Maine Ak hi din 1 Hazar ki FD ki Yono SBI app se phir 7 din ke liye phir usi din 1 Hazar ke fd 7 din ke kar sakte hai ya nahi dono ak ho date pe open or close bhi dono ka alag alag intrest milega tho mera lagaya hua amount Mil jayenge Ya nahi Kahne ka matalab ye hai ki ak ho date ko open kiye ak hazar ke phir ak hazar ke or 7 din me ak hi date pe close kar diye dono ko tho mera 2 hazar bapas account me akar dono ka intrest milega ya nahi
Main student hoon aur mujhe zameen sell karke 5 lakh Mila hai agar isko fixed deposit Karta hoon to kya mujhe bhi kisi tarah ka tax pay karna padega kya plz reply
Namaste For getting higher returns on Fixed deposits, investors can consider opening a fixed deposit with any microfinance bank. DICGC insures a depositor upto Rs 5 lakhs , hence even if a person were to invest Say 3 lakhs with a microfinance bank , his deposit would be secure. Thanks.
If I open a fixed deposit in October for one year.how my income tax will be calculated?will it be calculated on the interest between October to March next year ? If interest for entire year is slightly more than 40000,will the tds be deducted from October to October next year or no tds will be deducted on the basis of interest between October to March next year?
Purani fd withdraw hone pr, usi amount ko,turant nayi fd online book kr de,aur saal me 10 lakh cross ho jaaye to ,income tax notice aa sakta hai kya,,,
Sir ager me ppf account me every year 1.5 save krti hu,,or iske alawa 1 lakh ki FD post office me every year krwau to koi dikkat hogi kya? Kya iske liye mughe ITR file bhanani chahiye? Please reply sir
Hello sir.. 1,50,000 ka FD 5 saal ke liye to.. 1,50,000x6.7% = 10200 something. 10200x5 years = 51000 something. total amount = 201000. sir is 51000 ya total amount me koi tax lagega kya..? kya 15G form bharna padega.?
Sir ek family ma four people h sabi na alag alag apna name se alag alag fd karva rakhi h or sabi na apna apne account ma pan number diya hua h tho is Candation me uniki fd ki limit kya hogi 10lac ya 40lac Or koi itr nahi file karta h
If an FD is maturing and say it was for 3 years tenure..now on maturity date I renew it for 5 years..will that be reported to income tax department as a new FD ?
भाई मेरी एक पुश्तेनी प्रोपर्टी है जिसका प्राइस 80लाख तक हे,,क्या में प्रोपर्टी सेल करने के बाद उस पैसे को बैंक में फिक्सड fd के तौर पर उसके मिलने वाले बैंक intest को सेफली यूज़ कर सकता हु ,,,
Main paytm e FD alag alag amount me 1 - 2 mahine ke liye karwata hun fir baad me nikal leta hun.... tatal 700000 FD karwaya vartaman me kuchh bhi nhin hai kya tax dena padega ??
सर एक सवाल मेरा भी आप बहुत अच्छी जानकारी देते है सर में प्राइवेट जॉब करता हु लेकिन कभी itr नही भरता हु क्योंकि इनकम हैं ही नही इतनी लेकिन इस बार मैंने अपना फॉर्म 26as मैं चेक किया तो FY 2021 में SFT 005 TIME DEPOSITE मे 90000 RS दिखा रहा है ओर REMRK O दिखा रहा पर मैंने अपने बेटे की FD करवाई थी जो 345000 कि थी जो पैसे मेरी वाइफ के ACCOUNT से ऑनलाइन उन्होंने ही ट्रांसफर किये थे और मेरे एकाउंट पर 1 YEAR की FD की थी लेकिन जरूरत पड़ने पर यह FD समय पहले ही तोड़ दी थी लेकिन बाद में यही AMOUNT बिना खाते से निकले फिर से FD कर दी लगभग यही अमाउंट की FD तीन बार तोड़ कर 3 बार दोबारा ऑनलाइन ही कर दी गयी ओर यह अमाउंट 10 लाख से ज्यादा बन गया अभी में क्या करूँ क्रपया मार्गदर्शन करें । आप यह जानकारी देने का कष्ट करें क्योंकि कोई भी यूट्यूब पर इस तरह जानकारी नही दी गयी आप से निवेदन की आप मार्ग दर्शन करें
Jab jab karke yaane saal me 3 ya 4 karke 8 lakh fix kiya hai phir agale saal phir 3,4, 5 lakh fix deposit kiya hai 3 ,4 saal me 20 lakh huye to kaisa aur ham usko 4,5 saal barhne ke liye rakha to kaise hoga
Thanks sir, Mere 26 as form me axis Bank sft 005- 50000rs show kar raha hai... Notice nahi aaya hai to kaya kar sakte hai? 50000 rs value 26 as me kaha se aaya...Pls guide
Aap ne ye nahi bataya ki agar m mere town m 15 bank h aur m ne sabhi 15 bank m alag alag date m ten lakh Rs.fixed deposit 15 bank m apne name wife k name and two minor children k name se FD kiya h tab Income tax wala kya notice karega ? Above condition m mujhe 15 bank m FD 10 lakh ki 13 months k liye karu tab ,uopaaye batayen
Agar kisiki 10 lacks ki fd maturity pe double hoke 20 lacks hoti hai to is double amt 20 lacks ko renewal karata hai tabi N agar renewal NAHI karata tabi in dono cases me tax ka kya roll hota hai please?
Maam Mera principal fd amount 6 lakh tha. 10 saal me interest ke sath total amount 11 lakh ho gaya tha. Iss month me mere bank ka interest rate thoda badh gaya to maine wo 11 lakh ke fds premature cancel kar ke immediately phir se naye fds bana liye. (same bank) To kya unn fds ko new fds samjha jayega?? To kya bank unn FDS ko IT Dept ko report karegi?? As a new fds? (via SFT) Will i get a notice from IT dept??
It means in one year f.d.amount should not be exceeded 10.00 lakhs. Suppose this year 10.00 lakhs,next year 10.00 lakhs, then 10.00 lakh this way can be done?
Informative and interesting. Got to know about the maximum limit of FD in a bank account. Also came to know that if a person keeping FDs in more than one bank which exceeds Rs 10,00,000 is not liable to pay income tax on the same. Thank you Sir. 👍🙏
Jab employee is getting 60000 8nsalary then how can survive in 5000 interst from bank ,so all gratuity epf leave encashment all deposit fd which will be more than 50 lakh ,tax to dena hi hai
सर अगर २०१९ मे १ लाख के २ Fd बनाते है १ वर्ष के लिए ओर ओ २०२० मे खतम होके पैसा अंकाऊन्ट मे आए और फिर दोबारा हम fd करे तो ओ क्या income tax के दायरे मे आता है
I have Retired from Service in 2017 and have Invested in FD in PSU Bank. I have Kept 75% of my Retired Funds in FD and Amount is obviously quite more than 10L. The details had been mentioned in my ITR Returns also. But I have Not received any Notice about the same till date. Please clarify
Sir G 50 lacs ki fd karwate hai log or unke paas source bhi hai property sell kar ke vo toh 50 lacs ki fd 5 saal ke liye karwate hai or unko 5 saal bad 60 lacs milte hai isliye aap jo bol rhe hai na 10 lacs ke uper fd karenge toh problem hoti hai aisa kuch nhi hai sir G 🙏🙏
Haan ji ho skta hai. But usme koi problem ki baat nhi hai. Wo sirf reporting purpose ke liye hota hai. Agar aapne Income Tax etc thik se file krayi hai then no issue at all.
Sir, kindly tell me if we have sold some properties of 1 cr and the money is given to those persons which I have borrowed money. Then what will be the role of it department in it. Thnx
Maine Ak hi din 1 Hazar ki FD ki Yono SBI app se phir 7 din ke liye phir usi din 1 Hazar ke fd 7 din ke kar sakte hai ya nahi dono ak ho date pe open or close bhi dono ka alag alag intrest milega tho mera lagaya hua amount Mil jayenge Ya nahi
Kahne ka matalab ye hai ki ak ho date ko open kiye ak hazar ke phir ak hazar ke or 7 din me ak hi date pe close kar diye dono ko tho mera 2 hazar bapas account me akar dono ka intrest milega ya nahi
Very Good Information.. thanks for explaining so nicely.
Thank you so much for the appreciation.❤️😊
fk
Thankyoiu
@@TaxEffects .
Sir lic Jeevan shanti pension plan m 250000lakh jama karte h to itr income tax m relief milega j
Govt is forcing people to spend/consume, not save for corporate interest .HarHarMahadev
छान जानकारी दीली दादा
Main student hoon aur mujhe zameen sell karke 5 lakh Mila hai agar isko fixed deposit Karta hoon to kya mujhe bhi kisi tarah ka tax pay karna padega kya plz reply
Sir kya FD mature hone par sara paisa auto Diposit ho jata hai
Namaste
For getting higher returns on Fixed deposits, investors can consider opening a fixed deposit with any microfinance bank.
DICGC insures a depositor upto Rs 5 lakhs , hence even if a person were to invest
Say 3 lakhs with a microfinance bank , his deposit would be secure.
Thanks.
K(
boht hi ache se or saras bhasha m smjaya bhaiya ...mza aa gya or smj m bhi aa gya...
hello sir,, agar papa ke pese son ke account me RTGS kare 10 lakh se jyada to kya income tax notice ayega??
Pention khate me kitne paise rakh sakte hai
If we are not earning ... So in a year how much can we fix in fd
Nsc ...fd me add hoga kkya
Very very useful......👍👍👍
Sir very simple way explained.
My question is 10lakh+ fd rule is applicable for 19-20 year also.
Yes
Very nice info. But if I have sold a flat then govr will charge tax on that amount plz guide
Bhai financial year me ha kya 10 lakh ki limit pure acount ki limit ha matlab kabhi bhi 10 lakh se uper nahi karva sakte
Agar income tax diya hai to chahe ek crore ki karwao koi tension ni
Sir je forn se western Union me rupees aata hai Fir kya ???
5 saal ki 10 lakh ki FD krvai toh uska jo monthly interest hai vo saving account me transfer hota hai kya and vo interest apun use kar sakte hai kya.
If I open a fixed deposit in October for one year.how my income tax will be calculated?will it be calculated on the interest between October to March next year ? If interest for entire year is slightly more than 40000,will the tds be deducted from October to October next year or no tds will be deducted on the basis of interest between October to March next year?
Purani fd withdraw hone pr, usi amount ko,turant nayi fd online book kr de,aur saal me 10 lakh cross ho jaaye to ,income tax notice aa sakta hai kya,,,
Suppose we are filling return von regular basis but we have no job , no earning so in that case also we have to file the return. please 🙏 reply
Sir ager me ppf account me every year 1.5 save krti hu,,or iske alawa 1 lakh ki FD post office me every year krwau to koi dikkat hogi kya? Kya iske liye mughe ITR file bhanani chahiye? Please reply sir
Hello sir..
1,50,000 ka FD 5 saal ke liye to..
1,50,000x6.7% = 10200 something.
10200x5 years = 51000 something.
total amount = 201000.
sir is 51000 ya total amount me koi tax lagega kya..?
kya 15G form bharna padega.?
recurring deposit pm maximum. kitne amount la kara sakte hain? pl bataen
Hi
Please tell if one may have to pay tax or tds on government fellowships..as jrf, srf, research associate fellowships..
Yes, that is also considered as Taxable Income. You need to file Return if your total Fellowship amount during the year exceeds Rs. 2.5 Lacs.
Supos 5lac stoke market me lagaye he our 5year baad uske 50lac hojate he our usme 40lac ka fd karte he to kya system raheta he
Agar ek financial year me income 4 lakh ho or aap 4 lakh ki fd v usi year me krwa rhe ho to us amount ko 4 lakh me hi count kiya jayega ja 8 lakh me
Sir ek family ma four people h sabi na alag alag apna name se alag alag fd karva rakhi h or sabi na apna apne account ma pan number diya hua h tho is Candation me uniki fd ki limit kya hogi 10lac ya 40lac Or koi itr nahi file karta h
About FD.. Very important.
Excellent knowledge income tax consultants
Many many thanks for noble guidence
Sir I am a student and opened a fixed deposit yesterday in sbi of amount 3lakhs for 1 year, total interest is 20000,can I fill form 15g? Or not
If an FD is maturing and say it was for 3 years tenure..now on maturity date I renew it for 5 years..will that be reported to income tax department as a new FD ?
कैपिटल गेन क्या होता है ।यह कब लागू किया जाता है ।औ र कब छूट मिलनी है ।स्पष्ट करने की कृपा करें ।
भाई मेरी एक पुश्तेनी प्रोपर्टी है जिसका प्राइस 80लाख तक हे,,क्या में प्रोपर्टी सेल करने के बाद उस पैसे को बैंक में फिक्सड fd के तौर पर उसके मिलने वाले बैंक intest को सेफली यूज़ कर सकता हु ,,,
Haan ji kr skte hai. But wo income taxable hogi.
80 lakh rupees par tax to dena hi padega aapko, nahin to 140% penalty lagegi, means 80 lakh par 1.12 crore ki penalty
Fixed deposits in banks are no longer attractive investment option to park your money with falling interest rates and levy of taxes.
FD is for Emergency funds just to lower inflation rate, it is and will never be a part of investment
Main paytm e FD alag alag amount me 1 - 2 mahine ke liye karwata hun fir baad me nikal leta hun.... tatal 700000 FD karwaya vartaman me kuchh bhi nhin hai kya tax dena padega ??
Agar kisne 9lakh kiya FD..or maturity ho gyi 5 saal baad or firr 3lakh ki kiye toh total 12 lakh hue toh notice ayega?????? Plz reply
सर एक सवाल मेरा भी आप बहुत अच्छी जानकारी देते है
सर में प्राइवेट जॉब करता हु लेकिन कभी itr नही भरता हु क्योंकि इनकम हैं ही नही इतनी लेकिन इस बार मैंने अपना फॉर्म 26as मैं चेक किया तो FY 2021 में SFT 005 TIME DEPOSITE मे 90000 RS दिखा रहा है ओर REMRK O दिखा रहा पर मैंने अपने बेटे की FD करवाई थी जो 345000 कि थी जो पैसे मेरी वाइफ के ACCOUNT से ऑनलाइन उन्होंने ही ट्रांसफर किये थे और मेरे एकाउंट पर 1 YEAR की FD की थी लेकिन जरूरत पड़ने पर यह FD समय पहले ही तोड़ दी थी लेकिन बाद में यही AMOUNT बिना खाते से निकले फिर से FD कर दी लगभग यही अमाउंट की FD तीन बार तोड़ कर 3 बार दोबारा ऑनलाइन ही कर दी गयी ओर यह अमाउंट 10 लाख से ज्यादा बन गया अभी में क्या करूँ क्रपया मार्गदर्शन करें । आप यह जानकारी देने का कष्ट करें क्योंकि कोई भी यूट्यूब पर इस तरह जानकारी नही दी गयी आप से निवेदन की आप मार्ग दर्शन करें
Wo 90000₹ aapne interest earn kiya hai us final year mein,
Let me know one thing that I have fd of rs 22 lakh in BOI..but bank shayad private hosakti hai ..so risk to nahi hai?
Sir apka samjane ka tarika bahut acha hai very nice thanks sir so much
Thank you! 😊🙏
हम कितने रुपये के कंपनी शेअर्स खरीद सकते हैं. इसकी क्या लिमिट हैं ?कृपया मार्गदर्शन करे.
Good. Advise. Thanks. Jay. Shree. Swaminarayan
Jab jab karke yaane saal me 3 ya 4 karke 8 lakh fix kiya hai phir agale saal phir 3,4, 5 lakh fix deposit kiya hai 3 ,4 saal me 20 lakh huye to kaisa aur ham usko 4,5 saal barhne ke liye rakha to kaise hoga
Very nice information about F.D
Thanks sir, Mere 26 as form me axis Bank sft 005- 50000rs show kar raha hai... Notice nahi aaya hai to kaya kar sakte hai? 50000 rs value 26 as me kaha se aaya...Pls guide
Lekin sir fd aur saving dono ka amaunt pakadte hai kya
Aap ne ye nahi bataya ki agar m mere town m 15 bank h aur m ne sabhi 15 bank m alag alag date m ten lakh Rs.fixed deposit 15 bank m apne name wife k name and two minor children k name se FD kiya h tab Income tax wala kya notice karega ?
Above condition m mujhe 15 bank m FD 10 lakh ki 13 months k liye karu tab ,uopaaye batayen
Seedha jail jaoge aur sara paisa bhi jafat hoga aur saath mein 140% ki penalty bhi lenge property bechkar, isliye tax bharkar rakho paisa, nahin to fas jaoge
Sir, 5lack ka fd karane per income tax paid karna hoga? . Fd interest per 10% tds to katega hi.
Namaste
If the total taxable income is up to Rs 2,50,000 then you need not file income tax returns.
Thanks
@@onlinesaidasa9105 wo 5 lakh ki fd karwa raha hai to uspe tax to dena hi padega
Sir kitne tak ki fd k interest pr 15 h form fill karna padta h?
Sir After name change FD mai Name change kaise hoga.. Sir please must reply
Sir, agar Farmar apni zamin (khait) bechta h worth 1 crore or uski FD krata h, to bhi income tax ka notice ayga kya?
1 crore par to tax dena hi padega, 30 lakh ke kareeb
Very useful video👍 god bless you
Haaaa April month me...
Foreign se remote work ke through agar 120k $ yearly salary hi to kit na tax lagega batay?
Agar kisiki 10 lacks ki fd maturity pe double hoke 20 lacks hoti hai to is double amt 20 lacks ko renewal karata hai tabi N agar renewal NAHI karata tabi in dono cases me tax ka kya roll hota hai please?
Sir meri 3lakh ki 1 fd ha to kya mera tax lgaga plss replly i hope u will reply
Online notice ka reply Kya C.A k dwara Kiya jayega??
Sir, please make a video if we receive notice from income tax department, how to replay online about our notice,
Saving a/c main kitna tranjectio ker saktey hain
Thanks for this info sir :)
Maam
Mera principal fd amount 6 lakh tha.
10 saal me interest ke sath total amount 11 lakh ho gaya tha.
Iss month me mere bank ka interest rate thoda badh gaya to maine wo 11 lakh ke fds premature cancel kar ke immediately phir se naye fds bana liye. (same bank)
To kya unn fds ko new fds samjha jayega??
To kya bank unn FDS ko IT Dept ko report karegi?? As a new fds? (via SFT)
Will i get a notice from IT dept??
same question
Sir kya bina nominee ke koi fd kiya ja sakata hai?
I wants to do fd in 3 lakh I don’t have fd rd lic can I do fd in sbi without income tax issue
It means in one year f.d.amount should not be exceeded 10.00 lakhs. Suppose this year 10.00 lakhs,next year 10.00 lakhs, then 10.00 lakh this way can be done?
Tax lagega... Agar tax de rakha hai to chahe ek crore ki karwa lo
@@stayhealthy9125 aur agar 15G de rakha ho to
@@ashishkumar-lt8fr 15g se tds avoid hoga, tax nahin
Sir I sell my property if 2 crore and I have to do fd of 2 crore how can I do
Cash se Max kitne tk ki FD Kara skte hain?
Informative and interesting. Got to know about the maximum limit of FD in a bank account. Also came to know that if a person keeping FDs in more than one bank which exceeds Rs 10,00,000 is not liable to pay income tax on the same. Thank you Sir. 👍🙏
🙏
Aapko tax to pay karna hi padega 10 lakh par bhi
Good information👍
Veri tynks
Hi,
If I have 10 lac in my saving account & want to FD. Still I need to inform?
Jab employee is getting 60000 8nsalary then how can survive in 5000 interst from bank ,so all gratuity epf leave encashment all deposit fd which will be more than 50 lakh ,tax to dena hi hai
Tks very much. Useful info
Pheli bar kissi ne achi tra bataya
Fine very clear on renewals of old fds.
Post office main bhi yehi limit rehti hai fd ki?
thanks for the information. So after submitting 15G/H form, 1] the interest on FDs
Very good information
सर अगर २०१९ मे १ लाख के २ Fd बनाते है १ वर्ष के लिए ओर ओ २०२० मे खतम होके पैसा अंकाऊन्ट मे आए और फिर दोबारा हम fd करे तो ओ क्या income tax के दायरे मे आता है
Thanks sir for useful information 🙏
is this rule applicable incase of post office also
Yes
Thank you verry intresting information
If v sell property and get money,shld v pay property tex?
ҭг
Thanks can you explain for nri
Is the right answer
Total 10.lakh se jyada ki fd
I have Retired from Service in 2017 and have Invested in FD in PSU Bank. I have Kept 75% of my Retired Funds in FD and Amount is obviously quite more than 10L. The details had been mentioned in my ITR Returns also. But I have Not received any Notice about the same till date. Please clarify
O
An income tax notice comes upto 7 years for a particular assessment year.
@@rvid4854 okay
@@rvid4854 in
Important information ℹ️ ke liya thanks
Sir G 50 lacs ki fd karwate hai log or unke paas source bhi hai property sell kar ke vo toh 50 lacs ki fd 5 saal ke liye karwate hai or unko 5 saal bad 60 lacs milte hai isliye aap jo bol rhe hai na 10 lacs ke uper fd karenge toh problem hoti hai aisa kuch nhi hai sir G 🙏🙏
Sir I have time deposit. Of 6 lacs since many yearsThis year amount of 6.17 lacs mentioned in my 26 AS formWill notice will be issued to me
Very good information.
1 year ke liya hay kya
Valuable information
I rd money got and make fd same post office .they need
Thanku ji good nice infarmation
Valuable information 🎯👍
Maine 2 lakh ki FD karai fir bhi bank isko show Kara Raha hai income tax department ko?? Kya aysa HOTA hai??
Haan ji ho skta hai. But usme koi problem ki baat nhi hai. Wo sirf reporting purpose ke liye hota hai. Agar aapne Income Tax etc thik se file krayi hai then no issue at all.
Minimun kitna hota hai?
Sir, kindly tell me if we have sold some properties of 1 cr and the money is given to those persons which I have borrowed money. Then what will be the role of it department in it. Thnx
Sir 1year me 3lac tak dikkat aati h itr file nahi karte to
What about SCSS of 15 lacs limit .Is it attracts notice ?
Meri fd 15 year se chal rahi hai ager 20 lakh ho gya to notice ayega