I passed my NY exam with a 91! I listen to all your videos and purchase the exam notes. Study my state regulations. Your videos, my faith & prayers helped me pass. Thank you!
I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did. Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F R.E.C. W.A.S.H. C.R.A.P.P.O W.A.G.C.A.P.A. M.E.I A.E.I U/L A= ---- B= ^ B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions L.O.C.A.L. = legal contract S.T.A.R.R. = how to handle risk D.I.A.L. = term insurance W.E.L.L.S.F. = whole life insurance R.E.C. = non-forfeitures W.A.S.H. = exclusions C.R.A.P.P.O = dividends W.A.G.C.A.P.A. = riders M.E.I = how to determine premium A.E.I = agent authority U/L = A = level death benefit B = increasing Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only). Legal competence, Offer, Consideration, Agreement, Legal purpose Sharing, Transfer, Avoidance Reduction, Retention of risk Decreasing, Increasing, Annual renewable, Level Cash, Life income, Interest only, Fixed amount, Fixed period Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance Reduced paid up, Extended term, Cash War/military, Aviation, Suicide, Hazardous occupation Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured. Mortality, Interest, Expense Apparent, Implied, Expressed hope it help! lets all get paid!!
Hello Tyra, thanks to your videos and my studying I passed my Life exam on 5/7/2022 on the first try. The day before the exam I listened to the Annuity while relaxing and I was ever grateful. Thank you
Thank you so much! I wasn’t feeling as confident for the test, I found your videos a couple days ago and so grateful I did! You helped me get a better understanding.Thank you for helping me pass my exam today! All my team will be watching your videos as well.
Thank you for your videos!!! I passed my Life Exam yesterday (9/6/22)!!!! I’m my opinion, the exam was wayyy easier than I imagined!!! Prepping and retaining the information was the hardest part, but I took my time and got through that exam and it was over before I knew it. I was the first one up, and after leaving the facility I saw my results in my email. THANK YOU!!!! ☺️☺️☺️☺️
Angiec7979 I work for PHP (people helping people) a National Financial Services marketing company. If you want to join our group you will receive all types of training and mentorship that prepares you certified field training. Learn to set appointments!
Thank you for this valuable info and explaining it well. I passed my life and health exam today for the first time, in part because of you. Stay blessed!
@Zabs Southerngirl I just read your post about passing the Life and Health insurance exam and I myself just finished my pre-licensing classes and now it's all about studying for the exam and besides watching these videos The Purpose Filled Woman did, did you re-read the whole book & take the practice tests at the back of the book to study for your exam as well?
@@victoriastallard I went through Kaplan. I took the practice quizzes and test b4 completing the training. But I also took notes like she did, so I studied them. Be sure to read your state's laws and practices bc there I a separate section of the test that is based on that. Good luck and thank you.
I really enjoyed the pace at which you explained everything. If that is because you were tired it benefited me. I have been listening to other CFP who use new jargon to say what you are stating and it just makes things more confusing. I know I want an annuity it’s just explaining it to the institution that I ultimately chose. Thank you so much for helping me make my decision.
You, lady, helped me pass my exam yesterday after failing it on Tuesday. I listened to this one and the federal tax regulations one, as that one was the one where I failed miserably. I ABSOLUTELY recommend this video and your channel, overall. Thank you. My score was 74/100, by the way. Not the best, but I am proud.
Thank you for this valuable information. I was also struggling with ExamFx, but your info was clear to me. Can’t wait to pass the Life test at the end of March and investment license by the end of the year.
You’re a great teacher. I think this is harping me understand everything. I’m gonna attempt to take my exam 3 times in 3 months. My first attempt was a 17 and I didn’t even study for it.
I Thank You as this was a key component needed in preparing for my Life Insurance Test at the end of March. May you experience continuous Abundance for your efforts to help others, which in effect, helps others!
WE GOT THIS! I made a 79 so don’t beat yourself up! I knew what my weak areas were from the practice test, and it showed on the exam. We just gotta study harder so we can past the next time!
I enjoy the videos and the content that you share. I wanted to know if you could record the content at a higher volume. Please keep the content coming and have a great day.
I am studying to take my life exam for MS, where I live, on Wednesday 9/21. Thank you so much for sharing these videos with all of us. Though we live in diff states, most of the stuff of pretty much the same. You’ve helped me a great deal!
@misipigirl I work for PHP (people helping people) a National Financial Services marketing company. If you want to join our group you will receive all types of training and mentorship that prepares you certified field training. Learn to set appointments!
Hey Tyra can you do a video on federal taxation update - after watching your videos over and over again i passed my exam on my first try *cheers 🥂 the way you presented everything so simple and easy made everything so understanding compared to these online courses new agents have to go through to get licensed, the test mainly involved annuities, insurance regulations, qualified plans and federal tax considerations. Again Tyra thanks & I wish you all the best.
I'm learning so much from your videos. Thank you so much! Also... It must be said that you are a soldier for doing this while you are drained from taking care of the little one.😁 Praying for you, doll!💞🙏🏽
Thanks for your videos they are really helpful , keep up the good work and I like the way you break it down explain the format of insurance. You make it simple thank you.
i have taken it 3 times and failed both this is my 4th attempt ! lord bless me through to remain strong , if anyone knows anymore help videos that would be lovely !
Really appreciate you sharing this information with us. Also your tone, cadence and diction is perfect so it’s a pleasure learning from you. Have a beautiful day 💜🌞
I'm retaking Mi, a Life accident Health producer. I'm re-taking. I need to focus on annuities, whole life, Underwriting, and Group Life. Thank you. I've been using the Xcel solutions materials on the website and stimulator exams.
@@njugunagathungu8512 Thank you so much. I kept coming close to a few points or three off. Im not sure; I will retake it. I hope you Pass and Do exceptionally well. Currently, im mainly focused on Psychology in grad School.
@@valenciawalker6498 You're welcome Queen! I'm glad you continued to stay ambitious and let nothing deter you so never stop what you are doing God has a special assignment for you that is impacting you, your family and this world, especially those closest to you, they need you to make it! And I already believe and know you are if you are ever led back at it may you excel and my you continue to bring much healing and revelation with your means of psychology I'm am very happy for you, and thank you for your time. God bless woman of God! 🙏
@@valenciawalker6498 Ms Tyra Banks is also a great woman to connect with via her website even if it's for a meeting with anything it is so worth it and she helped me alot if you are ever led in that direction may clarity and assurance be your portion, Boldness and blessings, greatness, thanks again 🙏
*YES YOU ARE "TYRA BANKS" TYRA BANKS!!!!! YOU ARE SO FREAKING PRETTY. WE LOOK LIKE LIONESSES.🦁🎀🥴😍 IT'S HARD TO STAY FOCUSED ON WHAT YOU'RE TALKING ABOUT, BUT I'M TRYING. LOL!*
*I HOPE THAT YOU APPLIED FOR GOOGLE ADSENSE ALREADY SO YOU CAN GET PAID FOR THESE VIDEOS!!! I SAVE MOST MY MONEY, SO SUPPORTING YOU IN THIS WAY IS BEST FOR ME. 💲💰💸 THAT WAY WHEN YOURE LIVE & I ALLOW MYSELF TO SPEND MORE, I'LL BE ABLE TO "SUPER CHAT" YOU WITH WHAT I LET MYSELF TO SPEND. BUT YOU HAVE TO BE MONETIZED TO UNLOCK THOSE FEATURES THOUGH 🤷🏽♀️*
I enjoy your videos but I struggle with provisions, options, and riders. I understand it truly until I take the test questions. The crazy part is that I understand annuities very well. Maybe it’s because I majored in Finance and still remember some things. Lol
Thank you so much for this education on annuities. This is probably a silly question, so forgive me in advance. Can the owner, beneficiary, and annuit all be the same person?
I'm curious Ms. Tyra, do annuities only exist within the scope of retirmenet? So if you one has a retirement fund its no way or point to get an annuity?
I’m sorry to hear that you failed the exam. Did you use an approved exam prep course for your state? These videos are just supplements to a real class.
The company looks at stats on average life expectancy when they determine how big your annuity payments will be. When you get an annuity young, the company gives you a smaller monthly check because they will have to pay you for a long time. When you get an annuity older, the company pays you a larger monthly check because they have to pay you for less time. You are closer to death statistically.
@@jaykun182 Yes, but if someone is selling a Dead Skunk to you---he is there for his financial gain, not yours. Buy term life insurance and invest the difference. Now you calm down.
I passed my NY exam with a 91! I listen to all your videos and purchase the exam notes. Study my state regulations.
Your videos, my faith & prayers helped me pass. Thank you!
I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did.
Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense
B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC.
L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F
R.E.C. W.A.S.H.
C.R.A.P.P.O W.A.G.C.A.P.A.
M.E.I A.E.I U/L A= ----
B= ^
B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions
L.O.C.A.L. = legal contract
S.T.A.R.R. = how to handle risk
D.I.A.L. = term insurance
W.E.L.L.S.F. = whole life insurance
R.E.C. = non-forfeitures
W.A.S.H. = exclusions
C.R.A.P.P.O = dividends
W.A.G.C.A.P.A. = riders
M.E.I = how to determine premium
A.E.I = agent authority
U/L = A = level death benefit B = increasing
Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only).
Legal competence, Offer, Consideration, Agreement, Legal purpose
Sharing, Transfer, Avoidance Reduction, Retention of risk
Decreasing, Increasing, Annual renewable, Level
Cash, Life income, Interest only, Fixed amount, Fixed period
Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance
Reduced paid up, Extended term, Cash
War/military, Aviation, Suicide, Hazardous occupation
Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term
Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured.
Mortality, Interest, Expense
Apparent, Implied, Expressed
hope it help! lets all get paid!!
Thank you, thank you!! I passed my Life exam with an 82 🎉🎉🎉
I just wanted to come through and say that I passed my exam last week and your videos really helped! Thank you so much for your time and effort
Excellent!
Congratulations!!!!!
The way you speak is amazing.
You are calm, you are informational
You are very easy to follow.
Thank you.
God bless you
Thanks for helping me pass my life insurance exam!
Hello Tyra, thanks to your videos and my studying I passed my Life exam on 5/7/2022 on the first try. The day before the exam I listened to the Annuity while relaxing and I was ever grateful. Thank you
Correction 5/7/2022
I watched and took notes while watching your videos I failed by 10 points but I’m ready to take my test again
Thank you so much! I wasn’t feeling as confident for the test, I found your videos a couple days ago and so grateful I did! You helped me get a better understanding.Thank you for helping me pass my exam today! All my team will be watching your videos as well.
Yay!!!! I’m so glad to hear you passed!
Congrats to your success.
Thank you for your videos!!! I passed my Life Exam yesterday (9/6/22)!!!! I’m my opinion, the exam was wayyy easier than I imagined!!! Prepping and retaining the information was the hardest part, but I took my time and got through that exam and it was over before I knew it. I was the first one up, and after leaving the facility I saw my results in my email. THANK YOU!!!! ☺️☺️☺️☺️
I passed my exam, and I want to thank you for making these videos. I passed on the first attempt. The state required classes definitely help as well.
Excellent news!
Angiec7979 I work for PHP (people helping people) a National Financial Services marketing company. If you want to join our group you will receive all types of training and mentorship that prepares you certified field training. Learn to set appointments!
Thank you for this valuable info and explaining it well. I passed my life and health exam today for the first time, in part because of you.
Stay blessed!
@Zabs Southerngirl I just read your post about passing the Life and Health insurance exam and I myself just finished my pre-licensing classes and now it's all about studying for the exam and besides watching these videos The Purpose Filled Woman did, did you re-read the whole book & take the practice tests at the back of the book to study for your exam as well?
@Zabs Southerngirl Congratulations 🎉🎊🎉 on passing your Life and Health insurance exam 🔥🔥🔥🔥
@@victoriastallard I went through Kaplan. I took the practice quizzes and test b4 completing the training. But I also took notes like she did, so I studied them. Be sure to read your state's laws and practices bc there I a separate section of the test that is based on that.
Good luck and thank you.
Just stopping by to let you know that your videos helped me pass my exam today! 🤩🤩🤩
I really enjoyed the pace at which you explained everything. If that is because you were tired it benefited me. I have been listening to other CFP who use new jargon to say what you are stating and it just makes things more confusing. I know I want an annuity it’s just explaining it to the institution that I ultimately chose. Thank you so much for helping me make my decision.
Thanks for making me laugh! Many blessings to you!
You, lady, helped me pass my exam yesterday after failing it on Tuesday.
I listened to this one and the federal tax regulations one, as that one was the one where I failed miserably.
I ABSOLUTELY recommend this video and your channel, overall.
Thank you.
My score was 74/100, by the way. Not the best, but I am proud.
Many blessings to you I bought your notes and also saw your insurance videos plus clases and pass my test the first time. LIFE& HEALTH
Excellent news!!!! I am so proud of you!
@@tyralbanks8631 hey Tyra does your notes include everything that’s going to g be in the text ? I’m going to purchase it
Thank you for this valuable information. I was also struggling with ExamFx, but your info was clear to me. Can’t wait to pass the Life test at the end of March and investment license by the end of the year.
I’m excited to hear that!
Knowledge...
Thank you 🙏 taking my test today! Feeling really prepared thanks to your videos, you're a great teacher 😊
You’re a great teacher. I think this is harping me understand everything. I’m gonna attempt to take my exam 3 times in 3 months. My first attempt was a 17 and I didn’t even study for it.
You are the bomb lady, plus you are very beautiful.
I did pass my health/ life/ and annuities exam.
You keep on keeping on.
Thank you! Congratulations!!!!!
I used ur videos to go over what we did in class so I can get through my exam thank you
I Thank You as this was a key component needed in preparing for my Life Insurance Test at the end of March. May you experience continuous Abundance for your efforts to help others, which in effect, helps others!
I'm not studying for any exam, but I learned a lot from your video. Thank you so much!
I just passed my exam
Thanks tara!
Thank you for all of your videos. I watch them all and they’ve helped me pass my test! So happy you have these videos out here.
Thank you. I’m struggling with ExamFX and you are truly amazing.
ExamFX is awful 🤦🏽♂️
YOURE SO GRET AT EXPLAINING THIS STUFF FOR US. THANK YOU
Omg, i love your videos. Need to reschedule for another exam, failed my 1st exam got a 67😭😭
You got this!!
WE GOT THIS! I made a 79 so don’t beat yourself up! I knew what my weak areas were from the practice test, and it showed on the exam. We just gotta study harder so we can past the next time!
It’s well. You can absolutely bounce back. You will get it next time!
What's the score to pass the exam?
@@carlabrown2957 79 isn't passing?
Your videos helped me pass my exam on my 1st try😊
Thank you ! I passed my exam yesterday ❤
I enjoy the videos and the content that you share. I wanted to know if you could record the content at a higher volume. Please keep the content coming and have a great day.
I am studying to take my life exam for MS, where I live, on Wednesday 9/21. Thank you so much for sharing these videos with all of us. Though we live in diff states, most of the stuff of pretty much the same. You’ve helped me a great deal!
@misipigirl I work for PHP (people helping people) a National Financial Services marketing company. If you want to join our group you will receive all types of training and mentorship that prepares you certified field training. Learn to set appointments!
@@williamribardo3736 Thank you very much. Do you have a link you can share?
Passed my test last week! You’re amazing! Ty!
You are awesome. Tired but awesome. I will have my series 63 exam in a few days and you just explained it like normal human being. Thank You.
Hey Tyra can you do a video on federal taxation
update - after watching your videos over and over again i passed my exam on my first try *cheers 🥂 the way you presented everything so simple and easy made everything so understanding compared to these online courses new agents have to go through to get licensed, the test mainly involved annuities, insurance regulations, qualified plans and federal tax considerations. Again Tyra thanks & I wish you all the best.
I will definitely work on that for ya
Wow, I am just here to see that beautiful smile face. Thank you for information
Awe thank you!
I love your videos...it helps me understand the notes I read in the salesperson exam manual better!
bless your heart so tired but I'm so grateful for you videos thank you
I'm learning so much from your videos. Thank you so much! Also... It must be said that you are a soldier for doing this while you are drained from taking care of the little one.😁 Praying for you, doll!💞🙏🏽
Thanks for your videos they are really helpful , keep up the good work and I like the way you break it down explain the format of insurance. You make it simple thank you.
i have taken it 3 times and failed both this is my 4th attempt ! lord bless me through to remain strong , if anyone knows anymore help videos that would be lovely !
Did you finally pass? I pray so. I failed again today but I'm listening to her in my sleep for 6 days then retaking it.
@@euneishac are you all in LA or another state? She’s fabulous but if you need additional help I bet you could email her for resources.
Let’s do a tutoring session.
Tyra@Banks-Consulting.com
Another tutor on my team is Jana and she is the BEST!
Really appreciate you sharing this information with us. Also your tone, cadence and diction is perfect so it’s a pleasure learning from you. Have a beautiful day 💜🌞
Great context and very clearly taught!
Thanks so much!
Your videos are awesome! Super helpful do you have anyone like yourself you recommend for health insurance studies?
I'm retaking Mi, a Life accident Health producer. I'm re-taking. I need to focus on annuities, whole life, Underwriting, and Group Life. Thank you. I've been using the Xcel solutions materials on the website and stimulator exams.
im taking the same MI exam and those are the things i have to focus on as well, i hope you passed and blessings, believing the best
@@njugunagathungu8512 Thank you so much. I kept coming close to a few points or three off. Im not sure; I will retake it. I hope you Pass and Do exceptionally well. Currently, im mainly focused on Psychology in grad School.
@@valenciawalker6498 You're welcome Queen! I'm glad you continued to stay ambitious and let nothing deter you so never stop what you are doing God has a special assignment for you that is impacting you, your family and this world, especially those closest to you, they need you to make it! And I already believe and know you are if you are ever led back at it may you excel and my you continue to bring much healing and revelation with your means of psychology I'm am very happy for you, and thank you for your time.
God bless woman of God! 🙏
@@valenciawalker6498 Ms Tyra Banks is also a great woman to connect with via her website even if it's for a meeting with anything it is so worth it and she helped me alot if you are ever led in that direction may clarity and assurance be your portion, Boldness and blessings, greatness, thanks again 🙏
@@njugunagathungu8512 Thank you
Ty for this video I failed my life test ur videos have been a huge help studying
Hello friend! Thank you for this tutorial! This really helps! Like always your AWESOME!
I’m so glad to hear it helped
*YES YOU ARE "TYRA BANKS" TYRA BANKS!!!!! YOU ARE SO FREAKING PRETTY. WE LOOK LIKE LIONESSES.🦁🎀🥴😍 IT'S HARD TO STAY FOCUSED ON WHAT YOU'RE TALKING ABOUT, BUT I'M TRYING. LOL!*
Thank you so much, I pass 🙌🙌
*I HOPE THAT YOU APPLIED FOR GOOGLE ADSENSE ALREADY SO YOU CAN GET PAID FOR THESE VIDEOS!!! I SAVE MOST MY MONEY, SO SUPPORTING YOU IN THIS WAY IS BEST FOR ME. 💲💰💸 THAT WAY WHEN YOURE LIVE & I ALLOW MYSELF TO SPEND MORE, I'LL BE ABLE TO "SUPER CHAT" YOU WITH WHAT I LET MYSELF TO SPEND. BUT YOU HAVE TO BE MONETIZED TO UNLOCK THOSE FEATURES THOUGH 🤷🏽♀️*
This was great!!❤
Thank you so much for this
Thanks very informative much love from Kenya
I passed, thank you ❤️
Just Passed!!! Thank you super help full recommended
I enjoy your videos but I struggle with provisions, options, and riders. I understand it truly until I take the test questions. The crazy part is that I understand annuities very well. Maybe it’s because I majored in Finance and still remember some things. Lol
Thank you so much for this education on annuities. This is probably a silly question, so forgive me in advance. Can the owner, beneficiary, and annuit all be the same person?
I always love seeing your content
Awe I appreciate that !
Thank you for this video 🙏🙏
hi i just took my 2-14 license and fail any tip what material can i study and any tip of how to study for the state exam i need help plz
Awesome video!
Thanks so much
How much is the interest rate for an annuity?
Thanks
I'm curious Ms. Tyra, do annuities only exist within the scope of retirmenet? So if you one has a retirement fund its no way or point to get an annuity?
Nope they can be used for a few different things.
@@thepurposefilledwoman thank you💪
Hello how would I get the life insurance license exam notes 😊
I know most of the information is generic to all life insurance but what state is the PFW licensed in? Laws vary from state to state.
I thought the other purpose of an annuity is to provide your principal plus interest in the form of a lump sum option at the end of the term like a cd
Tell me how a term life insurance policy pay out $250,000 when accumulation is only $35 a month.
Life insurance is aleatory- you don’t pay as much as the life insurance company may pay you, however there is no guarantee you will end up being paid.
I want to order the notes. Does it come in PDF form ?
What is a GRA on a life policy
Sorry for the delay- are you in California?
If so remember this: death benefit must be determined as of the date of death minus interest
Can I move money from my 403b into an annuity.
Where can I study please I failed by watching videos
I’m sorry to hear that you failed the exam. Did you use an approved exam prep course for your state? These videos are just supplements to a real class.
I am so confused by the longer you live the small of the Check, but the oldest man gets the biggest check
The company looks at stats on average life expectancy when they determine how big your annuity payments will be. When you get an annuity young, the company gives you a smaller monthly check because they will have to pay you for a long time. When you get an annuity older, the company pays you a larger monthly check because they have to pay you for less time. You are closer to death statistically.
@@thepurposefilledwoman thank you your videos helped me pass my test so thank you so much
You conveniently forgot to mention SALES COMMISSION paid to person selling you this. Buy term life insurance and no load mutual funds instead.
I’m just giving the information that’s needed to pass the exam. This isn’t my opinion on annuities. Thanks for stopping by.
If you buy anything from anywhere, someone makes money. Lol calm down
@@jaykun182 Yes, but if someone is selling a Dead Skunk to you---he is there for his financial gain, not yours. Buy term life insurance and invest the difference. Now you calm down.