Maya vs. GCash: The Philippine Fintech Wars

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  • Опубліковано 29 вер 2024
  • Although GCash has been leading so far, the launch of Maya Bank and the success of Maya Business may change the tide of the fintech wars in the Philippines. This video is about the history of Maya, the timeline of its battle with GCash, and the future of fintech in the country.
    In this video, we answer a couple of questions:
    ➜ How did Maya start?
    ➜ Can Maya beat GCash?
    ➜ Why did Alibaba invest in GCash?
    ➜ Why did Tencent invest in Maya?
    ➜ How did Gcash and Maya grow so fast?
    ➜ What is Maya Business?
    ➜ What are Maya Terminals?
    ➜ Who's winning the Fintech wars in the Philippines?
    ⏰☀️ TIMESTAMPS
    1:15 - Smart launches Smart Money
    2:30 - The Rise of the Smartphones
    2:45 - How Voyager Innovations launched PayMaya
    4:20 - Smart Money rebrands to PayMaya
    4:50 - Alibaba invests in GCash
    6:15 - Tencent invests in PayMaya
    7:20 - GCash rebrands
    7:40 - PayMaya during the pandemic
    8:13 - Maya's Secret Card: Maya Business
    8:29 - Maya Terminals
    9:35 - BDO Terminals
    10:30 - Smart Padala Agents
    11:25 - Maya's Big Goal
    12:30 - Maya Bank vs. CIMB
    13:50 - Which app do people use more?
    💚 WHAT TO WATCH NEXT
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    💎🎙️ Listen to this episode on the podcast:
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    👋 💌 SAY HI (Personal accounts)
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КОМЕНТАРІ • 108

  • @makolelearnstotrade3744
    @makolelearnstotrade3744 11 місяців тому +10

    Maya has Digital Bank License Meaning More Secure and Strictly Supervised and Regulated by Banko Sentral ,so that i preferred Maya than Gcash

  • @TheMiraculousOne
    @TheMiraculousOne Рік тому +19

    With the recent issues of gcash, i switched to maya. Hassle free. What i love about maya is that they have eshop cards which i use to buy games in nintendo

  • @mikowakabayashi5784
    @mikowakabayashi5784 Рік тому +9

    i got scammed in gcash last week. I'm switching to Maya

  • @dq642
    @dq642 Рік тому +2

    Nerbyos palagi si Gcash pag may issue. Puyat sa kakabantay may mag nakaw or gumamit ng mga loan credit. Using MAYA since the issue.

  • @jeyolikemayo
    @jeyolikemayo Рік тому +1

    So it's Tencent vs. Alibaba, not Maya vs. Gcash. In the end, it's all who can send more info and data to the CCP.

  • @JN-R21
    @JN-R21 Рік тому

    chinese. pla gcash. lipat na ko sa paymaya lol

  • @papotmejica8914
    @papotmejica8914 Рік тому +14

    Dahil uso ang walaan ng pera at scam sa gcash, im switching to MAYA now. Bwesit na gcash ang daming issue. Nakakabahala

  • @lyricsking754
    @lyricsking754 Рік тому +31

    GCash is losing especially with the recent hacking issue

    • @lonmorada507
      @lonmorada507 Рік тому

      True... Kaya ngayun maya na kame lahat maya loyal na kame..

    • @pvdp2
      @pvdp2 Рік тому

      Basta yala, madaling ma hack.

    • @mayanalover2150
      @mayanalover2150 11 місяців тому +1

      Yes,I'm happy to used Maya now,na stress aq sa gcash,nakita q tong Maya,kaya thankful,.Maya is really good.

  • @PhyllisSmithPemberton
    @PhyllisSmithPemberton Рік тому +8

    Ms. Valerie is legit and the methods work like magic. I keep winning every week with his new strategy😅

    • @Charlotte99yre
      @Charlotte99yre Рік тому

      I keep wondering how Ms. Valerie got her analysis, she ᴍᴀᴅᴇ $40,000 profit on $4,000 w̤o̤r̤t̤h̤ of stocks in 16 days of trading with her.

    • @CraigDyckman682
      @CraigDyckman682 Рік тому

      It was a bit tough for me too to entrust my investment to another trader after losing the last one, i had to give it another try again with a deposit of $2000 and when i got my payout i was not only excited but Exp Mrs Valerie earned my trust that day

    • @BethCastrodale
      @BethCastrodale Рік тому

      Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade

    • @AnnJoyce241
      @AnnJoyce241 Рік тому

      Where can I find Mrs Valerie

    • @AnnJoyce241
      @AnnJoyce241 Рік тому

      I would like to work with Miss Valerie, How can I contact her

  • @samarcied7995
    @samarcied7995 Рік тому +7

    Very informative! I wanted to use maya, but the thing that's holding me back are my customers which are, if not only familiar with Gcash. So yeah... Gcash for transactions Maya for savings for me

  • @rednajma
    @rednajma Рік тому +6

    Great content delivery. Malaman!
    I did not got bored in the 14 minutes that I watched.
    Keep up the good work!

  • @andrewmarvi
    @andrewmarvi Рік тому +5

    We also use Maya now for more than a year na. Enabled us to receive card payments without the minimum number of transactions.

  • @alexbriones5086
    @alexbriones5086 Рік тому +2

    Mataas Interest pag nag savings ka sa Maya Compared sa Gcash at marami cashback sa Maya.
    Wala pa ako nare received na. cashback sa Gcash sa 3 years ko na pagggamit pero sa Maya Thousands na ang nareceive ko na Cashback

  • @MollHilary-m9q
    @MollHilary-m9q 24 дні тому

    Rodriguez Kimberly Davis Jessica Thomas Joseph

  • @zyxelforbes3176
    @zyxelforbes3176 Рік тому +3

    Maya Credit, MLoan and Minstallments SOON!

  • @elonmustnametwitterx
    @elonmustnametwitterx Місяць тому

    Both Gcash and maya is great for e money app
    but i prefer maya more cause there’s no cash in charge and no send money charge

  • @eip408
    @eip408 Рік тому +2

    it's funny to say that I transitioned to maya a few days ago because I cannot order gcash debit card again after it got expired as that's the only thing that's keeping me from using it. After 3-4 years of using gcash, sorry I have to let go... until you're realiable again lmao. Maya's UI is pretty slick 🔥

  • @raffia.cosain6132
    @raffia.cosain6132 Рік тому +7

    The best parin ang gcash. Problema kasi sa iba dyan kaya na e scam kasi kung saan saan nila ni lilink acct nila. Tas pag may nag memesage na kesyo nanali daw sila ng pera which is impossible walang free money ngayun mag trabaho ka! Kahit umiyak ka ng dugo dyan dika magkakaron. Ako tagal kuang gumagamit ng gcash dami naring nag attempt wala eh di nila ako matatablan.

    • @earljerome5807
      @earljerome5807 11 місяців тому

      Pero na experience ko sa gcash na scam sa load ngpaload ako sa customer ko di na receive nakuha pa balance ko may receipt naman dalawang beses na di ko na uulit

  • @tiburciolapanak
    @tiburciolapanak Рік тому +3

    Kung magkakaroon ng nfc ang maya talagang bibilib ako.

    • @simimik.
      @simimik. Рік тому

      Pareho po tayo nang pananaw nung una. Sabi ko din na mas magaling kung magkaroon ng NFC feature ang Maya app.
      Pero nung may napanuod akong UA-cam content na nakumbinse ako na mas magaling daw ang QR Code kesa sa Pinas. Kaya malabo na gumawa pa ng NFC feature sa GCash o Maya.
      Ang QR Code daw kasi ay mas secure. Mas malawak ang sakop na mga device. Kasi basta daw may camera ang cellphone ay capable na makabayad. At hindi lahat ng POS ay capable ng NFC. Kaya mas praktikal daw ang QR code kesa NFC.
      Meron po mga security comparison sa UA-cam kung alin ang mas secure sa dalawa, ang NFC ba o ang QR. 😊

  • @gilberttello08
    @gilberttello08 12 днів тому

    Boss ituloy mo sana paggawa ng mga vlogs mo

  • @ubegewd9002
    @ubegewd9002 Рік тому +7

    I use Maya for the savings and since they have a free debit cards, I use their online only card for online transactions so I dont have to use my bpi debit.

    • @ubegewd9002
      @ubegewd9002 Рік тому +1

      @PantheraNative from the wallet. Which is usually zero becauee i keep then in savings for that daily interest

  • @DonJuanMarco1994
    @DonJuanMarco1994 Рік тому +1

    I used both. Masaya Silang gamitin pareho.

  • @velvetrealitytv
    @velvetrealitytv 3 місяці тому

    both of them really are making it really hard for consumers..

  • @ophirph-2024
    @ophirph-2024 7 місяців тому

    GCASH MAGNANAKAW. Ang daming nawawalan ng pera. Imagine yung nag-load sa unang try kahit 30 pesos lang, sa isang linggo out of 50m subscribers eh 1m ang hindi pumasok ang load na 30pesos eh may 30million sila sa isang linggo.

  • @frankykikay1
    @frankykikay1 Місяць тому

    True. In Maya, isa lng kausap mo which is maya unlike kausapin mo pa 3rd party like gcash, ang hirap.

  • @andantepiano88
    @andantepiano88 Рік тому +1

    I now use Maya for Savings

  • @usermehso
    @usermehso 2 місяці тому

    i suddenly lost money in my gcash without me doing anything or clicking some suspicious links. That's why i'm switching to maya

  • @yrien982
    @yrien982 4 місяці тому

    difference ng maya sa gcash... dahil may bank si maya pag naverified ka, pwede hanggang 500K max sa savings while gcash only 100Kmax, mabilis ang pag open ng apps ni maya kaysa kay gcash..at dahil apart yung bank sa gcash matagal magloading yung savings account . madaming scam issue si gcash while maya wala pa ko nabalitaan so far...yun lang nagpakumbinsi saken na mas lamang si maya kesa kay gcash..

  • @karlsalbatona4686
    @karlsalbatona4686 Рік тому

    kala ko ito na ang sagot , and then boom! 🎉 english pala 😅😅😅...prepare tissue first before watching this 😅😅😅

  • @AlfroyBebop-n9z
    @AlfroyBebop-n9z 10 місяців тому

    I switched to Maya, because of several glitches and hacks.

  • @chrisc5991
    @chrisc5991 5 місяців тому

    I think maya and cimb are the online banksthat are on the green considering their market...but I may be wrong since banko sentral never mentioned specific names

  • @I.TChannel497
    @I.TChannel497 7 місяців тому

    Gcash can only lend me up to 2k while maya credit 7k on my first apply.

  • @zpacez9319
    @zpacez9319 Рік тому +1

    This page/channel needs to get viral for, it so hard and slight boring to read articles that are in the topics of business, specially in business competition.

  • @MarcoPoloMendoza-k6d
    @MarcoPoloMendoza-k6d 2 місяці тому

    SIR GAWA KA NAMAN NG CONTENT ABOUT SA DIGITAL BANKS HALIMBAWA NAMATAY ANG OWNER NG ACCOUNT ANO MANGYAYARI SA PERA MO SA DIGITAL ACCOUNT MO KASI WALA NGA SILANG PHYSICAL BRANCH.

  • @Saossin19
    @Saossin19 6 місяців тому

    Nascam nako han gcash mismo, bigla nwwla funds ko. Basta may issue sa loob ong dnnng gcash yan, ibg sbhn need ng magpalit to maya 5 yrs gcash here so lam ko yan and Im a freelance IT manager

  • @thehandyman702
    @thehandyman702 5 місяців тому

    Gcash is heavy on the ram. I'm not sure about maya

  • @luiscmyk0824
    @luiscmyk0824 Рік тому +1

    I thought Smart Padala preceeded PayMaya.

  • @littleprince12
    @littleprince12 8 місяців тому

    Nice naman ang maya kaso disappointing and customer service. As in!

  • @thehandyman702
    @thehandyman702 5 місяців тому

    Puwede ba magsend gcash to maya?

  • @josephineortega4948
    @josephineortega4948 10 місяців тому

    I used them both... i noticed this now.. a lot of my customer asked for maya ...

  • @Aguijon1982
    @Aguijon1982 Рік тому

    I can't recommend Maya. My account was terminated for no coherent reason and they never replied to my emails asking why.
    And yes i had money there.
    Ill never open an account there again or put a single peso.

  • @AmMixDog
    @AmMixDog Рік тому

    And China will have your information.

  • @vlixy1.
    @vlixy1. Рік тому +1

    Deservers more views

  • @sherrylferrer9679
    @sherrylferrer9679 Рік тому

    Content is very informative. ..Subsctibed...

  • @_Zook
    @_Zook Рік тому

    Hi sir Chris! New to your podcast/channel and i've been hooked already. Do you have any recos for other podcasts/books/yt channels related to business/money? The likes of Rich Dad, Poor Dad for beginners? :D More power!!

  • @gilberttello08
    @gilberttello08 Рік тому

    Boss ano anyare wala na lumalabas na bagong videos mo? Tagal ko na naghihintay actually dami ako natutunan

  • @derulocruz8217
    @derulocruz8217 Рік тому

    ung nasa Counter ka na tas biglang maintenance si GCASH. pwe malaking scam yang gcash na yan

  • @joshuacanteveros526
    @joshuacanteveros526 Рік тому

    Maya was my first app I used before gcash way back in highschool. Until gcash came

  • @misstaurus4338
    @misstaurus4338 Рік тому

    Yung nga lang ante ko may issue kasi sabi nya bigla na lng hindi nag-open maya nya may laman dw yun, sad to say dor her

  • @gmyanson3915
    @gmyanson3915 Рік тому

    Pangit ng customer support ng maya hays may glitches pa sa app.

  • @jcjamlig
    @jcjamlig Рік тому

    Great stuff bro. Youre great at what you do! Thank you, informative

  • @bryedtan
    @bryedtan Рік тому

    Like the so called Cola Wars or Burger Wars Telecom Wars and So forth there is no clear winner it continues on just one company on top then the other and so forth and so on.

  • @kgproductions7288
    @kgproductions7288 Рік тому

    I believe it may as well take longer before we all get used to calling it Maya tho instead of PayMaya

  • @timothyvivero2524
    @timothyvivero2524 Рік тому +1

    aice icecream brand origin pls

  • @freedman1405
    @freedman1405 Рік тому

    Very insightful and well-done content. Subscribed!

  • @ZekTips
    @ZekTips Рік тому

    Paymaya mas goods 51k na ninakaw ni gcash sa akin kaka ban

  • @earljerome5807
    @earljerome5807 11 місяців тому

    Yes Maya is very strictly

  • @jerrybaysa3057
    @jerrybaysa3057 Рік тому

    Impressive very clear. thanks

  • @joemoore5177
    @joemoore5177 4 місяці тому +1

    good info

  • @julieannparman
    @julieannparman 11 місяців тому

    Maya user here.

  • @cappuccinopapi3038
    @cappuccinopapi3038 Рік тому

    Very interesting video and channel, congrats !

  • @alexajane191
    @alexajane191 Рік тому

    wala po bang physical office ang gcash?

  • @dondondonley
    @dondondonley Рік тому

    great video as always. want to encourage you to do more

  • @vyneshindenmc6181
    @vyneshindenmc6181 Рік тому +3

    Is maya a good wallet storing funds?

    • @JN-R21
      @JN-R21 Рік тому

      yes pwede mo pa imove sa savings pera mo na ngeearn ng malaking interest

  • @bibs81
    @bibs81 8 місяців тому

    Good job!👍

  • @joyssh.2527
    @joyssh.2527 Рік тому

    Hi! Can I withdraw from my Maya savings using my Maya Visacard?

    • @mudbander8232
      @mudbander8232 Рік тому

      Yeah but you need to transfer it first to maya wallet

    • @kalemvir
      @kalemvir Рік тому

      yup just transfer it to your maya wallet. Its instant and its super easy.

  • @rexfaltado856
    @rexfaltado856 Рік тому

    simple and smooth,

  • @conradodiana5891
    @conradodiana5891 Рік тому +5

    Gcash user ako since 2004 until this time, may maya acct din ako pero to compare these 2 gcash is the best for me

  • @lorenzpatrickpimentel9444
    @lorenzpatrickpimentel9444 Рік тому

    nice content 👍🏻

  • @critic4rl676
    @critic4rl676 Рік тому

    Ano mas safe Maya or Gcash?

    • @happenings4471
      @happenings4471 Рік тому +1

      Gcash user ako before pero dahil sa nanakawan ako sa gcash ko switch na ako sa maya 2 yrs ko ng gamit no issue wala ring nawawalang money. Solid

  • @Jrman42
    @Jrman42 10 місяців тому

    I have maya and gcash but i do prefer maya my gcash is zero but my maya is 6digit savings

  • @amargosa13
    @amargosa13 Рік тому

    Ang panget lang sa Maya is yung credit nila, sana update din nila yung credit nila parang sa gcredit.

  • @julianfaustino3556
    @julianfaustino3556 Рік тому

    Thanks idol dami kong nntutunan bout s 2 big epay company dito s'ten, tama ka i do my instant transfer using gcash and i do my bills payment on maya😊. KUTGW more power idol, wait baka malimutan ko u sound and talk like miss Nicole Alba😁😊 related ba kayo😅😅

  • @iamjabby3688
    @iamjabby3688 Рік тому +2

    Gcash padin

    • @Pancake.Rnold35
      @Pancake.Rnold35 Рік тому +2

      Nawala na trust ko sa gcash

    • @iamjabby3688
      @iamjabby3688 Рік тому

      @@Pancake.Rnold35 pustahan gagamitin mo padin

    • @raffia.cosain6132
      @raffia.cosain6132 Рік тому +1

      Same. Kaya lang naman sila na e scam kasi kung saan saan nila ni lilink acct nila tas pag mga nag memesage na kesyo nanalo daw nang money tas ikaw naman na gahaman kasi wala pa namang pera acct mo ayun ni click din yung link kuno without knowing na nakukuha na nila info mo. Di nyu masisisi gcash sa katangahan nyu.

  • @deovannetabada1018
    @deovannetabada1018 Рік тому

    After i heard the news about people losing money on gcash, your video help me know more about maya. +1 na ako sa subscriber mo 🫡