Tbills are not subject to state and local. You still pay federal tax. :). Check treasury direct and you can get them without using investment accounts. Great video!
I started building a CD ladder like this because of you! I’ve finally got 12 months started! 🙌🏼 (Now I just have to roll them and keep adding money to them. 😅) I also like the idea that it’s harder to access so I’m not tempted to spend it. 🙃
Haha, that's the main reason why my money is still in there. It creates a perfect mental barrier for me! Wahoo, psychology! So cool to hear your ladder is built and you're working on funding each month!
I do like to fill out those little trackers for dollars that come Back to me with change ! I am 40 away from a 255 save ! It takes a while for that number at a dollar at a time … but I do enjoy it ! Glenda
Tbills are not subject to state and local. You still pay federal tax. :). Check treasury direct and you can get them without using investment accounts. Great video!
@pifs-TM OH, thank you! I knew it was one but not both! I'm going to pin your comment!! I appreciate you saying something.
I started building a CD ladder like this because of you! I’ve finally got 12 months started! 🙌🏼 (Now I just have to roll them and keep adding money to them. 😅) I also like the idea that it’s harder to access so I’m not tempted to spend it. 🙃
Haha, that's the main reason why my money is still in there. It creates a perfect mental barrier for me! Wahoo, psychology!
So cool to hear your ladder is built and you're working on funding each month!
I love your progress! I totally agree not losing interest keeps me going! I’ll have to look more into bills…
Thanks, Ang!! Anything that helps to continue saving!
I might dabble with T bills in the future...we'll see!
A CD ladder sounds so interesting. Maybe I will have to give it a try.
It's been a fun undertaking for me! Thanks for watching!
Snowing outside!!! Oh no! I like the CD bumper too. I love it!
Winter is settling in! Haha, yes! Bumper CDs!
Go,Jessie, go!
Thank youuu! I appreciate your support!
I love the progress you have made. What a really nice amount saved. Enjoy your first snow!! 😍😍
Thanks, Debra! The first snow is my favorite! I appreciate you hanging out with me for a bit💜
Great job!!!
Thank you!! I appreciate you dropping in!
Great video, Jessie! I’m not a natural saver either and definitely need to start doing this.
We got this, Trisha!
Whatever works to help motivate is a-okay in my book!
Ah snow! I miss it! I’m on my 11th month of CD ladders and I love it. You’re amazing!
The first snow is always my favorite!!
Great progress on your CD ladder. Thanks for stopping by, Susan!
Way to go Jessie!🎉 You are crushing your savings goals!!🌸🌺💖
Thanks, Paula. Appreciate youuu!
So awesome ❤️🔥
Thank you! I appreciate you taking the time to watch!
Way to go, girlie! You're making it happen! It's supposed to snow here tonight in Michigan, your slightly warmer neighbor to the east! LOL
'Tis the season! My kids are excited to have snow. They're ready to decorate for Christmas already! Hope you're staying warm & cozy, Liz!
Love seeing your progress! Keeps me motivated especially when we hit bumps in the road!
Thank you!
Those bumps along the way are inevitable but at least we can prepare a little more for them!
I appreciate you taking the time to watch💜
I'm taking $1k from all my cd's maturing til' dec 26 to have half of my new car's payoff liquid available.
Wow, that will be a great feeling!! Getting a headstart on equity in your vehicle.
Thanks for sharing!
I do a 6m CD ladder because the rates are higher and I cam add to them more . Then waiting a year to add to them.
@@brendawick love that you found a good fit! It's fun to hear about how others are using CDs.
I do like to fill out those little trackers for dollars that come Back to me with change ! I am 40 away from a 255 save ! It takes a while for that number at a dollar at a time … but I do enjoy it ! Glenda
That sounds like a fun challenge to work on with extra dollars! I've started taking my spending money out in cash again. It seems to go farther!!
What have been helpful ways you've found lend extra motivation to save money?
I have you c d ladder how do I get the spreadsheet do sell it
The spreadsheet is free and is linked in the description box!
Thanks for watching!