3 Things We Wished We Knew Before Retirement

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  • Опубліковано 13 тра 2024
  • If only we knew this before retirement, top tips to plan your time to retire, things We Wished We Knew Before Retirement, in the years leading up to when you retire we recommend discussing ideas that will shape your early retirement years. If you are in a relationship have a true honest discussion at what you each want from retirement.
    If travel is one of your goals we do recommend you don't wait to travel, the first years you retire will be the most healthy and you are still strong. Travel isn't necessary for a good retirement but lots of retirees do travel because it's the first time that they have the time to travel for longer periods.
    Consider your budget for retirement and see if you need to downsize or not, make sure you have the financial resources to have a happy retirement. We enjoy sharing our tips on things we wished we knew before retirement.
    #retirement #retireearly #this_is_our_retirement
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КОМЕНТАРІ • 316

  • @annapower9799
    @annapower9799 13 днів тому +18

    Norm and Tina, we love your channel! We watch a ton of UA-camrs that create retirement and travel content. But, we enjoy yours the most. Many of the others have the same message - but your content is fresh and makes us go, “hmmm.. hadn’t thought of that, but makes sense.” Keep the content coming. Love it!

  • @laurie2218
    @laurie2218 14 днів тому +33

    Tina and Norm you are so right about not wasting your 60s. The 60s truly are the Go Go years. I am 71 and hubby is 74. We still have our health and remain active. We continue to travel however there is definitely less energy than we had in our 60s. Don’t waste a minute. Tomorrow is promised to no one.

    • @bw5277
      @bw5277 13 днів тому +2

      So true....I am 69 wife is 66. We have been semi-retired for 5 years. Definitely takes us longer to recover from international travel. Like most, missed on some travel opportunities during Covid. Still travel, many trips back to our home state of Hawaii....hikes or swimming in warm and calm waters.

    • @laurie2218
      @laurie2218 13 днів тому +1

      @@bw5277 Yes indeed. The worst part of traveling these days is flying. I have friends in their 80s who are still flying. I know not to call them until after they have been home for at least a week. Their recovery time is extended for sure. Gotta keep going.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому +2

      We agree that’s why they say live in the present as it’s a gift we don’t have a crystal ball 🔮🙂

    • @nancykoo4156
      @nancykoo4156 12 днів тому

      so true, i am 82 , any travel will thinking twice, especially oversea travel

  • @jo-anne5123
    @jo-anne5123 14 днів тому +41

    I don’t think you wasted your early retirement years. You sold your house, moved and developed a social network in your new city as well as travelling.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +6

      We thought we did a good job Jo Anne 👍🙂

    • @Steve-gx9ot
      @Steve-gx9ot 14 днів тому

      Of course your #1 Fear was the Main reason fir " nit doing more" you cannot have both at highest level and you had choice and options. You stayed conservative. That is DEFINITELY your
      " nature" you are like most of my older relatives, just that you are finding out now for yourselves, such is life. There was no YiuTube fir earlier retirees or they would have done so. Part of YOUR Journey through life. Just want to say do what you can NOW as if your last year. Ofds of reaching 90 together is not a good probability = just saying. Probably 80, but anything into 80s is extra❤😮

  • @Banthah
    @Banthah 14 днів тому +44

    I love you two. You’re the most wholesome couple on UA-cam.
    And actually, really good advice

  • @honoratam9925
    @honoratam9925 14 днів тому +36

    You're so lucky to have each other 🤗

  • @tonyclark5854
    @tonyclark5854 14 днів тому +18

    Always eat with glasses on, makes your food portions look bigger !

  • @kellyswanson6934
    @kellyswanson6934 14 днів тому +6

    Being frugal gives us money for travel and eating out. We buy almost-new clothes at thrift stores. Downsized to small house, less furniture, less "things". Read the book "Retire with Zero"..... a lot of food for thought (enjoying your money because you can't take it with you.) The book took away a lot of fear.

    • @Alecmcq
      @Alecmcq 10 днів тому

      Do you mean the book “Die With Zero”?

  • @jmcampbell05
    @jmcampbell05 14 днів тому +6

    BEST VIDEO YET-- NEVER EVER HAVE I HEARD THAT YOUR INVESTMENTS MADE YOU RICHER THAN WHEN YOU FIRST RETIRED! HOW ENCOURAGING.

  • @secordman
    @secordman 23 години тому +1

    Still working at 63 but I feel my age more. Good advice here but there are always external factors. Your kids, maybe wanting to sell your house etc. or losing a spouse.

  • @billyrock8305
    @billyrock8305 14 днів тому +19

    You’ve helped many people heading into retirement! 😊

  • @huskerjpg
    @huskerjpg 14 днів тому +18

    People will be jealous of you, especially people older than you who are still working.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +8

      We all have decisions to make , when we were younger we did without a lot and our family came first Cheers 🍻🙂

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +8

      We had a plan when we were young to be able to enjoy life after kids so here we are 👍

  • @amy11228
    @amy11228 14 днів тому +11

    I'm 44, hubby is 45. We are planning to retire at 59 and 60. Is it bad that we are already counting the years down? My biggest fear is something will happen with our health that is out of our control and we won't get to enjoy the retirement that we've saved all our lives for. I like that you talk about health as so many people I know don't seem to care. Many retirees that we know go out to eat for every meal, are sedentary and take a dozen prescription meds and think nothing of it. We currently cook all meals at home, are very active right now and plan to remain active into retirement. Looking forward to more time for additional healthy movement throughout the day, enjoyment of the outdoors and lots of travel!

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      No it’s not and you seem to be on the right track Amy don’t become a couch potato, cook your own meals and keep active and you will be just fine Cheers 🍻🙂🍷🌺

  • @todddunn945
    @todddunn945 14 днів тому +8

    Good video. I agree that losing weight as you get older is definitely hard. I think that is partly because you simply can't maintain the same sort of activity level that you did when you were younger. We are in our mid and late 70s and have really noticed that age and health are significant factors. For example I spent the afternoon today working on my yacht and now I ache all over. I will be there working on the boat again tomorrow though.
    Like you we have found that we lived on less that we thought we would. In fact one problem we have is what to do with the money. To me it just seems wrong to be saving money at age 79, particularly since my little brother just died at 71 after only one year of retirement.
    Keep on enjoying your lives.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      Thanks for sharing Todd and enjoy your Yacht 🛥️ Cheers 🍻🙂

  • @maryjoan4128
    @maryjoan4128 14 днів тому +7

    like that expression,," its all good ,, till it isn't,,,,," I see that with my friends,, keep moving,,, like my mother said, its better "to ware out than to rust,," I too wasted too much time,,,

  • @MrGearoid65
    @MrGearoid65 14 днів тому +9

    Yep, I do worry about having enough money in retirement as I've always had to be careful, like most people. 3 years in, age 59 soon, I do have to be careful, but I don't regret going early. If I need to, I can downsize, but for the moment, I'm concentrating on getting to travel more. No putting things off any longer. You guys are a great advertisement for retirement!!! Continued health and happiness to you both. 😊

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +3

      Just remember you can’t buy time back ! thanks for watching we really appreciate your support Cheers 🍻🙂

    • @MrGearoid65
      @MrGearoid65 13 днів тому

      Very true! Thx. 😊​@@ThisIsOurRetirement

  • @barbaralienhard3490
    @barbaralienhard3490 14 днів тому +9

    You're so right about everything. And people who aren't retired don't get it. Hopefully they will listen to you and give these ideas some thought. Thank you so much.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      Thanks Barbara not saying we have all the answers Cheers 🙂🍷🤗

  • @TheAngela2C
    @TheAngela2C 10 днів тому +2

    Good point about prevention of health deterioration after 60. Health does not have to go down quickly after certain age if you watch your diet and exercise regularly. Actually, I feel healthier in my 60 ties than I was in my 40ties, by doing cardio and some weight lifting for the last 10 years. Our most extreme journeys: Base camp Everest, Kenya safari, and more were done in our 60ties.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  10 днів тому

      Sounds great yes we need to be aware of diet and exercise we both walk and Tina 🏊‍♀️ swims a lot in our pool thinking positive in all areas goes a long way Cheers 🍷🙂🌺

    • @glennet9613
      @glennet9613 7 днів тому

      Exactly, the secret to a long and healthy retirement is adventure and hard exercise. I am 79 next week and we cycle, ski or hike in the Swiss mountains just about every day, I don’t feel any difference from when I was sixty and am a lot fitter than when I was fifty.

  • @dellnichols4625
    @dellnichols4625 11 днів тому +2

    Excellent points! Just returned from Lisbon and we noticed we were not nearly so agile as we were at 60-65 (we are 71 and 74 now). The uneven sidewalks we see in a number of European cities are much more difficult to navigate even though neither of us has ambulatory issues. We still travel a lot, but plan more days of down time than we did when we were younger.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  11 днів тому

      Thanks Dell for adding to the conversation with your experience.

  • @augustineadeyanju9638
    @augustineadeyanju9638 14 днів тому +19

    I learned a lot from you guys and some other youtubers , and google . I thank you guys a lot. 🙏🏾

  • @iany2448
    @iany2448 14 днів тому +4

    While it is not for everybody, I find 8/16 diet is very effective for me. It took merely 3 months to reach my target weight and it has stayed there for a full year now. It does not bother me at all. As to aging, it is true that it can catch up on you silently. Last month my wife and I took first overseas trip since the pandemic. While I do not feel any difference, I found my wife is really struggling physically. It just feels like a completely different person compared to 5 - 6 years ago. It gives me a sense of urgency for planning out more trips

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      Thanks for sharing it definitely is harder as you get older 🙂

  • @Thenext30
    @Thenext30 10 днів тому +1

    When younger dinner plates were smaller. Not sure when they became so big but I’m with you smaller portions smaller plates makes it easier to take control.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  10 днів тому +1

      Very interesting we don’t know when they got bigger , but all the portions in restaurants seem to have got bigger too Cheers 🍷🙂🌺

  • @faygallagher8425
    @faygallagher8425 14 днів тому +10

    Looking good you two. 👌 You both were almost retiring when Danny and I started our 18 years of saving for 2020 retirement. What a year to start. 😂 No visits no social parties hey but well worth it. Loving our Southwest Ontario home. Have a Great Victoria holiday ❤❤

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      That is awesome! so glad your plans worked out Fay agree we all have to sometimes go without to gain in the long run .Have a Wonderful long weekend Cheers 🍻🌺🍷🙂

  • @wrongwayconway
    @wrongwayconway 11 днів тому +2

    25K per year for travel? WOW! That's fantastic❤

  • @whisper2441
    @whisper2441 14 днів тому +7

    Very good video - one of your best. No waffling/filler, every point hit home. I’m 58 retired at 55 so it’s like a preview of the next few yrs. I play tennis 3 times a week and do a little gym work, but eat what I want which is catching up with me. The thing with having more time in retirement is you also have more time to do the bad things too, like overeating lol. Keep up the good work. I’m a huge Police fan too : )

  • @champ1238
    @champ1238 14 днів тому

    You guys are great we enjoy your videos!

  • @nancyglassman9979
    @nancyglassman9979 13 днів тому +1

    Love you guys❤

  • @ddavidson5
    @ddavidson5 13 днів тому +2

    I would say your observations are pretty much on the mark. In general money isn't the issue you worried about so much before you retired and the effects of aging, that you probably didn't think much about before you retired, come up on you faster than you thought possible. I am in my 70s and still in good condition, I hike twice a week and also go to the gym twice a week, but I am definitely slowing down.
    Given those two, money and health, you really need to get out and enjoy those early Go-Go retirement years spending the money you saved for retirement enjoying your actual retirement while you can. There's not much sense doing all that saving for retirement and then 20 years later dying with it still sitting in the bank.
    You are also right about managing your weight but recent studies have shown that once you get into your 70s it is less of a health concern than previously thought. To a certain extent the issues around diet and weight are more long term effect things and by the time you are in your 70s like I am the "long term" isn't all that long anymore. Of course eat healthy, and we all want to look our best no matter what age, but I would say don't obsess over it.

  • @MariaSantos-fw8vu
    @MariaSantos-fw8vu 14 днів тому +1

    Very good advice🥰🌷

  • @Bracebarian
    @Bracebarian 14 днів тому +1

    Love your message (in a bottle).

  • @lindaripp5902
    @lindaripp5902 12 днів тому

    Thank you

  • @carolnavan4137
    @carolnavan4137 14 днів тому +8

    Loving these surprise midweek videos. ❤

  • @Stephanie-bd5hw
    @Stephanie-bd5hw 13 днів тому

    you guys are such an inspiration! Great information!

  • @JBoy340a
    @JBoy340a 13 днів тому

    Thanks for doing this video. A great set of tips.

  • @angelaasadi9283
    @angelaasadi9283 14 днів тому +1

    Spot on information!!

  • @davidc6928
    @davidc6928 18 годин тому +1

    You guys just rock. I love your tips.

  • @pedrozatravel
    @pedrozatravel 8 днів тому +1

    It is always good to look back, but all things being equal, you did well.

  • @wxmath
    @wxmath 14 днів тому

    Thanks for sharing! Simple but valuable advice.

  • @poolmilethirty2859
    @poolmilethirty2859 12 днів тому +2

    What a lovely couple. Thank you for sharing all the concerns of retirement. Your close relationship, no doubt, is the product of years of TLC. Congratulations, and may your health be everlasting.

  • @mozerm
    @mozerm 13 днів тому +1

    As a 53 year old I have been really focusing on my fitness, diet, and mobility (flexibility). I hope to be as fit as humanly possible to age as slowly as possible. Your comments were a good reminder to keep doing this.

  • @margaretnordahl1744
    @margaretnordahl1744 13 днів тому

    Thank you! Important message that I’m taking to heart.

  • @judit1783
    @judit1783 14 днів тому +6

    Whatever you two do or do not do (laundry vs cooking) it seems to be working....keep doing you!!

  • @dawnmarazzi8283
    @dawnmarazzi8283 14 днів тому +2

    Thank you again you two!

  • @nicnic4166
    @nicnic4166 14 днів тому +2

    Thanks!

  • @pattiebravata7462
    @pattiebravata7462 13 днів тому

    Great tips. Thank you so much. Enjoy retirement

  • @debwlv
    @debwlv 14 днів тому +1

    ❤lovely video, so helpful and upbeat and loving…..thank you for sharing!❤

  • @mariadiesta-acbo9664
    @mariadiesta-acbo9664 11 днів тому +1

    Thanks for the tips

  • @darronsadventures
    @darronsadventures 14 днів тому

    Love the T-shirt

  • @Duke_of_Prunes
    @Duke_of_Prunes 14 днів тому +3

    I always had a fear of running out of money, like you mentioned. But I ended up having endless time to do my own chores -- like installing brake pads on my car last week. Cooking at home also decreased the budget dramatically.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      Isn’t that the biggest fear will we run out money 💰 but in reality that doesn’t happen Cheers 🙂🍻

  • @robertross8565
    @robertross8565 14 днів тому +4

    Great advice once again.

  • @vickimunro4599
    @vickimunro4599 14 днів тому +8

    Great video. I just love the chemistry between the two of you!

  • @terryevp4084
    @terryevp4084 14 днів тому +1

    Many Thanks for this amazing details. Thanks very much, Norm & Tina.

  • @marlenegearon4709
    @marlenegearon4709 14 днів тому +3

    Thanks for mentioning laundry, because I almost forgot to mention this. I saw another UA-cam video where the use laundry sheets like the dryer sheets. They would be ideal for cruises and such. They said they got them on Amazon. I thought that would be a good frugal tip.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +3

      Thanks for the tip and for sharing Marlene Cheers 🍻🙂🍷

  • @buffycat4641
    @buffycat4641 14 днів тому +5

    Agree 100% about #1. will I have enough money? I can't tell you how many times I did calculations prior to retirement to see how much money I would have and could I live on it. But, happily like you two I have more money now than when I retired 13 years. Also, like you I am a very frugal person and save even now for things I want from travel to a new car. I pay cash for everything and have absolutely zero debt. PS Wait till you hit 80!. Exercise helps.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      That is awesome hope we can still do You Tube at 80 !! seriously we try really hard at doing exercise and know it is so important in life as we get older Cheers 🇺🇸🍷🇨🇦🙂

  • @pamelagoodson9034
    @pamelagoodson9034 3 дні тому +1

    Another great video and advice! Your last words about each other are very special. How blessed you are to have each other as partners and friends. I am blessed as well in my marriage. ❤️❤️❤️

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  3 дні тому

      Thank you so much! we are lucky to have each other too like you Pamela Cheers 🍷🌺🙂

  • @evadeanu1
    @evadeanu1 14 днів тому +7

    Very valid points. Great video again . Stay well you two

  • @patriciawallace957
    @patriciawallace957 14 днів тому +7

    Thanks so much for the great information. Happy Victoria Day weekend!

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      You are so welcome! Happy Victoria weekend Patricia too 🍷🙂🌺

  • @dwaynecostello5788
    @dwaynecostello5788 14 днів тому +5

    Another great video, keep them coming. I really enjoy the multiple vids per week format.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +3

      Glad you like them! we are trying to post more per week as an experiment Dwayne and in the evening to see how it goes thanks for watching Cheers 🍻🙂🍷

  • @francisphenry
    @francisphenry 14 днів тому +1

    Lovely vid! Missing the Van Dyke.

  • @francescamonte3187
    @francescamonte3187 14 днів тому

    Your advice was delivered warmly and with a lot of sincerity. A video about retirement that is not scary: who knew!!! I like that you support each other in the way you talk and in your body language. It's a pleasure to listen you. Thank you for your content. 💯👍❤

  • @londalujan9706
    @londalujan9706 8 днів тому

    Appreciate this video with your valuable insights ❤Thank you!

  • @DeannaAllison
    @DeannaAllison 13 днів тому

    Super video, thanks for posting. And I'd also like to say that I think the colour balance and lighting in your video looks really nice, and is complimented by good clear audio!

  • @user-wn3hg3oc5k
    @user-wn3hg3oc5k 14 днів тому +5

    Hi Norm and Tin - we changed to what we called the lunch plate size a few years ago and it made a huge difference as we will always want to fill up whatever size the plate is - Hello from New Zealand

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      That is wonderful to hear we loved visiting New Zealand 🇳🇿 a few years ago thanks for watching Cheers 🍻🙂

  • @jeremy1350
    @jeremy1350 14 днів тому +1

    Hi Tina and Norm. We got rid of the CC's many years ago. Hubby works from home. And I am the home maker. "He earns the money and I spend it!!" he he he
    My U.S. Disability check pays the rent. The rest of it is spent on food at the top of each month.
    Rarely do we eat fast food, or junk meals, or go out for dinner. Except on a special occasions. We cook all of our food. Mostly chicken, of several different iterations. We don't eat much red meat any more either. I make Japanese dinners on Saturdays, and my favorite chicken and dumplings on Tuesdays. Our freezer is stocked with food hubby buys in bundles when meat goes on sale here. We have a "stock box" of toiletries. And with my granny cart, I usually shop for a 5/6 day period. I have munchies to eat, when necessary (I am T-2 Diabetic). But we don't stock a lot of junk food per se. But the tub of Chocolate Brownie ice cream , is in my freezer !! YUM.
    We live a very spartan life, because of the size of our apartment. If it won't fit, we don't need it. If we can't use it, we don't buy it. Storage space is very small, and all of it is used, to the point, we have storage bins on the balcony outside. (We live 17 stories up with a protected inner balcony) so we can store outside safely. Every year I go through clothing. If we have not worn things for months or at max a year, we give all of our old stock to the folks who live in the building before we throw anything away. We set up a drop shop in the basement for things we no longer need or use. So we don't buy clothing unless we really need them. (Underwear and t-shirts, sox)
    (We have a large immigrant population in our building and they are not usually prepared for Montreal seasons). Whatever we can help them with, we do that gladly.
    I also take part in the maintenance of our building. I work with the manager here in keeping the building clean and safe. Since I have the time to devote to that.
    I do the bulk shopping, the house cleaning, and the laundry. Hubby shops for meal foods (Meats, Holiday birds etc.) We share lunch together while he works, and we always sit at the dinner table for dinner, uninterrupted. We laugh over silly stories and farts !!! (Yes, old men talk about farts at the dinner table !!) We talk about family and our personal news items of the day. We go to bed together and we listen to a podcast or two before we go to sleep.
    I think mental health is just as important and physical health. And the Pandemic really screwed us both up. On top of the fact that Hubby is Bi-Polar, and if stuck at home with nowhere to go, things got pretty dicey. If you don't take care of your mental health, and your medical health, you won't have ANY physical health, will you ??
    We both have medications we take daily, and also with the Ram Q program, our max spend each, on meds monthly is $100.00. After that everything else is free. What we buy over the counter for other needs, is an out of pocket expense. So there is that to factor into your retirement spending if you are infirm, yes?? Gotta have all the bases covered because you never know when Shit is about to go South on you.

  • @jenniferlee7167
    @jenniferlee7167 14 днів тому +5

    I loved hearing this today as many retirees share the same fears.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      That’s great Jennifer thanks for watching Cheers 🇺🇸🍷🇨🇦🙂🍻

  • @teresaearl5688
    @teresaearl5688 14 днів тому +5

    Thank you, you have helped so many people with your tube channel❤

  • @dlg5485
    @dlg5485 14 днів тому

    Protecting your health is paramount as you get older, as it is your most precious resource, definitely more important than money. I am trying to prioritize my health now and carry that initiative into retirement when the time comes. I also like what you said about cultivating relationships which, as a bit of a loaner, has always been a struggle for me. I'm working on that!

  • @lisagardner9798
    @lisagardner9798 13 днів тому +1

    You both are great! Love watching your videos. The information you share is very helpful!

  • @kimmckinley7879
    @kimmckinley7879 14 днів тому +3

    I just love you two! So genuine and cute. Thank you for the content 🤗

  • @thomasforster725
    @thomasforster725 13 днів тому +1

    I am 64, one year away from officially retiring. I think the health aspect is incredibly important. In the last 3 years I have lost 30Kg also thanks to an amazing nutritionist. I went from obese to normal in that time. Because of severe back pain I also have started to do exercises, about 20 minutes in the morning and the same before dinner every day. I feel like 10, 20 years younger. My strength has increased a lot and back pain has almost disappeared. I feel great! - I am not sure how long this can continue like that, but at this stage I don't feel my age at all. From my experience it is never too late to improve health.

  • @iniabellepaz445
    @iniabellepaz445 14 днів тому +1

    Wonderful tips as always Norm and Tina, need to show my hubby so we can both be on the same page!😉Thank you and stay well

  • @suekurtz1024
    @suekurtz1024 14 днів тому

    I have been searching for smaller plates. Would you have a link or source please? I love your videos!

  • @markbajek2541
    @markbajek2541 14 днів тому +2

    I moved to a smaller town when I retired and purchased a house near the downtown core so IF if want to go to a local restaurant for breakfast at least for now I can walk up and back to it. It sort of limits my selection a bit but IF I drove to a restaurant I know I'd be even more pudgy than I am today. It's a good thing the local mc donalds isn't participating in the .50 cent egg mc muffin, mc griddle deal , I'd be there every morning.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      Sounds a great plan Mark , didn’t know about that deal from McDonald’s Cheers 🙂🍻

  • @MGE9436
    @MGE9436 13 днів тому +1

    I worry about being able to carry my suitcase when I get older and do so e travelling.

  • @miken7629
    @miken7629 14 днів тому +2

    I retired in July 2012 with $1.55 million mostly in "Income Investments", rent apartment, drive the same old truck, managed to grow my investments to $2.45 million (and growing). Turns out my retirement plans changed due to my parents getting old and needing assistance, they weren't on my radar, had planned to buy a sailboat and head for the Caribbean but went with Plan B to help parents, which is hiking in the mountains every spring. Didn't know before I retired but I really love hiking, load up my backpack and head off to Appalachian Trail every spring, could have (wish I had) retired much earlier if I new I loved hiking, that is a really low budget retirement. Approaching 70 and got weaker last trip, started out doing 12-11 miles a day up/down mountains carrying 32lb pack for first 70 miles then got weaker, had to drop to 9 miles a day and wore out at end of day, would have to drop to 7 miles a day if I continued, something is wrong. Don't know if there is something a person in their 70's can do to increase strength & endurance, trying to strengthen my legs doing 100 squats daily wearing 40lb vest. The oldest person to hike the Appalachian Trail was 83 so age isn't a limit, he had a support crew to transport food & gear ahead of him so he didn't have to carry much weight. I have a support crew named "Franklin" and "Jackson", Franklin is on the $100 and Jackson is on the $20 and they help me get everything I need.

  • @Savannah-ed4rv
    @Savannah-ed4rv 14 днів тому +1

    I appreciate all of your advice here! I'm already basically retired because I am on disability, and it's definitely true that after you turn 60 years old and then get closer to 65 you feel the difference. It's hard to explain but it is a reality. And I think your transparency is really helpful because people giving retirement advice seem to portray themselves as having done everything perfectly and everything was planned well in advance etc. But life isn't usually like that and it's helpful to hear you speak about things that you would like to have done differently. It still seems that you've made excellent decisions and I'm taking all of your advice to Heart❤

  • @barfed64
    @barfed64 14 днів тому +3

    You're still in great shape physically! Needed to run to catch up with you in Albufeira! 😅

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      HaHa 😂 that is too funny , lovely to have met you both have a wonderful evening Cheers 🍻🙂🌺🍷

  • @suebee1540
    @suebee1540 13 днів тому +1

    Love your content Tina and Norm, thank you. I just booked my train trip from Halifax to Vancouver! I live on Vancouver Island so I will be flying to Halifax from here. Going to go back and watch your train trip again.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому

      That’s awesome 👏 have a great time Sue we loved our train 🚂 trip 🙂❤️

  • @masterlee4370
    @masterlee4370 13 днів тому +1

    I haven't commented in a long time but a lot of this hit home with me. I am in the USA. I am 65 still working because I want to. I am not drawing social security yet and I have been in a 401-k plan since age 21. Everything is paid for and no debt. The money thing for me is that I have watched it grow all my life as I contributed and one day I will have to start withdrawing from it because of RMD'S. I struggle with that. But I know it will never run out either. I am very active at my age but I have noticed recently I am not 20 anymore. As far as eating because I am so active I still have that mentality I can eat all I want. Now my wife and I do have a garden so we grow a lot of healthy vegetables, herbs, and some fruit. I have always been someone that if I see something that needs to be done I just do it. I wash the cloths a lot. But with that being said I also get fussed a lot for not separating the whites and colors. Oh well I can't win them all can I. Great Video as usual!

  • @annberquist7101
    @annberquist7101 13 днів тому +1

    Tina and Norm you both look so happy and relaxed. Really enjoy watching your videos and getting all the good advice.

  • @LadyCatherine538
    @LadyCatherine538 14 днів тому +3

    It is sobering to find one’s health slowly ebbing. My days of adventure are not behind me but going solo are. It is both prudent and safer to travel with someone as the years increase. That doesn’t prevent me from eyeing last minute travel bargains !

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      Agree it’s all part of growing older and yes agree we all keep looking for those last minute deals 🙂🍷

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      We totally agree 🙂🍷

    • @yvonnebertrand3731
      @yvonnebertrand3731 13 днів тому

      Look into house sitting, no single supplement and you can choose the location that feels comfortable for you. It's great for single female travelers.

    • @lillyofthevalley7937
      @lillyofthevalley7937 10 днів тому

      59 and not retired yet but my work sched allows me to travel, my workplace is 10 mins away and have worklife balance but ailing, elderly parents is our responsibility, and always worry about them. Lucky to had the travel experiences we had.
      All the best to both of you!

  • @peggyj7243
    @peggyj7243 14 днів тому +2

    Wow, nearing retirement, so you truly spoke to my " fear"...thanks for the encouragement!.

  • @NewSummitInc
    @NewSummitInc 14 днів тому +2

    You are a sweet couple. Thank you for your videos. I'm learning a lot. I am retiring next spring and your content is helping me prepare. Thank YOU!

  • @gardenpost1
    @gardenpost1 9 днів тому +1

    Thank you so very very much for these videos. You both are so encouraging and have made me rethink many things in the past few years, so again, thank you! Tina, not that you needed to, but thank you for explaining how you two take care of each other. Ppl gave Norm a bit of ribbing over the laundry because we think everyone needs to do all the things. When we tryly take care of each other, we don't each need to do all the things. I appreciate you both!

  • @lisajel52
    @lisajel52 14 днів тому +4

    Loved this video. Thank you so much for sharing your wisdom, what works, what doesn’t and what we all can do for ourselves to accomplish a successful retirement!

  • @christinepaull5373
    @christinepaull5373 13 днів тому +2

    Great video Tina and Norm! Thank you for always sharing your journey. My husband and I recently retired in our late 50's. We sold our principal residence and moved to a more affordable area in Ontario. We were watching your videos for the last year before we made the jump.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому

      That is awesome! Congratulations 🥳 on both your retirements Cheers 🙂👍

  • @helencaffery337
    @helencaffery337 14 днів тому +1

    Norm where do you get all your cool van T-shirt? Keep on Having fun during retirement!!

  • @jackiebowen6239
    @jackiebowen6239 13 днів тому +2

    Feel so good after watching you guys. Thanks for the work you do. This one pushed me to finally order the 9" plates, which I've put off for a long time. They do make a difference on the portions; you are so right about the psych aspect.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому

      That is awesome! we are thinking of doing a video on smaller plates Jackie 🍷🙂

    • @jackiebowen6239
      @jackiebowen6239 13 днів тому

      I would enjoy that!

  • @susanblack3485
    @susanblack3485 14 днів тому +1

    Love this video. So wise and sensible. Your points about the value of data be it for budgeting intel or indeed health is vital. My husband is retired. He gets a private health check up every year. Such valuable information from your body to make small health / lifestyle adjustments before they become problems. Same way as you have your bi annual budget check ups. Paul is 64 and from his annual health check ups he has a metabolic age of 49 .. your health ultimately is your wealth. Thanks for all you are doing for the retirement and soon to be retired community. It’s been a life changer for me to watch your videos and has given me confidence as I approach retirement. Thank you. Loving the Police t-shirt also. A wonderful British brand! Susan and Paul (Uk/Liverpool)

  • @RetiredLovingIt
    @RetiredLovingIt 13 днів тому +1

    You guys are posting a lot more videos. Did it used to be only Saturdays? Good to see you more often.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому +1

      Yes we only posted once a week, so this is an experiment to see if we can live with posting three times a week.

    • @RetiredLovingIt
      @RetiredLovingIt 13 днів тому

      @@ThisIsOurRetirement we post twice a week. Sometimes it’s hard to keep up especially when we get busy living life.

  • @lhw23323
    @lhw23323 12 днів тому +1

    You two are doing such a great thing-sharing your retirement story! This will help us with the fears associated with retirement. Best Wishes, Linda, Chesapeake, Virginia

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  12 днів тому +1

      Our pleasure! thanks for watching Linda 🇺🇸🙂🇨🇦

  • @jillscott3622
    @jillscott3622 13 днів тому +1

    You're such a sweet and special couple. I greatly appreciated this video, especially the part about how quickly you felt your health or go-go energy declined after 65 and that if you'd known this when you were 60 you likely would've retired sooner or been more intentional about doing more between 60 - 65. I'm 62 and just retired last month, my husband is 59 and hopes to retire in the next year or two. We certainly don't want to look back and regret that we didn't retire sooner when we likely could've but were concerned the money might run out leading to the OMY syndrome. I hope you'll continue to share your retirement journey, experiences, travels and sage advice. Be encouraged, you're providing a valuable service to those of us just embarking on this new and exciting stage of life. Sending warm wishes...many blessings to you both!

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому +1

      Congratulations 🥳 on your retirement and hope hubby will not be too far behind you you are entering the GoGo years hope you enjoy them 🙂🍷

  • @brigittecrawley1872
    @brigittecrawley1872 14 днів тому +7

    So agree with all your points. Money unfortunately for us will always be an issue ,and our health has definitely declined since hitting our 70’s but we manage ok. We have been married for 54 years and have been friends for 57 so that says a lot. Norm sounds a lot like my husband who makes my coffee each morning and treats I don’t need but enjoy. You both look great and I love watching you both enjoy life and travel.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +2

      Thanks so much and cheers to your 54 years 🥳we are 49 this year my Norm is definitely a keeper 😂😂

  • @janchow88
    @janchow88 13 днів тому

    Thank you so much for the tips. I’ve recently retired an finding it a bit of a challenge to fill the days though I am liking the spontaneity it provides.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому

      You are so welcome! Congratulations 🥳 on your retirement 🥳it can take time to adjust 🙂🍷

  • @nortonr
    @nortonr 13 днів тому

    What a wonderfully well matched and lovely couple ❤

  • @pattyk8594
    @pattyk8594 13 днів тому +1

    Great video thank you! So funny at the end you defending Norm that he doesn't have to do laundry because he does the cooking! You are a lucky lady, I wish my husband knew how to cook! He told me when we get married he will have dinner waiting for me when I get home from work. Little did I know he only knows how to make a baloney sandwich and a can of soup - well at least he tried! haha :o)

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  13 днів тому

      Thanks for watching! glad you enjoyed it we are very lucky to have each other Cheers 🍷🙂🍻

  • @brausepaulbrausepaul
    @brausepaulbrausepaul 13 днів тому +1

    we are 50 and we could retire next year. Even if we are a little bit younger than you, your tips are very helpful. We have no an old Hymer and are testing our traveling abilities, and just ordered a new one for next year, to start to travel more. I love how you look each other and the respect between you. You are a beautiful couple.

  • @maryellendoran8806
    @maryellendoran8806 14 днів тому +3

    I am retiring at end of month. Husband already retired. Excited but nervous. All valid points. Stock market has been up. Still have concern that a downturn is on the way which could affect all of us and kill next egg to some degree. I like your idea of travelling now because I see your point that it might be harder in the future.

    • @ThisIsOurRetirement
      @ThisIsOurRetirement  14 днів тому +1

      It is scary but exciting Mary , you have the opportunity to do things with your husband now ! and that it awesome Congratulations 🥳 on your retirement and for joining our club Cheers 🥂🙂

  • @jasonstupak4535
    @jasonstupak4535 12 днів тому +1

    You two are adorable. Great video, thank you.

  • @scott1441
    @scott1441 14 днів тому +2

    Great and sincere video- I agree with all your comments - compounding, health and having a loving marriage- makes life so enjoyable.

  • @andreicastillo9113
    @andreicastillo9113 6 днів тому +1

    Appreciate you both! Thank you for sharing your life experiences. Even your relationship serves as an example for many married people out there including me. ❤