I’m investing 40k sip in mutual funds 2years completed, I have no Emi’s only sip thanks Sai anna 🙏 loan ante bayam vesthundi so anduke loans teeskovatam Ledu but next month car teeskuntunnam nenu ma daddy iddaram car emi share cheskuntunnam so iddaram happy ga pay cheskovachu na monthly salary1lakh .
Good information. Home Loan Emi should be very minimal that should help your tax exemption. Don't hurry in buying until you are able to pay most of the down payment. Don't take car loans. Wait until you can buy it with out loan. Use credit cards only for discounts and cashbacks. I am 16 years exp person and I did the same.
I have been paying EMI from last 10 years and luckily i have cleared car loan in 24 months. I have realised this off late from last 2 years.. thank you
కాంపౌండింగ్ యొక్క వాస్తవం గురించి కన్ను తెరిపించే విషయాలు! మనం జాగ్రత్తగా ఉండకపోతే రివర్స్ కాంపౌండింగ్ మన ఆర్థిక పరిస్థితిని ఎలా దెబ్బతీస్తుందో అర్థం చేసుకోవడం ఎంతో ముఖ్యం
My salary 2.4 per annum. 5 members in my family. I know the pain of life management. I am sacrifice everything for my family... I proudly say that i am common man.
నమస్కారం అన్న నా పేరు శ్రీహరి. మాది కడప జిల్లా. నేను, మా అక్క ఇద్దరం గత కొన్ని సంవత్సరాల నుంచి "కండరాల బలహీనత" (Muscular dystrophy) అనే అరుదైన వ్యాధి తో బాదపడుతున్నాం. నడవలేని పరిస్థితి.పూర్తిగా మంచానికి పరిమితమై ఉన్నాం. వ్యాధి తీవ్రత పెరగటం వలన. మా ఆరోగ్య పరిస్థితి రోజు రోజుకీ క్షీణిస్తోంది. మాది నిరుపేద కుటుంబం. ఆర్థిక ఇబ్బందుల వలన సరైన వైద్యం చేయించుకోలేకున్నాం. దయచేసి మాకు సహాయం చేయండి అన్న..
Thanks for this Video Na life lo jarigindi video lo cheppav bro, 4years back home kosam gold,credit card and 2 personal loans almost 1.2L emi ki pay chesa, Freelancing jobs cheyadam tho work life balance miss avva, finally now pending home loan only and started savings for future
I am that Prasanth. I felt that you are describing me in this video. I am in the initial stage of reverse compounding. Thanks for your valuable guidance...
your video is always lifesaver for me 😊.. i never used credit card for self.. I thought of using this now due to some influences from colleagues .. but after watching this made a decision never ever will fall in this trap.. wanted to share another decision I had taken few months back after watching one of your video related to having health insurance policy outside your organization .. now I have two policies one which companies provides for employee and another personal policy I have taken from outside The information which your channel is providing is awesome.. Saipatri garu thank you so much.. kudos to your team
Meeru share chesindhi information kaadu sir....practical experience..and 90% people s life change gurunchi.....kaani matala dwara maaredi-10% peoples...kaani assalu ee world lo financial problem s enduku vastunnayo ardham chesukunna vallvallke meeru cheppedi positive attitude tho aalochinche vaarike understand avutundi...tanani taanu ,kutumbanni,naashanam chesukune vaaru negative comment s pettie vaaru..tanane kaadu prakkana vunnavallanu munchalanu kuntaru... Edaina manaku kanipinchatam ledu ante adhi ledu ani ardham kaadu......manaku awareness leka nerchukovataaniki estam leka povatam ani ardham.....it's my opinion....evvarini bhada pettadaaniki kaadu....Tq sir
Thanks anna, for pointing the mistakes we are doing. Currently from last two months i am facing the same issue you mentioned. Using credit card to clear emis and family expanses, at the month end salary is not sufficient to clear the dues. This video is really helpful.
Don't know how you prepared the story but this is really my story which i am troubling now with lot of EMIs and debts. Thanks for the eye opening video for the all youngsters... .
Thanks God... My emi is below 15% of my take home... And total outstanding loan is 1/8 th of my total assets. Thanks for video,.. I want to be credit free ASAP
@@SaipathritalksAnna me videos ani baguntayi. Please cover this topic as well, how much tax is being paid by South India to central government and what they are getting in return?
Welcome to the reality బ్రో ఎవడికి ఇక్కడ 1 లక్ష and లక్ష యాభై వేలు రవ్వు. అలా వచ్చాయి అంటే వడు మిడిల్ క్లాస్ కాదు నా ఉద్దేశం లో. నాకు తెలిసి middle class vala జీతాలు 30 నుండి 60 మధ్య ఉంటాయి. కొంచం వలను చూసి వీడియోస్ పెట్టండి. మీలాగా లక్షల లక్షల జీతాలు ఎవడికి లేవు ఇక్కడ.
70%+ Prashanth type middle class aspirants are stuck and it will be helpful to understand the way or ways to come out of debt. It is very important to understand the debt management and your explanation is just brilliant. Thank you sir
I can say... We were debit based earlier... It was secured n comfortable.. But now turning towards credit based, we will die worried, uncomfortable and unstable
Bro business start chese vallaki help ayye la video series cheyyandi bro Manchi financial plan cheskovatanaki kavalisena content cheyyandi bro chala mandi startup ideas ki help avutundhi
Thanks Sai anna. I literally felt that you are telling my story as all the examples you mentioned reflected my decisions that I have taken in the past. Like house loan, car loan, credit cards usage etc.
Sai garu.. The topic you choose is ultimate.. we really accepted what you said. Again and again MP Team dedication 🙏 "Chaganti gari pravachanalu.. me awareness videos.. asalu miss avvakudadu."
Thanks sai Anna, even my parents and wife ask me to purchase Apartment and Car but I am not, thats what I am not getting in this reverse compund trap. Thank you to MP team and all other financial guiders for the knowledge ❤
@sanapur...the above is generic guidelines...u have to work out ur monthly savings and present rent u pay etc..and they conclude ur budget for buying house..
very information video along with live examples. you are a financial guide for all of us anna. please do more videos all the best anna. kindly do a video on capital gains anna.
Well said brother. I can say, you opened my eyes and I'm the perfect example for Prashanth. So, EMI must be below 40% and Term insurance is must. Will definitely do this. Thanks a lotttt Brother
Just now I have subscribed Brother. Such a wonderful video and I will watch and share ur channel here on. The way You made the video is so captivating. Chala chakkaga ardham aindi even to a lay man it is understandable
There's no alternate to this bro. Same happened to our own family. Living pay check to pay check. Also spending using credit card 30-40k. When the salary drops loans and debt consumes entire salary. Yet again depending on credit card for daily needs. In a way it's a blessing. Everyone needs a home and car. Its most basic essential in life. After own house.. then you can try to invest and grow . You can't
I get your point sai garu. But initial few years growth tarvatha why do you think one's salary will increase. Ups killing chesukuntu velthe salaries kuda peruguthu vuntayi, so initial years chesina debt should not be a problem
The video effectively portrayed the current situation of the younger generation. However, the suggested conclusion, aiming to purchase a car and home with 40% of one's salary (requiring an annual income of around 35 lakhs, approximately 2 lakhs in hand per month), seems impractical for most youngsters. Achieving such financial milestones typically takes 9 to 10 years for professionals like doctors and engineers, considering the high real estate inflation. Waiting until then may not be worthwhile, given the rising costs. Always there are risks/stress associated with middle-class life, be it in mutual funds, SIP, or any other investments, I believe youngsters should consider taking calculated risks, prioritizing the purchase of their first home and car. Instead of focusing solely on reverse compounding, they should emphasize career growth and explore multiple streams of income.
For salaried people once they start earning they should save atleast 6months or 1 year expenses and then start investing rest of the money. Of one want to buy the any product see if its a need or want and buy if they afford after saving the emergency fund
Hi Sai garu , thanks for the video. A small request, Asalu Loan /EMI antene bayapadevalla gurunchi, kuda oka video cheyandi, I saw many people without loans and credit cards. They don't know about CIBIL andi. Thank you
Personal loans youth teskuntunnaru ante.. vallaki banks Anni call chesi document free loan ani.. instant loan ani.. 10 mins lo credit chestam ani.. higher intrest rates unna kooda danini emi s lo pay chestaru kabatti inka takkuve paduddi net on net basis lo ani.. avasaram unna lekapoyina banks anta kadutunnay.. I've seen a friend.. tanaki loan 2L ki kavalani apply cheste bank nundi call chesina person 5L sanction chesesadu.. who asked for it dude.. sare e friend ni neeku avasaram ledu kada repay chesey.. paadu chesestav ante.. ledu elano takkuva intrest eh kada unte upayogapadathay ani karchu pettesaru.. banks and nbfc s in order to boost their growth are following these kind of cheap tricks. Awareness chala avasaram.. thank you for making this kind of videos
Get your Term Insurance plan now!👉: bit.ly/46hsSJA
🙏🙏 a big thank you sir for your efforts
You are helping many
You should be healthy and happy always
Big thanks for your information, if possible please explain how to register a complaint against algo software company
అందరికి అర్ధం అయ్యేలా తెలిపారు. ఒక్కటే ఉపాయం.సాధ్యమైనంత వరకు మనకు ఉన్నదానితో జీవించడం అలవాటు చేసుకోవాలి.
I’m investing 40k sip in mutual funds 2years completed, I have no Emi’s only sip thanks Sai anna 🙏 loan ante bayam vesthundi so anduke loans teeskovatam Ledu but next month car teeskuntunnam nenu ma daddy iddaram car emi share cheskuntunnam so iddaram happy ga pay cheskovachu na monthly salary1lakh .
Ey tech stack meeda working bro miru
సాయి అన్నా, ఇలాంటి విలువైన సమాచారం, సూచనలు ఇస్తూ మమ్మల్ని జాగృత పరుస్తున్న మీకు ధన్యవాదాలు🙏🙏🙏🙏
Yes this is the biggest problem current generation of youth is facing
Yes thanks for sharing your view
Good information.
Home Loan Emi should be very minimal that should help your tax exemption. Don't hurry in buying until you are able to pay most of the down payment.
Don't take car loans. Wait until you can buy it with out loan.
Use credit cards only for discounts and cashbacks.
I am 16 years exp person and I did the same.
I have been paying EMI from last 10 years and luckily i have cleared car loan in 24 months. I have realised this off late from last 2 years.. thank you
కాంపౌండింగ్ యొక్క వాస్తవం గురించి కన్ను తెరిపించే విషయాలు! మనం జాగ్రత్తగా ఉండకపోతే రివర్స్ కాంపౌండింగ్ మన ఆర్థిక పరిస్థితిని ఎలా దెబ్బతీస్తుందో అర్థం చేసుకోవడం ఎంతో ముఖ్యం
My salary 2.4 per annum. 5 members in my family. I know the pain of life management.
I am sacrifice everything for my family...
I proudly say that i am common man.
Do not worry, time will come for you one day.
మీ ధర్మం ను మీరు పాటిస్తున్నారు🙏
Dhantlo proud emundhi. Andari laga migilipotunnane ani bhadapadali.
Intilo andharu vunappudu ammo okato tariku movie chupunchu
నమస్కారం అన్న
నా పేరు శ్రీహరి. మాది కడప జిల్లా. నేను, మా అక్క ఇద్దరం గత కొన్ని సంవత్సరాల నుంచి "కండరాల బలహీనత" (Muscular dystrophy) అనే అరుదైన వ్యాధి తో బాదపడుతున్నాం. నడవలేని పరిస్థితి.పూర్తిగా మంచానికి పరిమితమై ఉన్నాం. వ్యాధి తీవ్రత పెరగటం వలన. మా ఆరోగ్య పరిస్థితి రోజు రోజుకీ క్షీణిస్తోంది. మాది నిరుపేద కుటుంబం. ఆర్థిక ఇబ్బందుల వలన సరైన వైద్యం చేయించుకోలేకున్నాం. దయచేసి మాకు సహాయం చేయండి అన్న..
Impactguru website lo post cheyyandi, chala mandiki dabbulu vastayee bro
Ketto Ane NGO vundi.dani website chudandi
Thanks for this Video
Na life lo jarigindi video lo cheppav bro, 4years back home kosam gold,credit card and 2 personal loans almost 1.2L emi ki pay chesa,
Freelancing jobs cheyadam tho work life balance miss avva, finally now pending home loan only and started savings for future
Freelance job kosam cheppu bro konchem naku chala problem unnayi loan lo pls bro🙏
Ikkada SIP lu gurinchi em cheppav ala cheppani vaadivi thumbnail lo enduku pettav… enduku e tricks anni, genuine ga undachhu ga
ఈ వీడియోలో చెప్పినట్లు నాది same problem....ఒక టైంలో ఆత్మహత్య చేస్కోవాలి అనుకున్నాను...దారులన్నీ మూసుకుపోయాయి...విపరీతంగా ఒత్తిడి...ఇప్పుడిప్పుడే కోలుకుంటున్నాను బ్రదర్..
Exactly..every middle class..boy face this situation anna..
I am that Prasanth. I felt that you are describing me in this video. I am in the initial stage of reverse compounding. Thanks for your valuable guidance...
రివర్స్ కాంపౌండింగ్ ను రివర్స్ గేర్ లో పంపిద్దాం...❤ అద్భుతం సార్🎉
Aa video ekkada bro
your video is always lifesaver for me 😊.. i never used credit card for self.. I thought of using this now due to some influences from colleagues .. but after watching this made a decision never ever will fall in this trap..
wanted to share another decision I had taken few months back after watching one of your video related to having health insurance policy outside your organization .. now I have two policies one which companies provides for employee and another personal policy I have taken from outside
The information which your channel is providing is awesome.. Saipatri garu thank you so much.. kudos to your team
Meeru share chesindhi information kaadu sir....practical experience..and 90% people s life change gurunchi.....kaani matala dwara maaredi-10% peoples...kaani assalu ee world lo financial problem s enduku vastunnayo ardham chesukunna vallvallke meeru cheppedi positive attitude tho aalochinche vaarike understand avutundi...tanani taanu ,kutumbanni,naashanam chesukune vaaru negative comment s pettie vaaru..tanane kaadu prakkana vunnavallanu munchalanu kuntaru... Edaina manaku kanipinchatam ledu ante adhi ledu ani ardham kaadu......manaku awareness leka nerchukovataaniki estam leka povatam ani ardham.....it's my opinion....evvarini bhada pettadaaniki kaadu....Tq sir
We are in same prashanth situation bro very useful
Bang on! Simple story & language tho chala baaga explain chesaru andi!
Thanks anna, for pointing the mistakes we are doing. Currently from last two months i am facing the same issue you mentioned. Using credit card to clear emis and family expanses, at the month end salary is not sufficient to clear the dues. This video is really helpful.
Don't know how you prepared the story but this is really my story which i am troubling now with lot of EMIs and debts. Thanks for the eye opening video for the all youngsters...
.
Good informative session about personal financing👍
ఇప్పటి యువతకి అవసరమైన ఆచరించదగిన మంచి విషయము విరాళంగా విశదీకరించారు
Thanks God... My emi is below 15% of my take home... And total outstanding loan is 1/8 th of my total assets. Thanks for video,.. I want to be credit free ASAP
Very good information thank you
you're picking different topics every time. kudo's to the person in your team who picked this theme at first.
Thank You
@@SaipathritalksAnna me videos ani baguntayi. Please cover this topic as well, how much tax is being paid by South India to central government and what they are getting in return?
There is a book called total money make over . If some one wants to go out of debt, I definitely suggest this to follow and implement
Anna Andariki kaakunnaa kondariki Definitely Useful to see this Explanation
Good suggestions for financial well-being.
Thanks bro. Im lucky as my toyal monthly EMI is around 20 percent of my income. So, im far from reverse compounding
Sir, Miru cheppindi exactly correct. I am the best example of this. 😢 not able to come out of these loans. .
I am sure that after seeing this video and agreeing to what is said, people do the same mistake because of social and peer pressure 😢
Welcome to the reality బ్రో ఎవడికి ఇక్కడ 1 లక్ష and లక్ష యాభై వేలు రవ్వు. అలా వచ్చాయి అంటే వడు మిడిల్ క్లాస్ కాదు నా ఉద్దేశం లో. నాకు తెలిసి middle class vala జీతాలు 30 నుండి 60 మధ్య ఉంటాయి. కొంచం వలను చూసి వీడియోస్ పెట్టండి. మీలాగా లక్షల లక్షల జీతాలు ఎవడికి లేవు ఇక్కడ.
Income medha survive avthu assets lenivaaru middle classes job privatey ithey midle classey
Welcome to reality bro... Hyderabad lo unna current prices ki even if you are earning 1lakh per month, you are a middle class guy.
100%
@@praneethbannu8332IDHI VILLAKU ARDHAM KADHULE.
1LAKH INCOME IS MIDDLECLASS EH.
Avi kuda lekunda enduku life
70%+ Prashanth type middle class aspirants are stuck and it will be helpful to understand the way or ways to come out of debt. It is very important to understand the debt management and your explanation is just brilliant. Thank you sir
I can say... We were debit based earlier... It was secured n comfortable..
But now turning towards credit based, we will die worried, uncomfortable and unstable
Bro business start chese vallaki help ayye la video series cheyyandi bro Manchi financial plan cheskovatanaki kavalisena content cheyyandi bro chala mandi startup ideas ki help avutundhi
Counter selling of credit cards,at fuel station, shopping malls, online promotion of person loans,
Nijam cheparu bayya..Nenu chalamandini marchatanki try chesanu but andaru trap lo padutunaru
100% currect bro same sichuvation na life lo jarguthundhi nanu late ga Realise ayyanu bro
Meeru ceneme screen ply la vuntadi.. Bro.. India lo evaru prajalani chaitanya paracharu.. Kani meeru good job.. Andariki anni visayalu teliyavu.. 🙏
Whatever u said is 100% true sir
Thank you Money Purse Team for alerting us from bad Debt.
My Pleasure🙌
Thanks Sai anna. I literally felt that you are telling my story as all the examples you mentioned reflected my decisions that I have taken in the past. Like house loan, car loan, credit cards usage etc.
Sai garu.. The topic you choose is ultimate.. we really accepted what you said.
Again and again MP Team dedication 🙏
"Chaganti gari pravachanalu.. me awareness videos.. asalu miss avvakudadu."
Thank you money purse team . Good topic
Reverse compound solution video... Chayandi
Thanks sai Anna, even my parents and wife ask me to purchase Apartment and Car but I am not, thats what I am not getting in this reverse compund trap. Thank you to MP team and all other financial guiders for the knowledge ❤
Nice to know , All the best for your future
@@Saipathritalks Thank you anna
@sanapur...the above is generic guidelines...u have to work out ur monthly savings and present rent u pay etc..and they conclude ur budget for buying house..
Actually I'm... thinking of this from last 1year... super bro thanks for information
Good video sir very useful to society 👍
Good Video
We can't find anyone Without Debt in our circle
Thanks for the details Sai anna and team 😊
very information video along with live examples. you are a financial guide for all of us anna. please do more videos all the best anna.
kindly do a video on capital gains anna.
Yes bro your telling 100% true even iam also facing this reverse compounding effect.
Thank you anna na gurenchi cheouthunatey undhi family kosam chala chestham evani alochincham akuva
We know all these facts but sadly can't do anything 😢 due to the social pressure. Result is unending debts.
That is true.. social pressure and influence from others are very high these days.
Well said brother. I can say, you opened my eyes and I'm the perfect example for Prashanth. So, EMI must be below 40% and Term insurance is must. Will definitely do this. Thanks a lotttt Brother
Thank you Sai Anna. Please suggest another video on how to avoid and get out of this reverse compounding that will be really helpful
Just now I have subscribed Brother. Such a wonderful video and I will watch and share ur channel here on. The way You made the video is so captivating. Chala chakkaga ardham aindi even to a lay man it is understandable
Thank you sir..we are very lucky to get these valuable information for free😊
100%good information
Great Explanation🎉. Thank you🙏.
There's no alternate to this bro. Same happened to our own family. Living pay check to pay check. Also spending using credit card 30-40k. When the salary drops loans and debt consumes entire salary. Yet again depending on credit card for daily needs. In a way it's a blessing. Everyone needs a home and car. Its most basic essential in life. After own house.. then you can try to invest and grow . You can't
Thank you Sai Anna for your valuable information. The way you explain also expresses the concern about Subscribers. Really appreciate that...❤
Superb analysis sir..... U explained one of the biggest crisis that Middle class families are facing..... Thank you
I get your point sai garu. But initial few years growth tarvatha why do you think one's salary will increase. Ups killing chesukuntu velthe salaries kuda peruguthu vuntayi, so initial years chesina debt should not be a problem
Good information 👍🏿
Sai pathri garu thank u so much I see my life in prasanth
Thank you moneypurse team for the great efforts....... I'm following this channel from 2021 and learned a lot of financial knowledge 🙏
THANK YOU... సాయి..ANNA ❤🙏
100% correct
Same im also
Credit card ki Duranga undham please 🙏
So, home loan companies (360 degree financial companies)and sbi cards are good for accumulation for long term compounding, Tq Sai & team🎉🎉
Very useful information for everyone thank u sir
Thank you money person team for keeping us in right mindset growth direction
Thanks bro
I am addicted reverse components
Very good information for youngsters... I really salute to you brother..
Very good info 👍
Hope people don't go for longer tenure loan to keep the loan Emi amount
Bro chala baga chepparu.
The video effectively portrayed the current situation of the younger generation. However, the suggested conclusion, aiming to purchase a car and home with 40% of one's salary (requiring an annual income of around 35 lakhs, approximately 2 lakhs in hand per month), seems impractical for most youngsters. Achieving such financial milestones typically takes 9 to 10 years for professionals like doctors and engineers, considering the high real estate inflation. Waiting until then may not be worthwhile, given the rising costs.
Always there are risks/stress associated with middle-class life, be it in mutual funds, SIP, or any other investments, I believe youngsters should consider taking calculated risks, prioritizing the purchase of their first home and car. Instead of focusing solely on reverse compounding, they should emphasize career growth and explore multiple streams of income.
Thank you so much Sai anna making video to open your eyes ❤
అన్న థాంక్యూ
For salaried people once they start earning they should save atleast 6months or 1 year expenses and then start investing rest of the money. Of one want to buy the any product see if its a need or want and buy if they afford after saving the emergency fund
టర్మ్ ఇన్సూరెన్స్ తీసుకోవాలి అని పాలసీ బజార్ లో లింక్ క్లిక్ చేస్తే ఇక మీ వెంట పడుతుంటే ఉంటారు కోటి రూపాయలకు 1 1/2 నెలలా జితం అవుతుంది
Kudos to MP team
Thanks sai garu
Very informative to the present situation. Editor did a great job. 🎉
Thank you very much Sai garu for your valuable information
Super. Thank you for info
Sir. This is a very good alert to youth and people to save their hard-earned money.
Hi Sai garu , thanks for the video. A small request,
Asalu Loan /EMI antene bayapadevalla gurunchi, kuda oka video cheyandi, I saw many people without loans and credit cards. They don't know about CIBIL andi. Thank you
Very True Topic Picked Sai Garu
Everybody is trapping in EMI and credit card loans. I am also one of the sufferer😢
Sir... Ippudu same situation lo vunna vallu yem cheste baguntadhi... Please make a video
Superb
Sir already we are facing this issue 😢
Great Video anna, Me video chuse nenu Term and Health Insurance theskunna, Thanks for the Video and Guidance
Most welcome and thanks for sharing your response
Anna nuvvu cheppedhi na gurenche la vundhi tq anna
Very good suggestions sir. Thanks
Good topic....so many people fall in debt trap
Personal loans youth teskuntunnaru ante.. vallaki banks Anni call chesi document free loan ani.. instant loan ani.. 10 mins lo credit chestam ani.. higher intrest rates unna kooda danini emi s lo pay chestaru kabatti inka takkuve paduddi net on net basis lo ani.. avasaram unna lekapoyina banks anta kadutunnay.. I've seen a friend.. tanaki loan 2L ki kavalani apply cheste bank nundi call chesina person 5L sanction chesesadu.. who asked for it dude.. sare e friend ni neeku avasaram ledu kada repay chesey.. paadu chesestav ante.. ledu elano takkuva intrest eh kada unte upayogapadathay ani karchu pettesaru.. banks and nbfc s in order to boost their growth are following these kind of cheap tricks. Awareness chala avasaram.. thank you for making this kind of videos
Endhukandi brothers ye stock market lo unity ga unnaaru sisters undaru😊
Anna Superb Information Thnx Sai Anna