in some instances make the narrative totally inapplicable, but the small tips can be used by all is my thoughts on this. Good work sharing your story.
to put it simply, the dude got opportunity abroad, bought real estate with that, started getting rents on it (primarily). But not everyone gets a chance like this.
Fill this form to be featured on Wint Wealth: forms.gle/iuUgM7fyGTfUUiVE9
Thanks for such a well produced video! You guys rock! Was a pleasure to do this chat.
😊😊😊😊11111¹¹1
Paid artistic content, reality is Worst platform, poor support please please stay away from wint stay safe. Earlier I recommend this company but after seeing the support when we got issue, I'm saying this. Support ticket 29540. My wife amount blocked more than 4 lakh since 3months, no solution. Ever believe this company directly use RBI Retail App for buying bonds directly from government for safer future.
Dont fill..useless steps to make you like fool
What is Fire number ?
Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
It’s important to consult with a financial advisor before making any investment decisions.
Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.
Hello, I'm new to this space and i've been getting suggestions to use one for a while, how can i find a decent one like the one you use?
Melissa Jean Talingdan is the licensed advisor I use. Just search the name. You’d find necessary details on the web to set up an appointment.
This video indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least 3m for long term care?
We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioral bias especially if they engage professional help.
@@greekbarrios It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
These are SCAMMERS!@Shultz4334
@@blaquopaqueSCAMMERS!
1. Lady's father had government job, likely pension. so parental support needed.
2. Man did Engineering in the 1990s this itself put him in top 1% percentile. How many did engineering before IT boom in India?
3. Man inherited House in Delhi. So, no cost for housing.
4. They both were in IT. just before & during the Boom. So, they got lucky.
5. Lady got multiple onsite job options. Japan, US, Europe. They earned in foreign currency.
6. They dont have kids. Never mentioned about kids.
7. They have real estate in europe. in Major cities in EU RE became 3x in Euro terms in last 20 years.
8. This couple has foreign passport, as they would not be buying house on a PR in europe.
9. They intend to travel 195 countries not on Indian passport for sure.
10. They retired at 50, with foreign income, foreign passport, inherited house, most importantly not having 2 kids like middle class indian.
Having a house is so much under-rated. Currently, in major Indian cities, for my FIRE calculations , housing itself is 20X my annual expenses, even with 2bhk. Also, salaries in Europe have moved 20-30% in past decade but India has become relatively expensive.
But Kudos to the couple. We still need people like them to inspire others.
Fire for average Indian is possible only through equities and only if he or she get in early. Should start investing from first employment and incrementally increase every pay rise.
Destroyed in seconds😂😂😂
50 is not FIRE.
Perfectly said , this can't be achived with these examples from the high paying jobs. SOme one with normal salary should be shown as example to retire by 50
It looks like they don't have children - that's the biggest unsaid part of their FIRE strategy!
true
Yes that is correct. We don't have children and that definitely does bring the travel flexibility and accelerates the financial independence journey. However we are funding / funded the education of the nephews and nieces. Also most people by 50 become 'empty nesters' so hopefully that brings in the flexibility to travel too.
And also they worked in abroad
Also they don't take care of their parents. Conditions vary from person to person
There's no winning, when a couple being childfree is mentioned audience takes it as personal attack on their own choice of having or wanting kids even though its completely related when we talk about money. People will start making unnecessary comments like how they will be lonely, they have no purpose, fire is not worth it without kids and so on.
On the otherhand when it's not mentioned they suddenly realize, how important it is to share that.
Retirement planning can be quite overwhelming, especially when it comes to choosing the right investment options.
Absolutely. With so many choices like banks, bonds, and IRAs, it's hard to know which ones will provide the best returns.
And let's not forget the ever-changing market conditions and economic uncertainties. It's enough to make anyone nervous about their retirement savings.
That's where a knowledgeable financial advisor like DESIREE RUTH HOFFMAN can make a big difference. She can help navigate the complexities of retirement planning and recommend tailored strategies based on individual goals and risk tolerance.
I've been considering my options for retirement, but I'm not sure where to start. It seems like there are so many pitfalls to avoid.
That's a common concern. Without proper guidance, it's easy to make mistakes that could impact your financial security in retirement.
is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?
Don't be in a hurry to get in. The market needs several days of strong performance to signal that the downturn might be over; i think It's a time to be largely, if not entirely, in cash
The economy and stocks are two different things these days, but i agree, I think it's brilliant to have a portfolio advisor for investing! The market's instability makes DIY risky. I've turned 480k into $32k in quarterly dividends using one, a major milestone.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Amber Kay Wright” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed
I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Judith Layton focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
You trade with Judith M Layton too? Wow that woman has been a blessing to me and my family
I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.
Please let me know how to contact her as I'm new to this.
she's mostly on Telegrams, with the user name.
Hallelujah!!!!!!!!!!! The daily Jesus devotion has been a huge part of my transformation. God is Good 🙌🙌🙌🙌🙌🙌🙌🙌🙌was owing a loan of £47k to the bank for my son's brain surgery(Samuel). Now I am no longer owning after I invested £6500 and got my payout of £290k every month, God bless Sandrina Edmondson 🇺🇸🇺🇸🇺🇸
Hello how do you make such monthly, I am a born again Christian and sometimes I feel so down 🙁of myself because of low finance but I still believe in God.
You'll surely reach her
she's active on What's
app
美國 十 𝟭𝟴𝟮𝟴𝟯𝟱𝟭𝟭𝟳𝟰𝟯👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻❤️❤️ 十
大家大家大家大家大家大家大家大家大家大家 copie desta forma O UA-cam é frustrante
Tell her that I referred you🙏🏿🙏🏿
I get that this couple has no kids and I respect their choice. Looking at the comments it seems everyone who has kids feel cheated..who asked you to have kids..
Role of destiny
Parental house
Both well qualified and good earners
Regular overseas opportunities
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
Thanks to Mrs Maria Davis.
She's a licensed broker here in the states
After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..
These two individuals are really grounded. Loved the clarity of thought. All the best
Europe and singapore is enough said. Few years there and you can easily retire in India much sooner
What...?NO
@@sainan4544 Why no? If you take a huge education loan and go abroad then it maybe little more difficult but directly going there for a job for 10 years is easy 1 crore savings
@@Heisenberg-02 taxes are extremely low in Singapore. those who moved there 10y ago easily got pr and even citizenship. So, they saved a lot unlike in India where taxes are close to 33-40%.
True! Stayed just for 2 years and cleared so many loans in India including a huge flat loan.. plus crazy savings 🔥
@@aicodecampuseven though singapore is expensive you could save a lot more?
”Anyone who is not investing now is missing a tremendous opportunity." As a single mother living in Spain, I purchased my second house in September last year, and I am on track to retire next year. I owe a huge thanks to Maya Payson for her invaluable help in making this possible.
This lady called Maya Payson must be very good for people to talk about her this much. she also manages the investments of one of my colleagues. I'm impressed that you are aware of her as well.
Yes Angel she's very good, she is straightforward and one of the best so far. People who don't know her or those that haven't invested with her. would say otherwise but the honest truth is that she has helped more people than i can count and that has to stand for something.
I must say, she is definitely one of the best out there. Her expertise as a registered investment advisor is unparalleled and she is well-versed in the financial market. I had the pleasure of meeting her once during a trading conference in Oklahoma, and it was clear that she knows her stuff.
Her expertise and guidance has really helped me in earning weekly income ranging from $800 to $1000.
Well done Maya!
Her expertise and guidance has really helped me in earning weekly income ranging from $800 to $1000.
One of the finest FIRE plan turned successful story. Thank you Wint Wealth.
Thanks a lot! Appreciate the comment!
Amazing conversation and inspiring !! Very humble .. they have not mentioned that they do lot of social and charity too !! Very grounded and contended !!!
Thanks. Appreciate your feedback.
Why people in 50/55 call it early retirement. 45 below can be considered early retirement.
Wrong example, staying outside for so many years, both husband and wife working. I think 50 years is too late.
If they don't have children then take is video down, there is nothing to learn from their journey.
0:52 Of courses they're rich, ex VP of Oracle. What do you expect?
No kids. Primary home gifted by parents. Then the equation is a different one than 99% of other folks. It takes a lot less to retire.
This seems to be a globe trotting couple and how can u buy a house abroad? Don't u need some local authentication/ validation or identity?
Indians earning in inr cannot take their example and benchmark , coz earning in foreign currency and comming back to india and spending in inr .. your sorted. plus a couple without any kids !! that would be even more money in the bank
Not sure why lot of people are hating on this couple. Try to learn from them instead. I am also 50 and achieved FI in my 40s with kids! In order to achieve FI, you obviously need a decent income… You cannot expect to make 2 lac/annum and retire in Europe! And you would be surprised at the number of high income people who are no where close to FI. And that’s the learning here. The strategy to get there.
Amazing! If you want to be featured on our channel, you can fill the form: forms.gle/iuUgM7fyGTfUUiVE9
Thanks. You got essence of the video. There are many components to building wealth and high income is just one of them - and you also have to plan and work towards that by investing in your skills and accelerating your career
Well Kabir tumko kaise pata tum 70 tak jiyoge 😅
Lets say i don't have kids and i dont like to travel and all, i just like to sit at home and enjoy which is not bad actually You know how many millions of people already achieved FIRE. In fact many millions are born FIRED, what should they do? Some people are so rich that all the next coming generations are FIRED. I think next 20-30 years at least 25 percent of the population will not work. Work is a choice and not a necessity anymore, this is a slowly unwinding human story.
Best comment in youtube today 😂😂
Work for free, help the less fortunate
Good one
Absolutely agree. As we say in the video - Financial independence is a must. Retiring early is an option.
True, I also like to be at home, and enjoy my own company. Many marvadi and gujarati family have enough money, to have the next 10 generation fully satisfied by earning avg wage by their members.
But we would like to grow more and more
a NOT APPLICABLE 🚫 video for most of us..
Whats the cost why it is hidden
Make it public so we can decide what matters most
Seemaji I am also EXCLE lover.
Unnecessary discussion avoid suggest some solution for early retirement
Sir Viv Richard is living in Delhi? 🥹
You need at least 10 crores minimum to live off passive income..... don't believe this
Wow… now they are my role model for FIRE as well as relationship. Thank you for such positive interview. Made my day 😊
True, the chemistry between the two was splendid.
Our pleasure!
They managed every thing,
Systematically
Great that they achieved , key takes for me are they were hyper focused on achieving this assuming no kids based on quick google search, and inherited family properties to accelerate FIRE. Can not be replicated by 99% of the viewership
No excuse. We have a kid and take care of parents.....still Fire by 45.
If I hadn't made the financial blunders in 20s, we would have Fired by 35.
My man's every answer, he has category of three types . My man is certified consultant
This interview is FIRE!
Haha .. thanks!
do they have kids ? how do they manage studies & wedding etc ?
ThankYou *Team Wint* for such informative and treasured experience..
keep making more of such insightful conversations..❤🙌
Glad you enjoyed it!
Fantastic vlog 💐 extremely informative and supportive to my own FIRE goals as I have a child and old parents too. Anyways Good wishes 👍👍👍
they never mentionedd their networth - it was said 35x+ annual expenses. given their life, I think their annual expenses could be ~75-100 lacs. so they have accumulated 25-35 Cr! but then with 70% income coming from passive sources, ~30 Cr can yield about 90 lacs annually (assuming 2-3% yield from real estate/dividends/ etc.) ..
Conclusion: If the above is true - the fact is one needs to cross 25 Cr networth to be really free and live a near-luxurious life.
Time worthy conversation.Thank You.
Whats really good to see on this channel is the breadth of the coverage. We've seen a young couple enjoying life and wanting to retire at 40, a financial media veteran & successful author recently & now its a homecoming of sorts with an actually successful & grounded couple. Please keep it going ❤
How to book tickets from star alliance & skyteam
No wonder, he retired as VP from oracle and they seem to have no dependents.
The financial planning and adventurous spirit of this couple are truly inspiring! Their method of balancing savings with enjoyable life experiences offers a great blueprint for those looking to achieve financial independence and a fulfilling retirement. 🌍
We agree!
In Anime, these people are called ADVENTURERS. Love them.
Seems like a very nice couple that has a lot of respect for each other.
Yes in tv screen
Yes, unlike some people who keep their women encased in black tents...lol
Amazing⚡. Gender bias is so much true.
Loved the chemistry between both , apart from the meticulous planning ❤
Wonderful couple with clear life goals..
Drawback of FIRE strategy is one who want to achieve it gets stuck with fire number Target instead of enjoying journey called life.
Yes. That can be a drawback indeed. Difficult to find that right balance between enjoying life while also saving enough. Was the toughest part for us too.
yes cant enjoy the present. but defo can stop being an employee sooner.
Target earning in dollars & higher salaries & you dont need to worry about anything else.
Yes. The trick is to increase your income and monetize your skills in the best possible manner.
Today morning me and my wife talking about when we need to wake up as we wish to do....seems to be long way...
Dude ye log middle class nai hai. US return top is 1% of 1% in india.
The lady - lived in a govt accommodation, did schooling from a local govt school.
The gentleman - son of a farmer, mom housewife.
Both went to the US and Singapore from their jobs.
They were born middle class, they worked their way up.
If you want kids, this info will not help....
Retiring at 50 is FI not FIRE.
Looks like his career was outside India in Netherlands and Singapore.
So is it retiring at 58-60 ?
what about their kids? need to support them financially for their education etc still???
This episode is ok ok…other episodes of wint wealth are better…they’re HNIs …more your earn more you save ..simple math hai yeah…starts with someone who has 1L income and then make episode…then you can say that’s an episode…that can’t be made cause No on from 90s is yet a Fire 🔥 guy or girl
Aaarrrrr...errrrr that's all I heard 😂😂😂😂
They arw planned to enjoy every movement of life. God bless them. Thank you.
Thanks! God bless you too!
Achieving FIRE by Working in Abroad is not a big deal at all.. especially with this kind of successful career.
True, with 3 kids FIRE pushed to 75years…lol
Great discussion. Thanks for the overview.
Lovely couple, wish you both the best❤
Its all myth to set target to retire at 50 or 55... in actual. And even such cases only happen when she said... we decided in 2016... so that phase is like you got financial accumulation in your bank account then only one gets those thoughts popped up...especially when you are well roamed NRI then well its anyways possible..... its like Khone ke liye kuch bhi nahi hai... else other things are same for others like grown up form poor to well set etc... and so on.. yaar sometimes, one need to identify his own being and his design and duty towards life. Only glorifying it and making fuss can be todays podcast content, BUT broader message or learning is very important.
ONE OF THE BEST UA-cam CHANNEL FOR Great Great learning ... thanks for creating content
Two factors that have definitely helped them achieve their goals faster was working abroad and having no children. Having said that I would still give them full credit for planning andinvesting wisely in order to live their best life. 👌
Beautiful and valuable video ever i have seen on retirement planning, inspired couple and very nice financial planning they have done.
Thank You Very Much to Sir and Mam to share wonderful experience, this really helps me to make better life.
Thank You to Wint Channel for beautiful content.
Exploring international trips and visiting international tourism is good. But as an Indian look at tourism places within india and explore them. There by good support for increasing indian economy...😊😊
Absolutely! We've traveled a lot in India and so much still to travel and see!
The problem with these videos without numbers is you cant relate to it. Unless there is some.openness on proper numbers, this 30x expenses have no meaning and conversation is very generic in nature.
I dont track my expenses at all as I dont want to retire anytime but I want to.learn to improve investment earnings
thanks @WintWealthYT
for such an awesome video, I loved it very informative and clear, cheers :)
Glad it was helpful!
Such an amazing couple. True couple goals.
But how much is their monthly expense? On how much income do they survive?
I was searching in comments
Also whats the use of money when the life has long gone.
I’d better have lotta fun while i am young and live a simple life when i am old.
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
Hello
But how did you 2.5x almost on your investment??that's great returns
These couple are a real inspiration. They share good insights, valuable information. Great case study
Amazing and inspiring journey, Yogesh and Sheema! What is the ballpark annual expense that you have factored in? Considering globetrotting in the agenda, the planned expenses, I would imagine, would be quite chunky.
You guys did great, Yogesh & Seema
Very sweet couple..
Number one strategy is to secure a “high paying job“ and everything else will fall in place.
Love them. Such a nice and clear-minded individuals. They look super humble and seem to have an aspirational relationship too.
Totally!
Are these people having a UA-cam channel called Fired Couple?????
Yup
I watched their UA-cam contents.. all were amazing. God bless the couple.
Very insightful conversation
The fact that salespeople still try and woo men assuming they decide on purchase decisions is so old school. I and my husband had the same experience when buying a car even though it was for me.😅
Absolutely! women need to participate in financial decision making and make it an equal discussion while men need to revisit their assumptions.
Loved the interview.. Amazing planning and execution. Wish you all the best for your world travels 🙂
I think leaving the issue if children aside we can focus on the other aspects of their journey. Agreed that raising your own children will substantially change every aspect of this journey and in some instances make the narrative totally inapplicable, but the small tips can be used by all is my thoughts on this. Good work sharing your story.
A very nice chat with good insights. Do share how do you buy that ticket...
to put it simply, the dude got opportunity abroad, bought real estate with that, started getting rents on it (primarily). But not everyone gets a chance like this.
IT professional who started carrier 25 years back had made a killing.
Beautiful interview!
I stopped the moment i heard them mention foreign countries
The best strategy to create wealth is to do business.
The host of this channel looks a younger copy of Travelling Desi now in Canada
I have been following this guys since long time. Great to see them here :)
Thanks for following :-)
Wrong example...if you stay abroad for years you are bound to retire early...unless you waste money in lavishness and exhibit minimum decipline
Amazing conversation..!