Mutual Funds vs. ETFs - Which Is Right for You?

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  • Опубліковано 28 лип 2024
  • If you're looking to invest in stocks, two good options are mutual funds or their financial cousins, Exchange-Traded Funds, also known as ETFs. Here's a look at the pros and cons.
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КОМЕНТАРІ • 74

  • @NicholasBall130
    @NicholasBall130 Місяць тому +236

    Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.

    • @cowell621
      @cowell621 Місяць тому +4

      ADBE, FSPGX and VWINX are all still good buy, but what do I know I’m not a financial advisor lol

    • @StocksWolf752
      @StocksWolf752 Місяць тому +1

      The only issue you may have is a fear of missing out, just like everyone else. Having the right plan is invaluable; my portfolio is well-suited to each season of the market and recently increased by 100% since early last year. I and my CFP are working on a 7-figure ballpark goal, which could take until Q3 this year.

    • @StacieBMui
      @StacieBMui Місяць тому +1

      Could you recommend your advisor? I'll be happy to use some help.

    • @StocksWolf752
      @StocksWolf752 Місяць тому +1

      Sharon Lee Peoples is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @grego6278
      @grego6278 Місяць тому

      I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

  • @tonybailey89
    @tonybailey89 6 років тому +251

    I literally gained zero confidence with which direction I should go after watching this video...

    • @gabrielcaceres1804
      @gabrielcaceres1804 3 роки тому

      Excellent video content! Sorry for chiming in, I would love your initial thoughts. Have you heard the talk about - Rozardner Flying Bird Reality (erm, check it on google should be there)? It is an awesome one off guide for learning a simple option trading secret to win big without the normal expense. Ive heard some decent things about it and my GF after a lifetime of fighting got great results with it.

    • @marceloalfonso7130
      @marceloalfonso7130 3 роки тому

      Great video content! Excuse me for chiming in, I am interested in your thoughts. Have you heard about - Rozardner Flying Bird Reality (google it)? It is a smashing one off product for learning a simple option trading secret to win big minus the hard work. Ive heard some extraordinary things about it and my close friend Aubrey finally got great results with it.

    • @jhoncanole2979
      @jhoncanole2979 3 роки тому

      Nice Video! Excuse me for the intrusion, I am interested in your initial thoughts. Have you heard the talk about - Rozardner Flying Bird Reality (Sure I saw it on Google)? It is a smashing one of a kind product for learning a simple option trading secret to win big minus the hard work. Ive heard some super things about it and my close friend Aubrey got excellent results with it.

    • @gsusmakama
      @gsusmakama 3 роки тому

      Thanks for the Video clip! Excuse me for butting in, I am interested in your initial thoughts. Have you considered - Rozardner Flying Bird Reality (Have a quick look on google cant remember the place now)? It is a great exclusive product for learning a simple option trading secret to win big without the headache. Ive heard some pretty good things about it and my friend Sam at very last got cool success with it.

    • @geoffroytsimamotsy7608
      @geoffroytsimamotsy7608 3 роки тому

      Nice Video clip! Excuse me for butting in, I would appreciate your thoughts. Have you researched - Rozardner Flying Bird Reality (search on google)? It is an awesome one of a kind product for learning a simple option trading secret to win big minus the headache. Ive heard some decent things about it and my cousin got excellent success with it.

  • @Curbalnk
    @Curbalnk 6 місяців тому +48

    I would love to DCA into ETFs for the next decades - if it goes up, fine. If it gets down, I'd opt to buy more Mutual funds.....Do you have better recommendations? I've got $250k ready money to invest and secure my future, I'm 31

    • @greekbarrios
      @greekbarrios 6 місяців тому +1

      Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.

    • @blaquopaque
      @blaquopaque 6 місяців тому +1

      great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time

    • @greekbarrios
      @greekbarrios 6 місяців тому +3

      Heather Ann Christensen is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

    • @kansasmile
      @kansasmile 5 місяців тому

      Thank you for sharing, I must say, Heather appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call

  • @amandalee714
    @amandalee714 11 місяців тому +1

    I love this short - to the point - video. Thank you!

  • @rickertcoles
    @rickertcoles 11 місяців тому +100

    find myself at a crossroads, uncertain whether to liquidate my $150,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current market.

    • @laportafrank
      @laportafrank 11 місяців тому +3

      Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

    • @GeorgeNN
      @GeorgeNN 11 місяців тому

      Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

    • @flemmingbrooke
      @flemmingbrooke 11 місяців тому +2

      I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

    • @GeorgeNN
      @GeorgeNN 11 місяців тому +5

      There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

    • @flemmingbrooke
      @flemmingbrooke 11 місяців тому

      I just checked her up online, and I must admit that she has an extremely outstanding experience in investment. Thanks for sharing. I'm going to send her an email right away

  • @penepatitenor
    @penepatitenor Рік тому +9

    I would just go ETF and hold. I mean, if youre experienced at trading and want to penny pick then I get it. but for me, I feel going the ETF route is more independent yet still guided by someone picking out the stocks. So you have the flexibility to get in and get out if you want. Personally, I find ETF more secure if you stick with a good stock (VTI, VOO, SCHD etc) and just hold…. If were managing more, then I think i would be more in trouble to be honest.

  • @robertsondruery9825
    @robertsondruery9825 Рік тому +3

    From what I've read, etf's outperform mutual funds and are far cheaper. Not sure if mutual funds have any advantage.

  • @BenCadetThePastafarian
    @BenCadetThePastafarian Рік тому +1

    Still don't get it? Mutual fund is an automatic & Etf is a stick shift. are you committed to learning or no. you'll still get to point B.

  • @Twofactorseducation
    @Twofactorseducation 6 місяців тому

    Great explanation

  • @Kids20three
    @Kids20three 2 роки тому

    Great information about m funds

  • @business1774
    @business1774 6 років тому +5

    Equity ETF buy karne ke baad koi Extra Paisa Humare Trading Account Balance se cut hota hai kya?

  • @Rielestkid
    @Rielestkid 8 років тому +18

    more videos like this

  • @chrisgouger9299
    @chrisgouger9299 Рік тому +3

    An etf is a mutual fund that trades like a stock and in today's world they both have the same fees.

  • @RoIIingStoned
    @RoIIingStoned 7 років тому +18

    Do ETFs pay dividends? Are you not supposed to hold onto them? Does their value compound/how would you reinvest your gains?

    • @katsoup565
      @katsoup565 6 років тому +25

      Yes, some ETFs pay dividends. It is usually in your best interest to hold them, but being traded on the exchange makes them easy to sell. I interpret this liquidity to be a positive thing. Some ETFs automatically reinvest dividends, others pay the dividends out where you can reinvest or use them as you see fit.

  • @yugarithen4342
    @yugarithen4342 5 років тому +1

    I added VXF vanguard Extended market to VOO vanguard S&P 500 to approximately invest in us total stocks. Is vxf the right etf to supplement voo for the domestic market?

    • @esteemedfustilarian
      @esteemedfustilarian Рік тому

      Just buy VTI (total stock US market ETF) or VTSAX if you want the mutual fund.

  • @asphaltandtacos
    @asphaltandtacos Рік тому +2

    Mutual funds tend to have higher fees than an ETF product. Mutual funds can have high minimum investment requirements. With an ETF the minimum is the price of one share. The best thing to do is buy about 10 to 15 individual stocks and have everything else ETFs for diversification. You may want to consider Closed End Funds as well. Those are a bit more complex to explain.

  • @lispendens
    @lispendens 5 місяців тому

    This isn't really the full story but a decent gist of things

  • @patelvidhu4840
    @patelvidhu4840 5 років тому +4

    Most people prefer mutual fund over etf.

  • @milanshah4
    @milanshah4 Місяць тому

    Correction: ETFs also change their percentages and at times, companies too.

  • @rollzolo
    @rollzolo 2 роки тому +2

    Invest in health

  • @FREEDMFTR
    @FREEDMFTR 6 місяців тому +1

    That answered nothing - Thank you

  • @Trotliners1
    @Trotliners1 7 років тому +7

    I still don't know which one is right for me! Misleading title

  • @Demiurge66
    @Demiurge66 7 років тому +11

    Mutual funds are not good investments, they yield high risk and little return.

    • @TheUrbanEpicure
      @TheUrbanEpicure 6 років тому +4

      Wrong. The best ones yield over 15% per year at low risk.

    • @vero.valencia
      @vero.valencia 5 років тому +4

      That is not true, Mutual Funds are not like a savings account, they depend on a lot of factors... I think you should get more information about Mutual Funds...

    • @souiritv8355
      @souiritv8355 5 років тому

      @@TheUrbanEpicure do you in both ? Etfs and mutual funds?

    • @nancydotimas1399
      @nancydotimas1399 4 роки тому

      @@vero.valencia whats your fb?, can you guide me in chat

  • @limitless1692
    @limitless1692 6 років тому +1

    Both of them are bad options
    You should buy the physical shares

    • @theasy68
      @theasy68 5 років тому +4

      Why is buying physical shares a better option?

    • @CliffFennell
      @CliffFennell 4 роки тому

      I disagree. Sometimes these are ways to get a piece of a stock that you would of never been able to get - its all about strategy

    • @mycathasawhitetoe
      @mycathasawhitetoe 3 роки тому

      @@theasy68 realize I'm 2yrs too late but I guess he would be referring to the ability to choose the actual shares of companies you want versus a basket of "everything" or he was just tryna be a Chad 💎🙌. It's really a matter of personal choice.
      (Out of the two I'd go for an ETF)

    • @anjquilinderino6634
      @anjquilinderino6634 Рік тому

      I would suggest active trading to someone who has the knowledge and the time to study ng market.. if you just want to sit, grow your money without breaking a sweat ETF and Mutal fund is the best option

  • @pietjan2650
    @pietjan2650 Рік тому

    Buy the individual stocks etfs and funds steal your money

  • @JaredHernandez-vx2we
    @JaredHernandez-vx2we 5 місяців тому

    more videos like this