I’ve been on youtube for more than 6 years now. And I have never seen channel like LLA who gives genuine advice on finances. Once again thank you Mandeep
Truely explained dear Mandeep bhai Two years back when my father got admitted due to covid I sold my MF in anticipation of requirement of money for his treatment. Though the money was not required but had this option be there in my knowledge I would have definitely availed this.. But as the money was not spent and my father came back fine by God's grace I invested that ammount in other instruments...
It is not just the quality of content that is provided but also the depth in which it is covered that makes it extremely informative. Cheers @LLA, the fruits of your hard work extend beyond the UA-cam channel growth, statistics, and revenue. Unfortunately, despite all the awareness, the lucrative image created by the credit card industry still works. Besides making useful videos we should constantly remind ourselves and our peers of its drawbacks in our daily life.
Volt and loan against mutual funds is truly an amazing concept and is really helpful in meeting urgent funds requirements at very low cost and absolutely seamlessly.
This is the exact thing I was looking for. I was not aware there was a online platform in India which lets us borrow against MFs without ton of offline processes.
For fair comparison, you should do an SIP equal to the EMI you have to pay for loan's case for the 3 year tenure instead of adding back that 5Lakh lump sum at the end of 3 years. This makes the comparison fair. You see at the end of 3 years; it was better to sell off some of the holdings and add it back in SIP form. The thing loan offers is stability to the portfolio, it is not the way to earn returns.
This video is Partnership with an app to mislead the LLA audience to go for such loans whose future is not Great and affect their investment Habits with new debt traps.
By 5L in 3yrs, he could have meant 11.5k SIP for 3yrs @12% this comes to 5L at the end of 3yr. U see his gaol was to add back 5L ASAP(he took 3yrs to do so), the goal was not to add EMI equivalent SIP for 3yrs
Thank you Mnadeep for providing such detailed and transparent information. Your content has been a game-changer for me, taking me from a place of financial naivety to a much deeper understanding. Keep up this fantastic work! 🙏
Thank you for sharing this. ❤ But one important thing to note here is that if you take a loan against your MF, you have to continue paying your SIPs and pay EMIs on the loan.
@@privacyowl ofcourse... But I would ask you not to see the SIP as an additional burden... If during the repayment of your loan, you're not able to manage both EMIs and SIP, I would suggest you to pause your SIPs till the time you repay the loan. Tip: Mutual funds grow faster when you have a good amount of base and have no SIPs running... The logic is SIPs average out the NAV price so does it reduce your returns..
This channel is ❤. Their honest words in every single video have made a 'bad' habit to trust everything they say or suggest without any recheck and I'm gonna keep it that way.
₹999 is the one time processing fee, for those who are wondering. I appreciate you have done a tremendous job in explaining but do also mention the one time fee is ₹999 on which we will get ₹250 cashback Effectively - ₹750
This could be beneficial when you are going for a larger amount (more than 150k). For small amounts, the processing fee which is 999+gst makes the loan costlier.
@@ankitkhatana7022 when you take or wanna take loan you should check for the APR (Annual Percentage Rate) this covers all the charges and taxes and gives you the actual figure of the interest rate. Lets say you wanna take a loan of ₹10k, rate of interest in mutual fund pledging is currently @10.5% now the catch here is the processing fees they charge is a bomb (₹999) or roughly ₹1000.. add up this and now your APR or total interest for this loan is 10.5% + 10%( Processing fee is ₹999 which is 10% of loan amount) So the cost of this loan is 20.5% which is way higher than any personal loan. However the figures change when you take a loan of higher amount let's say ₹1.5L then it would make sense because now your APR will come down. However assuming the processing fee remains the same (₹999). So in a nutshell Loan against mutual funds is best when the loan amount is higher. However for that, you should have enough holdings to get a higher credit line. Hope this explanation helps.. if not please drop a comment.
Plus there is a renewal fee to 499 plus gst , right now they are offering the tenure for only 1 year when you will extend it next year they clearly mention the charges as 499+ gst
I have avail the loan after seeing the video and find process is very smooth, whatever is said in the videos is totally followed by volt and disbursed the loan within 1 hour. Quite happy with the process and the interest rate/process fee offered by volt. I recommend everyone to please try at least once. Process fee will 999+GST which will be approx 1179 - 250 LLA discount.
Yeah but if the valuation of your portfolio falls you will need to buy more shares or pay back amount to loan company and i will suggest you never pledge your mfs more than 50 percent and keep repaying your loan amount rather than investing in stock market but I suggest you you can take a person loan at lower interest of 10 percentage at fixed reducing rate that will be more beneficial bro
All good but not clear a few things. What is the EMI details, loan default panelty, Mutual Fund details shared with volt is secure or not? What is the impact in our cibil score after loan received against Mutual Fund, Etc... please all these things first. Big fan of yours ❤
Hi there, Thank you for your question. Please see the details below: What is the EMI or repayment details? - You're required to just pay interest due every month. - You can repay the principal as per your convenience. If you have excess funds, then you can repay earlier and get debt-free fast. If you're low on cash, then you can pay a lower amount. There will be no penal or default charges. Are mutual fund details shared with volt secure? - Yes, Volt Money is fully safe & secure. We work with RBI & SEBI authorized companies to provide you loan against mutual funds. - You will continue to see the lien marked mutual funds in your CAS statement. During the loan tenure as well, lien can be removed from mutual funds based on repayment done. What is the impact in our cibil score after loan received against Mutual Funds? - There is no CIBIL impact for checking eligible loan amount. - When you take a secured loan, your credit score doesn't get impacted as severly. If you have any further query or feedback, feel free to reach out to us. Regards, Team Volt Money
@@voltmoney Thanks for clearing those points. know one more thing what will happen when we default or delay to pay the EMI. and how much the amount of panelty for delay payments?
Nice concept, I knew about loan against mutual funds but volt money makes it just easy to complete the process to set the credit line and then withdraw any amount as per our needs. Thanks Volt Money & Mandeep 🤑😄
Hi Mandeep, I use a small trick like, I dont use mobile apps. Instead I use websites on my laptop to buy anything online. This way I give myself some time for killing my urge to shop. Also, i am saved from mobile notifcations for offers.
My salary is not that much. I am just a middle class boy who somehow earns 25k in the city but still the LLA videos help me a lot too it helps me to make good habits and i know in future how to utilise my hard earned money.
I consistently refer to your videos before making any financial decisions, be it related to health insurance, term insurance, investments, or any type of loan. Thank you for keeping your viewers informed and Jagruk. :)
@mandeep I am your big fan , but in this video you mentioned something wrong about interest rates of personal loan, these days interest rates of pl are starting from 10.25 , I agreed that it also depends on your employer type and other factors
Sir should'nt it be compared with the family of secured loans as well? like gold loan, as of now SBI gold loan is starting from 8.7% which is 1.8% less than this MF loan offered by vault. can you pls share some comparision insights on gold loan as well.
really very good content and your content helped me a lot from taking term life insurance to not in invest in ulip fund now i can think that i am financially sound really thanks a lot
Bro pura video dekha? It was for the part promoting "volt" in which you can get loan against your mutual fund assets. They are not promoting any unsecured risky loan, they are promoting secured risk free loan.
Agar me manu ki muje mf par 15% milega, to me mere mf par loan le kar fir se mf me dal du and usi par fir se 15% kamau. 6% extra income 🤣 and start this cycle 😂
Yes bro but you can't invest loan amount against mf in share market but you can use that money for your needs and the amount you gonna save bcz the usage of that money can be invested in share market but it's too risky if you don't have money to pay emi bcz mf are volatile
I am watching this chanel form start.... Never ever i seen any selfish contain in this channel, this Avidance of strong and pure will. Baki jine wale ji rhe he .... Bs kudko manne ke.
Despite the Economy break down I was able to earn $9000 while being home with the help of Mrs Evelyn , she is really a miracle worker thank you Mrs Evelyn
I have been following your channel for learning investments and other financial aspects. This video is surely a big help for me in the urgency of loan requirement. Thanks a lot
मनदीप जी, नमस्कार🙏🙏, इस तरह की छिपी हुई जानकारी देने के लिए आपको कोटिशः धन्यवाद। अधिकांश लोगों के पास म्युचुअल फंड होते हैं फिर भी वह महंगी दरों पर पर्सनल लोन लेते हैं क्योंकि उन्हें इस बात का पता ही नहीं होता कि उनके म्युचुअल फंड के अगेंस्ट भी वह सस्ती ब्याज दर पर लोन ले सकते हैं । मैं भी इसी तरह के लोगों में से एक हूं। मैंने आपकी वीडियो देखकर फाइनेंस के क्षेत्र में बहुत कुछ सीखा है। इस तरह की जानकारी देने के लिए फिर से आपको कोटिशः धन्यवाद। आप इसी तरह लोगों को फाइनेंशली जागरुक करते रहें। भगवान आपको स्वस्थ रखे, मस्त रखे, दुर्घायु प्रदान करे, प्रकाश पर्व के पावन अवसर पर इन्ही शुभकामनाओं के साथ🎉🎉🎉🌺🌻🌼🙏 आपका भाई नरेंद्र राठौर इटावा कोटा
Very wonderfully explained video but there is a flaw in calculations. When we took 5 lakh loan for 6 yr, we will pay monthly emi, and our total interest come out to be 1.7 lakh approximately. But in the another scenario when we withdraw 5 lakh from MF, we will reinvest that directly after 5 years, if we just increase our sip (with the ammount equal to the loan emi) for that period our total interest will also be reduced 😅😅
Hi sir, I would like to draw your attention on a calculation in which I think you might have done mistake. 16:16 you have calculated intrest amount for loan for EMI payment but when you calculated mutual fund return at 15:28. You took 500000 loan from your investment and paid it in single payment. That's why gap is too large.Same type mistake done at 19:54.
Bhai aap kitni precious knowledge ko us era me free 🆓me provide kra rahe ho, jis era me log free me achi advice bhi nhi dete, becoz free advice ki log value nhi karte hai. Isliye maine bhi free me advice dena chhod diya tha. But ab apko dekh kar feeling aarhi hai ki genuine logon ko advice deni chahiye bina mange bhi but tab jab unhein jarurat ho tab quki tab wo uski value karenge. 😊 I love your efforts and contents bro 🤜thank you for making us critical thinkers. 🎉
Bro earn as much as you want but just never break our trust cause these days people find one or the other realistic looking way to offer help but ultimately they just feed upon lack of time and research by most of us. All the best. Please keep up the good work.
Yey sab shi hai ...lekin salary bhee nhii hai saving bhee nhii loan bhee nhii hai ...isliye mey tension free hu 😊😊...yey moh maayaa sey hum bhut dur hai ....kisko meraa baatey pasand aayaa like kro
I show this channel since it has under 30k subscribers... but I have to say that this channel deserves not only India but also the world's no 1 financial literacy educational channel...
Special Volt Money link with ₹250 Cashback : volt.lla.in
Thanks for the information ☺️❤
I am hoping they won't spam by calling for loan.
The link of volt.lla is not working when you go through the link they just re direct you to their site and charging 999 without the discount of 250
The link of volt.lla is not working when you go through the link they just re direct you to their site and charging 999 without the discount of 250
How to take Loan against shares ? stored in Demat account ?
I’ve been on youtube for more than 6 years now. And I have never seen channel like LLA who gives genuine advice on finances.
Once again thank you Mandeep
This channel is a proof that being genuine also can lead to success ☺️❤️
Right sir
Being genuine ensures you remain in the game.
@@Informative_videos ✌️
@@mousumibasak2280 In finance it's the opposite. Everyone is out there scamming us 🥲
😂😂
I wish someone had given me such advice 10 years back. Thank you and keep going! 🙏
One of the best thing that happened to me in 2023 is that suddenly I found this channel in UA-cam and it clears many of my doubt. Kudos to LLA
Never saw such a transparent guy especially in finance.❤❤
The only YT Channel where I give my 20-30 min.. Love your content guys.. Always worthy full and very simple to understand with humor and real examples
You guys are the real teachers, eveyone needs and deserves ♥️
I CANT THANK YOU ENOUGH FOR PROVIDING SUCH AMAZING CONTENT AND SHARING VALUABLE KNOWLEDGE.
Truely explained dear Mandeep bhai
Two years back when my father got admitted due to covid I sold my MF in anticipation of requirement of money for his treatment.
Though the money was not required but had this option be there in my knowledge I would have definitely availed this..
But as the money was not spent and my father came back fine by God's grace I invested that ammount in other instruments...
Bhai kun sa le loan against mutual fund. Kun sa bank name or NBFC name
No amount of thanks and gratitude can do justice to the content that you put forth❤️❤️
Hats off to LLA team
You videos should be a part of every school curriculum.
This channel is underrated..
We've learn lot from you guys than our educational system. ❤
It is not just the quality of content that is provided but also the depth in which it is covered that makes it extremely informative. Cheers @LLA, the fruits of your hard work extend beyond the UA-cam channel growth, statistics, and revenue.
Unfortunately, despite all the awareness, the lucrative image created by the credit card industry still works.
Besides making useful videos we should constantly remind ourselves and our peers of its drawbacks in our daily life.
Volt and loan against mutual funds is truly an amazing concept and is really helpful in meeting urgent funds requirements at very low cost and absolutely seamlessly.
This is the exact thing I was looking for. I was not aware there was a online platform in India which lets us borrow against MFs without ton of offline processes.
Thank you Mandeep & LLA for the great and genuine advice 🙏🏻❤️
For fair comparison, you should do an SIP equal to the EMI you have to pay for loan's case for the 3 year tenure instead of adding back that 5Lakh lump sum at the end of 3 years.
This makes the comparison fair. You see at the end of 3 years; it was better to sell off some of the holdings and add it back in SIP form.
The thing loan offers is stability to the portfolio, it is not the way to earn returns.
This video is Partnership with an app to mislead the LLA audience to go for such loans whose future is not Great and affect their investment Habits with new debt traps.
Yes I also agree Vikarmji . I was also thinking in the same direction. However,To Mr. Mandeep and LLA team, Good information and a lot of respect.
good observation
By 5L in 3yrs, he could have meant 11.5k SIP for 3yrs @12% this comes to 5L at the end of 3yr. U see his gaol was to add back 5L ASAP(he took 3yrs to do so), the goal was not to add EMI equivalent SIP for 3yrs
Very easy process at volt to obtain loan against mutual fund and very less interest rate😍 Thank you @LLA for bringing such a useful video❤
Thank you Mnadeep for providing such detailed and transparent information. Your content has been a game-changer for me, taking me from a place of financial naivety to a much deeper understanding. Keep up this fantastic work! 🙏
Following your channel from the last two years, interesting content !
Thanks ❤
Thank you for sharing this. ❤
But one important thing to note here is that if you take a loan against your MF, you have to continue paying your SIPs and pay EMIs on the loan.
You can stop the SIPs, even then the fund will continue to grow
@@privacyowl ofcourse... But I would ask you not to see the SIP as an additional burden... If during the repayment of your loan, you're not able to manage both EMIs and SIP, I would suggest you to pause your SIPs till the time you repay the loan. Tip: Mutual funds grow faster when you have a good amount of base and have no SIPs running... The logic is SIPs average out the NAV price so does it reduce your returns..
@@neerajiyer2152kahan se loan le
This is tremendous LLA team. Love your content. Rightly deserved.❤
Super duper Info Brother. We (The Whole family) love you. We watch your videos on TV like new episodes of "Expanse " is streaming. ❤
I have never thought this type of loan facility is also available. Thanks LLA team for bringing this type of knowledge to us.
Congratulations LLA team !! Thanks You for existing !!
Happy Birthday Brothers. I follow you from 2021. I read also your newsletters several times. Love from Bangladesh! Long Live LLA.
आप सभी को बहुत कुछ सीखा रहे हो आप सभी टीम मेंबर्स को बहुत बहुत धन्यवाद 🙏🙏🙏🙏
This channel is ❤. Their honest words in every single video have made a 'bad' habit to trust everything they say or suggest without any recheck and I'm gonna keep it that way.
₹999 is the one time processing fee, for those who are wondering.
I appreciate you have done a tremendous job in explaining but do also mention the one time fee is ₹999 on which we will get ₹250 cashback Effectively - ₹750
He has already mentioned it
he already mentioned in last my friend please watch full video.
You clearly didn't watch the complete video.😅
video dekhle pura bhai
Jalan ho rahi hai bhai....batao....batao....oh reply button Kahan hai bhul gaya...
Gazab bhai 😮
Meko to ye sab kuch nhi pata tha,
Aapne bht simply samjha diya with Excel.
Itni sari knowledge 20 mins me 🤯
🔥
This could be beneficial when you are going for a larger amount (more than 150k). For small amounts, the processing fee which is 999+gst makes the loan costlier.
Can you explain this with data??
@@ankitkhatana7022 when you take or wanna take loan you should check for the APR (Annual Percentage Rate) this covers all the charges and taxes and gives you the actual figure of the interest rate. Lets say you wanna take a loan of ₹10k, rate of interest in mutual fund pledging is currently @10.5% now the catch here is the processing fees they charge is a bomb (₹999) or roughly ₹1000.. add up this and now your APR or total interest for this loan is 10.5% + 10%( Processing fee is ₹999 which is 10% of loan amount) So the cost of this loan is 20.5% which is way higher than any personal loan. However the figures change when you take a loan of higher amount let's say ₹1.5L then it would make sense because now your APR will come down. However assuming the processing fee remains the same (₹999). So in a nutshell Loan against mutual funds is best when the loan amount is higher. However for that, you should have enough holdings to get a higher credit line.
Hope this explanation helps.. if not please drop a comment.
5k pe bhi 999 n 150k pe bhi 999. Ab khud data bana lo.
Plus there is a renewal fee to 499 plus gst , right now they are offering the tenure for only 1 year when you will extend it next year they clearly mention the charges as 499+ gst
This is true value. we need more people like you who can guide and educate us on such important stuff.
Really an eye opener. Thanks LLA & Team ❤
Bhaisaab, kya prograam dikha gaya. Thank you Mandeep
I have avail the loan after seeing the video and find process is very smooth, whatever is said in the videos is totally followed by volt and disbursed the loan within 1 hour. Quite happy with the process and the interest rate/process fee offered by volt. I recommend everyone to please try at least once. Process fee will 999+GST which will be approx 1179 - 250 LLA discount.
can you please share your contact details??
Need to talk about Volt's Loan against mutual fund facility.
Superb information, Thank you LLA team 🙏
Does it mean after a period of time you can take loan against your mutual funds and invest in mutual funds only and still you can make profits 😂
Yeah but if the valuation of your portfolio falls you will need to buy more shares or pay back amount to loan company and i will suggest you never pledge your mfs more than 50 percent and keep repaying your loan amount rather than investing in stock market but I suggest you you can take a person loan at lower interest of 10 percentage at fixed reducing rate that will be more beneficial bro
Thanks Mandeep Bhai and Team LLA, love your work💯
Hi, could u please cover topic like overdraft facility versus cash credit for business purpose?? Overdraft facility against rented property?
I also want to learn this
Aap log genuine log hai bus aise hi rahna aap aur apki team par hum bahut bharosha karte hai aur logo ko share bhi karte hai apki vdos
All good but not clear a few things. What is the EMI details, loan default panelty, Mutual Fund details shared with volt is secure or not? What is the impact in our cibil score after loan received against Mutual Fund, Etc... please all these things first. Big fan of yours ❤
Hi there,
Thank you for your question.
Please see the details below:
What is the EMI or repayment details?
- You're required to just pay interest due every month.
- You can repay the principal as per your convenience. If you have excess funds, then you can repay earlier and get debt-free fast. If you're low on cash, then you can pay a lower amount. There will be no penal or default charges.
Are mutual fund details shared with volt secure?
- Yes, Volt Money is fully safe & secure. We work with RBI & SEBI authorized companies to provide you loan against mutual funds.
- You will continue to see the lien marked mutual funds in your CAS statement. During the loan tenure as well, lien can be removed from mutual funds based on repayment done.
What is the impact in our cibil score after loan received against Mutual Funds?
- There is no CIBIL impact for checking eligible loan amount.
- When you take a secured loan, your credit score doesn't get impacted as severly.
If you have any further query or feedback, feel free to reach out to us.
Regards,
Team Volt Money
@@voltmoney Thanks for clearing those points. know one more thing what will happen when we default or delay to pay the EMI. and how much the amount of panelty for delay payments?
Nice concept, I knew about loan against mutual funds but volt money makes it just easy to complete the process to set the credit line and then withdraw any amount as per our needs. Thanks Volt Money & Mandeep 🤑😄
Hi Mandeep, I use a small trick like, I dont use mobile apps. Instead I use websites on my laptop to buy anything online. This way I give myself some time for killing my urge to shop. Also, i am saved from mobile notifcations for offers.
As a part of financial discipline my first step was never over spend and credit cards are over spending enabling machines
My salary is not that much. I am just a middle class boy who somehow earns 25k in the city but still the LLA videos help me a lot too it helps me to make good habits and i know in future how to utilise my hard earned money.
Thank you Mandeep and LLA team for this information.
I consistently refer to your videos before making any financial decisions, be it related to health insurance, term insurance, investments, or any type of loan. Thank you for keeping your viewers informed and Jagruk. :)
Great informative video as always LLA thanks you ❤
This channel has introduced me to unginath number of genuinely good platforms. Highly appreciate your ethics.
@mandeep I am your big fan , but in this video you mentioned something wrong about interest rates of personal loan, these days interest rates of pl are starting from 10.25 , I agreed that it also depends on your employer type and other factors
Could you tell me which banks or NBFCs are offering these rates?
@@privacyowl almost all big banks like axis , hdfc , ICICI
There are many pros & cons. I took a loan of 10 lakh it cost around 10.99 but less than 10 lakh ROI is pretty much higher like 14
Congratulations,
1 billion views 😮😮😮
A milestone for many other creators
I see mirae asset is offering at 9% interest rate for loan against mutual funds and the processing fee is 99 only, is not it better ?
Is it 9 percentage reducing? Is there any pre payment charges?
@@apratimchakraborty5344 no idea , you can explore more and let me know
भाई आपको और आपकी पूरी टीम की मेहनत को साधुवाद🙏मेरे दिमाग में बहुत कन्फ्यूजन था जो आज क्लियर हो गया।। सुपरहिट कॉन्सेप्ट 👌👌🤘🏻
Sir should'nt it be compared with the family of secured loans as well? like gold loan,
as of now SBI gold loan is starting from 8.7% which is 1.8% less than this MF loan offered by vault.
can you pls share some comparision insights on gold loan as well.
really very good content and your content helped me a lot from taking term life insurance to not in invest in ulip fund
now i can think that i am financially sound
really thanks a lot
me bhi first aa skta hun??😂
Best channel for educational content on finance. Very good information and explained in a simple way.
If this is not a sponsored video why is it saying - Inculde paid promotion - I think LLA is moving towards commercialization -is this true?
Bro pura video dekha?
It was for the part promoting "volt" in which you can get loan against your mutual fund assets. They are not promoting any unsecured risky loan, they are promoting secured risk free loan.
Bro sponsored and affiliate mai difference hota hai
Kyu bhai tum zindagi bhar free me hi video dekhoge kya. Grow up dude.
Tere chacha thodi lagta ha free me video bnata rehga, apna kharcha bhe to niklana hai inko
Yes he is money minded
Agar me manu ki muje mf par 15% milega, to me mere mf par loan le kar fir se mf me dal du and usi par fir se 15% kamau. 6% extra income 🤣 and start this cycle 😂
Yes bro but you can't invest loan amount against mf in share market but you can use that money for your needs and the amount you gonna save bcz the usage of that money can be invested in share market but it's too risky if you don't have money to pay emi bcz mf are volatile
😂 please take a loan when market down like .... Then invest loan amount other demate account 😅😅😅 you make huge profit 🤘@@mohanmahli6981
Garden banana hai with lots of tension 😅😅😅
I am watching this chanel form start.... Never ever i seen any selfish contain in this channel, this Avidance of strong and pure will.
Baki jine wale ji rhe he .... Bs kudko manne ke.
Despite the Economy break down I was able to earn $9000 while being home with the help of Mrs Evelyn , she is really a miracle worker thank you Mrs Evelyn
How is it possible place explain more about it because I have been hearing about her.
Thank you ma , i just messaged her on WhatsApp and she responded up
She gives her clients nice attention
A massive thanks to you and whole LLA team.....
It's a good way to apply for a loan, the process is easy and it doesn't reflect on your cibil. That's the best part!
Sir mujhe abhi tho loan ki jarurat nahi but ye information mujhe bohot acha laha , kabhi kaam aa sakta hai.
Thank you so much 🎉🎉
Bhai earning bhi dikhaya be... Bhai respect... Proud to be part of this family
I have been following your channel for learning investments and other financial aspects. This video is surely a big help for me in the urgency of loan requirement. Thanks a lot
मनदीप जी,
नमस्कार🙏🙏,
इस तरह की छिपी हुई जानकारी देने के लिए आपको कोटिशः धन्यवाद।
अधिकांश लोगों के पास म्युचुअल फंड होते हैं फिर भी वह महंगी दरों पर पर्सनल लोन लेते हैं क्योंकि उन्हें इस बात का पता ही नहीं होता कि उनके म्युचुअल फंड के अगेंस्ट भी वह सस्ती ब्याज दर पर लोन ले सकते हैं ।
मैं भी इसी तरह के लोगों में से एक हूं।
मैंने आपकी वीडियो देखकर फाइनेंस के क्षेत्र में बहुत कुछ सीखा है।
इस तरह की जानकारी देने के लिए फिर से आपको कोटिशः धन्यवाद। आप इसी तरह लोगों को फाइनेंशली जागरुक करते रहें।
भगवान आपको स्वस्थ रखे, मस्त रखे, दुर्घायु प्रदान करे, प्रकाश पर्व के पावन अवसर पर इन्ही शुभकामनाओं के साथ🎉🎉🎉🌺🌻🌼🙏
आपका भाई
नरेंद्र राठौर
इटावा कोटा
The best episode by you . Thank you
I felt really good as you guys think for well being of us by changing my thought process ☺️ thank you so much
Well explained, detailed and easy to understand and really helpful for people.
Thanks LLA
Great Content❤
Thank you for such an eye opener video.
You are really doing a great job..this will be helpful to a lot of people.
I am literally so soo blessed to have such indian content creater!
Always love to watch your contents... with 100% genuineness.. u deserve it bro.. 💓
Thanks man....I had reduced my 10000 SIP to 3000 as I need money after 1-1.5 yrs but now I have made it to again to11000.
Excellent video!! I was looking for something similar. Thank you so much for this knowledge.
That's why we love you and your team. Thank you!
Revolutionary work done by team LLA....#keepGrowing.♥️
Very wonderfully explained video but there is a flaw in calculations. When we took 5 lakh loan for 6 yr, we will pay monthly emi, and our total interest come out to be 1.7 lakh approximately. But in the another scenario when we withdraw 5 lakh from MF, we will reinvest that directly after 5 years, if we just increase our sip (with the ammount equal to the loan emi) for that period our total interest will also be reduced 😅😅
20:25 - If MF is growing at 8% and loan at 10.5%, the XIRR cannot be positive as you would be paying more interest than returns generated.
Gyan chakshu khul jaate hai after watching your content!! Love the work done by all the LLA team!!❤❤
Lot ne wale log UA-cam par bohot hote he , par sahi gyan dene wale bohot kam or wo ap ho
I have been waiting LLA For 5+ years and i love you bhaiya 🌻
Hi sir, I would like to draw your attention on a calculation in which I think you might have done mistake. 16:16 you have calculated intrest amount for loan for EMI payment but when you calculated mutual fund return at 15:28. You took 500000 loan from your investment and paid it in single payment. That's why gap is too large.Same type mistake done at 19:54.
Very good informative viedo. Thank you Mandeep
Really its good content ,means its not a content,its a good advice.thanks to LLA team🎉
Bhai aap kitni precious knowledge ko us era me free 🆓me provide kra rahe ho, jis era me log free me achi advice bhi nhi dete, becoz free advice ki log value nhi karte hai. Isliye maine bhi free me advice dena chhod diya tha. But ab apko dekh kar feeling aarhi hai ki genuine logon ko advice deni chahiye bina mange bhi but tab jab unhein jarurat ho tab quki tab wo uski value karenge. 😊 I love your efforts and contents bro 🤜thank you for making us critical thinkers. 🎉
Bro earn as much as you want but just never break our trust cause these days people find one or the other realistic looking way to offer help but ultimately they just feed upon lack of time and research by most of us. All the best. Please keep up the good work.
Best informative video on UA-cam till date❤❤🎉🎉
Thanks for sharing valuable information❤❤
Very Genuine information. Though i point, to note.. credit score drops when the LAMF is opened.
Apki har video se kuch na kuch sikhne ko milta hai 😊
Thank you so much LLA & MANDEEP BROTHER... I really needed for loan regards knowledge
Always worth to watch your informative videos.
Love you bro ❤...
Thanks for the great information.
Now I understood the concept of Rich Dad through your video.
Yey sab shi hai ...lekin salary bhee nhii hai saving bhee nhii loan bhee nhii hai ...isliye mey tension free hu 😊😊...yey moh maayaa sey hum bhut dur hai ....kisko meraa baatey pasand aayaa like kro
Sir
Please back the old intro
We your old viewers have nostalgia to that❤
I show this channel since it has under 30k subscribers... but I have to say that this channel deserves not only India but also the world's no 1 financial literacy educational channel...
That's why it's my favorite channel. 😍