My car insurance details: In OD, Depreciation protect, Engine and gear box protect, Return to invoice, key loss cover and Consumables cover. Please explain these? In RTI they are class 1, 2, 3, 4. Which RTI class, I got for my car, how to know which class in my insurance.
Dear sir, Depreciation protect is nothing but zero dep or nil dep or otherwise Called as bumper to bumper coverage - to maintain the idv of the vehicle Engine and gearbox protect - standard / premium ( variants are there - may vary according to vehicle) Key loss cover - for claim of loss of key Consumables cover - nut bolt bushes rubbers,etc Return to invoice - only applicable to vehicle from 1-3 in worst case upto 5yrs only (this is to have the value of the vehicle during purchase throughout the cover - stable) here class denotes the class of vehicle that's applicable according to the RTO.
Dear sir, Depreciation protect is nothing but zero dep or nil dep or otherwise Called as bumper to bumper coverage - to maintain the idv of the vehicle Engine and gearbox protect - standard / premium ( variants are there - may vary according to vehicle) Key loss cover - for claim of loss of key Consumables cover - nut bolt bushes rubbers,etc Return to invoice - only applicable to vehicle from 1-3 in worst case upto 5yrs only (this is to have the value of the vehicle during purchase throughout the cover - stable) here class denotes the class of vehicle that's applicable according to the RTO.
Bumper to bumper will cover all in a vehicle insured. A chance of 95% of the amount of claim will be settled in bumper to bumper or nil dep. or zero dep - cover In comphrensive you can expect an almost 70% of claim & approximate cover. Best is bumper to bumper, but only for 1st 5 -7 yrs.
Good explanation 🎉
Thank you
My car insurance details:
In OD,
Depreciation protect, Engine and gear box protect, Return to invoice, key loss cover and Consumables cover.
Please explain these?
In RTI they are class 1, 2, 3, 4.
Which RTI class, I got for my car, how to know which class in my insurance.
Dear sir,
Depreciation protect is nothing but zero dep or nil dep or otherwise Called as bumper to bumper coverage - to maintain the idv of the vehicle
Engine and gearbox protect - standard / premium ( variants are there - may vary according to vehicle)
Key loss cover - for claim of loss of key
Consumables cover - nut bolt bushes rubbers,etc
Return to invoice - only applicable to vehicle from 1-3 in worst case upto 5yrs only (this is to have the value of the vehicle during purchase throughout the cover - stable) here class denotes the class of vehicle that's applicable according to the RTO.
Dear sir,
Depreciation protect is nothing but zero dep or nil dep or otherwise Called as bumper to bumper coverage - to maintain the idv of the vehicle
Engine and gearbox protect - standard / premium ( variants are there - may vary according to vehicle)
Key loss cover - for claim of loss of key
Consumables cover - nut bolt bushes rubbers,etc
Return to invoice - only applicable to vehicle from 1-3 in worst case upto 5yrs only (this is to have the value of the vehicle during purchase throughout the cover - stable) here class denotes the class of vehicle that's applicable according to the RTO.
Sir bumbper to bumper I güne la cover aghathu soldra gha sir
Ama sir, engine cover thaniya than add-on cover podanum.
Comprehensive and third party
Bumper to bumper and third party which one best (both)
Bumper to bumper & third Party...is always best
Bumper to bumbper passenger ku include insurance varuma sir car ku ethu important podanum comprehensive podanuma bumper to bumper podanuma
Bumper to bumper will cover all in a vehicle insured.
A chance of 95% of the amount of claim will be settled in bumper to bumper or nil dep. or zero dep - cover
In comphrensive you can expect an almost 70% of claim & approximate cover.
Best is bumper to bumper, but only for 1st 5 -7 yrs.
@@aarojininfantraja thank for rply my questions sir but bumper to bumper engine la cover aghathu la sir athu extra add on pananuma
Yes sir, if you want engine cover add it as on add-on cover. It's your wish sir. Engine cover is not mandatory.
@@aarojininfantraja ok sir sure I will put bumper to bumper thank full to you