Somone changed the name on my home's deed, how could this happen?

Поділитися
Вставка
  • Опубліковано 26 жов 2024

КОМЕНТАРІ • 697

  • @PrairieNightMoon
    @PrairieNightMoon 2 місяці тому +533

    If the crook can change the deed so easily, the real owner should be able to change it back that easily.

    • @rontheoracle
      @rontheoracle 2 місяці тому +16

      nice

    • @fabianmckenna8197
      @fabianmckenna8197 2 місяці тому +10

      ​@@rontheoracle Nahh...... the property then has a lien on it due to the loans taken out so you couldn't touch it.

    • @Victic005
      @Victic005 2 місяці тому +12

      ​@fabianmckenna8197 so you can keep a small loan too to keep thieves from changing the deed.

    • @Celestial_Reach
      @Celestial_Reach 2 місяці тому +9

      ​@Victic005 there's gotta be an easier way to prevent it

    • @Akimbosliced-__-
      @Akimbosliced-__- 2 місяці тому +4

      It doesn't work that way son...

  • @janemm1567
    @janemm1567 2 місяці тому +941

    The county must be held accountable because legit homeowners pay property taxes to the county office.

    • @doradean3097
      @doradean3097 2 місяці тому +76

      I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

    • @chicanica64
      @chicanica64 2 місяці тому +7

      Texas.

    • @supergenerationgamers
      @supergenerationgamers 2 місяці тому +14

      Stop paying taxes

    • @soflodoug
      @soflodoug 2 місяці тому

      @@janemm1567 The county just records deeds. Sad but thats how it is. They dont care.

    • @thewebdiva5903
      @thewebdiva5903 2 місяці тому +63

      It’s easier to steal someone’s property than to get a drivers license. The counties and/or states need to tighten up or slow down the process. Notification should be sent to the current owner before the transaction is completed. This is like all the banking grift going on today. Why aren’t the banks forced to be proactive and ensure as much as possible that their procedures are more foolproof to protect their customers? Allowing crime to occur unabated is not acceptable.

  • @sheerwillsurvival2064
    @sheerwillsurvival2064 2 місяці тому +870

    They charge you taxes but can’t protect your mortgage

    • @soflodoug
      @soflodoug 2 місяці тому +11

      @@sheerwillsurvival2064 Welcome to life.

    • @charlesrocks
      @charlesrocks 2 місяці тому

      They aren’t legally obligated to protect you. You are a slave

    • @shwnshts9469
      @shwnshts9469 2 місяці тому +1

      You haven't been paying taxes to your mortgage lender have you?

    • @sheerwillsurvival2064
      @sheerwillsurvival2064 2 місяці тому +18

      @@shwnshts9469 you realize the deed is kept with the county records 🙄

    • @ChrissyAnn85
      @ChrissyAnn85 2 місяці тому +2

      Exactly

  • @calidreams5379
    @calidreams5379 2 місяці тому +298

    It’s not the homeowners fault, the county is at fault for accepting fraudulent documents and the bank is at fault for giving loans to identity thieves. They need to change their policies to protect citizens or take responsibility for their own actions.

    • @sunlight4169
      @sunlight4169 2 місяці тому

      Exactly. This is clearly negligence and the government is complicit to allow this to happen.

    • @sharonsparks900
      @sharonsparks900 2 місяці тому +16

      I have a freeze on my credit. I forgot to unfreeze it and when I buy a refrigerator, the company said we can’t verify your credit, sorry. Then I unfroze it and made the purchase.

    • @sunlight4169
      @sunlight4169 2 місяці тому +14

      @@sharonsparks900 We should be able to freeze the title on our property as well. What is going on is totally nuts with these fraudsters.

    • @sharonsparks900
      @sharonsparks900 2 місяці тому +2

      @@sunlight4169 If you have a mortgage, I don’t this can happen. The reality is the bank or mortgage company owns the property.

    • @ottofarago2690
      @ottofarago2690 2 місяці тому +2

      One would only hope so. It happened to us. I have a court decision that the registrar of deeds is absolutely flawless and faultless. "Untouchable"!

  • @shavonblue2185
    @shavonblue2185 2 місяці тому +361

    Its probably someone who work at the tax assessor office. Texas should require an ID and require you to show up in person to transfer a Deed.

    • @r.r.r9300
      @r.r.r9300 2 місяці тому +21

      They should also require a fingerprint too! In California when my parents bought a house the mortgage company required them to put their finger prints on the documents. An ID can be faked but a fingerprint cannot.

    • @ycplum7062
      @ycplum7062 2 місяці тому +5

      But that would involve excessive government intrusion in to private affairs and business. Are we to become a communist state?
      /sarcasm

  • @sting114
    @sting114 2 місяці тому +420

    Notary person working with scammer . Usually they are family members

    • @THall-vi8cp
      @THall-vi8cp 2 місяці тому +23

      Or a stolen notary seal. That's fairly common.

    • @english7451
      @english7451 2 місяці тому +8

      It does take a notary for deeds and refinance. That’s true.

    • @elcajoia619
      @elcajoia619 2 місяці тому +10

      This is the right answer!

    • @jimcroft21
      @jimcroft21 2 місяці тому +9

      It’s beyond sad that most family can’t even be trusted these days either..

    • @elizabethmadron1336
      @elizabethmadron1336 2 місяці тому +1

      Unethical notary. They should be jailed.

  • @gwenstevens1963
    @gwenstevens1963 2 місяці тому +264

    It should NOT be SIMPLE!!!!

    • @user-wd3po8sd7k
      @user-wd3po8sd7k 2 місяці тому +13

      I was thinking the same thing as she said that. It shouldn’t be simple.

    • @ottofarago2690
      @ottofarago2690 2 місяці тому

      YET IT'S NOT! (See my post up there or copied here.)
      This scam must be international!!!
      The same thing has happened to us with my wife's property in Hungary, Europe owned free and clear. (Valued at about 350-400k in US Dollars.) They did it WITHIN ONE DAY(!) using two homeless people as proxies in the scam. The crazy thing is later one of them even got murdered, the other in police custody allegedly. Tens of thousands of dollars later in legal fees and costs, the property is still not back in her name after two years. After criminal investigation, court trials, litigating and lawyering it left and right and the middle. Of course, the office of the registrar of deeds is indemnified from ANY wrongdoing , or any involvement whatsoever. They can do no wrong there. (Yeah right!)

    • @jaddek.astrie3071
      @jaddek.astrie3071 2 місяці тому +3

      There must be a team behind it all.

    • @NullLang
      @NullLang 2 місяці тому +6

      It shouldn't be POSSIBLE

  • @bfrandsen1
    @bfrandsen1 2 місяці тому +143

    "What can you do to protect yourself?". Response, " Oh just keep an eye on it and see if someone is mowing your grass." WTF are you talking about? It's 2024 and this is the best we can do?

    • @whiskers78753
      @whiskers78753 2 місяці тому +1

      I know, that woman is an idiot. I don't even understand how a criminal mowing your lawn has anything to do with it. They steal your title to make fraudulent loans, not to mow your lawn.

    • @zelgie3013
      @zelgie3013 2 місяці тому +6

      Murica!

    • @Lordoftherobe
      @Lordoftherobe 2 місяці тому

      It's Texas... A third world country... Of course they don't believe in technology

  • @marthajean50
    @marthajean50 2 місяці тому +82

    So, by law, the clerk at the store cards everyone buying cigarettes or a beer, but no-one asks for any ID before transferring YOUR HOME. And all you can do is keep checking to see if it's been stolen yet. smdh

  • @Sandy-dd5jz
    @Sandy-dd5jz 2 місяці тому +294

    Notary public needs to be in jail

    • @sarita5572
      @sarita5572 2 місяці тому +12

      💯

    • @Yao-m1s
      @Yao-m1s 2 місяці тому

      Absolutely ​@@sarita5572

    • @ohreally404
      @ohreally404 2 місяці тому +8

      Why? His or her job is to ID the person who's signing the document, not to read through the document or try to determine if the document is fake.

    • @michaelvaus
      @michaelvaus 2 місяці тому +19

      ​@@ohreally404 So, you don't think a notary should go to jail for fraud?

    • @myownboss1
      @myownboss1 2 місяці тому +8

      ⁠@@ohreally404Well said!!! I was a notary for 20 years in California. Don’t know about Texas law as notary functions vary by state, BUT in California, the notary is NOT responsible for verifying the validity of a document; their purpose in this state is to verify the identity of the signer ONLY. I know: once the LAPD showed up to my home to get a notary journal I had done for a woman who apparently had me notarize a transfer deed she used to steal her mom’s house. I got the journal back with no consequences because the police saw that the notary I did was done in accordance with state law with record of her (the thief’s) drivers license and fingerprint in my journal ‼️‼️‼️🤨

  • @AJ-jw6yp
    @AJ-jw6yp 2 місяці тому +269

    The "How" is that the state of Texas does NOT require an ID if a person shows up to the tax office to request a transfer of a deed. When you try to change it back, they DO. Our identity was stolen, and persons opened accounts in our names online and in person, no ID needed. When we made a police report and requested these accounts shut down, THEY REQUIRED US TO SHOW OUR IDENTITY and pay fees, etc. The officer who took our report was kind enough to suggest that we check to make sure no one transferred the deed to our home. When we requested a block of some kind to make sure this couldn't happen, they stated that Texas doesn't do that. So be aware people, this can happen to anyone!!! We were current on everything, great credit, etc. Thia happened after a T-Mobile hack.

    • @gdiup9241
      @gdiup9241 2 місяці тому +11

      Fake IDs /documents underground. They are really good at making these

    • @stopthelightskinguilt.3775
      @stopthelightskinguilt.3775 2 місяці тому +51

      Why in the hell would they not require an ID for something as Important as a deed transfer???? But anything that has something to do with cars in Texas you need ID. That’s so backwards and stupid

    • @doradean3097
      @doradean3097 2 місяці тому +21

      I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

    • @AJ-jw6yp
      @AJ-jw6yp 2 місяці тому

      @doradean3097 we've contacted every office we possibly can. Now we just tell everyone we know to check your credit. Monitor your junk mail for strange names with your address and check your deeds as often as you can. Call your loan company and set up a pin for access to your loan information. Google your name and address and remove your information when found online. Also, do not use your real name online. Contact social security and FBI websites if fraud is suspected and create a pin with social security. Freeze your credit report and check as often as you can, create a pin with them as well. Use "check systems" to look for bank accounts in your name as well.

    • @imo.124
      @imo.124 2 місяці тому +5

      Wow thanks for sharing! I need to double check because this is crazy!!

  • @SCSC-qz7rr
    @SCSC-qz7rr 2 місяці тому +92

    What??? There’s nothing they can do??? People need to start signing petition to pass a law that will required anybody to prove you are the actual owner before changing any type of documents like this, this is insane, that the county allows anybody to steal your property under your noses…

    • @Shadavaria
      @Shadavaria 2 місяці тому +8

      Most of these states can't even pass laws to protect your property from squatters. This has been going on for a while, and I am guessing it will get worse until it gets better

    • @MrNickpeck36
      @MrNickpeck36 2 місяці тому +1

      If only we had an administration that cared, or did any work for that matter. This is ridiculous…

  • @kraftwurx_Aviation
    @kraftwurx_Aviation 2 місяці тому +139

    Title or deed fraud is fraudulent no matter what. Automatic 50 years in prison for people caught doing this...

    • @theresapinilla4913
      @theresapinilla4913 2 місяці тому +9

      They don't often get caught, bc this is not a law enforcement priority.

    • @finddeniro
      @finddeniro 2 місяці тому +2

      Foreign Countries?

    • @tandemrudy2014
      @tandemrudy2014 2 місяці тому +6

      😂😂😂😂 50 years in prison more like 15 minutes the laws are so weak these days

    • @winniethepoohandeeyore2
      @winniethepoohandeeyore2 2 місяці тому

      If they do the crime and go through USPS, That makes it a federal crime.

  • @musictosoothe
    @musictosoothe 2 місяці тому +69

    County offices should not file any deed changes without first contacting the owner on record or requiring that they be there in person.

    • @LikeBlowingintheWind
      @LikeBlowingintheWind 2 місяці тому +2

      Good Idea

    • @Kenna198
      @Kenna198 2 місяці тому +7

      They should send a letter to the homeowner prior to transferring the property, like a warning

  • @x-men69-96
    @x-men69-96 2 місяці тому +96

    Keeping the resident property safe, is that the government job? Then why do we need a gov when they do nothing to protect us?

    • @troywalkertheprogressivean8433
      @troywalkertheprogressivean8433 2 місяці тому +1

      Are you suggesting there should be no government or a responsible government?

    • @wcwright44
      @wcwright44 2 місяці тому +1

      Maybe nothing in Texas…

    • @gt5713
      @gt5713 2 місяці тому

      @@troywalkertheprogressivean8433 You don't need a gang of useless bandits who pretend to serve you while robbing you constantly. That's an outdated model.

    • @TheQueensWish
      @TheQueensWish 2 місяці тому

      Don’t be an idiot. It’s an insider job at the clerks office. Collusive merchant activity. If they can’t stop it. Close the office and fire everyone.

  • @softersideofc.c.5655
    @softersideofc.c.5655 2 місяці тому +42

    Its crazy how scammer have so much access to other ppl paperwork an nobody seems to ask any question or for Id, nothing. But then when the real homeowner shows up now you need all forms of Identification

    • @kathleencove
      @kathleencove 2 місяці тому

      The system is set up to protect criminals, with the government being the biggest criminals of them all. Ask the people of Chavez Ravine (now dodgers stadium) and Standing Rock.

    • @tomrogers4667
      @tomrogers4667 2 місяці тому

      Not really we put all our information on line

  • @geoleo2597
    @geoleo2597 2 місяці тому +91

    So this is identity theft. There has to be a way to catch the person stealing the identity and benefiting from the theft. If they’re getting a loan it’s obviously a bad loan. There has to be fail safes against this

    • @doradean3097
      @doradean3097 2 місяці тому +8

      I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

  • @sarahdawn7075
    @sarahdawn7075 2 місяці тому +33

    Why cant the county insure that the transfer request is from the actual owner? How can a fraudulent Notary stamp not be recognized? Why cant the county "undo" the transfer once the actual owner presents ID and denies it? How come the county cant be sued or otherwise held responsible for failing to protect a piece of property from theft?
    It's laziness. The county would rather forfeit a property to theft than take steps to identify a thief who they enabled.
    Why is it the property owners responsibility to constantly monitor what the county is doing with their property?
    THIS IS NOT THE PROPERTY OWNERS RESPONSIBILITY TO PREVENT. IT IS THE COUNTY'S!

    • @kathleencove
      @kathleencove 2 місяці тому

      This is why they have eminent domain and want to get rid of arms. This isn’t about the one thief. The government wants leave it easy for small time thieves because the government is the biggest thief of them all, with their corporate contracts and selling land that doesn’t belong to them. Ask the people who used to have homes where dodger stadium currently is. Ask the people at Standing Rock. Eminent domain should be made illegal.

    • @AbyssalSoda
      @AbyssalSoda 2 місяці тому

      Fraudulent stamp can't be recognized yet the post office can identify fraudulent stamps with ease and will throw out mail constantly

  • @imo.124
    @imo.124 2 місяці тому +47

    Why aren't they taking pictures and fingerprints before doing any deed transfers???? Why not require social security cards etc. There has to be more done to help fight this mess!!

    • @lizgalindo5657
      @lizgalindo5657 2 місяці тому

      Because the fake Identity people, probably requested fake SS cards.

    • @ElaineWall-l4p
      @ElaineWall-l4p 2 місяці тому +2

      Wise suggestions.

    • @Super-c00n
      @Super-c00n 2 місяці тому +2

      Why not? Because they don't care.

    • @AbyssalSoda
      @AbyssalSoda 2 місяці тому

      ​@@Super-c00nBecause it gives them an avenue to seize your property

  • @Sandy-dd5jz
    @Sandy-dd5jz 2 місяці тому +106

    Harris county needs to correct this huge problem

    • @doradean3097
      @doradean3097 2 місяці тому +9

      Voice your concern to your district congressman and urge they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough people make noise and complain to lawmakers.

    • @fmac5860
      @fmac5860 2 місяці тому

      Houston is becoming complete lawlessness. La nyc times 100% very soon. I think Texas politics know this. It's over

    • @strtfghter02
      @strtfghter02 2 місяці тому +2

      ​@@doradean3097 i agree, but i honestly dont know how. Do you have any clear guidance?

    • @tr1bes
      @tr1bes Місяць тому +1

      It's everywhere. A North Carolina man own home worth $4million went to someone else too.

  • @RestynPeece
    @RestynPeece 2 місяці тому +89

    "its quite simple actually!" What!? there's the problem! wow!

    • @DawnRK3204
      @DawnRK3204 2 місяці тому +9

      Seriously. I have to jump through hoops to sign into nearly every website, but someone can just show up and transfer a deed?

    • @tomrogers4667
      @tomrogers4667 2 місяці тому +1

      The fact they have access to the paper work online.

    • @TheQueensWish
      @TheQueensWish 2 місяці тому +1

      How irresponsible for her to say that. Then she said she didn’t want to alarm anybody. Too late!

  • @simonhadley8829
    @simonhadley8829 2 місяці тому +10

    One thing you can do is have the appraisal district (the guys who hold the physical property records) attach a letter to your file with instructions to contact you directly in the event of any property transfers. Type up the letter yourself and take it in.

  • @espnmk
    @espnmk 2 місяці тому +27

    When a purchase is made a title company overlooks property to make sure there's no other names on the title / deed or liens against it. Why can't the county's do the same procedures before making changes to home or property to Unknown individuals, so yes County's should be on the hook for this huge mistakes to the home owners.

  • @chazman4461
    @chazman4461 2 місяці тому +7

    The municipality needs to be held accountable for this. None of this stuff should be happening.

  • @DigimonTamerfreak
    @DigimonTamerfreak 2 місяці тому +5

    This is why I don't like that ownership information is public information

  • @zenamichelleprincezeemiche4729
    @zenamichelleprincezeemiche4729 2 місяці тому +40

    If there is a lot of deed transfers then, HCAD are not doing their due diligence.

  • @soflodoug
    @soflodoug 2 місяці тому +108

    sue the notary theyre bonded.

    • @FracturedReality777
      @FracturedReality777 2 місяці тому +8

      And if the notary stamp and signature is forged?

    • @zenamichelleprincezeemiche4729
      @zenamichelleprincezeemiche4729 2 місяці тому +21

      6​@FracturedReality777 a paper trail goes back to the Person who stole the information.

    • @GeorgeWashingtonLaserMusket
      @GeorgeWashingtonLaserMusket 2 місяці тому +8

      @@FracturedReality777 Follow the money.

    • @FracturedReality777
      @FracturedReality777 2 місяці тому

      @@zenamichelleprincezeemiche4729 good luck with that. The report presents it as difficult to get this undone. If you're trying to sue that person, you'll have to serve papers for a lawsuit and finding that person might be difficult.

    • @soflodoug
      @soflodoug 2 місяці тому +4

      @@FracturedReality777 Let a court decide that. Thats not the victims problem.

  • @Freese1
    @Freese1 2 місяці тому +30

    This is a big trend.. not just in Texas either

  • @Kenna198
    @Kenna198 2 місяці тому +9

    I periodically check the county website to verify my home is still in my name, what these thieves can get away with is disturbing & shameful ugh

  • @Whypeopledoingthemostfr
    @Whypeopledoingthemostfr 2 місяці тому +22

    With all these new technologies, government agencies should be on top of this kind of issues. Tired of seeing people suffering. Protect people from scammers. Bring them justice. House theif, car theif,mail theif, scammers everywhere

    • @rosesarered3904
      @rosesarered3904 2 місяці тому

      They only care about collecting taxes.

  • @RohanKumar-zr3pj
    @RohanKumar-zr3pj 2 місяці тому +33

    Seller and buyer or their duly authorized legal representatives both need to be present for transfering at deed transfer office..

  • @MrJacksspleen
    @MrJacksspleen 2 місяці тому +65

    Absolutely nothing helpful in this reporting. Super vague...

    • @KathleenWilkie
      @KathleenWilkie 2 місяці тому +1

      It is not super vague. The attorney is stating matter of fact.

    • @ThisIsMyRealName
      @ThisIsMyRealName 2 місяці тому +3

      As an attorney she should at least know ways to protect your assets but she's so vague it's ridiculous.

    • @llre12
      @llre12 2 місяці тому

      @@ThisIsMyRealName I bet if you rollout some cash she'll become more precise.

  • @thesecretshade
    @thesecretshade 2 місяці тому +5

    Don't forget elderly people because they get targeted more often in different scams.
    I took care of an elderly lady (senior home) who cried every single day because she got scammed out of her house after her husband died and then kicked out of it.
    I mean it when i say she cried e.v.e.r.y. day how she missed her home and she doesn't want to be in a senior home. It was heart breaking. There's no words that could comfort.

  • @rkd2009
    @rkd2009 2 місяці тому +8

    @4:10 - Unfortunately there is no real ways to prevent it - that's what she is saying? So basically, we are hosed. Are we living in 1824? Counties should be placing checks and balances in their systems to avoid these kind of scams

  • @Kibatsume1
    @Kibatsume1 2 місяці тому +6

    Well here's part of the issue we decided everything to be digital now. All you have to do is Go online.
    Make it mandatory
    In order to change a deed you must go into a government agency in person.
    You must have your photo and thumb print taken. Compare your driver's license with the county records.Problem solved
    .
    My boss's husband passed away
    You would not believe all the documents required to prove she was married to him in order to legally take his name off or to get legal ownership of his stuff.
    Yet anyone can make a quick deed and steal a house

  • @doradean3097
    @doradean3097 2 місяці тому +19

    I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

    • @sunlight4169
      @sunlight4169 2 місяці тому

      Exactly - we should be able to freeze our title from transfers like we can freeze our credit reports. For many, these can be primary residence, of which our home is considered our castle and has many Constitutional protections. The government is supposed to protect those Constitutional rights and it is instead contributing to violating these rights. Completely disgraceful and negligent. What do we pay taxes for so the government can allow people to steal our property? Nuts!

    • @HarMoneyKah
      @HarMoneyKah 2 місяці тому +1

      Let's transfer their deed to make a point. Sadly, our government officials don't usually jump into action until they themselves are directly affected...

  • @moniquemariemuniz
    @moniquemariemuniz 2 місяці тому +18

    My mother’s boyfriend did the same thing while she was dying in the hospital from cancer. His best friend is a shady real estate lawyer who has been changing documents and has been doing shady dealings for several years.. God always wins

    • @namehere5675
      @namehere5675 2 місяці тому +1

      God may win, but he doesn’t seem to do much to help us now.

  • @dlewis895
    @dlewis895 2 місяці тому +4

    FINGER PRINTS. SHOULD BE REQUIRED WITH DOCUMENTS DOCUMENTED

  • @warthogA10
    @warthogA10 2 місяці тому +3

    It's ridiculous this is even possible.
    Those who commit this fraud should be locked up for a long time and be charged a hefty fine.
    Part of paying your property tax should be going toward watching for and protecting against this sort of fraud.
    It shouldn't even be possible in the first place.

  • @Cucumberflavoredmustard
    @Cucumberflavoredmustard 2 місяці тому +19

    This would be a very simple thing to stop. Require in-person closings/deed transfers or quitclaims, and do simple BG checks on all parties involved. Require that a funds transfer for proceeds be an American bank. This will make a funds seizure much easier should there be any fraud.

    • @sunlight4169
      @sunlight4169 2 місяці тому +9

      We should be able to freeze our property from title transfers like we can freeze our credit reports, we should be able to go the the recorder's office as legal property owner, present ID, and put a freeze on any title transfer that can only be overridden upon death of owner and/or appropriate legal documents with valid ID.

    • @ellenm2873
      @ellenm2873 2 місяці тому +2

      And ADD fingerprint requirement with ID driver license, birth certificate or passport.

    • @sunlight4169
      @sunlight4169 2 місяці тому

      @@ellenm2873 Exactly. All I hear to my extreme frustration is that we have to monitor our property records. This is ludicrous. Things can change from one day to the next. And in the span of one day this can cost huge legal fees and lots of time that you will never get back (and I doubt that the SOB that committed the fraud would have any assets that you can attach any claim to /sue them. So you lose enormous time and money. I want to scream when I hear we need to monitor our property records. And there are these companies out there that promise to monitor your title-- but big deal, it's not like they are some time of title insurance that will pay you to cover the legal fees if this happens. Nope, just another slick company trying to take your money. We should be able to freeze our title and not have to "babysit" our property records. Absolutely nuts how the system doesn't protect us !

    • @Cucumberflavoredmustard
      @Cucumberflavoredmustard 2 місяці тому

      @@ellenm2873 In-person closings already require valid ID from buyer and seller.

  • @alwaysyouramanda
    @alwaysyouramanda 2 місяці тому +4

    My aunt tried to do this to my mom when my grandma was getting old. My mom and us two kids were living with and taking care of grandma. Luckily the lawyer of whoever she went to was just a scammer. She didn’t succeed in taking the house, and grandma left it to us

    • @alwaysyouramanda
      @alwaysyouramanda 2 місяці тому

      My aunt has a husband and 5 boys. A house.. guns.. they even stole my grandma’s guns.. they didn’t need to take the house 😢😢😢 they just wanted to. And the 3 of us would have been homeless in SoCal.

  • @microbios8586
    @microbios8586 2 місяці тому +21

    As long as I'm still getting my property tax bill each year, I can assume I'm still the owner, correct? This is terrifying.

    • @skr2824
      @skr2824 2 місяці тому +1

      Never assume

    • @elleivers9387
      @elleivers9387 2 місяці тому +5

      You can check your county public records online at anytime to see whos the owner of your property.

    • @whiskers78753
      @whiskers78753 2 місяці тому

      @@elleivers9387 That is true and I check my records periodically, but I have noticed that it takes the county several months to update their online records. Alot of damage can be done in a few months.

    • @mdmoz1777
      @mdmoz1777 2 місяці тому +5

      There may be a lag period of months before you receive notice that the change occurred after you paid your last tax bill.

  • @marmars1081
    @marmars1081 2 місяці тому +9

    This mainly affects homeowners without a mortgage or lien on their property. I'm considering placing a lien on my own property. That way, the transfer can't happen until "I" am paid. Liens are harder to remove for scammers and easier to remove for the lien holder.

    • @thebadgerette69
      @thebadgerette69 2 місяці тому

      What is the process for this step? Tx

    • @paulphotios3920
      @paulphotios3920 2 місяці тому

      Sorry I did not see your comment and I do not live or own property in the states. However I continue to have a mortgage on my property thru a very reputable bank even though I could pay it off. Also hold a draw down clause should I require money at short notice without generating a new loan agreement.

    • @sathdk79
      @sathdk79 2 місяці тому

      @@thebadgerette69don’t pay your taxes… different kind of risk.

  • @tovinny68
    @tovinny68 2 місяці тому +2

    I think homeowners should be alarmed since it is the most major portion for most of us.

  • @thepain321
    @thepain321 2 місяці тому +3

    Happened to us. Former owner died. Had an old will that said property would be given to the heir. Heir was able to file on it without notice. Then tried to have us removed after we had already paid for the house. Some people just don’t care, are out to steal when they see an opportunity.

  • @johnm2991
    @johnm2991 2 місяці тому +20

    Why doesn’t the legislature amend the law so that only licensed attorneys (who are also notaries by virtue of their legal license) are authorized to notarize transfers of real property???
    💯 Best Practice.

    • @marmars1081
      @marmars1081 2 місяці тому +4

      Why add an extra $3,000 to a transfer when you can just put a lien on your own property? That way it can't be transfered out until you are paid. In any case, the only way to satisfy the lien is for you to remove it. Only you will be able to remove this lien .

    • @rickss69
      @rickss69 2 місяці тому +1

      @@marmars1081 Interesting concept if there are no ramifications.

    • @elleivers9387
      @elleivers9387 2 місяці тому +1

      @@marmars1081 Does sound interesting, Probably have to use a diffrent name when placing the lien ??

  • @clairelivefreeordie2551
    @clairelivefreeordie2551 2 місяці тому +3

    How do you change a deed *without* the actual owner's express permission?

  • @AMERICANPATRIOT1945
    @AMERICANPATRIOT1945 2 місяці тому +2

    What is really disturbing here is that if the real homeowner went to town hall to change it back, the real homeowner would get into trouble, but the criminal faces little or no consequences. We need changes to our laws to stop favoring criminals over victims, and to severely punish actual criminals with many years behind bars or death for their crimes. There is simply no excuse for a government entity to allow this to happen. The house was not sold, there is no actual court order to change the deed either, therefore the deed cannot change hands. In this case, it should be simple for the real owner to go to town or county hall with their obvious proof of ownership and change the deed back to themselves, and have the criminals arrested, convicted, and imprisoned for their crimes.

  • @danam.8709
    @danam.8709 2 місяці тому +6

    How neatly she turns this back on the home owner Not government minions being too lazy to show due diligence. ONE phone call to the mortgage holder/owner could stop thiscrap.

  • @AndrewWalker-z2g
    @AndrewWalker-z2g Місяць тому +3

    ID & finger print required, done.

    • @Misaka-gt5yj
      @Misaka-gt5yj Місяць тому

      You know that doesn't stop the notary public right? They sometimes don't do their due diligence when it comes to verifying the true identity of the deed owner, they just care about the fingerprint and ID being there, EVEN if it's the wrong ID and fingerprint

  • @user-mq2vo
    @user-mq2vo 2 місяці тому +4

    Absolutely ridiculous! There should be mechanisms in place state and county to prevent this from happening. Laws in place and prison time to the max for anyone guilty of this.

  • @DRventura333
    @DRventura333 2 місяці тому +16

    Same rubbish by the county or State as criminal squatters allowance!!! Sue the STATE and the county for this egregious mishaps as this has gone beyond lack of any accountability for someone's hard earned property theft. Class Action Lawsuits should be filed by all those affected by these types of shenanigans. Just outrageous.

    • @doradean3097
      @doradean3097 2 місяці тому +1

      I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

    • @DRventura333
      @DRventura333 2 місяці тому +5

      @@doradean3097 Agree in totality. They make you sign hundreds of papers at closing plus show your ID etc BUT some person can then go to a courthouse and two minutes later the deed is falsely changed to their name. People need to take action beforehand.

  • @GamerGee
    @GamerGee 2 місяці тому +8

    They need to upgrade the laws and require more identification

  • @daves2822
    @daves2822 2 місяці тому +7

    The lender of thr money should be responsible as if they do not do their diligence, they are then complicit in the fraud/theft

  • @runderwo
    @runderwo 2 місяці тому +1

    Many counties in Texas run what they call property fraud alert systems to prevent exactly this from occurring. Registering is recommended.

  • @GEAUXFRUGAL
    @GEAUXFRUGAL 2 місяці тому +2

    This clearly is fraud and any RIGHTEOUS judge should tell those lenders hug a root.

  • @integr8er66
    @integr8er66 2 місяці тому +5

    Companies that make loans to an imposter need to just lose their money. Until we put the responsibility back on them for not doing their due diligence they will keep screwing us. If they don't verify who they are making a loan to they should be the one to lose out

  • @cryptolight7063
    @cryptolight7063 2 місяці тому +2

    Every record of home ownership should be written to the blockchain (an overhaul of the current system). If the deed to her house was secured through the SOLANA, XLM, or XRP blockchain, a private key (alphanumeric code) would be required to access the document prior to making any alterations to it. In the event that someone loses their private key, they would have to prove their ownership of the house at a county office to receive a new copy of their deed on the blockchain.

  • @TheSiriusEnigma
    @TheSiriusEnigma 2 місяці тому +1

    The issue is the abyssal failure of the civil offices to do their job. Basic ID validation is enough to find major issues. A land or house deed should require more than just the signature. It should require the previous owner title and ID. Also, any notarized documents should be on record. Both the old and new deed should be validated with the notary.
    Both the cities AND the banks should call the notaries, and just make sure that the documents actually exist in their records.
    This is like a bank cashing checks with no signatures. Banks are supposed to validate signatures before releasing the money… they don’t.

  • @esdee878
    @esdee878 2 місяці тому +1

    There needs to be a system that requires numerous documents (birth certificate, employment records, etc) and for questions to be asked that only the homeowner or their rep can answer. All documents need to be presented to the court in person and under oath.

  • @ridethewaves4034
    @ridethewaves4034 2 місяці тому +1

    When you file your deed in Philadelphia, Pa, you have to attach a photo copy of your license, Real ID, and or passport to your deed to keep this from happening. This way staff can confirm the real owner of the property. They match the photo with the person and signature. There is no exception. Your photo must be attached. It has prevented a lot of ppl from losing their homes to scammers.

  • @AlexandraPasoFinos
    @AlexandraPasoFinos 2 місяці тому +1

    Florida allows property owners to register to get notifications of any change to the property ownership.

  • @gabrielaquinones9527
    @gabrielaquinones9527 2 місяці тому +1

    And who ever approved the home loan and the changing of the name of the house need to be accountable for this too.

  • @0annonymous
    @0annonymous 2 місяці тому +2

    If you're going to make sure you're home is in your name, you should also make sure you own the LAND UNDER it and make sure you're listed on that deed as the OWNER, NOT just a TENANT
    Then, you should get a deed lock that prevents anyone from tampering with your deed

  • @terripebsworth9623
    @terripebsworth9623 2 місяці тому +2

    I disagree with this expert. You can file a title lock with your county clerk which legally requires the clerk to call you directly by phone and/or contact you directly in writing BEFORE your property title is transferred to ANYONE else. In which case, it will not be possible for a random person to just show up with a fake deed or notorized title and claim ownership of your property. You DO, however, need to keep your phone number and/or address updated with the clerk should either of those change. Most states and counties have title lock service. I would ne very surprised if Texas doesn't.

  • @robertfergusson5367
    @robertfergusson5367 2 місяці тому +2

    This is a common tactic with shady HOAs. Always keep your records and documentation. Every payment, every deed. Make sure they are certified copies. Read every document you sign from start to finish. If someone is pushing you to just sign it then tell them that you are considering a lawyer to review the documents. If a certified county clerk stamp was used by the scammer then the city needs to be held accountable and the office the stamp came from needs to be investigated.

  • @lynnharrell9598
    @lynnharrell9598 2 місяці тому +1

    The Florida county I live in has a program that will email you a notice when a document of any kind is filed under a name that matches yours, and the notice happens the same or next day following filing. The county doesn’t screen the documents for legitimacy, but by notifying you immediately, you can take action to correct it if necessary. Check with your county to see if they offer something like this.

    • @ottofarago2690
      @ottofarago2690 2 місяці тому

      True... The problem is, it is AFTER the fact "the deed is done". Correcting it? You ONLY wish it took a couple of hours or a day or two free of charge. It also happened to us. After more than two years and tens of thousads of dollars in legal fees, my wife's name is still not back on the property she own(ed) free and clear. 350-400k is up in legal smoke and mirrors for over two years now.

  • @Sidicas
    @Sidicas Місяць тому +1

    4:15 That is nonsense. All the noteries are officially registered with contact information that can be looked up by anybody and the deed office can just directly ask the notery to confirm any document before filing it. Say it with me, this is a L-A-Z-Y problem combined with a sheer disregard for the homeowners that pay their salaries by the county clerks office.

  • @neilkurzman4907
    @neilkurzman4907 2 місяці тому +1

    So the real estate agent didn’t talk about what happened to this woman, but talked about a bunch of other things that could happen. Notably being stolen from your family and being asked to sign papers, you shouldn’t sign. But nothing about someone you don’t know and have never met stealing your property, good interview

  • @Drumbeat52
    @Drumbeat52 2 місяці тому +7

    "Reach out to someone with expertise in this field?" Cassie is the one with expertise in this field and she said there is nothing she can do! lol

    • @TheQueensWish
      @TheQueensWish 2 місяці тому +1

      Cassie call the Police and get scammers arrested.

    • @lpg12338
      @lpg12338 2 місяці тому

      LOL! 🤣

  • @johnlyn1
    @johnlyn1 2 місяці тому +3

    There is no way the people doing this taking out mortgages against the property can't be traced and found. The bank they got the loan through has pictured identification of whoever sign for the loan. They need ID, they need credit reports, etc.

  • @Omar_Zazzle
    @Omar_Zazzle 2 місяці тому +8

    Don't the clerks check Identifications?

  • @jenna6256
    @jenna6256 2 місяці тому +1

    See if your county offers alerts for your property. Call them or go on the county website

  • @JimmyJinIA
    @JimmyJinIA 2 місяці тому +2

    This isn't hard legistators! Put a simple process in place that requires verification of a valid Driver License that matches the mailing address for the property. Or in the case of a real estate company, the person working there on behalf of them.
    We have double verifiers to log into email, 6 digit pins on VM, but nothing for the most valuable asset folks will buy.
    Heck, you even need to show ID at a pawn shop to transact items.
    Not hard...just saying.

  • @adithalee8660
    @adithalee8660 2 місяці тому +2

    My mother use to always be down at the county trying to make sure no one was trying to take the property. She was obsessed about it and discovered that some of the employees at the county admitted they were investors and people they knew who were always strategizing on how to take the property. They'd make it look or appear like the taxes handn't been paid when they had been paid weeks ahead and they'd just hold it so the other investor could try to take it. Or someone tried to do something similar to what was done with this lady except it's groups of people working in the county whose working with investors or want to be part of the investor group to take the property. They were even on phones calling each other at the county whenever she came and reporting to each other how she was down there again to make sure they applied the property task immediately. I think she lived down there b/c of those crazy people.

  • @Sandy-dd5jz
    @Sandy-dd5jz 2 місяці тому +21

    OMG how does this happen?
    Harris county needs to clean the house and take responsibility for their stupid actions

    • @doradean3097
      @doradean3097 2 місяці тому +1

      I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

  • @stonecrestquilt
    @stonecrestquilt 2 місяці тому +27

    Don’t want to alarm people, but there’s really nothing that they can do. Yep no alarm there.

  • @marsflee3815
    @marsflee3815 2 місяці тому +1

    I hate that there’s security measures and protections that charge to protect you from this type of theft and the right institutions that keep records of the deeds do not take these same measures. They should be held accountable by new laws. I’m wondering if these companies that charge to give you these protections are involved in the thefts? It looks too fishy for them to charge for these services and saying that there’s little they can do.

  • @sharonhorne2764
    @sharonhorne2764 2 місяці тому +1

    Keep a copy of everything. No one should be able to change anything without ID, calling the original homeowner before accepting any information. It's should not be the homeowner responsibility, should be the city making sure those documents are legit and contacting the original person on the deed and make the process a little longer before any exchange, making sure everything is right.

  • @OpenSpacesBlueSkies
    @OpenSpacesBlueSkies 2 місяці тому +2

    They should have both parties present bringing with them signed documents from a licensed notary, preferably a notary stationed at a courthouse, requiring photo ID’s with matching name on bank accounts.

  • @teresamcnulty8471
    @teresamcnulty8471 2 місяці тому +1

    I don't understand it either. It should be illegal and simply straightened out!

  • @JustMe-bg3gn
    @JustMe-bg3gn 2 місяці тому +2

    So let me get this straight, people have to provide more proof to register a 🚗 car than get someone's 🏡 property? Insanity

  • @PChazman1
    @PChazman1 2 місяці тому

    A friend of mine lost his home in Berkeley, Ca. through deed theft. By the time they found out, it had been sold to a large corporation it was too late and they had no money to battle it in court.

  • @emanuelandrewsiii4160
    @emanuelandrewsiii4160 2 місяці тому +9

    Ain't no way. How is this acceptable? I have to do an interview for TSA Pre✅ and have a passport that also requires multiple forms.

    • @doradean3097
      @doradean3097 2 місяці тому +1

      I urge everyone to voice this concern to our district congressman and ask they do something about this before this happens to any of us! Try to imagine the hoops and tortuous emotional distress these victims now have to go through with no lawful recourse is just plain ridiculously! Change will only happen if enough of us make noise and complain to lawmakers.

    • @rickyayy
      @rickyayy 2 місяці тому

      Not in Texas!

  • @LinhHa-sd4zf
    @LinhHa-sd4zf 2 місяці тому +2

    This report has given me no comfort, and or answer as if this lady got the DEED with her name put back on it?
    I don’t get it. Yes, you show ID, all kinds to see doctor, you show ID to buy cigarettes and yet, we have this big problem with a house. The biggest investment in your lifetime, you poured your sweats, you sacrificed to do whatever to have that roof for you and your family.
    One more thing, you have a car title in your hands once you paid it off, and the house, you get nothing to show for.
    I don’t get it.

  • @YC72
    @YC72 2 місяці тому +1

    They should be able to check Texas driver’s license or ID, on the computer, at the county office. They should also have a period of time where the county is required to contact the owner before the transfer of property goes through.

  • @bikeman1x11
    @bikeman1x11 2 місяці тому +1

    counties should be held accountable- youd think the banks would protect their collateral

  • @pallmall8452
    @pallmall8452 2 місяці тому +11

    Easiest way to avoid this...NOT THE BEST, easiest....just keep a loan out for your house. Take a 10k HELOC, use the heloc money to pay the monthy.

    • @imo.124
      @imo.124 2 місяці тому +1

      So are you saying this happens to people who own rather than people who are still paying on their home loan?

    • @marmars1081
      @marmars1081 2 місяці тому +7

      Better yet, just put a lien on yourself. For a one time charge of $95, your home will not be transferable until you remove that lien.

    • @pallmall8452
      @pallmall8452 2 місяці тому

      @@imo.124 yes, if the bank has a lien on your property or they are owed money, you best believe no ones selling/trading/transferring a house with out their say so, and their money.

  • @ValenceFlux
    @ValenceFlux 2 місяці тому

    Someone was going around the country installing and cleaning pools and sending me charges for over a year. It amazes me how long it just goes on for.

  • @seannguyen1866
    @seannguyen1866 2 місяці тому +2

    In my county, the county clerk started to make a copy of the driver license of the person recording the deed.

  • @suzanneforasiepi3942
    @suzanneforasiepi3942 2 місяці тому +15

    Identity theft 😡🤬

    • @sarahdawn7075
      @sarahdawn7075 2 місяці тому +1

      No such thing. It's just theft that places responsibility for it on the victim, while those actually responsible suffer no consequences.

    • @suzanneforasiepi3942
      @suzanneforasiepi3942 2 місяці тому +1

      @@sarahdawn7075 I'm blocking you you don't understand THIS bye

  • @rickdunn3863
    @rickdunn3863 2 місяці тому +1

    Not sure how this can happen, as most states require an attorney to file the deed, a regular person cannot file it. Maybe Texas is different?

  • @JoeSmith-qn3el
    @JoeSmith-qn3el 2 місяці тому

    Thank for an excellent expert opinion on this subject. I value her answer very much due to the happenings of the day. Appreciate the program subject sir , it help me on what to watch for.

  • @stphinkle
    @stphinkle Місяць тому +1

    These crooks need to be prosecuted and people that record deeds should require proof of sale or gift to change ownership. Maybe they should take a photo of the owner and require the original owners to come down to change the ownership, and this way if the person filing false documents tries to change ownership they are denied and reported to police.

  • @wcwright44
    @wcwright44 2 місяці тому

    In my CA county, that change would require a notification from the county. Maybe your county can adopt this practice.

  • @mineown1861
    @mineown1861 2 місяці тому

    It is mind boggling that your property , not phone , not car , but land and house, can be stolen in broad daylight , and the apparent ease with which this can be done is insane . The first you may know of it is when the new owners of your home pull up with their movers .
    Seems easier to steal my house than my earpods .

  • @warthogA10
    @warthogA10 2 місяці тому +1

    Nope, the true owner and the person trying this should have to appear before a court and everything verified.
    Local and State governments should be responsible and accountable for this.

    • @ottofarago2690
      @ottofarago2690 2 місяці тому

      Should be, but don't hold your breath.

  • @adamrussell658
    @adamrussell658 2 місяці тому +1

    Dont you need ID to transfer property to a new name? And if the transfer was fraudulent shouldnt it be reversed?

  • @ravendixon1099
    @ravendixon1099 2 місяці тому

    You can go online & create an account with your tax assessors office. The parcel number will be on your tax documents then you can look up the property records...deeds etc.

  • @mudejartrainingnaturalscie6938
    @mudejartrainingnaturalscie6938 2 місяці тому +2

    Put the house in a Trust or Corp. Keep you personal info off of the web.