Hello, I am also writing in to tell you Thank you. I have taken the Life Insurance test 3 times in the last year and failed each time, very brutal and time consuming in the trenches, until I found your videos on youtube. I finally passed my forth attempt on Friday thanks to your video's and breaking it down for me. Thank you again.
Congratulations!!! Today is my first day of training. Whew! A lot to take in with these terms and memorizing these definitions. Making flash cards as we speak. I can’t wait until I can say the same of passing the test. Congratulations again to you!!!
Thank you for sharing this. It gives me hope. I've lost some close family members last year and it has been extremely hard to study/concentrate or to even be able to work etc. Everyone here is inspirational. I appreciate you sharing and I wish you all the best!
I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did. Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F R.E.C. W.A.S.H. C.R.A.P.P.O W.A.G.C.A.P.A. M.E.I A.E.I U/L A= ---- B= ^ B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions L.O.C.A.L. = legal contract S.T.A.R.R. = how to handle risk D.I.A.L. = term insurance W.E.L.L.S.F. = whole life insurance R.E.C. = non-forfeitures W.A.S.H. = exclusions C.R.A.P.P.O = dividends W.A.G.C.A.P.A. = riders M.E.I = how to determine premium A.E.I = agent authority U/L = A = level death benefit B = increasing Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only). Legal competence, Offer, Consideration, Agreement, Legal purpose Sharing, Transfer, Avoidance Reduction, Retention of risk Decreasing, Increasing, Annual renewable, Level Cash, Life income, Interest only, Fixed amount, Fixed period Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance Reduced paid up, Extended term, Cash War/military, Aviation, Suicide, Hazardous occupation Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured. Mortality, Interest, Expense Apparent, Implied, Expressed hope it help! lets all get paid!!
I just wanted to say thank you. I passed my life and health exam yesterday and I couldn’t have done it without your videos. You helped break it down where I could understand and pick back up with my Xcel training. Thank you so much ❤️
This helped me SO MUCH. I wish I'd found it sooner than the night before I took my exam, but either way, I passed!!! Thank you so much for this video. 💗🙏
To pass a life and health insurance exam, you will need to have broad knowledge of insurance concepts, policy types, taxes and federal regulations, not to mention the insurance laws in your state.
When you’re good people talk about you. I’m happy I came across Mr Willard, I was a single mother struggling with Health insurance exam now I can testify how good and reliable his services are .
I have been watching your videos all day. Thank you so much. 😊 I was supposed to take my exam yesterday but I pushed it out till Tuesday. I have been so frustrated, thinking I made a wrong decision. Then I found you. You are such a blessing. I swear this was like another language to me, lol. I wasn't getting it before. Thank you for presenting it in a way I can understand. You are awesome. Have a blessed day.
I stumbled upon you on UA-cam! Your teaching skills are excellent. I my notes studied really 5 days prior. I listened to you the morning of my examed and I passed after 3 times!!!! Thank you!!!!
Hello, I just want to reach out to let you know that your videos helped me so much. I took my exam and passed the first time. I appreciate you taking the time to post these videos. Many blessings!!!
Thank you for making these videos. I started my journey using the education website my eventual firm has provided me with, xcel solutions, and while they have great information and structure to the course there is nothing like learning from somebody you feel comfortable listening to. It makes it feel like much less of a chore through your content so I am grateful! I take my test in a couple of days, hopefully it goes well but nonetheless you have helped the ideas stick! Thank you!
You are a inspirational person! Thank you so much for taking the time to educate people and make a difference! I passed my test today with the help of your videos! So excited!!! Ready and excited to make a difference in people’s life’s!
Im digging trenches at work about to take this test in a month. I'm dedicated to listening to your videos on my headphones and can't wait to look back on this comment after I progress in helping others in my life!🌞 thank you
Thank you for this video. I am a recent college graduate and previously terminated from my job due to covid reasons. I've applied to a financial firm and I have a very novice level experience with this profession. Im required to take this exam upon employment IF I am hired. I didn't know where to start but this is a good guide and I feel a little less anxious now. Sending good energies to everyone 🐢🧡
Thank you❤️ your first video and studying really helped me pass my test last November. I am now working and loving being apart of helping people get the protection they need.
Thank you so much. I’m getting ready to take my state exam. Up to this point I was just memorizing everything. I didn’t understand what I was reading. Thank you, thank you, thank you
Purchased your notes and they are very helpful and easy to understand I take my test in 3 weeks I will definitely be using those notes everyday wish me luck (:
Thanks. I just bought your notes. I am testing in Utah on Friday! Ahh...fingers crossed. I appreciate these videos. Thanks for supporting those looking for resources.
Hello Tyra .. thank you for making this insurance study guide so pleasant and using your example to made terms easy to remember.. the words …ALRRRRIGHT thank you so much .. you’re blessing🙏🌈
You are awesome..I love your teaching..brilliant very clear and Concise, rather informative, to the point with the different illustrations brought it home for me..I am finished with part 2..is there a part 3,4,5..etc..
Hello, thank you for your review notes. They are quite helpful. You mentioned you have assisted people on 6 different states. Is MA one of them? Thank you again
Is there more video for the 2nd insurance exam notes part 2. I is seems like it cut off in the middle. We left off on the 4 step process SUPP. I downloaded your notes from the propose filled woman. I need more more More. Your really helping and motivating to understanding he concepts . I'm so excited to be doing this. Id love to take a class or listen to more videos of you insurance knowledge to pass the test. Any thing more that you can offer I would be great.
Please help! Is the Insurance Pre Course online is something I can enroll in st my Community College. Please give me the name of the accredited course.
Dear Tyra, thank you so much for your efforts. You are highly appreciated. I am curious what is best book to study ( in addition to the notes you provided) ?
Hi Tyra. we bought the life exam review from your part 1. the review ends at chapter 8. IT was very helpful for my review, So i bought another life exam review on your part 2, hoping this is a different material, covering from Chapter 8 to 12. but it turns out to be just the same material. Do you have the rest of the material that i can have? thank you!
Is there any way I can have you coach or have one on one small sessions with you via zoom? Is there a way I can get ahold of you? This would be absolutely life changing and your videos are super helpful. I learn at a slower pace and the way you break things down really help me understand the way I can!
Hey guys I'm Joe from California I'm studying for my life only exam any advice you guys could give me just want to make sure I'm studying the right material before I take the test I already took California Course Bundle - Life, Accident and Health Insurance but there's so much information just want to know if I'm ok I'm kind of stressing .
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
Hello, I am also writing in to tell you Thank you. I have taken the Life Insurance test 3 times in the last year and failed each time, very brutal and time consuming in the trenches, until I found your videos on youtube. I finally passed my forth attempt on Friday thanks to your video's and breaking it down for me. Thank you again.
Excellent news! Congratulations!!!!
That’s excellent news!
You give me hope! I heard the agents who failed multiple times always end up the most successful because they do not give up and keep going !
Congratulations!!! Today is my first day of training. Whew! A lot to take in with these terms and memorizing these definitions. Making flash cards as we speak. I can’t wait until I can say the same of passing the test. Congratulations again to you!!!
Thank you for sharing this. It gives me hope. I've lost some close family members last year and it has been extremely hard to study/concentrate or to even be able to work etc. Everyone here is inspirational. I appreciate you sharing and I wish you all the best!
I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did.
Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense
B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC.
L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F
R.E.C. W.A.S.H.
C.R.A.P.P.O W.A.G.C.A.P.A.
M.E.I A.E.I U/L A= ----
B= ^
B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions
L.O.C.A.L. = legal contract
S.T.A.R.R. = how to handle risk
D.I.A.L. = term insurance
W.E.L.L.S.F. = whole life insurance
R.E.C. = non-forfeitures
W.A.S.H. = exclusions
C.R.A.P.P.O = dividends
W.A.G.C.A.P.A. = riders
M.E.I = how to determine premium
A.E.I = agent authority
U/L = A = level death benefit B = increasing
Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only).
Legal competence, Offer, Consideration, Agreement, Legal purpose
Sharing, Transfer, Avoidance Reduction, Retention of risk
Decreasing, Increasing, Annual renewable, Level
Cash, Life income, Interest only, Fixed amount, Fixed period
Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance
Reduced paid up, Extended term, Cash
War/military, Aviation, Suicide, Hazardous occupation
Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term
Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured.
Mortality, Interest, Expense
Apparent, Implied, Expressed
hope it help! lets all get paid!!
Thank you, thank you!! I passed my test with an 82!🎉🎉🎉
Passed my exam yesterday with the help of your videos. Thank you!
Yes!!!! That’s EXCELLENT!
I just wanted to say thank you. I passed my life and health exam yesterday and I couldn’t have done it without your videos. You helped break it down where I could understand and pick back up with my Xcel training. Thank you so much ❤️
Hi what did you specifically study ? The cram exam or the chapter
I passed today on the first try and your videos were very helpful as a quick review before the test! Keep doing what you're doing. God bless!
That’s awesome!
This helped me SO MUCH. I wish I'd found it sooner than the night before I took my exam, but either way, I passed!!! Thank you so much for this video. 💗🙏
To pass a life and health insurance exam, you will need to have broad knowledge of insurance concepts, policy types, taxes and federal regulations, not to mention the insurance laws in your state.
I just passed with flying colors on my health insurance exam with the help of Mr Willard who has been doing for a lot of people.
I passed mine after much studying, I studied some Exam Cram and other insurance PDF.
I made a pass after studying hard with sleepless night, though I’m not discouraging anyone just saying.
When you’re good people talk about you.
I’m happy I came across Mr Willard, I was a single mother struggling with Health insurance exam now I can testify how good and reliable his services are .
He 's really a honest and reliable man I'm blessed working with him
I love it… “sounds dumb as hell… it’s legal” 😂 thank you so much for not being a robot. I can comprehend your teaching better than a robot.
Yessss
You are such a smart and talented lady. Thank you for being here for us! Highly recommend your channel😊
I have been watching your videos all day. Thank you so much. 😊 I was supposed to take my exam yesterday but I pushed it out till Tuesday. I have been so frustrated, thinking I made a wrong decision. Then I found you. You are such a blessing. I swear this was like another language to me, lol. I wasn't getting it before. Thank you for presenting it in a way I can understand. You are awesome. Have a blessed day.
Your videos are SOO helpful. Online learning at home with my 2 yr old has been headache inducing but your videos help so much!! THANK YOU!
Thanks so much! Let us know when you pass. I want to applaud you for doing this with a 2 year old!!!! I did that and it’s CRAZY hectic but worth it.
I stumbled upon you on UA-cam!
Your teaching skills are excellent. I my notes studied really 5 days prior.
I listened to you the morning of my examed and I passed after 3 times!!!!
Thank you!!!!
Hello, I just want to reach out to let you know that your videos helped me so much. I took my exam and passed the first time. I appreciate you taking the time to post these videos. Many blessings!!!
Thank you for making these videos. I started my journey using the education website my eventual firm has provided me with, xcel solutions, and while they have great information and structure to the course there is nothing like learning from somebody you feel comfortable listening to. It makes it feel like much less of a chore through your content so I am grateful! I take my test in a couple of days, hopefully it goes well but nonetheless you have helped the ideas stick! Thank you!
I’m using excel too , it’s okay but the reading is dreadful it so much you forgot what you even read . How did you do
You are a inspirational person! Thank you so much for taking the time to educate people and make a difference! I passed my test today with the help of your videos! So excited!!! Ready and excited to make a difference in people’s life’s!
Im digging trenches at work about to take this test in a month. I'm dedicated to listening to your videos on my headphones and can't wait to look back on this comment after I progress in helping others in my life!🌞 thank you
DID YOU PASS???
@@ksushafadin5454 YES! I am licensed in California and your videos helped me so much!!!
I take my test in a few days, thank god you came out with this I love your videos!
Sending you well wishes for the test!
My pleasure! I pray you pass! You got this!
Did you pass???
Thank you for this video. I am a recent college graduate and previously terminated from my job due to covid reasons. I've applied to a financial firm and I have a very novice level experience with this profession. Im required to take this exam upon employment IF I am hired. I didn't know where to start but this is a good guide and I feel a little less anxious now. Sending good energies to everyone 🐢🧡
Thank you so much. Your voice was in my head in the exam room . I passed the exam.
Taking my exam for the 3rd time tomorrow I’m praying I pass this time with your videos and explanations, thank you
Did you pass ?
@@candancegreen4442 no, sadly
@@celenaperez1519 how was the test like did you have everything you needed to study
@@celenaperez1519 Did you use the xcel study videos along with these videos? you need both
I passed the exam on the 1st try on 15 July 2023, your Exam review notes was extremely helpful. Many thanks !
Thank you❤️ your first video and studying really helped me pass my test last November. I am now working and loving being apart of helping people get the protection they need.
Amen!!!!
And congratulations!
Thank you Amen!
This is really helping me prepare for my exam coming up in about 2 weeks you are wonderful
Did you pass???
I'm scheduled to take me Life and Health exam on Tuesday. 🙏🙏
Just got the notes from your website, thank you so much for making these videos and notes. Am taking my test next month!
God bless!
hey where did you find the notes on the website i cant find them
Thank you so much.I'm doing my test next Friday this is so helpful, sorry I found you so late in my studies.
Update, thank you so much your video are so so helpful! I passed 🙂
I’m studying now with symmetry, I love your video’s so happy I found you .. I’m gone be studying an watching your videos wish me luck 🍀
Thank you so much. I’m getting ready to take my state exam. Up to this point I was just memorizing everything. I didn’t understand what I was reading.
Thank you, thank you, thank you
Just purchased your notes please pray for me I am nervous about the exam
Did the notes help you in studying to pass
Purchased your notes and they are very helpful and easy to understand I take my test in 3 weeks I will definitely be using those notes everyday wish me luck (:
Bless your heart for making these videos with easy to remember examples!!
Lady, you are awesome. Thank you so much. I just ordered your life insurance study notes. God bless.
Thanks so much! May God bless you and richly reward your business.
Your videos helped me pass the 2nd time. God bless you! Thanks for this gem 💎
I passed my health and life variables exam thanks so much for the videos 😄
From what state and was the exam hard?
New subscriber. IM so appreciating these videos. It helps me reinforce the learning in the text. Give me 2 weeks I’ll b ready
Thanks. I just bought your notes. I am testing in Utah on Friday! Ahh...fingers crossed. I appreciate these videos. Thanks for supporting those looking for resources.
Let us know how you did
Did you pass your test
@@terraclarkrealtor8903 yes I did! 83%
@@brandyvega1959 Did the notes play a good role? I just purchased
Hey were the notes helpful I want to go purchased them
Hello Tyra .. thank you for making this insurance study guide so pleasant and using your example to made terms easy to remember.. the words …ALRRRRIGHT thank you so much .. you’re blessing🙏🌈
“Some of it sounds dumb as hell” 😂 girl I laughed out loud.
You are amazing! Thanks for all your help :)
LOL! My pleasure
@@thepurposefilledwoman 😂🖤🤍🖤😂
Where is the continuation of this video? I love your videos they help so much thank you!!
i passed today!!! thanks for your video!!!
Part one was really helpful! it help me pass my test.😀🙏🏽👍🏽
Congratulations!!!!
@@thepurposefilledwoman Thank you 🙏🏽
i have my test scheduled tmrw just watched the part one video. hop it will help me pass. thank you
I pray that you do. Keep us posted.
mine too! good luck
@@LittleLeslieKerr i passed
@@LittleLeslieKerr good luckkkk
I wouldnt be surprised that one of these large ins co will reach out to make u an offer to teach or present new products..
You are awesome..I love your teaching..brilliant very clear and Concise, rather informative, to the point with the different illustrations brought it home for me..I am finished with part 2..is there a part 3,4,5..etc..
Let me know if you found the other videos on my channel
YOU ARE SUCH A SWEETHEART IM NEW TO THIS INDUSTRY I HOPE I PASS THIS TEST
watching you in the parking lot before my exam! i wish i found you earlier
I need more of this!!! I take my test on Friday!!!
Thank you so much for this series!
My pleasure!
I am scheduled for my first attempt at the exam on Friday 12/22/2023..I'm nervous but hopefully I will pass.
Did u pass ?
Thank you so much! I take my state exam Tuesday morning!!! 🙏🏾🙏🏾🙏🏾
Love the videos!! Can’t wait to check out the notes!
Let me know if you need tutoring too
Will your notes cover ALL parts of insurance?
Hello, thank you for your review notes. They are quite helpful. You mentioned you have assisted people on 6 different states. Is MA one of them? Thank you again
Is there more video for the 2nd insurance exam notes part 2. I is seems like it cut off in the middle. We left off on the 4 step process SUPP. I downloaded your notes from the propose filled woman. I need more more More. Your really helping and motivating to understanding he concepts . I'm so excited to be doing this. Id love to take a class or listen to more videos of you insurance knowledge to pass the test. Any thing more that you can offer I would be great.
You are amazing! Thank you for taking the time to make these videos.
Thanks so much!
Thank you for this sis beautiful video helped me may god continue to bless you
bro thank you so much for existing 😳 i take my test this week and you are clutch!
Thank you so much, you've helped me to better understand and grasp the material! God bless 😊
I passed first try thanks to u 😭😭 there was no second try i drove 3 hours to get to my testing site
So at the end what does "SUPP" mean? The video cut abruptly so I couldn't get everything. Thanks
@The Purpose Filled Woman will this help for the North Carolina life insurance exam and will this also apply to the exam in nc
I would really like to know the answer to this as well
Please help! Is the Insurance Pre Course online is something I can enroll in st my Community College. Please give me the name of the accredited course.
I ran to purchase your notes. Truly a blessing.
Wow, thank you!
@@thepurposefilledwoman Grateful sis. Queen - I cannot tell you how appreciative I am to have found your videos.
Can u post a link of your website.,it wont open on google or safari
6 minutes away from doing the online test. Wish me luck. (I’ll update after if I passed.)
Hi I just order the study guide will it be mailed or it’s a PDF ?
Dear Tyra, thank you so much for your efforts. You are highly appreciated.
I am curious what is best book to study ( in addition to the notes you provided) ?
Hi Tyra. we bought the life exam review from your part 1. the review ends at chapter 8. IT was very helpful for my review, So i bought another life exam review on your part 2, hoping this is a different material, covering from Chapter 8 to 12. but it turns out to be just the same material. Do you have the rest of the material that i can have? thank you!
You’re my blessing.. thank you so much.. this is Tra
I really enjoy your videos, very helpful and insightful.
Glad to hear it!
Is there any way I can have you coach or have one on one small sessions with you via zoom? Is there a way I can get ahold of you? This would be absolutely life changing and your videos are super helpful. I learn at a slower pace and the way you break things down really help me understand the way I can!
Yes ma’am- email me at Tyra@banks-consulting.com
Hello. I went to your website but the life insurance notes are not in the shop like you mentioned. How can I get them please? Thanks
Thank you! I passed
Beautiful informative sister thanks for the information I’ll be purchasing the notes ☺️
Thank you for sharing your notes and knowledge!
I am going to take California life insurance exam on early 2023. Are these videos good for that?
I can't find the notes on your website please help.
Thank you for clarifying the terms ❤
What did SUPP stand for? The video cut off 😩
Thank you for your videos and notes! They are a huge help
Did you pass??
Does anyone recommend an insurance pre license course in the state of Florida?
i tried going into your website but my browser says its not available, can you post the link under my comment please
Hey guys I'm Joe from California I'm studying for my life only exam any advice you guys could give me just want to make sure I'm studying the right material before I take the test I already took California Course Bundle - Life, Accident and Health Insurance but there's so much information just want to know if I'm ok I'm kind of stressing .
What study website you recommend to do quizzes??
Insurable interest meaning as an Agent we are severely limited?
Thanks❤I passed the first time
Hi Tyra, are your notes still available
Is this good for state of Alabama
Sure is!
@@thepurposefilledwoman I passed my test 3/30/2023 by combining Passnow with your videos and 2 others! Thanks you
Thank you
Your videos are so helpful
Hey what does SUPP stand for? Thanks!
Where is the next part? It cuts off at the end at illustrations
Do you have a link to the Licensing Coach Group on Facebook?
I approved your request! Enjoy
Please do a child have an insurable interest in his parents?
Thank you so much for this series
Currently trying to remember 200 questions on the practice exam.
Hi Tyra! I purchased your notes last year. Can you send me the link to your FB group?
I need to get back on it! I apologize. Email me at Tyra@banks-consulting.com
Do you have health videos too?
Thank you for this video!
Glad I could help
Does this apply to the FL life insurance exam?
Yes, concept is the same
Hello, are your notes free, thank you for your the time you invest to help us pass our life license.
Hello can u post the link to her website?i cannot open it
You are so wonderful!!!
Thanks so much