Personal Loan - Everything YOU Need to Know || SBI Personal Loan

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  • Опубліковано 7 вер 2024
  • Personal Loan - Everything YOU Need to Know || SBI Personal Loan
    Link to Survey: forms.gle/zCF1...
    These days, You can get a Personal Loan in just 2 minutes thanks to numerous Instant Loan Apps. However, the interest rates on these apps can be quite high, sometimes reaching 30-35%. In contrast, banks like SBI offer personal loans at half that rate. But getting a loan from a bank requires knowing a lot of details.
    Don't worry, we'll cover everything you need to know in this one video.
    In this video, we'll discuss everything about Personal Loans-how to get one, how to lower your interest rate, what documents you need, and more. We'll use India's largest bank, SBI, as an example to understand the entire process, which is similar for most banks. we'll make sure that after watching this video, you won't need to look for any other information.
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КОМЕНТАРІ • 104

  • @kaushaldesai7595
    @kaushaldesai7595 Місяць тому +42

    SBI PL loan sirf govt servants ko hi de raha hai Aam aadmi ko sbi se loan Lena ho to yono sbi mein loan offer ka wait karna padta hai jab offer dikhae tabhi yono sbi se personal loan mil skta hai

    • @Joydeep-kz8kc
      @Joydeep-kz8kc Місяць тому +3

      Sahi kaha...100%

    • @Rohitchauhan12346
      @Rohitchauhan12346 Місяць тому

      Bhai loan to lena hi nhi kam kha lo thoda

    • @ajitsangwa
      @ajitsangwa 14 днів тому

      Govt servants ko bhi pre approved ka wait krna pdta h yono sbi m

    • @kaushaldesai7595
      @kaushaldesai7595 14 днів тому

      @@ajitsangwa bhai government servants ko direct sbi bank ki branch mein se loan easily mil jaata hai personal loan YONO sbi mein to Aam Aadmi ko wait karna padta hai

    • @Rohitchauhan12346
      @Rohitchauhan12346 14 днів тому

      @@ajitsangwa ha bilkul aisa hi hai sabhi ko wait karna padata hai
      But civil score accha hai to jaldi offer a jata hai 🥰

  • @letsbegin0
    @letsbegin0 День тому

    You are amazing and my favorite you tuber.
    Simple straightforward and very clear.

  • @fakeman-yp3fy
    @fakeman-yp3fy Місяць тому +3

    Very informative video. You cleared almost all my doubts in this video

  • @fjoh934
    @fjoh934 3 дні тому

    After paying off your existing loan, is the loan offer show again?

  • @ashwanihill
    @ashwanihill Місяць тому +1

    Maam gold me investment krna Monthly ya kbi kbi to kon si tik h Gullak app, gold MF ya ETF plz explain krke vedio bnao.

    • @bekifaayati
      @bekifaayati  Місяць тому

      Sure, we will try to cover this in our future videos.

  • @manasakoduru007
    @manasakoduru007 Місяць тому

    I am currently 11months till date in my company having account with sbi.
    How many months experience should be there to get Xpress credit loan and while checking eligibility I couldn't see my MNC company there.

  • @AAuniqueboy
    @AAuniqueboy 20 днів тому +3

    Bhai mera age 20Y + aur civil 750+ mera income 20k + mera khud ka shop v hai mujhe emergency loan chahiye 4L ka milegaa kya plz batau😢

  • @user-dw1nu8vd8l
    @user-dw1nu8vd8l 19 днів тому +2

    ❤❤❤ good information

  • @user-gl3wy2iq9z
    @user-gl3wy2iq9z 2 дні тому

    Hamara Ghar gaon mein hai hamare pass kagaj bhi hai ghar ka hamen naksha nahin banvaya hai kya hamen loan mil sakta hai

  • @rohanyt777
    @rohanyt777 Місяць тому +3

    Mam mujhe thoda loan hi chahiye lekin bahut jyada din ke liye chahiye jaise 2saal 3 saal kya milega 😢😢sirf 10k ka loan chahiye 3 years ke liye 😢

  • @kannanandappuvlog
    @kannanandappuvlog Місяць тому

    Is there any hack for lenskart???
    Please tell me if u find a one

  • @networkmarketingkaganit8312
    @networkmarketingkaganit8312 2 дні тому

    Mudra loan ke bare mein video banaaiye mam

    • @bekifaayati
      @bekifaayati  2 дні тому

      We will try to cover this in our future videos

  • @satyamgupta101
    @satyamgupta101 20 днів тому +1

    Didi mere Papa chappal ka thela lagate Hain kya mujhe education loan milega padhne ke liye MCA main ews Gupta hun ,....

    • @edge20fusion26
      @edge20fusion26 20 днів тому

      Dude work hard and research about education loan

  • @chalitnokbi8253
    @chalitnokbi8253 16 днів тому

    Mobile se kaise laiga,,,aap toh job wala ka bare mey bol raha hey

  • @bittumahato2056
    @bittumahato2056 16 днів тому

    Ek time ke liya khana khane ke liya kitna lagta hai utna ka loan mil jayega kiya

  • @damusahu9543
    @damusahu9543 Місяць тому +1

    Mam sbi wale personal loan Dene se pahle home visit karwate hai kya

    • @Russianpresidentputinn
      @Russianpresidentputinn Місяць тому

      To kisi ka bhi ghar visit karwa do 😂😂😂
      Maine to aapne padosi ka karwa diya tha 😂😂

    • @asifsaif6881
      @asifsaif6881 26 днів тому

      ​@@Russianpresidentputinnsbi pl bhi deta hai kya

    • @anupampanwar355
      @anupampanwar355 15 днів тому

      ​@@Russianpresidentputinnapka pass Ghar nhi hai kya.

  • @faijrayani1823
    @faijrayani1823 28 днів тому +1

    Nahi milta hai

  • @ganeshgoswami2907
    @ganeshgoswami2907 Місяць тому

    Can you make a video on NRI home lone plz...

    • @bekifaayati
      @bekifaayati  Місяць тому

      Sure, we will try to cover this in our future videos.

  • @dewash833
    @dewash833 19 годин тому

    You are so beautiful I like very much❤❤

  • @gauravchandila9360
    @gauravchandila9360 Місяць тому

    Got loan at 10.5% fixed. No prepayment charges after 6 month. Processing fee only 6000.
    Catch is- coordinater both with dsa and banker.
    Banker will give you the best rate.
    Dsa will give his share of commission if your case is good.
    I found out the best rate from banker that is 10.5 even though in market rate is 11 and from dsa if asked for a cut in his commission to which he agreed. So basically my processing fees got refunded back

  • @angshudas5714
    @angshudas5714 Місяць тому +1

    SBI sa loan lena matlab asman sa tara torka lana .... Dono hi impossible ha 😂

  • @rajkumargupta2489
    @rajkumargupta2489 Місяць тому

    Any Government schemes for Students Free laptop or mobile

    • @bekifaayati
      @bekifaayati  Місяць тому

      ua-cam.com/users/shortsmkmyHPJTN70?si=-OsJ2LfKRXO6V2Et

  • @isp9372
    @isp9372 Місяць тому

    Thank you ❤

  • @shubhankarnarain1159
    @shubhankarnarain1159 Місяць тому +3

    Personal loans are only on fixed rate no floating available ,check first then make video

  • @haking590
    @haking590 Місяць тому

    Tnx information

  • @ArindamSur-yo5gm
    @ArindamSur-yo5gm Місяць тому +1

    Mera salary 14000 hai. 50000 ka plan milega?

    • @raghavvvv549
      @raghavvvv549 Місяць тому

      Haa milega easy

    • @vishalsirsath3426
      @vishalsirsath3426 19 днів тому

      ​@@raghavvvv549bhai 11% interest matlab jitna amount liya hai uska 11% extra dena padega na amount chukane tk. Ya phir per year rehta hai

  • @dixitajay3629
    @dixitajay3629 Місяць тому +1

    SBI Personal lone par Top up lena theek rahega ya Add On.

  • @mehimukath1584
    @mehimukath1584 Місяць тому

    Pre-payment charges applicable in Floating rate for personal loan?

  • @pabanghatowar8791
    @pabanghatowar8791 28 днів тому

    Thanks mam😊

  • @zahidafridi6785
    @zahidafridi6785 Місяць тому

    Nice

  • @SiddharthPatel-k8i
    @SiddharthPatel-k8i Місяць тому

    नही चाहित पर्सनल लोन हमको

  • @YOUBTUBEJUNE
    @YOUBTUBEJUNE Місяць тому +1

    MAKE A VIDEO ON HOUSE BUILDING LOAN

    • @bekifaayati
      @bekifaayati  Місяць тому +1

      Sure, we will try to cover this in our future videos.

  • @MrSanjit
    @MrSanjit Місяць тому

    SBI New rule july 2024. NEW rule ke liye ak video chahiye

    • @bekifaayati
      @bekifaayati  Місяць тому +1

      Sure, we will try to cover this in our future videos.

    • @MrSanjit
      @MrSanjit Місяць тому

      @@bekifaayati ok ji..

  • @RzRax
    @RzRax Місяць тому +3

    India ka sabse bada bank HDFC h sister...

    • @arpitpandey0721
      @arpitpandey0721 23 дні тому

      Private sector

    • @RzRax
      @RzRax 23 дні тому +1

      @@arpitpandey0721 ha bank to sabse bada hai private government ki kya bat hai

    • @vinaychintapatla929
      @vinaychintapatla929 4 дні тому

      Chomu jesa bank h pl k section hi bht ghatiya h fuddu bank h😂😂

    • @MRSonuSinghRajput
      @MRSonuSinghRajput 3 дні тому +1

      Sorry bro sbi bade hai 😎

    • @RzRax
      @RzRax 3 дні тому

      @@MRSonuSinghRajput Kaise ?

  • @GreatOg567
    @GreatOg567 Місяць тому

    If i pay same merchant everyday with 2000 transaction with upi Rupay credit card payment.. there is any fee or charges ?
    Please reply who knows.

    • @rashant9277
      @rashant9277 Місяць тому

      No there won’t be any charges

    • @GreatOg567
      @GreatOg567 Місяць тому

      @@rashant9277 ok.. it's means only one transection free for day?

    • @GreatOg567
      @GreatOg567 Місяць тому

      @@rashant9277 ok but want about merchant who received? He charged?

  • @Ram-ju3ts
    @Ram-ju3ts Місяць тому

    Read Carefully...
    Agar kisi ko bhi Need h Personal loan ki Vo bhi 1%per Only genuine
    personal Reply kre thanks.....

  • @vibhavmarkad3443
    @vibhavmarkad3443 Місяць тому

    Meri salary 14000 rs hai..mujhe kitna loan mil sakta hai...plz reply me

    • @allmastivideo..7948
      @allmastivideo..7948 Місяць тому

      Civil score Acha hoga to 25 tak mil jayega..loan chahiye to contact me

    • @raghavvvv549
      @raghavvvv549 Місяць тому

      3 lakh 25 hajar tk mol jayega bro

  • @EnglishJilo
    @EnglishJilo 25 днів тому

    Mai 5 hajar kamata hun mahina mujhe kitana milega

    • @anupampanwar355
      @anupampanwar355 15 днів тому

      Tumhe kuch nhi milega... BPL ka card banwalo

  • @mohantysujit3864
    @mohantysujit3864 Місяць тому

    Mera 60000 rs hai mujhe kitna loan milega

  • @noelgurung1223
    @noelgurung1223 Місяць тому

    please make video on funngro.

    • @bekifaayati
      @bekifaayati  Місяць тому

      Sure, we will try to cover this in our future videos.

  • @shadabjaleel3601
    @shadabjaleel3601 Місяць тому

    Defence personal ke liye ?

    • @bekifaayati
      @bekifaayati  Місяць тому

      We will try to cover this in our future videos.

  • @ravivadhva5837
    @ravivadhva5837 Місяць тому

    nice looking

    • @thatsakash
      @thatsakash Місяць тому +1

      Ha line maar le 😂😂😂

    • @Shorts-wi6uf
      @Shorts-wi6uf Місяць тому +3

      Nhi pategi bhai 😅